CN1492635A - Use of radio communication network in authentication and transaction settlement field, method and special device - Google Patents
Use of radio communication network in authentication and transaction settlement field, method and special device Download PDFInfo
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- CN1492635A CN1492635A CNA021476977A CN02147697A CN1492635A CN 1492635 A CN1492635 A CN 1492635A CN A021476977 A CNA021476977 A CN A021476977A CN 02147697 A CN02147697 A CN 02147697A CN 1492635 A CN1492635 A CN 1492635A
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Abstract
This invention relates to a method for developing and applying radio communication network in certification, transaction and account and their matched special devices. This invention utilizes the advantages of mobile convenience, radio transfer, automatic identification, stable cost to mount network subcomputer terminals on certain objects(cars) to match with network transaction terminals in trade fields and devices to realize their needs in the fields of certification, trade and account with radio network service which develops the applied fields of radio communication network, reduces cost and increases efficiency.
Description
The present invention relates to application and method and the isolated plant of terrestrial wireless communication network in authentication, transaction and clearing field.
In these fields, conventional authentication, transaction, clearing form method are diversified: such as mark of car authentication automobile, the electromagnetic induction authentication is also deducted fees; Such as the dealing of cash transaction face to face, credit card trade clearing or the like.These methods miscellaneous promptly have its relative separately advantage under the prerequisite of satisfying the demand, its relative deficiency is also arranged.The advantage of crossing charge road and bridge manual transaction charge such as vehicle is simple and easy to do, and deficiency is that the higher and vehicle parking of operation cost is paid dues and caused social cost higher.Advantage such as the credit card trade clearing is to remove some inconvenience of cash transaction from, and deficiency is to need to be equipped with special-purpose " POS " machine and circuit, and operating cost is higher.
The objective of the invention is the terrestrial wireless communication network is applied to authentication, transaction and clearing field, with the working method method of novelty and be equipped with some isolated plants and improve the operating efficiency in these fields by a relatively large margin and reduce the operating cost in these fields, and bring unprecedented convenience, will produce bigger social benefit.
The present invention realizes by following proposal: set up a terrestrial wireless communication network or and existing wireless communication networks cooperation, go up the dedicated network handset terminal that configuration can satisfy the demands at the object (such as motor vehicles) that power supply movably also can be provided that authenticating transactions clearing demand is arranged, for being arranged, authenticating transactions settles accounts the place of demand (such as the market, the hotel) and device (such as automatic vending machine) the configuration dedicated network trade deal terminal that can satisfy the demands, its common trait is: they all are the clients that network does not have the speech communication function, they all are to connect by network wireless with network-specific serving BS or service terminal that authenticating transactions clearing service is provided, transmit information or instruction with the short message mode digitlization, they all have a unique network number and the unique capital account corresponding with number; Service provider is the various dedicated network serving BSs or the service terminal of the corresponding different authentication settlement of transactions of network configuration requirement and disposes corresponding service software and agreement and disclose method and the rule that various authenticating transactions are settled accounts.
Give some instances below and illustrate that wireless communication networks is applied to the method and the corollary apparatus in authenticating transactions clearing field.
