JP2016212487A - Transaction device - Google Patents

Abstract

PROBLEM TO BE SOLVED: To provide a transaction device that deals with a medium including a contact type data recording unit and a contactless type data recording unit, and does not reduce convenience.SOLUTION: The present invention relates to a transaction device. The transaction device of the present invention includes: a first readout unit that reads out contactless type data on a contactless type data recording unit provided in a medium; a second readout unit that reads out contact type data on a contact type data recording unit provided in the medium; a display unit that displays a screen about transactions; and a control unit that when the contact type data is read out by the second readout unit after the contactless type data is read out by the first readout unit, causes the display unit to display to the effect that the contactless type data is read out by the first readout unit.SELECTED DRAWING: Figure 1

Description

  The present invention relates to a transaction apparatus, and can be applied to, for example, an automatic transaction apparatus (ATM) that performs a transaction using a card having a non-contact IC.

  In the conventional automatic transaction apparatus, there is an automatic transaction apparatus that can process a plurality of types of cards (medium) such as a magnetic stripe card, a contact IC card (contact IC card), and a non-contact IC card (non-contact IC card). Exists.

  For example, Patent Document 1 describes an automatic transaction apparatus that supports both a magnetic stripe card and a non-contact IC card. In the automatic transaction apparatus described in Patent Literature 1, when a signal from a non-contact IC card is received, a unique transaction selection screen using the non-contact IC card is displayed in advance to the user.

JP 2006-323731 A

  However, in a conventional automatic transaction apparatus, a card having both a non-contact type data recording unit such as a non-contact IC and a contact type data recording unit such as a magnetic stripe or a contact IC (hereinafter referred to as a “composite card”). ), A transaction may be started due to an unintended reading of the data recording unit.

  For example, depending on the positional relationship between a card insertion / extraction port (a card insertion / extraction port for reading magnetic stripe or contact IC data) and a card reading unit that communicates with a non-contact IC, the customer may insert a compound card into the card insertion / extraction port. Even if an attempt is made to insert a card (for example, a card having two data recording units of a magnetic stripe and a non-contact IC), there is a possibility that the card reading unit erroneously reads the non-contact IC of the card. In this case, even though the customer wishes to conduct a transaction using a magnetic stripe or a contact IC (for example, a transaction related to an account of a financial institution), the automatic transaction apparatus uses a contactless IC for the transaction. A selection screen (for example, a charge screen of electronic money) is displayed.

  Therefore, there is a demand for a transaction apparatus that does not reduce convenience while supporting a medium including a contact-type data recording unit and a non-contact type data recording unit.

  The transaction apparatus of the present invention includes (1) a first reading unit that reads non-contact type data of a non-contact type data recording unit included in a medium, and (2) contact type data of a contact type data recording unit included in the medium. And (3) a display unit for displaying a transaction-related screen, and (4) contact-type data is read by the second reading unit after reading non-contact type data by the first reading unit. And a control unit that displays on the display unit that the non-contact type data has been read by the first reading unit when the data is read.

  ADVANTAGE OF THE INVENTION According to this invention, the transaction apparatus which does not reduce the convenience can be provided, respond | corresponding to the medium provided with a contact-type data recording part and a non-contact-type data recording part.

It is explanatory drawing shown about the functional structure of the automatic transaction apparatus which concerns on 1st Embodiment. It is the figure which looked at the automatic transaction device concerning a 1st embodiment from the front side. It is explanatory drawing shown about the structural example of the card | curd processed with the automatic transaction apparatus which concerns on 1st Embodiment. It is the flowchart (the 1) shown about operation | movement of the automatic transaction apparatus which concerns on 1st Embodiment. It is explanatory drawing (the 1) shown about the example of the transaction selection screen displayed by the display operation part of the automatic transaction apparatus which concerns on 1st Embodiment. It is the flowchart (the 2) shown about operation | movement of the automatic transaction apparatus which concerns on 1st Embodiment. It is explanatory drawing (the 2) shown about the example of the transaction selection screen displayed by the display operation part of the automatic transaction apparatus which concerns on 1st Embodiment. It is the flowchart (the 3) shown about operation | movement of the automatic transaction apparatus which concerns on 1st Embodiment. It is explanatory drawing (the 3) shown about the example of the transaction selection screen displayed by the display operation part of the automatic transaction apparatus which concerns on 1st Embodiment. It is the flowchart shown about operation | movement of the automatic transaction apparatus which concerns on 2nd Embodiment. It is explanatory drawing (the 1) shown about the example of the transaction selection screen displayed by the display operation part of the automatic transaction apparatus which concerns on 2nd Embodiment. It is explanatory drawing (the 2) shown about the example of the transaction selection screen displayed by the display operation part of the automatic transaction apparatus which concerns on 2nd Embodiment.

