JPH06231339A - Automatic teller machine provided with transfer data display function - Google Patents

Abstract

PURPOSE:To enable a customer to recognize past transfer data even if he does not carry a bankbook and to immediately decide on the transfer transaction of this time by retrieving only past transfer data from a storage means based on the read instruction of past transfer data and displaying them in a list on a display unit. CONSTITUTION:CPU 21 has a control function displaying and guiding the list of past transfer data on CRT 12 at the time of transfer, and displays past transfer data instructed by the request of the customer. Namely, past detailed transfer data which the customer executes transfer, transaction up to the present is list-displayed by selecting a transfer situation key display-outputted on the transaction standby screen of CRT 12 and touch-inputting it. At that time, only comparatively recent paying data are added up and displayed on the initial screen. A second screen is displayed by a next screen key as to the more previous past. Transfer data for a prescribed period is similarly displayed and guided to a final screen managed by a host computer 32.

Description

Detailed Description of the Invention

[0001]

BACKGROUND OF THE INVENTION 1. Field of the Invention The present invention relates to an automatic transaction machine used in, for example, banking business, and more specifically, it shows a transfer data display with an improved transfer guide performance for allowing a transfer while confirming past detailed transferred data. Regarding automatic transaction machines with functions.

[0002]

2. Description of the Related Art Generally, this type of automatic transaction machine
It is used as an automatic transaction machine with transaction items such as withdrawal, transfer, passbook entry, and balance inquiry (see, for example, Japanese Patent Application No. 1-311426 of the prior application). Especially in recent years
Frequent use by various automatic transfers such as one-time payment, bonus payment, short-term payment, and long-term payment.

In this case, the customer decides the transfer transaction at the time of the transfer, but when making the determination of the transfer transaction, the detailed transfer status such as the transfer amount, the number of transfers, the transfer period, etc. in the past is checked by checking the passbook. There is.

However, if the customer does not carry the passbook, the past transfer data cannot be confirmed because it is unknown, and even if the customer carries the passbook, the past transfer data can be easily retrieved from the entry contents of the passbook. As a result, there is a problem that it is difficult to immediately decide the transfer transaction.

[0005]

SUMMARY OF THE INVENTION Therefore, according to the present invention, when a transfer is made, a detailed transfer status in the past is displayed on a display so that a customer can perform a transfer operation while clearly confirming the transfer status up to now. The purpose is to provide an automatic transaction machine with a transfer data display function.

[0006]

SUMMARY OF THE INVENTION The present invention is an automatic transaction machine for making automatic transfer transactions based on display guidance data of a display device for displaying and guiding transaction operation procedures, and detailed transfer data for transactions made in the past. Storing means for storing the data, input means for reading out past transfer data from the storage means, and searching past transfer data from the storage means on the basis of the input of the input means to display a list on the display. It is an automatic transaction machine with a transfer data display function including a control means.

[0007]

According to the present invention, when the customer gives an instruction to read past transfer data through the input means during the transfer operation,
Based on the input, the control means retrieves only the past transfer data from the storage means and displays the list on the display.

[0008]

As a result, the customer can immediately confirm the past transfer data and immediately decide the current transfer transaction without carrying the passbook. In particular, regardless of the presence or absence of a passbook, it is possible to easily retrieve the transfer data required in the past at the time of transfer, so it is possible to shorten the processing time and improve the serviceability to the customer without having to deal with the transaction operation at the time of transfer. Can be achieved.

Further, since it has a display performance of displaying a list of past transfer data collectively like a bankbook for exclusive use of transfer, the customer's reliability can be improved by confirming it as necessary and the automatic transfer is further promoted. be able to.

