EP2724523A4 - Zahlungsauswahl und -autorisierung mittels einer mobilen vorrichtung - Google Patents

Zahlungsauswahl und -autorisierung mittels einer mobilen vorrichtung

Info

Publication number
EP2724523A4
EP2724523A4 EP12803927.8A EP12803927A EP2724523A4 EP 2724523 A4 EP2724523 A4 EP 2724523A4 EP 12803927 A EP12803927 A EP 12803927A EP 2724523 A4 EP2724523 A4 EP 2724523A4
Authority
EP
European Patent Office
Prior art keywords
authorization
mobile device
payment selection
payment
selection
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Ceased
Application number
EP12803927.8A
Other languages
English (en)
French (fr)
Other versions
EP2724523A1 (de
Inventor
Robert Hanson
Brad L Seeley
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Amazon Technologies Inc
Original Assignee
Amazon Technologies Inc
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Priority claimed from US13/170,144 external-priority patent/US20120330788A1/en
Priority claimed from US13/170,121 external-priority patent/US10055740B2/en
Application filed by Amazon Technologies Inc filed Critical Amazon Technologies Inc
Publication of EP2724523A1 publication Critical patent/EP2724523A1/de
Publication of EP2724523A4 publication Critical patent/EP2724523A4/de
Ceased legal-status Critical Current

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G06Q20/4012—Verifying personal identification numbers [PIN]
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G06Q20/4014—Identity check for transactions
    • G06Q20/40145—Biometric identity checks
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/42—Confirmation, e.g. check or permission by the legal debtor of payment
    • G06Q20/425—Confirmation, e.g. check or permission by the legal debtor of payment using two different networks, one for transaction and one for security confirmation

Landscapes

  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • Physics & Mathematics (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Finance (AREA)
  • Computer Security & Cryptography (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Cash Registers Or Receiving Machines (AREA)
  • Telephonic Communication Services (AREA)
EP12803927.8A 2011-06-27 2012-06-26 Zahlungsauswahl und -autorisierung mittels einer mobilen vorrichtung Ceased EP2724523A4 (de)

Applications Claiming Priority (3)

Application Number Priority Date Filing Date Title
US13/170,144 US20120330788A1 (en) 2011-06-27 2011-06-27 Payment selection and authorization by a mobile device
US13/170,121 US10055740B2 (en) 2011-06-27 2011-06-27 Payment selection and authorization
PCT/US2012/044246 WO2013003372A1 (en) 2011-06-27 2012-06-26 Payment selection and authorization by a mobile device

Publications (2)

Publication Number Publication Date
EP2724523A1 EP2724523A1 (de) 2014-04-30
EP2724523A4 true EP2724523A4 (de) 2014-12-03

Family

ID=47424510

Family Applications (1)

Application Number Title Priority Date Filing Date
EP12803927.8A Ceased EP2724523A4 (de) 2011-06-27 2012-06-26 Zahlungsauswahl und -autorisierung mittels einer mobilen vorrichtung

Country Status (5)

Country Link
EP (1) EP2724523A4 (de)
JP (2) JP5957524B2 (de)
CN (1) CN103765861B (de)
CA (1) CA2839150C (de)
WO (1) WO2013003372A1 (de)

