JP2010262351A - Method and system for creating registration application form - Google Patents

Abstract

<P>PROBLEM TO BE SOLVED: To provide a registration application form creation method and system for quickly and accurately creating a registration application form on which information necessary for specifying a real estate is written neither too much nor too little. <P>SOLUTION: An edition part 6 reads document information corresponding to the application classification from an application form format file stored in a storage part 2, and displays a prescribed application form for edition at a display part 4. An obtaining part 7 obtains the information of the display of a real estate and the information of common warranty catalog corresponding to a selected warranty right from a real estate information file stored in the storage part 2. A detection part 8 detects the display information and sequence number of the right for the purpose of warranty by right targeted for the warranty from the obtained information of the common warranty catalog. An output part 9 generates output data associating the information of the display of the obtained real estate and the detected sequence number by real estate in the common warranty catalog. An edition part 6 integrates at least the obtained display data of the real estate by real estate in the common warranty catalog in the output data in an application form for edition. <P>COPYRIGHT: (C)2011,JPO&INPIT

Description

  The present invention relates to a registration application creation method and a creation system that is preferably used for the purpose of creating a real estate collateral registration or other real estate registration application using a computer, and in particular, two or more real estates that are collateral purposes. The present invention relates to a registration application creation method and a creation system that can surely create a registration application to be displayed.

  Registration is difficult because of the wide range of operations under the Civil Code, Real Estate Registration Act, etc., and as a party handling this registration information, judicial scriveners are responsible for registration work without any mistakes as a specialist. I am devoted to fulfilling this. However, there are many errors in the collateral agreements and the like created by the registration ordering party even in the loan-related personnel of financial institutions that are regarded as semi-specialists. The registration theory, backed by the Japanese Civil Code and Real Estate Registration Law, is a completed system, but it is difficult and unfamiliar to the general public. There is an overwhelmingly large demand.

  By the way, a large proportion of loans from financial institutions depend on security rights, and most of them are managed by mortgages and root mortgages. For example, a mortgage is almost a mortgage, and the property to be financed often depends on the land, building, and private road stakes acquired individually. In this way, a mortgage or root mortgage set on multiple real estates as collateral for the same claim is called a joint mortgage or joint root mortgage. In the application document for such real estate collateral registration, it is necessary to accurately describe the real estate for which the security right is newly set or the property for which the security right has already been set in the “Display Real Estate” column. In the present specification, the display of real estate includes location, lot number, lot number, and land area in the case of land, and includes location, house number, type, structure, and floor area in the case of a building. If applicable, the real estate display may further include a real estate number assigned to the land or building.

  Regarding the method of creating a registration application form, it is currently possible to create various registration application forms using a personal computer with “Registration Application Creation Support Software” provided by the Ministry of Justice, for example. . However, in the process of starting the software and creating the registration application form according to the creation procedure instructed on the screen, the person in charge will eventually enter the “Real estate display” item while looking at the transcript. It is necessary to manually input the property information of the application property to be applied. This software has an online property search function that downloads property information from the Ministry of Justice's "Online Registration Information Search" site and imports it into the application form, but it can be downloaded using that function. This is because such information is limited to the location of the property and the lot number or house number.

  The inventor has been planning for years to digitize real estate registration information and have it be effectively used by related organizations, for example, to make it useful for inputting information into registration-related documents, etc. A technology for constructing a digital database has been proposed by converting the real estate registry information acquired via a communication line such as the Internet into text by OCR processing or the like (character encoding) (for example, Patent Document 1, (See Patent Document 2 and Patent Document 3).

JP 2001-143058 A Japanese Patent Laid-Open No. 2007-4407 JP 2007-148475 A

  In the Real Estate Registration Act, the location number of the property (house number), the classification of land and building, the type of collateral right, the collateral interest, the joint collateral inventory, the rank number that identifies the collateral right (or the reception date and reception number) Is information for which errors are never allowed. Real estate registration is the most economical and basic system in terms of people's lives, and mistakes are not allowed. If a mistake is made, the impact is extremely large. For example, in the case of a root mortgage, the registration itself will not be considered valid unless the registration of all joint collateralized property is completed in accordance with Article 398-17 of the Civil Code. If even one stroke is missed, the change correction registration itself becomes invalid. Therefore, it is important to have a function of confirming that all the jointly secured properties are included in the registration application form that is the basis of the registration application. However, a registration application creation system having such a confirmation function has not yet been provided.

  In view of the above, the present inventor makes a new proposal here for effectively using digital real estate information in a database to create a registration application that requires strict accuracy. That is, an object of the present invention is to provide a registration application creation method and a creation system that guarantees that a registration application that includes information necessary for specifying real estate can be created quickly and accurately.

  In order to achieve the above object, the registration application creation method according to the present invention requires the display of the security right and the real estate, and the electronic data of the real estate registration application that displays two or more real estates that are the purpose of the security. An application form file that records the document information including the application name that constitutes the real estate registration application and the item name of each entry item for each application type, using a computer. A real estate information file that records each item of information on at least real estate display, mortgage, root mortgage, and joint collateral inventory corresponding to each entry registered in the Real Estate Registration Act, for each real estate, In response to an input for selecting one application type to be created, which is stored in the storage means, the document editing means stores the document information corresponding to the application type in the application form format file. When the identification information for selecting at least one security right is input as the registration item to be applied, the acquisition means selects the selected security right. The information of the joint collateral inventory corresponding to the step of acquiring from the real estate information file, the detection means, from the acquired information of the joint collateral inventory, information on the display of the right to be collateral, and the rank number For each right that is the purpose of the collateral, and the acquisition means acquires, from the real estate information file, information on real estate display for the real estate for which the selected security right is set. And the output means associates the display information of the acquired real estate with the detected rank number for each real estate in the acquired joint collateral inventory. A step of generating output data, and a step in which the editing means incorporates display data of real estate for each real estate in the acquired joint collateral inventory among the output data generated by the output means into the editing application. It is characterized by including these.

