CN205302348U - Financial IC -card that combines fingerprint authentication and KEY function - Google Patents
Financial IC -card that combines fingerprint authentication and KEY function Download PDFInfo
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Abstract
The utility model provides a financial IC -card that combines fingerprint authentication and KEY function, includes a card formula body, integratedly on the card formula body have the power management, be used for to charge and interactive 7816 modules of data and NFC module, be used for the data interaction bluetooth module, be used for safe the application and the safe security chip of usefulness, the paper battery of inside power supply usefulness, the fingerprint module that authentification of user used of saving, ability normal use's security chip was connected after its the authentication signal that sends verification of fingerprint module and receipt was passed through, fingerprint module, bluetooth module, security chip all are connected with the paper battery, security chip with be connected respectively with its 7816 modules, NFC module, bluetooth module who realizes the data interaction, the paper battery is connected its 7816 modules of charging and NFC module when the power that goes on managing its charging process is managed respectively with external power. The utility model discloses the security is high, the function is diversified.
Description
Technical field
The utility model relates to the financial IC card of a kind of combination finger print identifying and KEY function.
Background technology
From in December, 2005, since industrial and commercial bank releases domestic leader's financial IC card, financial IC card is in government and market is dual helpsUnder power, rapidly grow up. Central Bank's declaration on July 19th, 2012, on January 1st, 2013 rises, and national business bank all will issue financeIC-card. By the first half of the year in 2012, more than 4,500 ten thousand of financial IC cards were totally issued in the whole nation, compared with increasing by 2,070 10000 the end of the year 2011, amplification reaches 85%, realized financial IC card and exceed 15% in increment hair fastener accounting before the end of the year. In March, 2011, Central Bank starts silver comprehensivelyRow magnetic stripe card is to IC-card migration work. According to the timetable of Central Bank, work, agriculture, in, build, hand over and trade and investment promotion, Postal Savings bank etc. state-owned largeRow has got off the ground financial IC card. Social security card merges with financial IC card, estimates will issue 800,000,000 financial IC during " 12 "Card.
The profile of financial IC card is similar to magnetic stripe card, and different places is the medium of data storage. Magnetic stripe card is to pass throughOn card, the changes of magnetic field of magnetic stripe is stored information, and financial IC card is that the IC chip in blocking by embedding is storedData message. Compared with traditional magnetic stripe card, financial IC card has more obvious advantage:
1, possesses the revolutionary advantage of one card for multiple uses. The memory capacity of financial IC card is hundreds of times of conventional magnetic stripe card, canImplant more application program, such as social security, public transport, retail, hospital, self-service ticketing and sell goods etc. Thereby make financial IC card quiltExtensive use each area of collaboration except bank, real realization " one card for multiple uses, all-purpose card capable ".
2, level security is good. Compare magnetic stripe card, financial IC card possesses very strong anti-attack ability, is difficult to be replicated and puppetMake.
3, " dodge and pay " quick consumption. Be different from traditional magnetic stripe card and can only have an account, all right in IC-card chipIncrease electronic cash account (i.e. " stored value card "), the account 1000 yuan of the remaining sum upper limits, can realize off line by " sudden strain of a muscle pair " quickConsumption.
But the feature of one card for multiple uses also makes the risk of financial IC card generation in the time of stolen or loss and loses moreGreatly, also more need a kind of method to ensure user's property safety. At present, the financial IC card in tradition cannot be accomplished card and peopleCorresponding one by one, disabled user just can normally use financial IC card and wherein after managing to get simple 6 passwordsMajor applications. And application security does not also reach financial standard far away, Hen Duoying on current a lot of cards based on financial IC cardWith, for example electronics stored value card, stored value card, does not need password in use. In addition the credit card of, not establishing password is being lostAfter can be stolen brush by any people, and be to bear by bank the loss therefore causing at present.
