GR3032864T3 - Electronic wallet. - Google Patents

Electronic wallet.

Info

Publication number
GR3032864T3
GR3032864T3 GR20000400556T GR20000400556T GR3032864T3 GR 3032864 T3 GR3032864 T3 GR 3032864T3 GR 20000400556 T GR20000400556 T GR 20000400556T GR 20000400556 T GR20000400556 T GR 20000400556T GR 3032864 T3 GR3032864 T3 GR 3032864T3
Authority
GR
Greece
Prior art keywords
electronic wallet
balance
financial information
wireless message
updating
Prior art date
Application number
GR20000400556T
Other languages
English (en)
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed filed Critical
Publication of GR3032864T3 publication Critical patent/GR3032864T3/el

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06F—ELECTRIC DIGITAL DATA PROCESSING
    • G06F15/00—Digital computers in general; Data processing equipment in general
    • G06F15/16—Combinations of two or more digital computers each having at least an arithmetic unit, a program unit and a register, e.g. for a simultaneous processing of several programs
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/10—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
    • G07F7/1008—Active credit-cards provided with means to personalise their use, e.g. with PIN-introduction/comparison system
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06F—ELECTRIC DIGITAL DATA PROCESSING
    • G06F15/00—Digital computers in general; Data processing equipment in general
    • G06F15/02—Digital computers in general; Data processing equipment in general manually operated with input through keyboard and computation using a built-in program, e.g. pocket calculators
    • G06F15/0216—Constructional details or arrangements
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06F—ELECTRIC DIGITAL DATA PROCESSING
    • G06F15/00—Digital computers in general; Data processing equipment in general
    • G06F15/02—Digital computers in general; Data processing equipment in general manually operated with input through keyboard and computation using a built-in program, e.g. pocket calculators
    • G06F15/0225—User interface arrangements, e.g. keyboard, display; Interfaces to other computer systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06F—ELECTRIC DIGITAL DATA PROCESSING
    • G06F15/00—Digital computers in general; Data processing equipment in general
    • G06F15/02—Digital computers in general; Data processing equipment in general manually operated with input through keyboard and computation using a built-in program, e.g. pocket calculators
    • G06F15/025—Digital computers in general; Data processing equipment in general manually operated with input through keyboard and computation using a built-in program, e.g. pocket calculators adapted to a specific application
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06K—GRAPHICAL DATA READING; PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
    • G06K1/00—Methods or arrangements for marking the record carrier in digital fashion
    • G06K1/14—Methods or arrangements for marking the record carrier in digital fashion by transferring data from a similar or dissimilar record carrier
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G06Q20/3221—Access to banking information through M-devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/341—Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
    • G06Q20/363—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes with the personal data of a user
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
    • G06Q20/3823—Payment protocols; Details thereof insuring higher security of transaction combining multiple encryption tools for a transaction
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/0873—Details of the card reader
    • G07F7/088—Details of the card reader the card reader being part of the point of sale [POS] terminal or electronic cash register [ECR] itself
    • G07F7/0886—Details of the card reader the card reader being part of the point of sale [POS] terminal or electronic cash register [ECR] itself the card reader being portable for interacting with a POS or ECR in realizing a payment transaction
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04W—WIRELESS COMMUNICATION NETWORKS
    • H04W4/00—Services specially adapted for wireless communication networks; Facilities therefor
    • H04W4/12—Messaging; Mailboxes; Announcements

Landscapes

  • Engineering & Computer Science (AREA)
  • Theoretical Computer Science (AREA)
  • Physics & Mathematics (AREA)
  • Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Accounting & Taxation (AREA)
  • Computer Hardware Design (AREA)
  • General Engineering & Computer Science (AREA)
  • General Business, Economics & Management (AREA)
  • Strategic Management (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Computing Systems (AREA)
  • Finance (AREA)
  • Computer Security & Cryptography (AREA)
  • Human Computer Interaction (AREA)
  • Software Systems (AREA)
  • Microelectronics & Electronic Packaging (AREA)
  • Signal Processing (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Devices For Post-Treatments, Processing, Supply, Discharge, And Other Processes (AREA)
  • Photoreceptors In Electrophotography (AREA)
  • Oscillators With Electromechanical Resonators (AREA)
  • Mobile Radio Communication Systems (AREA)
GR20000400556T 1990-12-24 2000-03-03 Electronic wallet. GR3032864T3 (en)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
US63271490A 1990-12-24 1990-12-24
PCT/US1991/007410 WO1992011598A1 (en) 1990-12-24 1991-10-07 Electronic wallet

Publications (1)

Publication Number Publication Date
GR3032864T3 true GR3032864T3 (en) 2000-07-31

Family

ID=24536633

Family Applications (1)

Application Number Title Priority Date Filing Date
GR20000400556T GR3032864T3 (en) 1990-12-24 2000-03-03 Electronic wallet.