  The security rights covered by the present invention include lien, pledge or conversion or mortgage, but the present invention covers joint security rights for the purpose of two or more real estate rights, such as joint root mortgage and joint mortgage. This is extremely effective when creating a registration application for a mortgage.

  FIG. 20 is a diagram illustrating a description example of the real estate register. In the real estate registration, if a root mortgage or two or more real estates are set on two or more real estates, the “Rights Department (Otsu Ward)” column for registering mortgage and root mortgage matters in each real estate register Information on joint security right setting is described. In other words, when a joint collateral right is established, a “joint collateral inventory” is created by the registrar, and the joint collateral inventory is attached to the end of the registry. The “joint collateral inventory” is given a unique symbol and number (hereinafter referred to as “joint collateral inventory number”) for each inventory. However, even with the same security rights, if there are real estates with different registry offices, different joint collateral inventory numbers will be given depending on the registration at a registry office with different jurisdictions. That is, when a real estate with a security right is set in two or more jurisdictions, two or more joint collateral inventory numbers exist for one security right. For example, in the example shown in FIG. 21, the numbers of “(ka) No. 9971” (see FIG. 21A) and “(Sa) No. 5418” (see FIG. 21B) are assigned to the same security right according to the jurisdiction. Has been.

  In the joint collateral inventory, a rank number is assigned to each right for which a collateral right is established (most are land or buildings, but not all, may be the sharer's share in the case of sharing). Are listed. This rank number corresponds to the rank number of the registration of a specific security right described in the column of “Right Department (Otsu Ward)”. In other words, based on the information on “Indication of the right to be collateralized” in a joint collateral list, each real estate that is the purpose of a specific security right is identified (type of real estate, location and lot number, or location and house Number). Also, if you follow the rank number of “Rights Department (Otsu Ward)” based on the “rank number” of a joint collateral list, detailed information on the specific collateral rights that the joint collateral list refers to (collateral rights) Type, receivable amount or extreme amount, debtor, (root) mortgage holder, joint collateral inventory number, etc.).

  The present inventor pays attention to the characteristic that the rank number of the specific security right is assigned for each property and ownership interest in the property in the joint collateral inventory. The present invention has been completed with the idea of applying to the automatic creation of a registration application that displays real estate. That is, the present invention obtains (a) information on the joint collateral inventory and detects the information on the display of the right as the collateral and the rank number for each right as the collateral (a) selected. Obtain real estate display information from the real estate information file for real estate for which security rights are set. (C) Obtained real estate display information and the detected rank number in the acquired joint collateral inventory Generate output data associated with each real estate, (D) Among the generated output data, at least the display data of real estate for each real estate in the acquired joint collateral inventory is incorporated into the application for editing Have.

  According to the present invention, based on the information of the joint collateral inventory of the selected security right, it is not necessary to check each entry of the security right in the “Rights Department (Otsu Ward)” column for each real estate. The necessary data for completing the real estate display items can be generated accurately and without omission. The electronic data of the real estate registration application created in this specification includes electronic files that can be output to a display or printer connected to a computer, or electronic files that can be applied for online real estate registration. It is not limited. The format of the electronic data includes XML (Extensible Markup Language), HTML (HyperText Markup Language), XHTLM (Extensible HyperText Markup Language) and other files written in markup languages, text files, PDF (Portable Document Format) files. Or a Microsoft Word (Microsoft product name) file, but is not limited to this.

In the present invention, the application form file stored in the storage means can record document information of normal (new) setting registration for each application type. Such setting registration includes joint root mortgage setting application and joint mortgage setting application. In the present invention, the application form file records document information for each application type that uses the joint collateral list. Specific examples are as follows.
A. An example of the application type when applying for registration with the registration right holder and the registration obligor reversed. (However, the owner at the time of application is adopted as the registered right holder.)
(1) Application for mortgage deregistration registration (2) Application for deregistration of root mortgage (3) Application for deregistration of pledge (4) Application for registration of extreme reduction (5) Application for definitive registration of principal mortgage There are erasure and partial erasure.
B. An example of an application type that is a registration application for the purpose of giving changes to registered contents that have been registered before, and that is applied as a registration right holder and a registration obligor at the time of registration application. It is also called change correction registration. (However, the owner at the time of application is adopted as the registered right holder.)
(1) Application for registration change of name holder for various rights registration (2) Application for registration of change of mortgage (3) Application for registration of change of mortgage (4) Application for registration of change of mortgage (5) Application for registration of change of mortgage Registration application (7) Pledge right registration application (8) Extreme amount increase registration application This is a registration application for the purpose of adding a security right, and the selected property is used as the previous registration property and the previous registration contents are directly used as registration items. Also called additional setting registration.
(1) Application for registration of additional mortgage setting (2) Application for registration of additional setting of mortgage (3) Application for registration of additional setting of pledge

  On the other hand, the real estate information file stored in the storage means can be prepared as follows. For example, online registration of real estate registration information (including joint collateral inventory) from the “Internet Registration Information Providing Service” website (http://www1.touki.or.jp/gateway.html) From the “title section” of the acquired real estate registration information, the display of the attached building, and the display of the site right, respectively, the display of the real estate (display of land, display of the main building), And each item of the information regarding the joint collateral inventory can be read, converted into character data such as text data, and recorded for each real estate. In addition, when there is a display of an attached building in another “title” provided at the end of the registration of the building, information on the display of the attached building is also included in the record. For attached buildings and site rights, it is possible to effectively prevent omissions in the real estate labeling items of the registration application form.

  In the registration application creation method according to the present invention, in the step of detecting the display information of the right to be collateral and the rank number from the information of the acquired joint collateral inventory, when the rank number cannot be detected, The acquisition means searches for the real estate information file using the information on the display of the right as the collateral for the right for which the rank number is not detected, and the real estate corresponding to the right for which the rank number is not detected, A step of acquiring information on the display of the real estate and the joint collateral inventory; and the detection means records the mortgage and the root mortgage of the real estate corresponding to the right of non-detection of the rank number recorded in the real estate information file. Analyzing the information, detecting a security right that is the same as the selected security right but with a different joint security inventory number, and detecting the security right detected From the information of the corresponding joint collateral inventory, and executes the steps of: detecting a rank number corresponding to the order number non-detection of the rights.