Existing a kind of fingerprint bank card, is to gather user fingerprints at bank counter, writes in bank card, is using this bankWhen card, need to obtain fingerprint verification by ATM or the upper fingerprint acquisition instrument connecting of PC, confirm user, it is usingTime as shown in Figure 1. There is following shortcoming:
1,, while using card on ATM, must could realize the security guarantee to card having on external ATM,But the current quantity of ATM with fingerprint is few, owing to relating to significantly amendment and the checking of hardware and software, therefore also can notCan replace in a large number in a short time, therefore substantially not possess practical popularization significance.
2, while use on PC and fixing POS, must increase an extra fingerprint acquisition instrument and obtain fingerprint, increase hardPart cost and extra equipment control.
3, while use on mobile terminal and portable POS, mobile device mostly cannot external fingerprint acquisition instrument, if usedThe fingerprint acquisition instrument of mobile device itself can not ensure the security of whole link.
4,, between common financial IC card and finger-print card co-existence periods, all devices must compatible 2 sets of plan.
Existing common KEY, outward appearance is an etui of approximate cuboid, as shown in Figure 2, with USB interface. From orderBefore just see at the KEY of main flow product, its apparent size is substantially at 50mm*20mm*8mm. Because the KEY of Mei Jia bank is not general,Therefore client need to carry a large amount of KEY product guarantees at any time can be with the service of any bank. ExistShortcoming:
1, carry inconvenience: the skimble-scamble profile of Ge Jia bank, and the outward appearance of cuboid, cause the KEY product cannot be veryGood arrangement and carrying.
2, easily lose: owing to being easy to occur long-term no situation, the appearance design of KEY simultaneously also starts small-sizedChange, therefore more easily lose.
Summary of the invention
The utility model provides that a kind of volume is little, easy to carry, charging convenience, environmental protection, personalization are strong, safe,The combination finger print identifying of functional diversities and the financial IC card of KEY function.
The technical solution adopted in the utility model is:
A financial IC card for combination finger print identifying and KEY function, comprises a card form body, it is characterized in that: described inOn card form body, be integrated with power management, for charge and 7816 modules of data interaction and NFC module, for data interactionBluetooth module, the safety chip of using for Secure Application and safety storing, paper battery, user that in-line power is used authenticate useFingerprint module, described fingerprint module could the normal safe core using after passing through with its authentication signal authentication of sending of receptionSheet connect, described fingerprint module, bluetooth module, safety chip are all connected with paper battery, described safety chip and with its realize numberConnect respectively according to 7816 mutual modules, NFC module, bluetooth module, described paper battery warp manages its charging processPower management during respectively with externally fed 7816 modules and the NFC module to its charging be connected. When the utility model carries at ordinary timesWith carry that common financial IC card is the same to be carried, very convenient; User first pressed fingerprint before using card, by identifying rear promptingUser can normally use this card; After certification is passed through, user is the same with use financial IC card or KEY, in various occasions, usesCard; After finishing using, card is automatically cancelled and being enabled, and user need to authenticate while once using again upper; If certification is passed throughIn rear certain hour, do not use this card, cancel and enabling; If repeatedly user fingerprints comparison is not passed through, card is locked, preventsAfter losing, stolen brush is usurped, and has improved security performance. And the utility model can regard common financial IC card use, also canTo use as KEY, functional diversities.
Further, described safety chip comprises for the treatment of the fingerprint algorithm execution district of finger print information, for storing userThe finger print information memory block of finger print information, for realizing the execution district of KEY function, for realizing the execution of financial IC card functionDistrict, for realize the encryption and decryption module of enciphering and deciphering algorithm, for preserve KEY function relevant sensitization information KEY data storage area,For preserving the financial IC card information data storing district of financial IC card function relevant sensitization information.
Further, described 7816 modules, NFC module and bluetooth module all can be by turning interface convertor and the PC of USBConnect, by interface convertor, the utility model is changed into an effective USBKEY, for ensureing the legacy equipments such as PCFinance activities.
