JP5899186B2 - Real estate evaluation management integration system and method - Google Patents

Description

  The present invention relates to a real estate evaluation management integrated system that performs evaluation management of a customer's real estate collateral property and owned real estate property for real estate evaluation management business among asset management business owned by customers of financial institutions. The present invention is a system for evaluating real estate properties, an integrated credit management system that manages all customer-owned assets such as financial assets or real estate owned by customers, a system that manages map information, and real estate registration information. Related to real estate evaluation management integrated system and computer program, which mainly aims to improve the operational efficiency by coordinating and aggregating information necessary for business by integrating each system to be integrated and handling information centrally .

  In financial institutions such as banks, customer credit management operations are extremely important from the perspective of soundness and appropriateness of operations. In financial institutions such as banks, based on the evaluation of the customer's owned assets, etc., after evaluating the customer's financial content and creditworthiness, prepare documents such as loan appraisal documents and make credit approval I'm doing it. In addition, the evaluation and management of real estate properties is an important task in protecting the credits of financial institutions.

  At the time of real estate property management operations and customer-owned property evaluations, each branch office obtains registration information or a registered copy from the customer, performs a simple evaluation on a route price basis, and conducts field surveys by an outsourcer, etc. There is an actual situation of conducting evaluations and preparing internal approval documents. When evaluating a real estate property, there are various judgment materials such as an address, a lot number, a detailed item of the property owned, a document related to the property, a route price, a land area, a building area, a nearby transaction example price, and the like. In addition to sales offices, there are many related parties that need information sharing and cooperation, such as external property evaluation service organizations and examination departments.

  In order to collect the above judgment materials, each branch office first identifies the lot number of the target property by comparing a house map, lot number map, and the like. Next, based on the specified lot number, apply for acquisition of registration documents, attach the obtained documents, and request a survey to the property evaluation service provider. After that, when preparing the internal approval document, submit the approval document along with the registration documents and evaluation results obtained for internal approval. When applying, collecting, providing, and using such information, some of them are digitized, but they are often done on a paper basis.

  For example, Patent Document 1 discloses a system for reading registration information, storing it in a database, and browsing it as necessary. Further, for example, Patent Document 2 describes that in order to determine the asset value of real estate, a target area is specified on a map and an evaluation amount is calculated based on various individual factor data. That is, it has already been proposed that some processes related to real estate evaluation or real estate property management work should be made more efficient by computerization. However, after linking these systems to each other, all of a series of operations such as evaluation, management, browsing, and making a deliberation on real estate properties among the management operations of assets owned by customers in banks, etc. There was no integrated system that would be efficient to go online.

JP 2002-373197 A Japanese Patent Laid-Open No. 2001-249989

  The present invention relates to a real estate valuation management business among a credit management business of a financial institution customer, a system for evaluating a real estate property, an integrated credit management system for managing all assets owned by a customer, a system for managing map information, The main purpose is to improve the operational efficiency by integrating the information necessary for business by integrating the systems that manage the registration information, and handling the information in an integrated manner.

  Further, according to the second embodiment of the present invention, the registration change information management means obtains the registration change information, detects the change of the registration information about the managed real estate of the customer, Immediately notify the integrated credit management system that manages the entire asset, and request the system that manages the registration information to acquire a new registration as necessary. Through this series of operations, a person in charge such as a sales office can passively obtain transfer information quickly and accurately about a real estate property owned by a customer.

  In order to achieve such an object, the present invention according to claim 1 accepts input of real estate property information in a real estate evaluation management integrated system that performs online evaluation management of customer owned real estate properties. Means for registering the real estate property information in the storage means, means for receiving an evaluation request for the real estate property information, and means for displaying an electronic map when submitting the evaluation request for the real estate property information And means for designating one or more pieces of information on the electronic map on the electronic map, such as an address or lot number, a route price, a distance and area by range designation, and a land shape, on the electronic map, Means for acquiring registration information related to the real estate property information specified in (1), and the acquired registration information and information specified on the electronic map. The registration request and the information specified on the electronic map are designated by means for registering in association with the real estate property information registered in the storage means, and the evaluation request for the real estate property information is designated. A means for submitting, a means for inputting an evaluation result relating to the evaluation request for the real estate property information, and an evaluation result relating to the evaluation request for the real estate property information, and the storage means corresponding to the real estate property information And a means for registering.

  The invention according to claim 2 receives a means for applying for an internal approval based on the evaluation result relating to the evaluation request for the real estate property information registered in the storage means, and an application for the internal approval. The apparatus further comprises means for electronically making a approval decision and means for registering the result of the approval decision in a storage means.

  The invention according to claim 3 is the registration information acquired, means for registering the address or lot number information described on the registration of the acquired registration information, the address on the electronic map and the registration on the registration A means for comparing the address in the electronic map with the lot number in the electronic map and the lot number described in the registration, and an indicator representing the acquired registration information when displaying the electronic map. Further, it is characterized by further comprising means for displaying on the address or lot number on the electronic map based on the result of any one of the comparisons.

  The invention according to claim 4 further includes acquiring the registration information by selecting an index representing the acquired registration information.

  The invention according to claim 5 is a unit for recording the comparison log and a unit for generating or updating a replacement rule for replacing an address or a lot number in the comparison from the recorded comparison log. And after replacing the lot number in the electronic map or the lot number described on the registration based on the generated or updated replacement rule, the address on the electronic map and the address described on the registration It further has means for comparing or comparing the lot number in the electronic map with the lot number described in the registration.

  The invention according to claim 6 is a means for changing the display position of the index representing the acquired registration information on the electronic map, and the index representing the acquired registration information whose display position has been changed. Means for registering position information on the electronic map in association with the acquired registration information; and a position on the electronic map of an index representing the acquired registration information registered in association with the acquired registration information The information processing apparatus further includes means for displaying an index representing the acquired registration information on the electronic map based on the information.

Invention of claim 7, and means for transmitting the address or the lot number specified on the electronic map, to receive the address or the lot number specified on the electronic map, the electronic map to an external system means for transmitting the acquisition application request of the registration information relating to the address or the lot number specified above, characterized in that it further comprises means for receiving the registration information from the external system.

  According to an eighth aspect of the present invention, there is provided: means for plotting a land form relating to the real estate property information on the electronic map; means for designating a route price to be used for evaluation on the electronic map; Means for measuring a distance and an area by specifying a range, and specifying the information based on the one or more means as information specified on the electronic map and making the evaluation request. It further has these.

  In the invention according to claim 9, the evaluation result related to the evaluation request for the real estate property information includes at least information of an evaluation amount, an area, an evaluation date, and a local photograph, and the evaluation result is displayed on the electronic map. It further has a display.

  The invention according to claim 10 is a means for searching and displaying a list of the acquired registration information, and comparing the address in the electronic map with the address described on the registration when the list is displayed, or Based on the result of the comparison between the lot number in the electronic map and the lot number described in the registration, the branch number level, the master number level, the large letter or letter or chome level, or the prefectural municipal level And a means for displaying the acquired registration information in a color-coded manner according to the matching level.

