CN113129014A - Merchant platform for bar code and code scanning payment based on POS machine - Google Patents

Merchant platform for bar code and code scanning payment based on POS machine Download PDF

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Publication number
CN113129014A
CN113129014A CN202110444246.8A CN202110444246A CN113129014A CN 113129014 A CN113129014 A CN 113129014A CN 202110444246 A CN202110444246 A CN 202110444246A CN 113129014 A CN113129014 A CN 113129014A
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China
Prior art keywords
module
pos machine
output
electrically
input
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CN202110444246.8A
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Chinese (zh)
Inventor
吴云云
杨武天
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Suzhou Comic Tree Intelligent Technology Co ltd
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Suzhou Comic Tree Intelligent Technology Co ltd
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Priority to CN202110444246.8A priority Critical patent/CN113129014A/en
Publication of CN113129014A publication Critical patent/CN113129014A/en
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    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G06Q20/4014—Identity check for transactions
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06F—ELECTRIC DIGITAL DATA PROCESSING
    • G06F16/00—Information retrieval; Database structures therefor; File system structures therefor
    • G06F16/90—Details of database functions independent of the retrieved data types
    • G06F16/903—Querying
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06F—ELECTRIC DIGITAL DATA PROCESSING
    • G06F16/00—Information retrieval; Database structures therefor; File system structures therefor
    • G06F16/90—Details of database functions independent of the retrieved data types
    • G06F16/906—Clustering; Classification
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06K—GRAPHICAL DATA READING; PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
    • G06K17/00—Methods or arrangements for effecting co-operative working between equipments covered by two or more of main groups G06K1/00 - G06K15/00, e.g. automatic card files incorporating conveying and reading operations
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/20—Point-of-sale [POS] network systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327—Short range or proximity payments by means of M-devices
    • G06Q20/3276—Short range or proximity payments by means of M-devices using a pictured code, e.g. barcode or QR-code, being read by the M-device
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07G—REGISTERING THE RECEIPT OF CASH, VALUABLES, OR TOKENS
    • G07G1/00—Cash registers
    • G07G1/12—Cash registers electronically operated
    • G07G1/14—Systems including one or more distant stations co-operating with a central processing unit

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  • Engineering & Computer Science (AREA)
  • Theoretical Computer Science (AREA)
  • Business, Economics & Management (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Accounting & Taxation (AREA)
  • Databases & Information Systems (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • Finance (AREA)
  • Data Mining & Analysis (AREA)
  • General Engineering & Computer Science (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Computational Linguistics (AREA)
  • Computer Security & Cryptography (AREA)
  • Cash Registers Or Receiving Machines (AREA)

Abstract

The invention discloses a merchant platform for bar code and code scanning payment based on a POS machine, which belongs to the technical field of payment, and comprises the POS machine, wherein the POS machine is electrically input and connected with a payment code generation module, the POS machine is electrically connected with a merchant background in a two-way manner, the merchant background is electrically connected with a wireless transmission module in a two-way manner, the wireless transmission module is electrically connected with a bank background in a two-way manner, the merchant background is respectively and electrically output and connected with a scanning device and a storage module, the POS machine is electrically input and connected with an inquiry module, and the POS machine is respectively and electrically output and connected with a display module and a verification module. The functions of the POS machine are increased.