The beneficial effects of the utility model:
1, determine legal user by finger print identifying, only have legal user could use IC-card, reduce card and loseThe risk producing when being replicated.
2, after certification is passed through, card can be used as common financial IC card and uses, and does not need to upgrade or replace existing equipment.
3, after certification is passed through, card can be used as common Key and uses.
4, in using as financial IC card, need to not increase any equipment in terminal.
5, the validated user of card can be many people, for example, to meet the shared demand of many people (kinsfolk).
6, single-chip is realized financial IC card, KEY and fingerprint function in card, has stopped the safety of multicore inter-chip communication and has askedTopic is brought up to financial security degree by the security of fingerprint application simultaneously, farthest protects user security.
7, by financial IC card and KEY combination, reduce costs, increase added value of product.
8, outward appearance meets the appearance standard of financial IC card, meets user's the custom of carrying, and convenient management, has solved KEY productProduct are not portable, not manageability, the problems such as easy loss.
Brief description of the drawings
Fig. 1 is the use schematic diagram of existing fingerprint bank card.
Fig. 2 is the structural representation of existing common KEY.
Fig. 3 is structural representation of the present utility model.
Fig. 4 is the cut-away view of safety chip of the present utility model.
Fig. 5 is the workflow diagram of the utility model during as financial IC card.
Fig. 6 is the workflow diagram of the utility model during as KEY.
Detailed description of the invention
Below in conjunction with specific embodiment, the utility model is further described, but the utility model is not limited toIn these detailed description of the invention. One skilled in the art would recognize that the utility model contained within the scope of claimsAll alternatives, improvement project and the equivalents that may comprise.
With reference to Fig. 3, the financial IC card of a kind of combination finger print identifying and KEY function, comprises a card form body 8, described cardOn chip body 8, be integrated with power management 2, for charging and 7816 modules 1 and the NFC module 4 of data interaction, handing over for dataMutual bluetooth module 7, the safety chip 5 of using for Secure Application and safety storing, paper battery 3, the user that in-line power is used recognizeThe fingerprint module 6 of card use, described fingerprint module 6 could normally use after passing through with its authentication signal authentication of sending of receptionSafety chip 5 connect, described fingerprint module 6, bluetooth module 7, safety chip 5 are all connected with paper battery, described safety chip 5Be connected respectively with its 7816 modules 2, NFC module 4, bluetooth module 7 of realizing data interaction, described paper battery 3 is through filling itThe power management 2 that electric process manages is connected 7816 modules 1 and the NFC module 4 of its charging during respectively with externally fed. ThisWhen utility model is carried at ordinary times with carry that common financial IC card is the same to be carried, very convenient; User first pressed before using cardFingerprint, can normally use this card by identifying rear prompting user; After certification is passed through, user and use financial IC card or KEY mono-Sample uses card in various occasions; After finishing using, card is automatically cancelled and being enabled, and user needs heavily while once using upperNew certification; If certification, by not using this card in rear certain hour, is cancelled and being enabled; If repeatedly user fingerprints is compared notPass through, card is locked, and after preventing loss, stolen brush is usurped, and has improved security performance. And the utility model can be as generalLogical financial IC card use, also can be used as KEY and uses, functional diversities.
The present embodiment safety chip 5 comprises for the treatment of the fingerprint algorithm of finger print information to be carried out district, refers to for storing userThe finger print information memory block of line information, for realize the execution district of KEY function, for realize financial IC card function execution district,For realizing the encryption and decryption module of enciphering and deciphering algorithm, for preserving KEY data storage area, the use of KEY function relevant sensitization informationIn the financial IC card information data storing district that preserves financial IC card function relevant sensitization information, between each memory block and execution districtRealize data and access isolation, see Fig. 4.
The interface convertor that described in the present embodiment, 7816 modules 1, NFC module 4 and bluetooth module 7 all can be by turning USB withPC connects, and by interface convertor, the utility model is changed into an effective USBKEY, for ensureing that the tradition such as PC establishStandby upper finance activities.
