JP2012068813A - Diagnosis system and diagnosis program - Google Patents

Abstract

PROBLEM TO BE SOLVED: To provide a diagnosis system capable of determining whether or not contents of a salary statement which a user acquired from his/her place of work are legally proper, and notifying the user of the determination result.SOLUTION: A diagnosis system includes: salary statement input means (S301-S305) for a user to input contents of a salary statement acquired from his/her place of work via a first computer system 100; propriety determination means (S307) for determining whether or not the salary statement information obtained by the salary statement input means is legally proper; and determination result notification means (S309) for notifying the user of the determination result of legal propriety determined by the propriety determination means through the first computer system 100.

Description

  The present invention relates to a diagnostic system and a diagnostic program for diagnosing the suitability of a pay statement. Furthermore, the present invention is an invention that can be applied to a diagnostic system and a diagnostic program for preparing an individual's financial statements and diagnosing the creditworthiness of the individual.

  In recent years, due to the increased awareness of workers' rights, there is an increasing demand for workers to make their own judgments about the legal suitability of salaries paid from their workplaces and their own working conditions. However, the judgment of whether payroll and working conditions are appropriate or not is technical, and it was difficult for the workers themselves to make legally accurate judgments.

  In Patent Document 1, a system in which labor results such as part-time jobs are input to a terminal, the labor results are pointed, and the host computer of the financial institution examines the repayment ability and makes a prepayment with reference to the points. It is disclosed. In Patent Literature 2, consumer household accounts and individual business owners' accounts books are made available on the network, and information on household accounts and accounts booked by users is sent to manufacturers and dealers. A system that is used for marketing is disclosed. Patent Document 3 discloses a system in which household account book data is transmitted to a network and consumption trend data is transmitted to a store. Patent Document 4 discloses a system in which an analysis result of a household account book is commented. Patent Document 5 discloses a system that can easily calculate a pay statement using a mobile phone. In Patent Document 5, when conditions such as various insurances and deductions are input, the calculation result of the salary details is displayed. Patent Document 6 discloses a system in which cash flow data is registered in a server, and monitor information based on cash flow is provided to a financial institution at the time of financing. Patent Document 7 discloses a system having a function of returning advice at the time of expenditure. Patent Document 8 discloses a system that can calculate taxes via a network. Patent Document 9 discloses a system for providing an asset management service via a network.

JP 2004-199525 A JP 2002-304517 A JP 2008-90450 A JP 2001-350913 A Registered Utility Model No. 312667 Publication JP 2006-79493 A Japanese Patent Laid-Open No. 2002-14962 JP-A-10-187858 JP 2002-175418 A

  Conventionally, for example, as in Patent Document 5, there is a system for calculating a salary via a network. However, there has been no system that allows workers to determine whether the contents of the salary statement obtained from their workplace are legally appropriate and to notify the workers of the determination results.

  Therefore, the present invention provides a diagnostic system and a diagnostic program capable of judging whether or not the contents of the salary statement obtained from the workplace by the worker are legally appropriate and notifying the worker of the judgment result The purpose is to provide.

  In order to solve the above problems, the present invention has the following features. For ease of understanding, reference numerals used in the embodiments are given for reference, but the reference numerals do not limit the present invention to the embodiments.

  The present invention comprises a first computer device (100) used by a user and a second computer device (200) capable of communicating with the first computer device via a network (2). A diagnostic system (1) for diagnosing the suitability of salary information input by a user by a computer program operating in cooperation on the computer device and the second computer device, which is obtained by the user from the workplace Salary statement input means (S301 to S305) for allowing the user to input the contents of the salary statement (D4, D6, D7) via the first computer device, and the salary statement obtained by the salary statement input means Appropriateness determination means (S111, S307) for determining whether the information is legally appropriate, and determination of legal appropriateness determined by the appropriateness determination means The fruit (D8), and a determination result notifying means for notifying the user via a first computer device (S113, S309).

  The diagnostic system further includes expenditure information input means (S501 to S505) for allowing the user to input information (D10) relating to the user's expenditure via the first computer device, and information (D11) relating to the user's assets. Asset information input means (S601 to S605) for the user to input via one computer device and debt information input means (S701) for the user to input information (D12) relating to the user's debt via the first computer device ˜S705), the user's personal financial statement based on the expenditure information obtained by the expenditure information input means, the asset information obtained by the asset information input means, and the debt information obtained by the liability information input means (D13, D14) for preparing financial statements (S803, S908). The financial statement creation means obtains income information (D19) from the salary statement information input by the salary statement input means (S802, S907).

  The diagnosis system further includes household advice advice means (S1301 to S1306) that creates advice (D18) related to household budget based on the income information and expenditure information and notifies the user via the first computer device.

  The diagnosis system further predicts future income and expenditure, increase / decrease in assets, and increase / decrease in liabilities based on income information, expenditure information, asset information, and liability information (S1009 to S1012), and prediction information (D15). If there is provided prediction information notification means (S1013, S1014) for notifying the user via the first computer device.

  The diagnosis system further includes a financial status evaluation unit (S1102 to S1107) that evaluates an individual's financial status based on all or part of income information, expenditure information, asset information, and liability information for a plurality of predetermined evaluation items. ).

  The diagnosis system is further obtained by working status input means (S304, S201 to S205) for allowing the user to input the working status (D3, D5) related to attendance / removal through the first computer device and the working status input means. Labor status judging means (S112, S308) for judging whether the labor status is legally appropriate or not. The determination result notifying means notifies the user of the determination result (D9) determined by the labor situation determining means via the first computer device (S113, S309).

  The diagnostic system further includes time card means (S201 to S205) for allowing the user to input the user's attendance / leaving time (D3) via the first computer device. The labor status input means grasps the labor status based on the time and attendance obtained by the time card means. The labor situation judging means compares the labor situation obtained by the time card means with the labor situation obtained from the salary statement, and judges whether there is a legal deficiency regarding overtime.

  The diagnosis system further includes attendance status evaluation means (S1202 to S1206) for judging whether the user's attendance / leaving status is good based on the work status (D3, D5) obtained by the labor status input means. Prepare.

  The second computer device includes financial information management means (S803, S908, S1107) for managing financial information (D13, D14, D16) related to the user's finance. The diagnostic system further includes a third computer device (300) that can communicate with the second computer device. The financial information management means manages whether or not access by the third computer apparatus is permitted by the user, and enables access to the financial information by the third computer apparatus only when the user is permitted ( S1401 to S1404). When the third computer apparatus receives a medical certificate issuance request from the user, the third computer apparatus accesses the financial information management unit to acquire the user's financial information (S1506) and the financial information acquisition unit. And a financial status certificate issuing means (S1510, S1511) for issuing a medical certificate regarding the financial status of the user based on the acquired financial information.

  The third computer device further includes public document balance information input means (S1507) for inputting balance information based on the public document provided by the user, financial information acquired by the financial information acquisition means, and public information. Credibility determination means (S1508) for comparing the balance information input to the general document balance information input means to determine the credibility of the financial information. The financial status medical certificate issuing means issues a medical certificate based on the determination result by the credibility determining means (S1511).

  The second computer device includes attendance and attendance status management means (S207, S306, S308, and S1206) for managing attendance and attendance status information (D3, D5, and D17) related to user attendance and attendance. The diagnostic system further includes a third computer device (300) that can communicate with the second computer device. The attendance and attendance status management means manages whether or not access by the third computer device is permitted by the user, and can access the determination result of the attendance and attendance status by the third computer device only when permitted. (S1401 to S1404). The third computer device, when there is a medical certificate issuance request from the user, accesses the attendance and attendance status management means and acquires the attendance and attendance status information of the user (S1606), and the attendance and attendance status acquisition means And attendance / attendance status certificate issuing means (S1607, S1608) for issuing a certificate regarding the attendance / employment status of the user based on the attendance / exit status information acquired in step S1.

  The second computer device includes salary information management means (S106, S306, S307) for managing salary information (D1, D4, D8) related to the user's salary. The diagnostic system further includes a third computer device (300) that can communicate with the second computer device. The salary information management means manages whether or not access by the third computer device is permitted by the user, and enables access to the salary information by the third computer device only when the user is permitted ( S1401 to S1404). The third computer device accesses the salary information management means when there is a medical certificate issuance request from the fourth computer device (400) managed by the user's office, and pays salaries of a predetermined number or more users. Salary information acquisition means (S1704, S1706) for acquiring information, and issuance of a salary condition adequacy certificate for issuing a legal adequacy certificate regarding the salary of the workplace based on the salary information acquired by the salary information acquisition means Means (S1707, S1708).

  The second computer device includes labor information management means (S110, S306, S308) for managing labor information (D2, D3, D9) related to user labor. Furthermore, the diagnostic system includes a third computer device (300) that can communicate with the second computer device. The labor information management means manages whether or not access by the third computer device is permitted by the user, and enables access to the labor information by the third computer device only when the user is permitted ( S1401 to S1404). The third computer device accesses the labor information management means when a medical certificate issuance request is received from the user's work place, and obtains labor information acquisition means (S1704) for acquiring labor information of a predetermined number of users or more. S1706) and working condition suitability certificate issuing means (S1707, S1708) for issuing a legal suitability certificate regarding the work at the workplace based on the appropriate labor report obtained by the labor information obtaining means.

  Further, according to the present invention, a user has obtained from a workplace a computer system including a first computer device used by a user and a second computer device capable of communicating with the first computer device via a network. The salary statement input means that allows the user to input the contents of the salary statement via the first computer device, and determines whether the salary statement information obtained by the salary statement input means is legally appropriate It is also possible to provide a diagnostic program for functioning as a judgment result notifying means for notifying a user via the first computer device of a judgment result of suitability judgment means and a legal suitability judgment result judged by the suitability judgment means. .

The diagnostic program further includes a computer system, expenditure information input means for allowing the user to input information relating to the user's expenditure via the first computer device, and information relating to the user's asset via the first computer device. Asset information input means to be input to
Debt information input means for allowing a user to input information relating to the user's debt via the first computer device, expenditure information obtained by the expenditure information input means, asset information obtained by the asset information input means, and Based on the debt information obtained by the debt information input means, it functions as a financial statement creation means for creating a user's personal financial statement. The financial statement creation means obtains income information from the salary statement information input by the salary statement input means.

  The diagnosis program causes the computer system to further function as household advice notification means for creating advice on household budget based on the income information and expenditure information and notifying the user via the first computer device.

  The diagnostic program further predicts a future balance of payments, an increase / decrease in assets, and an increase / decrease in liabilities based on the revenue information, expenditure information, asset information, and liability information. It is made to function as a prediction information notification means which notifies a user via a computer apparatus.

  The diagnostic program further comprises: a financial status evaluation means for evaluating the personal financial status of the computer system based on all or part of revenue information, expenditure information, asset information, and liability information for a plurality of predetermined evaluation items; To function as.

  The diagnostic program includes a computer system, a labor status input means for allowing a user to input a labor status related to work / exit through the first computer device, and a labor status obtained by the labor status input means is legally appropriate. It is made to function as a labor situation judgment means for judging whether or not. The determination result notifying means notifies the user of the determination result determined by the labor situation determining means via the first computer device.

  The diagnostic program causes the computer system to further function as time card means for allowing the user to input the user's attendance / leaving time via the first computer device. The labor status input means grasps the labor status based on the time and attendance obtained by the time card means. The labor situation judging means compares the labor situation obtained by the time card means with the labor situation obtained from the salary statement, and judges whether there is a legal deficiency regarding overtime.

  The diagnostic program further causes the computer system to function as an attendance status evaluation unit that determines whether the user's attendance / exit status is good based on the work status obtained by the labor status input unit.

  The present invention also provides a financial information acquisition means for accessing the financial information management means to acquire the financial information of the user when the third computer apparatus is requested to issue a medical certificate, and Based on the financial information acquired by the information acquisition means, it is provided as a diagnostic program that functions as a financial status diagnosis issuing means for issuing a medical certificate relating to the user's financial status.