Description

Merchant platform for bar code and code scanning payment based on POS machine
Technical Field
The invention relates to the technical field of payment, in particular to a merchant platform for carrying out bar code and code scanning payment based on a POS machine.
Background
The POS machine is used for collecting money, a bank card is inserted into the POS machine, payment amount is selected, payment can be completed by inputting a payment password, however, in the process of collecting money in a bank card payment mode of the existing POS machine, the bank card is generally required to be inserted into the POS machine, the difficulty of payment collection is increased, and under the condition that a consumer does not have the bank card, the consumer cannot pay, certain limitation exists, and therefore a merchant platform for conducting bar code and code scanning payment based on the POS machine is provided.
Disclosure of Invention
The invention aims to provide a merchant platform for carrying out bar code and code scanning payment based on a POS machine, so as to solve the problems in the background technology.
In order to achieve the purpose, the invention provides the following technical scheme: a merchant platform for bar code and code scanning payment based on a POS machine comprises the POS machine, wherein the POS machine is electrically connected with a payment code generation module in an input mode, the POS machine is electrically connected with a merchant background in a bidirectional mode, the merchant background is electrically connected with a wireless transmission module in a bidirectional mode, the wireless transmission module is electrically connected with a bank background in a bidirectional mode, the merchant background is electrically connected with a scanning device and a storage module in an output mode respectively, the POS machine is electrically connected with an inquiry module in an input mode, and the POS machine is electrically connected with a display module and a verification module in an output mode respectively.
Preferably, the query module comprises an identity card information input module, the identity card information input module is electrically connected with the checking module in an output mode, the checking module is electrically connected with the information transmission module in an output mode, the checking module is electrically connected with the condition verification module in an input mode, and the condition verification module is electrically connected with the bank card information input module in an input mode.
Preferably, the bank card information input module includes a bank card number input unit and a bank type input unit.
Preferably, the verification module comprises a mobile phone number input module, the mobile phone number input module is electrically connected with the receiving module in an output mode, the receiving module is electrically connected with the information output module in an output mode, and the receiving module is electrically connected with the payment password input module in an input mode.
Preferably, the verification module is electrically output and connected with the counting module, the counting module is electrically output and connected with the bank background, and the bank background is electrically output and connected with the warning module.
Preferably, the warning module includes an instruction receiving module, the instruction receiving module is electrically connected to the searching module, the searching module is electrically connected to the information editing module, and the information editing module is electrically connected to the information sending module.
Preferably, the merchant background electrical output is connected with the marking module, the marking module electrical output is connected with the classification module, and the classification module electrical output is connected with the storage module.
Compared with the prior art, the invention has the beneficial effects that:
1. in the invention, the POS machine is connected with the bank background, the inquiry module can inquire the bank card under the name of a consumer, and the payment can be directly carried out after the identity is verified without inserting the bank card into the POS machine, so that the POS machine is more convenient to collect money, the consumption convenience of the consumer is increased, and the use function of the POS machine is increased;
2. when the number of times of the identity authentication error reaches a certain number, the bank background sends information to the bank card binding mobile phone number through the warning module to prompt a bank card holder, so that the use safety of the POS machine is higher.
Drawings
FIG. 1 is a schematic diagram of the present invention;
FIG. 2 is a functional block diagram of a query module of the present invention;
FIG. 3 is a schematic block diagram of a verification module of the present invention;
FIG. 4 is a schematic block diagram of a warning module according to the present invention.
In the figure: 1. a POS machine; 2. a merchant background; 3. a wireless transmission module; 4. a bank background; 5. a payment code generation module; 6. a scanning device; 7. a query module; 71. an identity card information input module; 72. a checking module; 73. an information transmission module; 74. a bank card information input module; 75. a condition verification module; 8. a display module; 9. a verification module; 91. a mobile phone number input module; 92. a receiving module; 93. a payment password input module; 94. an information output module; 10. a marking module; 11. a classification module; 12. a storage module; 13. a counting module; 14. a warning module; 141. an instruction receiving module; 142. a search module; 143. an information editing module; 144. and an information sending module.
Detailed Description
The technical solutions in the embodiments of the present invention will be clearly and completely described below with reference to the drawings in the embodiments of the present invention, and it is obvious that the described embodiments are only a part of the embodiments of the present invention, and not all of the embodiments. All other embodiments, which can be derived by a person skilled in the art from the embodiments given herein without making any creative effort, shall fall within the protection scope of the present invention.
Example 1:
the invention provides a technical scheme that: please refer to fig. 1, which is a merchant platform for performing barcode and code scanning payment based on a POS machine, and includes a POS machine 1;
