CN114648335A - 交易令牌发行机构 - Google Patents

交易令牌发行机构 Download PDF

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Publication number
CN114648335A
CN114648335A CN202210231616.4A CN202210231616A CN114648335A CN 114648335 A CN114648335 A CN 114648335A CN 202210231616 A CN202210231616 A CN 202210231616A CN 114648335 A CN114648335 A CN 114648335A
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CN
China
Prior art keywords
token
transaction
merchant
payment
mobile device
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Pending
Application number
CN202210231616.4A
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English (en)
Chinese (zh)
Inventor
凯文·拉尔西
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
PayPal Inc
Original Assignee
PayPal Inc
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by PayPal Inc filed Critical PayPal Inc
Publication of CN114648335A publication Critical patent/CN114648335A/zh
Pending legal-status Critical Current

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    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/12—Payment architectures specially adapted for electronic shopping systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G06Q20/3223—Realising banking transactions through M-devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/385—Payment protocols; Details thereof using an alias or single-use codes

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  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • General Business, Economics & Management (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Finance (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Debugging And Monitoring (AREA)
  • Computer Security & Cryptography (AREA)
CN202210231616.4A 2013-01-30 2014-01-30 交易令牌发行机构 Pending CN114648335A (zh)

Applications Claiming Priority (4)

Application Number Priority Date Filing Date Title
US201361758543P 2013-01-30 2013-01-30
US61/758,543 2013-01-30
CN201480006517.XA CN105164708A (zh) 2013-01-30 2014-01-30 交易令牌发行机构
PCT/US2014/013955 WO2014130222A1 (en) 2013-01-30 2014-01-30 Transaction token issuing authorities

Related Parent Applications (1)

Application Number Title Priority Date Filing Date
CN201480006517.XA Division CN105164708A (zh) 2013-01-30 2014-01-30 交易令牌发行机构

Publications (1)

Publication Number Publication Date
CN114648335A true CN114648335A (zh) 2022-06-21

Family

ID=51391702

Family Applications (2)

Application Number Title Priority Date Filing Date
CN202210231616.4A Pending CN114648335A (zh) 2013-01-30 2014-01-30 交易令牌发行机构
CN201480006517.XA Pending CN105164708A (zh) 2013-01-30 2014-01-30 交易令牌发行机构

Family Applications After (1)

Application Number Title Priority Date Filing Date
CN201480006517.XA Pending CN105164708A (zh) 2013-01-30 2014-01-30 交易令牌发行机构

Country Status (10)

Country Link
EP (1) EP2951762A4 (de)
JP (4) JP2016510468A (de)
KR (1) KR20150132098A (de)
CN (2) CN114648335A (de)
AU (2) AU2014219386B2 (de)
BR (1) BR112016016822A2 (de)
CA (1) CA2898205C (de)
MX (1) MX2015009820A (de)
RU (1) RU2015136777A (de)
WO (1) WO2014130222A1 (de)

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US11887105B2 (en) 2010-04-09 2024-01-30 Paypal, Inc. Transaction token issuing authorities
US10304051B2 (en) 2010-04-09 2019-05-28 Paypal, Inc. NFC mobile wallet processing systems and methods
US10275827B2 (en) 2013-03-14 2019-04-30 Fexco Systems and methods for transferring funds using a wireless device
US20160012423A1 (en) 2014-07-11 2016-01-14 Google Inc. Hands-free transactions with voice recognition
US20160012421A1 (en) 2014-07-11 2016-01-14 Google Inc. Hands-free transactions using beacon identifiers
WO2016007801A1 (en) * 2014-07-11 2016-01-14 Google Inc. Hands-free transactions with a challenge request
US9779345B2 (en) 2014-08-11 2017-10-03 Visa International Service Association Mobile device with scannable image including dynamic data
SG10201501246TA (en) 2015-02-17 2016-09-29 Mastercard Asia Pacific Pte Ltd Methods and systems for processing an electronic payment
GB2536044A (en) 2015-03-05 2016-09-07 Bell Identification Bv Method and apparatus for authenticating and processing secure transactions using a mobile device
CA3013182A1 (en) * 2016-02-23 2017-08-31 nChain Holdings Limited Universal tokenisation system for blockchain-based cryptocurrencies
EP4167165A1 (de) * 2016-02-23 2023-04-19 nChain Licensing AG Blockchain-basierter austausch mit tokenisierung
EP3374916B1 (de) 2016-03-01 2023-12-13 Google LLC Gesichtsprofilveränderung für freihändige transaktionen
US10679214B2 (en) * 2016-03-09 2020-06-09 Mastercard International Incorporation Method and system for electronic distribution of controlled tokens
CN107220828B (zh) * 2016-03-22 2020-09-08 阿里巴巴集团控股有限公司 通过穿戴式设备进行支付授权与支付的方法、系统及装置
CN109478287B (zh) 2016-07-19 2023-08-15 维萨国际服务协会 分发令牌和管理令牌关系的方法
KR20210125616A (ko) 2016-07-31 2021-10-18 구글 엘엘씨 자동 핸즈프리 서비스 요청
CN112184192B (zh) 2016-12-12 2024-08-30 创新先进技术有限公司 资源调配方法和装置以及电子支付方法
US10311421B2 (en) * 2017-06-02 2019-06-04 Bluefin Payment Systems Llc Systems and methods for managing a payment terminal via a web browser
US20210049560A1 (en) * 2018-03-08 2021-02-18 Visa International Service Association Method for providing data security using one-way token
US11151555B2 (en) 2018-06-28 2021-10-19 International Business Machines Corporation Code-based or token-based transfers using automated teller machines
EP3841498B1 (de) * 2018-08-22 2024-05-01 Visa International Service Association Verfahren und system zur tokenbereitstellung und -verarbeitung
AU2020261068A1 (en) * 2019-04-25 2021-11-04 Shazzle, Llc Trusted customer identity systems and methods
JP7346488B2 (ja) * 2021-04-21 2023-09-19 株式会社wevnal サービス利用支援方法、サービス利用支援プログラム及びサービス利用支援システム
SE2250013A1 (en) * 2022-01-11 2023-07-12 Focalpay Ab Payment method, system and computer software product