  As already stated, when a real estate with a security interest covers two or more jurisdictions, there are two or more joint security inventory numbers for one security interest. However, one joint collateral list is assigned the rank number of the collateral right for the rights related to the property in the jurisdiction, but the real estate outside the jurisdiction is not given the rank number. It is not possible to detect a rank number corresponding to all the real estate rights. Moreover, even though they have the same security interest, the joint collateral inventory number in the real estate register differs from jurisdiction to jurisdiction, so the security rights of other jurisdictions must be identified based on the joint collateral inventory number in one jurisdiction. I can't. In this way, it is difficult to complete the registration application by selecting the security right set on the multi-jurisdiction real estate only based on the information of one joint collateral inventory. is there. However, according to the above-described configuration, the registration application that accurately resolves the above problems and accurately describes the two or more target properties for the security right set on the property over multiple jurisdictions is provided. Can be completed.

  Further, in the registration application creating method of the present invention, when identification information for selecting a real estate is input, the update means transfers the information to the information processing device of the registration information provider via a communication line, and the registration information provider The information processing apparatus may further include a step of acquiring public real estate registration information about the real estate and updating the real estate information file.

  As mentioned above, real estate registration information (all items specified in the real estate registration law, including the joint collateral list), can be provided online from the “Internet Registration Information Providing Service” site of the Civil Legal Foundation of Japan. it can. Since the real estate registration information stored at the registry office is updated and stored in the site, the identification information (specifically, the real estate identification information (specifically, via the Internet or other communication line) is required. If it is land, transfer the real estate number or location and lot number, if it is a building, transfer the real estate number or location and house number, and the information of the jurisdiction registry office, and obtain the latest real estate registration information in real time. It is possible. Therefore, from the real estate registration information acquired in this way, each item of information on real estate display, mortgage, root mortgage, and joint collateral inventory is read, converted into text data, etc., and added to the real estate information file Or the real estate file can be updated by overwriting.

  In the registration application creation method of the present invention, preferably, the application type is any one of deletion registration, partial deletion registration, change correction registration, or additional setting registration.

  On the other hand, the registration application creation system of the present invention is a system that requires the display of a security right and real estate and creates electronic data of a real estate registration application that displays two or more real estates that are the collateral purpose. Corresponding to the application form file that records the application name that constitutes the registration application form and the document information including the item name of each entry item for each application type, and the registered items specified in the Real Estate Registration Act respectively A storage means storing a real estate information file that records each item of at least real estate indication, mortgage, root mortgage, and joint collateral inventory information for each real estate, and a means to create In response to an input to select the application type, the document information corresponding to the application type is read from the application form file, and the editing application form is displayed on the display means. Editing means, acquisition means for obtaining at least real estate display information and joint collateral inventory information from the real estate information file, and information on the display of the right to be collateral from the joint collateral inventory information, and ranking Generate output data in which the detection means for detecting the number, the display information of the real estate acquired by the acquisition means, and the rank number detected by the detection means are associated with each real estate in the acquired joint collateral inventory Output means for controlling, and control means. The control means is (1) a joint collateral inventory corresponding to the selected security right when identification information for selecting at least one security right is input as the registration item to be applied by the acquisition means. Information from the real estate information file, and (2) the detection means obtains the information on the display of the right to be collateral and the rank number from the information on the joint collateral inventory obtained by the acquisition means. The editing means incorporates at least the display data of the real estate for each real estate in the acquired joint collateral inventory among the output data generated by the output means into the editing application. Thus, the acquisition unit, the detection unit, and the editing unit are controlled.

  In the registration application creation system of the present invention, when the detecting means detects the information on the display of the right to be collateral and the rank number from the information of the joint collateral inventory acquired by the acquiring means, the rank number is When the control means cannot detect, (3) the acquisition means searches the real estate information file using the information on the display of the right as the collateral for the right of the order number not detected, and the rank The information regarding the display of the real estate and the joint collateral inventory for the real estate corresponding to the right of non-detection of number is acquired, and (4) the right of non-detection of rank number recorded in the real estate information file by the detection means Analyzing the mortgage and root mortgage information for the real estate corresponding to the property, the collateral right that is the same as the selected collateral right but with a different joint collateral inventory number is examined. And, from the information of the joint collateral inventory corresponding to the security interest was the detection, to detect the rank number corresponding to the order number non-detection of the right to control the acquisition unit and the detecting means.

  Furthermore, the registration application creation program of the present invention requires the display of security rights and real estate, and the process for creating electronic data of the real estate registration application that displays two or more real estates that are the purpose of collateral. The application form file contains document information including the name of the application form that constitutes the real estate registration application and the item name of each entry item. The real estate information file is recorded for each application type, and the real estate information file corresponds to each entry registered in the Real Estate Registration Act, and at least each item of information on real estate display, mortgage, root mortgage, and joint collateral inventory information The document information corresponding to the application type is recorded according to the input for selecting one application type to be created. Read from the application form file, display the application for editing on the display means, and when the identification information for selecting at least one security right is entered as the registration item to be applied, it corresponds to the selected security right The information on the joint collateral inventory is acquired from the real estate information file, and the information on the display of the right to be collateral and the rank number are obtained from the information on the joint collateral inventory obtained and the right to be the collateral target. For each real estate for which the selected security interest is set, and obtain information on the real estate display, and obtain the real estate display information and the detected rank number. Output data corresponding to each real estate in the joint collateral inventory is generated, and among the generated output data, at least the real estate for each real estate in the acquired joint collateral inventory The display data, the processing incorporated into the editing application, a registration application form creation program for causing a computer.

  As described above, the present invention uses digital real estate information in a database and can guarantee that there is no omission in the registration application form based on the description in the joint collateral inventory. Certainty is ensured and contributes to smooth legal administration, judicial procedures, and stable economic activities of the people.

