EP2831853A1 - Verfahren zur auswahl einer anwendung in einer von mehreren virtuellen karten eines tragbaren datenträgers - Google Patents
Verfahren zur auswahl einer anwendung in einer von mehreren virtuellen karten eines tragbaren datenträgersInfo
- Publication number
- EP2831853A1 EP2831853A1 EP13707812.7A EP13707812A EP2831853A1 EP 2831853 A1 EP2831853 A1 EP 2831853A1 EP 13707812 A EP13707812 A EP 13707812A EP 2831853 A1 EP2831853 A1 EP 2831853A1
- Authority
- EP
- European Patent Office
- Prior art keywords
- request
- application
- virtual
- data carrier
- reader
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Ceased
Links
Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/322—Aspects of commerce using mobile devices [M-devices]
- G06Q20/3229—Use of the SIM of a M-device as secure element
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
- G06Q20/351—Virtual cards
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
- G06Q20/357—Cards having a plurality of specified features
- G06Q20/3574—Multiple applications on card
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/405—Establishing or using transaction specific rules
Definitions
- the invention relates to a method for selecting a portable data carrier application, wherein the application is contained in one of a plurality of virtual cards of the portable data carrier.
- Portable data carriers e.g. in the form of a SIM card, for example, are used in mobile telephones or portable computers that support card emulation.
- Modern contactless cards can emulate multiple contactless applications.
- Such a contactless application constitutes in itself a "virtual" contactless card, which is externally visible as a "physical card” only for the duration of a transaction in order to be compatible with existing readers.
- On a single contactless card multiple virtual cards of a user may be present, each virtual card may contain different applications (applications).
- the reader When a user holds a terminal containing the contactless card, for example a mobile phone, PDA (Personal Digital Assistant), etc., to a reader, the reader sends a request to the contactless card of the terminal in which a particular application stored on the contactless card is sent (Application) is searched. As a result of the processing of
- the user of the terminal is requested to select and start the application searched for in the request, so that the desired application can be executed between the contactless card and the reader.
- the request is forwarded to the next virtual card in the specified order.
- An advantage of this approach is that the user of a terminal containing the portable data carrier no longer has to select the desired application itself requested by the reader. Rather, the selection of the desired application is done automatically. This facilitates the use of virtual card technology for a user. A user need not be involved in the search for a suitable application for the reader.
- the order of use of the virtual cards is in an expedient embodiment during or after the installation of the virtual len card in the portable disk.
- the order of use of the virtual cards may differ from an installation order of the virtual card.
- provision may be made in particular for the order of use of the virtual cards to be determined by a user of the terminal having the portable data carrier. For this purpose, for example, by the portable data carrier or the terminal containing the data carrier or a programmer corresponding user inputs are evaluated.
- the request of the reader is forwarded to a specific virtual card by a dispatcher of the portable data carrier.
- the dispatcher makes it possible to automatically forward any further request of the reader for the application sought to the next virtual card in the specified order. For this, the dispatcher needs to know the order of use of the virtual cards in the event that a searched application is not included in the first virtual card of the specified order. Likewise, the dispatcher requires information about the number of virtual cards or the last card in the sequence to be able to appropriately forward the further request (s).
- the maximum number of redirects equals the number of virtual cards in the volume.
- the further request is forwarded to the next virtual card if it is received within a predetermined period of time since the receipt of the previous or the first request by the data carrier. Only if the criterion of the predetermined period of time is met, the application sought in another virtual card according to the predetermined order of the portable data carrier searched. Moreover, without this time criterion, it would not be possible to ensure that a request from a reader for a sought-after application, which was received at a much later date, comprises a defined starting point.
- a defined starting point here is to be understood, for example, as the first virtual map in which a requested application is sought.
- the further request of the reader to a predetermined in the order, in particular the first, virtual card forwarded if the further request is received outside a predetermined period of time since the receipt of the previous or the first request by a disk.
- a sought-for application is initially forwarded to the given virtual card, in order to obtain a defined starting point of the search.
- a given virtual map in which a searched application is searched first is the first virtual map of the given order.
- the virtual card which receives the request of the reader from the dispatcher transmits to the reader a response which comprises an information as to whether the virtual card comprises the requested application or not.
