CN204759626U - Electronic payment terminating machine - Google Patents

Electronic payment terminating machine Download PDF

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Publication number
CN204759626U
CN204759626U CN201520290013.7U CN201520290013U CN204759626U CN 204759626 U CN204759626 U CN 204759626U CN 201520290013 U CN201520290013 U CN 201520290013U CN 204759626 U CN204759626 U CN 204759626U
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China
Prior art keywords
information
transaction
identity
electronic payment
microprocessor
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Expired - Fee Related
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CN201520290013.7U
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Chinese (zh)
Inventor
胡伟权
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Guangzhou Longtian Software Technology Co Ltd
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Guangzhou Longtian Software Technology Co Ltd
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Priority to CN201520290013.7U priority Critical patent/CN204759626U/en
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Abstract

The utility model provides an electronic payment terminating machine, including microprocessor, electronic payment terminating machine still includes: an input device, first encryption chip, second encryption chip, third encryption chip, communication device, display screen, alarm device, fingerprint identification device and face identification device for reading the authentication card reader of the identity information of not decrypting in the identity IC -card, be used for the input and receive user's transaction amount information and account password information. Three encryption chip is used for encrypting identity information, transaction amount information and the account password information of not decrypting respectively, realizes effectively having improved transaction security to relevant transaction information's superencipher, and fingerprint identification device, face identification device carry out the secondary authentication through transaction user's fingerprint diagnostic information, people's face diagnostic information to it respectively, have greatly reduced the transaction risk of user and trade company.