  The above objects and advantages of the present invention and other objects and advantages will be more clearly understood through the following description of embodiments. However, the embodiments described below are merely examples, and the present invention is not limited to these.

It is a functional block diagram of a registration application creation system in an embodiment of the present invention. It is a system configuration figure of a Web system cooperation type registration application creation system concerning an embodiment of the invention. It is a flowchart which shows the whole flow of a registration application creation process. It is a figure which shows the example of a screen of a real estate ledger process screen. It is a figure which shows the example of an initial pattern screen of a registration application creation process screen in the case of root mortgage cancellation registration. It is a figure which shows an example of a joint collateral inventory selection screen. It is a figure which shows the example of a property list screen when the property search in a joint collateral list is performed. It is a figure which shows the example of a screen of a registration application creation process screen when joint collateral selection is completed. It is a figure which shows the example of the edited root mortgage right cancellation registration application. It is a figure which shows the example of an initial pattern screen of a registration application creation process screen in the case of registration of a root mortgage extreme increase. It is a figure which shows an example of a joint collateral inventory selection screen. It is a figure which shows the example of a property list screen when the property search in a joint collateral list is performed. It is a figure which shows the example of a screen of a registration application creation process screen when joint collateral selection is completed. It is a figure which shows the example of the edited root mortgage extreme amount registration application. It is a figure which shows the example of an initial pattern screen of a registration application creation process screen in the case of root mortgage addition setting registration. It is a figure which shows an example of a joint collateral inventory selection screen. It is a figure which shows the example of a property list screen when the property search in a joint collateral list is performed. It is a figure which shows the example of a screen of a registration application creation process screen when joint collateral selection is completed. It is a figure which shows the example of the edited root mortgage additional setting registration application. It is a figure which shows the example of a description of a real estate register. It is a figure which shows the example of description of the joint collateral | register list when jurisdiction differs about the same security interest.

Hereinafter, embodiments of the present invention will be described with reference to the drawings.
In the following description, mainly, a registration application creation system according to an embodiment of the present invention includes a user device equipped with a registration application creation processing program, and a Web system to which the user device is connected via a communication line. In other words, the user operates a user device connected to the Web system via a communication line to cause the user device to execute a document editing process to be described later, while the Web system causes the real estate ledger to be described later. A system for executing the process and the joint collateral selection process, receiving the output data generated by the Web system at the user terminal, and incorporating the output data into the application form will be described, but this is an example and the present invention is not limited thereto. .

  FIG. 1 is a functional block diagram of a registration application creation system according to an embodiment of the present invention. As shown in FIG. 1, the registration application creation system 1 includes a storage unit 2, an input unit 3, a display unit 4, a control unit 5, an editing unit 6, an acquisition unit 7, a detection unit 8, and an output unit 9. ing.

  The storage unit 2 includes an application form file that records the application name constituting the real estate registration application form and the document information including the item name of each description item for each application type, and the real estate registration method Stored is a real estate information file that records, for each real estate, at least each item of information regarding real estate display, mortgage, root mortgage, and joint collateral inventory corresponding to each entry.

  The input unit 3 inputs various data and request commands to the control unit 5 in order to cause the control unit 5 to execute document editing processing, real estate ledger processing, and joint collateral selection processing described later. The control unit 5 controls the storage unit 2, the display unit 4, the editing unit 6, the acquisition unit 7, the detection unit 8, and the output unit according to the input from the input unit 3.

  The display unit 4 displays various screens related to document editing processing, real estate ledger processing, and joint collateral selection processing described later.

  The editing unit 6 reads out document information corresponding to the application type from the application form file stored in the storage unit 2 in response to an input for selecting one application type to be created by the user. The editing application form is displayed on the display unit 4. Further, the editing unit 6 edits at least the display data of the real estate for each real estate in the joint collateral catalog acquired by the acquiring unit 7 among the output data generated by the output unit 9 to be described later according to the command of the control unit 5 Include in the application form.

  The acquisition unit 7 acquires at least information on display of the real estate and information on the joint collateral list from the real estate information file. In particular, the acquisition unit 7 corresponds to the security right selected by the command of the control unit 5 when the identification information for selecting at least one security right is input from the input unit 4 as the registration item to be applied. Information on the joint collateral inventory is acquired from the real estate information file stored in the storage unit 2.

  The detection unit 8 detects information on the display of the right as the collateral purpose and the rank number from the information of the joint collateral list. In particular, the detection unit 8 obtains information on the display of the right to be collateral and the rank number from the information on the joint collateral inventory acquired by the acquisition unit 7 according to the command of the control unit 5 for each right that is the collateral purpose. To detect.

  The output unit 9 generates output data in which the real estate display information acquired by the acquisition unit 7 and the rank number detected by the detection unit 8 are associated with each real estate in the joint collateral list.

  On the other hand, when the detection unit 8 cannot detect the rank number when detecting the display information of the right of the collateral and the rank number from the information of the joint collateral inventory acquired by the acquisition unit 7, the control unit 5 The acquisition unit 7 and the detection unit 8 are controlled as follows. That is, the acquisition unit 7 searches the real estate information file in the storage unit 2 using the information on the display of the right as the collateral for the right of the order number non-detection according to the instruction of the control unit 5, Obtain information on real estate representation and joint collateral inventory for real estate corresponding to undetected rights. Further, the detection unit 8 analyzes the mortgage and root mortgage information on the real estate corresponding to the right of non-detection of the rank number recorded in the real estate information file according to the command of the control unit 5 and selects the selected security right Collateral rights that have the same but different joint collateral inventory numbers are detected, and rank numbers that correspond to rights that do not detect rank numbers are detected from joint collateral inventory information corresponding to the detected collateral rights .

  FIG. 2 is a system configuration diagram of the Web system cooperation type registration application creation system according to the present embodiment. Here, the Web system cooperation type registration application creation system includes a user device 10 equipped with a registration application creation processing program, and an online registration information system 20 to which the user device 10 is connected via a communication line 30. ing. Reference numeral 40 denotes an information processing device for an “Internet registration information provision service” site of the Japan Foundation for Civil Affairs, which provides real estate registration information online.

