CN110111484B

CN110111484B - Automatic teller machine

Info

Publication number: CN110111484B
Application number: CN201811577738.9A
Authority: CN
Inventors: 铃木弘之; 青山幸男
Original assignee: Hitachi Omron Terminal Solutions Corp
Current assignee: Hitachi Omron Terminal Solutions Corp
Priority date: 2018-02-01
Filing date: 2018-12-20
Publication date: 2022-03-04
Anticipated expiration: 2038-12-20
Also published as: JP2019133490A; JP7154771B2; CN110111484A

Abstract

The invention relates to an automatic teller machine, which can avoid the complex structure of the device and prevent forgetting to take out each card when using a plurality of cards including a non-contact card to carry out transaction. An automatic teller machine capable of performing a transaction using a first medium that is a contactless medium and a second medium that is a medium other than the first medium includes an insertion port into which the second medium is inserted, and a reading unit that is provided near the insertion port and is a reading unit for reading information stored in the first medium.

Description

Automatic teller machine

Technical Field

The present invention relates to automated teller machines.

Background

A contact card processing device that processes information of a magnetic card or a contact IC card is mounted in a transaction processing terminal such as an Automatic Teller Machine (ATM). In recent years, there have been increasing cases where a contactless card processing apparatus that processes information of a contactless IC card is mounted in addition to the contactless IC card.

The contact card processing device is used for a user to insert a magnetic card or a contact IC card into the card slot by hand and to take out the inserted magnetic card from the card slot after the processing is finished. The non-contact card processing device is used for placing the non-contact IC card on an antenna part of the non-contact card processing device by a user by hand and taking the placed non-contact IC card away from the antenna part after the processing is finished.

Here, the contact type IC card processing device may be installed not in the ATM as it is but as an additional device, and there is no margin in the installation area inside or on the surface of the ATM. Therefore, there is a structure in which the insertion port and the non-contact IC card reading section are not located at a near position (for example, patent document 1).

In addition, in the case of charging a contactless IC card with cash by an ATM, there is a recent case in which a magnetic card or a contact IC card is inserted into an insertion slot of the ATM, information such as an account number is read from the inserted card, and the contactless IC card is detected and charged when placed in an antenna unit of a contactless card processing device.

Documents of the prior art

Patent document

Patent document 1: japanese laid-open patent publication No. 2012-155656

Disclosure of Invention

Problems to be solved by the invention

However, in the above-described conventional technique, the card insertion port and the non-contact IC card reading section are not arranged adjacent to each other. Therefore, although the user can remove the contactless IC card after charging the contactless IC card, the user may forget to remove the magnetic card or the contact IC card. Alternatively, the user may forget to remove the contactless IC card by removing the magnetic card or the contact IC after charging the contactless IC card.

To solve this problem, there is a proposal to prevent forgetting to remove both cards by configuring a single card processing device having the same operation position so as to process a magnetic card, a contact type IC card, and a non-contact type IC card. However, when two cards are taken in by a single device, the mechanical structure in the ATM is complicated because the two cards are taken in and processed at the same time. It would be desirable to have a solution that avoids the complexity of the device and prevents forgetting to remove each card when conducting transactions using multiple cards, including contactless cards.

The invention aims to provide an automatic teller machine which can avoid the complexity of the device structure and prevent forgetting to take each card when using a plurality of cards including a non-contact card to perform transactions.

Means for solving the problems

An automated teller machine according to the present invention is an automated teller machine capable of performing a transaction using a first medium that is a contactless medium and a second medium that is a medium other than the first medium, the automated teller machine including: an insertion port for inserting the second medium; and a reading unit that reads information stored in the first medium and is provided in the vicinity of the insertion port.

ADVANTAGEOUS EFFECTS OF INVENTION

According to the present invention, even when a transaction is performed using a plurality of types of cards including a contactless card, it is possible to avoid the complexity of the device structure and to prevent forgetting to remove each card.

Drawings

Fig. 1 is a schematic block diagram of an ATM in which a card processing device and a contactless IC card reader of embodiment 1 are installed.