One, motor vehicles have a lot of authenticating transactions clearing aspect demand.One of configuration is difficult for ruined network handset terminal on a vehicle, makes it to become a client of wireless communication networks.It is characterized in that: be endowed the clocklike digital of a string expression vehicle characteristics and have circuit and the function that the reception command signal is carried out.This string is digital to be divided into three sections, and a hop count sign indicating number is the number of this handset; The second hop count sign indicating number has defined many authentication feature of this vehicle, such as vehicle identification number, model, color, toll on the road and bridge's rate classification or the like; The 3rd hop count sign indicating number can be rewritten by the private network terminal emission instruction signal, is used for defining the vehicle characteristics that some can change, and pays the date etc. such as annual examination date, the expenses of taxation.The vehicle handset will be in eternal open state, seeks network base station and is registered as common communication handset that a string digital signal of launching self.Also want to receive network base station or special-purpose terminal and issue its command signal and mechanism's execution command of control correspondence.So far, network just can provide the service of some authenticating transactions clearing aspect for this vehicle.Such as:
Road and bridge non-parking charge
Entrusted by road and bridge companies, certain appropriate location one period road and bridge of charging disposes the network base station of a special use, it is characterized in that: it receives only the vehicle handset signal of process nearby and is registered, and the non-registration regular handset, and can know in addition and handle some feature number of vehicle handset, also can send command signal to assigned number.The sensitivity of this base station received signal is adjustable.The receiving sensitivity of base station is adjusted to the signal that does not receive the vehicle emission of travelling outside charging section and can effectively receives in charging section the signal of driving vehicle emission in its vicinity.Concrete running flow process is: after vehicle sails charging section into and enters effective range of receiving of private base station, self that a string digital signal of its emission is received by the base station and is registered, the base station is discerned and is handled wherein useful number, promptly press the charge classification of vehicle and the rate of this charging section and calculate charge, then with client's number in time between, the place, toll amounts etc. are sent short messages car owner's mobile phone for verify filing and this information is sent to the settlement on networks service terminal, terminal this private base station account (i.e. the account of this charging section) that promptly remits money from the account of client's number correspondence.
When being a highway, when n is arranged the gateway, can be divided into n-1 section charging section, segmentation is collected, and concrete motion flow is caught up with and stated is the same.
Here there is one how to prevent that vehicle from evading toll on the road and bridge's problem, if rolling stock is configuration network handset terminal all, this problem has not just existed, benefit that yet could fullest ground demonstration non-parking charge, if but do not have government department to force to carry out, this almost would be impossible.Though have certain methods that the phenomenon of evading charge is contained, also increased cost certainly.Here propose one and relatively increase the lower method of cost: in vehicle handset inside or switching circuit of external Design, the input of circuit is a power supply, and the output of circuit is connected to the lamp of vehicle, such as the front and back direction indicator lamp.When the charge private base station is received vehicle handset signal and registration, just send the command signal of a light flash from this vehicle handset of trend, this vehicle handset receive command signal just produce a period of time rule control signal and be sent to the control end of switching circuit, make front and back direction indicator lamp rule flicker a period of time of vehicle.Like this, the inspection personnel just can have or not light flash to judge whether it evades charge according to the vehicle of the automatic the lane in which the drivers should pay fees of walking.
2. seek authentication
After the vehicle that disposes network handset terminal was lost, the car owner can require network that orientation, vehicle place is provided with giving the service password that stays, and which base station network can be registered in and the regional extent at very fast definite mistake car place according to vehicle handset number.Network can also require to send the command signal remote control by the base station to this mistake car machine according to the car owner and lose the action of car burglary-resisting system, if this mistake car has these functions.Further can determine the particular location at this mistake car place with the radio wave location technology.For this reason, design a kind of authentication of special use and seek the base station, it is characterized in that: movably portable, configure directional antenna can receive the signal that the assigned number terminal sent and can send command signal to the assigned number terminal again.Concrete operation procedure is: known from network and lost car in certain base station area and remain static, taking one one above-mentionedly special-purpose seek that the authentication base station enters this zone and receives the signal that this mistake car machine sends in certain position, determine sense, mark receiving position and sense line on map, and then to another appropriate location mensuration mistake car sense, also mark receiving position and sense line on map, the crosspoint of two bars traverse lines are and lose car place particular location.Take searching authentication base station to this particular location again and lose the car light optical flare, verify that again features such as losing license plate number, model, color just can finally find the mistake car to the command signal order that mistake car machine sends light flash.