(A) 1st Embodiment Hereinafter, 1st Embodiment of the transaction apparatus by this invention is explained in full detail, referring drawings. 1st Embodiment demonstrates the example which applied the transaction apparatus of this invention to the automatic transaction apparatus (ATM).

(A-1) Configuration of First Embodiment FIG. 1 is a block diagram showing a functional configuration of an automatic transaction apparatus 1 according to this embodiment. Moreover, FIG. 2 is the figure which looked at the automatic transaction apparatus 1 of this embodiment from the front side (customer side).

  The automatic transaction apparatus 1 supports transactions using a plurality of types of cards (medium). Specifically, in the automatic transaction apparatus 1, a contact type card including at least a contact type data recording unit (for example, a magnetic stripe or a contact IC), a non-contact type data recording unit (for example, a non-contact IC), and Compatible with composite cards with contact-type data recording units. FIG. 3 is an explanatory diagram showing a configuration example of a card to which the automatic transaction apparatus 1 corresponds.

  As a contact type card (a card having only a contact type data recording unit), for example, there is a card 301 having a magnetic stripe 31 and a contact IC 32 as shown in FIG.

  As a composite card (a card having a contact type data recording unit and a non-contact type data recording unit), for example, there is a card 302 having a magnetic stripe 31 and a non-contact IC 33 as shown in FIG. In the example of this embodiment, the automatic transaction apparatus 1 will be described below assuming that it corresponds to at least both the contact card and the composite card as described above. In addition, in the automatic transaction apparatus 1, you may make it respond | correspond to the card | curd provided only with a magnetic stripe, or the card | curd provided only with non-contact IC. Moreover, in the automatic transaction apparatus 1, you may make it respond | correspond to the composite card | curd provided with a magnetic stripe, contact IC, and non-contact IC.

  The automatic transaction apparatus 1 performs a transaction according to the control of the host computer 2 using the data stored in the data recording unit of the card. The automatic transaction apparatus 1 according to this embodiment executes transactions related to the account (transactions such as withdrawal, balance inquiry, and transfer) based on the account information of the financial institution recorded on the magnetic stripe or the contact IC. Moreover, the automatic transaction apparatus 1 of this embodiment performs transactions such as charging electronic money to a non-contact IC. That is, in the automatic transaction apparatus 1, the transaction content performed using the magnetic stripe / contact IC (contact data recording unit) is different from the transaction content performed using the non-contact IC (non-contact data recording unit). ing.

  Next, the internal configuration of the automatic transaction apparatus 1 will be described.

  The automatic transaction apparatus 1 includes a control unit 10, a recording unit 20, a display operation unit 30, a pin pad 100, a magnetic / contact IC card processing unit 40, a non-contact IC card processing unit 50, a banknote deposit / withdrawal unit 60, and a coin deposit / withdrawal unit 70. A journal recording unit 80 and a statement slip issuing unit 90.

  The control unit 10 has a function of controlling the operation of each unit in the automatic transaction apparatus 1. The control unit 10 can be realized, for example, by installing the transaction program or the like of the embodiment in the program implementation configuration including a processor, a memory, and the like. The control unit 10 includes a display operation control unit 11, a magnetic / contact IC card processing control unit 12, a non-contact IC card processing control unit 13, and banknote deposit / withdrawal control as components that control the operation of each unit in the automatic transaction apparatus 1. Section 14, coin deposit / withdrawal control section 15, journal recording control section 16, and statement slip issuance control section 17.

  The display operation control unit 11 functions as a component that controls the display operation unit 30 and the pin pad 100 (an element that constitutes a higher-level program). In addition, the magnetic / contact IC card processing control unit 12, the non-contact IC card processing control unit 13, the banknote deposit / withdrawal control unit 14, the coin deposit / withdrawal control unit 15, the journal recording control unit 16, and the statement slip issue control unit 17, Components for controlling the magnetic / contact IC card processing unit 40, the non-contact IC card processing unit 50, the banknote depositing / withdrawing unit 60, the coin depositing / withdrawing unit 70, the journal recording unit 80, and the statement slip issuing unit 90, respectively Function as an element).

  The recording unit 20 is a storage unit that holds data such as programs and parameters necessary for the operation of the control unit 10. As the recording unit 20, for example, a non-volatile memory such as a hard disk drive or a flash memory can be applied.

