CN1555535A - 多功能的移动银行系统 - Google Patents

多功能的移动银行系统 Download PDF

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Publication number
CN1555535A
CN1555535A CNA018170331A CN01817033A CN1555535A CN 1555535 A CN1555535 A CN 1555535A CN A018170331 A CNA018170331 A CN A018170331A CN 01817033 A CN01817033 A CN 01817033A CN 1555535 A CN1555535 A CN 1555535A
Authority
CN
China
Prior art keywords
service
account
user
transaction
data
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Pending
Application number
CNA018170331A
Other languages
English (en)
Chinese (zh)
Inventor
���S��������ͼ
杰弗里·S·克拉里
G
凯文·G·莱尔斯
A
马克·A·米尔斯
J
肯尼思·J·弗拉纳
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Euronet Services Inc
Original Assignee
Euronet Services Inc
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Euronet Services Inc filed Critical Euronet Services Inc
Publication of CN1555535A publication Critical patent/CN1555535A/zh
Pending legal-status Critical Current

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    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06F—ELECTRIC DIGITAL DATA PROCESSING
    • G06F9/00—Arrangements for program control, e.g. control units
    • G06F9/06—Arrangements for program control, e.g. control units using stored programs, i.e. using an internal store of processing equipment to receive or retain programs
    • G06F9/46—Multiprogramming arrangements
    • G06F9/54—Interprogram communication
    • G06F9/542—Event management; Broadcasting; Multicasting; Notifications
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G06Q20/3223—Realising banking transactions through M-devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/42—Confirmation, e.g. check or permission by the legal debtor of payment
    • G06Q20/425—Confirmation, e.g. check or permission by the legal debtor of payment using two different networks, one for transaction and one for security confirmation
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/02—Banking, e.g. interest calculation or account maintenance
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F19/00—Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
    • G07F19/20—Automatic teller machines [ATMs]
    • G07F19/211—Software architecture within ATMs or in relation to the ATM network

Landscapes

  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • Theoretical Computer Science (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Finance (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • Software Systems (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Multimedia (AREA)
  • Technology Law (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Computer Security & Cryptography (AREA)
  • Marketing (AREA)
  • General Engineering & Computer Science (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Automatic Cycles, And Cycles In General (AREA)
  • Pit Excavations, Shoring, Fill Or Stabilisation Of Slopes (AREA)
  • Communication Control (AREA)
  • Computer And Data Communications (AREA)
CNA018170331A 2000-08-08 2001-03-05 多功能的移动银行系统 Pending CN1555535A (zh)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
US63498400A 2000-08-08 2000-08-08
US09/634,984 2000-08-08

Publications (1)

Publication Number Publication Date
CN1555535A true CN1555535A (zh) 2004-12-15

Family

ID=24545938

Family Applications (1)

Application Number Title Priority Date Filing Date
CNA018170331A Pending CN1555535A (zh) 2000-08-08 2001-03-05 多功能的移动银行系统

Country Status (11)

Country Link
EP (1) EP1316035A4 (sh)
CN (1) CN1555535A (sh)
AU (2) AU2001241977B2 (sh)
CA (1) CA2418991A1 (sh)
CZ (1) CZ20031107A3 (sh)
HR (1) HRP20030164A2 (sh)
HU (1) HU230453B1 (sh)
NZ (1) NZ523880A (sh)
PL (1) PL365196A1 (sh)
RS (1) RS49909B (sh)
WO (1) WO2002013120A1 (sh)

Cited By (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN102378987A (zh) * 2009-02-03 2012-03-14 易赛高博英国有限公司 交易处理系统及方法
CN105103202A (zh) * 2013-10-31 2015-11-25 冲电气工业株式会社 交易装置以及交易方法
WO2017096574A1 (zh) * 2015-12-10 2017-06-15 深圳怡化电脑股份有限公司 金融机具与用户终端交互信息的方法、系统和金融机具
CN108027851A (zh) * 2015-07-14 2018-05-11 优捷达公司 包括服务流水线的客户通信系统

