FI109505B - Pankkipalvelujen käyttö digitaalisessa solukkoradiojärjestelmässä - Google Patents

Pankkipalvelujen käyttö digitaalisessa solukkoradiojärjestelmässä Download PDF

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Publication number
FI109505B
FI109505B FI971224A FI971224A FI109505B FI 109505 B FI109505 B FI 109505B FI 971224 A FI971224 A FI 971224A FI 971224 A FI971224 A FI 971224A FI 109505 B FI109505 B FI 109505B
Authority
FI
Finland
Prior art keywords
short message
service
user
banking
information
Prior art date
Application number
FI971224A
Other languages
English (en)
Finnish (fi)
Swedish (sv)
Other versions
FI971224A0 (fi
FI971224A (fi
Inventor
Seppo Ensio Lahti
Sami Pekka Telama
Petri Juhani Larjava
Sirpa Marja-Terttu Liukkonen
Original Assignee
Fd Finanssidata Oy
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Family has litigation
First worldwide family litigation filed litigation Critical https://patents.darts-ip.com/?family=8548457&utm_source=google_patent&utm_medium=platform_link&utm_campaign=public_patent_search&patent=FI109505(B) "Global patent litigation dataset” by Darts-ip is licensed under a Creative Commons Attribution 4.0 International License.
Application filed by Fd Finanssidata Oy filed Critical Fd Finanssidata Oy
Priority to FI971224A priority Critical patent/FI109505B/fi
Publication of FI971224A0 publication Critical patent/FI971224A0/fi
Priority to AU65019/98A priority patent/AU6501998A/en
Priority to PCT/FI1998/000250 priority patent/WO1998042173A2/fr
Priority to EP98910763A priority patent/EP0972275A2/fr
Publication of FI971224A publication Critical patent/FI971224A/fi
Application granted granted Critical
Publication of FI109505B publication Critical patent/FI109505B/fi

Links

Classifications

    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/0866—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means by active credit-cards adapted therefor
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G06Q20/3223—Realising banking transactions through M-devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/325—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices using wireless networks
    • G06Q20/3255—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices using wireless networks using mobile network messaging services for payment, e.g. SMS
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
    • G06Q20/363—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes with the personal data of a user

Landscapes

  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • Strategic Management (AREA)
  • Theoretical Computer Science (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Finance (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Mobile Radio Communication Systems (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
FI971224A 1997-03-24 1997-03-24 Pankkipalvelujen käyttö digitaalisessa solukkoradiojärjestelmässä FI109505B (fi)

Priority Applications (4)

Application Number Priority Date Filing Date Title
FI971224A FI109505B (fi) 1997-03-24 1997-03-24 Pankkipalvelujen käyttö digitaalisessa solukkoradiojärjestelmässä
AU65019/98A AU6501998A (en) 1997-03-24 1998-03-23 Use of banking services in a digital cellular radio system
PCT/FI1998/000250 WO1998042173A2 (fr) 1997-03-24 1998-03-23 Utilisation de services bancaires grace a un systeme radioelectrique numerique a cellules
EP98910763A EP0972275A2 (fr) 1997-03-24 1998-03-23 Utilisation de services bancaires grace a un systeme radioelectrique numerique a cellules

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
FI971224A FI109505B (fi) 1997-03-24 1997-03-24 Pankkipalvelujen käyttö digitaalisessa solukkoradiojärjestelmässä
FI971224 1997-03-24

Publications (3)

Publication Number Publication Date
FI971224A0 FI971224A0 (fi) 1997-03-24
FI971224A FI971224A (fi) 1998-09-25
FI109505B true FI109505B (fi) 2002-08-15

Family

ID=8548457

Family Applications (1)

Application Number Title Priority Date Filing Date
FI971224A FI109505B (fi) 1997-03-24 1997-03-24 Pankkipalvelujen käyttö digitaalisessa solukkoradiojärjestelmässä

Country Status (4)

Country Link
EP (1) EP0972275A2 (fr)
AU (1) AU6501998A (fr)
FI (1) FI109505B (fr)
WO (1) WO1998042173A2 (fr)

Families Citing this family (44)