  The invention according to claim 11 is configured to extract information on an acquisition date, a request number, a requester, the number of acquisitions, and an acquisition amount from the storage unit and display the list for the acquired registration information. It is further characterized by further having means for highlighting items for which the amount of money is recorded.

  The invention described in claim 12 further includes a system for evaluating a real estate property, an integrated credit management system for managing all assets owned by customers, a system for managing map information, a system for acquiring and managing real estate registration information, etc. Each of the systems is interconnected, and data is exchanged between the systems, whereby the customer's property owned is evaluated and managed online.

  The invention described in claim 13 interconnects an integrated credit management system for managing all assets owned by customers and a system for acquiring and managing real estate registration information, etc., and exchanges data between the systems. In the real estate evaluation management integrated system that manages the transfer information about the property owned by the customer, the system that acquires and manages the registration information of the real estate obtains the transfer information of the registration from an external system, and The system that acquires and manages registration information, etc., determines the location, lot number, lot, land area, floor area, structure, owner, equity, cause of registration, registration purpose, registration details, and closure (destruction) from the acquired transfer information. One or more items are read out, converted into data, stored in the storage means, and the real estate registration information and the like are acquired and managed. System specifies the acquired registration information registered in the storage means, which matches any one or more of the owner, the location, and the lot number, and the acquired registered information in the specified storage means Registering the transfer information in association with the registration information, sending a part of the registration information related to the acquired registration information that registered the transfer information to an integrated credit management system that manages the customer's overall assets, When the integrated credit management system that manages the overall assets owned by the customer receives a part of the registration information related to the acquired registration information, the acquired registration information received in the real estate property information stored in the storage means An integrated credit management system that identifies data that matches a part of the registration information related to the client and manages the customer's overall assets, sets a flag with transfer information on the matching data. The integrated credit management system that manages all the assets owned by the customer sends an email to the corresponding person in the flagged data, or highlights the corresponding item on the real estate property information list screen Thus, notification of the presence of change information is performed.

The invention according to claim 14 is a method executed by a computer system for performing online evaluation management for a customer's owned real estate property, wherein the processing device executes instructions stored in the storage device, The computer system receives input of real estate property information, registers the real estate property information in storage means, accepts an evaluation request for the real estate property information, and the evaluation request for the real estate property information when the Ru reception, and displaying the electronic map, specified on the electronic map, either above for real estate information, address, or lot number, line number, distance and area by area designation, land forms, among whether and Rukoto accept one or more of the information, registration information related to the real estate information that is specified on the electronic map And obtaining a, acquired the registration information and the information specified on the electronic map has, by registering in association with the real estate information registered in the storage means, the acquired registration information and the together with information specified on the electronic map, and Rukoto receiving the evaluation request for the real estate information, receiving the evaluation according to the request evaluation result for the real estate information, the real estate information in said storage means Including registration in association with each other.

  According to this configuration, a series of operations, such as evaluation, management, browsing, and creation of appraisal of real estate properties, among the management operations of customers' owned assets in banks, etc. are all made online and efficient. Can be done.

It is a block diagram which shows the real estate evaluation management integrated system concerning one Example of this invention. It is a flowchart showing the outline | summary of the operation | work using the real estate evaluation management integrated system of this invention. It is a functional block diagram of a map information display system. It is a figure explaining the map search function of a map information display system. It is a figure explaining the display classification switching function of a map information display system. It is a figure explaining the registration and copy information display function of a map information display system. It is a figure explaining information display functions, such as a group number of a map information display system, an evaluation amount, an area, and an evaluation date. It is a figure explaining the registration information etc. acquisition request function of a map information display system. It is a functional block diagram of a registration information management system. It is a figure explaining the acquired registration information and the copy list display function of a registration information management system. It is a figure explaining the acquisition performance verification function of a registration information management system. It is a functional block diagram of an integrated credit management system. It is a functional block diagram of a real estate evaluation system. It is a figure explaining the flow of a series of processes in the case of requesting a new evaluation and obtaining an application for internal approval. It is a figure which illustrates the top screen which an integrated credit management system displays. It is a figure which illustrates the screen of the real estate evaluation request which a real estate evaluation system displays. It is a figure which illustrates the document attachment screen at the time of the request of the real estate evaluation request which a real estate evaluation system displays. It is a figure which illustrates the screen at the time of performing property designation in the map which a map information display system displays. It is a flowchart explaining a series of processes of property registration, property evaluation, registration acquisition, evaluation request, and request creation. It is a flowchart explaining a series of processes of property registration, property evaluation, registration acquisition, evaluation request, and request creation. It is a figure explaining the data cooperation between each system in a 2nd Example.

  Hereinafter, embodiments of the present invention will be described in detail with reference to the drawings.

  FIG. 1 is a configuration diagram showing a real estate evaluation management integrated system 1 according to an embodiment of the present invention. In this figure, the real estate evaluation management integrated system 1 includes a branch office terminal 101 installed in each of a plurality of branch offices, a real estate evaluation service providing organization terminal 102 installed in a real estate evaluation service providing organization, and a registration information management system 103. The integrated credit management system 104, the map information display system 105, and the real estate evaluation system 106 are connected via a network such as the Internet or a dedicated line. The terminal installed in the branch office and the real estate evaluation service providing organization may be composed of a personal computer, a portable information terminal such as a PDA, and the like. The registration information management system 103, the integrated credit management system 104, the map information display system 105, and the real estate evaluation system 106 are each referred to as a conventionally known account system, information system, analysis server, database server, or the like. Alternatively, it is configured by two or more computer systems or a dedicated computer system.

  The branch office terminal 101 and the real estate evaluation service providing institution terminal 102 have a well-known physical configuration in which a CPU, a RAM, a storage device such as an HDD and a ROM (not shown), an input device such as a mouse and a keyboard, a display, and various drives are connected, and It has a well-known software configuration such as an operation system. Sales offices include the head office, branch offices, and branch offices.

  The branch office terminal 101 is used for operations such as input and registration of customer real estate information, real estate individual evaluation requests, and creation of approval documents. In addition, the customer's property is displayed and confirmed regularly or irregularly by a display device or printing device (not shown).

  When the real estate evaluation service providing institution terminal 102 confirms the real estate evaluation request input from the branch office terminal 101, the person in charge of the real estate evaluation service providing institution conducts a survey on the real estate related to the request, such as a field survey. When information such as a local photograph, an evaluation price, and an evaluation basis is input to the real estate evaluation system 106 by an input unit of the real estate evaluation service providing organization terminal 102 (not shown), these data are transmitted via the network. Then, each system becomes available.

  The registration information management system 103 applies / acquires registration information, etc., reads registration information issued by the civil legal association, etc. in the form of PDF, etc., and converts it into data for each item such as location, location, lot number, etc. Store in the means. In addition, the registration information management system 103 coordinates the lot number (or address) with the map information display system 105, which will be described later, and the matching information between the lot number on the registration and the lot number managed by the map information display system 105 Is held.