The utility model is mainly by 7816 modules 1, power management 2, paper battery 3, NFC module 4, safety chip 5, fingerprint mouldPiece 6, bluetooth module 7 these 7 major part compositions, according to different application demands, also may increase or reduce module. Wherein7816 modules 1 provide the hardware interface that meets 7816 specifications. Power management 2 is for the module to battery charging and discharging management. PaperBattery 3 is supply modules of card inside, is mainly that fingerprint module 4 is powered. NFC module 4 is for realizing NFC communication,Can realize wireless charging function simultaneously. Safety chip 5, as main logical block, is realized Secure Application and safety storing meritThe sensitive datas such as energy, finger print information and algorithm and operation be all storage and operations in safety chip also. Fingerprint module 6 be mainlyOn card, embed a finger print acquisition module, for gathering user fingerprints. Bluetooth module 7 is for realizing bluetooth communication.
Relation between each module is as follows:
1,7816 modules 1, NFC module 4 and safety chip 5 can form traditional financial IC card, realize financial IC cardGeneral application, comprises contact and non-contact application.
2, paper battery 3 can be powered to safety chip 5, fingerprint module 6, bluetooth module 7, ensures that card is not outside havingIn the situation of portion's power supply, can use safety chip 5, fingerprint module 6, bluetooth module 7.
3, can charge to paper battery 3 by 7816 modules 1 and NFC module 4, charging process is managed by power management 2Control.
4, safety chip 5 is only at the finger print information that receives fingerprint module 4 and import into, and comparison is legal use by identification, just carry out normal financial IC card and KEY function when at the family.
5, fingerprint module 6 is just for gathering fingerprint image, and the sensitive information relating to and fingerprint algorithm are all preserved and movedIn safety chip 5, make the process of fingerprint authentication be subject to the protection of financial security rank.
6, use the communication of NFC module 4 or bluetooth module 7 to realize wireless KEY function, be conveniently used for ensureing mobile deviceFinance activities.
7, can be by the utility model equivalence by interface convertor (as NFC turns USB, bluetooth turns USB, 7816 and turns USB)Become a USBKEY, for ensureing the finance activities on the legacy equipments such as PC.
The typical workflow of the utility model during as financial IC card as shown in Figure 5, is described as follows:
Before step 1, the use that accesses terminal, user inputs fingerprint on card;
Step 2, if the verification passes, enables card, and terminal can be accessed;
Step 3, user in terminal with use the same the utility model that uses of common financial IC card;
Step 4, finish using after card leave terminal, card forbidden energy access.
Wherein:
If 1 in step 1 authentication failed, user can continue repeating step 1, until unsuccessfully exceed continuously number of times,Card is locked, cannot enable, and must go to bank to reactivate.
If 2 are proved to be successful in step 1, but do not use the actual card that uses, card will be after certain hour certainlyMoving forbidden energy.
3, this card all needs authentication before each use, ensures that user is validated user.
The typical workflow of the utility model during as KEY as shown in Figure 6, is described as follows:
Before step 1, the use that accesses terminal, user inputs fingerprint on card;
Step 2, if the verification passes, enables card, can use KEY function;
Step 3, user use the finance activities on the utility model protection equipment at connection device the same as common KEY;
Step 4, finish using after KEY and equipment disconnect.
Wherein:
If 1 in step 1 authentication failed, user can continue repeating step 1, until unsuccessfully exceed continuously number of times,Card is locked, cannot enable, and must go to bank to reactivate.
If 2 are proved to be successful in step 1, but do not use the actual card that uses, card will be after certain hour certainlyMoving forbidden energy.
3, this card all needs authentication before each use, ensures that user is validated user.