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US11080701B2 (en) 2015-07-02 2021-08-03 Royal Bank Of Canada Secure processing of electronic payments
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US9898642B2 (en) 2013-09-09 2018-02-20 Apple Inc. Device, method, and graphical user interface for manipulating user interfaces based on fingerprint sensor inputs
US10977650B2 (en) * 2013-10-30 2021-04-13 Tencent Technology (Shenzhen) Company Limited Information transmission method, apparatus and system
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US10043185B2 (en) 2014-05-29 2018-08-07 Apple Inc. User interface for payments
CN105450583B (zh) 2014-07-03 2019-07-05 阿里巴巴集团控股有限公司 一种信息认证的方法及装置
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CN105450411B (zh) 2014-08-14 2019-01-08 阿里巴巴集团控股有限公司 利用卡片特征进行身份验证的方法、装置及系统
CN105354190A (zh) * 2014-08-18 2016-02-24 阿里巴巴集团控股有限公司 一种数值信息转移方法及装置
US10066959B2 (en) 2014-09-02 2018-09-04 Apple Inc. User interactions for a mapping application
CN107004190A (zh) 2014-10-10 2017-08-01 加拿大皇家银行 用于处理电子交易的系统
CN105590211B (zh) * 2014-10-21 2019-11-15 腾讯科技（深圳）有限公司 一种数据转移的方法、装置及系统
CN105719183A (zh) 2014-12-03 2016-06-29 阿里巴巴集团控股有限公司 定向转账方法及其装置
CN105654293B (zh) * 2014-12-03 2020-01-17 阿里巴巴集团控股有限公司 支付方法及装置
CN113379401B (zh) * 2015-01-19 2024-05-14 加拿大皇家银行 电子支付的安全处理
CN105869043A (zh) 2015-01-19 2016-08-17 阿里巴巴集团控股有限公司 分散热点的数据库账户转入、转出的记账方法及装置
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CN105989467A (zh) 2015-02-03 2016-10-05 阿里巴巴集团控股有限公司 无线支付方法与装置及交通工具乘坐费检验方法与系统
KR102460459B1 (ko) * 2015-02-27 2022-10-28 삼성전자주식회사 전자 장치를 이용한 카드 서비스 방법 및 장치
JP2016218861A (ja) * 2015-05-22 2016-12-22 大日本印刷株式会社 支払可否決定システム、携帯端末、装置およびそれらのプログラム
US20160358133A1 (en) 2015-06-05 2016-12-08 Apple Inc. User interface for loyalty accounts and private label accounts for a wearable device
US9940637B2 (en) 2015-06-05 2018-04-10 Apple Inc. User interface for loyalty accounts and private label accounts
US10453057B2 (en) * 2015-06-19 2019-10-22 Paypal, Inc. Split path data communication
US11599879B2 (en) 2015-07-02 2023-03-07 Royal Bank Of Canada Processing of electronic transactions
KR102463753B1 (ko) * 2015-08-06 2022-11-07 에스케이플래닛 주식회사 실적 달성을 고려한 카드 분할 결제를 위한 사용자 장치, 서비스 제공 장치, pos 단말, 그를 포함하는 결제 시스템, 그의 제어 방법 및 컴퓨터 프로그램이 기록된 기록매체
CN106570009B (zh) 2015-10-09 2020-07-28 阿里巴巴集团控股有限公司 导航类目更新方法及装置
EP3179431A1 (de) * 2015-12-11 2017-06-14 Mastercard International Incorporated Benutzerauthentifizierung für transaktionen
EP3179432A1 (de) * 2015-12-11 2017-06-14 Mastercard International Incorporated Delegierung von transaktionen
CN106651379A (zh) * 2016-11-17 2017-05-10 北京小米移动软件有限公司 支付方法及装置
EP4156129A1 (de) 2017-09-09 2023-03-29 Apple Inc. Implementierung der biometrischen erfassung
WO2019108130A1 (en) * 2017-11-29 2019-06-06 Mastercard Asia/Pacific Pte. Ltd. A payment transaction system for processing a tokenized transaction over a domestic switch
CN108734371A (zh) 2018-02-12 2018-11-02 阿里巴巴集团控股有限公司 一种针对风控指令的处理方法、装置及设备
CN108632348B (zh) 2018-03-19 2020-02-18 阿里巴巴集团控股有限公司 一种业务校验方法和装置
US11170085B2 (en) 2018-06-03 2021-11-09 Apple Inc. Implementation of biometric authentication
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US10860096B2 (en) 2018-09-28 2020-12-08 Apple Inc. Device control using gaze information
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TWI789971B (zh) * 2020-05-15 2023-01-11 華南商業銀行股份有限公司 交互判斷合法性的交易驗證系統及方法
TWI789972B (zh) * 2020-05-15 2023-01-11 華南商業銀行股份有限公司 可中斷連接之交易驗證系統及方法
CN116830104A (zh) * 2021-01-19 2023-09-29 维萨国际服务协会 交互请求系统和方法

Citations (1)

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Publication number Priority date Publication date Assignee Title
US20100006642A1 (en) * 2008-07-08 2010-01-14 Boutcher David C Real-time security verification for banking cards

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Non-Patent Citations (2)

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Title
No further relevant documents disclosed *
See also references of WO2013003372A1 *

Also Published As

Publication number Publication date
WO2013003372A1 (en) 2013-01-03
CA2839150C (en) 2018-02-13
CA2839150A1 (en) 2013-01-03
EP2724523A1 (de) 2014-04-30
JP2016131033A (ja) 2016-07-21
JP5957524B2 (ja) 2016-07-27
JP2014522022A (ja) 2014-08-28
CN103765861B (zh) 2016-08-17
CN103765861A (zh) 2014-04-30
JP6254204B2 (ja) 2017-12-27

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