Fig. 2 is an explanatory diagram showing a schematic positional relationship between the ATM and the user.

Fig. 3 is a schematic block diagram showing the card processing apparatus of this embodiment.

Fig. 4 is a schematic configuration diagram of the card processing apparatus of the embodiment.

Fig. 5 is a schematic block diagram of the contactless IC card reader of this embodiment.

Fig. 6 is a schematic configuration diagram of the contactless IC card reader of this embodiment.

Fig. 7(a) to (d) are diagrams showing the operation flow of the magnetic card and the contactless IC card of this embodiment.

Fig. 8(a) to (d) are diagrams showing the operation flow of the magnetic card and the contactless IC card of embodiment 2.

In the figure:

1-ATM; 3-a card processing device; 4-a display section; 6-contactless IC card reader; 8, a lamp; 9-a loudspeaker; 70. 80-a non-contact IC card holding mechanism; 13a — a magnetic head; 20 a-a delivery roll; 33-an antenna section; 300-magnetic card; 400-contactless IC card; 801-a card holding member; 802-a fixture; 803 — sensor.

Detailed Description

Several embodiments are described in detail below based on the drawings. In each of the embodiments, in a transaction using a plurality of (for example, two) cards including a contactless IC card, the effect of preventing forgetting to take the card can be improved without adding a complicated mechanical structure.

Example 1

(1-1) construction of ATM, card processing device, non-contact IC card reader

First, the configuration of the ATM1, the card processing device 3 (second media processing device), and the contactless IC card reader 6 (first media processing device) according to the present embodiment will be described with reference to fig. 1 to 6.

Fig. 1 is a schematic block diagram of an ATM in which the card processing device of the present embodiment and a contactless IC card reader are mounted. Fig. 2 is an explanatory diagram showing a schematic positional relationship between the ATM1 and the user 200.

As shown in fig. 1, the card processing device 3 and the contactless IC card reader 6 are mounted on, for example, an ATM1 or the like provided in a financial institution. The card processing device 3 is attached to the ATM1 in a state where a card insertion port located at the front end portion of the user side protrudes toward the user side from the front surface of the ATM 1. When accepting insertion of a magnetic card 300 held by a user 200 at the ATM1, the card processing device 3 reads magnetic information stored in the magnetic card 300 (second medium) as a magnetic signal. The noncontact IC card reader 6 is disposed in the noncontact IC card holding mechanism 10 and reads information stored in the IC chip of the noncontact IC card 400 (first medium) held by the user 200 by wireless communication with the noncontact IC card 400.

The ATM1 further includes: an ATM overall control Unit 2 having a CPU (Central Processing Unit) that controls the overall operation of the ATM 1; a display unit 4 having a touch panel for receiving a transaction operation by the user 200 and displaying a transaction result; a host interface 5, i.e., an interface for connecting with a host that manages transactions of the ATM1 via a network; the input/output interface 7 is an interface for lighting a lamp 8 or sounding a speaker 9. The lamp 8 and the speaker 9 are devices for presenting not only the abnormality of the ATM1 itself and the abnormality during execution of the transaction processing but also a notice that the magnetic card 300 and the contactless IC card 400 are returned from substantially the same position and a notice that the card is not forgotten to be taken to the user 200.

Fig. 3 is a block diagram showing the functions of the card processing apparatus.

Specifically, as shown in fig. 3, the card processing apparatus 3 includes: a control unit 12, a magnetic reader 13, a magnetic stripe detection unit 14 having a magnetic stripe reader 14a, an IC card reader 16, a card transport unit 20, a card position detection sensor 21, and a shutter drive unit 22. While fig. 1 illustrates an example in which the ATM1 includes the host interface 5 and the input/output interface 7, the card processing device 3 may include the host interface 15 and the input/output interface 17 similar to the host interface 5 and the input/output interface 7. Further, a lamp 18 and a speaker 19 similar to the lamp 8 and the speaker 9 shown in fig. 1 may be connected to the input/output interface 17.