- the reader may direct another request to the portable data carrier. This further request is then forwarded by the dispatcher to the next virtual card in the sequence, if appropriate, if the above-mentioned time criterion has been adhered to.
- the communication between the virtual card and the reader may be encrypted.
- the encryption can also be such that it can not be evaluated by the dispatcher.
- the dispatcher according to this embodiment is unable to recognize whether the response transmitted to the reader by the respective card is a positive feedback or a negative feedback on the application sought. The dispatcher only takes on the forwarding of inquiries, especially to the reader.
- a portable data carrier comprises at least two virtual cards each having at least one application. For the at least two virtual cards, an order is specified.
- the portable data carrier is designed to forward the request to a first virtual card, which comes first in the specified order in the case of a request of a reader after the application.
- the data carrier is further adapted to forward the request to the next virtual card in the specified order upon a further request of the reader after the application.
- Such a data carrier has the same advantages as have been explained above in connection with the method according to the invention.
- the user when using a portable data carrier according to the invention, the user no longer needs to select the application desired by a reader himself. Instead, this is automatically realized by the portable data carrier.
- the data carrier comprises a dispatcher, which is designed to receive requests received by the reader to one of the virtual cards, and vice versa, forward.
- the portable data carrier or its dispatcher is designed to forward the further request to the next virtual card if the further request is received by the dispatcher within a predetermined period of time since the receipt of the preceding or the first request.
- the data carrier is designed to forward the further request of the reader to a predetermined in the order, in particular the first, virtual card, if the further request outside of a predetermined period of time since the receipt of the previous or the first request by the Disk is received.
- the virtual card receiving the request from the reader is adapted to transmit to the reader a request which includes information as to whether the virtual card comprises the requested application or not.
- the data carrier is designed to encrypt a communication between the virtual card and the reader.
- the single figure shows a schematic representation of a portable data carrier according to the invention, which receives an inquiry from an external reader with respect to a particular application.
- the portable data carrier 20 illustrated in FIG. 1 for example a SIM (Subscriber Identity Module) card, comprises a plurality of virtual cards 24, 26 in a manner known to those skilled in the art.
- Each of the virtual cards 24, 26 comprises a number of applications
- Each virtual card may contain the same and / or different applications.
- the virtual card 24 includes the applications AI, ..., An.
- the virtual card 26 includes, for example, applications AI, Am.
- a used between the reader 10 and the portable data carrier 20 communication channel 12 for exchanging data is preferably contactless, with a contact-type communication conceivable is.
- the user of the portable data carrier 20 it is preferable for the user of the portable data carrier 20 to specify a particular order of the virtual cards 24 to be used. 26 determined.
- the task of the dispatcher 22 is to first forward a request ("A3?") Of the reader 10 for a particular application (in the exemplary embodiment, application A3 is requested) to the first virtual card in that order the virtual card 24 is in the first place in the order determined by the user, the virtual card 26 being the last in order, and the request received from the reader is thus first forwarded to the virtual card 24 by the dispatcher 22.
- the virtual card 24 searches for the application A3 desired by the reader 10 and tells the reader in a response whether or not the virtual card 24 has the searched application A3. From the dispatcher 22, it may not be possible to detect whether the response of the respective virtual card to the reader is a positive feedback or a negative feedback, as the communication between the virtual card or application and the reader possibly encrypted.
- a positive feedback is understood to mean that the application sought has been found.
- the answer can be transmitted to the reader by the application sought.
- a negative feedback is the case that the application sought is not included in the addressed virtual card. The answer is in this case transmitted through the virtual card to the reader.
- the dispatcher 22 determines that one or more further requests for the same searched application A3 are received by the reader at the data carrier 20 within a predetermined period of time since the receipt of the previous or the first request for the desired application A3, the dispatcher initiates 22 forward the request to the next virtual card according to the given order.
- the addressed virtual card searches for the application A3 desired by the reader 10 and again informs the reader 10 in a response whether the application sought is available within the virtual card or not.
- the generation and transmission of the answer is carried out as described above.
- the procedure described assumes that a contactless transaction initiated by the reader is repeatable to a particular application with respect to the command sequence comprising the request with the searched application in order to query the virtual cards contained in the portable data carrier sequentially for the application sought.
- a possible application will be described below.