  The integrated credit management system 104 that manages all customer-owned assets, such as financial assets or real estate owned by the customer, is a screen used for inputting and displaying the customer's real estate information and request for approval to the branch office terminal 101. It is comprised by the server which transmits (for example, description systems, such as HTML), and the memory | storage means which stores information, such as a customer's property. The integrated credit management system 104 targets not only the management of properties related to credit maintenance but also the management of properties owned by customers who have not acquired collateral. The integrated credit management system 104 plays a role of accepting an application for a real estate evaluation request and a request for creating a new approval document based on the real estate evaluation result. The integrated credit management system 104 manages the real estate information owned by the customer with a group number based on the sales unit and stores it in the storage means.

  The real estate evaluation system 106 has a server that presents a screen for inputting real estate evaluation to the branch terminal 101, the real estate evaluation service providing institution terminal 102, and the like. The real estate evaluation system 106 is configured to receive an individual real estate evaluation request and enable evaluation of the target real estate in cooperation with each system. In addition, it stores information such as local photographs and evaluation amounts input by the property evaluation service provider, and links these information to each system.

  The map information display system 105 is configured so as to be able to specify properties on the map, select registration information, and the like in cooperation with the real estate evaluation system 106 and the registration information management system 103. When the property designation is clicked on the real estate individual evaluation request screen, the map information display system 105 is configured to display a map and to designate a property range on the map. The map information display system 105 cooperates with the registration information management system 103 to display the acquired registration information and the location of the certified copy on the map. The map information display system 105 links the location and lot number information to the registration information management system 103 by specifying a location on the map, and sends a registration / copy acquisition request. The map information display system 105 displays the blue map, the route price, the publicity / reference location on the map, and displays the evaluation result by the real estate evaluation system 106 in association with the group number. Further, the map information display system 105 has a function of measuring a distance and an area by designating a range or the like by operating an input unit on the map.

  Details of these systems are described in greater detail herein below.

  FIG. 2 is a flowchart showing an outline of the business using the real estate evaluation management integrated system of the present invention. First, at each branch store, owned real estate information is obtained from a customer (201). Next, the customer owned real estate information is input from the input screen of the integrated credit management system 104, the real estate evaluation system 106 is called, and an evaluation request for the acquired customer owned real estate is made (202). At this time, the input information is associated with the customer number, group number, and request number. The input information can be saved in the middle of a request, and after saving, information can be shared based on appropriate access restrictions.

  A map information display system is called from the input screen of the real estate evaluation system 106 in order to specify the target real estate on the map (203). For example, when a road price to be used for evaluation is specified on the map, the road price information is passed to the real estate evaluation system 106, the real estate evaluation price is calculated with the road price, and a simple evaluation can be performed. When the location of the target real estate is identified on the map and the registration information management system 103 is called to obtain registration, the lot number corresponding to the location specified on the map is delivered and the lot number information is input Thus, the registration can be acquired from the registration acquisition screen displayed by the registration information management system 103 (204). When the necessary information is input and approved, the registration information management system 103 sends a request for acquiring registration information to an external organization such as the civil law association. When the registration information management system 103 acquires the registration information, it registers the customer number, group number, request number and registration information in the storage means. The acquired registration information can be shared by all branches based on appropriate access authority.

  After the registration information is acquired, in order to obtain more detailed information, a survey request is made to the real estate evaluation service providing organization (205). At this time, the registration request obtained, the coordinate information designated on the map information system, information such as the group number, etc. are designated and an evaluation request is sent online. When the real estate evaluation service provider detects that a request for real estate evaluation has been received, it starts a field survey (206). The notification of the request for real estate evaluation may be made by the real estate evaluation system 106 sending an email to the person in charge of the real estate evaluation service providing organization.

  The person in charge of the real estate evaluation service providing organization inputs information on the local photograph and the survey result from the screen of the real estate evaluation system 106 or the like. The input information is linked to the integrated credit management system 104, the map information display system, and the registration information management system 103.

  When the person in charge at the sales office receives an electronic notification (alert) that the investigation by the real estate evaluation service provider has been completed on the screen of the integrated credit management system 104, etc., the person in charge confirms the evaluation details and if necessary An internal approval is created (207). In the internal approval, by selecting a corresponding item from the integrated credit management system 104, the relevant data is electronically delivered to the relevant department, and then the decision maker makes a decision while viewing the relevant data as a judgment material. All of these tasks can be done online and paperless.

(Map information display system 105)
The map information display system 105 will be described below with reference to the drawings. FIG. 3 is a functional block diagram of the map information display system 105. The map information display system 105 includes a well-known physical configuration to which a storage device such as a CPU, RAM, HDD, and ROM (not shown) and various drives are connected, and a well-known software configuration such as an operation system.

  The storage means 301 includes a volatile storage device or a nonvolatile storage device configured to store instructions and data and store information received from each system. The storage unit 301 includes a so-called main storage device that temporarily stores instructions, data, and the like, and a so-called auxiliary storage device that constitutes a database that stores data groups such as position and lot number information. Further, the storage unit 301 may install an auxiliary storage device that provides a database function in a housing such as a server constituting the map information display system 105, or may be installed in a separate housing. Good.

  The communication means 302 is configured to allow the map information display system 105 to communicate across one or more networks (not shown) or to pass information to other systems. The communication means 302 operates according to any suitable protocol and / or configuration to allow information to be sent to or received from the network.

  The printing unit 303 includes a well-known printer having a printing function, and has a PDF function for map information or a function for printing data displayed by listing target objects included in the range displayed on the screen. Have.

  The map search means 304 has a function of searching for information contained in the map from “address”, “lot number”, “house name”, “target”, and “zip code”. For example, as shown in FIG. 4, when a free word is input as “name” and a search button is clicked, the map search means 304 searches for a list of place names having free words designated from all over the country and displays the list. .

  The map display / display type switching unit 305 displays a map upon receiving a map display request from the real estate evaluation system 106 or the like. Further, as shown in FIG. 5A, when the display type switching unit 305 checks the check boxes of “blue map”, “route price”, and “publicity / reference location” on the map type switching screen. The information about the checked contents is displayed on the map. For example, if you check the route price, the route price will be displayed, and if you click on a specific route price on the map, information such as unit price, district classification, land lease right ratio, year, etc. about the route price will be displayed on a separate screen Is displayed. Similarly, a mark is also displayed on the map for a public announcement place or a reference place. For example, as shown in FIG. 5B, detailed information is displayed by clicking the mark. It is possible to check a plurality of items simultaneously by checking a plurality of items at the same time.

  When the address display unit 306 and the building content display unit 307 click on an arbitrary place on the map, the detailed information of the point or the building is displayed. For example, the address display unit 306 displays information such as an address, address kana, lot number, longitude, and latitude on a small screen. The building content display unit 307 displays information such as a name, an address, the number of rooms, a separate note, and an area.

