CN202838553U - Electronic payment terminal - Google Patents
Electronic payment terminal Download PDFInfo
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- CN202838553U CN202838553U CN 201220098977 CN201220098977U CN202838553U CN 202838553 U CN202838553 U CN 202838553U CN 201220098977 CN201220098977 CN 201220098977 CN 201220098977 U CN201220098977 U CN 201220098977U CN 202838553 U CN202838553 U CN 202838553U
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Abstract
The utility model discloses an electronic payment terminal, which comprises a master controller, an encryption module, a data acquisition module, a storage device, an interface module and a receiving module, wherein the master controller is connected with the encryption module, the data acquisition module, the storage device, the interface module and the receiving module; the interface module comprises an NFC interface, a USB interface, an SD interface and an SWP interface; and the receiving module is used for receiving electronic certificates sent by a POS machine in the form of documents through a point-to-point transit link. The electronic payment terminal disclosed by the utility model is provided with multiple interfaces, can realize remote on-line payment, and integrates with the encryption module, enables on-line payment to be more reliable, receives the electronic certificates through the receiving module, saves paper, and enables an electronic payment system to be more perfect and more convenient.
Description
Technical field
The utility model relates to the E-Payment technical field, particularly a kind of electronic payment terminal.
Background technology
Integrated circuit (IC, Integrated Circuit) card, particularly non-contact IC card have been widely used in the fields such as public transport, gate inhibition, doit electronic payment through the development of more than ten years.And there is integrated multi-purpose trend in the function of mobile phone from strength to strength.With mobile phone and the combination of non-contact IC card technique, make mobile phone be applied to the E-Payment field, can further enlarge the usable range of mobile phone, it is convenient to bring for people's life.At present, there is a kind of technical scheme that mobile phone is combined with non-contact IC card in the prior art, is called the NFC technology.
The NFC technical work is a kind of the short distance wireless communication technology in 13.56MHz, is merged by non-contact radio-frequency identification (RFID) technology and interconnection technique to develop.The NFC terminals such as mobile phone can be simulated non-contact IC card after adopting the NFC scheme, realize the related application of paying by mails.The NFC terminal adopts the NFC scheme, need to increase NFC analog front-end chip, NFC antenna and security control chip in the NFC terminal.Subscriber Identity Module (SIM) is blocked as safety chip, and link to each other by C6 pin hardware, link to each other with the NFC control chip by NFC single-wire-protocol (SWP) agreement, be also referred to as enhancement mode NFC (eNFC).
RFID (Radio Frequency Identification Reader, the radio-frequency (RF) identification machine) agreement that the NFC analog front-end chip is supported comprises ISO 14443 Type A/Type B, Felica, ISO15693 etc., can be modeled to corresponding card.The simultaneously development of technology makes the NFC terminal can support power down to swipe the card, and namely the NFC terminal is when power down, and the Energy Simulation that can produce by the work magnetic field of induction contactless card reader is non-contact card, and normally carries out alternately with card reader.Here the situation of the power down of indication comprises that NFC terminal closedown, battery electric quantity exhaust and the situation such as the battery of not packing into.
The NFC technology meets ISO18092, the ISO21481 standard of ISO (International Standards Organization), and compatible wireless smart card ISO14443 standard meets EMCA-340,352 and 356 standards of European ACM (Association of Computing Machinery).Two powers---the MIFARE technology of Philip and the FeliCa technology of Sony in the compatible contact type intelligent card of NFC field have been disposed about 1,200,000,000 based on the former smart card, and the latter has also disposed about 1.7 hundred million.This make the NFC technology fully possessed following near radio interconnect equipment due low-power, low price, compatible characteristics, and make NFC become a kind of technology that is rich in competitive power of near radio field of interconnects.
At present, the technical body of existing specialty is that the intelligent mobile application platform (Smart Mobile Application Platform hereinafter represents with SMAP) that mobile non-contact application is formulated has been made solution specially, and can support NFC to use.The functional modules such as non-contact card reader, non-contact card and card analogue communication interface that the SMAP acp chip is integrated are supported ISO/IEC14443, the multiple kinds such as ISO/IEC15693 and ISO/IEC18092.
RFID is a kind of contactless automatic identification technology, it is automatically identified destination object and obtains related data by radiofrequency signal, identification work need not manual intervention, as the wireless version of bar code, the RFID technology has the not available waterproof of bar code, antimagnetic, high temperature resistant, long service life, read that distance is large, data can encrypt, store that data capacity is larger, the storage information change waits advantage freely on the label.