  The diagnostic program further includes: a third computer device; public document balance information input means for inputting balance information based on a public document provided by a user; and financial information acquired by the financial information acquisition means The balance information input to the public document balance information input means is compared to function as a credibility judgment means for judging the credibility of the financial information. The financial status medical certificate issuing means issues a medical certificate based on the determination result by the credibility determining means.

  In addition, the present invention provides a third computer device that, when requested by a user to issue a medical certificate, accesses the attendance and attendance status management means and acquires the attendance and attendance status information of the user, and Based on the attendance and attendance status information acquired by the attendance and attendance status acquisition means, it is provided as a diagnostic program that functions as attendance and attendance status diagnosis issuing means for issuing a medical certificate relating to the user attendance and attendance status.

  The diagnosis program accesses the salary information management means when there is a request for issuance of a medical certificate from the fourth computer device managed by the user's work place, and the third computer device accesses the salary information management means. Functions as salary information suitability certificate issuing means for issuing salary information acquisition means for acquiring salary information and for issuing a medical certificate of legal adequacy regarding the salary of the workplace based on the salary information acquired by the salary information acquisition means Let

  In addition, the present invention provides a labor for acquiring labor information of a predetermined number or more users by accessing the labor information management means when the third computer device is requested to issue a medical certificate from the user's workplace. Provided as a diagnostic program that functions as a working condition suitability certificate issuing means that issues a legal suitability certificate regarding work at the workplace based on information acquisition means and appropriate labor information obtained by labor information acquisition means Is done.

  According to the diagnosis system and the diagnosis program of the present invention, the user is made to input the contents of the salary statement, determine whether the obtained salary statement information is legally appropriate, and the determination result to the user. You can be notified. Therefore, it is possible to determine whether or not the contents of the salary statement obtained from the workplace by the worker are legally appropriate.

  In addition, since the user's personal financial statements are created by the diagnostic system and the diagnostic program, the user can grasp his / her financial situation. In particular, when preparing the financial statements, the diagnostic system and the diagnostic program obtain the income information from the salary statement information. Therefore, the user needs to input the income information again in order to create the financial statements. Disappear.

  In addition, since the diagnosis system and the diagnosis program notify the user of advice related to the household budget, the user can appropriately increase the income or suppress the expenditure according to the advice. In addition, since future prediction information is notified to the user, the user can increase income or reduce expenditure by referring to it. In addition, since the evaluation of the financial situation can be obtained, if the evaluation is good, the user can be encouraged and continue, and if the evaluation is bad, the user can reflect on the good financial situation. . As described above, the diagnostic system and the diagnostic program can also be used to improve the user's sense of money.

  Further, the diagnosis system and the diagnosis program determine whether the work situation is legally appropriate and notify the user of the determination result. Therefore, the user can determine whether it is appropriate not only for the amount of the salary statement but also for the labor situation such as overtime hours and days of acquisition holidays. Furthermore, if the time card function is used, the user can detect that legal inadequacies related to overtime work have been made by the workplace.

  If it is inappropriate by obtaining judgment on the legal suitability of the contents of the salary statement and the contents of the work situation, the worker can negotiate with the workplace for improvement.

  Further, the diagnostic system and the diagnostic program determine whether or not the user's attendance / exit situation is good and notify the user of the evaluation. Therefore, if the evaluation is good, the user is encouraged, and if the evaluation is bad, the user can try to improve.

  Furthermore, various information obtained by the diagnostic system and the diagnostic program can be used by a third-party diagnostic organization to diagnose the user's financial status, monetary sense, sincerity, creditworthiness, and the like. The third computer device acquires financial information and issues a medical certificate regarding the financial status. By this medical certificate, a user's financial condition and money sense are evaluated by a third party and can be used in various fields. In addition, the accuracy of the medical certificate is improved by determining the credibility of the user's financial information based on official documents. Further, the third computer device can issue a medical certificate for diagnosing the user's attendance / leaving status. With this medical certificate, the user's sincerity and seriousness can be evaluated and can be used in various fields.

  Furthermore, various information obtained by the diagnostic system and the diagnostic program can be used by a third-party diagnostic institution to determine the legal suitability of salary conditions and working conditions at the user's workplace. The third computer device acquires salary information and labor information of a predetermined number of users or more and issues a medical certificate regarding legal suitability of salary conditions and working conditions at the workplace. This medical certificate can be used to measure the creditworthiness of the workplace, which leads to external appeal, and as a result, can be used to secure better human resources.

  These and other objects, features, aspects and advantages of the present invention will become more apparent from the following detailed description when taken in conjunction with the accompanying drawings.

FIG. 1 is a block diagram showing a hardware configuration of a diagnostic system 1 according to the first embodiment of the present invention. FIG. 2 is a diagram for explaining an outline of the operation of the diagnostic system 1 according to the first embodiment. FIG. 3 is a flowchart showing the operation of the first and second computer devices 100 and 200 when inputting the initial conditions during execution of the salary program. FIG. 4 is a flowchart showing the operation of the first and second computer devices 100 and 200 when inputting actual salary statement information D4. FIG. 5 is a flowchart showing the operations of the first and second computer apparatuses 100 and 200 when using the time card function for managing attendance and leaving using the salary program 206. FIG. 6 is a flowchart showing the operation of the first and second computer devices 100 and 200 when inputting the second salary information D6 or the temporary income information D7. FIG. 7 is a flowchart showing the operations of the first and second computer apparatuses 100 and 200 when the asset program 207 is executed and the expenditure information D10 is input. FIG. 8 is a flowchart showing operations of the first and second computer apparatuses 100 and 200 when the asset program 207 is executed and the asset information D11 is input. FIG. 9 is a flowchart showing operations of the first and second computer apparatuses 100 and 200 when the asset program 207 is executed and the liability information D12 is input. FIG. 10 is a flowchart showing the operations of the first and second computer apparatuses 100 and 200 when creating the trial calculation table in the asset program 207. FIG. 11 is a flowchart showing the operations of the first and second computer apparatuses 100 and 200 when creating a financial statement in the asset program 207. FIG. 12 is a flowchart showing the operations of the first and second computer apparatuses 100 and 200 when creating the prediction information D15 in the asset program 207. FIG. 13 is a flowchart showing operations of the first and second computer apparatuses 100 and 200 when the financial status evaluation D16 is performed in the asset program 207. FIG. 14 is a flowchart showing the operations of the first and second computer apparatuses 100 and 200 when the attendance / leaving status evaluation D17 is performed in the asset program 207. FIG. 15 is a flowchart showing the operations of the first and second computer devices 100 and 200 when the household advice information D18 is created in the asset program 207. FIG. 16 is a block diagram showing a hardware configuration of the diagnostic system 1 according to the second embodiment of the present invention. FIG. 17 is a diagram for explaining an operation outline of the diagnostic system 1 according to the second embodiment. FIG. 18 is a flowchart showing an operation of the first and second computer devices 200 for permitting the third computer device 300 to access the second computer device 200. FIG. 19 is a flowchart showing operations of the first and third computer apparatuses 100 and 300 when a financial status diagnosis is issued in the financial status diagnosis program 306. FIG. 20 is a flowchart showing the operations of the first and third computer apparatuses 100 and 300 when the attendance / leaving situation diagnosis is issued in the attendance / leaving situation diagnosis program 307. FIG. 21 is a diagram for explaining an outline of the operation of the diagnostic system 1 according to the third embodiment of the present invention. FIG. 22 is a flowchart illustrating operations of the third and fourth computer apparatuses 300 and 400 according to the third embodiment.

(First embodiment)
FIG. 1 is a block diagram showing a hardware configuration of a diagnostic system 1 according to the first embodiment of the present invention. In FIG. 1, the diagnostic system 1 includes a first computer device 100 and a second computer device 200. The first computer device 100 and the second computer device 200 can communicate bidirectionally via the network 2. The first computer device 100 is a computer device owned by a user who is a worker, and is a personal computer, a mobile phone, various mobile terminals, or the like. The first computer device 100 includes a control unit 101, a communication unit 102, a storage unit 103, a display unit 104, and an input unit 105. The second computer device 200 includes a control unit 201, a communication unit 202, a storage unit 203, a display unit 204, and an input unit 205. The storage unit 203 stores a salary program 206, an asset program 207, and management data 208. The control unit 201 executes various types of hardware by executing the salary program 206 and the asset program 207, obtains necessary information from the first computer device 100, and executes necessary information processing. Note that some functions of the program in the second computer apparatus 200 may be executed by a program stored in the first computer apparatus 100. The program in the second computer device 200 may be stored in a computer device different from the second computer device 200, such as cloud computing, for example, and the control unit of the second computer device 200 Necessary information processing may be executed by the 201 reading and executing the program. That is, in the diagnostic system 1, a computer program that operates in cooperation on the first and second computer devices exists on the network, and means for executing information processing described below is diagnosed by the program. If realized on the system 1, the computer device storing the program is not particularly limited. However, in the following, in order to facilitate the explanation of the operation, an example in which a program is stored in the second computer device and necessary information processing is executed is shown as a typical operating environment. It is not a thing.

  FIG. 2 is a diagram for explaining an outline of the operation of the diagnostic system 1 according to the first embodiment. First, an outline of the operation when the salary program 206 is executed will be described. When the salary program 206 is executed for the first time, the first computer apparatus 100 inputs the salary initial condition D1 and the labor initial condition D2 and transmits them to the second computer apparatus 200. The salary initial condition D1 and the labor initial condition D2 are initial conditions related to the employment contract. By the time card function, the user appropriately uses the first computer device 100 to send the attendance information D3 to the second computer device 200. The user who has acquired the salary statement from the office uses the first computer device 100 to input the salary statement information D4 and the work situation information D5 when the salary statement is obtained, and the second computer device 200. The user who works at the second place inputs the contents of the salary statement of the second place of work as the second place salary information D6 and transmits it to the second computer device 200. When there is a bonus or other temporary income, the user inputs the contents of the salary statement regarding the temporary income as temporary income information D7 and transmits it to the second computer device 200. In the present invention, when the salary statement is issued for the second salary information D6 and the temporary income information D7, it is referred to as salary statement information in the present invention.

  The second computer device 200 determines whether or not the salary statement is legally appropriate by executing the salary program 206, and whether or not the user's labor situation is legally appropriate. The appropriateness determination process T2 is executed. In addition, the second computer device 200 executes the attendance / leaving management process T3 to manage the attendance / leaving status of the user. The second computer device 200 notifies the first computer device 100 of the result D8 of the suitability determination of the salary details and the result D9 of the suitability determination of the working situation.

  Next, an outline of the operation when the asset program 207 is executed will be described. The first computer device 100 causes the user to input expenditure information D10 related to expenditure, asset information D11 related to assets, and debt information D12 related to liabilities, and transmits the information to the second computer device 200. The second computer device 200 acquires, from the management data 208, income information D19 related to the user's income from the salary statement information D4, the second salary information D6, and the temporary income information D7 obtained by the salary program 206. The second computer device 200 executes processing T4 for creating the trial calculation table D13 using the expenditure information D10, asset information D11, liability information D12, and income information D19. In addition, the second computer device 200 executes a process T5 for creating a financial statement D14 using the expenditure information D10, the asset information D11, the debt information D12, and the income information D19. Further, the second computer apparatus 200 uses the expenditure information D10, asset information D11, liability information D12, and income information D19 to predict the future balance, the increase / decrease in assets, and the prediction information D15 that predicts the increase / decrease in liabilities. The process T6 for creating is executed. The second computer device 200 also evaluates the financial situation using the prepared financial statements (trial calculation table D13 and / or financial statement D14), expenditure information D10, asset information D11, debt information D12, and income information D19. Processing T7 for evaluating according to the item is executed, and the result of the evaluation is notified to the first computer apparatus 100 as a financial status evaluation D16. Further, the second computer apparatus 200 executes processing T8 for evaluating the quality of the attendance / leaving status by using the attendance / exit information D3 and the work status information D5, and uses the evaluation result as the attendance / employment status evaluation D17. 100 is notified. Further, the second computer device 200 executes processing T9 for creating household advice information D18 related to the household using the expenditure information D10 and the income information D19, and notifies the first computer device 100 of the household advice information D18. To do. The second computer device 200 stores various data D1 to D19 as management data 208 and uses them as appropriate.