  As illustrated in FIG. 6, the registration / copy information display unit 308 cooperates with the registration information management system 103 to plot the information about the registration / print obtained by the registration information management system 103 on a map. In addition, when the registration information / print copy details information is displayed and the registration information / print download is clicked, the document can be downloaded and viewed in PDF format. When the lot number held in the map information display system 105 and the lot number managed by the registration information management system 103 cannot be matched, the registration / copy information display means 308 performs matching by address and matches the lot numbers. If there is, the matching address is plotted. If the accuracy of the position displayed on the plot is poor, the registration / copy information display means 308 can store the matching information by designating the position to be matched on the map. For example, if the registered lot number is XX prefecture XX city △△ 2515, but there is only a notation up to XX prefecture XX city △△ on the map, the position to be matched on the map is Specify it specifically and manually match it with the registration information. The designated position information is saved, and when the plot is displayed thereafter, the designated place on the map is plotted.

  The route price / announced price acquisition unit 309 periodically acquires information on the route price and the announced price, and reflects the latest information on the map. For example, the route price is announced every August, but at the time of the announcement, the route price / announced price acquisition means 309 accesses the external system that publishes the route price information and refers to the route price information. The map information is updated with the latest information. The updated information may be passed to the integrated credit management system 104, and the integrated credit management system 104 may notify employees of each sales office that the real estate information of the customer to be managed has changed. A corresponding entry in the storage unit 1201 of the integrated credit management system management system 104 may be automatically updated with a change in the route price.

  The evaluated property display means 310 displays information on properties that have already been evaluated. As shown in FIG. 7, for the property for which a property evaluation request is made to the property evaluation system 106 and a group number is given, the evaluated property display means 310 has a group number, an evaluation amount, an area, an evaluation date, etc. Is displayed on the map. The evaluated property display means 310 can also display information such as an evaluation document and a site photograph created by the real estate evaluation service providing organization on the map in cooperation.

  The registration information management system cooperation unit 311 passes the designated location information to the registration information management system 103 in response to designation of a location on the map. Thereby, the location information and the location number information managed by the registration information management system 103 are linked. Also, the registration information management system cooperation unit 311 can transmit a registration information acquisition request to the registration information management system 103. As shown in FIG. 8, first, a real estate tab on the operation panel on the map is clicked, and an acquisition target such as registration information and copy information, a registration type, and the like are designated. Click the location you want to acquire on the map, confirm the information of the clicked point, and click the acquisition request. Then, information such as the lot number specified on the map is delivered and the registration information management system 103 is activated. . The lot number cooperation between the map information display system 105 and the registration information management system 103 will be described in detail later.

(Registration information management system 103)
Next, the registration information management system 103 will be described. FIG. 9 is a functional block diagram of the registration information management system 103. The registration information management system 103 includes a well-known physical configuration in which storage devices such as a CPU, RAM, HDD, and ROM (not shown) and various drives are connected, and a well-known software configuration such as an operation system.

  The storage unit 901 includes instructions and data, and includes a volatile storage device or a nonvolatile storage device configured to store information received from each system, acquired registration, copy information, and the like. The registration information management system 103 reads the PDF data such as the obtained registration information, and stores it in the storage unit 901 as data for each item such as address, lot number, real estate number, land area, land area, purpose of registration, etc. Store. These stored data are used for linkage with other systems. In addition, the storage unit 901 associates information such as a customer number, group number, and location information (on the map information display system 105) received from another system with information such as registration that is converted into data by item. sign up. Further, the storage unit 901 stores a log when matching the lot number of the registration information and the lot number of the map data. The log is analyzed in order to improve the matching rate, a replacement rule is established, and the replacement is executed as appropriate. The storage unit 901 includes a so-called main storage device that temporarily stores instructions, data, and the like, and a so-called auxiliary storage device that constitutes a database that stores a data group such as registration information. An auxiliary storage device that provides a database function may be installed in a housing such as a server constituting the registration information management system 103, or may be installed in a separate housing.

  The communication unit 902 is configured to enable the registration information management system 103 to communicate across one or a plurality of networks (not shown) or to exchange information with other systems. Is done. Moreover, it operates according to any suitable protocol and / or configuration to allow information to be sent to or received from the network. For example, the communication unit 902 receives a request for a new acquisition such as registration from the map information display system 105 or the like via the communication unit, or searches and registers information recorded in the database of the civil legal association. Or send a request for acquisition.

  The printing unit 903 is configured by a known printer or the like having a printing function, and has a function of printing registration information and printing data in which a request / acquisition number inquiry result for each sales office is made into a form.

  New registration means 904 such as a registration requests a request for acquiring registration information etc. from the acquisition request input screen displayed on the registration information management system 103 by specifying various items and pressing a request button. Send to the system that owns. When making a request, it is also possible to search for information such as lot numbers and the like actually recorded in the database of the civil law association by the lot number / house number etc. searching means 905 and specify the acquisition target.

  The registration information reading / data identification registration unit 906 reads the acquired registration information and divides the read data into items and registers them in the storage unit. By registering the data into the storage means by item, it is possible to search and use the acquired registration etc. based on the data items such as address, texture, etc. The acquired registration / copy search / display means described below It becomes possible to use. At the time of registration, mutual use of data with each system can be achieved by registering with a customer number and a group number.

  As shown in FIG. 10, the acquired registration / copy search / display unit 907 extracts information such as registration already acquired and stored in the storage unit 901 from the storage unit 901 based on various search conditions, and displays it. Display a list on the screen or form. When a property to be browsed is selected in a list display state, detailed information on the property is displayed, and when a PDF download button is clicked, information such as registration of the property is displayed as a PDF file. Furthermore, the acquired registration / copy search / display unit 907 has a function of identifying and displaying the lot number managed by the map information display system 105 and the acquired lot number (or address) cooperation level in the registration by color. In other words, the acquired registration / copy search / display unit 907 displays, for example, those that are completely matched up to the branch number level in white, the parent number level is blue, and the large letter / character / chome level is yellow. Items that can only be mapped at the prefecture / city level are displayed in red. The acquired registration / copy search / display unit 907 corrects the position of the plot that displays the acquired registration information and the like on the map displayed by the map information display system 105, so that the level of blue, yellow, and red is improved. The mapping level of accuracy may be modified. The corrected position information on the map information display system 105 is registered in association with the registration information, and thereafter, when the registration information is plotted on the map information display system 105, it is displayed at an accurate position. May be.

The log analysis unit 908, the lot number information replacement unit 909, and the lot number linkage unit 910 analyze the log collected for lot number (or address) linkage between the map information display system 105 and the registration information management system, and pattern the matching method. In addition, it has a function to read and link lot number information so that optimum matching is obtained. There is a fact that the registration information and the lot number on the map information display system 105 are perfectly matched only at a ratio of about half. For example, in the matching of lot numbers having large and small letters as shown below, lot numbers on registration are registered with (), whereas lot numbers managed by the map information display system 105 are marked with (). Often not.
Registration information: Kawagocho Shingo (Tsuru), Amakusa City, Kumamoto Prefecture Map information: Shingo Tsuruji, Kawauracho, Amakusa City, Kumamoto Pref. Then, by formulating / updating a replacement rule, the replacement means replaces and matches the address to be managed in a format without ().

