HRP20030164A2 - Multifunctional mobile banking system - Google Patents
Multifunctional mobile banking system Download PDFInfo
- Publication number
- HRP20030164A2 HRP20030164A2 HR20030164A HRP20030164A HRP20030164A2 HR P20030164 A2 HRP20030164 A2 HR P20030164A2 HR 20030164 A HR20030164 A HR 20030164A HR P20030164 A HRP20030164 A HR P20030164A HR P20030164 A2 HRP20030164 A2 HR P20030164A2
- Authority
- HR
- Croatia
- Prior art keywords
- service
- transaction
- account
- user
- series
- Prior art date
Links
- 238000004891 communication Methods 0.000 claims description 87
- 238000007726 management method Methods 0.000 claims description 87
- 238000000034 method Methods 0.000 claims description 19
- 238000012546 transfer Methods 0.000 claims description 19
- 230000008859 change Effects 0.000 claims description 5
- 230000000977 initiatory effect Effects 0.000 claims description 5
- 238000012423 maintenance Methods 0.000 claims description 5
- 238000001914 filtration Methods 0.000 claims description 4
- 230000000737 periodic effect Effects 0.000 claims description 2
- 230000005540 biological transmission Effects 0.000 claims 1
- 230000004044 response Effects 0.000 description 20
- 230000006870 function Effects 0.000 description 19
- 238000012545 processing Methods 0.000 description 9
- 238000012795 verification Methods 0.000 description 9
- 230000008569 process Effects 0.000 description 5
- 235000006719 Cassia obtusifolia Nutrition 0.000 description 4
- 235000014552 Cassia tora Nutrition 0.000 description 4
- 244000201986 Cassia tora Species 0.000 description 4
- 230000009471 action Effects 0.000 description 4
- 238000011156 evaluation Methods 0.000 description 4
- 230000002452 interceptive effect Effects 0.000 description 4
- 238000012986 modification Methods 0.000 description 4
- 230000004048 modification Effects 0.000 description 4
- 238000012544 monitoring process Methods 0.000 description 3
- 238000013475 authorization Methods 0.000 description 2
- 238000013478 data encryption standard Methods 0.000 description 2
- 238000002716 delivery method Methods 0.000 description 2
- 238000005516 engineering process Methods 0.000 description 2
- 206010012186 Delayed delivery Diseases 0.000 description 1
- 238000004458 analytical method Methods 0.000 description 1
- 239000011449 brick Substances 0.000 description 1
- 238000004364 calculation method Methods 0.000 description 1
- 238000006243 chemical reaction Methods 0.000 description 1
- 230000001010 compromised effect Effects 0.000 description 1
- 238000004590 computer program Methods 0.000 description 1
- 238000013500 data storage Methods 0.000 description 1
- 230000007423 decrease Effects 0.000 description 1
- 238000012217 deletion Methods 0.000 description 1
- 230000037430 deletion Effects 0.000 description 1
- 238000013461 design Methods 0.000 description 1
- 238000010586 diagram Methods 0.000 description 1
- 238000009472 formulation Methods 0.000 description 1
- 239000003550 marker Substances 0.000 description 1
- 239000000203 mixture Substances 0.000 description 1
- 239000004570 mortar (masonry) Substances 0.000 description 1
- 230000001960 triggered effect Effects 0.000 description 1
Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06F—ELECTRIC DIGITAL DATA PROCESSING
- G06F9/00—Arrangements for program control, e.g. control units
- G06F9/06—Arrangements for program control, e.g. control units using stored programs, i.e. using an internal store of processing equipment to receive or retain programs
- G06F9/46—Multiprogramming arrangements
- G06F9/54—Interprogram communication
- G06F9/542—Event management; Broadcasting; Multicasting; Notifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/04—Payment circuits
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/322—Aspects of commerce using mobile devices [M-devices]
- G06Q20/3223—Realising banking transactions through M-devices
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/42—Confirmation, e.g. check or permission by the legal debtor of payment
- G06Q20/425—Confirmation, e.g. check or permission by the legal debtor of payment using two different networks, one for transaction and one for security confirmation