referring to fig. 1, a POS machine 1 is electrically connected to a payment code generation module 5 in an input mode, the POS machine 1 is electrically connected to a merchant background 2 in a bidirectional mode, the POS machine 1 is connected to a merchant platform through a connection line, so that information of the POS machine 1 and the merchant background 2 can be mutually transmitted, the merchant background 2 is electrically connected to a wireless transmission module 3 in the bidirectional mode, the wireless transmission module 3 is electrically connected to a bank background 4 in the bidirectional mode, the merchant background 2 is respectively and electrically connected to a scanning device 6 and a storage module 12 in an output mode, the POS machine 1 is electrically connected to an inquiry module 7 in an input mode, and the POS machine 1 is respectively and electrically connected to a;
referring to fig. 1, a merchant background 2 is electrically connected with a marking module 10, the marking module 10 is electrically connected with a classification module 11, the classification module 11 is electrically connected with a storage module 12, the marking module 10 marks whether a consumer holds a bank card during consumption, the classification module 11 classifies information, and the information is stored by the storage module 12, so that later-stage searching is facilitated;
referring to fig. 2, the query module 7 includes an identification card information input module 71, the identification card information input module 71 is electrically connected to the check module 72, the check module 72 is electrically connected to the information transmission module 73, the check module 72 is electrically connected to the condition verification module 75, the condition verification module 75 is electrically connected to the bank card information input module 74, the identification card information input module 71 is used to input the identification card number and name of the customer, the bank card information input module 74 is used to input which bank and bank card number the used bank card is, the condition verification module 75 verifies the information input by the bank card information input module 74, it is ensured that the information provided by the bank card information input module 74 is not empty, and it is enough that the information provided by the bank card information input module 74 is one (in case that the bank forgets the bank card number, the bank card under the name of the customer can be queried, make payment more convenient), the checking module 72 will transmit the information to the merchant background 2 through the information transmission module 73, then search the corresponding information in the bank background 4, and search the bank card of the input information, the bank card information input module 74 includes the bank card number input unit and the bank type input unit, the bank type input unit refers to the unit that the bank card belongs to, it is convenient to narrow the search unit;
referring to fig. 3, the verification module 9 includes a mobile phone number input module 91, the mobile phone number input module 91 is electrically connected to the receiving module 92, the receiving module 92 is electrically connected to the information output module 94, the receiving module 92 is electrically connected to the payment password input module 93, the mobile phone number bound with the bank card is input through the mobile phone number input module 91, the payment password of the bank card is input through the payment password input module 93, whether the used bank card belongs to a consumer is verified through a dual mode, and the use security of the POS machine 1 is ensured.
Example 2:
referring to fig. 1 and 4, based on embodiment 1, the verification module 9 is electrically connected to the counting module 13, the counting module 13 is electrically connected to the bank backend 4, the bank backend 4 is electrically connected to the warning module 14, the warning module 14 includes an instruction receiving module 141, the instruction receiving module 141 is electrically connected to the searching module 142, the searching module 142 is electrically connected to the information editing module 143, and the information editing module 143 is electrically connected to the information sending module 144, when a consumer verifies whether a bank card belongs to a consumer through the verification module 9, the counting module 13 records the number of verification errors, when the number reaches a certain number, the bank backend 4 controls the warning module 14 to work, after the instruction receiving module 141 receives information, the searching module 142 searches for a mobile phone number bound by the bank card, the information editing module 143 edits information, the information is sent to the mobile phone number through the information sending module 144, a bank card holder is prompted, a warning effect is achieved, and the use safety of the POS machine 1 is further improved;
compared with the embodiment 1, the counting module 13 and the warning module 14 are added, when the number of times reaches a certain number of times, the bank background 4 controls the warning module 14 to work, so that a bank card holder is prompted, a warning effect is achieved, and the use safety of the POS machine 1 is further improved.
The working principle is as follows: in the process of consumption and payment, if a consumer carries and uses a bank card, the bank card is inserted into the POS machine 1, after a payment password is input, the payment code is generated by the payment code generation module 5, the payment code is scanned by the scanning device 6, a merchant collects money, if the consumer does not carry the bank card, the consumer inputs personal information and information of the bank card through the identity card information input module 71 and the bank card information input module 74 of the inquiry module 7, the POS machine 1 transmits the information to the bank background 4 through the merchant background 2 and the wireless transmission module 3, the information of the bank card is searched, after the information is searched, the information of the bank card is displayed on the display module 8, whether the bank card belongs to the consumer is verified through the verification module 9, if the verification is correct, the POS machine 1 controls the payment code generation module 5 to generate the payment code for payment, if the verification is incorrect, the user can not use the system, and the merchant background 2 stores and records the used information.
Although embodiments of the present invention have been shown and described, it will be appreciated by those skilled in the art that changes, modifications, substitutions and alterations can be made in these embodiments without departing from the principles and spirit of the invention, the scope of which is defined in the appended claims and their equivalents.