Details of the operations of the first and second computer apparatuses 100 and 200 will be described below.
FIG. 3 is a flowchart showing the operation of the first and second computer devices 100 and 200 when inputting the initial conditions during execution of the salary program. In FIG. 3, first, the second computer apparatus 200 transmits a screen requesting input of initial conditions to the first computer apparatus 100 (step S101). Next, the first computer device 100 displays an initial condition input screen (step S102), causes the user to input an initial condition regarding salary (salary initial condition D1) (step S103), and the input initial salary condition. D1 is transmitted to the second computer apparatus 200 (step S104). As the salary initial condition D1, for example, the following conditions exist.
・ What is the work style? Whether it is a full-time employee, part-time worker or part-time worker.
・ What is the salary classification? Monthly wage system, daily wage system, hourly wage system, etc.
・ What kind of work is it? Office work, sales, manufacturing etc.
・ User address ・ Birth date of user ・ Number of dependents in tax law ・ Date of user entry ・ Basic salary (in the case of monthly salary), daily salary, or hourly salary ・ Monthly salary calculation period (for example, from the 16th of every month) 15th of next month)
・ Monthly salary payment period (for example, 25th of every month)
・ Amounts of various benefits to be included in the basis of overtime calculation (for example, position allowance, function allowance, qualification allowance, etc.)
・ Amount of various allowances to be omitted from overtime calculation (for example, temporary allowance, expected overtime allowance, family allowance, housing allowance, etc.)
・ Transportation expenses ・ Types of health insurance ・ Types of pensions However, the initial salary condition D1 may be other than the above.

  The second computer device 200 receives the salary initial condition D1 (step S105) and stores it (step S106).

Following the input of the salary initial condition D1, the first computer device 100 causes the user to input an initial condition regarding the working condition (working initial condition D2) (step S107), and the input initial labor condition D2 is set to the second condition. As the labor initial condition D2 transmitted to the computer device 200 (step S108), for example, the following conditions exist.
-Monthly working days-Monthly or daily working hours-Monthly or daily overtime hours-Monthly or daily midnight overtime hours-Monthly holiday working days-Monthly holiday hours-Paid leave days granted annually-To social insurance・ Employment insurance participation status ・ Monthly salary system start time ・ Monthly salary system end work time ・ Monthly salary system break time ・ Daily average overtime hours ・ Recognized in the Sanroku Agreement Overtime hours However, the initial labor conditions D2 may be other than the above.

  The second computer device 200 receives the initial labor condition D2 (step S109) and stores it (step S110).

Next, the second computer device 200 determines whether the initial salary condition D1 is legally appropriate (step S111). For example, as a method for determining the legal suitability of the initial salary condition D1, there are the following criteria.
・ In the case of a daily wage system, is the hourly unit price calculated from the daily wage and daily working hours below the minimum wage? In this case, since the minimum wage differs depending on the type of job and the prefecture of the user, the second computer device 200 manages the latest type and the minimum wage table for each prefecture, and compares it with the minimum wage table. Make a legal decision as to whether or not the minimum wage is below.
・ In the hourly wage system, is the hourly unit price less than the minimum wage? Also in this case, since the minimum wage differs depending on the type of job and the prefecture of the user, the second computer device 200 manages the latest type and the minimum wage table for each prefecture, and compares it with the minimum wage table. And make a legal decision as to whether or not the minimum wage is below.
However, the method for determining the legal suitability of the initial salary condition D1 may be other than the above.

Next, the second computer device 200 determines whether or not the legal initial condition D2 is legal (step S112). For example, as a method for determining the legal suitability of the initial labor condition D2, there are the following criteria.
・ Is there a day off every week?
・ Does the monthly working hour exceed 177 hours?
・ Is paid leave granted?
However, the method for determining the legal suitability of the initial labor conditions D2 may be other than the above.

  Next, the second computer device 200 transmits a determination result of suitability of the initial salary condition D1 and the initial labor condition D2 to the first computer device 100 (step S113). The first computer device 100 receives, displays, and stores the transmitted determination result (step S114).

After the input of the initial salary condition D1 and the initial labor condition D2, the user inputs the actual salary statement contents (salary statement information D4). FIG. 4 is a flowchart showing the operation of the first and second computer devices 100 and 200 when inputting actual salary statement information D4. There are the following scenes for inputting the salary statement information D4.
(First input scene) A scene in which the salary statement information D4 is input for the first time immediately after executing the salary program 206 and inputting the initial salary condition D1 and the initial labor condition D2. In this scene, it is diagnosed whether the contents of the entered pay statement and the working conditions are legally appropriate.
(Second input scene) In a situation where the user continues to use the salary program 206, and the user's attendance information D3 is recorded in the second computer device 200 using the time card function, A scene where salary statement information is entered. In this scene, in addition to diagnosing whether the contents and working conditions of the entered salary statement are legally appropriate, the working hours and salary statement recorded in the second computer device 200 are displayed. Compared to working hours, the actual working hours are reflected and whether or not a salary statement has been prepared, that is, whether there is no deception of service overtime or overtime allowance Diagnosed.
In the following description, the operation in the first input scene will be mainly described, and the operation in the second input scene will be appropriately supplemented.

  In FIG. 4, first, the first computer device 100 accesses the salary statement information input screen (step S301). In response to this, the second computer device 200 transmits a salary statement input screen and a work status input screen to the first computer device 100 (step S302). The first computer device 100 displays the salary statement input screen and the labor situation input screen (step S303), and allows the user to input the salary statement information D4 and the labor situation information D5 (step S304). The pay statement information D4 and the work status information D5 are transmitted to the second computer device 200 (step S305). Here, the salary statement information D4 is information indicated by an amount in the salary statement such as basic salary, overtime allowance, various allowances, transportation expenses, pension, health insurance, employment insurance, and long-term care insurance. The work status information D5 is information that is shown in the pay statement such as the number of working days, the number of working hours, the overtime hours, the number of paid paid holidays, the number of paid paid holidays, and the like regarding the working status.

The second computer device 200 receives and stores the salary statement information D4 and the work status information D5 (step S306). Next, the second computer device 200 determines the legal suitability of the salary statement information D4 and stores the judgment result (salary statement suitability determination result D8) (step S307). For example, as a method for determining the legal suitability of the salary statement information D4, there are the following criteria.
・ If there is no holiday every day of the week, is the salary according to the premium rate paid?
・ If the monthly working hours exceed the prescribed hours, are overtime hours properly counted and appropriate overtime fees paid? Here, the predetermined time is, for example, 177 hours when one month is 31 days, 171 hours when one month is 30 days, and 168 hours when one month is 28 days.
・ If monthly work hours basically exceed 132 hours, is social insurance taken?
・ Are late night discounts paid for overtime work?
・ Whether the overtime unit price calculated from working hours, basic salary (or daily salary, hourly rate) and various allowances is correct compared to the legal overtime unit price. In addition, since the calculation method of overtime unit price is well-known, detailed description is abbreviate | omitted here.
・ Is there an error in the total amount of overtime pay?
・ Are you paying more than the minimum wage?
・ Is the calculation of pension, welfare pension, welfare pension fund, health insurance, nursing care insurance, and employment insurance correct? In this case, since the amount differs depending on the location of work, the pension, and the type of insurance, the second computer device 200 stores the latest accurate amount and compares the contents of the salary statement information D4. Determine if it is correct.
・ Is the amount of withholding tax correct? In this case, since the amount varies depending on the number of dependents and the presence or absence of a user's disability, the second computer device 200 stores the latest accurate amount and compares the contents of the salary statement information D4. Determine if it is correct.
However, the method of determining the legal suitability of the salary statement information D4 may be other than the above.

  In the operation of step S307, in the case of the second input scene, that is, when the actual working time is recorded in the second computer device 200 by the time card function, the second computer device 200 records Based on the actual working hours, the overtime hours are counted to determine whether the overtime allowance is correctly paid.

Next, the second computer device 200 determines the legal suitability of the work situation information D5 and stores the judgment result (work situation suitability judgment result D9) (step S308). For example, as a method for determining the legal suitability of the work status information D5, there are the following criteria.
・ Check if the working hours exceed the legal working hours. If exceeded, is it within the overtime hours of the 36 agreement approved by the user's work place?
・ Is there a day off every week? If not, is a premium paid?
・ If a certain period of time has passed since joining the company, is paid leave granted?
・ If you work over 20 hours a week, do you have employment insurance?
However, the method for determining the legal suitability of the work status information D5 may be other than the above.

  In the operation of step S308, in the case of the second input scene, that is, when the actual working time is recorded in the second computer device 200 by the time card function, the second computer device 200 records Based on the actual working hours, the overtime hours, working days, and late-night working hours are counted, and compared to the working conditions described in the salary statement, the actual overtime hours, working days, and late-night working hours Is reflected in the salary statement, and it is determined whether there is a legal deficiency regarding overtime such as deception of service overtime or overtime allowance, and the determination result is sent to the first computer device 100. Notice.

  The second computer device 200 transmits the determination result of the suitability of the salary statement information D4 and the work situation information D5 to the first computer device 100 (step S309). The first computer device 100 receives, displays, and stores the sent pay statement suitability determination result D8 and the work situation suitability determination result D9 (step S310).

  FIG. 5 is a flowchart showing the operations of the first and second computer apparatuses 100 and 200 when using the time card function for managing attendance and leaving using the salary program 206. First, the first computer device 100 accesses the time card input screen (step S201). In response to this, the second computer device 200 transmits a time card input screen to the first computer device 100 (step S202). The first computer device 100 displays a time card input screen (step S203), and allows the user to input information (attendance / exit information D3) such as whether the employee is going to work, leaving work, or paid leave (step 3). S204), the attendance information D3 is transmitted to the second computer device 200 (step S205).

  The second computer device 200 receives the attendance information D3 (step S206) and stores it (step S207). Next, the second computer device 200 determines whether or not the obtained attendance / removal information is the last retirement information (in some cases, information indicating that paid leave has been acquired). It is determined whether or not the salary calculation time has come (step S208). The second computer device 200 can recognize whether it is the salary payment timing from the initial salary condition D1 and the initial labor condition D2. If it is not the salary calculation time, the second computer device 200 ends the operation. On the other hand, when it is the salary calculation time, the second computer device 200 determines the working hours, overtime hours, overtime allowances, various allowances based on the initial salary conditions D1, the initial labor conditions D2, and the recorded attendance information D3. Then, insurance premiums, withholding tax, etc. are calculated, and a predicted salary statement is created (step S209). The details of the creation of the salary statement are well known and will not be described in detail. It should be noted that the creation of the predicted salary statement in step S209 is performed by determining whether or not the initial salary condition is appropriate in step S111, determining whether or not the initial labor condition is appropriate in step S112, determining whether the salary statement is appropriate in step S307, and the labor situation in step S308 In the determination of suitability, it may be performed only when the determination result is appropriate, or conversely, it may be performed only when the determination result is inappropriate, or only when the user desires. It may be done. The second computer device 200 transmits the created predicted salary statement to the first computer device 100 (step S210) and presents it to the user.