* Cited by examiner, † Cited by third party
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FR2771875B1 (fr) * 1997-11-04 2000-04-14 Gilles Jean Antoine Kremer Procede de transmission d'information et serveur informatique le mettant en oeuvre
US6230002B1 (en) 1997-11-19 2001-05-08 Telefonaktiebolaget L M Ericsson (Publ) Method, and associated apparatus, for selectively permitting access by a mobile terminal to a packet data network
FR2787273B1 (fr) 1998-12-14 2001-02-16 Sagem Procede de paiement securise
FR2788909B1 (fr) 1999-01-27 2004-02-20 France Telecom Procede d'authentification ou de signature a nombre de calculs reduit
FR2790162B1 (fr) * 1999-02-19 2001-04-13 France Telecom Procede de telepaiement et systeme pour la mise en oeuvre de ce procede
SE513773C2 (sv) * 1999-03-19 2000-11-06 Ericsson Telefon Ab L M Metod och system för elektronisk handel
CN1367913A (zh) 1999-03-30 2002-09-04 马克·拉塞尔·阿蒂 实施金融交易的方法
EP1047028A1 (fr) * 1999-04-19 2000-10-25 TELEFONAKTIEBOLAGET LM ERICSSON (publ) Système et méthode de communication pour traiter efficacement des transactions électroniques dans des réseaux de communication mobile
AU768342B2 (en) * 1999-05-03 2003-12-11 Swisscom Mobile Ag Method of assigning value codes
FI991105A (fi) 1999-05-14 2000-11-15 Nokia Networks Oy Menetelmä ja digitaalinen matkaviestinjärjestelmä
US6816724B1 (en) 1999-12-28 2004-11-09 Nokia Corporation Apparatus, and associated method, for remotely effectuating a transaction service
WO2001055981A1 (fr) * 2000-01-28 2001-08-02 Fundamo (Proprietary) Limited Systeme bancaire avec identification amelioree des comptes financiers
FI20001054A (fi) 2000-05-05 2001-11-06 Sonera Oyj Digitaalinen maksumääräys
DE10034700B4 (de) * 2000-05-18 2005-10-27 Bally Wulff Holding Gmbh & Co. Kg Verfahren zum automatischen Verarbeiten von SMS-Nachrichten und Vorrichtung
EP1180741A3 (fr) * 2000-08-15 2004-01-02 Rohm And Haas Company Système et méthode flexible pour standardiser les communications et préneur de decisions par des procédés d'affairs multiples
GB2366432A (en) * 2000-09-04 2002-03-06 Sonera Smarttrust Oy Secure electronic payment system
WO2002037355A2 (fr) * 2000-11-03 2002-05-10 Tomas Mulet Valles Procede pour realiser des transactions economiques dans un reseau de telecommunications
WO2002039342A1 (fr) * 2000-11-08 2002-05-16 Matsushita Electric Industrial Co., Ltd. Systeme de banque de valeurs electroniques privees
GB0027922D0 (en) * 2000-11-15 2001-01-03 Haidar Mahmoud N Y Electronic payment and associated systems
NL1016853C2 (nl) * 2000-12-12 2002-06-13 Koninkl Kpn Nv Methode voor de afname van diensten en de controle daarop, gebruikmakend van een mobiele terminal.
JP4560237B2 (ja) * 2001-05-24 2010-10-13 サンデン株式会社 自動販売機を利用した入金システム
SE523979C2 (sv) * 2001-07-02 2004-06-08 Telia Ab System och förfarande för mobil elektronisk handel
GB0118709D0 (en) * 2001-08-01 2001-09-26 Roke Manor Research Data transfer method
EP1293944A1 (fr) * 2001-09-17 2003-03-19 Koninklijke KPN N.V. Dispositif et méthode pour le télécommerce avec des profils clients
EP1293923A3 (fr) * 2001-09-17 2005-04-13 Koninklijke KPN N.V. Dispositif et méthode pour télécommerce avec des profils de clients