  The user device 10 is an information processing terminal device operated by a user who intends to create a registration application, and can be configured by a general-purpose personal computer (PC). That is, the user device 10 includes a CPU (not shown), a storage device 12 that stores an application form file, a RAM 14, a display device (not shown), a printer, an input device, and a communication device.

  A CPU (not shown) provided in the user device 10 reads a program stored in a ROM or hard disk (not shown), develops and executes the program in a work area of the RAM 14, and stores the storage device 12, the RAM 14, a display device, a printer, an input device ( A keyboard and a pointing device such as a mouse) and each part of the communication apparatus are controlled. In the present embodiment, a CPU (not shown) provides a document editing processing function in the user device 10 by expanding and executing the application form creation processing program 15 in the work area of the RAM 14. That is, the application form creation processing program 15 displays an application form creation processing screen (FIGS. 5, 8, 10, 13, 13, and 18) on a display device (not shown), as well as from an input device (not shown). Reading out the document information of the selected application type, adding data to the editing application, changing or deleting the data, and causing the online registration information system 20 to execute the joint collateral selection process described later according to the operation input Executes transmission of request command, incorporation of real estate display data output by online registration information system 20 based on joint collateral selection processing into editing application, and storage of completed registration application in storage device 12 To do.

  A web browser program and data are stored in a hard disk (not shown) included in the user apparatus 10. This Web browser is configured to be able to use a real estate ledger processing service 16 and a joint collateral selection processing service 18 provided by the online registration information system 20. That is, this Web browser executes the real estate ledger processing main program 26 and the joint collateral selection processing sub-program 27 in the online registration information system 20 in cooperation with the registration application editing processing by the registration application creation processing program 15. In addition to displaying various screens to be described later received from the online registration information system 20 on a display device (not shown), various data and request commands are transmitted from the user device 10 to the online registration information system 20. Provide functionality. Specifically, a real estate ledger processing screen (FIG. 4), a joint collateral inventory selection screen (FIGS. 6, 11, and 16), a joint collateral inventory list screen (FIGS. 7, 12, and 17), which will be described later, and the like. It can be displayed on a display device. In each screen, information item selection and various processing request commands can be transmitted to the online registration information system 20.

  The online registration information system 20 includes a storage device 22 that stores a real estate information file, a CPU 24, a RAM 25, and a communication device 28. In the present embodiment, the CPU 24 reads out a program stored in a ROM or hard disk (not shown), develops it in the work area of the RAM 25, and executes it. In the present embodiment, in particular, the CPU 24 develops the real estate ledger processing main program 26 and the joint collateral selection processing sub program 27 in the work area of the RAM 25 and executes them, so that the online registration information system 20 can be used by the user device 10. In contrast, a real estate ledger processing service 16 and a joint collateral selection processing service 18 are provided.

The communication line 30 is configured to include various communication lines such as a dedicated line, a public telephone line, a satellite communication line, and various servers (not shown), and the specific mode is not particularly limited. Further, between the user device 10, the online registration information system 20, the information processing device 40 and the communication line 30, there is an ISP (Internet).
Various devices such as a server provided by a service provider (NSP), a network service provider (NSP), a mobile phone provider, and the like may be interposed, but this is not illustrated here. A typical example of the communication line 30 is the Internet, but it may be a LAN (Local Area Network) or another network.

  The real estate information recorded in the real estate information file stored in the storage device 22 is preferably recorded by performing text conversion processing or the like on the registry information acquired from the information processing apparatus 40 of the “Internet registration information providing service” site. As shown in FIG. 2, information may be read from a paper medium registry by a scanner 29, converted into text by OCR processing or the like, and recorded.

  FIG. 3 is a flowchart showing the overall flow of the registration application creation process. The registration application creation process includes cooperation with a real estate ledger process and a joint collateral selection process, which will be described later. The procedure of the registration application creation process will be described with reference to the flowchart of FIG. 3, an example of a processing screen from FIG. 4 to FIG. 19 and a registration application creation example.

First, the real estate ledger processing main program 26 is started by selecting real estate ledger processing from the main menu of the online registration information system, and the real estate ledger processing screen 101 shown in FIG. 4 is displayed.
In step S301, the real estate ledger processing main program 26 of the Web system 20 associates each button with new property registration, registration information batch billing, existing property search addition, existing collateral ledger search, etc., with new property registration and designated property. Provides services such as online registration information acquisition, existing property search, and existing joint collateral catalog search.

  In response to the pressing of the new property registration button 112 on the real estate ledger processing screen 101 shown in FIG. 4, a simple registration function and an easy input function for new properties are provided. At this time, in response to the pressing of the registration information collective billing function button 114, the real estate registration information of the new property that is not recorded in the real estate information file can be obtained online from the "Internet Registration Information Providing Service" site of the Japan Foundation for Civil Affairs. Additional functions to obtain are provided and can be used. In this case, in particular, it is possible to eliminate almost all errors by executing the automatic correction function for digitizing the registered items previously proposed by the present inventor in Patent Document 1 and recording it in the real estate registration file. In response to pressing of the existing property search addition button 116, a function is provided for searching for existing properties registered in the real estate information file and displaying them in a list. In particular, in the present embodiment, as will be described later, an existing shared selection button in the registration application creation process screen (FIGS. 5, 10, and 15) provided by the registration application creation process program 15 is pressed. Correspondingly, the joint collateral selection processing sub-program 27 is started, and a function for searching and displaying a list of joint collateral lists registered in the real estate information file and other functions described later are provided.

  In step S302, the registration application creation program 15 of the user device 10 reads out the document information of the selected application type from the application form file and displays it on a display device (not shown). FIG. 5 is a diagram showing an example of an initial pattern screen of the registration application creation process screen displayed as described above. FIG. 5 to FIG. 9 show an example of creating a registration application form in which cancellation registration is selected as the application type and the purpose of registration is to cancel the root mortgage.

