JP2013058111A - Processing method and processor for real estate registration information - Google Patents

Abstract

PROBLEM TO BE SOLVED: To provide a processing method for real estate registration information for supporting a user so that confirmation omission of a registration item for which attention should be called to the user is prevented.SOLUTION: A real estate information file for recording information on a title section, a section A, a second B and, when applicable, information on each of the sections in a common warranty catalog for each real estate is stored in a storage device on the basis of public real estate registration information acquired from an information processor of a registration information provider via a communication line. The real estate information file of designated real estate and a file for storing a plurality of character strings to identify the registration item for calling attention to the user are read out and any one character string of the plurality of character strings included in the real estate information file is retrieved. Whether or not the registration item including the character string is a deleted registration item and/or an invalidated registration item is identified. The public real estate registration information is corrected so that coloring for identifying from other registration items or other intensified display is performed for the registration items other than the deleted or invalidated registration items, and the corrected real estate registration information is outputted.

Description

  The present invention relates to a method and apparatus for processing public real estate registration information acquired via a communication line using a computer, and particularly pays attention to a user included in the acquired public real estate registration information. The present invention relates to a processing method and a processing apparatus for real estate registration information that supports a user so that no omission occurs in confirmation of registered items that need to be evoked.

  Real estate registration (hereinafter, simply referred to as “registration”) is considered difficult because of the wide range of operations under the Civil Code and Real Estate Registration Law. However, as a profession, he is devoting himself to fulfill his responsibility for registration work without making any mistakes. The registration theory, backed by the Japanese Civil Code and Real Estate Registration Law, is a completed system, but it is difficult and unfamiliar to the general public. There is overwhelming demand in relations.

  By the way, a large proportion of loans from financial institutions depend on security rights, and most of them are managed by mortgages and root mortgages. The financial institution interprets the real estate register with the registered items prescribed by the Real Estate Registration Act accurately and without omission, and then newly registers a mortgage or a root mortgage as well as a collateral agreement, or deletes all of them. It is necessary to create application documents and property tables (sometimes referred to as property catalogs, property catalogs, property details, etc.) for partial deletion registration, change correction registration, and additional setting registration accurately and without error.

The inventor has been planning to digitize real estate registration information for effective use by related organizations for many years, and directly obtains real estate registration information obtained through a paper medium real estate register and a communication line such as the Internet. Input as digital data or OCR (Optical
A technology for constructing a digital database by converting text (character encoding) by processing such as Character Recognition (see, for example, Patent Document 1, Patent Document 2, and Patent Document 3) has been proposed.

JP 2001-143058 A Japanese Patent Laid-Open No. 2007-4407 JP 2007-148475 A

  The real estate registration information is a series of difficult descriptions that are registered based on the Civil Code, the Real Estate Registration Act, and the like. The date of receipt, receipt number, purpose of registration, cause of registration, all rights holders and other matters are meaningful, and their effectiveness is determined by law. Therefore, it is an extremely important issue for financial institutions to interpret the real estate registration information without omission and to improve the efficiency of accurately grasping the registration information that is actually effective. However, it is difficult to complete such work quickly and accurately unless the person in charge has the necessary legal knowledge and practical experience. In particular, the so-called `` danger registration '' that leads to trials such as seizure, participation seizure, provisional seizure, provisional disposition, repurchase rights, and provisional registration should not be overlooked. There was a risk of mistakes.

  On the other hand, when a financial institution plans a transaction, the financial institution obtains public real estate registration information via a communication line, reads it carefully, examines the safety of the transaction at that time, and then Wait for the registration application opportunity. Thus, in actual transactions, the financial institution obtains real estate registration information again and then applies for registration. In this case, it is a matter of course that a complete match between all previous registration information whose safety has been confirmed and all the registration information acquired this time is required. If there is a discrepancy, the current situation is that human beings will judge specific differences and avoid danger. However, there was a risk of overlooking inconsistencies in a large number of entries.

  Therefore, an object of the present invention is to provide real estate registration information that supports the user so that there is no omission in the confirmation of registered items that are included in the acquired public real estate registration information and need to be particularly alerted to the user. The object is to provide a processing method and a processing apparatus.

In order to achieve the above object, a method of processing real estate registration information according to the present invention is a method of processing public real estate registration information acquired via a communication line using a computer,
(A) Based on the public real estate registration information acquired from the information processing device of the registration information provider via the communication line, at least (1) the real estate registration respectively corresponding to the predetermined registration items of the real estate registration method Indication (“Title”), (2) Matters relating to ownership (“Kou-ku”), (3) Matters relating to rights other than ownership (mortgage, root mortgage) (“Otsu-ku”), and if applicable (4) storing the information of each part of the joint collateral inventory in the storage means in association with the acquisition date of the public real estate registration information, the real estate information file recording the information for each real estate;
(B) When identification information designating at least one real estate is inputted, a real estate information file of the designated real estate and a plurality of character strings for identifying registered items to alert the user are stored. Reading a file and searching for any one of the plurality of character strings included in the real estate information file of the designated real estate;
(C) When at least one character string of the plurality of character strings is searched, the registered item including the character string is identified as a deleted entry item and / or an invalid entry item. And steps to
(D) Among the entry items including the character string in the acquired public real estate registration information, the entry items other than the deleted entry item and / or the lost entry item are identified as other entry items. Modifying the acquired public real estate registration information to provide a first coloring or other first highlight for
(E) outputting the corrected real estate registration information corrected by the correcting step (d);
It is characterized by including.

  In the present invention, in order to obtain public real estate registration information that is the basis of the real estate information file via a communication line, for example, the Foundation of the Civil Legal Association (the association is the “registration information provider in the present invention”). "Internet registration information provision service" site (http://www1.touki.or.jp/gateway.html) can be used. Real estate registration information stored in the registry office (all items of registration prescribed by the Real Estate Registration Act, including the joint collateral list) is updated and accumulated on the site. Identification information necessary for identifying real estate (specifically, real estate number or location and lot number if it is land, real estate number or location and location if it is building) via the Internet or other communication line House number, and information on the registered registry office) can be transferred, and the latest real estate registration information at the time of billing can be acquired in real time.