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/02—Banking, e.g. interest calculation or account maintenance
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F19/00—Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
- G07F19/20—Automatic teller machines [ATMs]
- G07F19/211—Software architecture within ATMs or in relation to the ATM network
Applications Claiming Priority (2)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| US63498400A | 2000-08-08 | 2000-08-08 | |
| PCT/US2001/006922 WO2002013120A1 (en) | 2000-08-08 | 2001-03-05 | Multifunctional mobile banking system |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| HRP20030164A2 true HRP20030164A2 (en) | 2004-06-30 |
Family
ID=24545938
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| HR20030164A HRP20030164A2 (en) | 2000-08-08 | 2003-03-07 | Multifunctional mobile banking system |
Country Status (11)
| Country | Link |
|---|---|
| EP (1) | EP1316035A4 (sh) |
| CN (1) | CN1555535A (sh) |
| AU (2) | AU4197701A (sh) |
| CA (1) | CA2418991A1 (sh) |
| CZ (1) | CZ20031107A3 (sh) |
| HR (1) | HRP20030164A2 (sh) |
| HU (1) | HU230453B1 (sh) |
| NZ (1) | NZ523880A (sh) |
| PL (1) | PL365196A1 (sh) |
| RS (1) | RS49909B (sh) |
| WO (1) | WO2002013120A1 (sh) |
Families Citing this family (26)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| US8977559B2 (en) | 2000-04-07 | 2015-03-10 | Zyzeba Holding Limited | Interactive marketing system |
| RS50747B (sr) | 2002-03-14 | 2010-08-31 | Euronet Worldwide Inc. | Sistem i postupak za kupovinu robe i servisa kroz pristupne tačke mreže podataka preko tačke prodajne mreže |
| US20040078327A1 (en) * | 2002-10-16 | 2004-04-22 | First Data Corporation | Wireless communication device account payment notification systems and methods |
| US20050119969A1 (en) * | 2003-03-21 | 2005-06-02 | First Data Corporation | Money transfer notification systems and methods |
| EP1756995A4 (en) * | 2004-05-21 | 2012-05-30 | Emc Corp | SYSTEM AND METHOD FOR REDUCING FRAUD |
| CN1744128A (zh) | 2004-08-31 | 2006-03-08 | 中国银联股份有限公司 | 一种新型银行卡交易交换系统 |
| EP1978478A3 (en) * | 2006-07-06 | 2011-03-02 | Firethorn Holdings, LLC | Methods and systems for indicating a payment in a mobile environment |
| US9911114B2 (en) | 2006-07-06 | 2018-03-06 | Qualcomm Incorporated | Methods and systems for making a payment via a stored value card in a mobile environment |
| US20100063905A1 (en) * | 2006-11-28 | 2010-03-11 | Nilutesa, S.L. | Method and system for performing banking transactions by simulating a virtual atm by means of a mobile telecommunications device |
| WO2009087668A2 (en) * | 2007-12-11 | 2009-07-16 | Rohit Bhargava | System. method. and computer program for providing mobile access to financial data |
| GB2467530A (en) * | 2009-02-03 | 2010-08-11 | Eservglobal Uk Ltd | Credit transfer between telecommunications networks |
| CN101930641A (zh) * | 2009-06-22 | 2010-12-29 | 黄金富 | 采用银联手机支付进行收款卖机票的短信售票方法 |
| CN101964125B (zh) * | 2009-07-24 | 2014-05-21 | 黄金富 | 采用双通讯路径认证的手机支付系统和相应方法 |
| US8781963B1 (en) | 2010-04-16 | 2014-07-15 | Jpmorgan Chase Bank, N.A. | Systems and methods for providing a mobile financial platform |
| EP2736005A1 (en) * | 2012-11-21 | 2014-05-28 | Zakir Ibadullah oglu Mahalov | Electronic payment system |
| JP6209942B2 (ja) * | 2013-10-31 | 2017-10-11 | 沖電気工業株式会社 | 取引装置及び取引方法 |
| GB2530472A (en) * | 2014-05-21 | 2016-03-30 | Euronet Usa Llc | Financial switching engine |
| GB2530471A (en) | 2014-05-21 | 2016-03-30 | Euronet Usa Llc | Financial switching engine and messaging |
| CN104732676B (zh) * | 2015-04-01 | 2018-07-27 | 王子林 | 商业贸易和银行金融一体化的物联网银行终端系统平台 |
| US10108965B2 (en) | 2015-07-14 | 2018-10-23 | Ujet, Inc. | Customer communication system including service pipeline |
| WO2017096574A1 (zh) * | 2015-12-10 | 2017-06-15 | 深圳怡化电脑股份有限公司 | 金融机具与用户终端交互信息的方法、系统和金融机具 |
| US11049085B2 (en) | 2019-02-05 | 2021-06-29 | Freedompay, Inc. | Point of sale client integration platform |
