AU6501998A - Use of banking services in a digital cellular radio system - Google Patents

Use of banking services in a digital cellular radio system

Info

Publication number
AU6501998A
AU6501998A AU65019/98A AU6501998A AU6501998A AU 6501998 A AU6501998 A AU 6501998A AU 65019/98 A AU65019/98 A AU 65019/98A AU 6501998 A AU6501998 A AU 6501998A AU 6501998 A AU6501998 A AU 6501998A
Authority
AU
Australia
Prior art keywords
radio system
cellular radio
digital cellular
banking services
banking
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Abandoned
Application number
AU65019/98A
Inventor
Seppo Ensio Lahti
Petri Juhani Larjava
Sirpa Marja-Terttu Liukkonen
Sami Pekka Telama
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
FD Finanssidata Oy
Original Assignee
FD Finanssidata Oy
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Family has litigation
First worldwide family litigation filed litigation Critical https://patents.darts-ip.com/?family=8548457&utm_source=google_patent&utm_medium=platform_link&utm_campaign=public_patent_search&patent=AU6501998(A) "Global patent litigation dataset” by Darts-ip is licensed under a Creative Commons Attribution 4.0 International License.
Application filed by FD Finanssidata Oy filed Critical FD Finanssidata Oy
Publication of AU6501998A publication Critical patent/AU6501998A/en
Abandoned legal-status Critical Current

Links

Classifications

    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/0866—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means by active credit-cards adapted therefor
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G06Q20/3223—Realising banking transactions through M-devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/325—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices using wireless networks
    • G06Q20/3255—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices using wireless networks using mobile network messaging services for payment, e.g. SMS
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
    • G06Q20/363—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes with the personal data of a user

Landscapes

  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • Strategic Management (AREA)
  • Theoretical Computer Science (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Finance (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Mobile Radio Communication Systems (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
AU65019/98A 1997-03-24 1998-03-23 Use of banking services in a digital cellular radio system Abandoned AU6501998A (en)

Applications Claiming Priority (3)

Application Number Priority Date Filing Date Title
FI971224A FI109505B (en) 1997-03-24 1997-03-24 Use of banking services in a digital cellular radio system
FI971224 1997-03-24
PCT/FI1998/000250 WO1998042173A2 (en) 1997-03-24 1998-03-23 Use of banking services in a digital cellular radio system

Publications (1)

Publication Number Publication Date
AU6501998A true AU6501998A (en) 1998-10-20

Family

ID=8548457

Family Applications (1)

Application Number Title Priority Date Filing Date
AU65019/98A Abandoned AU6501998A (en) 1997-03-24 1998-03-23 Use of banking services in a digital cellular radio system

Country Status (4)

Country Link
EP (1) EP0972275A2 (en)
AU (1) AU6501998A (en)
FI (1) FI109505B (en)
WO (1) WO1998042173A2 (en)

