FI109505B - Pankkipalvelujen käyttö digitaalisessa solukkoradiojärjestelmässä - Google Patents
Pankkipalvelujen käyttö digitaalisessa solukkoradiojärjestelmässä Download PDFInfo
- Publication number
- FI109505B FI109505B FI971224A FI971224A FI109505B FI 109505 B FI109505 B FI 109505B FI 971224 A FI971224 A FI 971224A FI 971224 A FI971224 A FI 971224A FI 109505 B FI109505 B FI 109505B
- Authority
- FI
- Finland
- Prior art keywords
- short message
- service
- user
- banking
- information
- Prior art date
Links
Classifications
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
- G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
- G07F7/0866—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means by active credit-cards adapted therefor
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/04—Payment circuits
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/322—Aspects of commerce using mobile devices [M-devices]
- G06Q20/3223—Realising banking transactions through M-devices
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/325—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices using wireless networks
- G06Q20/3255—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices using wireless networks using mobile network messaging services for payment, e.g. SMS
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
- G06Q20/363—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes with the personal data of a user
Landscapes
- Business, Economics & Management (AREA)
- Engineering & Computer Science (AREA)
- Accounting & Taxation (AREA)
- Physics & Mathematics (AREA)
- General Physics & Mathematics (AREA)
- General Business, Economics & Management (AREA)
- Strategic Management (AREA)
- Theoretical Computer Science (AREA)
- Computer Networks & Wireless Communication (AREA)
- Finance (AREA)
- Development Economics (AREA)
- Economics (AREA)
- Mobile Radio Communication Systems (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
Priority Applications (4)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
FI971224A FI109505B (fi) | 1997-03-24 | 1997-03-24 | Pankkipalvelujen käyttö digitaalisessa solukkoradiojärjestelmässä |
AU65019/98A AU6501998A (en) | 1997-03-24 | 1998-03-23 | Use of banking services in a digital cellular radio system |
PCT/FI1998/000250 WO1998042173A2 (fr) | 1997-03-24 | 1998-03-23 | Utilisation de services bancaires grace a un systeme radioelectrique numerique a cellules |
EP98910763A EP0972275A2 (fr) | 1997-03-24 | 1998-03-23 | Utilisation de services bancaires grace a un systeme radioelectrique numerique a cellules |
Applications Claiming Priority (2)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
FI971224A FI109505B (fi) | 1997-03-24 | 1997-03-24 | Pankkipalvelujen käyttö digitaalisessa solukkoradiojärjestelmässä |
FI971224 | 1997-03-24 |
Publications (3)
Publication Number | Publication Date |
---|---|
FI971224A0 FI971224A0 (fi) | 1997-03-24 |
FI971224A FI971224A (fi) | 1998-09-25 |
FI109505B true FI109505B (fi) | 2002-08-15 |
Family
ID=8548457
Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
FI971224A FI109505B (fi) | 1997-03-24 | 1997-03-24 | Pankkipalvelujen käyttö digitaalisessa solukkoradiojärjestelmässä |
Country Status (4)
Country | Link |
---|---|
EP (1) | EP0972275A2 (fr) |
AU (1) | AU6501998A (fr) |
FI (1) | FI109505B (fr) |
WO (1) | WO1998042173A2 (fr) |
Families Citing this family (44)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
FR2771875B1 (fr) * | 1997-11-04 | 2000-04-14 | Gilles Jean Antoine Kremer | Procede de transmission d'information et serveur informatique le mettant en oeuvre |