  In step S303, the registration application creation program 15 of the user device 10 takes in the registration item information corresponding to the application type into the editing application displayed in the right column of the initial pattern screen. As shown in FIG. 5, in the initial pattern screen, an input support menu for each document configuration item is prepared in the left column. For example, when “cancellation of root mortgage” is selected in a pop-up not shown in the registration purpose menu 212. In the editing application form displayed in the right column, the word “Cancellation of root mortgage” is automatically entered in the place where “the purpose of registration” should be entered.

  In the initial pattern screen of FIG. 5, the user uses the input box (not shown) of the registration menu 214 to be deleted in the left column, and the reception date of the root mortgage setting to be described in the item of registration to be deleted and You can directly enter the receipt number and the symbol and number of the joint collateral inventory. In contrast to such normal direct input operation, in the present embodiment, the joint collateral selection processing sub-program 27 of the Web system 20 that cooperates with the registration application creation program 15 of the user device 10 is an existing one. Corresponding to pressing of the joint selection button 216, a function to search the joint collateral inventory registered in the real estate information file and display the results as a list, search for the property in the selected joint collateral inventory, and list the results A function to display and a function to automatically input information such as a reception date for setting a mortgage on the selected joint collateral list in a place where “registration to be deleted” should be described.

  First, in step S304, the joint collateral selection processing sub-program 27 of the Web system 20 responds to the pressing of the existing joint collateral selection button 216, with respect to the joint collateral list in the property ledger, the symbol number, the reception number, and the creditor. List the debtor, amount of receivables, and the number of properties to include. FIG. 6 is a screen when a list of joint collateral lists is displayed by pressing the existing sharing selection button 216 on the registration application creation process screen 201 shown in FIG.

  Subsequently, in step S305, the joint collateral selection processing sub-program 27 provides a function for selecting a specific joint collateral list. That is, in the joint collateral inventory list screen 302 shown in FIG. 6, a specific joint collateral inventory can be selected by checking one or more check boxes in the selection field 312. Further, by pressing the detail button, the property search in the joint collateral list is executed, and the property list screen 303 as shown in FIG. 7 is displayed. This property search function in the joint collateral inventory, in particular, when one joint collateral inventory is selected, is not limited to the property under the jurisdiction of the selected joint collateral inventory. As long as it is registered in, all can be extracted. The reason will be described in detail later.

  On the joint collateral inventory selection screen, one or more joint collateral inventory numbers can be selected. In the joint collateral inventory selection screen 302 shown in FIG. 6, the joint collateral inventory symbol / number “(A) No. 1234” and the reception number “9876” are selected.

  Next, in step S306, the joint collateral selection processing sub-program 27 automatically detects all the “display of the right as the collateral right” and “rank number” contained in the joint collateral inventory selected in step S305. Provide the function to do. This function is not limited to the property under the jurisdiction of the joint collateral inventory selected as described above, and all the properties can be extracted as long as they are registered in the real estate information file even if the property is outside the jurisdiction. The reason is as follows.

  As in the example shown in the registry shown in FIG. 20, when all the items of the joint collateral list are within the same jurisdiction, rank numbers can be detected for all the properties from one joint collateral list. However, as shown in the example of the collective collateral list shown in FIG. 21, when a multi-jurisdiction is used, the rank number cannot be detected for a property outside the jurisdiction. Therefore, in step S306, when the rank number cannot be detected, the joint collateral selection processing sub-program 27 uses the information on “display of the right as the collateral” for the property whose rank number is not detected. Search and obtain information on real estate display and joint collateral inventory for property with no rank number detected. In addition, the mortgage and root mortgage information (information listed in “Right Department (Oto Ward)” of the registry) of the property whose order number is not detected recorded in the real estate information file is analyzed and selected. Collateral rights that are the same as the collateral rights but with a different collateral inventory number are detected, and the information of the joint collateral inventory corresponding to the collateral rights detected in this way is used to correspond to the property whose rank number is not detected. The rank number is detected. As described above, it is possible to acquire all the information of the joint collateral inventory with different numbers because of the same jurisdiction, and to detect the rank number, so the registration application form is accurate and complete. The creation of is guaranteed.

  Subsequently, in step S307, the joint collateral selection processing sub-program 27 displays a list of all the properties under the joint collateral inventory that have been detected. At this time, as shown in FIG. 7, the reception number of the joint collateral inventory, the type of the property, the display of the right as the collateral, and the rank number are displayed for each property for all the properties belonging to the joint collateral inventory. . In addition, for all the properties belonging to the selected joint collateral list, the check box in the “Select” column is automatically selected. In addition, when the writing or writing is done after setting the security right, the real estate information file should be updated by the new property registration function and the designated property online registration information acquisition function of the real estate ledger processing main program 26. By doing so, it is possible to display all of the properties that have been subjected to the writing and the like, and to make the check box in the “Select” column automatically selected. When the user sees the list display screen of FIG. 7 and confirms all the properties to be registered, and presses the execute button, the joint collateral selection processing sub-program 27 enters the selected state on the property list screen. Output data in which the display information of the real estate of a certain property and the rank number are associated with each property is generated, transmitted to the user device 10, and the process is terminated.

  Next, in step S308, the registration application creation process program 15 of the user device 10 receives the display information and the rank number of the real estate of the property and incorporates them into the editing application. At this time, the registration application creation processing program 15 receives the registration information of the property that the joint collateral selection processing sub-program 27 has read out from the real estate information file for the above list display, and the registration application shown in FIG. The symbol / number, receipt number, creditor, debtor, credit amount, and number of properties of the selected joint collateral inventory are displayed in the existing joint selection window 218 of the document creation processing screen 202. In addition, the registration application creation process program 15 automatically incorporates information corresponding to each item of registration, right holder, obligor, and application destination Legal Affairs Bureau to be deleted from the editing application. In addition, the registration application creation process program so that the attached document, application date, application agent, and registration license tax items of the editing application form are automatically determined at the time of the initial pattern screen after selecting the application type. 15 can be designed.