Description

A kind of electronic payment terminal machine
Technical field
The utility model relates to electronic transaction field, more specifically, relates to a kind of electronic payment terminal machine.
Background technology
Since bank card distribution, bank card obtains popularization energetically and use with its intrinsic advantage such as safe, convenient, and it changes traditional pay-us-you-go plan, becomes the main means of payment.But bank card can not be used alone as the means of payment, it all must be paid channel by mails by certain when carrying out any financial transaction and get in touch with the account of bank, then just can complete transaction through steps such as mandate, confirmations.
Along with developing by leaps and bounds of the communication technology and extensively popularizing of internet, applications, ecommerce is as a kind of novel online online methods of conducting trade, the same with conventional business, plays an important role.Under open internet environment, how to ensure the safety of transaction data in electronic transaction process, how to carry out safe E-Payment, and provide reliable resisting denying service to become the key of ecommerce successful Application, and a simple encryption is carried out to customer transaction information, easily decoded by lawless person, security performance can not obtain effective guarantee.
Utility model content
The utility model provides a kind of electronic payment terminal machine, low to solve existing terminating machine process of exchange security performance, easily gives the technical matters that user and trade company cause any property loss.
The utility model provides a kind of electronic payment terminal machine, comprises microprocessor, and electronic payment terminal machine also comprises:
The authentication card reader be electrically connected with microprocessor, for reading the non-decryption identity information in identity IC-card;
The input media be electrically connected with microprocessor, for inputting and receive transaction amount information and the account password information of user;
The first encryption chip is provided with, in order to realize the superencipher to non-decryption identity information between authentication card reader and microprocessor;
Be provided with the second encryption chip and the 3rd encryption chip between microprocessor and input media, wherein the second encryption chip is for realizing the superencipher to transaction amount information, and the 3rd encryption chip is for realizing the superencipher to account encrypted message;
Communication device, for account password information, transaction amount information and non-decryption identity information are sent to bank transaction butt end, and accepts the transaction information that bank transaction butt end sends;
The display screen be electrically connected with microprocessor, for showing the transaction amount information after encryption, account password information or transaction information to screen;
The alarm device be electrically connected with microprocessor, for producing corresponding alarm signal according to transaction information;
The fingerprint identification device be electrically connected with microprocessor, for receiving the finger print information with discriminating user; Fingerprint identification device comprises two fingerprint collecting windows, the pre-storage of finger print information and finger print information certification kernel processing device;
The face identification device be electrically connected with microprocessor, for obtaining the face characteristic information with discriminating user.Further, fingerprint identification device comprises fingerprint collecting window, the pre-storage of finger print information and finger print information certification kernel processing device.
Further, face identification device comprises camera, face characteristic information extraction apparatus and face characteristic information kernel processing device.
Further, input media comprises finger-impu system and/or touch-screen input media.
Further, authentication card reader comprises draw-in groove, for placing identity IC-card to be read.
Further, authentication card reader comprises radio-frequency communication module, for matching with the identity IC-card being provided with radio-frequency communication module, to realize the wireless reading to the non-decryption identity information on identity IC-card.
Further, alarm device comprises pilot lamp suggestion device and/or sound prompt device.
The beneficial effects of the utility model:
The utility model electronic payment terminal machine, comprise microprocessor, authentication card reader, input media, communication device and display screen, at the scene in process of exchange, after user or trade company input transaction amount information and account password information, and after reading the non-decryption information in identity IC-card by authentication card reader, relevant information is sent to bank transaction butt end by communication device, relevant information is shown by display screen simultaneously.
The utility model is additionally provided with the first encryption chip, the second encryption chip and the 3rd encryption chip, these three encryption chips are respectively used to encrypt non-decryption identity information, transaction amount information and account password information, realize the superencipher to pertinent transaction information, effectively improve transaction security, greatly reduce the transaction risk of user and trade company.
In addition, the utility model is also provided with fingerprint identification device, can when customer transaction by fingerprint identification device, carry out re-authentication by finger print information to its identity to check, more safe and reliable to ensure transaction, avoid because after identity IC-card and password are learned by lawless person belonging to user, falsely use identity and conclude the business, bring property loss to user and trade company.
Accompanying drawing explanation
The accompanying drawing forming a application's part is used to provide further understanding of the present utility model, and schematic description and description of the present utility model, for explaining the utility model, is not formed improper restriction of the present utility model.In the accompanying drawings:
Fig. 1 is the hardware block diagram of the utility model preferred embodiment electronic payment terminal machine.
Embodiment
Below with reference to the accompanying drawings and describe the utility model in detail in conjunction with the embodiments.It should be noted that, when not conflicting, the embodiment in the application and the feature in embodiment can combine mutually.
With reference to Fig. 1, the utility model embodiment provides a kind of electronic payment terminal machine, comprises microprocessor 70, and electronic payment terminal machine also comprises: the authentication card reader 10 be electrically connected with microprocessor 70, for reading the non-decryption identity information in identity IC-card; The input media 20 be electrically connected with microprocessor 70, for inputting and receive transaction amount information and the account password information of user; The first encryption chip 30 is provided with, in order to realize the superencipher to non-decryption identity information between authentication card reader 10 and microprocessor 70; The second encryption chip 40 and the 3rd encryption chip 50 is provided with between microprocessor 70 and input media 20, wherein the second encryption chip 40 is for realizing the superencipher to transaction amount information, and the 3rd encryption chip 50 is for realizing the superencipher to account encrypted message; Communication device 90, for account password information, transaction amount information and the non-decryption identity information after encryption is sent to bank transaction butt end, and accepts the transaction information that bank transaction butt end sends; The display screen 60 be electrically connected with microprocessor 70, for showing transaction amount information, account password information or transaction information to screen; The alarm device 80 be electrically connected with microprocessor 70, for producing corresponding alarm signal according to transaction information; The fingerprint identification device 91 be electrically connected with microprocessor 70, for receiving the finger print information with discriminating user.