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US20040073688A1 (en) * 2002-09-30 2004-04-15 Sampson Scott E. Electronic payment validation using Transaction Authorization Tokens
US20050203584A1 (en) * 2004-03-10 2005-09-15 Medtronic, Inc. Telemetry antenna for an implantable medical device
US7379921B1 (en) * 2004-11-08 2008-05-27 Pisafe, Inc. Method and apparatus for providing authentication
US10019708B2 (en) * 2006-08-25 2018-07-10 Amazon Technologies, Inc. Utilizing phrase tokens in transactions
US7802719B2 (en) * 2006-09-29 2010-09-28 Sony Ericsson Mobile Communications Ab System and method for presenting multiple transaction options in a portable device
US8935187B2 (en) * 2007-03-07 2015-01-13 Playspan, Inc. Distributed payment system and method
JP2009048601A (ja) * 2007-07-20 2009-03-05 Takashi Maejima 遠隔操作依頼システム
US20090164796A1 (en) * 2007-12-21 2009-06-25 Daon Holdings Limited Anonymous biometric tokens
US8756161B2 (en) * 2008-02-11 2014-06-17 Accenture Global Services Limited Customer initiated payment method using mobile device
US20090281904A1 (en) * 2008-04-02 2009-11-12 Pharris Dennis J Mobile telephone transaction systems and methods
US20100125510A1 (en) 2008-11-17 2010-05-20 Smith Steven M System and method of conducting transactions using a mobile wallet system
US20110066550A1 (en) * 2009-09-16 2011-03-17 Shank Clinton L System and method for a secure funds transfer
JP2011141853A (ja) * 2010-01-11 2011-07-21 Girunetto Kk 携帯端末を用いたオフライン取引の決済方法、プログラム、決済用近距離無線通信機器。
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US8380177B2 (en) * 2010-04-09 2013-02-19 Paydiant, Inc. Mobile phone payment processing methods and systems
JP5518615B2 (ja) * 2010-07-27 2014-06-11 株式会社日本総合研究所 決済システム、決済方法および決済プログラム
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KR20120103924A (ko) * 2011-03-11 2012-09-20 방경식 Ｑｒ코드를 이용한 결제시스템 및 그 제어방법
KR20110053216A (ko) * 2011-04-28 2011-05-19 손영수 스마트폰을 이용한 카드결제방법 및 카드결제시스템
KR20130000072A (ko) * 2011-06-22 2013-01-02 주식회사 티모넷 Ｎｆｃ 휴대단말기를 이용한 온오프라인 결제 시스템 및 그 방법
WO2013009063A2 (ko) * 2011-07-08 2013-01-17 주식회사 하렉스인포텍 결제전용코드를 이용한 결제 시스템 및 그 방법
LT5992B (lt) * 2012-06-26 2014-02-25 Uab "Vildoma" Reabilitacinė vaikštynė

Also Published As

Publication number Publication date
AU2017204113B2 (en) 2018-07-05
JP7197631B2 (ja) 2022-12-27
RU2015136777A (ru) 2017-03-06
KR20150132098A (ko) 2015-11-25
EP2951762A4 (de) 2016-08-10
CN105164708A (zh) 2015-12-16
JP2021121975A (ja) 2021-08-26
MX2015009820A (es) 2016-06-16
CA2898205C (en) 2024-04-09
AU2014219386B2 (en) 2017-03-16
JP6891245B2 (ja) 2021-06-18
CA2898205A1 (en) 2014-08-28
AU2017204113A1 (en) 2017-07-06
BR112016016822A2 (pt) 2019-09-24
JP2023030024A (ja) 2023-03-07
EP2951762A1 (de) 2015-12-09
JP2016510468A (ja) 2016-04-07
WO2014130222A1 (en) 2014-08-28
JP2020030848A (ja) 2020-02-27
AU2014219386A1 (en) 2015-07-30

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