[0010]

DETAILED DESCRIPTION OF THE PREFERRED EMBODIMENTS An embodiment of the present invention will be described in detail below with reference to the drawings. The drawing shows an automatic teller machine with a transfer data display function. In FIG. 1, this automatic teller machine with a transfer data display function also serves as a touch panel on the upper front surface of the apparatus main body 11 for displaying and guiding a transaction operation to a customer. CRT 12, passbook insertion slot 13, banknote doorway 14,
It is equipped with a coin slot 15, a card slot 16, and a handling indicator 17, and has transaction functions such as deposit, withdrawal, transfer, passbook entry, balance inquiry, and currency exchange.

FIG. 2 is a block diagram of a control circuit of the automatic teller machine with a transfer data display function. The CPU 21 controls each circuit device in accordance with a program stored in the ROM 22 and the necessary data is read out by the RAM 23. Remember as much as possible.

The CPU 21 is the interface 2
CRT 12 and touch panel switch control unit 2 via
5, card reader 26, passbook processing unit 27, banknote processing unit 2
8, coin processing unit 29, slip processing unit 30, communication processing unit 31
Are connected.

The CRT 12 displays transaction guidance such as deposit and withdrawal transactions, display guidance such as past transfer status guidance, and operation procedures thereof. The touch panel switch control unit 25
The touch input signal touch-input corresponding to the display portion displayed on the screen of the CRT 12 is controlled. The card reader 26 reads transaction data of the card inserted from the card insertion slot 16 and writes updated data, and ejects the card from the card insertion slot 16 at the end of transaction and at the time of withdrawal / receipt of payment. The passbook processing unit 27 reads the transaction data of the passbook inserted from the passbook insertion slot 13 and writes the update data, and records the transaction data and unregistered data in the passbook print field. In addition, at the end of transactions and cancellation of deposits and withdrawals, the passbook insertion slot 1
Return processing from 3. The banknote processing unit 28 includes the banknote doorway 1
The banknotes deposited from No. 4 are taken into the inside of the apparatus main body 11 to be received, and at the time of withdrawal and withdrawal of withdrawals,
The bill is discharged from the bill entrance / exit 14. Coin processing unit 2
Reference numeral 9 denotes a coin that has been deposited from the coin inlet / outlet port 15 of the apparatus main body 1
The coins are taken into the inside of 1 and received and processed, and the coins are discharged from the coin inlet / outlet port 15 at the time of withdrawal and withdrawal of deposits / withdrawals. The slip processing unit 30 issues a slip in which transaction data of various transaction contents such as deposit and withdrawal transactions are described for each transaction. The communication processing unit 31 sends the edited deposit / withdrawal request message, transfer data request message, bookkeeping request message, etc. to the host computer 32, and the deposit / withdrawal reply, transfer data, and unregistered data sent from the host computer 32 and the current time. Receives and processes entry data such as transaction amount and balance.

By the way, the CPU 21
It has a control function to display and guide the list of past transfer data on the CRT 12, and by displaying the past transfer data instructed by the customer's request, the serviceability at the time of transfer transaction can be improved and the transfer can be performed. Promote. As shown in FIG. 3, this is the withdrawal key 12a, the deposit key 12b, the passbook entry key 12c, the balance inquiry key 12d, and the transfer key 12 on the transaction standby screen of the CRT 12.
e, input keys 12a to 12g for various transaction items such as the exchange key 12f and the transfer status key 12g are displayed and output, and the transfer status key 12g is selected from the displayed and output transaction keys 12a to 12g and touch-inputted. By doing so, a detailed list of past transfer data that the customer has made a transfer transaction up to now is displayed.

FIGS. 4 to 6 show examples of display guidance of the transfer status displayed in a list. When the customer touch-inputs the transfer status key 12g, the past transfer data traded by the customer can be searched and displayed as a list. To do.

At this time, as shown in FIG.
On the display screen of T12, of the transfer data in the past, only relatively recent transfer data is totaled and displayed on the first screen 12A, and further, if it is desired to go back and check the transfer data in the past, the first screen is displayed. By touching the next screen key 12h displayed on 12A and allowed to be input, the next second screen 12B is immediately displayed as shown in FIG.

