JP2001514774A - 電子パース間での保証金処理方法 - Google Patents
電子パース間での保証金処理方法Info
- Publication number
- JP2001514774A JP2001514774A JP53929298A JP53929298A JP2001514774A JP 2001514774 A JP2001514774 A JP 2001514774A JP 53929298 A JP53929298 A JP 53929298A JP 53929298 A JP53929298 A JP 53929298A JP 2001514774 A JP2001514774 A JP 2001514774A
- Authority
- JP
- Japan
- Prior art keywords
- electronic
- owner
- customer
- deposit
- certificate
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Granted
Links
Classifications
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
- G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
- G07F7/10—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
- G07F7/1008—Active credit-cards provided with means to personalise their use, e.g. with PIN-introduction/comparison system
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
- G06Q20/341—Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/409—Device specific authentication in transaction processing
- G06Q20/4093—Monitoring of device authentication
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/02—Banking, e.g. interest calculation or account maintenance
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F17/00—Coin-freed apparatus for hiring articles; Coin-freed facilities or services
- G07F17/0042—Coin-freed apparatus for hiring articles; Coin-freed facilities or services for hiring of objects
Abstract
Description
Claims (1)
- 【特許請求の範囲】 1.残高ファイルを有する書換え可能なメモリーを備えた商品所有者の電子パー スと顧客電子パースとの間で保証金の処理を行う方法において、各保証金処理 毎のレコードを有する保証検索ファイルを各電子パースの書換え可能なメモリ ー内に作成し、上記各保証金処理毎のレコードを上記各保証金処理の固有デー タが記録されるフィールドによって構成すると共に、商品所有者が顧客に求め る保証金額が記録される少なくとも1つの保証金フィールドと商品を所有者に 返却すべき期限日が記録される少なくとも1つの期限日フィールドとが上記固 有データの記録されるフィールドに含まれるようにし、さらに、所有者及び顧 客の電子パース間で行われる各保証金処理が、 −上記保証金が授受される第1段階では、上記顧客電子パースの残高ファイル は上記保証金の額だけ借方勘定される一方、少なくとも上記保証金額及び返 却期限日を各々上記保証金フィールド及び期限日フィールドに入力すること により、上記所有者電子パース及び顧客電子パースの保証検索ファイルの各 々に新しいレコードが作られ、この際、上記所有者電子パースの残高ファイ ルにおいて上記保証金額は貸方勘定されないようにし、 −上記返却期限日前に所有者へ商品が返却される第2段階において、上記顧客 電子パースの残高ファイルは上記保証金額に近い払い戻し額が貸方勘定され 、上記所有者電子パースの残高ファイルは上記保証金額と上記払い戻し額と の差額が貸方勘定されようにすると共に、 −上記返却期限日に顧客から商品が返却されない場合には、上記所有者電子パ ースの残高ファイルは上記保証金額だけ貸方勘定されるようにした ことを特徴とする電子パース間での保証金処理方法。 2.上記第1段階において、上記保証金処理の固有データの少なくとも1項目を 基にして上記所有者パースによって証書が作成され、上記各電子パースの証書 フィールドの対応するレコードに上記証書が記録されるようにしたことを特徴 とする、上記請求項1に記載の方法。 3.上記顧客電子パースから少なくとも上記1つの固有データ項目と証書フィー ルドに記録された証書とを上記所有者電子パースに送信し、この所有者電子パ ースが上記証書を再作成し上記顧客電子パースから受信した証書と照合する確 証段階を経てから上記第2段階が実質的に開始されるようにしたことを特徴と する上記請求項2に記載の方法。 4.上記第2段階において、少なくとも上記払戻し額を基に上記所有者電子パー スによって新しい証書が作成され、上記新しい証書が上記払戻し額と共に上記 顧客パースに送信されると共に、上記払戻し額による上記顧客電子パースでの 貸方勘定が妥当なものか確認するため、上記顧客電子パースで上記新しい証書 を再作成し上記所有者電子パースから受けた証書と照合するようにしたことを 特徴とする上記請求項1乃至3に記載の方法。 5.上記保証金処理の固有データとして、電子パースのID番号、商品のID番号、 処理の番号を備えたことを特徴とする上記請求項1乃至4に記載の方法。 6.一方の電子パースの上記ID番号を他方の電子パースのシリーズ番号に相当す るものとしたことを特徴とする上記請求項5に記載の方法。
Applications Claiming Priority (3)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
FR9702876A FR2760870B1 (fr) | 1997-03-11 | 1997-03-11 | Procede de cautionnement entre deux porte-monnaie electroniques |
FR97/02876 | 1997-03-11 | ||
PCT/FR1998/000480 WO1998040852A1 (fr) | 1997-03-11 | 1998-03-10 | Procede de cautionnement entre deux porte-monnaie electroniques |
Publications (2)
Publication Number | Publication Date |
---|---|
JP2001514774A true JP2001514774A (ja) | 2001-09-11 |
JP4248607B2 JP4248607B2 (ja) | 2009-04-02 |
Family
ID=9504611
Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
JP53929298A Expired - Fee Related JP4248607B2 (ja) | 1997-03-11 | 1998-03-10 | 電子パース間での保証金処理方法 |
Country Status (7)
Country | Link |
---|---|
EP (1) | EP1008118B1 (ja) |
JP (1) | JP4248607B2 (ja) |
CN (1) | CN1249837A (ja) |
AT (1) | ATE218232T1 (ja) |
DE (1) | DE69805630T2 (ja) |
FR (1) | FR2760870B1 (ja) |
WO (1) | WO1998040852A1 (ja) |
Families Citing this family (1)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US7233926B2 (en) * | 2000-03-07 | 2007-06-19 | Thomson Licensing | Electronic wallet system with secure inter-purses operations |
Family Cites Families (3)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
DE3579458D1 (de) * | 1985-06-17 | 1990-10-04 | Leonhard Charles Brown | Vorrichtung zur warenverteilung. |
FR2592510B1 (fr) * | 1985-12-31 | 1988-02-12 | Bull Cp8 | Procede et appareil pour certifier des services obtenus a l'aide d'un support portatif tel qu'une carte a memoire |
US5557518A (en) * | 1994-04-28 | 1996-09-17 | Citibank, N.A. | Trusted agents for open electronic commerce |
-
1997
- 1997-03-11 FR FR9702876A patent/FR2760870B1/fr not_active Expired - Fee Related
-
1998
- 1998-03-10 EP EP98913877A patent/EP1008118B1/fr not_active Expired - Lifetime
- 1998-03-10 DE DE69805630T patent/DE69805630T2/de not_active Expired - Lifetime
- 1998-03-10 JP JP53929298A patent/JP4248607B2/ja not_active Expired - Fee Related
- 1998-03-10 WO PCT/FR1998/000480 patent/WO1998040852A1/fr active IP Right Grant
- 1998-03-10 AT AT98913877T patent/ATE218232T1/de not_active IP Right Cessation
- 1998-03-10 CN CN98803184.1A patent/CN1249837A/zh active Pending
Also Published As
Publication number | Publication date |
---|---|
WO1998040852A1 (fr) | 1998-09-17 |
EP1008118B1 (fr) | 2002-05-29 |
FR2760870A1 (fr) | 1998-09-18 |
DE69805630D1 (de) | 2002-07-04 |
JP4248607B2 (ja) | 2009-04-02 |
DE69805630T2 (de) | 2003-01-30 |
EP1008118A1 (fr) | 2000-06-14 |
FR2760870B1 (fr) | 1999-05-14 |
CN1249837A (zh) | 2000-04-05 |
ATE218232T1 (de) | 2002-06-15 |
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