The control unit 12 is constituted by a microcomputer (CPU) mounted on a board, for example, as in the ATM overall control unit 2 shown in fig. 1, and controls the operations of the respective units.

Fig. 4 is a schematic configuration diagram of the card processing apparatus.

A card insertion slot 50, which is an insertion and extraction slot for a magnetic card 300, is formed in the front surface of the card processing device 3 on the user 200 side, and one or more lamps 8 (for example, LED (Light Emitting Diode) lamps) are fixed thereto. A speaker 9 is disposed above the card processing device 3.

The magnetic reading unit 13 includes a magnetic head 13a and a circuit (not shown) for driving the magnetic head 13 a.

The card conveying portion 20 is composed of a card conveying roller 20a for conveying a card, and a motor (not shown) for driving the card conveying roller 20 a.

The shutter driving section 22 includes a shutter section 22a for preventing the card processing apparatus 3 from entering the inside thereof, and a circuit (not shown) for driving the shutter section.

The card position detection sensor 21 is composed of a light sensor light emitting element 21a and a light receiving element 21 b. The light sensor light emitting element 21a and the light receiving element 21b are disposed inside the card processing device 3 in a state of being attached to the ATM 1. The light emitted from the light emitting element 21a is reflected by the front end of the magnetic card and returns to the light receiving element 21 b. The card position detection sensor 21 detects the position of the magnetic card inserted into the card processing device 3 based on a change in the amount of light received by the light receiving element 21 b. The host interface 15 is constituted by a circuit that transmits and receives information to and from the ATM 1. The input/output interface 17 is formed of a circuit for outputting signals to the lamp 8 and the speaker 9.

Fig. 5 is a block diagram showing the function of the contactless IC card reader.

Specifically, as shown in fig. 5, the contactless IC card reader 6 includes: a control unit 32, an antenna unit 33, and a contactless IC card communication unit 34. In fig. 1, the ATM1 is illustrated as having the host interface 5 and the input/output interface 7, and the card processing device 3 may have the host interface 35 and the input/output interface 37 similar to the host interface 5 and the input/output interface 7. Further, a lamp 38 and a speaker 39 similar to the lamp 8 and the speaker 9 shown in fig. 1 may be connected to the input/output interface 37.

The control unit 32 is constituted by a microcomputer (CPU) mounted on a board, for example, as in the ATM overall control unit 2 shown in fig. 1, and controls the operations of the respective units.

Fig. 6 is a schematic configuration diagram of a contactless IC card reader.

An antenna portion 33 for performing wireless communication with the contactless IC card 400 is formed on the front surface of the contactless IC card reader 6 on the user 200 side, and one or more lamps 38 are fixed and a speaker 39 is arranged in some cases. The antenna portion 33 is, for example, a loop antenna surrounding the card insertion slot 50, as described later. In the present embodiment, the loop antenna is provided around the card insertion slot 50, but the loop antenna is not necessarily annular, and one or more antennas may be provided around the card insertion slot 50 and may be disposed close to the card insertion slot 50.

The contactless IC card reader 6 has a contactless IC card holding mechanism 70 for holding the contactless IC card 400, which will be described later, on the front surface side of the ATM1, which is the side of the antenna unit 33 for performing wireless communication with the contactless IC card 400. Although the holding mechanism 70 is provided on the contactless IC card reader 6 in the present embodiment, it may be provided on the front surface side of the card processing device 3 disposed close to the ATM1 or the contactless IC card reader 6.

The non-contact IC card communication unit 34 is constituted by a circuit (not shown) for communicating with the non-contact IC card 400 by transmitting and receiving signals to and from the antenna unit 33. The host interface 35 is constituted by a circuit that transmits and receives information to and from the ATM 1. The input/output interface 37 is formed of a circuit for outputting signals to the lamp 38 and the speaker 39.

(1-2) operation in the case of using a magnetic card and a noncontact IC card

Fig. 7(a) to (d) are views showing operations from the time when the magnetic card is inserted into the magnetic card by the user to the time when the magnetic card is removed from the magnetic card by the user, and from the time when the noncontact IC card is placed into the magnetic card by the user to the time when the noncontact IC card is removed from the magnetic card.