HU224788B1 (hu) * 2002-02-07 2006-02-28 Enigma Software Rt Architektúra kiterjedt ügyfélkörben végrehajtható bankkártyás fizetési tranzakciók egyszerûsített hardverigényû lebonyolításához, tranzakciós terminálegység, bõvített funkciós SIM kártya, valamint eljárások megszemélyesítésre és tranzakciók lebonyolítására
BG65608B1 (bg) * 2002-04-29 2009-02-27 ПОПОВ Красимир Метод за разплащане чрез комуникационен оператор
KR20030090435A (ko) * 2002-05-23 2003-11-28 에스케이 텔레콤주식회사 금융 거래 시스템 및 방법
BG106813A (en) * 2002-06-12 2005-04-30 СТОЯНОВ Румен Method for mobile payments
WO2003107283A1 (fr) * 2002-06-18 2003-12-24 Telefonaktiebolaget L M Ericsson (Publ) Operations coordonnees en parallele dans des domaines prives
CA2406880A1 (fr) 2002-10-04 2004-04-04 Ibm Canada Limited-Ibm Canada Limitee Methode et appareil produisant des messages de commerce electronique au moyen du sms
WO2004032542A2 (fr) * 2002-10-04 2004-04-15 International Business Machines Corporation Procede et appareil pour message de commerce electronique utilisant des sms
FI20021951A (fi) * 2002-11-01 2004-05-02 Meridea Financial Software Oy Palvelun, erityisesti finanssipalvelun, toteuttaminen verkossa, jossa on kannettavia päätelaitteita
PT1437668E (pt) * 2003-01-08 2007-02-28 Rolf Krause Processo para o pagamento de bens ou serviços por transferência através de um terminal de telecomunicações móveis
KR100692954B1 (ko) * 2003-12-18 2007-03-12 이처닷컴 주식회사 모바일 금융 단말기의 핀 블록 시스템 및 방법
WO2006095250A1 (fr) * 2005-03-11 2006-09-14 Firstrand Bank Limited Systeme et procede bancaire mobile
CA2608596A1 (fr) * 2006-01-20 2007-07-26 Ajay Adiseshann Procede et systeme pour effectuer un paiement au moyen d'un dispositif de communication mobile
WO2008061151A2 (fr) * 2006-11-14 2008-05-22 Globaltel Media, Inc. Procédé et système de paiement de mobile à mobile
US8443424B2 (en) 2007-02-08 2013-05-14 Scipioo Holding B.V. Method and system for reducing the proliferation of electronic messages
WO2008097077A1 (fr) * 2007-02-08 2008-08-14 Dlb Finance & Consultancy B.V. Procede et systeme pour la reduction de la proliferation des messages electroniques
WO2008102329A2 (fr) * 2007-02-20 2008-08-28 Tr2 Holdings Limited Procédé et système de traitement d'un message sms ou d'exécution d'un traitement en réponse à un message sms provenant d'un dispositif à fonctionnalité sms
US8239921B2 (en) 2008-01-03 2012-08-07 Dlb Finance & Consultancy B.V. System and method of retrieving a service contact identifier
US8959032B2 (en) 2012-10-10 2015-02-17 Quisk, Inc. Self-authenticating peer to peer transaction
WO2014174342A1 (fr) * 2013-04-25 2014-10-30 Elharras Mohamed Paiement mobile avec authentification et non-répudiation fortes

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ES2107689T3 (es) * 1992-11-11 1997-12-01 Finland Telecom Oy Metodo para llevar a cabo transacciones financieras por medio de un sistema telefonico movil.
FI100137B (fi) * 1994-10-28 1997-09-30 Vazvan Simin Reaaliaikainen langaton telemaksujärjestelmä
FI99071C (fi) * 1995-02-15 1997-09-25 Nokia Mobile Phones Ltd Menetelmä sovellusten käyttämiseksi matkaviestimessä ja matkaviestin
SE9502607D0 (sv) * 1995-07-14 1995-07-14 Eii Konsulter Minnesgränssnitt

Also Published As

Publication number Publication date
FI971224A0 (fi) 1997-03-24
FI971224A (fi) 1998-09-25
WO1998042173A2 (fr) 1998-10-01
WO1998042173A3 (fr) 1998-12-23
AU6501998A (en) 1998-10-20
EP0972275A2 (fr) 2000-01-19

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