Similarly, when the next screen key 12h is touch-inputted, the next screens are sequentially displayed, and as shown in FIG. 6, the final screen 12E in which the transfer data of a certain period traded in the past is managed by the host computer 32. Display guidance. Also, by touching the previous screen key 12i,
The previous screen can be displayed in sequence, and the customer touches the end key 12j after confirming the desired transfer data and confirming the transfer data, thereby ending the list display of the transfer data. Therefore, the customer can immediately confirm the past transfer data to be confirmed prior to the transfer, and can immediately determine the transfer transaction for this time.

Further, the contents of the transaction are accumulated in the data file of the host computer 32 for each transaction of the customer. Of these, the transfer data is older than a certain management period, the old data is deleted, and The transfer data is managed as data for list display guidance.

The processing operation of the automatic teller machine with a transfer data display function configured as described above will be described with reference to the flowchart of FIG. Normally, the device main body 11 in the transaction standby state, as shown in FIG.
The transaction items such as deposit, withdrawal, transfer, passbook entry, balance inquiry, exchange and transfer status are displayed and waiting (step n1).

In this case, when the transfer status key 12g is touch-inputted, the CPU 21 causes the CRT 12 to insert a card for identifying the person and input a personal identification number.
When the customer sees this and executes a normal card insertion operation and a normal PIN input operation (step n2), the CPU 21 then causes the CRT 12 to display detailed past transfer data corresponding to the customer. Is displayed as a list (step n3).

At this time, the customer touches the next screen key 12h and the previous screen key 12i to confirm the desired transfer data in the past, and the desired display screens 12A to 12A-1.
2E is displayed to perform a search operation for the transfer data to be confirmed (steps n4 to n9), and when the data is confirmed based on this search operation, the transfer status is clearly known, and then the end key 12j is touched to input the transfer data. The list display ends (step n10).

As described above, the customer can immediately check the past transfer data and immediately decide the transfer transaction of this time without carrying the passbook, and in particular, regardless of the presence or absence of the passbook, Since the required transfer data in the past can be easily searched at the time of transfer, it is possible to shorten the processing time and improve the serviceability to the customer without the troublesome transaction operation at the time of transfer. In addition, because it has a display performance that collectively displays past transfer data like a bankbook for transfer, it is possible to enhance customer reliability by making it possible to confirm as needed and further promote automatic transfer. it can.

In the correspondence between the present invention and the configuration of the above-described embodiment, the automatic teller machine of the present invention corresponds to the apparatus main body 11 of the automatic teller machine of the embodiment. Corresponding to the CRT 12, the input means corresponds to the transfer status key 12g, the storage means to the host computer 3
2, the control means corresponds to the CPU 21, but the present invention is not limited to the configuration of the above-described embodiment.

[Brief description of drawings]

FIG. 1 is an external perspective view of an automatic teller machine with a transfer data display function of the present invention.

FIG. 2 is a block diagram of a control circuit of the automatic teller machine according to the present invention.

FIG. 3 is a display explanatory view showing an input standby screen of the present invention.

FIG. 4 is an explanatory diagram showing a transfer data list display example on the first screen of the present invention.

FIG. 5 is an explanatory diagram showing a transfer data list display example on the second screen of the present invention.

FIG. 6 is an explanatory diagram showing a transfer data list display example of the final screen of the present invention.

FIG. 7 is a flow chart showing the processing operation at the time of transfer data display guidance of the present invention.

[Explanation of symbols]

 11 ... Device main body 12 ... CRT 12g ... Transfer status key 21 ... CPU 32 ... Host computer

Claims (1)

[Claims] 1. An automatic transaction machine for performing automatic transfer transactions based on display guidance data of a display for displaying and guiding transaction operation procedures, and storage means for storing detailed transfer data of transactions made in the past, and Transfer data including input means for instructing to read past transfer data from the storage means, and control means for retrieving past transfer data from the storage means based on an input of the input means and displaying a list on a display device Automatic transaction machine with display function.