The user 200 inserts the magnetic card 300 into the card insertion slot 50 of the card processing device 3 to perform various operations including transactions. When the card processing device 3 detects insertion of the magnetic card 300, the control unit 12 of the card processing device 3 drives the transport rollers 20a of the card transport unit 20 to transport the inserted magnetic card 300 into the card processing device 3 (fig. 7 (a)).

The magnetic card 300 reads the magnetic data stored in the magnetic card 300 by the magnetic head 13a by the magnetic reading unit 13. The control unit 12 transmits the read magnetic card information to the ATM1 via the host interface 15.

Next, the ATM overall control section 2 prompts the user to place the non-contact IC card 400 in the non-contact IC card holding mechanism 70 by the prompt displayed on the display section 4, and the non-contact IC card holding mechanism 70 is disposed at the card insertion port on the front surface on the card user side. The non-contact IC card holding mechanism 70 is, for example, a flat plate-like member made of polyethylene or resin as a card holding member for holding the non-contact IC card 400 placed by the user. The user places the non-contact IC card in the non-contact IC card holding mechanism (a of fig. 7 (b)). Here, as shown in the front view of fig. 7(b), the non-contact IC card holding mechanism 70 is configured such that when the non-contact IC card 400 is placed, the non-contact IC card 400 closes all or a part of the card insertion port 50 of the card processing apparatus 3. For example, the non-contact IC card holding mechanism 70 is disposed in the vicinity of the card insertion port 50 and the antenna portion 33 so that, when the non-contact IC card 400 is placed on the front surface of the card processing device 3, i.e., the user 200 side, all or a part of the card insertion port 50 and the antenna portion 33 is covered by a part or all of the card.

The contactless IC card reader 6 communicates with the contactless IC card 400 placed in the holding mechanism 70 via the antenna unit 33, and exchanges information stored in the IC chip of the contactless IC card with the ATM1 via the host interface 35.

When the desired transaction is completed, the ATM overall control unit 2 of the ATM1 prompts the user to retrieve the non-contact IC card 400 from the non-contact IC card holding mechanism 70 by using the prompt displayed on the display unit 4. When the user 200 retrieves the non-contact IC card 400 from the non-contact IC card holding mechanism 70 (B in fig. 7 c), if the control unit 32 of the non-contact IC card reader 6 detects that the non-contact IC card 400 is removed and wireless communication between the antenna unit 33 and the non-contact IC card 400 is not possible, the ATM1 is notified of the removal via the host interface 35. The ATM overall control unit 2 of the ATM1 immediately requests the card processing device 3 to perform the ejection operation of the magnetic card 300 (C in fig. 7 (C)), and the card processing device returns the magnetic card (D in fig. 7 (D)). At this time, the ATM overall control unit 2 of the ATM1 notifies the user that the magnetic card 300 and the contactless IC card 400 are discharged from substantially the same position by the presentation displayed on the display unit 4.

In this case, the contactless IC card reader 6 and the card processing device 3 may be electrically connected, the control unit 32 of the contactless IC card reader 6 may notify the card processing device 3 directly from the contactless IC card reader 6 that the user 200 has removed the contactless IC card 400 from the contactless IC card holding mechanism 70, and the control unit 12 of the card processing device 3 may return the magnetic card 300.

According to the present embodiment, the ATM1 includes: a card insertion port 50 for inserting the magnetic card 300 into the ATM1 and discharging it from the ATM 1; a card processing device 3 that takes in, conveys, and reads the magnetic card 300; a contactless IC card reader 6 for communicating with the contactless IC card 400; a display unit 4 for outputting a prompt for the user 200; the ATM overall control unit 2 that controls each of the above-described units is configured such that the antenna unit 33 of the contactless IC card reader 6 is provided at a position overlapping with a part or all of the card insertion slot 50, and when a transaction process is started, the user 200 inserts the magnetic card 300, places the contactless IC card 400 at a predetermined position where communication with the contactless IC card reader 6 is performed, and after the transaction is completed, removes the contactless IC card 400 from the predetermined position, and removes the contactless IC card 400, and then discharges the magnetic card 300 from the card insertion slot 50. Therefore, it is possible to continuously return two cards from a substantially same position at a very short time interval and to suppress forgetting to pick up the cards. In addition, the above-described processing flow can be displayed by a prompt, so that the user 200 can be made to strongly recognize that the user does not forget to take the card.