  FIG. 6 is a flowchart showing the operation of the first and second computer devices 100 and 200 when inputting the second salary information D6 or the temporary income information D7. In the first embodiment, the second salary information D6 or the temporary income information D7 is distinguished from the input of the salary statement information D4 because of the relationship with the asset program 207. If the D6 or the temporary income information D7 may be handled in the same manner as the salary statement information D4, the second salary information D6 or the temporary income information D7 is obtained from the salary statement according to the operation flow shown in FIGS. It may be input as information D4 to determine legal suitability. In addition, to repeat, in the present invention, when it is referred to as salary statement information, it includes a salary statement when a second salary is obtained and a salary statement when an extraordinary income is obtained. Although the judgment items of suitability may be different, legal suitability can be judged. The temporary income includes other income such as remittance income, welfare protection, borrowing income from the company, consumer loan income, and other borrowing income, other than bonuses paid from the workplace.

  First, the first computer device 100 accesses the input screen for the second salary information D6 or the temporary income information D7 (step S401). In response to this, the second computer device 200 transmits an input screen for the second salary information D6 or the temporary income information D7 of the first computer device 100 (step S402). Next, the first computer device 100 displays an input screen for the second salary information D6 or the temporary income information D7 (step S403), and allows the user to input the second salary information D6 or the temporary income information D7. (Step S404), it transmits to the second computer device 200 (Step S405). The second computer device 200 receives and stores the second salary information D6 or the temporary income information D7 (step S406).

Next, the second computer device 200 determines whether the second salary information D6 or the temporary income information D7 is legally appropriate (step S407), and stores the determination result (step S408). . For example, as a method for determining the legal suitability of the second salary information D6 or the temporary income information D7, there are the following criteria.
・ In the case of a daily wage system, is the hourly unit price calculated from the daily wage and daily working hours below the minimum wage? In this case, since the minimum wage differs depending on the type of job and the prefecture of the user, the second computer device 200 manages the latest type and the minimum wage table for each prefecture, and compares it with the minimum wage table. Make a legal decision as to whether or not the minimum wage is below.
・ In the hourly wage system, is the hourly unit price less than the minimum wage? Also in this case, since the minimum wage differs depending on the type of job and the prefecture of the user, the second computer device 200 manages the latest type and the minimum wage table for each prefecture, and compares it with the minimum wage table. And make a legal decision as to whether or not the minimum wage is below.
・ If temporary income is a bonus from work, is withholding tax, pension, social insurance, etc. appropriate?
However, the legal determination method of the second salary information D6 or the temporary income information D7 may be other than the above.

  The second computer device 200 transmits the determination result to the first computer device 100 (step S408). The first computer device 100 receives, displays, and stores the determination result (step S409).

  In this way, by using the salary program 206, the diagnostic program 1 can determine the legal suitability of the contents of the salary statement at the user's workplace and the legal suitability of the work situation. The determination result can be notified to the user via the first computer apparatus 100. Judgment of the legal suitability of the contents of the salary statement and the legal suitability of the labor situation is technically difficult, but this allows the user to easily know the judgment result. If the determination results indicate inadequacy, the user can confirm the situation by inquiring to the workplace.

  FIG. 7 is a flowchart showing the operations of the first and second computer apparatuses 100 and 200 when the asset program 207 is executed and the expenditure information D10 is input. In FIG. 7, first, the first computer device 100 accesses an input screen for expenditure information D10 (step S501). The second computer device 200 transmits an input screen for the expenditure information D10 to the first computer device 100 (step S502). The first computer device 100 displays an input screen for the expenditure information D10 (step S503), causes the user to input the expenditure information D10 (step S504), and transmits the expenditure information D10 to the second computer device 200 (step S503). S505). The second computer device 200 receives and stores the expenditure information (step S506). The input of the expenditure information D10 plays a role like a household account book. Since the input of the expenditure information D10 is preferably performed periodically such as every day, the second computer apparatus 200 may prompt the first computer apparatus 100 to input the periodic information.

  Here, the expenditure information D10 is “rent, parking fee, food cost, utility cost, communication cost, car inspection fee, clothing cost, fire insurance fee, life insurance fee, medical fee, self-study fee, family study education fee, entertainment Living expenses such as “costs, tobacco charges, miscellaneous expenses”, “mortgage repayment amount and auto loan (lease) repayment amount, borrowing repayment amount to work, consumer loan repayment amount, other loan repayment amount, delinquent tax repayment amount” Information on money paid from income such as various repayment costs, taxes and public charges such as “National Health Insurance Premiums and National Health Insurance Premiums, Automobile Tax, Property Tax”, repatriation expenditures, and other expenditures. Note that the user may enter the welfare annuity premium, health insurance premium, and employment insurance premium deducted from the salary, but the asset program 207 has the expenditure information deducted from the salary program 206 as expenditure information. May be obtained.

  FIG. 8 is a flowchart showing operations of the first and second computer apparatuses 100 and 200 when the asset program 207 is executed and the asset information D11 is input. In FIG. 8, first, the first computer device 100 accesses an input screen for asset information D11 (step S601). The second computer device 200 transmits an input screen for asset information D11 to the first computer device 100 (step S602). The first computer device 100 displays an input screen for asset information D11 (step S603), causes the user to input asset information D11 (step S604), and transmits the asset information D11 to the second computer device 200 (step S603). S605). The second computer device 200 receives and stores the asset information (step S606). The asset information D11 may be input every time the asset status changes.

  Here, the asset information D11 is information on the user's assets such as a deposit balance, a vehicle evaluation value, a real estate evaluation value, and a cash balance. Note that the second computer device 200 allows the user to input whether the expenditure of the expenditure information D10 is a cash expenditure or a deposit expenditure. If the expenditure is from the deposit, the second computer device 200 stores the asset information D11. The deposit information may be automatically reduced. Further, the second computer apparatus 200 inputs whether the income is cash income or a transfer to a deposit account. If the transfer is to a deposit account, the deposit information of the asset information D11 is automatically set. You may make it increase to.

  FIG. 9 is a flowchart showing operations of the first and second computer apparatuses 100 and 200 when the asset program 207 is executed and the liability information D12 is input. In FIG. 9, first, the first computer device 100 accesses the input screen for the debt information D12 (step S701). The second computer device 200 transmits an input screen for the debt information D12 to the first computer device 100 (step S702). The first computer device 100 displays an input screen for the debt information D12 (step S703), causes the user to input the debt information D12 (step S704), and transmits the debt information D12 to the second computer device 200 (step S703). S705). The second computer device 200 receives and stores the debt information (step S706).

  Here, the debt information D12 is information relating to the user's debt, such as a mortgage balance, an auto loan balance, a borrowing balance from a company, a consumer loan balance, other borrowing balance, and a delinquent tax balance. When the loan is repaid from the deposit account, the second computer device 200 may automatically reduce the deposit information of the asset information D11 when the debt information D12 is decreased.

  FIG. 10 is a flowchart showing the operations of the first and second computer apparatuses 100 and 200 when creating the trial calculation table in the asset program 207. In FIG. 10, first, the first computer device 100 transmits a trial calculation table creation instruction (step S801).

  The second computer device 200 reads income information D19, expenditure information D10, asset information D11, and liability information D12 from the management data 208 (step S802). Note that the second computer device 200 may limit the timing at which the trial calculation table can be created to once a month, once every three months, or the like. The second computer device 200 reads the income-related portion from the salary statement information D4, the second salary information D6, and the temporary income information D7 as the income information D19. The second computer device 200 reads the deduction amount as the expenditure information D10 when there is a deduction due to the deduction in the pay statement information D4, the second salary information D6, and the temporary income information D7.

  Next, the second computer apparatus 200 creates and stores a trial calculation table D13 based on the read revenue information D19, expenditure information D10, asset information D11, and debt information D12 (step S803), and transmits it (step S803). Step S804). Since the method of creating the trial calculation table is well known, detailed description thereof is omitted here. The first computer apparatus 100 receives, displays, and stores the trial calculation table D13 (step S805).

  FIG. 11 is a flowchart showing the operations of the first and second computer apparatuses 100 and 200 when creating a financial statement in the asset program 207. The first computer device 100 transmits an instruction to create a financial statement (step S901). In response to this, the second computer device 200 transmits an input screen for information necessary for settlement (step S902). Note that the second computer device 200 may be limited to the creation of financial statements once a year, limited to the period from January 1 to December 31. Information required at the time of settlement includes year-end adjustments, insurance deductions, and medical expenses deductions.

  The first computer device 100 displays an input screen for information required at the time of settlement (step S903), causes the user to input necessary information (step S904), and transmits the input information (step S905). The second computer device 200 receives and stores information from the first computer device 100 (step S906). Next, the second computer device 200 reads income information D19, expenditure information D10, asset information D11, and liability information D12 from the management data 208 (step S907). Based on the read revenue information D19, expenditure information D10, asset information D11, and debt information D12, the second computer device 200 creates and stores a financial statement D14 (step S908) and transmits it (step S909). . Since the method of creating the trial calculation table is well known, detailed description thereof is omitted here. The first computer device 100 receives, displays, and stores the financial statement D14 (step S910).

  Note that the second computer device 200 may create a financial statement other than the trial balance and the financial statement, such as a profit and loss statement.

  In this way, the asset program 207 can be used to create a financial statement such as a user's personal trial balance or financial statement. As a result, the user can objectively know his / her financial status, can be used as a reference in the future, and develops a sense of money.

  FIG. 12 is a flowchart showing the operations of the first and second computer apparatuses 100 and 200 when creating the prediction information D15 in the asset program 207. The first computer device 100 transmits a prediction information creation instruction (step S1001). At this time, the user specifies a period for performing the prediction via the first computer apparatus 100.

  The second computer device 200 reads income information D19, expenditure information D10, asset information D11, and liability information D12 from the management data 208 (step S1002). Next, the second computer device 200 determines whether information necessary for creating prediction information is available (step S1003). The information necessary for creating the prediction information is, for example, at least one month of income information D19, at least one month of expenditure information D10, and the like.

  If not, the second computer device 200 transmits an input screen for necessary information to the first computer device 100 (step S1004). In response to this, the first computer device 100 displays a screen for inputting necessary information (step S1005), for example, inputs information related to income and expenditure for one month (step S1006) and inputs it. Information is transmitted to the second computer apparatus 200 (step S1007). The second computer apparatus 200 receives information from the first computer apparatus 100 (step S1008), and returns to the operation of step S1003.

  If the necessary information is available, the second computer device 200 proceeds to the operation of step S1009. In step S1009, the second computer apparatus 200 predicts the income that is expected to enter the period for which the prediction is performed. Next, the second computer apparatus 200 predicts the expenditure expected to go out during the period (step S1010). Next, the second computer apparatus 200 predicts an increase / decrease in assets, particularly a deposit balance, based on the difference between income and expenditure (step S1011). Next, when there is a repayment of the borrowed money in the expenditure information D10, the second computer device 200 predicts an increase or decrease of the debt in conjunction with the repayment amount of the borrowed money (step S1012). In step SS1012, the second computer apparatus 200 predicts the balance of interest and principal in consideration of borrowing conditions such as an equal principal and interest method. Since the prediction of the balance of such borrowings is a well-known technique, detailed description is omitted. The second computer device 200 visualizes the income prediction, the expenditure prediction, the asset increase / decrease prediction, and the liability increase / decrease prediction, and creates and stores the prediction information D15 (step S1013). ) To the first computer device 100 (step S1014). The first computer device 100 receives, displays, and stores the prediction information D15 (step S1015).

  In this way, the asset program 207 predicts future balance of payments, trial increase / decrease, and increase / decrease in liabilities, and presents it to the user. Therefore, the user can know the future financial situation and based on that. , Control future spending and increase your income.

  FIG. 13 is a flowchart showing operations of the first and second computer apparatuses 100 and 200 when the financial status evaluation D16 is performed in the asset program 207. The first computer device 100 transmits a financial status evaluation instruction (step S1101). In response to this, the second computer device 200 reads income information D19, expenditure information D10, asset information D11, and liability information D12 from the management data 208 (step S1102).

