JP2019139328A5

JP2019139328A5 -

Info

Publication number: JP2019139328A5
Application number: JP2018019578A
Authority: JP
Filing date: 2018-02-06
Publication date: 2020-12-03
Anticipated expiration: 2038-02-06

Description

第１の本発明の自動取引装置は、（１）磁気ストライプとＩＣを有するＩＣカードを受け入れて処理するカード処理部と、（２）前記ＩＣカードの前記磁気ストライプが異常であるか否かを判断する異常判断手段と、（３）前記ＩＣカードの前記ＩＣに少なくともアクセスするＩＣ読取手段と、（４）前記ＩＣカードの前記磁気ストライプが異常であると判断された場合であっても、顧客により選択された取引処理を行う取引処理手段と、（５）前記ＩＣカードの前記磁気ストライプが異常であると判断された場合、前記磁気ストライプが異常であることに関連する磁気異常情報を画面に出力する出力手段とを有することを特徴とする。 First automatic transaction apparatus of the present invention, (1) and the card processing unit to accept and process an IC card having a magnetic stripe and IC, whether or not the magnetic stripe abnormalities (2) before SL IC card and abnormality determining means for determining, in a case it is determined that the IC reader access at least, is the magnetic stripe (4) before SL IC card abnormality in the IC (3) before SL IC card also, a transaction processing unit for performing transaction processing selected by the customer, (5) when said magnetic stripe before Symbol IC card is judged to be abnormal, the magnetic anomaly associated with said magnetic stripe is abnormal and having a output means you outputting information on a screen.

Claims

A card processing unit that accepts and processes IC cards with magnetic stripes and ICs,
And abnormality determination means for said magnetic stripe before Symbol IC card determines whether it is abnormal,
And IC reader access at least to the IC of the prior SL IC card,
Even when the magnetic stripe of the previous SL IC card is judged to be abnormal, and transaction processing means for performing a transaction processing selected by the customer,
If the magnetic stripe of the previous SL IC card is judged to be abnormal, the automatic characterized by having a output means you output magnetic anomaly information to a screen associated with the magnetic stripe is abnormal Trading equipment.

Based on the IC data read from the IC of the IC card, the IC reading means determines whether or not the IC card is a bank card issued by a financial institution that has installed the automated teller machine. With more means of judgment,
The transaction processing means, wherein when the magnetic stripe of the IC card with the abnormality determining means is determined to be abnormal, if the condition that the IC card is its own line card, the IC reader means the IC The automatic teller machine according to claim 1, wherein the transaction processing is performed using the IC data read from.

Further provided with a card type determination means for determining whether or not the IC card is a bank card issued by a financial institution that has installed the automated teller machine.
The transaction processing means is characterized in that, when the abnormality determination means determines that the magnetic stripe of the IC card is abnormal, the transaction processing means performs transaction processing when the condition that the IC card is a self-owned card is satisfied. The automatic teller machine according to claim 1.

With more card type judgment means
The card type determination means makes the first determination and makes the first determination.
The automated teller machine according to claim 1, wherein the first determination is to determine whether the IC card corresponds to a cash card or a credit card.

The automated teller machine according to claim 4, wherein the first determination is to include a card issued overseas.

The transaction processing means is characterized in that when the abnormality determination means determines that the magnetic stripe of the IC card is abnormal, the transaction processing means performs transaction processing when the condition that the IC card is the cash card is satisfied. The automated teller machine according to claim 4 or 5.

The card type determination means makes a second determination and makes a second determination.
4. The second determination is to determine whether the IC card is a self-bank card or another bank card issued by a financial institution that has installed the automated teller machine. The automated teller machine described in.

When the abnormality determination means determines that the magnetic stripe of the IC card is abnormal, the transaction processing means performs transaction processing when the IC card satisfies the conditions of the cash card and the own card. 7. The automated teller machine according to claim 7.

The automated teller machine according to claim 6 or 8 , wherein the cash card is a card having a credit function .

Said transaction processing means, automatic transaction according to claim 1, characterized in that before and after the magnetic anomaly screen is output by Kide force means, to discharge the IC card by controlling said card processing unit apparatus.

A soft button is arranged on the magnetic anomaly screen.
It said transaction processing means is the magnetic anomaly screen output by the pre Kide force means, after the soft buttons of the magnetic anomaly screen is operated, thereby discharging the IC card by controlling said card processing unit 10. The automated teller machine according to claim 10.

Before Kide force means, after the transaction process is completed by the transaction processing unit, at a timing before the IC card from the card processing section is discharged, characterized in that output the said magnetic anomaly screen The automated teller machine according to claim 10 or 11.

The automated teller machine according to claim 1, wherein the magnetic anomaly information also includes information for inducing an inquiry to a window regarding the abnormality of the magnetic stripe of the IC card.

If the card processing unit accepts the IC card before the customer selects the transaction, the customer selects the transaction after the judgment by the own card determination means and the abnormality determination means is made. The automatic teller machine according to claim 2.

If the card processing unit accepts the IC card before the customer selects a transaction, the customer selects the transaction after the card type determination means and the abnormality determination means make a determination. The automated teller machine according to claim 3 or 4.

Further equipped with a statement processing means for creating a statement,
The automated teller machine according to any one of claims 1 to 14, wherein the statement processing means prints the magnetic anomaly information on the statement.

The automated teller machine according to claim 1, wherein the magnetic anomaly information is displayed on the screen of a customer's mobile terminal.

The automated teller machine according to claim 1, wherein the IC reading means reads IC data from the IC after confirming that an IC is attached to the IC card received by the card processing unit. ..

A card processing unit that accepts and processes IC cards with magnetic stripes and ICs,
An abnormality determining means for attempting to read the magnetic stripe of the IC card using the card processing unit and determining whether or not the magnetic stripe of the IC card is abnormal.
An IC reading means for reading IC data recorded in the IC of the IC card using the card processing unit, and
Even when the magnetic stripe of the IC card is determined to be abnormal by the abnormality determination means, the transaction processing means for performing the transaction processing selected by the customer and the transaction processing means.
When the magnetic stripe of the IC card is determined to be abnormal by the abnormality determining means, the detail slip processing means for printing the magnetic abnormality information related to the abnormality of the magnetic stripe on the detail slip, and
An automated teller machine characterized by having.