Families Citing this family (22)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US8977559B2 (en) 2000-04-07 2015-03-10 Zyzeba Holding Limited Interactive marketing system
PL373282A1 (en) 2002-03-14 2005-08-22 Euronet Worldwide, Inc. A system and method for purchasing goods and services through data network access points over a point of sale network
US20040078327A1 (en) * 2002-10-16 2004-04-22 First Data Corporation Wireless communication device account payment notification systems and methods
US20050119969A1 (en) * 2003-03-21 2005-06-02 First Data Corporation Money transfer notification systems and methods
US8781975B2 (en) * 2004-05-21 2014-07-15 Emc Corporation System and method of fraud reduction
CN1744128A (zh) * 2004-08-31 2006-03-08 中国银联股份有限公司 一种新型银行卡交易交换系统
WO2008005018A2 (en) * 2006-07-06 2008-01-10 Firethorn Holdings, Llc Methods and systems for financial transactions in a mobile environment
US9911114B2 (en) 2006-07-06 2018-03-06 Qualcomm Incorporated Methods and systems for making a payment via a stored value card in a mobile environment
US20100063905A1 (en) * 2006-11-28 2010-03-11 Nilutesa, S.L. Method and system for performing banking transactions by simulating a virtual atm by means of a mobile telecommunications device
WO2009087668A2 (en) * 2007-12-11 2009-07-16 Rohit Bhargava System. method. and computer program for providing mobile access to financial data
CN101930641A (zh) * 2009-06-22 2010-12-29 黄金富 采用银联手机支付进行收款卖机票的短信售票方法
CN101964125B (zh) * 2009-07-24 2014-05-21 黄金富 采用双通讯路径认证的手机支付系统和相应方法
US8781963B1 (en) 2010-04-16 2014-07-15 Jpmorgan Chase Bank, N.A. Systems and methods for providing a mobile financial platform
EP2736005A1 (en) * 2012-11-21 2014-05-28 Zakir Ibadullah oglu Mahalov Electronic payment system
GB2530471A (en) 2014-05-21 2016-03-30 Euronet Usa Llc Financial switching engine and messaging
GB2530472A (en) * 2014-05-21 2016-03-30 Euronet Usa Llc Financial switching engine
CN104732676B (zh) * 2015-04-01 2018-07-27 王子林 商业贸易和银行金融一体化的物联网银行终端系统平台
US11049085B2 (en) 2019-02-05 2021-06-29 Freedompay, Inc. Point of sale client integration platform
US11375027B1 (en) 2020-10-28 2022-06-28 Wells Fargo Bank, N.A. Apparatuses, computer-implemented methods, and computer program products for improved multi-user channel management
US11323523B1 (en) 2020-10-28 2022-05-03 Wells Fargo Bank, N.A. Apparatuses, computer-implemented methods, and computer program products for improved multi-user channel management
US11829976B1 (en) 2020-11-06 2023-11-28 Wells Fargo Bank, N.A. Apparatuses, computer-implemented methods, and computer program products for currency control
US11681995B1 (en) 2020-11-06 2023-06-20 Wells Fargo Bank, N.A. Point of sale (POS) device for currency control

Family Cites Families (10)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US4464543A (en) * 1982-12-01 1984-08-07 Gte Business Communication Systems Inc. Network control center call trace
US5696486A (en) * 1995-03-29 1997-12-09 Cabletron Systems, Inc. Method and apparatus for policy-based alarm notification in a distributed network management environment
US5866889A (en) * 1995-06-07 1999-02-02 Citibank, N.A. Integrated full service consumer banking system and system and method for opening an account
US6061664A (en) * 1995-10-10 2000-05-09 Koninklijke Ptt Nederland N.V. System for facilitating the ordering and paying of services by means of a communication network
US5857190A (en) * 1996-06-27 1999-01-05 Microsoft Corporation Event logging system and method for logging events in a network system
IL120672A (en) * 1997-04-15 2000-06-29 Nush Marketing Man And Consult System for transaction over communication network
AU8256998A (en) * 1997-06-16 1999-01-04 Badieh Z. II Keilani System and method for processing multiple financial applications using a three-tier value network
US6098053A (en) * 1998-01-28 2000-08-01 Citibank, N.A. System and method for performing an electronic financial transaction
US6078907A (en) * 1998-02-18 2000-06-20 Lamm; David Method and system for electronically presenting and paying bills
US6064990A (en) * 1998-03-31 2000-05-16 International Business Machines Corporation System for electronic notification of account activity

Cited By (6)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN102378987A (zh) * 2009-02-03 2012-03-14 易赛高博英国有限公司 交易处理系统及方法
CN105103202A (zh) * 2013-10-31 2015-11-25 冲电气工业株式会社 交易装置以及交易方法
CN108027851A (zh) * 2015-07-14 2018-05-11 优捷达公司 包括服务流水线的客户通信系统
US11615423B2 (en) 2015-07-14 2023-03-28 Ujet Inc. Customer communication system including service pipeline
CN108027851B (zh) * 2015-07-14 2023-08-08 优捷达公司 包括服务流水线的客户通信系统
WO2017096574A1 (zh) * 2015-12-10 2017-06-15 深圳怡化电脑股份有限公司 金融机具与用户终端交互信息的方法、系统和金融机具

Also Published As

Publication number Publication date
AU2001241977B2 (en) 2007-08-23
CZ20031107A3 (cs) 2004-01-14
NZ523880A (en) 2005-11-25
YU9203A (sh) 2004-09-03
HU230453B1 (hu) 2016-07-28
HRP20030164A2 (en) 2004-06-30
HUP0301709A2 (hu) 2003-09-29
AU4197701A (en) 2002-02-18
RS49909B (sr) 2008-09-29
EP1316035A4 (en) 2006-05-17
PL365196A1 (en) 2004-12-27
EP1316035A1 (en) 2003-06-04
CA2418991A1 (en) 2002-02-14
HUP0301709A3 (en) 2005-05-30
WO2002013120A1 (en) 2002-02-14

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C10 Entry into substantive examination
SE01 Entry into force of request for substantive examination
C12 Rejection of a patent application after its publication
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Open date: 20041215