FI20001054A - Digitaalinen maksumääräys - Google Patents
Digitaalinen maksumääräys Download PDFInfo
- Publication number
- FI20001054A FI20001054A FI20001054A FI20001054A FI20001054A FI 20001054 A FI20001054 A FI 20001054A FI 20001054 A FI20001054 A FI 20001054A FI 20001054 A FI20001054 A FI 20001054A FI 20001054 A FI20001054 A FI 20001054A
- Authority
- FI
- Finland
- Prior art keywords
- payment order
- digital payment
- digital
- order
- payment
- Prior art date
Links
Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/04—Payment circuits
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/04—Payment circuits
- G06Q20/042—Payment circuits characterized in that the payment protocol involves at least one cheque
- G06Q20/0425—Payment circuits characterized in that the payment protocol involves at least one cheque the cheque being electronic only
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
- G06Q20/102—Bill distribution or payments
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
- G06Q20/108—Remote banking, e.g. home banking
Priority Applications (5)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
FI20001054A FI20001054A (fi) | 2000-05-05 | 2000-05-05 | Digitaalinen maksumääräys |
PCT/FI2001/000428 WO2001086598A1 (en) | 2000-05-05 | 2001-05-04 | Digital payment order |
EP01931760A EP1287498A1 (en) | 2000-05-05 | 2001-05-04 | Digital payment order |
AU58463/01A AU5846301A (en) | 2000-05-05 | 2001-05-04 | Digital payment order |
US10/288,091 US8484128B2 (en) | 2000-05-05 | 2002-11-05 | Method of implementing digital payments |
Applications Claiming Priority (1)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
FI20001054A FI20001054A (fi) | 2000-05-05 | 2000-05-05 | Digitaalinen maksumääräys |
Publications (1)
Publication Number | Publication Date |
---|---|
FI20001054A true FI20001054A (fi) | 2001-11-06 |
Family
ID=8558336
Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
FI20001054A FI20001054A (fi) | 2000-05-05 | 2000-05-05 | Digitaalinen maksumääräys |
Country Status (5)
Country | Link |
---|---|
US (1) | US8484128B2 (fi) |
EP (1) | EP1287498A1 (fi) |
AU (1) | AU5846301A (fi) |
FI (1) | FI20001054A (fi) |
WO (1) | WO2001086598A1 (fi) |
Families Citing this family (46)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
EP1180748A1 (de) * | 2000-08-18 | 2002-02-20 | Siemens Aktiengesellschaft | Verfahren und Anordnung zur Übertagung eines elektronischen Geldbetrages aus einem Guthabenspeicher per WAP |
GB0027922D0 (en) * | 2000-11-15 | 2001-01-03 | Haidar Mahmoud N Y | Electronic payment and associated systems |
DE50207996D1 (de) * | 2002-02-18 | 2006-10-12 | Siemens Ag | Vergebührungsvorrichtung für Telekommunikations-Endgeräte und zugehörige vermittlungsseitige Vergebührungsplattform |
EP1514245A1 (en) * | 2002-06-18 | 2005-03-16 | Telefonaktiebolaget LM Ericsson (publ) | Parallel coordinated operations in private domains |
DE50304351D1 (de) * | 2003-01-08 | 2006-09-07 | Siemens Ag | Verfahren zum Durchführen von Zahlungsvorgängen mittels eines Telekommunikationsnetzes |
EP1510983A1 (de) * | 2003-08-26 | 2005-03-02 | Siemens Aktiengesellschaft | Zahlungsplattform für Netzwerkbetreiber und Telekommunikationsendgeräte zur Realisierung eines elektronischen Zahlungsverkehrs sowie zugehörige Verfahren |
US20050097046A1 (en) | 2003-10-30 | 2005-05-05 | Singfield Joy S. | Wireless electronic check deposit scanning and cashing machine with web-based online account cash management computer application system |
BE1016964A3 (fr) * | 2006-01-25 | 2007-11-06 | Zurstrassen Jean Guillaume | Methode et systeme de paiements electroniques entre porte-monnaies electroniques. |
US7873200B1 (en) | 2006-10-31 | 2011-01-18 | United Services Automobile Association (Usaa) | Systems and methods for remote deposit of checks |
