HK1211124A1 - Systems and methods for financial transaction through miniaturized card reader - Google Patents
Systems and methods for financial transaction through miniaturized card readerInfo
- Publication number
- HK1211124A1 HK1211124A1 HK15111860.7A HK15111860A HK1211124A1 HK 1211124 A1 HK1211124 A1 HK 1211124A1 HK 15111860 A HK15111860 A HK 15111860A HK 1211124 A1 HK1211124 A1 HK 1211124A1
- Authority
- HK
- Hong Kong
- Prior art keywords
- systems
- methods
- card reader
- financial transaction
- miniaturized card
- Prior art date
Links
Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/326—Payment applications installed on the mobile devices
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/20—Point-of-sale [POS] network systems
- G06Q20/204—Point-of-sale [POS] network systems comprising interface for record bearing medium or carrier for electronic funds transfer or payment credit
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06K—GRAPHICAL DATA READING; PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
- G06K7/00—Methods or arrangements for sensing record carriers, e.g. for reading patterns
- G06K7/08—Methods or arrangements for sensing record carriers, e.g. for reading patterns by means detecting the change of an electrostatic or magnetic field, e.g. by detecting change of capacitance between electrodes
- G06K7/082—Methods or arrangements for sensing record carriers, e.g. for reading patterns by means detecting the change of an electrostatic or magnetic field, e.g. by detecting change of capacitance between electrodes using inductive or magnetic sensors
- G06K7/087—Methods or arrangements for sensing record carriers, e.g. for reading patterns by means detecting the change of an electrostatic or magnetic field, e.g. by detecting change of capacitance between electrodes using inductive or magnetic sensors flux-sensitive, e.g. magnetic, detectors
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/20—Point-of-sale [POS] network systems
- G06Q20/209—Specified transaction journal output feature, e.g. printed receipt or voice output
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/322—Aspects of commerce using mobile devices [M-devices]
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/322—Aspects of commerce using mobile devices [M-devices]
- G06Q20/3224—Transactions dependent on location of M-devices
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
- G06Q20/347—Passive cards
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q30/00—Commerce
- G06Q30/06—Buying, selling or leasing transactions
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/02—Banking, e.g. interest calculation or account maintenance
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
- G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
- G07F7/0873—Details of the card reader
- G07F7/088—Details of the card reader the card reader being part of the point of sale [POS] terminal or electronic cash register [ECR] itself
- G07F7/0886—Details of the card reader the card reader being part of the point of sale [POS] terminal or electronic cash register [ECR] itself the card reader being portable for interacting with a POS or ECR in realizing a payment transaction
Landscapes
- Business, Economics & Management (AREA)
- Engineering & Computer Science (AREA)
- Accounting & Taxation (AREA)
- Physics & Mathematics (AREA)
- General Physics & Mathematics (AREA)
- Theoretical Computer Science (AREA)
- Strategic Management (AREA)
- General Business, Economics & Management (AREA)
- Finance (AREA)
- Computer Networks & Wireless Communication (AREA)
- Development Economics (AREA)
- Economics (AREA)
- Marketing (AREA)
- Microelectronics & Electronic Packaging (AREA)
- Computer Security & Cryptography (AREA)
- Technology Law (AREA)
- Artificial Intelligence (AREA)
- Computer Vision & Pattern Recognition (AREA)
- Signal Processing For Digital Recording And Reproducing (AREA)
- Control Of Vending Devices And Auxiliary Devices For Vending Devices (AREA)
- Telephonic Communication Services (AREA)
- Cash Registers Or Receiving Machines (AREA)
Applications Claiming Priority (1)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
US27893009P | 2009-10-13 | 2009-10-13 |
Publications (1)
Publication Number | Publication Date |
---|---|
HK1211124A1 true HK1211124A1 (en) | 2016-05-13 |
Family
ID=43854049
Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