  The display operation unit 30 as a display unit has a user interface function. The type of device applied to the display operation unit 30 is not limited. In the automatic transaction apparatus 1 of this embodiment, it demonstrates as what applies a touch panel display as the display operation part 30. FIG. In the automatic transaction apparatus 1, various operation screens (GUI (Graphical User Interface)) can be displayed on the display operation unit 30 to receive information output to the user and operation input from the user.

  The pin pad 100 has a function of receiving a numeric input such as a password from a customer. The pin pad 100 is composed of a numeric keypad that can input numbers from 0 to 9.

  The magnetic / contact IC card processing unit 40 as the second reading unit is a card (for example, the contact card 301 or the composite card 302 described above) including a contact type data recording unit (at least one of a magnetic stripe or a contact IC). Card). The magnetic / contact IC card processing unit 40 performs a process of inhaling a card inserted into the card insertion / extraction port 41 from a customer and reading the recording data of the card (data recorded on the magnetic stripe / contact IC).

  The non-contact IC card processing unit 50 as the first reading unit has a function of processing a card (for example, a card such as the above-described composite card 302) including a non-contact type data recording unit (non-contact IC). Yes. The non-contact IC card processing unit 50 wirelessly communicates (accesses) with a card having a non-contact IC, and performs data processing with the non-contact IC of the card (for example, processing such as data reading and electronic money charging). Do. In the non-contact IC card processing unit 50, the card reading surface 51 provided on the front surface of the automatic transaction apparatus 1 functions as a communication unit that communicates with the non-contact IC. The non-contact IC card processing unit 50 communicates with a non-contact IC of a card within a predetermined range that can be communicated with the card reading surface 51.

  The banknote depositing / withdrawing unit 60 performs processing for receiving and storing banknotes according to control from the control unit 10, and dispensing (ejecting) banknotes stored therein. The banknote deposit / withdrawal unit 60 deposits / withdraws banknotes at a cash deposit / withdrawal port 61.

  The coin deposit / withdrawal unit 70 performs processing for receiving and storing coins in accordance with control from the control unit 10, and withdrawal / discharge of the stored coins. The coin deposit / withdrawal unit 70 deposits / withdraws coins at a cash deposit / withdrawal port 61 common to the banknote deposit / withdrawal unit 60.

  The journal recording unit 80 prints the contents of the transaction on a statement slip (for example, roll paper) according to the control of the control unit 10 (journal recording control unit 16).

  The statement slip issuing unit 90 discharges the statement slip on which the transaction content is printed from the statement slip discharging unit 91 in accordance with the control of the control unit 10 (the statement slip issuing control unit 17).

  Next, the outline | summary of the process of the card | curd in the automatic transaction apparatus 1 is demonstrated.

  When a card is inserted from the card insertion / extraction port 41, the magnetic / contact IC card processing unit 40 reads the data in the data recording unit (magnetic stripe / contact IC) of the card and sends it to the magnetic / contact IC card processing control unit 12. Supply. The magnetic / contact IC card processing control unit 12 notifies the host computer 2 of the data supplied from the magnetic / contact IC card processing unit 40 via the network N.

  When the non-contact IC card processing unit 50 detects a non-contact IC within a communicable range on the card reading surface 51, the non-contact IC card processing unit 50 communicates with the non-contact IC and reads data. The non-contact IC card processing unit 50 supplies data read from the non-contact IC to the non-contact IC card processing control unit 13. The non-contact IC card processing control unit 13 notifies the host computer 2 of the data supplied from the non-contact IC card processing unit 50 via the network N.

  The display operation control unit 11 selects an operation screen (hereinafter referred to as “transaction selection screen”) for selecting a transaction according to the data acquisition status of the magnetic / contact IC card processing unit 40 and the non-contact IC card processing unit 50. It is displayed on the display operation unit 30. Details of the transaction selection screen displayed by the display operation control unit 11 will be described later.

  Then, the display operation control unit 11 performs a transaction with the customer by causing the display operation unit 30 to display the operation screen of the transaction selected on the transaction selection screen according to the control of the host computer 2. In addition, about the process after the process which the display operation control part 11 displays a transaction selection screen, since the process similar to various automatic transaction apparatuses (ATM) can be applied, detailed description is abbreviate | omitted. In the automatic transaction apparatus 1, the function sharing with the host computer 2 is not limited. For example, the automatic transaction apparatus 1 may be solely responsible for processing related to all transactions (that is, the automatic transaction apparatus 1 may complete the transaction without connecting to the host computer 2). .

(A-2) Operation of the First Embodiment Next, the operation of the automatic transaction apparatus 1 of the first embodiment having the above configuration will be described.

[Operation when data is read only in the magnetic / contact IC card processing unit]
First, in the automatic transaction apparatus 1, the operation when data reading is normally performed only by the magnetic / contact IC card processing unit 40 (when data reading is not performed by the non-contact IC card processing unit 50) is shown in FIG. This will be described with reference to the sequence diagram of FIG.