3. authentication verification
Design a kind of dedicated network authentication verification terminal, it is characterized in that: movably portable, receive only the signal and the registration of vehicle handset terminal, can discern and judge the individual characteristics sign indicating number of the digital string of vehicle handset automatically and optionally send all features that alarm sound also shows this vehicle immediately, also can send command signal to assigned number.Hold above-mentioned terminal such as public security or expenses of taxation inspection personnel, in the vehicle handset number that receives and register and show, click certain number and just demonstrate all features of this number vehicle for examination, when terminal condition code is discerned automatically and to be judged to have and exceed the time limit not examine annually or when exceeding the time limit the unpaid expenses of taxation, all features that alarm sound also shows this vehicle immediately will be sent, the also instruction of sending light flash from this number handset of trend, the inspection personnel just can tackle the vehicle examination of light flash.
4. rewriting condition code
The terminal that designs a kind of special use is used for rewriting the individual characteristics sign indicating number of network handset terminal, it is characterized in that: condition code from its certain position to assigned number terminal emission instruction signal that can rewrite.Such as the public security officer firm vehicle through annual examination is sent the rewriting instruction with above-mentioned terminal, vehicle handset terminal will execute instruction, replace annual examination date of last time, expenses of taxation collection personnel to can be used to the new expenses of taxation are replaced old validity date validity date with new annual examination date.
Two, wireless communication networks bank service
Bank has many business to relate to authenticating transactions clearing field, such as the payment of cheque, credit card payment.So wireless communication networks is applied to bank service, because the automatic identification of the convenience of wireless connections mobile roaming, client's generality, client's number and account number and the fast and reliable of password confirming will have huge competitive advantage than traditional bank service.The feature of wireless network bank service is: each service object has a unique network terminal (as mobile phone, vehicle handset, transaction terminal etc.) number and a unique capital account corresponding with number, the bank service terminal also has a unique network number and can discern client's number and password automatically and confirm the clients fund account automatically, and client terminal is with the format note or import related data again through voice suggestion and connect also automation with the bank service terminal wireless and handle related service.Wireless communication networks bank also will arrange and disclose condition and the rule that relevant wireless connections is handled the associated bank business automatically.Be that example illustrates service process with the clearing of remitting account for both parties below:
Wireless network bank almost can provide the service of remitting account automatically for all trade deals and treasury trade, such as hotel's food and drink, hotel's lodging, market shopping, gas station's oiling, ticket office booking, the payment of duty of tax office, hospital see a doctor, sign a contract pay earnest money, treasury trade remittance or the like, its essence is: under the wireless network bank service, exchange has taken place the money and goods between the client shifts.
Stay with the hotel below and illustrate: to the transaction terminal of suitable hotel's lodging transaction characteristics of hotel's configuration, this terminal has a unique network number and corresponding capital account (ownership hotel).When the passenger stay reserve the room and discuss price after, if the passenger requires to pay with the mobile phone account, the staff of hotel just can import data in the transaction terminal format: hotel expense abc.de unit, give the passenger with transaction terminal then, and import by the passenger: the paying phone number
* * * ... *, service password
* * * * *Here abcde be the numeral and be presented on the screen, cell-phone number kimonos password then with
*Number show that all the other letter symbols have been presented on the screen and need not have imported.By sending key, transaction terminal just then formats the service terminal that note sends to wireless network bank with this after both sides' confirmation.Service terminal receives after the note that automatically identification both sides' number and the password check back that conforms to confirms both sides' capital account, check pay account and promptly mark fund that note indicates to the transaction terminal account after can be with amount enough from paying mobile phone account, and send note for simultaneously paying mobile phone and transaction terminal, illustrate when what hotel marks how many units of hotel expense to so-and-so number transaction terminal account by so-and-so number mobile phone account, remaining sum etc. before and after the account remits account is verified file for both parties.If bank service terminal password check is not inconsistent or the account can pay inadequately with amount, also to send short messages simultaneously to both parties client, illustrate that what is former thereby the service of remitting account can not be provided.Paying earnest money to sign a contract is example again: certain travelling trader discusses business and sign contract will be paid the deposit of agreement to certain unit, this unit does not have special-purpose transaction terminal, and travelling trader is not yet done to formaing the method for importing the data of remitting account, fearness is made mistakes, the assigned number that travelling trader's available handsets is dialed the bank service terminal to help to point out by voice imports every data, on the mobile phone account of contract the other side assigned number of just deposit can being remitted account.