As another example, there is a case where “No.” is assigned to the registered lot number, but there is no “No.” in the lot number managed on the map information display system 105.
Registration information: No. 31 Shiratori, Shiratori-cho, Gujo City, Gifu Prefecture Map information: No. 31 No. 31 Shiratori, Shiratori-cho, Gujo City, Gifu Prefecture Even in this case, the address is read and matched in a format without "No." In addition, the matching rate is improved by replacing Chinese numerals and Arabic numerals. For example, the map information display system 105 may not have large letters / small letters, and may not be roughly matched. In this case, the map information display system 105 designates the corresponding location, delivers the designated location information to the registration information management system 103, and the lot number cooperation means 910 registers the delivered location information. You may register in association with information. Thereafter, the registered location information and position coordinates are transferred from the registration information management system 103 to the map information display system 105, and the updated location number information is read and linked to the map coordinates, whereby the plot position can be determined on the map. .

  In addition, on the map information display system 105 side, lot number information replacement means and log analysis means may be provided to register association information with registration information. That is, the address and lot number information is received from the registration information management system 103 and matched with the address or lot number of the map information display system 105 by the map information display system 105. Refer to the replacement rule at the time of matching and replace the lot number to match. The registration information matched based on the lot number and address is associated with the map coordinates and stored in the storage unit 301 of the map information display system 105. The log analysis means is periodically executed, and if the lot number information that can be read is found, the reading rule is updated. If the position information of the plot is changed, the newly designated map coordinates and registration information stored in the storage unit 301 of the map information display system 105 are registered in association with each other.

  After the replacement and the position designation are performed, the registration information is plotted on the map information display system 105 by matching with the designated position and the replacement information, so that the registration information can be easily retrieved and acquired. The log is analyzed, a matching rule is newly established, and the replacement means reads out based on the established rule, so that the lot number between the map information display system 105 and the registration information management system 103 is changed. Matching is optimized. In addition, the lot number cooperation means 910 has a function of handing over the lot number information designated by the map information display system 105 to the registration information acquisition request input screen.

  The acquisition result verification unit 911 is a function for checking whether or not there is an abnormal value in the request contents, the amount, etc., for the result of acquiring information such as registration. Since registration, acquisition of certified copies, and other costs, such as fees and stamp costs, it is necessary to control unnatural requests and ensure thorough management. As shown in FIG. 11, the acquisition results for each month and year are tabulated, and those with a number of requests greater than or equal to the threshold value are highlighted, etc., so that the approver etc. periodically makes unnatural requests , You can check about the amount.

  The registration information change management means 912 is a function according to the second embodiment of the present invention. Regarding transfer information such as registration notified from the Legal Affairs Bureau, data is obtained, or a PDF file is read, converted into data for each item, and stored in association with existing data. A function to extract the data that has been changed, collate it with the property information stored in the storage means of the integrated credit management system 104 using the data items such as the group number and location as a key, and record the change Have. Details will be described later.

(Integrated credit management system 104)
The integrated credit management system 104 includes a well-known physical configuration in which a storage device such as a CPU, RAM, HDD, and ROM (not shown) and various drives are connected, and a well-known software configuration such as an operation system. FIG. 12 is a functional block diagram of the integrated credit management system 104.

  The storage unit 1201 stores commands and data, and stores general credit information of the customer's real estate property, a screen for calling the real estate evaluation system 106, a screen for inputting a request for approval, etc. Volatile storage devices or non-volatile storage devices. The inputted data related to the real estate property of the customer is stored in the storage means 1201 in association with the customer number, the request number, the group number, and the like. These data are used for linkage with other systems. The storage unit 1201 includes a so-called main storage device that temporarily stores instructions, data, and the like, and a so-called auxiliary storage device that constitutes a database that stores a group of data such as customer real estate information. The auxiliary storage device that provides the above function may be installed in a housing such as a server constituting the integrated credit management system 104, or may be installed in a separate housing.

  The communication means 1202 is configured to allow the integrated credit management system 104 to communicate across one or more networks (not shown), exchange information with other systems, and the like. Is done. Further, the communication means 1202 operates according to any suitable protocol and / or configuration to allow information to be sent to or received from the network. For example, the communication unit 1202 receives an evaluation request from a sales office terminal, a registration acquisition request, or a request for approval creation, and forwards it to a related system, or receives an evaluation result from the real estate evaluation system 106.

  The printing unit 1203 is configured by a known printer or the like having a printing function, and has a function of printing data in which information on real estate properties such as customers is formed into a form.

  The approval document creating means 1204 extracts the information stored in the storage means 1201 and prepares a real estate individual evaluation request and an approval document. Present a screen for making a request for approval, and make it possible to send a request online from the branch terminal.

  The real estate evaluation system calling means 1205 calls the real estate evaluation system when registration of an attached file is selected from the real estate individual evaluation request screen in order to create a real estate evaluation request.

  The property information registration / display unit 1206 accepts input of real estate property information, causes the storage unit 1201 to register, and refers to the storage unit 1201 to obtain a list of real estate properties for each customer or detailed information on a specific real estate property. Display. The automatic price calculation unit 1207 may automatically calculate the evaluation value for the real estate property from the information such as the line price and the land area, and confirm the latest evaluation value.

  The various information notifying means 1208 sends an email to the person in charge, the integrated credit management system 104 when the real estate evaluation service providing organization inputs the evaluation result through the real estate evaluation system 106, or when a request for approval is created / submitted. Notification is made by updating the screen on the top screen.

  The change information detection means 1209 indicates that there has been a change in the real estate property information stored in the storage means 1201 of the integrated credit management system 104 by the registration information change management means 912 according to the second embodiment, which will be described later. When a flag is written, it has a function of detecting this. When a change is detected, the registration information management system calling unit 1210 may be operated automatically or manually to acquire registration information.

(Real estate evaluation system 106)
The real estate evaluation system 106 includes a well-known physical configuration in which a storage device such as a CPU, RAM, HDD, and ROM (not shown) and various drives are connected, and a well-known software configuration such as an operation system. FIG. 13 is a functional block diagram of the real estate evaluation system 106.

  The storage unit 1301 includes a volatile storage device or a non-volatile storage device configured to store a command and data and a screen for inputting an evaluation request document. The storage unit 1301 includes a so-called main storage device that temporarily stores instructions, data, and the like, and a so-called auxiliary storage device that constitutes a database that stores a group of data such as customer real estate information. The auxiliary storage device that provides the above function may be installed in a housing such as a server constituting the real estate evaluation system 106, or may be installed in a separate housing.

  The communication means 1302 is configured to allow the property evaluation system 106 to communicate across one or more networks (not shown), exchange information with other systems, and the like. The Further, the communication means 1302 operates according to any suitable protocol and / or configuration to allow information to be sent to or received from the network. For example, the communication unit 1302 receives an evaluation request from a sales office terminal and a registration acquisition request, calls a related system, or receives a local photograph, evaluation result input, etc. from a real estate evaluation service providing organization terminal. .