Families Citing this family (44)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
FR2771875B1 (en) * 1997-11-04 2000-04-14 Gilles Jean Antoine Kremer METHOD FOR TRANSMITTING INFORMATION AND COMPUTER SERVER IMPLEMENTING IT
US6230002B1 (en) 1997-11-19 2001-05-08 Telefonaktiebolaget L M Ericsson (Publ) Method, and associated apparatus, for selectively permitting access by a mobile terminal to a packet data network
FR2787273B1 (en) 1998-12-14 2001-02-16 Sagem SECURE PAYMENT PROCESS
FR2788909B1 (en) 1999-01-27 2004-02-20 France Telecom AUTHENTICATION OR SIGNATURE PROCESS WITH REDUCED NUMBER OF CALCULATIONS
FR2790162B1 (en) * 1999-02-19 2001-04-13 France Telecom TELEPAYMENT PROCEDURE AND SYSTEM FOR IMPLEMENTING THIS PROCESS
SE513773C2 (en) * 1999-03-19 2000-11-06 Ericsson Telefon Ab L M Method and system for electronic commerce
CN1367913A (en) 1999-03-30 2002-09-04 马克·拉塞尔·阿蒂 Method of conducting financial transactions
EP1047028A1 (en) * 1999-04-19 2000-10-25 TELEFONAKTIEBOLAGET LM ERICSSON (publ) Communication system and method for efficiently processing electronical transactions in mobile communication networks
AU768342B2 (en) * 1999-05-03 2003-12-11 Swisscom Mobile Ag Method of assigning value codes
FI991105A (en) 1999-05-14 2000-11-15 Nokia Networks Oy Method and digital mobile communication system
US6816724B1 (en) 1999-12-28 2004-11-09 Nokia Corporation Apparatus, and associated method, for remotely effectuating a transaction service
WO2001055981A1 (en) * 2000-01-28 2001-08-02 Fundamo (Proprietary) Limited Banking system with enhanced identification of financial accounts
FI20001054A (en) 2000-05-05 2001-11-06 Sonera Oyj Digital payment order
DE10034700B4 (en) * 2000-05-18 2005-10-27 Bally Wulff Holding Gmbh & Co. Kg Automatic processing of short message service (SMS) messages by use of server equipment
EP1180741A3 (en) * 2000-08-15 2004-01-02 Rohm And Haas Company Flexible system and method for standardizing communications and decision-making across multiple business processes
GB2366432A (en) * 2000-09-04 2002-03-06 Sonera Smarttrust Oy Secure electronic payment system
WO2002037355A2 (en) * 2000-11-03 2002-05-10 Tomas Mulet Valles A method to carry out economic transactions through a telecommunications network
WO2002039342A1 (en) * 2000-11-08 2002-05-16 Matsushita Electric Industrial Co., Ltd. Private electronic value bank system
GB0027922D0 (en) * 2000-11-15 2001-01-03 Haidar Mahmoud N Y Electronic payment and associated systems
NL1016853C2 (en) * 2000-12-12 2002-06-13 Koninkl Kpn Nv Method for the purchase of services and the control thereof, using a mobile terminal.
JP4560237B2 (en) * 2001-05-24 2010-10-13 サンデン株式会社 Deposit system using vending machines
SE523979C2 (en) * 2001-07-02 2004-06-08 Telia Ab Mobile electronic commerce system and procedure
GB0118709D0 (en) * 2001-08-01 2001-09-26 Roke Manor Research Data transfer method
EP1293944A1 (en) * 2001-09-17 2003-03-19 Koninklijke KPN N.V. Arrangement and method for tele-commerce with client profiles
EP1293923A3 (en) * 2001-09-17 2005-04-13 Koninklijke KPN N.V. Arrangement and method for tele-commerce with client profiles
HU224788B1 (en) * 2002-02-07 2006-02-28 Enigma Software Rt Architecture for arranging bank card transaction requiring simplified hardware in a large customer base, transaction terminal unit, sim card with extended function, as well as, method for personalizing and performing transactions
BG65608B1 (en) * 2002-04-29 2009-02-27 ПОПОВ Красимир Method of payment through a communications operator
KR20030090435A (en) * 2002-05-23 2003-11-28 에스케이 텔레콤주식회사 System and method for financial transaction
BG106813A (en) * 2002-06-12 2005-04-30 СТОЯНОВ Румен Method for mobile payments
WO2003107283A1 (en) * 2002-06-18 2003-12-24 Telefonaktiebolaget L M Ericsson (Publ) Parallel coordinated operations in private domains
CA2406880A1 (en) 2002-10-04 2004-04-04 Ibm Canada Limited-Ibm Canada Limitee Method and apparatus for an ecommerce message using sms
WO2004032542A2 (en) * 2002-10-04 2004-04-15 International Business Machines Corporation Method and apparatus for an e-commerce message using sms
FI20021951A (en) * 2002-11-01 2004-05-02 Meridea Financial Software Oy The realization of a service, in particular a financial service, in a network comprising portable terminals
PT1437668E (en) * 2003-01-08 2007-02-28 Rolf Krause Method for conducting a cashless payment of goods or services using a mobile radio terminal
KR100692954B1 (en) * 2003-12-18 2007-03-12 이처닷컴 주식회사 System and method for pin blocking on terminal for mobile finance
WO2006095250A1 (en) * 2005-03-11 2006-09-14 Firstrand Bank Limited Mobile banking system and method
CA2608596A1 (en) * 2006-01-20 2007-07-26 Ajay Adiseshann Method and system for making a payment through a mobile communication device
WO2008061151A2 (en) * 2006-11-14 2008-05-22 Globaltel Media, Inc. Mobile-to-mobile payment system and method
US8443424B2 (en) 2007-02-08 2013-05-14 Scipioo Holding B.V. Method and system for reducing the proliferation of electronic messages
WO2008097077A1 (en) * 2007-02-08 2008-08-14 Dlb Finance & Consultancy B.V. Method and system for reducing the proliferation of electronic messages
WO2008102329A2 (en) * 2007-02-20 2008-08-28 Tr2 Holdings Limited A method and a system for processing an sms message or for carrying out a process in response to an sms message from an sms enabled device
US8239921B2 (en) 2008-01-03 2012-08-07 Dlb Finance & Consultancy B.V. System and method of retrieving a service contact identifier
US8959032B2 (en) 2012-10-10 2015-02-17 Quisk, Inc. Self-authenticating peer to peer transaction
WO2014174342A1 (en) * 2013-04-25 2014-10-30 Elharras Mohamed Mobile payment with strong authentication and non repudiation

Family Cites Families (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
ES2107689T3 (en) * 1992-11-11 1997-12-01 Finland Telecom Oy METHOD TO CARRY OUT FINANCIAL TRANSACTIONS THROUGH A MOBILE TELEPHONE SYSTEM.
FI100137B (en) * 1994-10-28 1997-09-30 Vazvan Simin Real-time wireless telecom payment system
FI99071C (en) * 1995-02-15 1997-09-25 Nokia Mobile Phones Ltd Procedure for use of applications in a mobile telephone as well as a mobile telephone
SE9502607D0 (en) * 1995-07-14 1995-07-14 Eii Konsulter memory Interface

Also Published As

Publication number Publication date
FI971224A0 (en) 1997-03-24
FI971224A (en) 1998-09-25
WO1998042173A2 (en) 1998-10-01
WO1998042173A3 (en) 1998-12-23
FI109505B (en) 2002-08-15
EP0972275A2 (en) 2000-01-19

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