Claims (7)

1. Merchant platform based on POS machine carries out the bar code, sweeps a yard payment, including POS machine (1), its characterized in that: POS machine (1) electrical input connects payment code generation module (5), POS machine (1) two-way electric connection trade company backstage supporter (2), trade company backstage supporter (2) two-way electric connection wireless transmission module (3), wireless transmission module (3) two-way electric connection bank backstage supporter (4), trade company backstage supporter (2) electric output respectively connects scanning device (6) and storage module (12), POS machine (1) electrical input connects inquiry module (7), POS machine (1) electric output respectively connects display module (8) and verification module (9).
2. The merchant platform for barcode, code-scanning payment based on a POS machine of claim 1, wherein: the inquiry module (7) comprises an identity card information input module (71), the identity card information input module (71) is electrically connected with the checking module (72) in an output mode, the checking module (72) is electrically connected with the information transmission module (73) in an output mode, the checking module (72) is electrically connected with the condition verification module (75) in an input mode, and the condition verification module (75) is electrically connected with the bank card information input module (74) in an input mode.
3. The merchant platform for barcode, code-scanning payment based on a POS machine of claim 2, wherein: the bank card information input module (74) includes a bank card number input unit and a bank type input unit.
4. The merchant platform for barcode, code-scanning payment based on a POS machine of claim 1, wherein: the verification module (9) comprises a mobile phone number input module (91), the mobile phone number input module (91) is electrically output and connected with the receiving module (92), the receiving module (92) is electrically output and connected with the information output module (94), and the receiving module (92) is electrically input and connected with the payment password input module (93).
5. The merchant platform for barcode, code-scanning payment based on a POS machine of claim 4, wherein: the verification module (9) is electrically output and connected with the counting module (13), the counting module (13) is electrically output and connected with the bank background (4), and the bank background (4) is electrically output and connected with the warning module (14).
6. The merchant platform for barcode, code-scanning payment based on a POS machine of claim 5, wherein: the warning module (14) comprises an instruction receiving module (141), the instruction receiving module (141) is electrically connected with the searching module (142) in an output mode, the searching module (142) is electrically connected with the information editing module (143) in an output mode, and the information editing module (143) is electrically connected with the information sending module (144) in an output mode.
7. The merchant platform for barcode, code-scanning payment based on a POS machine of claim 1, wherein: the merchant background (2) is electrically output and connected with the marking module (10), the marking module (10) is electrically output and connected with the classification module (11), and the classification module (11) is electrically output and connected with the storage module (12).
CN202110444246.8A 2021-04-23 2021-04-23 Merchant platform for bar code and code scanning payment based on POS machine Withdrawn CN113129014A (en)

Priority Applications (1)

Application Number Priority Date Filing Date Title
CN202110444246.8A CN113129014A (en) 2021-04-23 2021-04-23 Merchant platform for bar code and code scanning payment based on POS machine

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
CN202110444246.8A CN113129014A (en) 2021-04-23 2021-04-23 Merchant platform for bar code and code scanning payment based on POS machine

Publications (1)

Publication Number Publication Date
CN113129014A true CN113129014A (en) 2021-07-16

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CN202110444246.8A Withdrawn CN113129014A (en) 2021-04-23 2021-04-23 Merchant platform for bar code and code scanning payment based on POS machine

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