  The real estate information file stored in the storage means can be prepared as follows. First, the real estate registration information (for example, all items of registration prescribed in the real estate registration method) is acquired online using the above-mentioned Internet registration information providing service. Next, read the information of at least “Title Department”, “Ko Ward”, “Oto Ward”, and “joint collateral inventory” in the acquired real estate registration information, and character string data such as text data (character If the line is underlined to indicate a deletion item, it can be converted into (including the underline modification information) and recorded for each real estate. In addition, when there is a display of an attached building in another “title section” provided at the end of the registration of the building, it is preferable that information related to the display of the attached building is also included in the record target. This is to prevent omissions in the registration information file for attached buildings and site rights. Further, the acquisition date displayed in the public real estate registration information acquired online is also read and stored in the storage means in association with the real estate information file.

Public real estate registration information acquired from a registration information provider via a communication line generally has a “registered item certificate” format called a real estate register. In the present invention, every time public real estate registration information is acquired, it can be stored in the storage means in association with the real estate information file as an electronic file that maintains the appearance of the registered item certificate. Note that the format of the electronic file that maintains the appearance of the entry certificate is preferably PDF (Portable
Other formats such as TIFF (Tagged Image File Format) and HTML (HyperText Markup Language) may be used.

  In the present specification, a file storing a plurality of character strings for identifying “registered items to alert the user” includes at least “seizure”, “participation seizure”, “temporary seizure”, “temporary disposal”, "Repurchase rights" and "provisional registration" should be included. This is because these are registered entries that lead to trial. However, apart from these registrations, the user may arbitrarily add a character string of registered items that the user wants to call attention.

  Of the entries including the above character strings in the public real estate registration information, coloring entries other than deleted entries and / or entries that are no longer valid are used to distinguish them from other entries. As an example of 1 highlighting, the contents of “Registration purpose”, “Reception date / reception number”, and “Rights and other matters” included in the column of the entry to alert the user are marked It is possible to add a frame line of a predetermined color over the ruled lines separating the columns of the entry items. However, these are merely examples, and other types of highlighting may be applied.

  The corrected real estate registration information output according to the present invention may be output to a display device or printer connected to the computer, stored in an external storage device connected to the computer, or externally from the computer. It may be forwarded towards the system.

In one embodiment of the real estate registration information processing method of the present invention, through the storing step of (a), the storage means acquires public real estate registration information on different acquisition dates for one real estate, Stores real estate information files with different acquisition dates,
(F) Identification information designating at least one real estate, and a first acquisition date for acquiring real estate registration information for the real estate and an acquisition date instruction information indicating a second acquisition date later than the first acquisition date are input. A real estate information file having a second acquisition date when read, and searching for an entry having a reception date or a registration date from the first acquisition date to the second acquisition date;
(G) Of the registered items in the acquired public real estate registration information, the registered item retrieved by the retrieval step of (f) is replaced with a second coloring or other second for distinguishing from other registered items. Correcting the acquired public real estate registration information so as to highlight
May further be included.

  In one embodiment of the method for generating a registration information file of the present invention, the search step (f) includes the title section, the Ko Ward, the Otsu Ward, and the reception date description area or registration in the joint collateral inventory, if applicable. It may include detecting a date included between the first acquisition date and the second acquisition date among the dates described in the date description area.

The real estate registration information processing method of the present invention is a method of processing public real estate registration information acquired via a communication line using a computer,
(H) Based on the public real estate registration information acquired from the information processing device of the registration information provider via the communication line, at least (1) the real estate registration respectively corresponding to the predetermined registration items of the real estate registration law Display ("Title"), (2) Matters related to ownership ("Kou-ku"), (3) Matters related to rights other than ownership (mortgage, root mortgage) ("Otsu-ku"), and when applicable (4) storing the information of each part of the joint collateral inventory in the storage means in association with the acquisition date of the public real estate registration information, the real estate information file recording the information for each real estate;
(I) Identification information specifying at least one real estate, and a first acquisition date for acquiring real estate registration information for the real estate and an acquisition date instruction information indicating a second acquisition date later than the first acquisition date are input. A real estate information file having a second acquisition date when read, and searching for an entry having a reception date or a registration date from the first acquisition date to the second acquisition date;
(J) Of the registered items in the acquired public real estate registration information, the registered item retrieved by the retrieval step of (i) is added to the second coloring or other second to distinguish it from other registered items. Correcting the acquired public real estate registration information so as to highlight
(K) outputting the corrected real estate registration information corrected by the correcting step (j);
It is characterized by including.

On the other hand, the real estate registration information processing apparatus of the present invention is an apparatus for processing public real estate registration information acquired via a communication line using a computer,
Based on the public real estate registration information obtained from the information processing apparatus of the registration information provider via the communication line, at least (1) display of real estate (“ (Title section)), (2) matters relating to ownership ("Ko-ku"), (3) matters relating to rights other than ownership (mortgage, root mortgage) ("Oto-ku"), and if applicable (4) Storage means for storing information on each part of the joint collateral inventory for each real estate, storing a real estate information file in association with the acquisition date of the official real estate registration information;
When identification information specifying at least one real estate is input, the real estate information file of the designated real estate and a file storing a plurality of character strings for identifying registered items to alert the user are read. First search means for searching for any one of the plurality of character strings included in the real estate information file of the designated real estate;
Among the entry items including the character string in the acquired public real estate registration information, the entry item other than the deleted entry item and / or the entry item that has lost its effectiveness is identified with other entry items. First correcting means for correcting the acquired public real estate registration information so as to perform coloring of 1 or other first highlighting;
Output means for outputting the corrected real estate registration information corrected by the correcting means;
It is characterized by providing.