  Finally, in step S309, when there is a shortage among the registration items of the application type, the registration application form creation processing program 15 of the user device 10 accepts supplementary input as appropriate and completes the registration application form.

  FIG. 9 is an example of an edited application for deregistration of root mortgage. The real estate display data 302 received from the Web system 20 is correctly incorporated in the “real estate display” item of the root mortgage revocation registration application 301 by the registration application creation process program 15 of the user device 10.

  Next, with reference to FIG. 10 to FIG. 14, an example will be described in which a registration application with an extremely increased amount is created in which the change registration is selected as the application type and the purpose of registration is to change the joint root mortgage. Processing parts different from the registration application creation process in the case of root mortgage revocation registration described with reference to FIGS. 5 to 9 will be described, and detailed description of common processes will be omitted.

  In step S303, “Change joint mortgage” is selected in the pop-up in the registration purpose menu 412 on the initial pattern screen 401 of the registration application creation process screen in FIG.

  In step S305, a function for allowing the joint collateral selection processing sub-program 27 to select a specific joint collateral list is provided. In this example, in the joint collateral inventory list screen 502 shown in FIG. 11, in the selection column 512, the joint collateral inventory (reception number “9876” and reception number “13579” whose symbol / number is “(A) No. 1234” is displayed. The joint collateral inventory is selected by checking both. Further, by pressing the detail button, the property search in the joint collateral list is executed, and a property list screen 503 as shown in FIG. 12 is displayed. It can be seen that four properties belong to the joint collateral list of “(A) No. 1234” and that they are correctly selected in the selection column 514.

  In step S308, the registration application creation process program 15 of the user device 10 receives the registration information of the property that the joint collateral selection process sub-program 27 has read out from the real estate information file for list display. A symbol / number, reception number, creditor, debtor, credit amount, and number of properties of the selected joint collateral inventory are displayed on the existing joint selection window 418 of the registration application creation processing screen 402 shown. Also, the registration application creation process program 15 automatically incorporates information corresponding to each item of the registration, right holder, obligor, and application destination Legal Affairs Bureau to be changed in the editing application. At this time, the amount of receivables is incorporated in the part corresponding to “(current extreme amount)” in the matters after the change of the editing application form.

  FIG. 14 is an example of an application for registering an extremely increased amount of an edited root mortgage. The real estate display data 602 including the rank number received from the Web system 20 is correctly incorporated into the item “real estate display” of the root mortgage extreme amount registration application 601 by the registration application creation processing program 15 of the user device 10. It is.

  Next, with reference to FIG. 15 to FIG. 19, an example will be described in which an additional setting registration is selected as the application type and a registration application form in which the purpose of registration is a joint root mortgage additional setting is created. Processing parts different from the registration application creation process in the case of root mortgage revocation registration described with reference to FIGS. 5 to 9 will be described, and detailed description of common processes will be omitted.

  In step S303, “joint root mortgage addition setting” is selected in a pop-up in the registration purpose menu 712 on the initial pattern screen of the registration application creation process screen of FIG.

  In step S305, a function for allowing the joint collateral selection processing sub-program 27 to select a specific joint collateral list is provided. In this example, in the joint collateral inventory list screen 802 shown in FIG. 16, in the selection column 812, check the joint collateral inventory (reception number “54321”) whose symbol / number is “(ka) No. 2345”. As a result, the joint collateral inventory is selected. Further, by pressing the detail button, the property search in the joint collateral list is executed, and a property list screen 803 as shown in FIG. 12 is displayed. It can be seen that two properties belong to the joint collateral list of “(ka) No. 2345” and that they are correctly selected in the selection column 814.

  In step S308, the registration application creation process program 15 of the user device 10 receives the registration information of the property that the joint collateral selection process sub-program 27 has read out from the real estate information file for list display. In the existing application selection window 718 of the registration application creation process screen 702 shown, the symbol / number, reception number, creditor, debtor, amount of claims, and number of properties of the selected joint collateral inventory are displayed. Further, the registration application creation process program 15 automatically incorporates information corresponding to each item of the extreme amount of the editing application, the scope of the claim, the debtor, the root mortgagee, the setter, and the application destination Legal Affairs Bureau. At this time, the amount of receivables is incorporated in the part corresponding to “(current extreme amount)” in the matters after the change of the editing application form.

  FIG. 19 is an example of an edited application for registration of additional mortgage rights. The real estate display data 902 including the rank number received from the Web system 20 by the registration application creation process program 15 of the user device 10 is displayed together with the display of the jurisdiction of the legal affairs office in the “former receipt” It is correctly incorporated in the item of “Display of registries”. Note that the item “display real estate” in the application form 901 displays real estate to be additionally registered.

As described above, this embodiment has the following advantages.
(1) Properties belonging to the selected security right are extracted without omission and display of the property (location, lot number, house number, land area, land area item for land, location, house number, type, structure for building) , Floor area items) are automatically incorporated in the registration application form, so it is possible to prevent errors in manual entry.
(2) It is possible to guarantee that all the properties in the jurisdiction listed in the joint collateral list as well as the properties outside the jurisdiction will not be missed.
(3) The rank number attached to the collateral is guaranteed to be completely attached to the objective collateral.
(4) In the digitization of registered items, there is almost no error after execution of the automatic correction function, and registration is executed based on this information, which contributes to ensuring the safety of registration.
(5) Even a person with insufficient experience can create an accurate and quick registration application.

  In the above embodiment, the example in which the user device 12 installs and executes the registration application creation process program 15 in the user apparatus 10 has been described. However, instead of such a configuration, the registration application creation process program 15 May be configured so that various functions provided by the registration application creation process program can be used on the Web browser of the user device 12.

  The present invention is suitably used for the purpose of creating a real estate collateral registration or other real estate registration application using a computer, and has a great significance in contributing to the creation of an accurate and quick registration application.