The contactless recognition technology of this class of RFID and NFC has been widely used in the fields such as public transport, logistics transportation, gate inhibition, and a lot of commodity, medicine, food also all begin to adopt this type of label.When paying the bill as " stored value card ", the user only needs the equipment of integrated rfid-tag or NFC module to be pressed close to card reader or make a movement in its place rolling of about one inch on every side, fund will be deducted from user account automatically, need not input password, signature and any proof procedure, very easy to use, still, its security is inadequate, only can be used for small amount payment at present.The user can't freely supplement with money this type of " stored value card ", must go to the appointed place to handle, because the existence of these defectives is restricted the utilization of this technology.
In addition, stored value card can substitute existing credit card, and using also can be more more convenient than credit card.We after POS machine terminal is deducted our money, can print a table listings when using credit card to consume at ordinary times, and what have directly is exactly the invoice that can submit an expense account; Can imagine that all can there be the POS machine in every supermarket, large supermarket also has several even 10 several POS machines, a city has several ten thousand supermarket, the global POS machine quantity in the whole nation is huge especially, these POS machines are constantly printing consumer bills, this is a very large consumption to paper, falls these paper if can save, and will cut down less a lot of trees even a lot of forest.
The utility model content
Therefore, the utility model proposes a kind of electronic payment terminal, can eliminate fully because the restriction of prior art and one or more problems that defective causes.
The utility model additional advantage, purpose and characteristic, a part will be elucidated in the following description, and another part will be significantly for those of ordinary skill in the art by the investigation to following explanation or acquire from enforcement of the present utility model.Can realize and obtain the utility model purpose and advantage by the structure of in the instructions of literal and claims and accompanying drawing, pointing out especially.
The utility model provides a kind of electronic payment terminal, comprise: master controller, encrypting module, data acquisition module, storer, interface module and receiver module, described master controller is connected with described encrypting module, data acquisition module, storer, interface module and receiver module respectively, wherein, described interface module comprises NFC interface, USB interface, SD interface and SWP interface.
According to the utility model one preferred embodiment, described electronic payment terminal also comprises the NFC antenna that is connected with the NFC interface.
According to the utility model one preferred embodiment, described receiver module is used for receiving the electronic certificate that the POS machine sends with document form by point-to-point current link.
According to the utility model one preferred embodiment, described master controller is connected with the external weights measuring equipment through described data acquisition module.
According to the utility model one preferred embodiment, described encrypting module is: any one in DES algoritic module, 3DES algoritic module, aes algorithm module or the random number generation module.
The utlity model has following advantage:
1), the electronic payment terminal that provides of the utility model embodiment has the SWP interface, can be connected with mobile communication terminal, pay by mails in order to be applicable to remote online; This electronic payment card also has a plurality of communication interfaces, can connect from different peripheral electronic device according to different interfaces conclude the business, in order to be applicable to conclude the business under the different occasions, supplement with money etc., has increased user's convenience;
2), integrated encrypting module, support PKI system and VPN to accelerate, support more safe and reliable online E-Payment, the while also can be used for " stored value card " supplemented with money;
3), automatically gather weight information, digitizing storage transmission is carried out Correlation method for data processing automatically such as automatically calculating total price according to Item Weight and unit price, raises the efficiency and reliability, avoids personal error;
4), the POS machine generates corresponding electronic certificate according to the payment information of electronic payment terminal, and by point-to-point communication mode electronic certificate is transferred to electronic payment terminal, so both saved paper, made things convenient for again preservation and the reimbursement of client to invoice, so that electronic fare payment system is more complete and convenient.
Description of drawings
Fig. 1 is the structural representation according to the electronic payment terminal of the utility model embodiment.
Embodiment
With reference to the accompanying drawings the utility model is described more fully, exemplary embodiment of the present utility model wherein is described.
As shown in Figure 1, electronic payment terminal provided by the utility model comprises: master controller 1, encrypting module 2, data acquisition module 3, storer 4, interface module 5 and receiver module 6, master controller 1 is connected with receiver module with encrypting module 2, data acquisition module 3, storer 4, interface module 5 respectively and is connected, and interface module 5 comprises NFC interface 51, USB interface 52, SD interface 53 and SWP interface 54.Electronic payment terminal can be connected with external lan or internet by interface module 5, NFC interface 51 is the combination of contactless identification RFID technology and interconnection technique, function with two-way connection and identification, frequency of operation is 13.56MHz, and master controller 1 is connected with the external weights measuring equipment through data acquisition module 3.
The electronic payment terminal that this utility model provides also comprises the antenna 7 that is connected with NFC interface 51.This antenna 7 can be the NFC antenna, and this NFC antenna is connected with NFC interface 51.
Described receiver module is used for receiving the electronic certificate that the POS machine sends with document form by point-to-point current link.