Next, the second computer device 200 reads information on the evaluation item to be evaluated from the revenue information D19, the expenditure information D10, the asset information D11, and the debt information D12 (step S1103). For example, the evaluation items include the following items.
・ Deposit balance ・ Deposit growth rate ・ Deposit increase ・ Consumer loan ・ Consumer loan balance ・ Auto loan balance ・ Auto loan balance ・ Payment tax ・ Payment premium ・ Payment tax Balance ・ Balance of non-payment insurance premium ・ Reduction rate of consumer loan balance + auto loan balance + delinquent tax balance compared to the previous year ・ Reduction of consumer loan balance + auto loan balance + delinquent tax balance compared to the previous year ・ (Consumption Ratio of consumer loan balance + auto loan balance + delinquent tax balance) ÷ equivalent annual income ・ Deposit balance ÷ (consumer loan balance + auto loan balance + delinquent tax balance) ratio ・ Monthly income ・ Monthly salary increase rate from previous month ・ Monthly salary Increase / decrease compared to the previous month ・ Balance is positive or negative ・ Position is positive or negative ・ Percentage of positive or negative balance ・ You can pay for expenditure items planned for the current month Items that could not be received ・ Establishment of welfare and remittance ・ (Livelihood protection + remittance) ÷ Ratio of total income

Next, the second computer device 200 converts the evaluation item information into points according to a predetermined rule, and calculates points for each evaluation item (step S1104). For example, as a point calculation method, there are the following methods.
・ Deposit balance: plus 100 points for 5 million yen or more ・ Deposit growth rate: plus 100 points for an increase of 50% or more from the previous month ・ Deposit increase: plus 100 points for an increase of 200,000 yen or more from the previous month Whether there is a consumer loan: plus 100 points only if there is no consumer loan balance: minus points according to the balance ・ Auto loan existence: plus 100 points if there is none ・ Auto loan balance: depending on the balance Negative points ・ Possibility of non-payment tax: minus 10 points only in some cases ・ Possibility of non-payment premium: minus 10 points only in case of non-payment ・ Balance of non-payment tax: minus points depending on the balance ・ Balance of non-payment premiums: balance Negative points according to the year-on-year comparison of consumer loan balance + auto loan balance + delinquent tax balance Decrease rate: +100 points for 300,000 yen or more ・ Decrease of consumer loan balance + auto loan balance + delinquent tax balance compared to the previous year: +100 points for 1 million yen or more ・ (Consumer loan balance + auto loan) Balance + balance of non-payment tax) ÷ converted annual income: plus 100 points if 3% or less ・ Deposit balance ÷ (consumer loan balance + auto loan balance + non-payment tax balance) ratio: plus 50 points if over 100% ・ Monthly income Amount: plus 100 points for 500,000 yen or more • Monthly income increase rate: +100 points for 30% or more • Monthly income increase over the previous month: plus 100 points for 100,000 yen or more • Whether the balance is positive or negative: negative Minus 10 points only in the case of plus / minus plus or minus of the balance: plus 100 poi if more than 100,000 yen plus・ Percentage of positive / negative balance: 100% if positive is 20% or more ・ Items that could not be paid for the planned expenditure items in the current month: of the amount that could not be paid Minus points depending on the ratio ・ Possibility of welfare and remittance: minus 10 points only in some cases ・ (Living protection + remittance) ÷ Total income ratio: minus 300 points for 100% However, the calculation method of points is other than the above It may be.

  Next, the second computer apparatus 200 creates an individual evaluation based on the calculated points (step S1105). Here, the individual evaluation is an evaluation when the evaluation items are categorized, such as an evaluation related to an increase or decrease in income and an evaluation related to an increase or decrease in borrowings. For example, according to the total points of the evaluation items regarding the increase / decrease of income and the total points of the evaluation items regarding the increase / decrease of the borrowings, the evaluations divided into stages such as “gold”, “silver”, and “copper” may be performed.

  Next, the second computer apparatus 200 calculates the total of points and creates a comprehensive evaluation regarding the financial situation (step S1106). This comprehensive evaluation may also be an evaluation divided into stages such as “gold”, “silver”, and “copper”.

  The second computer apparatus 200 stores the financial status evaluation D16 for the individual evaluation and the comprehensive evaluation, and transmits it to the first computer apparatus 100 (step S1107). The first computer device 100 receives, displays, and stores the financial situation evaluation D16 (step S1108).

  In this way, the personal financial status is evaluated by points according to objective evaluation rules, and the user can know the evaluation results. Thereby, the user can be encouraged when the evaluation is good, and when the evaluation is bad, the user can review the financial situation and develop a sense of money.

  FIG. 14 is a flowchart showing the operations of the first and second computer apparatuses 100 and 200 when the attendance / leaving status evaluation D17 is performed in the asset program 207. The first computer device 100 transmits an instruction to evaluate the attendance / leaving status (step S1201). In response to this, the second computer device 200 reads the attendance information D3 from the management data 208 (step S1202). When the time card function is not used, the second computer device 200 may grasp the attendance / leaving status based on the labor status information D5 attached to the pay statement. The second computer device 200 reads the number of late arrivals, the number of absentees, and the like as evaluation items from the time and attendance information D3 and / or the work status information D5 (step S1203). The second computer device 200 calculates points for the read evaluation item (step S1204). For example, the points are calculated as minus 10 points per late, minus 50 points per absentee. Based on the calculated points, the second computer device 200 creates, for example, a stage-by-step evaluation D17 based on a step-by-step evaluation (step S1205), stores it, and transmits it to the first computer device 100 (step). S1206). The first computer apparatus 100 receives, displays, and stores the attendance / leaving status evaluation D17 (step S1207).

  In this way, it is evaluated whether or not an individual's attendance / exit status is good, and the user can know the evaluation result. Thereby, the user is encouraged when the evaluation is good, and can be reflected when the evaluation is bad.

  FIG. 15 is a flowchart showing the operations of the first and second computer devices 100 and 200 when the household advice information D18 is created in the asset program 207. The first computer device 100 transmits an instruction to create household advice information (step S1301). In response to this, the second computer device 200 reads the income information D19 and the expenditure information D10 from the management data 208 (step S1302). Next, the second computer device 200 reads an evaluation item (step S1303). Evaluation items include, for example, the Engel coefficient, the ratio of communication costs to income, and the ratio of insurance premiums to income. Next, the second computer device 200 creates household advice information corresponding to the read evaluation item (step S1304). For example, if the Engel coefficient is high, create advice such as “Let's keep food expenses a little more”, or create advice such as “Let ’s refrain from using mobile phones” if the communication costs account for a large percentage of income. If the percentage of premiums in income is high, advice such as “Consider reviewing premiums” is prepared. The second computer device 200 stores the created household advice information D18 and transmits it to the first computer device 100 (step S1305). The first computer device 100 receives, displays and stores the household advice information D18 (step S1306).

  In this way, the user can review the household budget by obtaining advice on the household budget.

(Second Embodiment)
FIG. 16 is a block diagram showing a hardware configuration of the diagnostic system 1 according to the second embodiment of the present invention. Unless otherwise specified, in the second embodiment, the first and second computer devices 100 and 200 operate in the same manner as in the first embodiment. In the second embodiment, the third computer apparatus 300 is connected to the first and second computer apparatuses 100 and 200 via the network 2 so as to be capable of bidirectional communication. The third computer apparatus 300 includes a control unit 301, a communication unit 302, a storage unit 303, a display unit 304, and an input unit 305. The storage unit 303 includes a financial situation diagnosis program 306 and an attendance / exit situation diagnosis program 307. As in the first embodiment, the form in which the financial situation diagnosis program 306 and the attendance / exit situation diagnosis program 307 are provided may be a form such as cloud computing, and is not particularly limited.

  FIG. 17 is a diagram for explaining an operation outline of the diagnostic system 1 according to the second embodiment. By the operation of the first embodiment, the second computer apparatus 200 uses the attendance / leaving information D3, the labor situation information D5, the trial calculation table D13, the financial statement D14, the financial situation evaluation D16, the attendance / leaving situation evaluation D17, etc. as the management data 208. Is remembered. The third computer apparatus 300 is requested to issue a medical certificate on the financial status and / or a medical certificate on the attendance / leaving status from the user via the first computer apparatus 100. At this time, the user permits the second computer apparatus 200 to access the management data 208 stored in the second computer apparatus 200 by the third computer apparatus 300. In addition, the user separately sends public documents regarding income and expenses to the diagnostic institution that manages the third computer apparatus 300. Sending may be by mail or e-mail.

  The third computer apparatus 300 accesses the second computer apparatus 200 when there is a request for issuing a medical certificate regarding the financial status, and financial information related to finance (for example, the trial calculation table D13, the financial statement D14, the financial status evaluation). D16 etc.) is acquired, a financial status diagnosis process T10 for evaluating the financial status of the user is executed, and a medical certificate is issued. In the financial status diagnosis process T10, the credibility of income and expenditure is determined by public documents, and the credibility of information stored in the second computer device 200 is determined, and then a medical certificate is issued.

  Further, when there is a request for issuance of a medical certificate regarding the attendance / leaving status, the third computer device 300 accesses the second computer device 200, and attendance / employment status information (for example, attendance / exit information D3 or work status information D5). The attendance / working situation evaluation process D11 for evaluating the user's attendance / leaving situation is executed, and a medical certificate is issued.

Details of the operation will be described below.
FIG. 18 is a flowchart showing an operation of the first and second computer devices 200 for permitting the third computer device 300 to access the second computer device 200. First, as a premise, it is assumed that at least one diagnostic institution as an institution issuing a medical certificate is registered in the second computer apparatus 200 in advance.

  The first computer device 100 requests the second computer device 200 to transmit an access permission screen (step S1401). In response, the second computer apparatus 200 transmits an access permission screen to the first computer apparatus 100 (step S1402). The first computer apparatus 100 displays an access permission screen, causes the user to specify a diagnostic institution that permits access, and notifies the second computer apparatus 200 of the specified diagnostic institution (step S1403). The second computer device 200 stores the diagnostic institution to which access is permitted (step S1404).

  FIG. 19 is a flowchart showing operations of the first and third computer apparatuses 100 and 300 when a financial status diagnosis is issued in the financial status diagnosis program 306. The first computer apparatus 100 transmits a request for issuance of a financial status diagnosis to the third computer apparatus 300 (step S1501). The third computer apparatus 300 receives the issue request (step S1502), notifies the second computer apparatus 200 of information related to the diagnostic institution and user to which the third computer apparatus 300 belongs, and asks the second computer apparatus 200 for permission to access. (Step S1503). At this time, the second computer device 200 determines whether or not the user is permitted to access the diagnostic institution to which the third computer device 300 belongs. Is notified to the third computer apparatus 300. If the permission is not granted, the third computer apparatus 300 is notified that the access is not permitted.

  In step S1504, the third computer apparatus 300 determines whether or not access to the second computer apparatus 200 is permitted. If the access is not permitted, the first computer device 100 is notified to notify the second computer device 200 that the second computer device 200 should be notified so as to permit the access by the diagnostic institution (step S1505). On the other hand, when the access is permitted, the third computer apparatus 300 acquires financial information related to the user's finance from the second computer apparatus 200 (step S1506).