  The printing unit 1303 is configured by a known printer or the like having a printing function, and has a function of printing data in which information on real estate properties such as customers is formed into a form.

  The property information registration unit 1304 registers information such as attached documents necessary for the evaluation of the real estate property input on the real estate evaluation request screen in the storage unit 1201 (or the storage unit 1301). Further, information such as an evaluation document and a site photograph created by the real estate evaluation service providing organization and input at the real estate evaluation service providing organization terminal 102 is similarly received and registered in the storage unit 1201 (or storage unit 1301).

  The property evaluation receiving means 1305 enables the request to be transmitted online from the branch terminal when the individual property evaluation request is registered on the screen displayed by the integrated credit management system 104.

  The map information display system calling unit 1306 has a function of calling the map information display system 105 when a map display request is received.

  The various information notification means 1307 notifies real estate evaluation requests and the like through screen display or mail. For example, when a person in charge submits a request for real estate evaluation from the sales office terminal 101, notification may be made by a method such as sending an e-mail to a manager of a real estate evaluation service providing organization.

  The registration information management system calling unit 1308 can call the registration information management system 103 and obtain materials to be attached at the time of real estate evaluation.

  FIG. 14 to FIG. 19 are diagrams for explaining a flow of a series of processes when a new evaluation request is made and an internal approval request is acquired. The person in charge at the sales office accesses the integrated credit management system 104 from the sales office terminal 101 and requests the top screen of the integrated credit management system 104 (1901 in FIG. 19). The integrated credit management system 104 transmits the top screen (1902 in FIG. 19). On the top screen, the account store number and the business partner number are input, customer search is performed, and for the corresponding customer, the individual property evaluation request 1501 is selected from the property evaluation menu (14-1, FIG. 14, FIG. 19 in FIG. 14). 1903). Next, the real estate evaluation request screen is displayed, and the request number and group number are displayed (14-2 in FIG. 14, 1904 in FIG. 19). The group number is a number for managing a land or a building to be sold as a unit. For example, a group number may be assigned to each land and building independently, or a group number may be assigned to a set of land and building. On the real estate evaluation request screen, enter the details of the request, such as group classification and contact information related to the survey. When an evaluation request is made, registration of an attached file such as a copy is essential, so [Attach Documents Required for Request] is selected (1905 in FIGS. 16 and 19). Then, the document attachment screen at the time of request is displayed (1905-1 in FIGS. 17 and 19), and when the [Property specification] button of the property specification item on the request document attachment screen is clicked (1905 in FIGS. 17 and 19). 2) The map information display system calling unit 1306 calls the map information display system 105 (1906 in FIG. 19). The map display means 305 of the map information display system 105 transmits a map (14-2-1 in FIG. 14 and 1907 in FIG. 19). In addition, on the map cooperation transmission screen displayed by the map information display system 105, (1) Specify the position coordinates (2) Draw the land shape of the property (3) Specify the route price to be used for the evaluation (4) Evaluation property It is possible to perform one or more of selecting registration information (Fig. 18).

  In order to acquire or attach the registration information, an acquisition target (for example, registration information, copy information, etc.) is designated on the operation panel of the map cooperation transmission screen. The coordinates (drawing of the property range) or the property location on the map are specified and specified by an input device such as a mouse, and the acquisition request button of the map information display system 105 is selected (1908 in FIG. 19). Then, the registration information management system 103 is activated (1909 in FIG. 19), and the registration information acquisition request screen in which the information on the lot number in the map information display system 105 specified from the coordinates (drawing of the property range) or the property location is input. It is transmitted from the registration information management system 103. (1909-1 in FIG. 19, FIG. 8). When the acquisition procedure is taken from the registration information acquisition request screen, the registration information management system 103 registers information such as a group number related to the request and sends a registration acquisition request to a related service of the civil legal association. (1909-2, 1910 in FIG. 19).

  If an acquisition target document (for example, registration information, copy information, etc.) for the designated position has already been stored in the registration information management system 103, the document is downloaded from the registration information management system 103 and attached. Can be attached as In the map information display system 105, when registration information / copy is selected as a display target on the plot tab of the operation panel (1911 in FIG. 19), the map information display system 105 is based on information such as lot numbers included in the display range. The registration information management system 103 is inquired (1912 in FIG. 19). The registration information management system 103 refers to the storage unit 901 and transmits the acquired registration information that matches the lot number related to the inquiry (1913 in FIG. 19). The map information display system 105 specifies map coordinates based on the received acquired registration information and the corresponding lot number or address, and plots and displays information such as the acquired registration information at the position of the corresponding map coordinates (FIG. 6). 1914 in FIG. Clicking on the registration information / downloaded copy of the corresponding location displayed on the plot can download the registration information and the like. If information such as registration is plotted on the map and the accuracy of the plot display position is poor, alignment is performed by an input means such as a mouse (1915 in FIG. 19). The coordinates and lot number information are sent to the registration information management system 103, and the designated position is stored in the storage means 901 of the registration information management system 103 (1916 in FIG. 19).

  As described above, in the plot display, the map information display system 105 performs matching based on the registered address or lot number notified from the registration information management system 103, and associates the matched registration information with the map coordinates. May be registered in the storage means 301. When aligning the plot display, the registered map coordinate information may be registered in the storage unit 301 in association with the registration / print information.

  When the registration information management system 103 acquires the registration or the like, the registration information is linked to each system, and the acquired registration is registered in association with the group number (1917 in FIG. 19). The real estate evaluation system 106 displays the required document attached (1918 in FIG. 19), and when the input of necessary items is completed, the registration button is pressed at the branch office terminal, and the real estate evaluation request is registered and submitted ( 14-3 of FIG. 14 and 1919 of FIG. 19). At this time, it may be checked that necessary input items are not input or that there is a mismatch between the input items. The real estate evaluation request may be made in one request by bundling a plurality of sales units each assigned a different group number. Each request is managed by a request number.

  When the real estate evaluation request is submitted, the various information notification means 1307 of the real estate evaluation system 106 notifies the person in charge of the real estate evaluation service provider of the reception of the real estate evaluation request by means such as email transmission (FIG. 19). 1920). Thereafter, the real estate evaluation service provider conducts a field survey and inputs information such as an evaluation amount and an evaluation basis from a screen displayed on the real estate evaluation system 106 by an input means (not shown) (1921 in FIG. 19) Create an evaluation document. At this time, you may attach a photograph taken locally or data that plots the survey results. Information such as the evaluation amount and the basis for evaluation entered at the terminal of the real estate evaluation service provider is registered in association with the group number, and stored in the storage means in association with the real estate property information of the customer related to the real estate evaluation request. (1922 in FIG. 19). When the map information display system 105 associates the evaluation result with the map information (1923 in FIG. 19) and receives the display request, the map information display system 105 displays information such as the group number, the evaluation amount, the area, and the evaluation date on the map. You may display (14-3-1 of FIG. 14, 1924 of FIG. 7, FIG. 19). The map information display system 105 may be handed over information such as an evaluation amount and an evaluation basis, and the map information display system 105 stores the integrated credit management system 104 (or real estate evaluation system) using the group number as a key. You may make it comprise so that it may display with reference to a means. Further, the function of displaying information such as the group number, the evaluation amount, and the area on the map may be executed on the browser of the branch office terminal or the survey service institution terminal.