Encrypting module 2 is supported various both at home and abroad main flow cryptographic algorithms, virtual support private (VPN) technology, can construct safe and reliable virtual private data channel at public open network, to guarantee the security of data transmission, anti-eavesdrop, anti-tampering, anti-tamper; Support Public Key Infrastructure (hereinafter representing with PKI), by the effective authenticated identity of digital certificate, realize the network electronic stamped signature by digital signature, can the to satisfy effectively confidentiality, authenticity, integrality, non repudiation four large internet data transmission security requirements.In actual applications, this encrypting module 80 can be: DES algoritic module, 3DES algoritic module, aes algorithm module or random number generation module etc.
This storer 4 can comprise read-only memory unit and random read-write storage unit.This read-only memory unit can be non-volatile erasable except storage unit.Storer 4 can be used for depositing program and data; Can change according to actual needs program and the data deposited, can comprise such as the data of depositing: storing card data, bank card information, personally identifiable information, key, certificate of certification, data encrypting and deciphering information, safety check information etc.
Data acquisition module 3 connects weight measuring equipment.This electronic payment terminal can be widely used in each large supermarket, retail shop.After the client chooses commodity, automatically identify its RFID label by this electronic payment terminal, obtain Item Information, such as Item Title, classification, model, numbering, the place of production, supplier, price, pot-life, current state etc.And can automatically gather weight information, automatically carry out Correlation method for data processing such as automatically calculating total price according to Item Weight and unit price.Because this electronic payment terminal is integrated mixed-media network modules mixed-media and encrypting module, the client can select off-line or online E-Payment the by mails according to amount of money size.When carrying out the payment of small amount offline e, the user only need to prestore " stored value card " of electronic money pressed close to this electronic payment terminal payment module or around it about one inch place rolling make a movement, fund will be deducted from user account automatically, need not input password, signature and any proof procedure, very easy to use.Simultaneously also can be used for " stored value card " supplemented with money.Because the essence of Internet of Things still is the internet, transmission path is wired or wireless internet, and PKI technology, VPN technologies can be guaranteed the safe reliability of its data transmission.
The PKI technology is exactly the infrastructure that information security services is provided of utilizing the public-key cryptography theory and technology to set up.Public key system is present most widely used a kind of encryption system, and in this system, encryption key and decruption key are different, and the people who sends information utilizes recipient's PKI to send enciphered message, and the recipient recycles own proprietary private key and is decrypted.This mode had both guaranteed the confidentiality of information, can guarantee information have non repudiation again.PKI is as the security infrastructure with universality that information security services is provided, can provide online authentication on unified safety certification standards and norms basis, be the set of ca authentication, digital certificate, digital signature and associated safety application component module.PKI can be used as the technical foundation of supporting authentication, integrality, confidentiality and non-repudiation, solves technically the safety problems such as online identity authentication, information integrity and resisting denying, is the Optimal system of present guarantee a networked society safety of generally acknowledging.In China, PKI built before more than ten years and just starts, and had been widely used in the fields such as E-Government, ecommerce, financial sector, corporate intranet.
VPN sets up interim, a safe connection by a common network, is safe, a stable tunnel that passes chaotic common network.Adopted multiple safe mechanism in the VPN framework, such as tunneling technique (Tunneling), encryption and decryption technology (Encryption), key management technology, identity identifying technology (Authentication) etc., by above-mentioned every network security technology, guarantee not to be stolen when data is transmitted in common network, even or be stolen the data that the other side transmits in also can't read data packet.
The data such as the Item Information that collects, Transaction Information both can be after encrypting in the storer 4 of safe storage in electronic payment terminal, also can it be uploaded to network data base via the VPN virtual private passage of interface module 5 by safety, be convenient to statistics, manage and review.
By USB interface provided by the utility model, the user can supplement with money or bookkeeping electronic payment devices, and idiographic flow is:
Electronic payment terminal can be linked to each other with computing machine by USB interface, and by on-line payment system, electronic payment terminal be supplemented with money, its concrete steps comprise: the USB interface of electronic payment terminal being inserted computing machine; Electronic payment terminal is enumerated on computers and is standard CC ID equipment or other privately owned equipment; By on-line payment system, request is supplemented with money electronic payment terminal; On-line payment system is carried out bi-directional verification by USB interface and electronic payment terminal; After being proved to be successful, on-line payment system sends to electronic payment terminal by USB interface and supplements instruction with money; Electronic payment terminal receives and supplements instruction with money, and the remaining sum in the built-in storage unit is made amendment, and returns transaction results; Electronic fare payment system is processed transaction results, and is shown to the user.