Furthermore, the real estate registration information processing program of the present invention is a program for causing a computer to perform processing for correcting public real estate registration information acquired via a communication line,
Based on the public real estate registration information obtained from the information processing apparatus of the registration information provider via the communication line, at least (1) display of real estate (“ (Title section)), (2) matters relating to ownership ("Ko-ku"), (3) matters relating to rights other than ownership (mortgage, root mortgage) ("Oto-ku"), and if applicable (4) Store the information of each part of the joint collateral inventory for each real estate in the storage means in association with the acquisition date of the official real estate registration information, the real estate information file recorded for each real estate,
When identification information specifying at least one real estate is input, the real estate information file of the designated real estate and a file storing a plurality of character strings for identifying registered items to alert the user are read. , Search for any one of the plurality of character strings included in the real estate information file of the specified real estate,
When at least one character string of the plurality of character strings is searched, an entry item including the character string is identified as an entry item that has been deleted and / or an entry item that has lost its effectiveness.
Among the entry items including the character string in the acquired public real estate registration information, the entry item other than the deleted entry item and / or the entry item that has lost its effectiveness is identified with other entry items. A program for causing a computer to perform processing for correcting the acquired public real estate registration information and outputting the corrected real estate registration information so as to perform coloring of 1 or other first highlighting It is.

  In the corrected real estate registration information output in the present invention, the first highlight for alerting the user is given to specific registration information in the acquired public real estate registration information. Therefore, by including so-called risk registrations, ie, “seizures”, “participation seizures”, “temporary seizures”, “temporary disposal”, “repurchase rights”, and “provisional registrations” in the alerting registration, It is possible to effectively prevent oversight.

  In addition, the correction in the corrected real estate registration information in the present invention is to highlight a specific entry in the acquired public real estate registration information, but part of the contents of the real estate registration information itself is deleted. It does not change or change. Therefore, the user can treat the description content of the corrected real estate registration information as having no change from the description content of the public real estate registration information at the time of acquisition. For this reason, the user can effectively utilize the corrected real estate registration information as a reliable material that retains all the registration information at the time of acquisition. For example, it is possible to attach the corrected real estate registration information printed via a printer as it is to the approval document in the financial institution and ask for the judgment of the parties concerned.

  Furthermore, according to an embodiment of the present invention, a mismatch of registered items that occurs between the transaction planning stage and the execution stage is automatically detected, and a second for alerting the user to the mismatched registered items. Is highlighted. Therefore, it is possible to effectively prevent the user from overlooking the discrepancy between the previous registration information whose transaction safety has been confirmed and the all registration information acquired this time.

  The above objects and advantages of the present invention and other objects and advantages will be more clearly understood through the following description of embodiments. However, the embodiments described below are merely examples, and the present invention is not limited to these.

It is a functional block diagram of the real estate registration information processing apparatus in one Embodiment of this invention. It is a system configuration figure of online registration information system 20 concerning this embodiment. It is a flowchart which shows the whole flow of a real estate ledger process and a risk registration selection process. It is a flowchart of a real estate ledger process and a mismatch printing process. It is an example of the basic screen of the online registration information system 20. It is a figure which shows an example of the corrected real estate registration information (registration item certificate) about land. It is a figure which shows the example of the reception date description area or the registration date description area in the title part of the real estate registration information (registration item certificate) about land. It is a figure which shows the example of the reception date description area or the registration date description area in the title part of the real estate registration information (registration item certificate), the Ko-ku, the Oto-ku, and the joint collateral list about the ordinary building. It is a figure which shows the example of the reception part date description area or the registration date description area in the title part of the real estate registration information (registration item certificate) about a division | segmentation building, and A-ku. It is a figure which shows the example of the reception date description area in the ward of the real estate registration information (registration item certificate) about a division | segmentation building. It is a figure which shows the example of the reception date description area in the joint collateral list of the real estate registration information (registration item certificate) about land. It is a figure which shows the example of the reception date description area at the time of the joint collateral inventory addition which is an example of the authority registration in the ward of real estate registration information (registration item certificate). It is a figure which shows the example of the reception date description area at the time of the ownership correction registration which is an example of the authority registration in the ward of real estate registration information (registration item certificate). It is a figure which shows the example of a nominee address which is an example of the authority registration in the ward of real estate registration information (registration item certificate), and the reception date description area at the time of full name registration. It is a figure which shows the example of the reception date description area at the time of the mortgage right registration registration which is an example of the official power registration in the Otsu-ku of real estate registration information (registration item certificate).

Hereinafter, embodiments of the present invention will be described with reference to the drawings.
In the following description, an example in which the real estate registration information processing apparatus according to the embodiment of the present invention is mainly configured as a Web system in which a user apparatus is connected via a communication line, that is, a user communicates with the Web system. By operating a user device connected via the web system, the Web system is caused to execute real estate ledger processing, risk registration selection processing, and mismatch printing processing, which will be described later, and the corrected real estate registration information generated by the Web system is stored in the user terminal. The system for receiving and displaying on the display device provided in the user device will be described. However, this is an example, and the present invention is not limited thereto.

  FIG. 1 is a functional block diagram of a real estate registration information processing apparatus according to an embodiment of the present invention. As shown in FIG. 1, the real estate registration information processing apparatus 1 includes a storage unit 2, an input unit 4, a control unit 5, a search unit 6, a correction unit 7, and an output unit 8.

  The storage section 2 corresponds to each entry registered in the Real Estate Registration Act, (1) Display of real estate ("Title section"), (2) Matters relating to ownership ("Kou-ku"), (3) Matters related to rights other than ownership (mortgage, root mortgage) (“Oto Ward”), and if applicable (4) Real estate information files that record information on each part of the joint collateral inventory for each real estate The information file is stored in association with the acquisition date of the official real estate registration information (registered certificate). Also, in the storage unit 2, public real estate registration information (registration item certificate) acquired via a communication line as described later is stored in an electronic file (PDF) format that maintains the appearance of the registration item certificate. , And stored in association with the real estate information file (hereinafter, the electronic file that maintains the appearance of the registration item certificate may be referred to as “PDF registration item certificate”).

  The storage unit 2 stores a plurality of character strings (hereinafter referred to as a “warning character string group”) for identifying registered items to alert the user (hereinafter referred to as “attention character string group”). "Awareness string file") can also be stored. In the present embodiment, for the purpose of alerting the user about so-called risk registration, the alert character string group includes “seizure”, “participation seizure”, “temporary seizure”, “temporary disposal”, “repurchase right”, and “ Include provisional registration. However, these are only examples, and a character string indicating an entry item that a user other than these particularly wants to call attention may be included in the warning character string file.