Country Status (10)

Country Link
EP (2) EP0940760A1 (el)
JP (1) JP3010069B2 (el)
KR (1) KR970007003B1 (el)
AT (1) ATE188562T1 (el)
CA (1) CA2096730C (el)
DE (1) DE69131897T2 (el)
DK (1) DK0564469T3 (el)
ES (1) ES2141092T3 (el)
GR (1) GR3032864T3 (el)
WO (1) WO1992011598A1 (el)

Families Citing this family (46)

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IT1264927B1 (it) * 1993-07-12 1996-10-17 Bancari Servizi Ssb Spa Terminale portatile particolarmente studiato per effettuare con criteri di massima sicurezza operazioni di acquisto di addebito e/o di
AUPM350794A0 (en) * 1994-01-25 1994-02-17 Dynamic Data Systems Pty Ltd Funds transaction device
JP2006325246A (ja) * 1994-09-30 2006-11-30 Intarsia Software Llc デジタルキャッシュ管理システム
EP0715241B1 (en) 1994-10-27 2004-01-14 Mitsubishi Corporation Apparatus for data copyright management system
US6039250A (en) * 1995-07-06 2000-03-21 Hitachi, Ltd. Electronic money sending system
WO1997021181A1 (fr) * 1995-12-07 1997-06-12 Ibix Corporation Dispositif fournissant un son d'identification et systeme d'authentification
JPH09212565A (ja) * 1996-02-07 1997-08-15 Nec Corp 無線携帯端末システム
JPH09237299A (ja) * 1996-02-29 1997-09-09 Hitachi Ltd 電子財布
WO1997041541A1 (en) * 1996-04-26 1997-11-06 Verifone, Inc. A system, method and article of manufacture for network electronic payment and credit collection utilizing a payment instrument holder
DE69726138T2 (de) * 1996-04-26 2004-09-09 Hewlett-Packard Co., Fort Collins Ein system und verfahren zum einrichten von elektronischem bezahlen und krediteinzug über ein netzwerk unter verwendung eines zahlungsmittelhalters
US6016484A (en) * 1996-04-26 2000-01-18 Verifone, Inc. System, method and article of manufacture for network electronic payment instrument and certification of payment and credit collection utilizing a payment
KR100207596B1 (ko) * 1996-09-13 1999-07-15 윤종용 카드 가맹점용 전자식 지불 단말기
JP3660101B2 (ja) * 1996-11-14 2005-06-15 松下電器産業株式会社 パーソナル電子決済システム
US6314519B1 (en) * 1997-12-22 2001-11-06 Motorola, Inc. Secure messaging system overlay for a selective call signaling system
US6038549A (en) * 1997-12-22 2000-03-14 Motorola Inc Portable 1-way wireless financial messaging unit
US6850916B1 (en) * 1998-04-27 2005-02-01 Esignx Corporation Portable electronic charge and authorization devices and methods therefor
US6424845B1 (en) 1998-06-19 2002-07-23 Ncr Corporation Portable communication device
DE19841862A1 (de) * 1998-09-14 2000-03-16 Andreas W Wieland Inegration von Chipkartenfunktionen in ein mobiles Kommunikationsgerät
WO2000028494A1 (en) * 1998-11-11 2000-05-18 Ncr International, Inc. Digital data interchange devices and networks
JP2000184085A (ja) 1998-12-18 2000-06-30 Fujitsu Ltd 携帯機器、携帯端末用アタッチメント及び携帯機器を用いたシステム
US7181429B1 (en) 1999-04-27 2007-02-20 Booil Mobil Telecomm. Corp. Apparatus and method for storing electronic money
KR100554695B1 (ko) * 1999-12-10 2006-02-22 엔티티 도꼬모 인코퍼레이티드 이동통신단말