Example 2

(2-1) Structure of ATM, processing device, non-contact IC card reader

Next, a second embodiment will be described with reference to fig. 1 to 6 and fig. 8(a) to (d).

In embodiment 1, the user places the contactless IC card in the contactless IC card holding mechanism provided near the card insertion port of the magnetic card, and takes out the contactless IC card from the contactless IC card holding mechanism by the user himself after the transaction, but the timing of taking out the contactless IC card and the magnetic card is different. The following describes a case where the contactless IC card and the magnetic card are retrieved at once. Note that, regarding the configuration of the ATM1, the card processing device 3, and the contactless IC card reader 6 according to the present embodiment, the same components as those of the first embodiment are denoted by the same reference numerals, and detailed description thereof is omitted, and the operation of the contactless IC card holding mechanism different from that of the first embodiment will be described below.

(2-2) operation in the case of using a magnetic card and a non-contact IC card

Fig. 8(a) to (d) are views showing operations from the user to insert the magnetic card to remove it, and from the user to place the contactless IC card to remove it.

The user 200 inserts the magnetic card 300 into the card insertion slot 50 of the card processing device 3 to perform various operations including transactions. When the card processing device 3 detects insertion of the magnetic card 300, the control unit 12 of the card processing device 3 drives the transport rollers 20a of the card transport unit 20 to transport the inserted magnetic card 300 into the card processing device 3 (fig. 8 (a)).

Next, the ATM overall control section 2 prompts the user to place the non-contact IC card 400 in the non-contact IC card holding mechanism 80 disposed in the card insertion slot 50 on the front surface on the card user side by using the prompt displayed on the display section 4.

The user places the non-contact IC card 400 in the non-contact IC card holding mechanism 80 (a of fig. 8 (b)). The non-contact IC card holding mechanism 80 is configured such that, when a non-contact IC card is placed, the non-contact IC card 400 closes all or a part of the card insertion port 50 of the card processing device 3, as in the case of embodiment 1, but is different from the case of embodiment 1 in that the non-contact IC card holding mechanism 80 is configured to be tilted toward the user side upon receiving the conveying force of the magnetic card 300.

The contactless IC card reader communicates with the contactless IC card 400 placed in the holding mechanism 80 via the antenna unit 33, and exchanges information stored in the IC chip of the contactless IC card with the ATM1 via the host interface 35.

When the required transaction is completed, the ATM overall control unit 2 of the ATM1 requests the card processing device 3 to perform the magnetic card ejecting operation, and the card processing device returns the magnetic card (D' in fig. 8 (D)).

That is, when the ATM overall control unit 2 requests the card processing device 3 to perform a magnetic card ejecting operation (C in fig. 8 (C)), the ejected magnetic card 300 is conveyed to the card insertion slot 50 and abuts against the contactless IC card 400 placed on the contactless IC card holding mechanism 80. As shown in fig. 8(d), the noncontact IC card holding mechanism 80 includes: a card holding member 801 for holding the non-contact IC card 400 placed by the user; a fixing member 802 for inverting the card holding member 801 toward the user side; a sensor 803 for detecting the falling of the card holding member 801. The card holding member 801 may be a flat plate-like member made of polyethylene or resin, for example. The fixing member 802 may be a bolt and a nut, for example. The sensor 803 may be, for example, a light blocking sensor. When the card processing device 3 further transports the magnetic card 300, the transported magnetic card 300 protrudes from the card insertion slot 50 and presses the contactless IC card 400, and the contactless IC card holding mechanism is tilted toward the user side (B' in fig. 8 (c)) by pressing the contactless IC card held by the contactless IC card holding mechanism. Actually, the holder 802 has a lock mechanism for preventing the card holding member 801 from falling down excessively, and the lock mechanism is adjusted so that the card holding member 801 opens only at an angle to the extent that the transported magnetic card 300 overlaps the non-contact IC card 400.