  The input unit 4 inputs various data and request commands to the control unit 5 in order to cause the control unit 5 to execute a real estate ledger process, a risk registration selection process, and a mismatch printing process which will be described later. The control unit 5 controls the storage unit 2, the search unit 6, and the correction unit 7 in accordance with the input from the input unit 4.

  When the identification information designating at least one real estate is input from the input unit 4 in the risk registration selection process, the search unit 6 uses the command from the control unit 5 to specify the real estate information file of the designated real estate and the alert character A file storing the column group is read from the storage unit 2, and any one of the alert character string groups included in the real estate information file of the designated real estate is searched.

  On the other hand, in the mismatch printing process, the search unit 6 uses the first acquisition date for acquiring at least one real estate, the first acquisition date for acquiring the real estate registration information for the real estate, and the second acquisition date later than the first acquisition date. Is acquired from the input unit 4, the real estate information file having the second acquisition date is read from the storage unit 2, and a predetermined area to be described later of the real estate information file is targeted. The registered item having the reception date or the registration date from the first acquisition date to the second acquisition date is searched.

  In the risk registration selection process, the correction unit 7 searches for at least one character string in the alert character string group according to an instruction from the control unit 5 and deletes the registration item including the character string. Identify items and / or entries that are no longer in effect. In addition, the correction unit 7 identifies, among the entry items including the character string in the PDF entry item certificate, entry items other than the deleted entry item and / or the entry item that has lost its validity, from other entry items. For this reason, a process for correcting the PDF registration item certificate is executed so that the first coloring or other first highlighting (in this embodiment, a red marker) is applied.

  On the other hand, in the mismatch printing process, the correction unit 7 includes, in the registration item in the PDF registration item certificate, the registration item having the reception date or the registration date from the searched first acquisition date to the second acquisition date. A process of correcting the acquired public real estate registration information is performed so as to give a second coloring or other second highlighting (in this embodiment, a blue marker) for distinguishing from other registered items.

  In the risk registration selection process and / or the mismatch printing process, the output unit 8 is corrected real estate registration information corrected by the correction unit 7 in accordance with an instruction from the control unit 5 (hereinafter referred to as “corrected PDF registration item certificate”). Is output).

  FIG. 2 is a system configuration diagram of the online registration information system 20 according to the present embodiment. Here, the online registration information system 20 is configured as a Web system to which the user device 10 is connected via the communication line 30. Reference numeral 40 denotes an information processing device for an “Internet registration information provision service” site of the Japan Foundation for Civil Affairs, which provides real estate registration information online.

  The user device 10 is an information processing terminal device operated by a user, and can be configured by a general-purpose personal computer (PC). That is, the user device 10 includes a CPU, a RAM, a ROM storing a predetermined program and data, a storage device such as a hard disk, a display device, a printer, an input device, and a communication device (not shown).

  The CPU provided in the user device 10 reads out the program stored in the storage device, develops and executes it in the work area of the RAM, and controls each part of the RAM, display device, printer, input device, storage device, and communication device. To do.

  A storage device (not shown) included in the user device 10 stores a Web browser program and data. This Web browser is configured to be able to use the real estate ledger processing service 12, the risk registration selection processing service 14, and the mismatch printing processing service 16 provided by the online registration information system 20. That is, this Web browser displays a screen (FIG. 5), which will be described later, received from the online registration information system 20 when the online registration information system 20 executes the main program for real estate ledger processing on a display device (not shown). Let Further, in response to pressing of a desired menu button, the Web browser executes a risk registration selection processing sub program or a mismatch printing processing sub program, which will be described later, and a corrected PDF entry certificate (FIG. 6). In addition to outputting (specifically, displaying this on a display device or printing with a printer), a function is provided for transmitting various data and request commands from the user device 10 to the online registration information system 20. . Further, on the screen (FIG. 5), information item input or selection data and various processing request commands can be transmitted to the online registration information system 20.

  The online registration information system 20 includes a storage device 22 that stores a real estate information file, a CPU 23, a RAM 24, and a communication device 28. In the present embodiment, the CPU 23 reads a program stored in a ROM or hard disk (not shown), develops it in the work area of the RAM 24, and executes it. In the present embodiment, in particular, the CPU 23 develops the real estate ledger processing main program 25, the risk registration selection processing sub-program 26, and the mismatch printing processing sub-program 27 in the work area of the RAM 24 and executes them. The online registration information system 20 provides the real estate ledger processing service 12, the risk registration selection processing service 14, and the mismatch printing processing service 16 to the user device 10.

The communication line 30 is configured to include various communication lines such as a dedicated line, a public telephone line, a satellite communication line, and various servers (not shown), and the specific mode is not particularly limited. Further, between the user device 10, the online registration information system 20, the information processing device 40 and the communication line 30, there is an ISP (Internet).
Various devices such as a server provided by a service provider (NSP), a network service provider (NSP), a mobile phone provider, and the like may be interposed, but this is not illustrated here. A typical example of the communication line 30 is the Internet, but a LAN (Local
(Area Network) or another network.

  The real estate information recorded in the real estate information file stored in the storage device 22 is preferably text conversion processing of the registry information acquired from the information processing apparatus 40 of the “Internet registration information providing service” site of the Japan Foundation for Civil Affairs. However, as shown in FIG. 2, it is also possible to read information from a paper medium registry by means of a scanner 29, convert the information into text by OCR processing or the like, and record the information.

  FIG. 3 is a flowchart showing the overall flow of the real estate ledger process and the risk registration selection process. The procedure will be described with reference to FIG. 3 and FIG. First, the real estate ledger processing main program 25 is started by selecting real estate ledger processing from the main menu (not shown) of the online registration information system, and the real estate ledger processing screen 100 shown in FIG. 5 is displayed.