Wherein, fingerprint identification device 91 comprises two fingerprint collecting windows, the pre-storage of finger print information and finger print information certification kernel processing device; The face identification device 92 be electrically connected with microprocessor 70, for obtaining the face characteristic information with discriminating user.
The utility model preferred embodiment, comprise microprocessor 70, authentication card reader 10, input media 20, communication device 90 and display screen 60, at the scene in process of exchange, after user or trade company input transaction amount information and account password information, and read the non-decryption information in identity IC-card by authentication card reader 10 after, relevant information is sent to bank transaction butt end by communication device 90, relevant information is shown by display screen 60 simultaneously, be convenient to user or trade company checks its relevant information inputted.
In addition, the utility model preferred embodiment is also provided with fingerprint identification device 91, can when customer transaction by fingerprint identification device 91, carry out re-authentication by finger print information to its identity to check, more safe and reliable to ensure transaction, avoid because after identity IC-card and password are learned by lawless person belonging to user, falsely use identity and conclude the business, bring property loss to user and trade company.
Particularly, fingerprint identification device 91 comprises fingerprint collecting window, the pre-storage of finger print information and finger print information certification kernel processing device.Wherein, fingerprint collecting window is for gathering the finger print information of user and trade company, the reference finger information of trade user and trade company of needing is recorded in advance in the pre-storage of finger print information, at the scene in process of exchange, by fingerprint collecting window Real-time Collection user and trade company wait check finger print information, then finger print information certification kernel processing device will wait that the reference finger information of checking in finger print information and the pre-storage of finger print information is compared, and comparison result is sent to microprocessor 70.If comparison result is correct, then transaction related information sends by microprocessor 70; If comparison result mistake, then interrupt transaction.
Further, the utility model preferred embodiment adopts two fingerprint collecting windows simultaneously, when carrying out certification to user and trade company's finger print information and checking, needs to provide two finger print informations pointed simultaneously, further increases the security performance of transaction.
Face identification device 92 comprises camera, face characteristic information extraction apparatus and face characteristic information kernel processing device.Camera is for obtaining the human face image information of user and trade company, face characteristic information extraction apparatus is used for extracting according to human face image information waiting to check face characteristic information, in addition, the utility model preferred embodiment also comprises face database storage chip, all users to be transacted and trade company's benchmark face characteristic information is prestored in this face database storage chip, face characteristic information kernel processing device will be then for treating that check face characteristic information and benchmark face characteristic information contrast, and comparing result is sent to microprocessor 70, if comparison result is correct, then transaction related information sends by microprocessor 70, if comparison result mistake, then interrupt transaction.
The utility model preferred embodiment is additionally provided with the first encryption chip 30, second encryption chip 40 and the 3rd encryption chip 50, these three encryption chips are respectively used to encrypt non-decryption identity information, transaction amount information and account password information, realize the superencipher to pertinent transaction information, effectively improve transaction security, greatly reduce the transaction risk of user and trade company.Particularly, prestore the key information being solidified with bank and sending in encryption chip, microprocessor 70 reads in encryption chip and after key information, this key information is become to be sent to the pertinent transaction information of bank transaction butt end with above-mentioned non-decryption identity information, transaction amount information and account password information fusion.
Meanwhile, communication device 90 both can adopt wireless mode also to send pertinent transaction information by wired mode.Wherein, communication device 90 comprises the wireless transmission that wireless communication module realizes Transaction Information.Communication device 90 can arrange modulator-demodular unit, to support that the utility model preferred embodiment realizes the communication with bank transaction butt end by landline telephone or network dial mode.
In addition, the utility model preferred embodiment is also provided with alarm device 80, when Fail Transaction, produces a kind of alarm prompt signal; When Transaction Success, then produce another kind of alarm prompt signal.Whether user and trade company can pick out transaction easily according to corresponding alarm prompt signal successful, allowing transaction point out audiovisual, saving exchange hour.
Particularly, alarm device 80 can comprise pilot lamp suggestion device and/or sound prompt device.Wherein pilot lamp suggestion device can be divided into red light and green light, if during Transaction Success, puts and gives a green light, otherwise then send out a warning; Sound prompt device comprises phonetic order charger and hummer, and phonetic order device loads corresponding phonetic order according to transaction information, and hummer produces corresponding sound according to phonetic order again.
Further, input media 20 comprises finger-impu system 20 and/or touch-screen input media 20.Keyboard is convenient to safeguard more, and the cost of keyboard is cheaper.The Man machine interaction of touch-screen is better, and to the better health check-up of user and trade company, touch-screen and display screen 60 can perfect adaptations simultaneously, and compared to the setting of keyboard, touch-screen is conserve space more.
Further, authentication card reader 10 comprises draw-in groove, for placing identity IC-card to be read.
More preferably, authentication card reader 10 comprises radio-frequency communication module, for matching with the identity IC-card being provided with radio-frequency communication module, to realize the wireless reading to the non-decryption identity information on identity IC-card.By this kind of mode, user and trade company only need close in the distance range needed for electronic transaction terminal in the utility model preferred embodiment, automatically the non-decryption identity information read on this identity IC-card can be identified, and do not need identity IC-card to take out in bag, effectively reduce the risk of losing after identity IC-card takes out.
The foregoing is only preferred embodiment of the present utility model, be not limited to the utility model, for a person skilled in the art, the utility model can have various modifications and variations.All within spirit of the present utility model and principle, any amendment done, equivalent replacement, improvement etc., all should be included within protection domain of the present utility model.