  First, it is assumed that the host computer 2 determines that the transaction by the automatic transaction apparatus 1 is started. The opportunity for starting the transaction by the automatic transaction apparatus 1 at the host computer 2 is not limited. For example, when a predetermined operation (for example, touching the screen of the display operation control unit 11 by a customer) is performed on the display operation unit 30 of the automatic transaction apparatus 1, a notification of the predetermined operation is sent from the display operation control unit 11 to the host. The computer 2 may be notified and the host computer 2 may determine whether to start the transaction.

  When the transaction start is determined, the host computer 2 notifies the non-contact IC card processing unit 50 of a card reading request via the non-contact IC card processing control unit 13 (S101). The host computer 2 notifies the magnetic / contact IC card processing unit 40 of a card reading request (card advance suction request) via the magnetic / contact IC card processing control unit 12 (S102).

  Next, the magnetic / contact IC card processing unit 40 starts waiting in a state where the card can be read (inhaled) in accordance with the control of the magnetic / contact IC card processing control unit 12 (S103). Further, the non-contact IC card processing unit 50 also starts standby (communication of the non-contact IC starts) in a state where it can communicate with the non-contact IC according to the control of the non-contact IC card processing control unit 13 (S104). ).

  Thereafter, it is assumed that a card is inserted into the magnetic / contact IC card processing unit 40 and inhaled. Then, the magnetic / contact IC card processing unit 40 normally finishes reading the data of the card (hereinafter referred to as “magnetic / contact IC data” or “non-contact type data”), and the magnetic / contact IC data is The magnetic / contact IC card processing controller 12 is supplied (S105). The magnetic / contact IC data includes at least one of magnetic stripe or contact IC data.

  Then, the magnetic / contact IC card processing control unit 12 notifies the host computer 2 of the magnetic / contact IC data acquired from the magnetic / contact IC card processing unit 40 (S106).

  When receiving the notification of the magnetic / contact IC data, the host computer 2 notifies the non-contact IC card processing unit 50 of the card reading cancellation via the non-contact IC card processing control unit 13 (S107).

  When the cancellation of card data reading is notified, the non-contact IC card processing unit 50 cancels the card reading (stops the search for the non-contact IC) (S108). Then, the non-contact IC card processing unit 50 notifies the host computer 2 of the completion of card reading cancellation via the non-contact IC card processing control unit 13 (S109).

  When the magnetic / contact IC card processing control unit 12 notifies the host computer 2 of the magnetic / contact IC data, the display operation control unit 11 performs transaction corresponding to the magnetic stripe / contact IC (contact-type data recording unit). A transaction selection screen for accepting selection of “transaction corresponding to” is displayed on the display operation unit 30 (S110).

  At this time, the display operation control unit 11 causes the display operation unit 30 to display a transaction selection screen (operation screen) as shown in FIG. In the transaction selection screen shown in FIG. 5, a transaction related to a financial institution account (account associated with the inserted card) is selected as a transaction corresponding to the magnetic stripe / contact IC (transaction corresponding to the contact-type data recording unit). For this purpose, buttons B101 to B106 are arranged.

[Operation when reading occurs in both card processing units]
Next, with respect to the composite card, the automatic transaction apparatus 1 uses the magnetic / contact IC card processing unit 40 and the non-contact IC card processing unit 50 to perform data reading using the sequence diagram of FIG. explain.

  First, the transaction by the automatic transaction apparatus 1 is started in the host computer 2, and the magnetic / contact IC card processing unit 40 and the non-contact IC card processing unit 50 wait for the card to be read by the same processing as in steps S101 to S104 described above. Is started (S201 to S204).

  Thereafter, the composite card is brought close to (over the card reading surface 51) of the non-contact IC card processing unit 50, and the non-contact IC card processing unit 50 uses the non-contact IC data (hereinafter referred to as “non-contact IC data”). Or “non-contact type data”). Then, the non-contact IC card read by the non-contact IC card processing unit 50 is supplied to the non-contact IC card processing control unit 13 (S205).

  The non-contact IC card processing control unit 13 discards (discards; ignores) the non-contact IC data acquired first (first time) (S206) and waits for a predetermined time (standby when the card reading is stopped). Is started (S207). At this time, the period during which the non-contact IC card processing control unit 13 waits may be, for example, a predetermined time.

  When the non-contact IC card processing control unit 13 completes waiting for a predetermined time (S208), it requests the non-contact IC card processing unit 50 to wait for card reading again (S209).