  In step S301, first, public real estate registration information is acquired in the Web system. The real estate ledger processing main program 25 responds to the pressing of the registration information collective billing button 101 and obtains the official real estate registration information of the new property online from the “Internet Registration Information Providing Service” site of the Foundation for Civil Legal Affairs. Provide the function to get.

  In step S302, the real estate information file in which the information of each part of the title section, the Ko Ward, the Oto Ward, and the joint collateral inventory corresponding to the designated real estate is recorded for each real estate is stored in association with the acquisition date. To do. The real estate ledger processing main program 25 provides a simple registration function and an easy input function for participating properties in response to pressing of the new property registration button 102 on the real estate ledger processing screen 100. In this case, in particular, it is possible to eliminate almost all errors by executing the automatic correction function in digitization of registered items previously proposed by the present inventor in Patent Document 1 and recording it in the real estate information file. Here, in the real estate registration information obtained online, the underline modification is added to the registered items indicating the deletion items. In the present embodiment, the information of the title section, Ko-ku, Oto-ku, and each part of the joint collateral inventory, if applicable, is recorded in the real estate information file while retaining the underline modification information, and the storage device is associated with the acquisition date. 22.

  Referring to FIG. 5, real estate ledger processing screen 100 displays a list of real estate properties already stored in the real estate information file. In this list, for each property, in addition to the column for displaying the type (building, land), location, lot number or house number, the previous acquisition date column 103 for displaying the date corresponding to the previous acquisition date, and the latest This acquisition date column 104 displays the date corresponding to the acquisition date, and whether the real estate registration information on the previous acquisition date and the real estate registration information on the current acquisition date are compared, and the mismatch described later. An old and new match field 105 for displaying a print button 112 for print processing is provided. For example, when real estate registration information is first acquired and a real estate information file is recorded for a certain real estate, the acquisition date of the real estate registration information is displayed in the current acquisition date column 104. When the registration information file is recorded for the same property for the second time, the second acquisition date is displayed in the current acquisition date column 104, and the first acquisition date is displayed in the previous acquisition date column 103. Similarly, when the third acquisition is performed, the third acquisition date is displayed as the current acquisition date 104, and the second acquisition date is displayed in the previous acquisition date column 103.

  Returning to the flowchart of FIG. 3, in step S303, identification information for designating real estate is input. In the real estate ledger processing screen 100 shown in FIG. 5, the check box in the selection column 106 is checked to specify a target real estate property, and the risk registration selection button 111 is pressed. Let it begin.

  In step S304, the risk registration selection processing sub-program 26 receives the designation of the target real estate property and the depression of the risk registration selection button 111 (input of identification information for designating real estate) in step S303, and from the storage device 22. The designated real estate information file is read out, and the alert character string file is read out from the storage device 22, and any one of the alert character string groups included in the real estate file is searched.

  Next, in step S305, the risk registration selection process sub-program 26 identifies whether the registered item including the character string is a deleted item and / or a registered item that has lost its validity. Among the information of each part read from the real estate information file, a character string with an underline modification corresponding to the deletion registration is identified. Furthermore, the risk registration selection processing sub-program 26 identifies whether the registered item including the character string is an additional registration that is not currently effective in Otsu Ward. For example, a repurchase right that has expired due to the expiration of a date, even if a registration exists, is not currently effective. Therefore, the risk registration selection processing sub-program 26 searches for Otsu-ku and identifies whether or not the registration item including the character string “repurchase right” is an additional registration that is not currently effective due to the passage of the due date or the like.

  Next, in step S306, the risk registration selection processing sub-program 26 displays the deleted entry and / or effect identified in step S305 among the registered items including the character string in the acquired public real estate information. The first highlighted display (red marker) is applied to the entry items other than the lost entry item. The risk registration selection processing sub-program 26 has a deleted registration item and / or an invalid registration item among registration items including any character string in the alert character string group in the PDF registration item certificate. The first highlight display (red marker) is applied to the rest excluding the items in a state where the original description can be read.

  In step S307, the risk registration selection processing sub-program 26 displays the corrected PDF entry certificate obtained by applying the first highlight (red marker) to the predetermined entry in step S306 on the display device (FIG. (Not shown), printed via a printer, or transferred to an external system. This completes the processing executed by the risk registration selection processing sub-program 26.

FIG. 6 is an example of a modified PDF entry certificate. Regarding “Seizure” of rank number 3 in A-ku, “Registration purpose” column, “Reception date / reception number” column, and A red marker is attached to the description in the “Rights and other matters” column.
In addition, to explain the reason that this example is a problematic registration just in case, the ownership transfer (buying and selling) of rank number 6 is registered while the seizure of rank number 3 remains. This is a transaction that should never be. In fact, it is often a trial.

  FIG. 4 is a flowchart showing the overall flow of the real estate ledger process and the mismatch printing process. The procedure will be described with reference to FIG. 4 and FIG. Similar to the real estate ledger processing and risk registration selection processing described above with reference to FIG. 3, the real estate ledger processing main program 25 is started and the real estate ledger processing screen 100 shown in FIG. 5 is displayed.

  In step S401, as in step S301 in FIG. 3, public real estate registration information is acquired in the Web system.

  In step S402, in the same manner as in step S302 of FIG. 3, the real estate ledger processing main program 25 stores the real estate information file in the storage device 22 in association with the acquisition date. However, in order to execute the mismatch print processing, the real estate registration information is acquired on the same real estate on different acquisition dates (the first acquisition date and the second acquisition date later than the first acquisition date). It is necessary. In the example shown in FIG. 5, in the real estate in which both “previous acquisition date” (corresponding to “first acquisition date”) and “current acquisition date” (“corresponding to second acquisition date”) are displayed. is there.

  In the present embodiment, when real estate registration information is acquired for the second time or later, the real estate ledger processing main program 25 has a mismatch between the real estate registration information acquired last time and the real estate registration information acquired this time. Are automatically checked by reading and comparing the real estate information file on each acquisition date. As shown in FIG. 5, a “match” character is displayed in the new and old match field 105 when the result of this check is matched, and a “mismatch” character and a print button 112 for mismatch print processing are displayed when they do not match. Is done.