US8708227B1 (en) | 2006-10-31 | 2014-04-29 | United Services Automobile Association (Usaa) | Systems and methods for remote deposit of checks |
CN101647040A (zh) | 2006-12-26 | 2010-02-10 | 维萨美国股份有限公司 | 使用别名的移动支付系统和方法 |
US8615426B2 (en) | 2006-12-26 | 2013-12-24 | Visa U.S.A. Inc. | Coupon offers from multiple entities |
US9940627B2 (en) | 2006-12-26 | 2018-04-10 | Visa U.S.A. Inc. | Mobile coupon method and system |
US7848980B2 (en) * | 2006-12-26 | 2010-12-07 | Visa U.S.A. Inc. | Mobile payment system and method using alias |
AU2008204849B2 (en) | 2007-01-09 | 2011-12-08 | Visa U.S.A. Inc. | Contactless transaction |
US10380559B1 (en) | 2007-03-15 | 2019-08-13 | United Services Automobile Association (Usaa) | Systems and methods for check representment prevention |
US20100106643A1 (en) * | 2007-06-22 | 2010-04-29 | Ajay Adiseshann | Method and system for performing a monetary transaction through a mobile communication device |
US8170527B2 (en) | 2007-09-26 | 2012-05-01 | Visa U.S.A. Inc. | Real-time balance on a mobile phone |
US9058512B1 (en) | 2007-09-28 | 2015-06-16 | United Services Automobile Association (Usaa) | Systems and methods for digital signature detection |
CN101136094A (zh) * | 2007-09-29 | 2008-03-05 | 腾讯科技(深圳)有限公司 | 一种电子商务交易方法及系统 |
US9159101B1 (en) | 2007-10-23 | 2015-10-13 | United Services Automobile Association (Usaa) | Image processing |
US9892454B1 (en) | 2007-10-23 | 2018-02-13 | United Services Automobile Association (Usaa) | Systems and methods for obtaining an image of a check to be deposited |
US9898778B1 (en) | 2007-10-23 | 2018-02-20 | United Services Automobile Association (Usaa) | Systems and methods for obtaining an image of a check to be deposited |
US10380562B1 (en) | 2008-02-07 | 2019-08-13 | United Services Automobile Association (Usaa) | Systems and methods for mobile deposit of negotiable instruments |
WO2009136406A2 (en) * | 2008-05-05 | 2009-11-12 | Shree Mishra | Method and apparatus of multi-currency pin based sms based payments or e-commerce payments through mobile currency |
US9715709B2 (en) | 2008-05-09 | 2017-07-25 | Visa International Services Association | Communication device including multi-part alias identifier |
US9542687B2 (en) | 2008-06-26 | 2017-01-10 | Visa International Service Association | Systems and methods for visual representation of offers |
US10504185B1 (en) | 2008-09-08 | 2019-12-10 | United Services Automobile Association (Usaa) | Systems and methods for live video financial deposit |
US10706402B2 (en) | 2008-09-22 | 2020-07-07 | Visa International Service Association | Over the air update of payment transaction data stored in secure memory |
US9824355B2 (en) | 2008-09-22 | 2017-11-21 | Visa International Service Association | Method of performing transactions with contactless payment devices using pre-tap and two-tap operations |
US8977567B2 (en) | 2008-09-22 | 2015-03-10 | Visa International Service Association | Recordation of electronic payment transaction information |
US10956728B1 (en) | 2009-03-04 | 2021-03-23 | United Services Automobile Association (Usaa) | Systems and methods of check processing with background removal |
US9779392B1 (en) * | 2009-08-19 | 2017-10-03 | United Services Automobile Association (Usaa) | Apparatuses, methods and systems for a publishing and subscribing platform of depositing negotiable instruments |
US8699779B1 (en) | 2009-08-28 | 2014-04-15 | United Services Automobile Association (Usaa) | Systems and methods for alignment of check during mobile deposit |
US10255591B2 (en) | 2009-12-18 | 2019-04-09 | Visa International Service Association | Payment channel returning limited use proxy dynamic value |
US9129340B1 (en) | 2010-06-08 | 2015-09-08 | United Services Automobile Association (Usaa) | Apparatuses, methods and systems for remote deposit capture with enhanced image detection |
