JP2016538654A - オンライン取引における生体画像の使用 - Google Patents
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- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
- G06Q20/4014—Identity check for transactions
- G06Q20/40145—Biometric identity checks
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- G06F—ELECTRIC DIGITAL DATA PROCESSING
- G06F21/00—Security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
- G06F21/30—Authentication, i.e. establishing the identity or authorisation of security principals
- G06F21/31—User authentication
- G06F21/32—User authentication using biometric data, e.g. fingerprints, iris scans or voiceprints
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/04—Payment circuits
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- G—PHYSICS
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- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/12—Payment architectures specially adapted for electronic shopping systems
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- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
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- G—PHYSICS
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- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/322—Aspects of commerce using mobile devices [M-devices]
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- G—PHYSICS
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- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
- G06Q20/367—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes
- G06Q20/3674—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes involving authentication
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- G—PHYSICS
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- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
- G06Q20/3821—Electronic credentials
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- G—PHYSICS
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- G06Q30/00—Commerce
- G06Q30/06—Buying, selling or leasing transactions
- G06Q30/0601—Electronic shopping [e-shopping]
- G06Q30/0609—Buyer or seller confidence or verification
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- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
- H04L63/00—Network architectures or network communication protocols for network security
- H04L63/08—Network architectures or network communication protocols for network security for authentication of entities
- H04L63/083—Network architectures or network communication protocols for network security for authentication of entities using passwords
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- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
- H04L63/00—Network architectures or network communication protocols for network security
- H04L63/08—Network architectures or network communication protocols for network security for authentication of entities
- H04L63/0861—Network architectures or network communication protocols for network security for authentication of entities using biometrical features, e.g. fingerprint, retina-scan
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Abstract
Description
特許協力条約に基づく本出願は、2013年9月9日出願の米国非仮特許出願第14/022,104号、「Use of a Biometric Image in Online Commerce」に対する優先権を主張するものであり、その内容全体は参照により本明細書に組み込まれる。
Claims (17)
- オンラインストア上で購入を完了する方法であって、
処理デバイスが、生体画像が参照生体画像と一致したときに、前記オンラインストア上の前記ユーザのアカウントに関連付けられたオンラインアカウントトークンにユーザ識別子データを使用して副署することと、ここで、前記副署されたオンラインアカウントトークンは、前記オンラインストア上での前記購入が完了され得ることを示し、
前記処理デバイスが、前記副署されたアカウントトークンを前記オンラインストアに送信することと、
を含む方法。 - 前記処理デバイスが前記オンラインアカウントトークンに副署することの前に、前記処理デバイスが、生体画像が参照生体画像と一致するかどうかを判定することを更に含む、請求項1に記載の方法。