US6230002B1 (en) | 1997-11-19 | 2001-05-08 | Telefonaktiebolaget L M Ericsson (Publ) | Method, and associated apparatus, for selectively permitting access by a mobile terminal to a packet data network |
FR2787273B1 (fr) | 1998-12-14 | 2001-02-16 | Sagem | Procede de paiement securise |
FR2788909B1 (fr) | 1999-01-27 | 2004-02-20 | France Telecom | Procede d'authentification ou de signature a nombre de calculs reduit |
FR2790162B1 (fr) * | 1999-02-19 | 2001-04-13 | France Telecom | Procede de telepaiement et systeme pour la mise en oeuvre de ce procede |
SE513773C2 (sv) * | 1999-03-19 | 2000-11-06 | Ericsson Telefon Ab L M | Metod och system för elektronisk handel |
CN1367913A (zh) | 1999-03-30 | 2002-09-04 | 马克·拉塞尔·阿蒂 | 实施金融交易的方法 |
EP1047028A1 (fr) * | 1999-04-19 | 2000-10-25 | TELEFONAKTIEBOLAGET LM ERICSSON (publ) | Système et méthode de communication pour traiter efficacement des transactions électroniques dans des réseaux de communication mobile |
AU768342B2 (en) * | 1999-05-03 | 2003-12-11 | Swisscom Mobile Ag | Method of assigning value codes |
FI991105A (fi) | 1999-05-14 | 2000-11-15 | Nokia Networks Oy | Menetelmä ja digitaalinen matkaviestinjärjestelmä |
US6816724B1 (en) | 1999-12-28 | 2004-11-09 | Nokia Corporation | Apparatus, and associated method, for remotely effectuating a transaction service |
WO2001055981A1 (fr) * | 2000-01-28 | 2001-08-02 | Fundamo (Proprietary) Limited | Systeme bancaire avec identification amelioree des comptes financiers |
FI20001054A (fi) | 2000-05-05 | 2001-11-06 | Sonera Oyj | Digitaalinen maksumääräys |
DE10034700B4 (de) * | 2000-05-18 | 2005-10-27 | Bally Wulff Holding Gmbh & Co. Kg | Verfahren zum automatischen Verarbeiten von SMS-Nachrichten und Vorrichtung |
EP1180741A3 (fr) * | 2000-08-15 | 2004-01-02 | Rohm And Haas Company | Système et méthode flexible pour standardiser les communications et préneur de decisions par des procédés d'affairs multiples |
GB2366432A (en) * | 2000-09-04 | 2002-03-06 | Sonera Smarttrust Oy | Secure electronic payment system |
WO2002037355A2 (fr) * | 2000-11-03 | 2002-05-10 | Tomas Mulet Valles | Procede pour realiser des transactions economiques dans un reseau de telecommunications |
WO2002039342A1 (fr) * | 2000-11-08 | 2002-05-16 | Matsushita Electric Industrial Co., Ltd. | Systeme de banque de valeurs electroniques privees |
GB0027922D0 (en) * | 2000-11-15 | 2001-01-03 | Haidar Mahmoud N Y | Electronic payment and associated systems |
NL1016853C2 (nl) * | 2000-12-12 | 2002-06-13 | Koninkl Kpn Nv | Methode voor de afname van diensten en de controle daarop, gebruikmakend van een mobiele terminal. |
JP4560237B2 (ja) * | 2001-05-24 | 2010-10-13 | サンデン株式会社 | 自動販売機を利用した入金システム |
SE523979C2 (sv) * | 2001-07-02 | 2004-06-08 | Telia Ab | System och förfarande för mobil elektronisk handel |
GB0118709D0 (en) * | 2001-08-01 | 2001-09-26 | Roke Manor Research | Data transfer method |
EP1293944A1 (fr) * | 2001-09-17 | 2003-03-19 | Koninklijke KPN N.V. | Dispositif et méthode pour le télécommerce avec des profils clients |
EP1293923A3 (fr) * | 2001-09-17 | 2005-04-13 | Koninklijke KPN N.V. | Dispositif et méthode pour télécommerce avec des profils de clients |
HU224788B1 (hu) * | 2002-02-07 | 2006-02-28 | Enigma Software Rt | Architektúra kiterjedt ügyfélkörben végrehajtható bankkártyás fizetési tranzakciók egyszerûsített hardverigényû lebonyolításához, tranzakciós terminálegység, bõvített funkciós SIM kártya, valamint eljárások megszemélyesítésre és tranzakciók lebonyolítására |
BG65608B1 (bg) * | 2002-04-29 | 2009-02-27 | ПОПОВ Красимир | Метод за разплащане чрез комуникационен оператор |