ES2160077B1 (es) * 1999-12-11 2003-04-01 Tejada Luis Andres Sevilla Maquina fabrica de cheques y medios de pago.
AU4274801A (en) * 2000-03-22 2001-10-03 Vasara Research Inc. Communication system
KR20090116813A (ko) 2000-04-24 2009-11-11 비자 인터내셔날 써비스 어쏘시에이션 온라인 지불인 인증 서비스
WO2001088782A1 (fr) * 2000-05-19 2001-11-22 E-Mark Systems Inc. Systeme et dispositif d'etablissement de donnees electriques et terminal
JP3437148B2 (ja) * 2000-06-13 2003-08-18 株式会社エイティング 携帯端末による電子決済方法
WO2001097118A1 (fr) * 2000-06-14 2001-12-20 Takako Jogu Procede de reglement par telephone mobile et telephone mobile
JPWO2002008981A1 (ja) * 2000-07-25 2004-01-08 株式会社イマージュメディアデザイン 商取引方法およびネットワーク端末並びに商取引システム
WO2002011004A1 (fr) 2000-07-27 2002-02-07 Yozan Inc. Dispositif de gestion d'authentification, et terminal de communication de magasin
JP2002041883A (ja) * 2000-07-27 2002-02-08 Nabelin Co Ltd オンライン購買業務管理システム
JP2002109425A (ja) * 2000-09-29 2002-04-12 Mitsubishi Electric Corp 電子マネ−、電子販売店及び電子銀行
JP2002197388A (ja) * 2000-10-11 2002-07-12 Nec Corp 決済方法、決済システムおよび携帯電話機
JP2002149962A (ja) * 2000-11-10 2002-05-24 Nec Corp 携帯端末を用いた入出金管理方法及び入出金管理システム
JP2002189855A (ja) * 2000-11-13 2002-07-05 Exit Inc 無線電話、無線電話の使用方法、無線電話を用いた決済システム、無線電話を用いた決済方法、およびプログラム
JP2001357228A (ja) * 2000-12-20 2001-12-26 Exit Inc 無線電話、無線電話の使用方法、無線電話を用いた販売システム、無線電話を用いた販売方法、およびプログラム
JPWO2002057974A1 (ja) * 2001-01-18 2004-05-27 富士通株式会社 即時決済装置
US7707120B2 (en) 2002-04-17 2010-04-27 Visa International Service Association Mobile account authentication service
US8930270B2 (en) 2002-07-30 2015-01-06 Aol Inc. Smart payment instrument selection
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US7346587B2 (en) 2002-12-06 2008-03-18 Aol Llc Intelligent method of order completion in an e-commerce environment based on availability of stored billing information
US20060136717A1 (en) 2004-12-20 2006-06-22 Mark Buer System and method for authentication via a proximate device
US8295484B2 (en) 2004-12-21 2012-10-23 Broadcom Corporation System and method for securing data from a remote input device
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JP2509470B2 (ja) * 1986-06-18 1996-06-19 株式会社 タツノ・メカトロニクス 販売金額清算システム
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US4910696A (en) * 1988-01-27 1990-03-20 Grossman Kurt W Computerized personal portable account register
FR2636153B2 (fr) * 1988-06-08 1992-10-09 Parienti Raoul Carte a puce bi-module memoire et son dispositif d'utilisation a distance

Also Published As

Publication number Publication date
CA2096730A1 (en) 1992-06-25
EP0564469A4 (en) 1994-05-25
CA2096730C (en) 1996-07-09
EP0564469B1 (en) 2000-01-05
EP0940760A1 (en) 1999-09-08
WO1992011598A1 (en) 1992-07-09
ES2141092T3 (es) 2000-03-16
ATE188562T1 (de) 2000-01-15
EP0564469A1 (en) 1993-10-13
DE69131897T2 (de) 2000-10-26
JPH06501329A (ja) 1994-02-10
DK0564469T3 (da) 2000-06-19
DE69131897D1 (de) 2000-02-10
KR970007003B1 (ko) 1997-05-01
JP3010069B2 (ja) 2000-02-14
KR930703647A (ko) 1993-11-30

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