1 Registration Application Creation System 10 User Device 12 Storage Device 14 RAM
20 Online Registration Information System 22 Storage Device 24 CPU
25 RAM
28 Communication Device 30 Communication Line 40 Information Processing Device of Registration Information Provider

Claims (8)

A method of using a computer to create electronic data of a real estate registration application that requires the display of a security right and real estate and displays two or more real estates that are the purpose of the collateral,
Application form file that records the application name that constitutes the real estate registration application and document information including the item name of each entry item for each application type,
Real estate information file that records at least each item of real estate display, mortgage, root mortgage, and joint collateral inventory information corresponding to each entry registered in the real estate registration law is stored for each real estate. Stored in the means,
In response to an input for selecting one application type to be created, the document editing means reads out the document information corresponding to the application type from the application form file and displays the editing application form on the display means When,
When the identification information for selecting at least one security right is input as the registration item to be applied, the acquisition means obtains information on the joint security inventory corresponding to the selected security right from the real estate information file. A step to obtain,
A step of detecting, from the acquired information on the joint collateral inventory, information on display of the right to be collateral and a rank number for each right to be collateral;
The acquisition means acquires the display information of the real estate for the real estate for which the selected security right is set from the real estate information file;
An output means for generating output data in which the acquired real estate display information and the detected rank number are associated with each real estate in the acquired joint collateral list;
The editing means, among the output data generated by the output means, incorporating at least the display data of real estate for each real estate in the acquired joint collateral inventory into the editing application;
A method of creating a registration application, characterized by including: When the rank number cannot be detected in the step of detecting the display information of the right as the collateral and the rank number from the information of the acquired joint collateral inventory,
The acquisition means searches for the real estate information file using the information on the display of the right as the collateral for the right for which the rank number is not detected, and the real estate corresponding to the right for which the rank number is not detected, Obtaining information about the display of real estate and the joint collateral inventory;
The detection means analyzes the mortgage and root mortgage information on the real estate corresponding to the right of non-detection of the rank number recorded in the real estate information file, and is the same as the selected security right. Detecting a security right assigned with a different joint collateral inventory number, and detecting a rank number corresponding to the right of non-detection of the rank number from information of the joint security inventory corresponding to the detected security right; and
The registration application creation method according to claim 1, wherein: When the identification information for selecting the real estate is input, the updating unit transfers the information to the information processing apparatus of the registration information provider via a communication line, and the public information about the real estate is transmitted from the information processing apparatus of the registration information provider. Obtaining real estate registration information and updating the real estate information file;
The registration application creation method according to claim 1, further comprising:   The registration application creation method according to any one of claims 1 to 3, wherein the application type is any one of deletion registration, partial deletion registration, change correction registration, or additional setting registration. A system for creating electronic data of a real estate registration application that requires the display of security rights and real estate and displays two or more real estates that are the purpose of collateral,
Application form file that records the application name that constitutes the real estate registration application and document information including the item name of each entry item for each application type,
Real estate information file that records at least each item of the real estate display, mortgage, root mortgage, and joint collateral inventory information corresponding to each entry registered in the real estate registration law Stored storage means,
In response to an input for selecting one application type to be created, document information corresponding to the application type is read from the application form file, and a document editing unit that displays an application for editing on the display unit;
An acquisition means for acquiring at least information on display of real estate and information on joint collateral inventory from the real estate information file;
From the information of the joint collateral inventory, information on the display of the right to be collateral, and detection means for detecting the rank number;
Output means for generating output data in which the real estate display information acquired by the acquisition means and the rank number detected by the detection means are associated with each real estate in the acquired joint collateral list;
Control means,
The control means includes
When the acquisition means inputs identification information for selecting at least one security right as a registration item to be applied, information on the joint collateral inventory corresponding to the selected security right is stored in the real estate information file. Get from
The detection means detects, from the information of the joint collateral inventory acquired by the acquisition means, information on the display of the right to be collateral, and the rank number for each right to be the collateral,
The acquisition means, the detection so that the editing means incorporates at least the display data of the real estate for each real estate in the acquired joint collateral inventory among the output data generated by the output means into the editing application. A registration application creation system characterized by controlling the means and the editing means. When the detection means is unable to detect the rank number when detecting the display information of the right as the collateral and the rank number from the information of the joint collateral inventory acquired by the acquisition means,
The control means includes
The acquisition means searches for the real estate information file using the information on the display of the right as the collateral for the right for which the rank number is not detected, and the real estate corresponding to the right for which the rank number is not detected, Obtain information on real estate display and joint collateral inventory,
The detection means analyzes the mortgage and root mortgage information on the real estate corresponding to the right of non-detection of the rank number recorded in the real estate information file, and is the same as the selected security right. Detecting a security right with a different joint security inventory number, and detecting a ranking number corresponding to the right of non-detection of the ranking number from the information of the joint security inventory corresponding to the detected security right, The registration application creation system according to claim 5, wherein the acquisition unit and the detection unit are controlled.   The registration application creation system according to claim 5 or 6, wherein the application type is any one of deletion registration, partial deletion registration, change correction registration, or additional setting registration. A computer that requires the display of a security right and real estate, and creates electronic data of a real estate registration application that displays two or more real estates for the purpose of collateral is performed on a computer that can access the application form file and the real estate information file A program for
The application form file records the application information that forms the real estate registration application form and the document information including the item name of each entry item for each application type.
The real estate information file records, for each real estate, at least each item of information related to the registration items prescribed by the real estate registration law, including information on real estate display, mortgage, root mortgage, and joint collateral inventory.
In response to an input to select one application type to be created, the document information corresponding to the application type is read from the application form file, and the editing application form is displayed on the display means.
When identification information for selecting at least one security right is input as a registration item to be applied, information on the joint collateral inventory corresponding to the selected security right is acquired from the real estate information file,
From the information of the acquired joint collateral inventory, the display information of the right to be collateral and the rank number are detected for each right to be collateral,
Obtain real estate display information for the real estate for which the selected security interest is set,
Generating output data that associates the display information of the acquired real estate with the detected rank number for each real estate in the acquired joint collateral inventory;
A registration application creation program for causing a computer to perform processing for incorporating at least the display data of the real estate for each real estate in the acquired joint collateral inventory among the generated output data into the editing application.

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