  When the evaluation document is created and the evaluation result is registered via the real estate evaluation system 106, a notification of evaluation result reception is sent to the branch office terminal (1925 in FIG. 19). For example, a link for accessing the evaluation result is displayed in the column of business topics on the top screen (14-4 in FIG. 14). At this time, the person in charge may be notified by e-mail or the like that the evaluation result has been received. When a branch office terminal clicks on the displayed link in the integrated credit management system 104 to request an evaluation result (1926 in FIG. 19), the integrated credit management system 104 presents the contents evaluated by the real estate evaluation service providing organization. (1927 in FIG. 19), the evaluation result can be displayed on the branch terminal (14-5 in FIG. 14, 1928 in FIG. 19). Furthermore, when creating an internal approval based on the requested evaluation result, on the top screen of the integrated credit management system 104, click the new approval request creation item on the approval item (14-4 in FIG. 14). Enter the necessary information and submit the request for approval online (1929 in FIG. 19). The integrated credit management system 104 saves the request for approval and notifies, for example, the approval request to the parties concerned such as the decision-maker. (1930 in FIG. 19). The approver can check attached documents, evaluation results, and the like on the screen displayed by the integrated credit management system 104, and after the online approval, the decision-making result can be notified to the sales office terminal online (1931 in FIG. 19). .

  The previous example relates to the work of creating and registering a new evaluation request or approval document.In this example, the transfer information in the real estate owned by the customer is appropriately acquired and scanned, and the presence or absence of the change is notified and managed. The purpose is to perform efficient asset management in an accurate and flexible manner by updating information.

  In the Legal Affairs Bureau, based on the application for changes in rights, etc., the property registration law Article 14 Paragraph 1 map is divided, corrected, integrated, etc., and the land registration information is added and corrected, and the updated information is referred to as a transfer notice to the local government Notify in form. In the present embodiment, the registration information change management means 912 obtains and manages the change information obtained by data conversion or by scanning the change notification form such as PDF into data. To do. The registration information transfer management unit 912 further stores the transfer information in association with the existing data, and writes the presence / absence of the transfer in the storage unit 1201 of the integrated credit management system 104. The integrated credit management system 104 receives a message indicating whether or not there is a change, and notifies the person in charge that there is change information regarding the real estate property of the customer to be managed. If necessary, the person in charge tries to acquire registration information after the transfer.

  FIG. 20 is a diagram for explaining data linkage between systems in the second embodiment. First, the registration information change management unit 912 obtains data that is divided into data items of change contents in units such as one year, or data that is converted to PDF. Further, data such as location, lot number, lot, land area, floor area, structure, owner, equity, cause of registration, purpose of registration, contents of registration, and closure (destruction) are converted into data and stored in the storage unit 901. At this time, based on information such as the owner, location, and lot number, the data already acquired and registered in the storage means is specified, and the transfer information is registered in association with the data (20-1 in FIG. 20). .

  After storing the change information, the changed data is extracted, and the registration information change management means 912 accesses the integrated credit management system 104 and sends information (group number, etc.) regarding the changed data (FIG. 20). 20-2). In response to the access, the integrated credit management system 104 has the real estate property information stored in the storage means 1201 that matches the newly changed property using the group number, location, etc. as a key. Search for. If a matching item is found, the integrated credit management system 104 sets a flag in the item that records the presence / absence of the transfer information of the real estate property, which is registered in the storage unit 1201 of the integrated credit management system 104, and there is a change. Is recorded (20-3 in FIG. 20). The integrated credit management system 104 notifies the relevant person in charge of the data flagged in the item for recording the presence / absence of the transfer information, or highlights the item on the list screen, etc. In this way, notification of change information is made (20-4 in FIG. 20).

  In response to a request from a person in charge or an automated function of the integrated credit management system 104, the integrated credit management system 104 calls the new acquisition means 904 such as registration of the registration information management system 103, and newly reports the change. A request is made to obtain registration information (20-5 in FIG. 20). When the registration information management system 103 acquires the registration information, the registration information management system 103 stores the acquired registration information in the storage unit 901 of the registration information management system 103 (20-6 in FIG. 20). Furthermore, the registration information change management unit 912 transmits the acquired registration information (change information) and the group number to the integrated credit management system 104 (20-7 in FIG. 20). Upon receiving the registration information (transfer information) and the group number, the integrated credit management system 104 specifies data from the storage unit 1201 of the integrated credit management system 104 using the group number as a key. The integrated credit management system 104 updates the item corresponding to the registration information (transfer information) in the specified data based on the newly acquired registration information (transfer information) (20-8 in FIG. 20). Alternatively, the registration information transfer management unit 912 may update the data of the integrated credit management system 104.

  By such means, it is possible to know the latest information about the real estate owned by the customer without exception. Such notification of transfer information may be configured to be completely passive without any action by the person in charge, or the person in charge may use an update button or the like on the list screen of customer-owned assets. It may be configured to be executed through an active operation such as when it is pressed.

  According to various embodiments described in this specification, among asset management owned by customers, in real estate property management, acquisition of documents such as registration of real estate property, confirmation of property position, property route price, etc. A series of operations for making an evaluation request to an external real estate evaluation service provider and making a proposal are all performed online, enabling paperless and time-efficient management work.

  In addition, information such as transfer information can be obtained as appropriate, and the person in charge can passively obtain information such as transfer without having to actively check the transfer information of the customer's real estate assets. It is possible to accurately and quickly grasp the assets owned by

1 Real estate evaluation management integrated system 101 Branch office terminal 102 Real estate evaluation service providing organization terminal
DESCRIPTION OF SYMBOLS 103 Registration information management system 104 Integrated credit management system 105 Map information display system 106 Real estate evaluation system 301 Storage means 302 Communication means 303 Printing means 304 Map search means 305 Map display / display classification switching means 306 Address display means 307 Building content display means 308 Registration / printing information display means 309 Route price / advertised price acquisition means 310 Evaluated property display means 311 Registration information management system cooperation means 901 Storage means 902 Communication means 903 Printing means 904 New acquisition means such as registration 905 Street number / house number search means 906 Registration etc. information reading / data identification registration means 907 Acquired registration / copy search / display means 908 Log analysis means 909 Lot number information replacement means 910 Lot number cooperation means 911 Acquisition result verification means 912 Registration information change management means 1 01 Storage Means 1202 Communication Means 1203 Printing Means 1204 Approval Form Making Means 1205 Real Estate Evaluation System Calling Means 1206 Property Information Registration / Display Means 1207 Price etc. Automatic Calculation Means 1208 Various Information Notification Means 1209 Change Information Detection Means 1210 Registration Information Management System Calling Means 1301 Storage means 1302 Communication means 1303 Printing means 1304 Property information registration means 1305 Property evaluation reception means 1306 Map information display system calling means 1307 Various information notification means 1308 Registration information management system calling means