US10380565B1 (en) | 2012-01-05 | 2019-08-13 | United Services Automobile Association (Usaa) | System and method for storefront bank deposits |
US10552810B1 (en) | 2012-12-19 | 2020-02-04 | United Services Automobile Association (Usaa) | System and method for remote deposit of financial instruments |
US11138578B1 (en) | 2013-09-09 | 2021-10-05 | United Services Automobile Association (Usaa) | Systems and methods for remote deposit of currency |
US9286514B1 (en) | 2013-10-17 | 2016-03-15 | United Services Automobile Association (Usaa) | Character count determination for a digital image |
US10402790B1 (en) | 2015-05-28 | 2019-09-03 | United Services Automobile Association (Usaa) | Composing a focused document image from multiple image captures or portions of multiple image captures |
US11176559B2 (en) | 2017-08-31 | 2021-11-16 | Bank Of America Corporation | Cross channel interlinked resource deployment system |
CN108052398A (zh) * | 2017-12-12 | 2018-05-18 | 苏州比可网络科技有限公司 | 一种订单处理状态的反馈方法及聚合支付平台 |
US11030752B1 (en) | 2018-04-27 | 2021-06-08 | United Services Automobile Association (Usaa) | System, computing device, and method for document detection |
US20230306423A1 (en) * | 2019-08-22 | 2023-09-28 | Wells Fargo Bank N.A. | Apparatuses and methods for immediate payment response |
US11900755B1 (en) | 2020-11-30 | 2024-02-13 | United Services Automobile Association (Usaa) | System, computing device, and method for document detection and deposit processing |
Family Cites Families (13)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
EP0734556B1 (en) * | 1993-12-16 | 2002-09-04 | Open Market, Inc. | Network based payment system and method for using such system |
FI100137B (fi) * | 1994-10-28 | 1997-09-30 | Vazvan Simin | Reaaliaikainen langaton telemaksujärjestelmä |
CN100501754C (zh) * | 1995-02-13 | 2009-06-17 | 英特特拉斯特技术公司 | 用于安全交易管理和电子权利保护的系统和方法 |
JPH0954804A (ja) * | 1995-08-11 | 1997-02-25 | N T T Data Tsushin Kk | 電子チェックシステム、電子機器、口座管理システム、電子投票システム、電子投票端末、表示システム、及び表示装置 |
US5903880A (en) | 1996-07-19 | 1999-05-11 | Biffar; Peter C. | Self-contained payment system with circulating digital vouchers |
US6085168A (en) * | 1997-02-06 | 2000-07-04 | Fujitsu Limited | Electronic commerce settlement system |
FI109505B (fi) * | 1997-03-24 | 2002-08-15 | Fd Finanssidata Oy | Pankkipalvelujen käyttö digitaalisessa solukkoradiojärjestelmässä |
US6868391B1 (en) * | 1997-04-15 | 2005-03-15 | Telefonaktiebolaget Lm Ericsson (Publ) | Tele/datacommunications payment method and apparatus |
FI973788A (fi) | 1997-09-25 | 1999-03-26 | Nokia Telecommunications Oy | Elektroninen maksujärjestelmä |
US6282523B1 (en) | 1998-06-29 | 2001-08-28 | Walker Digital, Llc | Method and apparatus for processing checks to reserve funds |
EP0986275B1 (de) * | 1998-09-10 | 2009-09-09 | Swisscom AG | Verfahren zum Kaufen von Waren oder Dienstleistungen mit einem Mobiltelefon |
AU4646000A (en) | 1999-04-15 | 2000-11-02 | Timothy L. Kay | Electronically transmitted payment system |
EP1266321A4 (en) * | 2000-02-25 | 2003-05-21 | Telecomm Systems Inc | SHORT NEWS WITH PRE-PAYMENT |
-
2000
- 2000-05-05 FI FI20001054A patent/FI20001054A/fi not_active Application Discontinuation
-
2001
- 2001-05-04 EP EP01931760A patent/EP1287498A1/en not_active Ceased
- 2001-05-04 WO PCT/FI2001/000428 patent/WO2001086598A1/en not_active Application Discontinuation
- 2001-05-04 AU AU58463/01A patent/AU5846301A/en not_active Abandoned
-
2002
- 2002-11-05 US US10/288,091 patent/US8484128B2/en active Active
Also Published As
Publication number | Publication date |
---|---|
WO2001086598A1 (en) | 2001-11-15 |
EP1287498A1 (en) | 2003-03-05 |
US8484128B2 (en) | 2013-07-09 |
US20030126078A1 (en) | 2003-07-03 |
AU5846301A (en) | 2001-11-20 |
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Legal Events
Date | Code | Title | Description |
---|---|---|---|
FD | Application lapsed |