JP2004126976A - 電子商取引与信処理方法及び電子商取引システム - Google Patents

電子商取引与信処理方法及び電子商取引システム Download PDF

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Publication number
JP2004126976A
JP2004126976A JP2002290804A JP2002290804A JP2004126976A JP 2004126976 A JP2004126976 A JP 2004126976A JP 2002290804 A JP2002290804 A JP 2002290804A JP 2002290804 A JP2002290804 A JP 2002290804A JP 2004126976 A JP2004126976 A JP 2004126976A
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JP
Japan
Prior art keywords
credit
seller
buyer
product
transaction
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Pending
Application number
JP2002290804A
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English (en)
Japanese (ja)
Other versions
JP2004126976A5 (cg-RX-API-DMAC7.html
Inventor
Shigeru Nagamine
長嶺　茂
Hideaki Fukuda
福田　秀明
Shuji Miyatake
宮武　修二
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Hitachi Software Engineering Co Ltd
Original Assignee
Hitachi Software Engineering Co Ltd
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Hitachi Software Engineering Co Ltd filed Critical Hitachi Software Engineering Co Ltd
Priority to JP2002290804A priority Critical patent/JP2004126976A/ja
Priority to US10/379,525 priority patent/US20040068465A1/en
Priority to EP20030005165 priority patent/EP1406221A1/en
Publication of JP2004126976A publication Critical patent/JP2004126976A/ja
Publication of JP2004126976A5 publication Critical patent/JP2004126976A5/ja
Pending legal-status Critical Current

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Classifications

    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/02—Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP]
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/12—Payment architectures specially adapted for electronic shopping systems
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/385—Payment protocols; Details thereof using an alias or single-use codes
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/403—Solvency checks
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/403—Solvency checks
    • G06Q20/4037—Remote solvency checks
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/03—Credit; Loans; Processing thereof

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Engineering & Computer Science (AREA)
  • General Physics & Mathematics (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • Theoretical Computer Science (AREA)
  • Strategic Management (AREA)
  • Finance (AREA)
  • Computer Security & Cryptography (AREA)
  • Development Economics (AREA)
  • Technology Law (AREA)
  • Marketing (AREA)
  • Economics (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Management, Administration, Business Operations System, And Electronic Commerce (AREA)
JP2002290804A 2002-10-03 2002-10-03 電子商取引与信処理方法及び電子商取引システム Pending JP2004126976A (ja)

Priority Applications (3)

Application Number Priority Date Filing Date Title
JP2002290804A JP2004126976A (ja) 2002-10-03 2002-10-03 電子商取引与信処理方法及び電子商取引システム
US10/379,525 US20040068465A1 (en) 2002-10-03 2003-03-06 Electric commerce credit processing method and electric commerce system
EP20030005165 EP1406221A1 (en) 2002-10-03 2003-03-07 Electronic commerce credit processing method and electronic commerce system

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
JP2002290804A JP2004126976A (ja) 2002-10-03 2002-10-03 電子商取引与信処理方法及び電子商取引システム

Publications (2)

Publication Number Publication Date
JP2004126976A true JP2004126976A (ja) 2004-04-22
JP2004126976A5 JP2004126976A5 (cg-RX-API-DMAC7.html) 2005-03-17

Family

ID=31987183

Family Applications (1)

Application Number Title Priority Date Filing Date
JP2002290804A Pending JP2004126976A (ja) 2002-10-03 2002-10-03 電子商取引与信処理方法及び電子商取引システム

Country Status (3)

Country Link
US (1) US20040068465A1 (cg-RX-API-DMAC7.html)
EP (1) EP1406221A1 (cg-RX-API-DMAC7.html)
JP (1) JP2004126976A (cg-RX-API-DMAC7.html)

Cited By (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
JP2016034132A (ja) * 2015-09-17 2016-03-10 馮　光 着信者主導による通信方法及び通信システム及び電子決済システム
JP2017050009A (ja) * 2016-10-15 2017-03-09 馮　光 着信者主導による通信方法及び通信システム及び電子決済システム
JP2019204262A (ja) * 2018-05-23 2019-11-28 株式会社Ａｇｅｌｅｓｓ 予約管理サーバ及び予約管理システム
JP2020074188A (ja) * 2020-01-23 2020-05-14 馮　光 着信者主導による通信方法及び通信システム及び電子決済システム
JP2021047901A (ja) * 2020-12-11 2021-03-25 馮　光 着信者主導による通信方法及び通信システム及び電子決済システム

Families Citing this family (10)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US20070078751A1 (en) * 2005-10-03 2007-04-05 James Craig System and method for providing secure financial transactions for open network commerce
US8935187B2 (en) 2007-03-07 2015-01-13 Playspan, Inc. Distributed payment system and method
JP5781307B2 (ja) * 2007-12-26 2015-09-16 ジョンソン コントロールズ テクノロジー カンパニーＪｏｈｎｓｏｎ Ｃｏｎｔｒｏｌｓ Ｔｅｃｈｎｏｌｏｇｙ Ｃｏｍｐａｎｙ 車内で商取引を行うシステム及び方法
US11797953B2 (en) * 2008-11-24 2023-10-24 Malikie Innovations Limited Electronic payment system including merchant server and associated methods
DE102008059351A1 (de) * 2008-11-27 2010-06-02 Giesecke & Devrient Gmbh Verfahren zur Transaktionssicherung
US20130138552A1 (en) * 2011-11-28 2013-05-30 Rawllin International Inc. Unified charging and credit system
WO2015019396A1 (ja) * 2013-08-05 2015-02-12 株式会社野村総合研究所 画面表示プログラム
US10657523B2 (en) * 2013-08-16 2020-05-19 Arm Ip Limited Reconciling electronic transactions
EP3411846A1 (en) 2016-02-01 2018-12-12 Visa International Service Association Systems and methods for code display and use
US11381401B2 (en) * 2020-01-07 2022-07-05 Seagate Technology Llc Blockchain transaction forwarding

Family Cites Families (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
WO2000030051A1 (en) * 1998-11-18 2000-05-25 Wintriss Marc V A method and apparatus for facilitating business transactions over a network by providing a reliable verification source
US6332134B1 (en) * 1999-11-01 2001-12-18 Chuck Foster Financial transaction system
US7136836B1 (en) * 2000-09-29 2006-11-14 Sharp Kabushiki Kaisha Accounting and reconciliation system
US20020116329A1 (en) * 2001-02-20 2002-08-22 Serbetcioglu Bekir Sami Systems and methods for approval of credit/debit account transactions using a wireless device

Cited By (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
JP2016034132A (ja) * 2015-09-17 2016-03-10 馮　光 着信者主導による通信方法及び通信システム及び電子決済システム
JP2017050009A (ja) * 2016-10-15 2017-03-09 馮　光 着信者主導による通信方法及び通信システム及び電子決済システム
JP2019204262A (ja) * 2018-05-23 2019-11-28 株式会社Ａｇｅｌｅｓｓ 予約管理サーバ及び予約管理システム
JP2020074188A (ja) * 2020-01-23 2020-05-14 馮　光 着信者主導による通信方法及び通信システム及び電子決済システム
JP2021047901A (ja) * 2020-12-11 2021-03-25 馮　光 着信者主導による通信方法及び通信システム及び電子決済システム

Also Published As

Publication number Publication date
US20040068465A1 (en) 2004-04-08
EP1406221A1 (en) 2004-04-07

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