- 生体画像が参照生体画像と一致するかどうかを判定することの前に、ユーザから前記生体画像を受信することを更に含む、請求項2に記載の方法。
- 前記オンラインストアが、前記受信した副署されたオンラインアカウントトークンに基づき前記購入を完了することを更に含む、請求項1に記載の方法。
- 生体画像が参照生体画像と一致するかどうかを判定することの前に、ユーザから参照生体画像を受信することを含む登録処理を実行することと、
前記参照生体画像をメモリ内に記憶することと、
を更に含む、請求項1に記載の方法。 - 前記ユーザ識別子データは、前記オンラインストア上の前記アカウントを表すディレクトリサービス識別子のハッシュを含む、請求項1に記載の方法。
- 生体画像が参照生体画像と一致するかどうかを判定することの前に、ユーザからアカウントパスワードを受信することと、
前記アカウントパスワードが参照アカウントパスワードと一致するかどうかを判定することと、
を更に含む、請求項2に記載の方法。 - 前記アカウントパスワードが前記ユーザ識別子データと一致するかどうかを判定することと、
前記アカウントパスワードが前記ユーザ識別子データと一致しなかった場合に、前記生体感知デバイスに関連付けられたパスコードを受信することと、
前記パスコードが前記ユーザ識別子データと一致するかどうかを判定することと、
を更に含む、請求項7に記載の方法。 - システムであって、
処理デバイスと、
前記処理デバイスに動作可能に接続された生体感知デバイスと、
前記処理デバイスに動作可能に接続されたメモリと、
を備え、オンラインアカウントトークン及びユーザ識別子データは前記メモリ内に記憶され、前記処理デバイスは、前記生体感知デバイスによってキャプチャされた生体画像が参照生体画像と一致するときに、前記ユーザ識別子データの少なくとも一部を使用して前記オンラインアカウントトークンに副署するように構成される、システム。 - ネットワーク通信インタフェースを更に備え、前記処理デバイスは、前記ネットワーク通信インタフェースを使用して、前記副署されたオンラインアカウントトークンを前記オンラインストアに送信するように構成される、請求項9に記載のシステム。
- 前記処理デバイスはセキュア処理デバイスを備える、請求項9に記載のシステム。
- 前記メモリは第1のメモリ及び第2のメモリを備え、前記第1のメモリは前記オンラインアカウントトークンを記憶する非永続的メモリを備え、前記第2のメモリは前記ユーザ識別子データを記憶する永続的メモリを備える、請求項9に記載のシステム。
- 前記ユーザ識別子データは、前記オンラインストア上のアカウントに関連付けられたパスワード、前記生体画像に関連付けられた汎用一意識別子、及び前記オンラインストア上の前記ユーザのアカウントを表すディレクトリサービス識別子(DSID)を含む、請求項12に記載のシステム。
- 前記処理デバイスは、前記DSIDのハッシュを使用して前記オンラインアカウントトークンに副署するように構成される、請求項13に記載のシステム。
- オンラインストア上にアカウントを有するユーザを認証する方法であって、
前記オンラインストアが、前記アカウントに関連付けられたオンラインアカウントトークンを電子デバイスに送信することと、
前記オンラインストアが、副署されたオンラインアカウントトークンを前記電子デバイスから受信することと、
を含み、前記副署されたオンラインアカウントトークンは、前記ユーザの身元が生体画像に基づき認証されていることを示すとともに、前記生体画像が前記アカウントに関連付けられていることの確認を示す、方法。 - 前記オンラインストアが、前記副署されたオンラインアカウントトークンの前記受信に基づき購入を完了することを更に含む、請求項15に記載の方法。
- 前記オンラインストアが、前記副署されたオンラインアカウントトークンの前記受信に基づき前記オンラインストア上の前記アカウントへのアクセスを許可することを更に含む、請求項15に記載の方法。
Applications Claiming Priority (3)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
US14/022,104 US20150073998A1 (en) | 2013-09-09 | 2013-09-09 | Use of a Biometric Image in Online Commerce |
US14/022,104 | 2013-09-09 | ||
PCT/US2014/053560 WO2015034786A1 (en) | 2013-09-09 | 2014-08-29 | Use of a biometric image in online commerce |
Publications (2)
Publication Number | Publication Date |
---|---|
JP2016538654A true JP2016538654A (ja) | 2016-12-08 |
JP6441935B2 JP6441935B2 (ja) | 2018-12-19 |
Family
ID=51539380
Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
JP2016540297A Active JP6441935B2 (ja) | 2013-09-09 | 2014-08-29 | オンライン取引における生体画像の使用 |
Country Status (11)
Country | Link |
---|---|
US (3) | US20150073998A1 (ja) |
EP (1) | EP3014543A1 (ja) |
JP (1) | JP6441935B2 (ja) |
KR (1) | KR101884538B1 (ja) |
CN (2) | CN105518729B (ja) |
AU (2) | AU2014315423B2 (ja) |
DE (1) | DE212014000180U1 (ja) |
HK (1) | HK1223178A1 (ja) |
NL (1) | NL2013412B1 (ja) |
TW (1) | TWI634452B (ja) |
WO (1) | WO2015034786A1 (ja) |
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US20210125248A1 (en) | 2021-04-29 |
US20150294382A1 (en) | 2015-10-15 |
KR101884538B1 (ko) | 2018-08-01 |
CN105518729A (zh) | 2016-04-20 |
TWI634452B (zh) | 2018-09-01 |
US20150073998A1 (en) | 2015-03-12 |
CN204066119U (zh) | 2014-12-31 |
JP6441935B2 (ja) | 2018-12-19 |
US11676188B2 (en) | 2023-06-13 |
AU2014315423A1 (en) | 2016-02-18 |
NL2013412A (en) | 2015-03-10 |
DE212014000180U1 (de) | 2016-04-18 |
EP3014543A1 (en) | 2016-05-04 |
CN105518729B (zh) | 2022-04-29 |
NL2013412B1 (en) | 2016-05-10 |
AU2016100076B4 (en) | 2016-11-10 |
HK1223178A1 (zh) | 2017-07-21 |
AU2014315423B2 (en) | 2018-02-01 |
KR20160052670A (ko) | 2016-05-12 |
AU2016100076A4 (en) | 2016-03-03 |
WO2015034786A1 (en) | 2015-03-12 |
TW201512886A (zh) | 2015-04-01 |
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