Three, wireless communication networks Vending Machine
Because the service of remitting account automatically of wireless communication networks bank has been arranged, so can invent the new thing that much utilizes this service, the wireless communication networks Vending Machine is wherein a kind of.
Dedicated network transaction terminal and some sale apparatus are grouped together, the wireless communication networks Vending Machine that can form numerous species, it is characterized in that: a unique network number and corresponding capital account are arranged, both parties are by the clearing of remitting account of wireless network bank service, only accept the purchase requirement of the network terminal (as mobile phone) number, have the instruction of reception settlement on networks service terminal and the circuit and the mechanism of execution.Give some instances below and illustrate:
1. wireless communication networks automatic machine
The network trading terminal that is exclusively used in automatic ticketing is lumped together into a wireless communication networks automatic machine with groups of printers.Concrete ticketing flow process is as follows: the booking client with keyboard input paying phone number and service password (all with
*Number show), and press the concrete data of the also disclosed as agreed rule schemata input booking of prompting form on the display screen, after the confirmation by sending key.This automatic machine just sends to wireless communication networks bank service terminal with booking information with short message mode, service terminal elder generation check number with recheck capital account after password conforms to enough available amount arranged after, just retrieve corresponding ticket storehouse, if any satisfactory ticket, then mark this ticket from the ticket storehouse, and the data of ticket are sent to this automatic machine printout together with print command, draw the account of ticket fee from paying mobile phone account simultaneously to this automatic machine, send short messages simultaneously then paying mobile phone and this automatic machine, when and where illustrate and to buy so-and-so ticket by so-and-so number mobile phone what are opened, unit price how much, total amount how much, and purchase front and back account balance etc. are for verifying file.Service terminal such as password check are not inconsistent or available amount is not enough or retrieval ticket storehouse does not have the satisfactory ticket automatic machine of yet will sending short messages to illustrate that what reason can not booking, and can have ticket information to send confession booking client with note to select and purchase near what booking required yet.
2. wireless communication networks automatic vending machine
To be exclusively used in self-service network trading terminal and combine into a wireless communication networks automatic vending machine with vending equipment and bill printer.Automatic vending machine has several to show the window of kinds of goods, indicates description of goods and unit price (same automatic vending machine do not sold two kinds of kinds of goods that unit price is identical) on the window.Concrete purchase process is as follows: trade debtor is imported paying phone number and service password with keyboard, and presses the unit price and the quantity of the also disclosed as agreed purchase rule schemata input of prompting form desire purchase product on the display screen, presses after the confirmation and sends key.Will the purchase commodities information stores of product of this automatic vending machine, only purchase total amount and paying data in mobile phone are sent to wireless network bank service terminal, service terminal is after password check and account are can be with amount eligible, the purchase fund is drawn this automatic vending machine account from paying mobile phone account, and send ship directive to this automatic vending machine, automatic vending machine is just delivered by the purchase information command actuator that stores after receiving ship directive, and order printer is printed the output of purchase bill, also send short messages the simultaneously mobile phone of paying mobile phone and the appointment of automatic vending machine ownership company, the purchase title is described, unit price, quantity and total amount are verified for filing, ownership company also in view of the above information in time replenish the source of goods.
Advantage of the present invention is: expanded the application of wireless communication networks, with novel, side Just, fast, working method is raised the efficiency, is reduced in some authenticating transactions clearing field reliably Cost also will produce than the great society benefit.
Claims (10)
1. wireless communication networks is in the application in authentication, transaction, clearing field, its implementation method is: configuration can be satisfied the dedicated network handset terminal of application requirements on the object that power supply movably also can be provided, for place and the device that the settlement of transactions demand is arranged disposes the dedicated network transaction terminal that can satisfy application requirements, service provider is various dedicated network settlement of transactions service terminals and dedicated network serving BS or the terminal and the supporting software of the corresponding different authentication settlement of transactions of network configuration service request, and will arrange and disclose the method and the planning of various authenticating transactions clearing.