  Returning to the flowchart of FIG. 4, in step S403, the identification information specifying the real estate, the first acquisition date for acquiring the real estate registration information for the real estate, and the second acquisition date later than the first acquisition date are indicated. Enter acquisition date instruction information. On the real estate ledger processing screen 100 shown in FIG. 5, the mismatch print processing sub-program 27 is started by pressing the print button 112 for mismatch print processing displayed in the old and new match column 105. It should be noted that by checking the selection field 106 and specifying a plurality of real estate properties to be targeted, and pressing the inconsistent continuous print button 113, a plurality of cases in which inconsistencies are found can be continuously printed. .

  In step S404, the mismatch print processing sub-program 27 specifies the target real estate property in step S403, the first acquisition date and the second acquisition date instruction (identification information specifying the real estate, and the acquisition date instruction). Information input), the real estate information file of the second acquisition date is read from the storage device 22, and the entry items having the reception date or the registration date from the first acquisition date to the second acquisition date are searched. . In the present embodiment, the discrepancy print processing sub-program 27 includes the title part, the ward ward, the ward ward, and the date written in the reception date entry area or the registration date entry area in the joint collateral list, if applicable. A date included between the first acquisition date and the second acquisition date is detected.

  FIGS. 7 to 15 are diagrams showing examples of the reception date description area or the registration date description area in the real estate registration information (registration item certificate) for various types of real estate, and the area is surrounded by a thick line frame. . Describing sequentially from FIG. 7, FIG. 7 is an example of the reception date description area or the registration date description area in the title section of the registration item certificate for land. FIG. 8 is an example of the reception date entry area or the registration date entry area in the title section, the Ko Ward, the Oto Ward, and the joint collateral inventory of the registration certificate for ordinary buildings. FIG. 9 is an example of the entry date registration area or the registration date description area in the title section of the entry certificate for the sectioned building and the zone A. FIG. 10 is an example of the reception date description area in the ward of the entry certificate for the classified building. And FIG. 11 is an example of the reception date entry area in the joint collateral list of the entry certificate for the land.

  As is clear from the above example, the date of receipt and the receipt number column are provided in the A and B wards of the registration certificate. It is sufficient to make this field the reception date entry area or the registration date entry area, but there are exceptions. This is the case for joint collateral inventory addition or official registration. 12 to 15 are diagrams showing examples corresponding to such exceptions. If it demonstrates sequentially from FIG. 12, FIG. 12 is an example of the reception date description area at the time of the joint collateral inventory addition which is an example of the official authority registration in A-ku. FIG. 13 is an example of the reception date entry area at the time of the ownership renewal registration, which is an example of the official registration in the ward. FIG. 14 shows an example of the address of the right holder who is an example of the registration of authority and the reception date description area when registering the name in the zone. And FIG. 15 is an example of the reception date description area at the time of mortgage renewal registration, which is an example of official power registration in Otsu Ward. With these exceptions, the date of entry cannot be detected even if it is examined in any of the supplementary registrations because the reception date / reception number column is described as “margin”. Therefore, it is necessary to include the right holder and other items column (and the registration purpose column) adjacent to the reception date / reception number column in the reception date description area or the registration date description area.

  In addition to the above examples, there are many other examples of real estate registration (see March 31, 1979). Reference should be made to “Registration of the 28th Amendment of Authorization (Approval for Completion)” of the Ministry of Justice, Ministry of Justice, Minister of Civil Affairs, No. 2112, General Affairs Bureau.

  Returning to the flowchart of FIG. 4 again, in step S405, the mismatch print processing sub-program 27 gives a second highlight (blue marker) to the registered items detected as mismatch. The mismatch print processing sub-program 27 gives a second highlight (blue marker) to the registered entry detected as a mismatch in the PDF registered entry certificate in a state where the original description content can be read.

  In step S406, the non-matching print processing sub-program 27 displays the corrected PDF entry certificate obtained by correcting the predetermined entry in step S405 by applying the second highlight (blue marker) to the display device (not shown). Display), print via a printer, or transfer to an external system. This is the end of the processing executed by the mismatch print processing sub-program 27.

  Referring to FIG. 6 again, the date of acceptance of the fourth root mortgage change registration of the revised PDF registration certificate shown in FIG. Since the date of reception is between the previous acquisition date (July 1, 2011) and the current acquisition date (August 15, 2011), it was deemed a disagreement. ”,“ Reception date / reception number ”, and“ Rights and other matters ”are marked with blue markers. As a precautionary explanation, the date order is reversed in Otsu Ward ranking number 5 and No. 4 in the preceding row, but the root mortgage with an extreme amount of 160 million yen for No. 3 Since it is an extremely large increase after the erasure is deleted, it is a proper registration.

  In addition, Oto-ku rank number 5 is the date of reception, the date of reception is between the previous acquisition date (July 1, 2011) and the current acquisition date (August 15, 2011). However, it is a registration for canceling the root mortgage on August 1, 2011, and it can be said that it is no longer necessary to alert the user on this acquisition date. Therefore, the risk registration selection processing sub-program 26 performs the same processing as that executed in steps S305 and S306, and the mismatch printing processing sub-program 27 performs a process between the processing in steps S405 and S406. To identify whether the subject entry is a deleted entry and / or an entry that is no longer valid, and if so, exclude it from the subject to be second highlighted (blue marker) It is desirable. In the present embodiment, since such exclusion processing is performed, in the example of FIG. 6, the second highlighted display (blue marker) is not applied to the entry item of the second rank order number 5.

  In the above-described embodiment, as an example of the first highlighting and the second highlighting, the “purpose of registration”, “reception date / reception number”, and “right holder or other Although the description of `` Matter '' is colored with a marker, the color of the character representing the description is changed to a color different from that of other entry items, or a predetermined color is superimposed on the ruled line separating the entry entry fields. Other types of description display may be performed, such as adding a frame line.