  Then, the non-contact IC card processing unit 50 resumes standby in a state in which it can communicate with the non-contact IC (resumes the search for the non-contact IC) under the control of the non-contact IC card processing control unit 13 (S210). ).

  Here, it is assumed that a card is inserted into the magnetic / contact IC card processing unit 40 and inhaled during the standby period of the non-contact IC card processing control unit 13. Then, the magnetic / contact IC card processing unit 40 normally reads the magnetic / contact IC data, and the data is supplied to the magnetic / contact IC card processing control unit 12 (S211).

  Thereafter, the magnetic / contact IC card processing control unit 12 notifies the host computer 2 of the magnetic / contact IC data by the same processing as the above-described steps S106 to S109, and the card reading by the non-contact IC card processing unit 50 is cancelled. (S212 to S215).

  When the magnetic / contact IC card processing control unit 12 notifies the host computer 2 of the magnetic / contact IC data, the display operation control unit 11 performs transaction corresponding to the magnetic stripe / contact IC (contact-type data recording unit). A transaction selection screen for accepting selection of “transaction corresponding to” is displayed on the display operation unit 30 (S216). Further, at this time, the display operation control unit 11 performs a warning display on the transaction selection screen to be displayed (display indicating that the card reading is erroneously generated in the non-contact IC card processing unit 50). Specifically, the display operation control unit 11 may cause the display operation unit 30 to display a transaction selection screen (operation screen) as shown in FIG. In the transaction selection screen shown in FIG. 7, buttons B101 to B106 for selecting a transaction related to an account of a financial institution (an account related to an inserted card) are arranged as a transaction corresponding to the magnetic stripe / contact IC. In addition, in the transaction selection screen shown in FIG. 7, a message that the card reading is erroneously generated in the non-contact IC card processing unit 50 (in the operation screen shown in FIG. 7, “the reading of the non-contact IC information is confirmed. Message) is displayed. In addition, in the transaction selection screen shown in FIG. 7, a message for alerting how to insert a card in the future (in FIG. 7, “When inserting a card, be careful not to hold the card over the non-contact IC reading surface. Message ") is also displayed.

[Operation when card reading occurs only in the non-contact IC card processing unit]
Next, in the automatic transaction apparatus 1, an operation when data reading is performed only by the non-contact IC card processing unit 50 will be described with reference to the sequence diagram of FIG.

  First, the transaction by the automatic transaction apparatus 1 is started in the host computer 2, and the magnetic / contact IC card processing unit 40 and the non-contact IC card processing unit 50 wait for the card to be read by the same processing as in steps S101 to S104 described above. Is started (S301 to S304).

  Thereafter, a card having a non-contact IC is brought close to (overseen) the card reading surface 51 of the non-contact IC card processing unit 50, and the non-contact IC card processing unit 50 has successfully read the non-contact IC data. . Then, the non-contact IC data read by the non-contact IC card processing unit 50 is supplied to the non-contact IC card processing control unit 13 (S305).

  The non-contact IC card processing control unit 13 discards the non-contact IC data acquired first (first time) (S306), and starts waiting for a predetermined time (standby in a state where no card reading is performed) (S307). . Here, it is assumed that no card is inserted into the magnetic / contact IC card processing unit 40 while the non-contact IC card processing control unit 13 is on standby (that is, the card is held over the card reading surface 51). As if it were left untouched).

  When the non-contact IC card processing control unit 13 completes waiting for a predetermined time (S308), it requests the non-contact IC card processing unit 50 to read the card again (S309).

  Then, the non-contact IC card processing unit 50 resumes waiting in a state where communication with the non-contact IC is possible (resumes the search for the non-contact IC) under the control of the non-contact IC card processing control unit 13 (S310). ).

  Then, it is assumed that the non-contact IC card processing unit 50 has normally finished reading the non-contact IC data from the non-contact IC of the card held over the card reading surface 51 of the non-contact IC card processing unit 50. Then, the non-contact IC data read by the non-contact IC card processing unit 50 is supplied to the non-contact IC card processing control unit 13 (S311).

  Next, the non-contact IC card processing control unit 13 notifies the host computer 2 of the non-contact IC data supplied from the non-contact IC card processing unit 50 (S312).

  Upon receiving the notification of the non-contact IC data, the host computer 2 notifies the magnetic / contact IC card processing unit 40 of the card reading cancellation via the magnetic / contact IC card processing control unit 12 (S313).

  When the cancellation of the card data reading is notified, the magnetic / contact IC card processing unit 40 cancels the card reading standby (S314). The magnetic / contact IC card processing unit 40 notifies the host computer 2 of the completion of card reading cancellation via the magnetic / contact IC card processing control unit 12 (S315).