Since the holding member of the non-contact IC card holding mechanism 80 is tilted within the above-described angle range, the magnetic card 300 is placed on the user side of the card insertion slot 50 so as to overlap the non-contact IC card 400 (D' in fig. 8 (D)), and the user 200 can simultaneously retrieve two cards by one retrieval operation. At this time, the ATM overall control unit 2 of the ATM1 reminds the user that the magnetic card 300 and the contactless IC card 400 are ejected from substantially the same position by the prompt displayed on the display unit 4.

Further, the sensor 803 detects the falling of the non-contact IC card holding mechanism 80, so that the non-contact IC card reader 6 detects the removal of the non-contact IC card 400 and notifies the ATM1 of the same via the host interface 35. The ATM1 prompts the user to remove the non-contact IC card 400 from the non-contact IC card holding mechanism 80 by a prompt displayed on the display unit 4.

According to the present embodiment, the ATM1 includes: a card insertion port 50 for inserting the magnetic card 300 into the ATM1 and discharging it from the ATM 1; a card processing device 3 that takes in, conveys, and reads the magnetic card 300; a contactless IC card reader 6 for communicating with the contactless IC card 400; a display unit 4 for outputting a prompt for the user 200; the ATM overall control unit 2 that controls each of the above-described units is configured such that the antenna unit 33 of the contactless IC card reader 6 is provided at a position overlapping a part or all of the card insertion slot 50, and when a transaction process is started, the user 200 inserts the magnetic card 300, places the contactless IC card 400 at a predetermined position where communication with the contactless IC card reader 6 is performed, and after the transaction is completed, removes the contactless IC card 400 from the predetermined position, and two cards, that is, the magnetic card 300 and the contactless IC card 400, are simultaneously returned to the card insertion slot 50 from substantially the same position, thereby further suppressing forgetting to remove the card. In addition, the above-described processing flow can be displayed by a prompt, so that the user 200 can be made to strongly recognize that the user does not forget to take the card.

The present invention is not limited to the above-described embodiments, but includes various modifications. For example, a warning sound output from the ATM1, the card processing device 3, or a lamp or speaker of the contactless IC card reader 6 may be used instead of the warning on the display unit 4. In addition, a contact IC card or a non-contact IC card may be similarly considered when the card insertion slot 50 is inserted in place of a magnetic card.

As described above, in embodiment 1 and embodiment 2, the ATM1 is capable of performing a transaction using a first medium (for example, the contactless IC card 400) which is a contactless medium and a second medium (for example, the magnetic card 300) which is a medium other than the first medium, and includes the card insertion slot 50 into which the second medium is inserted and the antenna portion 33 provided in the vicinity of the card insertion slot 50 which is a reading portion for reading information stored in the first medium, and therefore, in a transaction using the contactless IC card 400 and the magnetic card 300 other than the contactless IC card 400, for example, it is possible to prevent forgetting to remove these cards without adding a complicated mechanical structure.

In addition, in example 1 and example 2, since the contactless IC card holding mechanism 70 or the contactless IC card holding mechanism 80 that holds the first medium such that a part or the whole of the first medium covers a part or the whole of the card insertion slot 50 is provided, it is possible to ensure communication between the first medium and the antenna portion 33 provided near the card insertion slot 50 and to direct the user to feel one place. In addition, since the user does not need to hold the first medium by himself/herself, the user's convenience can be improved.

In embodiment 2, the non-contact IC card holding mechanism 80 is configured to include the card holding member 801 for holding the first medium and the fixing member 802 for inverting the card holding member 801 to the user side by the first medium pressed against the second medium discharged from the card insertion port 50, and therefore the first medium and the second medium can be simultaneously retrieved with a simple configuration.