  Next, the third computer apparatus 300 causes the operator of the third computer apparatus 300 to input balance information based on the official document sent from the user (step S1507). Official documents include, for example, deposit and loan balance certificates issued by banks, income certificates issued by tax offices, card usage statements issued by card companies, and payment statements issued by insurance companies It is a document that can grasp income and expenditure objectively. The term “public” is not limited to national or local public bodies, but refers to institutions that can guarantee objectivity widely, and includes banks, credit sales companies, insurance companies, and the like. The third computer apparatus 300 compares the financial information with the balance information based on the official document, and determines whether or not the financial information acquired from the second computer apparatus 200 is credible (step S1508). . Specifically, the deposit balance in the financial information matches the deposit balance certificate issued by the bank, the loan balance in the financial information matches the loan balance certificate issued by the bank, Whether the amount of income in the information matches the income certificate issued by the tax office, whether the credit card payment history in the financial information matches the card usage statement issued by the card company, financial information Whether or not there is a coincidence point regarding a plurality of balance information, such as whether the payment history of insurance premiums in this case matches the payment statement issued by the insurance company, the credibility is determined. In the case where there are a lot of matching points or a difference in the amount of money even if they are different, the third computer apparatus 300 determines that the financial information acquired from the second computer apparatus 200 is credible. To do. On the other hand, when there are few coincident points or the difference in the amount is large, the third computer apparatus 300 determines that the financial information acquired from the second computer apparatus 200 is not credible. If it is determined in step S1508 that there is no credibility, the third computer apparatus 300 notifies the first computer apparatus 100 to that effect and does not issue a medical certificate (step S1509). On the other hand, if it is determined that there is credibility, the third computer apparatus 300 proceeds to the operation of step S1510. Needless to say, the diagnostic institution may independently obtain user borrowing information from the credit information institution and investigate the user's credit rating.

  In step S1510, the third computer apparatus 300 diagnoses the user's financial status based on the financial information obtained from the second computer apparatus 200. As a method for diagnosing the financial situation, the third computer apparatus 300 may use the financial situation evaluation D16 acquired from the second computer apparatus 200 as it is, or may acquire the financial statement (trial calculation table D13 obtained on its own basis). Or financial statements D14), the financial situation may be diagnosed. As the diagnostic criteria for the financial status, the third computer device 300 may evaluate the financial status by extracting evaluation items and assigning points as used in the second computer device 200. However, it may be evaluated by other methods. A method for evaluating the financial situation by the third computer apparatus 300 is not particularly limited.

  The third computer apparatus 300 issues the evaluation result of the financial situation as a medical certificate (paper or electronic data) (step S1511). The issued medical certificate may be sent to the user, or may be sent directly from the diagnostic institution to a third party designated by the user.

  Such a financial condition medical certificate is a medical certificate that reflects not only the income of the user but also information related to expenditure and borrowing. Previously, documents that publicly proved the user's income were available from tax offices, etc., but a medical certificate that evaluates the financial situation that evaluated the user's monetary sensation, including the status of assets, expenditure, and borrowing There was no. Therefore, the medical certificate obtained by 2nd Embodiment can be utilized variously as what evaluates the reliability of a user's financial aspect. For example, it can be used to evaluate a user's sense of money at a marriage counselor, or can be used at the time of employment (especially in the case of employment with an accounting staff). However, the usage destination of the medical certificate is not limited.

  FIG. 20 is a flowchart showing the operations of the first and third computer apparatuses 100 and 300 when the attendance / leaving situation diagnosis is issued in the attendance / leaving situation diagnosis program 307. The first computer device 100 transmits a request to issue a work attendance status medical certificate to the third computer device 300 (step S1601). The third computer apparatus 300 receives the issue request (step S1602), notifies the second computer apparatus 200 of information relating to the diagnostic institution and user to which the third computer apparatus 300 belongs, and asks the second computer apparatus 200 for permission to access. (Step S1603).

  The third computer apparatus 300 determines whether or not access to the second computer apparatus 200 is permitted (step S1604). If the access is not permitted, the first computer apparatus 100 is notified to inform the second computer apparatus 200 that the second computer apparatus 200 should be notified to permit the access by the diagnostic institution. On the other hand, when the access is permitted, the third computer apparatus 300 acquires the attendance / leaving status information of the user from the second computer apparatus 200 (step S1606). The third computer apparatus 300 diagnoses the user's attendance / leaving situation based on the attendance / leaving situation information obtained from the second computer apparatus 200 (step S1607). In step S1607, the third computer apparatus 300 may use the attendance / leaving situation evaluation D17 as it is, or may evaluate and diagnose the attendance / leaving situation such as a user's lateness or absence based on a unique judgment criterion.

  The third computer apparatus 300 issues an evaluation result of the attendance / leaving status as a medical certificate (paper or electronic data) (step S1608). The issued medical certificate may be sent to the user, or may be sent directly from the diagnostic institution to a third party designated by the user.

  Such an attendance and absence status medical certificate is a medical certificate indicating whether or not the user is working seriously. Therefore, the medical certificate obtained by 2nd Embodiment can be utilized variously as what evaluates seriousness and sincerity rather than a user's financial aspect. For example, it can be used to evaluate the seriousness and honesty of the user at a marriage counselor, or can be used at the time of employment. However, the usage destination of the medical certificate is not limited.

(Third embodiment)
FIG. 21 is a diagram for explaining an outline of the operation of the diagnostic system 1 according to the third embodiment of the present invention. By the operation of the first embodiment, the second computer apparatus 200 uses the management data 208 as the initial salary condition D1, the initial labor condition D2, the attendance information D3, the salary statement information D4, the labor situation information D5, and the salary statement suitability. A determination result D8, a work status suitability determination result D9, and the like are stored. In the third embodiment, it is the fourth computer apparatus 400 managed by the user's office instead of the user that requests the issuance of a medical certificate. The medical certificate includes a salary condition suitability certificate indicating whether or not the salary condition is appropriate, and a working condition suitability diagnosis indicating whether or not the working condition is appropriate.

  When the fourth computer device 400 requests the issuance of the salary condition suitability certificate, the third computer device 300 relates to the user's salary from the second computer device 200 in the same manner as in the second embodiment. Salary information (for example, salary initial condition D1, salary statement information D4, and salary statement suitability determination result D8) is acquired, and whether or not the salary conditions are legally appropriate is diagnosed to determine whether or not the salary conditions are appropriate. Issue.

  When the fourth computer device 400 requests the issuance of the working condition suitability certificate, the third computer device 300 receives the user's request from the second computer device 200 in the same manner as in the second embodiment. Obtain labor information related to salary (for example, initial labor conditions D2, attendance / exit information D3, labor situation information D5, and work situation suitability determination result D9) and diagnose whether the salary conditions are legally appropriate Issue a medical certificate for compliance with working conditions.

  FIG. 22 is a flowchart illustrating operations of the third and fourth computer apparatuses 300 and 400 according to the third embodiment. The fourth computer apparatus 400 transmits a request for issuing a salary condition suitability certificate and / or a working condition suitability certificate to the third computer apparatus 300 (step S1701). The third computer apparatus 300 receives the issue request (step S1702), notifies the second computer apparatus 200 of information relating to the diagnostic institution to which the third computer apparatus 300 belongs and the user working at the workplace, and sends the information to the second computer apparatus 200. Access permission is requested (step S1703).

  In the third embodiment, whether or not the user's salary information and labor information may be provided to the diagnostic institution when the user requests issuance of a medical certificate is specified in advance. Yes. When there is an access permission request from the third computer apparatus 300, the second computer apparatus 200 determines whether or not access is permitted by the designated user, and the determination result is the third result. Notify the computer device 300. The third computer apparatus 300 determines whether or not the number of users permitted to access is greater than or equal to a predetermined number (step S1704).

  If a predetermined number or more of users do not permit access, the third computer apparatus 300 notifies the fourth computer apparatus 400 that a medical certificate cannot be issued (step S1705). This is because the third computer apparatus 300 cannot perform an objective diagnosis unless salary information and / or labor information by a predetermined number of users or more can be obtained. When a predetermined number or more of users permit access, the third computer apparatus 300 acquires salary information and / or labor information for the users permitted to access (step S1706). In step S1706, from the viewpoint of protecting personal information, the second computer apparatus 200 may cause the third computer apparatus 300 to acquire salary information and / or labor information in a format in which the user's personal information cannot be specified. However, it is not limited.

  Based on the acquired salary information and / or labor information, the third computer apparatus 300 determines whether the salary conditions at the place of work are legally appropriate and / or whether the working conditions are legally appropriate. Is diagnosed (step S1707). At this time, the third computer apparatus 300 may use the salary statement suitability determination result D8 and the work situation suitability determination result D9 as they are, or may determine suitability based on a unique judgment criterion.

  The third computer apparatus 300 issues the diagnosis result as a salary condition medical certificate and / or a working condition medical certificate (which may be paper or electronic data) (step S1708). The issued medical certificate may be sent to the workplace, or may be sent directly from the diagnostic institution to a third party designated by the workplace.

  In this way, a user such as a company asks a diagnosis organization to diagnose salary conditions and working conditions based on the worker's actual salary statement. Will prove to be appropriate. In this way, by appealing to the outside that employers have legally appropriate salary and working conditions, the employer's creditworthiness will be improved and better human resources will be recruited. It can be secured.

  The processes T1 to T13 may be provided as a single program, or may be provided as a program in which a plurality of processes are combined, a salary program 206, an asset program 207, a financial status diagnosis program 306, and attendance / exit. It is not bound by the framework of the situation diagnosis program 307.

  Although the present invention has been described in detail above, the above description is merely illustrative of the present invention in all respects and is not intended to limit the scope thereof. It goes without saying that various improvements and modifications can be made without departing from the scope of the present invention.

  The present invention is a diagnostic system and a diagnostic program, and can be used industrially.

DESCRIPTION OF SYMBOLS 1 Diagnosis system 100 1st computer apparatus 200 2nd computer apparatus 206 Salary program 207 Asset program 208 Management data 300 3rd computer apparatus 306 Financial status diagnostic program 307 Attendance status diagnostic program 400 4th computer apparatus D1 Salary initial conditions D2 Initial labor conditions D3 Attendance information D4 Salary statement information D5 Labor situation information D6 Second salary information D7 Extraordinary income information D8 Salary details adequacy judgment D9 Labor situation adequacy judgment results D10 Expenditure information D11 Asset information D12 Liabilities Information D13 Trial Calculation Table D14 Financial Statement D15 Prediction Information D16 Financial Status Evaluation D17 Attendance Status Evaluation D18 Household Advice Information D19 Revenue Information

The present invention comprises a first computer device (100) used by a user and a second computer device (200) capable of communicating with the first computer device via a network (2). A diagnostic system (1) for diagnosing the suitability of salary information input by a user by a computer program operating in cooperation on the computer device and the second computer device, which is obtained by the user from the workplace Salary details for salary statement input means (S301 to S305) for allowing the user to input the contents of the salary statements (D4, D6, D7) via the first computer device and the predetermined judgment items By determining whether the salary statement information obtained from the certificate input means conforms to legally established standards, the salary statement information is legal A suitability judging unit for determining whether a correct (S111, S307), propriety determining means determines to legal money determination result of (D8), and notifies the user via a first computer device Judgment result notification means (S113, S309).

The diagnostic system further reads a predetermined evaluation item in the income information and the expenditure information , compares the evaluation item with a predetermined standard, creates advice on household based on the comparison result, and the first computer device Household advice notification means (S1301 to S1306) for notifying the user via

The diagnostic system further includes prediction information notification means (S1013, S1014). The prediction information notification means predicts income that is expected to come in the future based on the income information (S1009), and based on the expenditure information. Thus, the expenditure expected to go out in the future is predicted (S1010), the future increase or decrease of the asset indicated by the asset information is predicted by the difference between the income and the expenditure (1011), and the borrowing information is included in the expenditure information. When there is repayment, the repayment amount of the future borrowing is predicted, the future increase / decrease of the debt indicated in the liability information is predicted (S1012), and the prediction information (D15) obtained by these predictions is the first The user is notified via the computer device.

The diagnostic system further includes a financial condition evaluation unit, which reads information on evaluation items to be evaluated in income information, expenditure information, asset information, and liability information (S1102, S1103). The information of the evaluation item is converted into points according to a predetermined rule (S1104), and the individual's financial status is evaluated based on the calculated points (S1105, S1106).