Electronic payment terminal is connected with computing machine by USB interface, and in computing machine, enumerates and be standard CC ID equipment or other privately owned equipment; The managing electronic payment terminal software of installing in the operation computing machine, computer management electronic payment terminal software communicates by the processor of USB interface and electronic payment terminal, after processor receives processing instruction, according to personal certificate and the enciphered data in certain limiting operation storage unit, thereby realization is to the management of electronic payment terminal.
By SWP interface provided by the utility model or SD interface, the user can realize long-range online E-Payment, and idiographic flow is:
Be connected the mode of carrying out exchanges data by mobile communication terminal (such as mobile phone) with SWP interface or the SD interface of electronic payment terminal.This mode is by will the conclude the business transaction program of odd numbers input handset of user, and the mobile phone transaction program will be concluded the business odd numbers by certain rule, and SWP interface or SD interface by electronic payment terminal write in the electronic payment terminal; Authentication information in the processor reading cells of electronic payment terminal, and with the processor of operation result return electron payment terminal; Finally via the mobile phone transaction program information is fed back to the cashier, or directly be submitted to payment gateway by network, finish payment.
Through foregoing description as can be known, the electronic payment terminal that the utility model provides has multiple advantage, especially have a plurality of interfaces, can realize remote online payment, and integrated encrypting module, so that on-line payment is more reliable, receive electronic certificate by receiver module, both save paper, made things convenient for again preservation and the reimbursement of client to invoice, so that electronic fare payment system is more complete and convenient.
Above content only is preferred embodiment of the present utility model, for those of ordinary skill in the art, according to thought of the present utility model, all will change in specific embodiments and applications, this description should not be construed as restriction of the present utility model.
Claims (5)
1. electronic payment terminal, comprise: master controller, encrypting module, data acquisition module, storer, interface module and receiver module, described master controller is connected with described encrypting module, data acquisition module, storer, interface module and receiver module respectively, it is characterized in that described interface module comprises NFC interface, USB interface, SD interface and SWP interface.
2. electronic payment terminal as claimed in claim 1 is characterized in that, described electronic payment terminal also comprises the NFC antenna that is connected with the NFC interface.
3. electronic payment terminal as claimed in claim 1 is characterized in that, described receiver module is used for receiving the electronic certificate that the POS machine sends with document form by point-to-point current link.
4. electronic payment terminal as claimed in claim 1 is characterized in that, described master controller is connected with the external weights measuring equipment through described data acquisition module.
5. electronic payment terminal as claimed in claim 1 is characterized in that, described encrypting module is: any one in DES algoritic module, 3DES algoritic module, aes algorithm module or the random number generation module.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN 201220098977 CN202838553U (en) | 2012-03-16 | 2012-03-16 | Electronic payment terminal |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN 201220098977 CN202838553U (en) | 2012-03-16 | 2012-03-16 | Electronic payment terminal |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN202838553U true CN202838553U (en) | 2013-03-27 |
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ID=47950202
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN 201220098977 Expired - Fee Related CN202838553U (en) | 2012-03-16 | 2012-03-16 | Electronic payment terminal |
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| Country | Link |
|---|---|
| CN (1) | CN202838553U (en) |
Cited By (3)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN104363338A (en) * | 2014-11-05 | 2015-02-18 | 成都缤果科技有限公司 | NFC (near field communication) technology based payment cellphone |
| CN106301485A (en) * | 2015-06-25 | 2017-01-04 | 宇龙计算机通信科技(深圳)有限公司 | A kind of safe communication method and mobile terminal |
| CN110235380A (en) * | 2017-02-16 | 2019-09-13 | 华为技术有限公司 | A kind of payment processing method and device |
-
2012
- 2012-03-16 CN CN 201220098977 patent/CN202838553U/en not_active Expired - Fee Related
Cited By (3)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN104363338A (en) * | 2014-11-05 | 2015-02-18 | 成都缤果科技有限公司 | NFC (near field communication) technology based payment cellphone |
| CN106301485A (en) * | 2015-06-25 | 2017-01-04 | 宇龙计算机通信科技(深圳)有限公司 | A kind of safe communication method and mobile terminal |
| CN110235380A (en) * | 2017-02-16 | 2019-09-13 | 华为技术有限公司 | A kind of payment processing method and device |
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Legal Events
| Date | Code | Title | Description |
|---|---|---|---|
| C14 | Grant of patent or utility model | ||
| GR01 | Patent grant | ||
| CF01 | Termination of patent right due to non-payment of annual fee |
Granted publication date: 20130327 Termination date: 20150316 |
|
| EXPY | Termination of patent right or utility model |