Claims (3)
1. in conjunction with a financial IC card for finger print identifying and KEY function, comprise a card form body, it is characterized in that: described cardOn chip body, be integrated with power management, for charge and 7816 modules of data interaction and NFC module, for data interactionBluetooth module, the safety chip of using for Secure Application and safety storing, the paper battery that in-line power is used, the finger that user authenticates useLine module, described fingerprint module could the normal safety chip using after passing through with its authentication signal authentication of sending of receptionConnect, described fingerprint module, bluetooth module, safety chip are all connected with paper battery, described safety chip and with its realize dataMutual 7816 modules, NFC module, bluetooth module connect respectively, the electricity of described paper battery through its charging process is managedSource control during respectively with externally fed 7816 modules and the NFC module to its charging be connected.
2. the financial IC card of a kind of combination finger print identifying as claimed in claim 1 and KEY function, is characterized in that: described peaceFull chip comprises for the treatment of the fingerprint algorithm execution district of finger print information, for storing the finger print information storage of user fingerprints informationDistrict, for realizing the execution district of KEY function, for realizing the execution district of financial IC card function, for realizing enciphering and deciphering algorithmEncryption and decryption module, for preserving the KEY data storage area of KEY function relevant sensitization information, for preserving financial IC card function phaseClose the financial IC card information data storing district of sensitive information.
3. the financial IC card of a kind of combination finger print identifying as claimed in claim 1 or 2 and KEY function, is characterized in that: described in7816 modules, NFC module and bluetooth module all can be connected with PC by the interface convertor that turns USB.
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| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201521066098.7U CN205302348U (en) | 2015-12-18 | 2015-12-18 | Financial IC -card that combines fingerprint authentication and KEY function |
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| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201521066098.7U CN205302348U (en) | 2015-12-18 | 2015-12-18 | Financial IC -card that combines fingerprint authentication and KEY function |
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Cited By (6)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN106203593A (en) * | 2016-07-05 | 2016-12-07 | 商学全 | A kind of active fingerprint IC card and using method |
| CN107040292A (en) * | 2017-01-25 | 2017-08-11 | 比奥香港有限公司 | A kind of key devices and communication system based on NFC |
| CN107833054A (en) * | 2017-12-11 | 2018-03-23 | 飞天诚信科技股份有限公司 | A kind of bluetooth fiscard and its method of work |
| CN110826665A (en) * | 2019-11-01 | 2020-02-21 | 楚天龙股份有限公司 | Fingerprint card fingerprint management method and device |
| CN112132249A (en) * | 2020-10-04 | 2020-12-25 | 南京德朗克电子科技有限公司 | Intelligent card with jade seal shape convenient to use |
| US11308495B2 (en) * | 2017-12-11 | 2022-04-19 | Feitian Technologies Co., Ltd. | Financial card with function of fingerprint verification and working method therefor |
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2015
- 2015-12-18 CN CN201521066098.7U patent/CN205302348U/en active Active
Cited By (7)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN106203593A (en) * | 2016-07-05 | 2016-12-07 | 商学全 | A kind of active fingerprint IC card and using method |
| CN107040292A (en) * | 2017-01-25 | 2017-08-11 | 比奥香港有限公司 | A kind of key devices and communication system based on NFC |
| CN107833054A (en) * | 2017-12-11 | 2018-03-23 | 飞天诚信科技股份有限公司 | A kind of bluetooth fiscard and its method of work |
| CN107833054B (en) * | 2017-12-11 | 2019-05-28 | 飞天诚信科技股份有限公司 | A kind of bluetooth fiscard and its working method |
| US11308495B2 (en) * | 2017-12-11 | 2022-04-19 | Feitian Technologies Co., Ltd. | Financial card with function of fingerprint verification and working method therefor |
| CN110826665A (en) * | 2019-11-01 | 2020-02-21 | 楚天龙股份有限公司 | Fingerprint card fingerprint management method and device |
| CN112132249A (en) * | 2020-10-04 | 2020-12-25 | 南京德朗克电子科技有限公司 | Intelligent card with jade seal shape convenient to use |
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