HK15111860.7A HK1211124A1 (en) | 2009-10-13 | 2015-12-02 | Systems and methods for financial transaction through miniaturized card reader |
Country Status (8)
Country | Link |
---|---|
US (10) | US8231055B2 (xx) |
JP (1) | JP5710627B2 (xx) |
CN (2) | CN104680369B (xx) |
BR (1) | BR112012008829A2 (xx) |
CA (1) | CA2777765C (xx) |
HK (1) | HK1211124A1 (xx) |
MX (1) | MX2012004397A (xx) |
WO (5) | WO2011047042A2 (xx) |
Cited By (12)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US9449203B2 (en) | 2002-02-05 | 2016-09-20 | Square, Inc. | Card reader with power efficient architecture that includes a power supply and a wake-up circuit |
US9460322B2 (en) | 2014-02-25 | 2016-10-04 | Square, Inc. | Mobile reader device |
US9495676B2 (en) | 2002-02-05 | 2016-11-15 | Square, Inc. | Method of transmitting information from a power efficient card to a mobile device |
US9576159B1 (en) | 2011-01-24 | 2017-02-21 | Square, Inc. | Multiple payment card reader system |
US9595033B2 (en) | 2002-02-05 | 2017-03-14 | Square, Inc. | Method of transmitting information from efficient communication protocol card |
US9633236B1 (en) | 2013-12-11 | 2017-04-25 | Square, Inc. | Power harvesting in reader devices |
US9659195B2 (en) | 2015-02-12 | 2017-05-23 | Square, Inc. | Tone-based wake up circuit for card reader |
US9760740B1 (en) | 2014-06-23 | 2017-09-12 | Square, Inc. | Terminal case with integrated dual reader stack |
US9799025B2 (en) | 2014-08-19 | 2017-10-24 | Square, Inc. | Energy harvesting bidirectional audio interface |
US9858603B2 (en) | 2002-02-05 | 2018-01-02 | Square, Inc. | Card reader with power efficient architecture that includes a wake-up circuit |
US10007813B2 (en) | 2002-02-05 | 2018-06-26 | Square, Inc. | Card reader with passive ID circuit |
US10304043B1 (en) | 2014-05-21 | 2019-05-28 | Square, Inc. | Multi-peripheral host device |
Families Citing this family (275)
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US9324100B2 (en) | 2002-02-05 | 2016-04-26 | Square, Inc. | Card reader with asymmetric spring |
US20120005039A1 (en) | 2002-02-05 | 2012-01-05 | Jack Dorsey | Method of conducting financial transactions |
US20120126007A1 (en) * | 2002-02-05 | 2012-05-24 | Kartik Lamba | Card reader with communication protocol |
US9916581B2 (en) | 2002-02-05 | 2018-03-13 | Square, Inc. | Back end of payment system associated with financial transactions using card readers coupled to mobile devices |
US8870071B2 (en) | 2010-10-13 | 2014-10-28 | Square, Inc. | Read head device with selected sampling rate |
US8573486B2 (en) | 2010-10-13 | 2013-11-05 | Square, Inc. | Systems and methods for financial transaction through miniaturized card reader with confirmation of payment sent to buyer |
US9016572B2 (en) | 2010-10-13 | 2015-04-28 | Square, Inc. | Systems and methods for financial transaction through miniaturized card with ASIC |
US8235287B2 (en) | 2010-10-13 | 2012-08-07 | Square, Inc. | Read head device with slot configured to reduce torque |
US9582795B2 (en) | 2002-02-05 | 2017-02-28 | Square, Inc. | Methods of transmitting information from efficient encryption card readers to mobile devices |
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US8500018B2 (en) | 2010-10-13 | 2013-08-06 | Square, Inc. | Systems and methods for financial transaction through miniaturized card reader with decoding on a seller's mobile device |
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US9262757B2 (en) | 2002-02-05 | 2016-02-16 | Square, Inc. | Method of transmitting information from a card reader with a power supply and wake-up circuit to a mobile device |
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- 2010-10-13 US US12/903,758 patent/US8584956B2/en not_active Expired - Fee Related
- 2010-10-13 JP JP2012534322A patent/JP5710627B2/ja active Active
- 2010-10-13 US US12/903,823 patent/US8534546B2/en active Active
- 2010-10-13 WO PCT/US2010/052483 patent/WO2011047030A2/en active Application Filing
- 2010-10-13 WO PCT/US2010/052481 patent/WO2011047028A2/en active Application Filing
- 2010-10-13 CN CN2010800514005A patent/CN102598046A/zh active Pending
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2012
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2013
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2015
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2020
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