Claims (14)

In a real estate evaluation management integrated system that performs online evaluation management of customer owned real estate properties,
Means for accepting input of real estate property information;
Means for registering the real estate property information in storage means;
Means for accepting an evaluation request for the real estate property information;
When submitting the evaluation request for the real estate property information,
Means for displaying an electronic map;
About the real estate property information, means for designating any one or more information on the electronic map of address or lot number, route price, distance and area by range designation, land shape,
Means for obtaining registration information relating to the real estate property information designated on the electronic map;
By means of registering the acquired registration information and information designated on the electronic map in association with the real estate property information registered in the storage means,
Means for designating the obtained registration information and information designated on the electronic map, and submitting the evaluation request for the real estate property information;
Means for inputting an evaluation result relating to the evaluation request for the real estate property information;
Means for accepting an evaluation result relating to the evaluation request for the real estate property information, and registering the real estate property information in association with the real estate property information;
A real estate evaluation management integrated system characterized by comprising: Means for applying for internal approval based on the evaluation result relating to the evaluation request for the real estate property information registered in the storage means;
A means for electronically making a decision on approval in response to the application for internal approval;
Means for registering the result of the approval decision in a storage means;
The real estate evaluation management integrated system according to claim 1, further comprising: Means for registering the acquired registration information and the address or lot number information described on the registration of the acquired registration information;
A comparison between the address in the electronic map and the address described on the registration, or a means for comparing the lot number in the electronic map and the lot number described on the registration;
Means for displaying an index representing the acquired registration information on an address or lot number on the electronic map based on the result of any of the comparisons when displaying the electronic map;
The real estate evaluation management integrated system according to claim 1, further comprising: The real estate evaluation management integration system according to claim 3, further comprising: acquiring the registration information by selecting an index representing the acquired registration information. Means for recording the comparison log;
Means for generating or updating a replacement rule for comparing and comparing an address or a lot number in the comparison from the recorded comparison log;
Based on the generated or updated replacement rule, after replacing the lot number in the electronic map or the lot number described on the registration, the address on the electronic map is compared with the address described on the registration Or means for comparing the lot number in the electronic map with the lot number described on the registration;
The real estate evaluation management integrated system according to claim 3, further comprising: Means for changing the display position on the electronic map of the index representing the acquired registration information;
Means for registering the position information on the electronic map of the index representing the acquired registration information, the display position being changed, in association with the acquired registration information;
Means for displaying an index representing the acquired registration information on the electronic map based on position information on the electronic map of the index representing the acquired registration information registered in association with the acquired registration information; ,
The real estate evaluation management integrated system according to claim 3, further comprising: Means for transmitting the address or the lot number designated on the electronic map;
Means for receiving the address or the lot number designated on the electronic map and transmitting an acquisition application request for the registration information relating to the address or the lot number designated on the electronic map to an external system;
Means for receiving the registration information from the external system;
The real estate evaluation management integrated system according to claim 1, further comprising: Means for drawing a land form related to the real estate property information on the electronic map;
Means for designating a line price to be used for evaluation on the electronic map;
Means for measuring distance and area by designating a range on the electronic map;
Further comprising
Specifying the information based on the one or more means as the information specified on the electronic map and making the evaluation request;
The real estate evaluation management integrated system according to claim 1, further comprising: The evaluation result relating to the evaluation request for the real estate property information is:
At a minimum, it includes information on the evaluation amount, area, evaluation date, and local photos.
Displaying the evaluation result on the electronic map;
The real estate evaluation management integrated system according to claim 1, further comprising: Means for retrieving and displaying a list of the acquired registration information;
When the list is displayed, based on the comparison between the address in the electronic map and the address described on the registration, or the comparison of the lot number in the electronic map and the lot number described on the registration, Means for classifying the acquired registration information in a color-coded manner according to the matching level, and classifying the acquired registration information into a matching level of a branch number level, a parent number level, a large letter or character or chome level, or a prefecture level. When,
The real estate evaluation management integrated system according to claim 3, further comprising: For the acquired registration information, information on acquisition date, request number, requester, number of acquisitions, acquisition amount is extracted from the storage means and displayed as a list, and the number of requests above the threshold or the amount above the threshold is recorded , The means of highlighting,
The real estate evaluation management integrated system according to claim 3, further comprising:   A system that evaluates real estate properties, an integrated credit management system that manages all customer-owned assets, a system that manages map information, and a system that acquires and manages real estate registration information, etc. are interconnected, and data between the systems. 12. The real estate evaluation management integrated system according to claim 1, wherein the real estate property owned by the customer is evaluated and managed online by transferring the real estate. By interconnecting an integrated credit management system that manages all customer-owned assets and a system that acquires and manages real estate registration information, etc., and exchanges data between the systems, In the real estate evaluation management integrated system that manages the transfer information,
The system for acquiring and managing the registration information of the real estate obtains the transfer information of the registration from an external system,
The system for acquiring and managing the registration information of the real estate, from the acquired transfer information, the location, lot number, land, land area, floor area, structure, owner, equity, registration cause, registration purpose, registration contents, closure ( Read out any one or more items from (destructed), convert it to data, store it in the storage means,
The system for acquiring and managing the registration information and the like of the real estate specifies the registered registration information registered in the storage means that matches any one or more of the owner, the location, and the lot number,
The transfer information is registered in association with the acquired registration information registered in the specified storage means,
Sending a part of the registration information related to the acquired registration information that registered the transfer information to an integrated credit management system that manages the customer's overall assets,
When the integrated credit management system for managing all the assets owned by the customer receives a part of the registration information related to the acquired registration information, the received registered registration is received in the real estate property information stored in the storage means. Identify data that matches part of the registration information for the information,
The integrated credit management system that manages all the assets owned by the customer sets a flag with transfer information on the matching data,
The integrated credit management system that manages all the assets owned by the customer sends an email to the corresponding person in the flagged data, or highlights the corresponding item on the real estate property information list screen. , Notification of transfer information existence,
An integrated real estate evaluation management system. A method executed by a computer system in order to perform online evaluation and management for a property owned by a customer , wherein the computer system executes a command stored in a storage device,
Accepting input of real estate property information;
Registering the real estate property information in storage means;
Receiving an evaluation request for the real estate property information;
When accepting an the evaluation request for said real estate information,
Displaying an electronic map;
And Rukoto receiving said specified on an electronic map, the real estate for estate information, addresses, or lot number, line number, distance and area by area designation, any one or more information among the land-shaped,
Obtaining registration information pertaining to the real estate property information designated on the electronic map;
Acquired the registration information and the information specified on the electronic map has, by registering in association with the real estate information registered in the storage means,
Along with the acquired the registration information and the information that the designated on an electronic map was, and Rukoto accept the evaluation request for said real estate information,
Receiving an evaluation result relating to the evaluation request for the real estate property information, and registering the real estate property information in association with the real estate property information;
A method comprising the steps of:

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