  In addition, the example in which the mismatch print processing program 27 is started by pressing the print button 112 is shown. However, the real estate registration information is automatically acquired on the specified date or after the specified period, and the automatically acquired real estate registration information is used. In order to check the discrepancy with the previous real estate registration information, to have a reservation function, and when there is a discrepancy, the discrepancy print processing sub-program 27 is automatically activated to register the entry detected as a discrepancy. The real estate ledger processing main program 25 and the inconsistent printing processing program 27 can be corrected so that the second highlighting is performed.

  Furthermore, in this embodiment, the example in which the risk registration selection processing sub-program 26 and the mismatch printing processing sub-program 27 are executed independently of each other has been described. However, both sub-programs are executed continuously, The output of the corrected real estate registration information in the risk registration selection processing sub-program 26 (step S307) and the output of the corrected real estate registration information in the mismatch printing processing sub-program 27 (step S406) are put together at the end. You may make it do.

According to this embodiment, there are the following advantages.
(1) Since risk registration selection processing can highlight and output only risk registrations such as active seizures, participation seizures, provisional seizures, and provisional disposals that require user attention, it is possible to secure transactions.
(2) The inconsistent printing process can be executed completely without excess or deficiency every day, every month, every three months, every three years, etc. in conjunction with the real estate monitoring process including the reservation acquisition function of real estate registration information. it can.
(3) By the mismatch printing process, it is possible to quickly know whether there has been a loan by another bank since the previous loan completion of the bank. This may be commercially available.
(4) The inconsistent printing process can prevent over-intensification of other banks that are inadvertently overlooked.
(5) The inconsistent printing process allows prompt confirmation of changes and corrections in the land area by dividing and registering writing.
(6) The extension registration can also be confirmed promptly as the change in floor area is revealed by the inconsistent printing process.
(7) By attaching the corrected entry certificate output from this system as a reference material to all the approval documents, it is possible to prevent mistakes made by related parties and to improve management efficiency.

  The present invention is suitably used when, for example, confirming / interpreting a registered certificate for risk avoidance in a transaction plan or execution of a transaction in a financial institution, and periodic or occasional bond management.

DESCRIPTION OF SYMBOLS 1 Real estate registration information processing apparatus 10 User apparatus 20 Online registration information system 22 Storage apparatus 23 CPU
24 RAM
28 Communication Device 30 Communication Line 40 Information Processing Device of Registration Information Provider

Claims (11)