| US11323523B1 (en) | 2020-10-28 | 2022-05-03 | Wells Fargo Bank, N.A. | Apparatuses, computer-implemented methods, and computer program products for improved multi-user channel management |
| US11375027B1 (en) | 2020-10-28 | 2022-06-28 | Wells Fargo Bank, N.A. | Apparatuses, computer-implemented methods, and computer program products for improved multi-user channel management |
| US11681995B1 (en) | 2020-11-06 | 2023-06-20 | Wells Fargo Bank, N.A. | Point of sale (POS) device for currency control |
| US11829976B1 (en) | 2020-11-06 | 2023-11-28 | Wells Fargo Bank, N.A. | Apparatuses, computer-implemented methods, and computer program products for currency control |
Family Cites Families (10)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| US4464543A (en) * | 1982-12-01 | 1984-08-07 | Gte Business Communication Systems Inc. | Network control center call trace |
| US5696486A (en) * | 1995-03-29 | 1997-12-09 | Cabletron Systems, Inc. | Method and apparatus for policy-based alarm notification in a distributed network management environment |
| US5866889A (en) * | 1995-06-07 | 1999-02-02 | Citibank, N.A. | Integrated full service consumer banking system and system and method for opening an account |
| US6061664A (en) * | 1995-10-10 | 2000-05-09 | Koninklijke Ptt Nederland N.V. | System for facilitating the ordering and paying of services by means of a communication network |
| US5857190A (en) * | 1996-06-27 | 1999-01-05 | Microsoft Corporation | Event logging system and method for logging events in a network system |
| IL120672A (en) * | 1997-04-15 | 2000-06-29 | Nush Marketing Man And Consult | System for transaction over communication network |
| WO1998058356A2 (en) * | 1997-06-16 | 1998-12-23 | Keilani Badieh Z Ii | System and method for processing multiple financial applications using a three-tier value network |
| US6098053A (en) * | 1998-01-28 | 2000-08-01 | Citibank, N.A. | System and method for performing an electronic financial transaction |
| US6078907A (en) * | 1998-02-18 | 2000-06-20 | Lamm; David | Method and system for electronically presenting and paying bills |
| US6064990A (en) * | 1998-03-31 | 2000-05-16 | International Business Machines Corporation | System for electronic notification of account activity |
-
2001
- 2001-03-05 PL PL01365196A patent/PL365196A1/xx not_active Application Discontinuation
- 2001-03-05 CN CNA018170331A patent/CN1555535A/zh active Pending
- 2001-03-05 NZ NZ523880A patent/NZ523880A/en not_active IP Right Cessation
- 2001-03-05 HU HU0301709A patent/HU230453B1/hu unknown
- 2001-03-05 AU AU4197701A patent/AU4197701A/xx active Pending
- 2001-03-05 RS YUP-92/03A patent/RS49909B/sr unknown
- 2001-03-05 EP EP01913300A patent/EP1316035A4/en not_active Ceased
- 2001-03-05 AU AU2001241977A patent/AU2001241977B2/en not_active Expired
- 2001-03-05 CA CA002418991A patent/CA2418991A1/en not_active Abandoned
- 2001-03-05 CZ CZ20031107A patent/CZ20031107A3/cs unknown
- 2001-03-05 WO PCT/US2001/006922 patent/WO2002013120A1/en active IP Right Grant
-
2003
- 2003-03-07 HR HR20030164A patent/HRP20030164A2/hr not_active Application Discontinuation
Also Published As
| Publication number | Publication date |
|---|---|
| AU2001241977B2 (en) | 2007-08-23 |
| AU4197701A (en) | 2002-02-18 |
| PL365196A1 (en) | 2004-12-27 |
| EP1316035A4 (en) | 2006-05-17 |
| WO2002013120A1 (en) | 2002-02-14 |
| EP1316035A1 (en) | 2003-06-04 |
| CN1555535A (zh) | 2004-12-15 |
| HU230453B1 (hu) | 2016-07-28 |
| RS49909B (sr) | 2008-09-29 |
| HUP0301709A2 (hu) | 2003-09-29 |
| CA2418991A1 (en) | 2002-02-14 |
| HUP0301709A3 (en) | 2005-05-30 |
| YU9203A (sh) | 2004-09-03 |
| NZ523880A (en) | 2005-11-25 |
| CZ20031107A3 (cs) | 2004-01-14 |
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Legal Events
| Date | Code | Title | Description |
|---|---|---|---|
| A1OB | Publication of a patent application | ||
| AIPI | Request for the grant of a patent on the basis of a substantive examination of a patent application | ||
| ODRP | Renewal fee for the maintenance of a patent |
Payment date: 20140210 Year of fee payment: 14 |
|
| NPPZ | Continued processing | ||
| NPPU | Continued processing adopted | ||
| ODBI | Application refused |