The diagnosis system further includes a labor status input means (S304, S201 to S205) for allowing the user to input the labor status (D3, D5) related to attendance / removal through the first computer device, and predetermined judgment items. Labor situation judgment to judge whether the labor situation is legally appropriate by judging whether the information obtained by the labor situation input means conforms to legally established standards Means (S112, S308). The determination result notifying means notifies the user of the determination result (D9) determined by the labor situation determining means via the first computer device (S113, S309).

The diagnostic system further includes time card means (S201 to S205) for allowing the user to input the user's attendance / leaving time (D3) via the first computer device. The labor status input means grasps the labor status based on the time and attendance obtained by the time card means. The labor situation judgment means compares the labor situation obtained by the time card means with the labor situation obtained from the salary statement, and the correct overtime allowance is paid or the actual overtime time is included in the salary statement. Judge whether it is reflected .

The diagnosis system further includes attendance status evaluation means, and the attendance status evaluation means obtains information on evaluation items to be evaluated in the work status (D3, D5) related to attendance and departure obtained from the salary details information or the labor status input means. Reading (S1202, S1203), the information of the read evaluation item is converted into points according to a predetermined rule (S1204), and whether or not the status of attendance / exit is good based on the calculated points. Determination is made, and the determination result is notified to the first computer device (S1205, S1206).

The second computer device includes financial information management means (S803, S908, S1107) for managing financial information (D13, D14, D16) related to the user's finance. The diagnostic system further includes a third computer device (300) that can communicate with the second computer device. The financial information management means manages whether or not access by the third computer apparatus is permitted by the user, and enables access to the financial information by the third computer apparatus only when the user is permitted ( S1401 to S1404). The third computer device accesses the financial information management unit and acquires the user's financial information when the user issues a medical certificate issuance request via the first computer device (S1506). And financial status diagnostic certificate issuing means (S1510, S1511) for issuing a medical certificate regarding the financial status of the user based on the financial information acquired by the financial information acquiring means.

Further, according to the present invention, a user has obtained from a workplace a computer system including a first computer device used by a user and a second computer device capable of communicating with the first computer device via a network. The salary statement input means for allowing the user to input the contents of the salary statement via the first computer device, and the salary statement information obtained from the salary statement input means is legal for a predetermined judgment item. The suitability judgment means for judging whether or not the salary detail information is legally appropriate by judging whether or not it conforms to the standards stipulated in, and the legal suitability judged by the suitability judgment means It is also possible to provide a diagnosis program that functions as a determination result notifying means for notifying the user of the determination result via the first computer device.

The diagnosis program further reads a predetermined evaluation item in the income information and the expenditure information , compares the evaluation item with a predetermined standard, creates advice on household based on the comparison result, It is made to function as a household advice notification means which notifies a user via one computer apparatus.

The diagnostic program further causes the computer system to function as a prediction information notification means. The prediction information notification means predicts the income that is expected to enter in the future based on the income information, and based on the expenditure information, If the expenditure expected to go out is predicted, the future increase or decrease of the asset indicated in the asset information is predicted by the difference between the income and the expenditure, and if there is repayment of the borrowing in the expenditure information, The repayment amount is predicted, the future increase / decrease of the debt indicated by the debt information is predicted, and the prediction information obtained by these predictions is notified to the user via the first computer device.

The diagnostic program further causes the computer system to function as financial status evaluation means, and the financial status evaluation means reads and reads information on evaluation items to be evaluated in income information, expenditure information, asset information, and liability information. The information on the evaluation item is converted into points according to a predetermined rule, and the individual's financial status is evaluated based on the calculated points.

The diagnostic program further includes: a computer system; and a labor status input unit that allows a user to input a labor status related to attendance / retirement via the first computer device, and a predetermined judgment item by the labor status input unit. By determining whether or not the obtained information conforms to a legally defined standard, the information is made to function as a labor status determination means for determining whether or not the labor status is legally appropriate. The determination result notifying means notifies the user of the determination result determined by the labor situation determining means via the first computer device.

The diagnostic program causes the computer system to further function as time card means for allowing the user to input the user's attendance / leaving time via the first computer device. The labor status input means grasps the labor status based on the time and attendance obtained by the time card means. The labor situation judgment means compares the labor situation obtained by the time card means with the labor situation obtained from the salary statement, and the correct overtime allowance is paid or the actual overtime time is included in the salary statement. Judge whether it is reflected .

The diagnostic program further causes the computer system to function as an attendance status evaluation means, and the attendance status evaluation means obtains information on evaluation items to be evaluated in the work status related to attendance and departure obtained from the salary details information or the work status input means. The information on the read evaluation item is read and converted into points according to a predetermined rule. Based on the calculated points, it is determined whether the attendance / exit status is good and the determination result is determined. 1 computer device is notified.

Further, the present invention provides a financial system for accessing the financial information management means to acquire the financial information of the user when the third computer apparatus is requested to issue a medical certificate via the first computer apparatus. It is provided as a diagnostic program that functions as an information acquisition unit and a financial status diagnostic certificate issuing unit that issues a diagnostic report regarding the user's financial status based on the financial information acquired by the financial information acquisition unit.

The present invention comprises a first computer device (100) used by a user and a second computer device (200) capable of communicating with the first computer device via a network (2). A diagnostic system (1) for diagnosing the suitability of salary information input by a user by a computer program operating in cooperation on the computer device and the second computer device, wherein the second computer device comprises: Salary statement input means (S301 to S305) for allowing the user to input the contents of the salary statement (D4, D6, D7) obtained from the work place by the user via the first computer device, and a predetermined determination To determine whether or not the salary statement information obtained from the salary statement input means conforms to legally defined standards for the item Accordingly, the suitability judging means (S111, S307) for judging whether or not the salary detail information is legally appropriate, and the legal suitability judgment result (D8) judged by the suitability judging means are first Determination result notifying means (S113, S309) for notifying the user via the computer apparatus.

The second computer device further includes expenditure information input means (S501 to S505) for allowing the user to input information relating to the user's expenditure (D10) via the first computer device, and information relating to the user's assets (D11). Information input means (S601 to S605) for the user to input via the first computer device, and debt information input for the user to input information (D12) relating to the user's debt via the first computer device Based on the means (S701 to S705), the expenditure information obtained by the expenditure information input means, the asset information obtained by the asset information input means, and the debt information obtained by the liability information input means, Financial statement creation means (S803, S908) for creating a simple financial statement (D13, D14). The financial statement creation means obtains income information (D19) from the salary statement information input by the salary statement input means (S802, S907).

The second computer device further reads a predetermined evaluation item in the income information and the expenditure information, compares the evaluation item with a predetermined standard, creates advice relating to the household based on the comparison result, Household advice notification means (S1301 to S1306) for notifying the user via the computer apparatus.

The second computer device further includes prediction information notification means (S1013, S1014), and the prediction information notification means predicts income that is expected to come in the future based on the income information (S1009), and expenditures. Based on the information, the expenditure expected to go out in the future is predicted (S1010), and the future increase / decrease in the asset indicated by the asset information is predicted based on the difference between the income and the expenditure (1011), and the expenditure information If there is a repayment of the borrowing, the repayment amount of the borrowing is predicted, the future increase or decrease of the debt indicated by the liability information is predicted (S1012), and the prediction information obtained by these predictions (D15) To the user via the first computer device.

The second computer device further includes financial status evaluation means, and the financial status evaluation means reads information on evaluation items to be evaluated in income information, expenditure information, asset information, and liability information (S1102, S1103). Then, the read information on the evaluation item is converted into points according to a predetermined rule (S1104), and based on the calculated points, the individual financial status is evaluated (S1105, S1106).

The second computer device further includes a labor status input means (S304, S201 to S205) for allowing the user to input the labor status (D3, D5) relating to attendance / retirement via the first computer device, and a predetermined determination. Determine whether the labor situation is legally appropriate by determining whether the information obtained by the labor situation input means conforms to legally stipulated standards for the item. Labor situation judgment means (S112, S308). The determination result notifying means notifies the user of the determination result (D9) determined by the labor situation determining means via the first computer device (S113, S309).

The second computer device further includes time card means (S201 to S205) for allowing the user to input the user's attendance (D3) through the first computer device. The labor status input means grasps the labor status based on the time and attendance obtained by the time card means. The labor situation judgment means compares the labor situation obtained by the time card means with the labor situation obtained from the salary statement, and the correct overtime allowance is paid or the actual overtime time is included in the salary statement. Judge whether it is reflected.

The second computer device further includes attendance status evaluation means, and the attendance status evaluation means is an evaluation item to be evaluated in the work status (D3, D5) related to attendance and departure obtained from the salary details information or the labor status input means. (S1202, S1203), and the information on the read evaluation item is converted into points according to a predetermined rule (S1204). It is determined whether or not, and the determination result is notified to the first computer device (S1205, S1206).

Further, the present invention includes a first computer for use the user, in a computer system and a second computer device capable of communicating over a network to the first computing device, the second computing device The salary statement input means for allowing the user to input the contents of the salary statement obtained from the work place by the user via the first computer device, and the salary statement input means for the predetermined judgment items. Appropriateness judging means for judging whether or not the salary statement information is legally appropriate by judging whether or not the salary statement information to be complied with the legally defined standard, and the suitability judgment Diagnostic program for functioning as a judgment result notifying means for notifying the user of the judgment result of the legal suitability judged by the means via the first computer device It can be provided as.

The diagnostic program further includes a second computer device , expenditure information input means for allowing the user to input information relating to the user's expenditure via the first computer device, information relating to the user's assets, and the first computer device. Asset information input means to be input by the user via
Debt information input means for allowing a user to input information relating to the user's debt via the first computer device, expenditure information obtained by the expenditure information input means, asset information obtained by the asset information input means, and Based on the debt information obtained by the debt information input means, it functions as a financial statement creation means for creating a user's personal financial statement. The financial statement creation means obtains income information from the salary statement information input by the salary statement input means.

The diagnostic program further reads the predetermined evaluation item in the income information and the expenditure information on the second computer device , compares the evaluation item with a predetermined standard, and creates advice on the household based on the comparison result And it is made to function as a household advice notification means to notify a user via a 1st computer apparatus.

The diagnostic program further causes the second computer device to function as prediction information notification means, and the prediction information notification means predicts the income that is expected to come in the future based on the income information, and based on the expenditure information If the expenditure expected to go out in the future is predicted, the future increase / decrease in the asset indicated in the asset information is predicted based on the difference between the income and the expenditure, and if the borrowing is repaid in the expenditure information, The amount of debt repayment is predicted, the future increase or decrease of the debt indicated by the debt information is predicted, and the prediction information obtained by these predictions is notified to the user via the first computer device.

The diagnostic program further causes the second computer device to function as financial status evaluation means, and the financial status evaluation means reads information on evaluation items to be evaluated in income information, expenditure information, asset information, and liability information. The information of the read evaluation item is converted into points according to a predetermined rule, and the individual's financial status is evaluated based on the calculated points.

The diagnostic program further includes: a second computer device ; a labor status input means for allowing a user to input a labor status related to attendance / retirement through the first computer device; By determining whether the information obtained by the input means conforms to legally stipulated standards, it functions as a labor status judging means for judging whether the labor situation is legally appropriate. . The determination result notifying means notifies the user of the determination result determined by the labor situation determining means via the first computer device.

The diagnostic program causes the second computer device to further function as time card means for allowing the user to input the user's attendance / leaving time via the first computer device. The labor status input means grasps the labor status based on the time and attendance obtained by the time card means. The labor situation judgment means compares the labor situation obtained by the time card means with the labor situation obtained from the salary statement, and the correct overtime allowance is paid or the actual overtime time is included in the salary statement. Judge whether it is reflected.