  Further, when the non-contact IC data is notified to the host computer 2 by the magnetic / contact IC card processing control unit 12, the display operation control unit 11 performs a transaction corresponding to the non-contact IC (corresponding to the non-contact type data recording unit). Transaction display screen for accepting selection of transaction to be performed is displayed on the display operation unit 30 (S316).

  At this time, the display operation control unit 11 causes the display operation unit 30 to display a transaction selection screen (operation screen) as shown in FIG. In the transaction selection screen shown in FIG. 9, as a transaction corresponding to a non-contact IC (a transaction corresponding to a non-contact type data recording unit), a button B201 for selecting a transaction for charging electronic money to the non-contact IC, A button B202 for selecting a transaction for confirming the balance of the electronic money charged in the contact IC and a button B203 for canceling and canceling the transaction are arranged.

(A-3) Effects of First Embodiment According to the first embodiment, the following effects can be achieved.

  In the automatic transaction apparatus 1, the non-contact IC card read when the non-contact IC card processing section 50 first (first time) reads the card, discards the non-contact IC data, and starts waiting for a predetermined time. When card reading (card insertion) occurs in the magnetic / contact IC card processing unit 40 until the transaction is made, a transaction selection screen corresponding to the magnetic stripe / contact IC is displayed.

  Specifically, for example, when a customer tries to insert a composite card (the composite card 302 shown in FIG. 3B) into the card insertion / extraction port 41 of the magnetic / contact IC card processing unit 40, the contactless IC is mistakenly detected. Even when data reading occurs in the card processing unit 50, the non-contact IC card processing unit 50 discards the first non-contact IC data read and waits for a predetermined time. As a result, even if the customer tries to insert the composite card into the card insertion / extraction port 41 of the magnetic / contact IC card processing unit 40, even if the data read in the non-contact IC card processing unit 50 is mistaken, automatic transaction is performed. The device 1 can display a transaction selection screen corresponding to the magnetic stripe / contact IC as desired by the customer.

  In particular, as shown in FIG. 2, in the automatic transaction apparatus 1, when a customer tries to insert a card into the card insertion / discharge port 41, the card passes over the card reading surface 51. In other words, in the automatic transaction apparatus 1, the card reading surface 51 is disposed in the vicinity of the flow line of the card when the customer tries to insert the card into the card insertion / exit port 41. Therefore, in the automatic transaction apparatus 1, when a customer tries to insert a composite card into the card insertion / extraction port 41 of the magnetic / contact IC card processing unit 40, data reading by the non-contact IC card processing unit 50 is likely to occur. It has become. However, in the automatic transaction apparatus 1 according to the first embodiment, as described above, since the transaction selection screen desired by the customer can be displayed even when data reading is erroneously generated in the non-contact IC card processing unit 50, the card insertion / removal can be performed. Convenience deterioration due to the positional relationship between the outlet 41 and the card reading surface 51 is suppressed. Note that the customer can consciously avoid the vicinity of the card reading surface 51 and insert the composite card into the card insertion / ejection slot 41, thereby avoiding erroneous reading of the card by the non-contact IC card processing unit 50. .

  Further, in the automatic transaction apparatus 1, the non-contact IC data read when the non-contact IC card processing unit 50 first reads out the card is discarded, and the standby for a predetermined time is started, and the standby for the predetermined time is performed. If a card reading (card insertion) occurs in the magnetic / contact IC card processing unit 40 until this time, a warning display (card reading occurs in the non-contact IC card processing unit 50) is displayed on the transaction selection screen to be displayed. Display). Accordingly, it is possible to urge the customer to be careful not to approach the card reading surface 51 by mistake when inserting the composite card into the card insertion / exit port 41.

  Further, in the automatic transaction apparatus 1 according to the first embodiment, the non-contact IC data read when the non-contact IC card processing unit 50 first reads the card is discarded, and waiting for a predetermined time is started. When the non-contact IC card processing unit 50 can read the card again after waiting for the time is completed, a transaction selection screen for selecting a transaction corresponding to the non-contact IC is displayed on the display operation unit 30. If the card can be read by the non-contact IC card processing unit 50 even after standby, it can be estimated that the customer intentionally holds the card over the card reading surface 51 and desires a transaction corresponding to the non-contact IC. . Therefore, in the automatic transaction apparatus 1 of the first embodiment, even when the customer intends to hold the card over the card reading surface 51, the transaction selection screen corresponding to the non-contact IC can be displayed.

(B) Second Embodiment Hereinafter, a second embodiment of the transaction apparatus according to the present invention will be described in detail with reference to the drawings. 2nd Embodiment demonstrates the example which applied the transaction apparatus of this invention to the automatic transaction apparatus (ATM).