- the portable data carrier proposed according to the invention can be applied to all such multi-application contactless cards whose application management complies with the "global platform", such as a SIM card with connection to a CLF in mobile telephones.
- two different virtual cards contain two applications which use the same commands but different keys. For example, this is typical in a situation where operators of a public transport network of two cities have the same suppliers of hardware for their access systems.
- a user of the portable data carrier uses the application AI in the first virtual map 24 in his hometown. If he now wants to use the portable data carrier in another city, the application A3 in the virtual map 26 is required for this purpose.
- the applications AI, A3 use the same commands but different keys.
- the application AI is in the order before the application A3, since the virtual Card 24 is in the user-specified order before the ranking of the virtual card 26.
- the request of the reader by the dispatcher is first forwarded to the first virtual card 24. Since the application A3 desired by the reader 10 is not included in the first virtual card, the virtual card 24 transmits a message to the reader that the searched application is not contained therein. Instead - as in the prior art - put the supposedly wrong card in the state "stopped", the reader 10 sends another request to the portable disk 20. The dispatcher 22 passes this further request, which takes place within a predetermined period of time must now continue to the virtual card 26. Since the searched application A3 is contained in the virtual card 26, the request is positively answered by the application A3 to the reader 10.
- the application A3 may be in the order prior to the application AI, so that in the case of a request transmitted in the future from the reader 10 to the portable data carrier 20, the request is first forwarded to the virtual card 26 and in the case of
- An advantage of the procedure is that a user no longer has to actively select the application they want themselves to choose from, but the selection is done automatically, which makes the use of virtual card technologies for a user facilitate tert. In particular, the user is also not informed of the search for a particular application by the reader.
Abstract
Description
Claims
Applications Claiming Priority (2)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
DE201210006191 DE102012006191A1 (de) | 2012-03-27 | 2012-03-27 | Verfahren zur Auswahl einer Anwendung eines tragbaren Datenträgers |
PCT/EP2013/000479 WO2013143636A1 (de) | 2012-03-27 | 2013-02-19 | Verfahren zur auswahl einer anwendung in einer von mehreren virtuellen karten eines tragbaren datenträgers |
Publications (1)
Publication Number | Publication Date |
---|---|
EP2831853A1 true EP2831853A1 (de) | 2015-02-04 |
Family
ID=47833020
Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
EP13707812.7A Ceased EP2831853A1 (de) | 2012-03-27 | 2013-02-19 | Verfahren zur auswahl einer anwendung in einer von mehreren virtuellen karten eines tragbaren datenträgers |
Country Status (3)
Country | Link |
---|---|
EP (1) | EP2831853A1 (de) |
DE (1) | DE102012006191A1 (de) |
WO (1) | WO2013143636A1 (de) |
Families Citing this family (1)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
EP3086272A1 (de) * | 2015-04-20 | 2016-10-26 | Oberthur Technologies | Auswahl einer anwendung auf einer karte |
Family Cites Families (4)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
DE102006057093B4 (de) * | 2006-12-04 | 2008-10-02 | Infineon Technologies Ag | Vorrichtung zur Auswahl einer virtuellen Kartenanwendung |
EP2160030B1 (de) * | 2008-08-27 | 2016-12-21 | Irdeto B.V. | Herstellerneutrales System mit bedingtem Zugang |
FR2943818A1 (fr) * | 2009-03-27 | 2010-10-01 | Oberthur Technologies | Procede et dispositif permettant de selectionner automatiquement une application pouvant etre mise en oeuvre par ce dispositif |
EP2323111A1 (de) * | 2009-10-22 | 2011-05-18 | Gemalto SA | Tragbares Authentifizierungsgerät mit Mehrzweckanwendungen |
-
2012
- 2012-03-27 DE DE201210006191 patent/DE102012006191A1/de active Pending
-
2013
- 2013-02-19 EP EP13707812.7A patent/EP2831853A1/de not_active Ceased
- 2013-02-19 WO PCT/EP2013/000479 patent/WO2013143636A1/de active Application Filing
Non-Patent Citations (2)
Title |
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None * |
See also references of WO2013143636A1 * |
Also Published As
Publication number | Publication date |
---|---|
DE102012006191A1 (de) | 2013-10-02 |
WO2013143636A1 (de) | 2013-10-03 |
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