2. according to the various terminals of claim 1, its common trait is: they all have a unique network terminal number to reach and the corresponding unique capital account of number, they all are the network terminals that does not have the speech communication function, between them all are to connect with the short message mode digitlization by network wireless to transmit information or instruction.
3. according to claim 1 and 2, configure dedicated network handset terminal removable also can provide the object of power supply, it is characterized in that: the motor vehicles that do not have life.
4. according to claim 1,2 and 3, removable and the network handset that disposes on the object of power supply terminal can be provided, it is characterized in that: be endowed the clocklike digital of a string expression object features, its number is the digital part of this string, and the command signal of reception and circuit of being carried out and function are arranged.
5. according to claim 1,2,3 and 4, be applied to the dedicated network base station of road and bridge motor vehicle non-parking charge, it is characterized in that: can receive identification and handle vehicle handset terminal and launch some condition code in the digital string signal, can also send command signal to the assigned number terminal.
6. according to claim 1,2,3 and 4, being applied to seek authenticated configuration has the dedicated network of the loose impediment of dedicated network handset terminal to seek the authentication base station, it is characterized in that: movably portable, configure directional antenna, can receive the signal of assigned number terminal emission, can send command signal to the assigned number terminal.
7. according to claim 1,2,3 and 4, be applied to the special-purpose authentication verification terminal that authentication verification disposes the loose impediment of dedicated network handset terminal, it is characterized in that: movably portable, can receive identification and judge that the individual characteristics sign indicating number in the digital string of dedicated network handset terminal also sends alarm sound when needed and sends command signal to assigned number.
8. according to claim 1,2,3 and 4, be used for rewriting the special use rewriting terminal of dedicated network handset terminal individual characteristics sign indicating number, it is characterized in that: circuit and function that individual characteristics code instruction signal is rewritten in oriented assigned number dedicated network handset terminal emission.
9. according to claim 1 and 2, wireless communication networks is applied to bank service, it is characterized in that: each service object has a network terminal (as mobile phone, vehicle handset, trade deal terminal etc.) number and the capital account corresponding with number, can discern client's number automatically and confirm the clients fund account automatically, connect by network wireless with client terminal, transmit information or instruction with the short message mode digitlization, under its service, exchange has taken place the money and goods between the client shifts.
10. according to claim 1,2 and 9, the wireless communication networks Vending Machine that dedicated network transaction terminal and some sale apparatus are combined, it is characterized in that: a unique network terminal number and corresponding capital account are arranged, only accept the purchase requirement of the network terminal (as mobile phone) number, both parties are by the clearing of remitting account of wireless network bank service, and the instruction that receives the Internet banking terminal and the circuit and the mechanism of execution are arranged.
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| Application Number | Priority Date | Filing Date | Title |
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| CNA021476977A CN1492635A (en) | 2002-10-26 | 2002-10-26 | Use of radio communication network in authentication and transaction settlement field, method and special device |
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| CNA021476977A CN1492635A (en) | 2002-10-26 | 2002-10-26 | Use of radio communication network in authentication and transaction settlement field, method and special device |
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Cited By (2)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN101536043B (en) * | 2006-11-14 | 2012-09-05 | 黄金富 | A method for road charging, road information and parking charging and navigation using vehicular telephone, and the system thereof |
| CN101720541B (en) * | 2007-06-13 | 2014-06-25 | 高通股份有限公司 | Method and apparatus for accounting in a mobile data packet network |
-
2002
- 2002-10-26 CN CNA021476977A patent/CN1492635A/en active Pending
Cited By (2)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN101536043B (en) * | 2006-11-14 | 2012-09-05 | 黄金富 | A method for road charging, road information and parking charging and navigation using vehicular telephone, and the system thereof |
| CN101720541B (en) * | 2007-06-13 | 2014-06-25 | 高通股份有限公司 | Method and apparatus for accounting in a mobile data packet network |
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