(B-1) Configuration of Second Embodiment The configuration of the automatic transaction apparatus 1 according to the second embodiment can also be shown with reference to FIGS. Below, only the difference with 1st Embodiment is demonstrated about the automatic transaction apparatus 1 of 2nd Embodiment.

  In the automatic transaction apparatus 1 according to the first embodiment, the contactless IC card processing control unit 13 discards the contactless IC data received first. On the other hand, the non-contact IC card processing control unit 13 of the second embodiment does not discard the supplied non-contact IC data. Specifically, in the automatic transaction apparatus 1 according to the second embodiment, when the non-contact IC card processing unit 50 first reads, the non-contact IC data is not discarded without discarding the read non-contact IC data. The next process using the data (in this embodiment, the process of notifying the host computer 2) is continued. In the automatic transaction apparatus 1 according to the second embodiment, when reading is generated in the non-contact IC card processing unit 50 and further in the magnetic / contact IC card processing unit 40, the magnetic stripe / A transaction selection screen that can select both transactions corresponding to contact ICs (transactions corresponding to contact-type data recording units) and transactions corresponding to non-contact ICs (transactions corresponding to non-contact type data recording units) indicate.

(B-2) Operation of the Second Embodiment Next, in the automatic transaction apparatus 1 of the second embodiment, for the composite card, both the magnetic / contact IC card processing unit 40 and the non-contact IC card processing unit 50 are used. The operation when data reading is performed will be described with reference to the sequence diagram of FIG.

  First, the transaction by the automatic transaction apparatus 1 is started in the host computer 2, and the magnetic / contact IC card processing unit 40 and the non-contact IC card processing unit 50 wait for the card to be read by the same processing as in steps S101 to S104 described above. Is started (S401 to S404).

  Thereafter, a decryption card (a card with a non-contact IC) is brought close to (over) the card reading surface 51 of the non-contact IC card processing unit 50, and the non-contact IC card processing unit 50 finishes reading the non-contact IC data normally. Shall be. Then, the non-contact IC data read by the non-contact IC card processing unit 50 is supplied to the non-contact IC card processing control unit 13 (S405).

  Next, the non-contact IC card processing control unit 13 notifies the host computer 2 of the acquired non-contact IC data (S406).

  At this time, the display operation control unit 11 causes the display operation unit 30 to perform transactions corresponding to non-contact ICs (transactions related to electronic money) in addition to transactions corresponding to magnetic stripe / contact ICs (transactions of financial institution accounts). A transaction selection screen is displayed that allows selection of (S407).

  And the display operation control part 11 displays the transaction selection screen as shown in FIG. 11 on the display operation part 30, for example. In the transaction selection screen shown in FIG. 11, in addition to the buttons B101 to B106 for performing transaction selection corresponding to the magnetic stripe / contact IC (transaction selection of financial institution account), transaction selection corresponding to the non-contact IC (electronic A button B201 for performing money charge transaction selection) is arranged. At this time, as shown in FIG. 12, the display operation control unit 11 displays “a message indicating that the card reading is erroneously generated in the non-contact IC card processing unit 50” or “how to insert a card in the future”. You may make it display additionally the display of alerting (message similar to the above-mentioned FIG. 7), such as "message to alert".

  11 and 12, when the button B201 for performing a transaction corresponding to a non-contact IC (a transaction for charging electronic money) is pressed by the customer on the operation screens of FIGS. Transactions using contactless ICs will continue. However, here, as shown in FIG. 10, it is assumed that the decryption card is inserted into the magnetic / contact IC card processing unit 40 while the operation screen of FIG. 11 is displayed on the display / operation unit 30. The magnetic / contact IC card processing unit 40 normally reads the magnetic / contact IC data, and the data is supplied to the magnetic / contact IC card processing control unit 12 (S408).

  Next, the magnetic / contact IC card processing control unit 12 notifies the host computer 2 of the magnetic / contact IC data (S409).

  When the magnetic / contact IC card processing control unit 12 notifies the host computer 2 of magnetic / contact IC data, the display operation control unit 11 displays an operation screen to be displayed on the display operation unit 30 by using a contact type data recording unit. The operation screen is changed to only the transaction selection used (S410). For example, the display operation control unit 11 deletes the button B201 for performing transaction selection (transaction for charging electronic money) using a non-contact IC from the operation screen shown in FIG. You may make it display the operation screen shown on the display operation part 30. FIG. At this point, since the card is inhaled by the non-contact IC card processing unit 50, it can be determined that the transaction will not be transferred to the non-contact IC, so only the transaction selection using the magnetic / contact IC data is performed. It is desirable to use an operation screen.