KR20030090435A (ko) * | 2002-05-23 | 2003-11-28 | 에스케이 텔레콤주식회사 | 금융 거래 시스템 및 방법 |
BG106813A (en) * | 2002-06-12 | 2005-04-30 | СТОЯНОВ Румен | Method for mobile payments |
WO2003107283A1 (fr) * | 2002-06-18 | 2003-12-24 | Telefonaktiebolaget L M Ericsson (Publ) | Operations coordonnees en parallele dans des domaines prives |
CA2406880A1 (fr) | 2002-10-04 | 2004-04-04 | Ibm Canada Limited-Ibm Canada Limitee | Methode et appareil produisant des messages de commerce electronique au moyen du sms |
WO2004032542A2 (fr) * | 2002-10-04 | 2004-04-15 | International Business Machines Corporation | Procede et appareil pour message de commerce electronique utilisant des sms |
FI20021951A (fi) * | 2002-11-01 | 2004-05-02 | Meridea Financial Software Oy | Palvelun, erityisesti finanssipalvelun, toteuttaminen verkossa, jossa on kannettavia päätelaitteita |
PT1437668E (pt) * | 2003-01-08 | 2007-02-28 | Rolf Krause | Processo para o pagamento de bens ou serviços por transferência através de um terminal de telecomunicações móveis |
KR100692954B1 (ko) * | 2003-12-18 | 2007-03-12 | 이처닷컴 주식회사 | 모바일 금융 단말기의 핀 블록 시스템 및 방법 |
WO2006095250A1 (fr) * | 2005-03-11 | 2006-09-14 | Firstrand Bank Limited | Systeme et procede bancaire mobile |
CA2608596A1 (fr) * | 2006-01-20 | 2007-07-26 | Ajay Adiseshann | Procede et systeme pour effectuer un paiement au moyen d'un dispositif de communication mobile |
WO2008061151A2 (fr) * | 2006-11-14 | 2008-05-22 | Globaltel Media, Inc. | Procédé et système de paiement de mobile à mobile |
US8443424B2 (en) | 2007-02-08 | 2013-05-14 | Scipioo Holding B.V. | Method and system for reducing the proliferation of electronic messages |
WO2008097077A1 (fr) * | 2007-02-08 | 2008-08-14 | Dlb Finance & Consultancy B.V. | Procede et systeme pour la reduction de la proliferation des messages electroniques |
WO2008102329A2 (fr) * | 2007-02-20 | 2008-08-28 | Tr2 Holdings Limited | Procédé et système de traitement d'un message sms ou d'exécution d'un traitement en réponse à un message sms provenant d'un dispositif à fonctionnalité sms |
US8239921B2 (en) | 2008-01-03 | 2012-08-07 | Dlb Finance & Consultancy B.V. | System and method of retrieving a service contact identifier |
US8959032B2 (en) | 2012-10-10 | 2015-02-17 | Quisk, Inc. | Self-authenticating peer to peer transaction |
WO2014174342A1 (fr) * | 2013-04-25 | 2014-10-30 | Elharras Mohamed | Paiement mobile avec authentification et non-répudiation fortes |
Family Cites Families (4)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
ES2107689T3 (es) * | 1992-11-11 | 1997-12-01 | Finland Telecom Oy | Metodo para llevar a cabo transacciones financieras por medio de un sistema telefonico movil. |
FI100137B (fi) * | 1994-10-28 | 1997-09-30 | Vazvan Simin | Reaaliaikainen langaton telemaksujärjestelmä |
FI99071C (fi) * | 1995-02-15 | 1997-09-25 | Nokia Mobile Phones Ltd | Menetelmä sovellusten käyttämiseksi matkaviestimessä ja matkaviestin |
SE9502607D0 (sv) * | 1995-07-14 | 1995-07-14 | Eii Konsulter | Minnesgränssnitt |
-
1997
- 1997-03-24 FI FI971224A patent/FI109505B/fi active
-
1998
- 1998-03-23 WO PCT/FI1998/000250 patent/WO1998042173A2/fr active Search and Examination
- 1998-03-23 EP EP98910763A patent/EP0972275A2/fr not_active Ceased
- 1998-03-23 AU AU65019/98A patent/AU6501998A/en not_active Abandoned
Also Published As
Publication number | Publication date |
---|---|
FI971224A0 (fi) | 1997-03-24 |
FI971224A (fi) | 1998-09-25 |
WO1998042173A2 (fr) | 1998-10-01 |
WO1998042173A3 (fr) | 1998-12-23 |
AU6501998A (en) | 1998-10-20 |
EP0972275A2 (fr) | 2000-01-19 |
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