In example 2, the card holding member 801 is provided with the sensor 803 for detecting that it is tilted toward the user side, and the ATM overall control unit 2 for controlling the transaction, and the ATM overall control unit 2 outputs a prompt to the user that the first medium and the second medium are discharged, so that the user can easily know visually and audibly that these media are in a retrievable state.

In addition, in embodiment 1, the ATM overall control unit 2 that controls the transaction, the first medium processing device (for example, the contactless IC card reader 6) that performs processing using the first medium and that has the antenna unit 33, and the second medium processing device (for example, the card processing device 3) that performs processing using the second medium and that has the card insertion port 50 are provided, and when the antenna unit 33 of the first medium processing device cannot read information stored in the first medium placed in the contactless IC card holding mechanism 80, the ATM overall control unit 2 causes the second medium to be discharged from the card insertion port 50 provided in the second medium processing device, and therefore, the second medium can be retrieved only by a natural operation in which the user takes out the first medium from the contactless IC card holding mechanism 80 after the transaction is completed.

In addition, in embodiment 2, the ATM overall control section 2 that controls the transaction, the first medium processing device that performs the processing using the first medium and that has the antenna section 33, and the second medium processing device that performs the processing using the second medium and that has the card insertion port 50 are provided, and the ATM overall control section 2 causes the second medium to be discharged from the card insertion port 50 provided in the second medium processing device so as to abut against the first medium, and causes the card holding member 801 to be tilted toward the user side with the holder 802 as the center, thereby causing the second medium to be discharged so as to overlap the first medium and the second medium, and therefore, the second medium is discharged in a state of being substantially overlapped with the first medium, and the user can easily remove the cards at once.

In addition, in embodiments 1 and 2, since the ATM overall control unit 2 that controls the transaction and the display unit 4 are provided, and the ATM overall control unit 2 outputs a prompt to the display unit 4 that the first medium and the second medium are returned from substantially the same position, the user 200 can be made visually aware strongly that the user does not forget to take the card.

The above-described embodiments are described in detail for easy understanding of the present invention and are not limited to the embodiments having all the structures described. Further, a part of the structure of one embodiment may be replaced with the structure of another embodiment, or the structure of another embodiment may be added to the structure of one embodiment. In addition, some of the structures of the embodiments may be added or deleted or other structures may be substituted.

Claims

1. An automatic teller machine capable of performing a transaction using a contactless medium, i.e., a first medium, and a medium other than the first medium, i.e., a second medium,

the automated teller machine is characterized by comprising:

an insertion port for inserting the second medium;

a reading unit that reads information stored in the first medium and is provided in the vicinity of the insertion port; and

a medium holding unit that holds the first medium such that a part or a whole of the first medium covers a part or a whole of the insertion port.

2. The automated teller machine of claim 1,

the medium holding unit includes:

a holding member for holding the first medium; and

and a fixing member for pushing down the holding member toward a user side by the first medium pushed by the second medium discharged from the insertion port.

3. The automated teller machine according to claim 2, comprising:

a sensor that detects that the holding member is tilted toward the user side; and

a control section that controls the transaction,

the control unit outputs a prompt to the user that the first medium and the second medium have been discharged.

4. The automated teller machine according to claim 1, comprising:

a control unit that controls the transaction;

a first medium processing device that has the reading unit and performs a process using the first medium; and

a second medium processing device having the insertion port and performing processing using the second medium,

the control unit may discharge the second medium from the insertion port provided in the second medium processing device when the reading unit provided in the first medium processing device cannot read information stored in the first medium placed in the medium holding unit.

5. The automated teller machine according to claim 2, comprising:

a control unit that controls the transaction;

the controller discharges the second medium so that the second medium is discharged from the insertion port included in the second medium processing device and abuts against the first medium, and the holding member is pushed down toward the user side with the fixture as a center, whereby the first medium and the second medium overlap each other.

6. The automated teller machine according to claim 1, comprising:

a control unit that controls the transaction; and

a display part for displaying the display position of the display part,

the control unit outputs, to the display unit, a prompt indicating that the first medium and the second medium have been returned from substantially the same position.