The diagnostic program causes the second computer device to further function as attendance status evaluation means, and the attendance status evaluation means is an evaluation item to be evaluated in the work status related to attendance and departure obtained from the salary details information or the work status input means. The information of the read evaluation item is converted into points according to a predetermined rule, and whether or not the status of attendance / exit is good is determined based on the calculated points. The result is notified to the first computer device.

Claims (26)

A first computer device used by a user; and a second computer device capable of communicating with the first computer device via a network, on the first computer device and the second computer device. A diagnostic system for diagnosing the suitability of salary information input by the user by a computer program operating in cooperation with the computer program,
Salary statement input means for causing the user to input the contents of the salary statement obtained from the work place by the user via the first computer device;
Suitability judging means for judging whether or not the salary statement information obtained by the salary statement input means is legally appropriate;
A diagnostic system comprising: a judgment result notifying means for notifying the user of a legal suitability judgment result judged by the suitability judging means via the first computer device. further,
Expenditure information input means for causing the user to input information related to the expenditure of the user via the first computer device;
Asset information input means for causing the user to input information related to the user's assets via the first computer device;
Debt information input means for causing the user to input information relating to the user's debt via the first computer device;
Based on the expenditure information obtained by the expenditure information input means, the asset information obtained by the asset information input means, and the debt information obtained by the liability information input means, a personal financial statement of the user is obtained. With financial statement preparation means to prepare,
2. The diagnosis system according to claim 1, wherein the financial statement creation unit obtains income information from the salary statement information input by the salary statement input unit.   3. The apparatus according to claim 2, further comprising a household advice notifying unit that creates advice on household based on the income information and the expenditure information and notifies the user via the first computer device. The diagnostic system described in 1.   Further, based on the revenue information, the expenditure information, the asset information, and the liability information, a future balance, an increase / decrease in assets, and an increase / decrease in liabilities are predicted, and the prediction information is stored in the first computer device. The diagnostic system according to claim 2, further comprising prediction information notification means for notifying the user through the information.   Furthermore, with respect to a plurality of predetermined evaluation items, the system further comprises a financial status evaluation means for evaluating an individual's financial status based on all or part of the revenue information, the expenditure information, the asset information, and the liability information. The diagnostic system according to any one of claims 2 to 4, wherein the diagnostic system is characterized. further,
Labor status input means for causing the user to input a labor status related to attendance and leaving through the first computer device;
A labor situation judgment means for judging whether the labor situation obtained by the labor situation input means is legally appropriate,
The determination result notifying unit notifies the user of the determination result determined by the labor situation determination unit via the first computer device. Diagnostic system. And a time card means for allowing the user to input the attendance and departure of the user via the first computer device,
The labor status input means grasps the labor status by the time and attendance obtained by the time card means,
The labor situation determination means compares the labor situation obtained by the time card means with the labor situation obtained from the salary statement to determine whether there is a legal deficiency with respect to overtime. The diagnostic system according to claim 6, wherein:   The present invention further comprises attendance status evaluation means for judging whether or not the user's attendance status is good based on the labor status obtained by the labor status input means. 8. The diagnostic system according to 7. The second computer device includes financial information management means for managing financial information related to the user's finance,
Furthermore, the diagnostic system includes a third computer device capable of communicating with the second computer device,
The financial information management means manages whether or not access by the third computer device is permitted by the user, and access to the financial information by the third computer device only when permitted. Enable
The third computer device includes:
Financial information acquisition means for accessing the financial information management means and acquiring the financial information of the user when there is a medical certificate issuance request from the user;
The financial status diagnosis issuance means for issuing a medical certificate relating to the financial status of the user based on the financial information acquired by the financial information acquisition means. The diagnostic system described in 1. The third computer device includes:
further,
Public document balance information input means for inputting balance information based on public documents provided by the user;
Credibility determination means for comparing the financial information acquired by the financial information acquisition means with the balance information input to the public document balance information input means to determine the credibility of the financial information. ,
10. The diagnosis system according to claim 9, wherein the financial status diagnosis certificate issuing means issues the diagnosis certificate based on a determination result by the credibility determination means. The second computer device includes attendance and attendance status management means for managing attendance and attendance status information regarding the attendance and attendance of the user,
Furthermore, the diagnostic system includes a third computer device capable of communicating with the second computer device,
The attendance and attendance status management means manages whether or not access by the third computer device is permitted by the user. Only when the access is permitted, the determination result of the attendance and attendance status by the third computer device is obtained. Can be accessed,
The third computer device includes:
When there is a medical certificate issuance request from the user, access to the attendance status management means, the attendance status acquisition means for acquiring the attendance status information of the user,
The attendance / attendance status medical certificate issuing means for issuing a medical certificate regarding the attendance / employment status of the user based on the attendance / employment status information acquired by the attendance / employment status acquisition means. Diagnostic system according to. The second computer device includes salary information management means for managing salary information relating to the salary of the user,
Furthermore, the diagnostic system includes a third computer device capable of communicating with the second computer device,
The salary information management means manages whether or not access by the third computer device is permitted by the user, and access to the salary information by the third computer device only when permitted. Enable
The third computer device includes:
Salary information for accessing the salary information management means and acquiring the salary information of a predetermined number or more of users when there is a medical certificate issuance request from a fourth computer device managed by the user's office Acquisition means;
The salary condition suitability certificate issuing means for issuing a certificate of legal suitability regarding the salary of the workplace based on the salary information acquired by the salary information acquiring means. The diagnostic system in any one of 1-11. The second computer device includes labor information management means for managing labor information related to the user's labor,
Furthermore, the diagnostic system includes a third computer device capable of communicating with the second computer device,
The labor information management means manages whether or not access by the third computer device is permitted by the user, and access to the labor information by the third computer device only when permitted. Enable
The third computer device includes:
When there is a medical certificate issuance request from the user's work place, access to the labor information management means, labor information acquisition means for acquiring the labor information of the user of a predetermined number or more,
A working condition suitability certificate issuing means for issuing a legal suitability certificate regarding the work of the workplace based on the appropriate labor report acquired by the labor information acquiring means, Item 13. The diagnostic system according to any one of Items 1 to 12. A computer system comprising a first computer device used by a user and a second computer device capable of communicating with the first computer device via a network.
Salary statement input means for causing the user to input the contents of the salary statement obtained from the work place by the user via the first computer device;
Suitability judging means for judging whether or not the salary statement information obtained by the salary statement input means is legally appropriate; and
A diagnostic program for causing a judgment result notifying means for notifying the user of a judgment result of legal suitability judged by the suitability judging means via the first computer device. The computer system further comprising:
Expenditure information input means for causing the user to input information related to the expenditure of the user via the first computer device,
Asset information input means for allowing the user to input information related to the user's assets via the first computer device;
Debt information input means for allowing the user to input information on the user's debt via the first computer device; and
Based on the expenditure information obtained by the expenditure information input means, the asset information obtained by the asset information input means, and the debt information obtained by the liability information input means, a personal financial statement of the user is obtained. Function as a means to create financial statements,
15. The diagnostic program according to claim 14, wherein the financial statement preparation unit obtains income information from the salary statement information input by the salary statement input unit. The computer system further comprising:
16. The method according to claim 15, wherein the advice on household accounting is created based on the income information and the expenditure information and functions as a household advice notifying means for notifying the user via the first computer device. The diagnostic program described. The computer system further comprising:
Based on the revenue information, the expenditure information, the asset information, and the liability information, a future balance, an increase / decrease in assets, and an increase / decrease in liabilities are predicted, and the prediction information is sent via the first computer device. The diagnostic program according to claim 15 or 16, wherein the diagnostic program functions as prediction information notification means for notifying the user. The computer system further comprising:
With regard to a plurality of predetermined evaluation items, the financial information is made to function as a financial status evaluation means for evaluating an individual's financial status based on all or part of the income information, the expenditure information, the asset information, and the liability information. The diagnostic program according to any one of claims 15 to 17. The computer system further comprising:
A labor status input means for allowing the user to input a labor status related to attendance and leaving through the first computer device; and
Function as a labor situation judgment means for judging whether the labor situation obtained by the labor situation input means is legally appropriate;
The determination result notifying unit notifies the determination result determined by the labor situation determination unit to the user via the first computer device. Diagnostic program. The computer system further comprising:
Functioning as time card means for allowing the user to input the attendance and departure of the user via the first computer device;
The labor status input means grasps the labor status by the time and attendance obtained by the time card means,
The labor situation determination means compares the labor situation obtained by the time card means with the labor situation obtained from the salary statement to determine whether there is a legal deficiency with respect to overtime. The diagnostic program according to claim 19, wherein: The computer system further comprising:
The function as an attendance status evaluation means for judging whether or not the user's attendance / exit status is good based on the labor status obtained by the labor status input means. The diagnostic program described in 1. A computer program executed on the diagnostic system according to claim 1,
The second computer device includes financial information management means for managing financial information related to the finance of the user,
The diagnostic system includes a third computer device capable of communicating with the second computer device,
The financial information management means manages whether or not access by the third computer device is permitted by the user, and access to the financial information by the third computer device only when permitted. Is possible,
The third computer device;
When there is a medical certificate issuance request from the user, the financial information management means for accessing the financial information management means and acquiring the financial information of the user; and
A diagnostic program for causing a user to function as a financial status diagnosis issuing means for issuing a medical certificate relating to the financial status of the user based on the financial information acquired by the financial information acquisition means. The third computer device further comprising:
Public document balance information input means for inputting balance information based on public documents provided by the user; and
The financial information acquired by the financial information acquisition means is compared with the balance information input to the official document balance information input means to function as a credibility determination means for determining the credibility of the financial information. ,
23. The diagnosis program according to claim 22, wherein the financial status diagnosis issuance means issues the diagnosis based on a determination result by the credibility determination means. A computer program executed on the diagnostic system according to claim 1,
The second computer device includes attendance and attendance status management means for managing attendance and attendance status information regarding the attendance and attendance of the user,
The diagnostic system includes a third computer device capable of communicating with the second computer device,
The attendance and attendance status management means manages whether or not access by the third computer device is permitted by the user. Only when the access is permitted, the determination result of the attendance and attendance status by the third computer device is obtained. Can be accessed,
The third computer device;
When there is a medical certificate issuance request from the user, access to the attendance and attendance status management means, the attendance and attendance status acquisition means for obtaining the user attendance and attendance status information, and
A diagnostic program for causing a user to function as an attendance and attendance status certificate issuing means for issuing a medical certificate relating to the attendance and attendance status of the user based on the attendance and attendance status information acquired by the attendance and attendance status acquisition means. A computer program executed on the diagnostic system according to claim 1,
The second computer device includes salary information management means for managing salary information relating to the salary of the user,
The diagnostic system includes a third computer device capable of communicating with the second computer device,
The salary information management means manages whether or not access by the third computer device is permitted by the user, and access to the salary information by the third computer device only when permitted. Enable
The third computer device;
Salary information for accessing the salary information management means and acquiring the salary information of a predetermined number or more of users when there is a medical certificate issuance request from a fourth computer device managed by the user's office Acquisition means, and
A diagnostic program which functions as a salary condition suitability certificate issuing means for issuing a legal suitability certificate regarding the salary of the workplace based on the salary information acquired by the salary information acquiring means. . A computer program executed on the diagnostic system according to claim 1,
The second computer device includes labor information management means for managing labor information related to the user's labor,
The diagnostic system includes a third computer device capable of communicating with the second computer device,
The labor information management means manages whether or not access by the third computer device is permitted by the user, and access to the labor information by the third computer device only when permitted. Enable
The third computer device;
When there is a medical certificate issuance request from the user's work place, access to the labor information management means, labor information acquisition means for acquiring the labor information of the user more than a predetermined number, and
Diagnosis characterized by functioning as a working condition suitability certificate issuing means for issuing a legal suitability certificate regarding labor at the workplace based on the appropriate labor report acquired by the labor information acquiring means, program.

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