A method of processing public real estate registration information acquired via a communication line using a computer,
(A) Based on the public real estate registration information acquired from the information processing device of the registration information provider via the communication line, at least (1) the real estate registration respectively corresponding to the predetermined registration items of the real estate registration method Indication (“Title”), (2) Matters relating to ownership (“Kou-ku”), (3) Matters relating to rights other than ownership (mortgage, root mortgage) (“Otsu-ku”), and if applicable (4) storing the information of each part of the joint collateral inventory in the storage means in association with the acquisition date of the public real estate registration information, the real estate information file recording the information for each real estate;
(B) When identification information designating at least one real estate is inputted, a real estate information file of the designated real estate and a plurality of character strings for identifying registered items to alert the user are stored. Reading a file and searching for any one of the plurality of character strings included in the real estate information file of the designated real estate;
(C) When at least one character string of the plurality of character strings is searched, the registered item including the character string is identified as a deleted entry item and / or an invalid entry item. And steps to
(D) Among the entry items including the character string in the acquired public real estate registration information, the entry items other than the deleted entry item and / or the lost entry item are identified as other entry items. Modifying the acquired public real estate registration information to provide a first coloring or other first highlight for
(E) outputting the corrected real estate registration information corrected by the correcting step (d);
A method for processing real estate registration information, comprising: The plurality of character strings in the search step (b) include “seizure”, “participation seizure”, “temporary seizure”, “temporary disposal”, “repurchase right”, and “temporary registration”. The method of processing real estate registration information according to claim 1. Through the storing step of (a), the storage means acquires public real estate registration information on different acquisition dates for one real estate, and stores real estate information files on different acquisition dates,
(F) Identification information designating at least one real estate, and a first acquisition date for acquiring real estate registration information for the real estate and an acquisition date instruction information indicating a second acquisition date later than the first acquisition date are input. A real estate information file having a second acquisition date when read, and searching for an entry having a reception date or a registration date from the first acquisition date to the second acquisition date;
(G) Of the registered items in the acquired public real estate registration information, the registered item retrieved by the retrieval step of (f) is replaced with a second coloring or other second for distinguishing from other registered items. Correcting the acquired public real estate registration information so as to highlight
The real estate registration information processing method according to claim 1 or 2, further comprising:   The search step of (f) is performed from the first acquisition date among the dates listed in the title section, the Ko Ward, the Oto Ward, and, if applicable, the reception date listed area or the registration date listed area in the joint collateral list. 4. The method for processing real estate registration information according to claim 3, further comprising detecting a date included by the second acquisition date. A method of processing public real estate registration information acquired via a communication line using a computer,
(H) Based on the public real estate registration information acquired from the information processing device of the registration information provider via the communication line, at least (1) the real estate registration respectively corresponding to the predetermined registration items of the real estate registration law Indication (“Title”), (2) Matters relating to ownership (“Kou-ku”), (3) Matters relating to rights other than ownership (mortgage, root mortgage) (“Otsu-ku”), and if applicable (4) storing the information of each part of the joint collateral inventory in the storage means in association with the acquisition date of the public real estate registration information, the real estate information file recording the information for each real estate;
(I) Identification information specifying at least one real estate, and a first acquisition date for acquiring real estate registration information for the real estate and an acquisition date instruction information indicating a second acquisition date later than the first acquisition date are input. A real estate information file having a second acquisition date when read, and searching for an entry having a reception date or a registration date from the first acquisition date to the second acquisition date;
(J) Of the registered items in the acquired public real estate registration information, the registered item retrieved by the retrieval step of (i) is added to the second coloring or other second to distinguish it from other registered items. Correcting the acquired public real estate registration information so as to highlight
(K) outputting the corrected real estate registration information corrected by the correcting step (j);
A method for processing real estate registration information, comprising: An apparatus for processing public real estate registration information acquired via a communication line using a computer,
Based on the public real estate registration information obtained from the information processing apparatus of the registration information provider via the communication line, at least (1) display of real estate (“ (Title section)), (2) matters relating to ownership ("Ko-ku"), (3) matters relating to rights other than ownership (mortgage, root mortgage) ("Oto-ku"), and if applicable (4) Storage means for storing information on each part of the joint collateral inventory for each real estate, storing a real estate information file in association with the acquisition date of the official real estate registration information;
When identification information specifying at least one real estate is input, the real estate information file of the designated real estate and a file storing a plurality of character strings for identifying registered items to alert the user are read. First search means for searching for any one of the plurality of character strings included in the real estate information file of the designated real estate;
Among the entry items including the character string in the acquired public real estate registration information, the entry item other than the deleted entry item and / or the entry item that has lost its effectiveness is identified with other entry items. First correcting means for correcting the acquired public real estate registration information so as to perform coloring of 1 or other first highlighting;
Output means for outputting the corrected real estate registration information corrected by the correcting means;
An apparatus for processing real estate registration information, comprising: The storage means stores real estate information files with different acquisition dates based on public real estate registration information acquired with different acquisition dates for one real estate,
When identification information specifying at least one real estate and acquisition date indication information indicating the first acquisition date for acquiring real estate registration information for the real estate and the second acquisition date later than the first acquisition date are input. A second search means for reading out a real estate information file having a second acquisition date and searching for registered items having a reception date or a registration date from the first acquisition date to the second acquisition date;
Among the registered items in the acquired public real estate registration information, the second coloring or other second highlighting for distinguishing from the other registered items is added to the registered item searched by the second search means. A second correcting means for correcting the acquired public real estate registration information so as to perform;
The real estate registration information processing apparatus according to claim 6, further comprising: An apparatus for processing public real estate registration information acquired via a communication line using a computer,
Based on the public real estate registration information obtained from the information processing apparatus of the registration information provider via the communication line, at least (1) display of real estate (“ (Title section)), (2) matters relating to ownership ("Ko-ku"), (3) matters relating to rights other than ownership (mortgage, root mortgage) ("Oto-ku"), and if applicable (4) Storage means for storing information on each part of the joint collateral inventory for each real estate, storing a real estate information file in association with the acquisition date of the official real estate registration information;
When identification information specifying at least one real estate and acquisition date indication information indicating the first acquisition date for acquiring real estate registration information for the real estate and the second acquisition date later than the first acquisition date are input. A second search means for reading out a real estate information file having a second acquisition date and searching for registered items having a reception date or a registration date from the first acquisition date to the second acquisition date;
Among the registered items in the acquired public real estate registration information, the second coloring or other second highlighting for distinguishing from the other registered items is added to the registered item searched by the second search means. A second correcting means for correcting the acquired public real estate registration information so as to perform;
Output means for outputting the corrected real estate registration information corrected by the correcting means;
An apparatus for processing real estate registration information, comprising: A program for causing a computer to perform processing for correcting public real estate registration information acquired via a communication line,
Based on the public real estate registration information obtained from the information processing apparatus of the registration information provider via the communication line, at least (1) display of real estate (“ (Title section)), (2) matters relating to ownership ("Ko-ku"), (3) matters relating to rights other than ownership (mortgage, root mortgage) ("Oto-ku"), and if applicable (4) Store the information of each part of the joint collateral inventory for each real estate in the storage means in association with the acquisition date of the official real estate registration information, the real estate information file recorded for each real estate,
When identification information specifying at least one real estate is input, the real estate information file of the designated real estate and a file storing a plurality of character strings for identifying registered items to alert the user are read. , Search for any one of the plurality of character strings included in the real estate information file of the specified real estate,
When at least one character string of the plurality of character strings is searched, an entry item including the character string is identified as an entry item that has been deleted and / or an entry item that has lost its effectiveness.
Among the entry items including the character string in the acquired public real estate registration information, the entry item other than the deleted entry item and / or the entry item that has lost its effectiveness is identified with other entry items. Real estate for causing a computer to perform processing for correcting the acquired public real estate registration information and outputting the corrected real estate registration information so as to perform coloring of 1 or other first highlighting Registration information processing program. For one real estate, based on official real estate registration information acquired on different acquisition dates, store real estate information files on different acquisition dates in the storage means,
When identification information specifying at least one real estate and acquisition date indication information indicating the first acquisition date for acquiring real estate registration information for the real estate and the second acquisition date later than the first acquisition date are input. , Read out the real estate information file having the second acquisition date, and search for registered items having a reception date or a registration date from the first acquisition date to the second acquisition date,
Among the registered items in the acquired public real estate registration information, in order to distinguish the registered item having the reception date or registered date from the first acquired date to the second acquired date from the registered item, and other registered items. The real estate registration information processing according to claim 9, further causing the computer to perform a process of correcting the acquired public real estate registration information so as to perform the second coloring or other second highlighting. program. A program for causing a computer to perform processing for correcting public real estate registration information acquired via a communication line,
Based on the public real estate registration information obtained from the information processing apparatus of the registration information provider via the communication line, at least (1) display of real estate (“ (Title section)), (2) matters relating to ownership ("Ko-ku"), (3) matters relating to rights other than ownership (mortgage, root mortgage) ("Oto-ku"), and if applicable (4) Store the information of each part of the joint collateral inventory for each real estate in the storage means in association with the acquisition date of the official real estate registration information, the real estate information file recorded for each real estate,
When identification information specifying at least one real estate and acquisition date indication information indicating the first acquisition date for acquiring real estate registration information for the real estate and the second acquisition date later than the first acquisition date are input. , Read out the real estate information file having the second acquisition date, and search for registered items having a reception date or a registration date from the first acquisition date to the second acquisition date,
Among the registered items in the acquired public real estate registration information, in order to distinguish the registered item having the reception date or registered date from the first acquired date to the second acquired date from the registered item, and other registered items. In order to cause the computer to perform processing for correcting the acquired public real estate registration information and outputting the corrected real estate registration information so as to perform the second coloring or other second highlighting Real estate registration information processing program.

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