(B-3) Effects of Second Embodiment According to the second embodiment, the following effects can be achieved.

  In the automatic transaction apparatus 1 according to the second embodiment, when a card reading occurs in the magnetic / contact IC card processing unit 40 after the card reading occurs in the non-contact IC card processing unit 50, the magnetic stripe / contact is performed. A transaction selection screen is displayed on which a transaction corresponding to an IC and a transaction corresponding to a non-contact IC can be selected. Thereby, in the automatic transaction apparatus 1 of 2nd Embodiment, when a customer tried to insert a compound card (into the card insertion discharge port 41 of the magnetic / contact IC card processing unit 40, the non-contact IC card processing unit Even when data reading occurs at 50, a transaction selection screen capable of selecting a transaction desired by the customer can be displayed.

(C) Other Embodiments The present invention is not limited to the above-described embodiments, and may include modified embodiments as exemplified below.

  (C-1) In each of the above embodiments, the example in which the transaction device of the present invention is applied to an automatic transaction device has been described. However, the transaction device may be applied to other transaction devices corresponding to a decryption card. For example, the present invention may be applied to a vending machine (for example, a vending machine) corresponding to a composite card including a non-contact IC charged with a magnetic stripe and electronic money related to a credit card.

  DESCRIPTION OF SYMBOLS 1 ... Automatic transaction apparatus, 10 ... Control part, 11 ... Display operation control part, 12 ... Magnetic / contact IC card process control part, 13 ... Non-contact IC card process control part, 14 ... Banknote deposit / withdrawal control part, 15 ... Coin Deposit / withdrawal control unit, 16 ... journal recording control unit, 17 ... statement slip issue control unit, 20 ... recording unit, 30 ... display operation unit, 100 ... pin pad, 40 ... magnetic / contact IC card processing unit, 41 ... card insertion / extraction Exit: 50 ... Non-contact IC card processing unit, 51 ... Card reading surface, 60 ... Banknote deposit / withdrawal unit, 61 ... Cash deposit / withdrawal port, 70 ... Coin deposit / withdrawal unit, 80 ... Journal recording unit, 90 ... Statement slip issuing unit 91 ... statement slip discharge unit, N ... network, 2 ... host computer, 301, 302 ... card, 31 ... magnetic stripe, 32 ... contact IC, 33 ... non-contact IC.

Claims (8)

A first reading unit that reads non-contact type data of a non-contact type data recording unit included in the medium;
A second reading unit for reading contact type data of a contact type data recording unit included in the medium;
A display for displaying a screen related to the transaction;
After the non-contact type data is read by the first reading unit and then the contact type data is read by the second reading unit, the non-contact type data is read by the first reading unit on the display unit. And a control unit for displaying a message.   When the control unit reads the non-contact type data with the first reading unit and then reads the contact type data with the second reading unit, the control unit controls the display unit to control the contact type data recording unit. 2. The transaction apparatus according to claim 1, wherein a message indicating that non-contact type data has been read by the first reading unit is displayed on an operation screen for a transaction corresponding to.   2. The transaction apparatus according to claim 1, wherein the control unit discards the non-contact type data when the first reading unit first reads the non-contact type data.   The control unit abandons the non-contact type data, waits for a predetermined time in a state where reading of the first reading unit is stopped, and resumes reading of the first reading unit after waiting for the predetermined time. The transaction apparatus according to claim 3.   When the control unit resumes the reading of the first reading unit and then reads the non-contact type data again by the first reading unit, the processing of the transaction corresponding to the non-contact type data recording unit The transaction apparatus according to claim 4, wherein the transaction apparatus is transferred to.   When the control unit resumes the reading of the first reading unit and then reads the non-contact type data again by the first reading unit, the transaction operation corresponding to the non-contact type data recording unit is performed. 6. The transaction apparatus according to claim 5, wherein a screen is displayed on the display unit.   When the control unit reads the non-contact type data with the first reading unit in a state where the second reading unit has not read the contact type data, the control unit performs transaction and non-contact corresponding to the contact type data recording unit. 2. The transaction apparatus according to claim 1, wherein a transaction selection screen capable of selecting both transactions corresponding to the contact-type data recording unit is displayed on the display unit.   The control unit displays a transaction selection screen on which the transaction corresponding to the contact type data recording unit and the transaction corresponding to the non-contact type data recording unit can be selected are displayed on the display unit. 8. The operation screen displayed on the display unit when the contact type data is read by the reading unit is changed to a transaction selection screen capable of selecting only transactions corresponding to the contact type data recording unit. The transaction device described.

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