Claims (6)

1. an electronic payment terminal machine, comprise microprocessor (70), it is characterized in that, described electronic payment terminal machine also comprises: the authentication card reader (10) be electrically connected with described microprocessor (70), for reading the non-decryption identity information in identity IC-card; The input media (20) be electrically connected with described microprocessor (70), for inputting and receive transaction amount information and the account password information of user; The first encryption chip (30) is provided with, in order to realize the superencipher to described non-decryption identity information between described authentication card reader (10) and described microprocessor (70); The second encryption chip (40) and the 3rd encryption chip (50) is provided with between described microprocessor (70) and described input media (20), wherein said second encryption chip (40) is for realizing the superencipher to described transaction amount information, and described 3rd encryption chip (50) is for realizing the superencipher to described account password information; Communication device (90), for described account password information, described transaction amount information and the described non-decryption identity information after encryption is sent to bank transaction butt end, and accepts the transaction information that described bank transaction butt end sends; The display screen (60) be electrically connected with described microprocessor (70), for showing described transaction amount information, described account password information or described transaction information to screen; The alarm device (80) be electrically connected with described microprocessor (70), for producing corresponding alarm signal according to described transaction information; The fingerprint identification device (91) be electrically connected with described microprocessor (70), for receiving the finger print information with discriminating user; Described fingerprint identification device (91) comprises two fingerprint collecting windows, the pre-storage of finger print information and finger print information certification kernel processing device; The face identification device (92) be electrically connected with described microprocessor (70), for obtaining the face characteristic information with discriminating user.
2. electronic payment terminal machine according to claim 1, is characterized in that, described face identification device (92) comprises camera, face characteristic information extraction apparatus and face characteristic information kernel processing device.
3. electronic payment terminal machine according to claim 1, is characterized in that, described input media (20) comprises finger-impu system (20) and/or touch-screen input media (20).
4. electronic payment terminal machine according to claim 1, is characterized in that, described authentication card reader (10) comprises draw-in groove, for placing identity IC-card to be read.
5. electronic payment terminal machine according to claim 1, it is characterized in that, described authentication card reader (10) comprises radio-frequency communication module, for matching with the identity IC-card being provided with described radio-frequency communication module, to realize the wireless reading to the non-decryption identity information on described identity IC-card.
6., according to the arbitrary described electronic payment terminal machine of claim 1 to 5, it is characterized in that, described alarm device (80) comprises pilot lamp suggestion device and/or sound prompt device.
CN201520290013.7U 2015-05-07 2015-05-07 Electronic payment terminating machine Expired - Fee Related CN204759626U (en)

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Application Number Priority Date Filing Date Title
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Cited By (9)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN105701663A (en) * 2016-01-18 2016-06-22 连连银通电子支付有限公司 Electronic account secret payment system
CN105825264A (en) * 2016-04-05 2016-08-03 深圳芯邦科技股份有限公司 Fingerprint identification encryption method
CN105957277A (en) * 2016-06-20 2016-09-21 颜秋羊 Intelligent financial POS machine
CN106056386A (en) * 2016-07-25 2016-10-26 重庆馥莉信息科技有限公司 Payment method, payment terminal, server and payment system
CN106599877A (en) * 2016-12-28 2017-04-26 北京握奇智能科技有限公司 Ultrasonic fingerprint identification security equipment and security trading system comprising same
CN108830589A (en) * 2018-05-17 2018-11-16 郑州升达经贸管理学院 A kind of mobile security financial terminal and its financial trade method
CN109840758A (en) * 2019-01-25 2019-06-04 浙江东吴宏伟网络技术有限公司 A kind of mobile-payment system and method for payment based on fingerprint identification function
CN112183496A (en) * 2020-11-06 2021-01-05 平安科技(深圳)有限公司 Secondary encryption method, device and equipment for face recognition information and storage medium
CN112233349A (en) * 2020-09-08 2021-01-15 福建升腾资讯有限公司 Intelligent face brushing terminal voice alarm method, system, equipment and medium

Cited By (11)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN105701663A (en) * 2016-01-18 2016-06-22 连连银通电子支付有限公司 Electronic account secret payment system
CN105825264A (en) * 2016-04-05 2016-08-03 深圳芯邦科技股份有限公司 Fingerprint identification encryption method
CN105957277A (en) * 2016-06-20 2016-09-21 颜秋羊 Intelligent financial POS machine
CN106056386A (en) * 2016-07-25 2016-10-26 重庆馥莉信息科技有限公司 Payment method, payment terminal, server and payment system
CN106599877A (en) * 2016-12-28 2017-04-26 北京握奇智能科技有限公司 Ultrasonic fingerprint identification security equipment and security trading system comprising same
CN108830589A (en) * 2018-05-17 2018-11-16 郑州升达经贸管理学院 A kind of mobile security financial terminal and its financial trade method
CN109840758A (en) * 2019-01-25 2019-06-04 浙江东吴宏伟网络技术有限公司 A kind of mobile-payment system and method for payment based on fingerprint identification function
CN112233349A (en) * 2020-09-08 2021-01-15 福建升腾资讯有限公司 Intelligent face brushing terminal voice alarm method, system, equipment and medium
CN112233349B (en) * 2020-09-08 2022-05-17 福建升腾资讯有限公司 Intelligent face brushing terminal voice alarm method, system, equipment and medium
CN112183496A (en) * 2020-11-06 2021-01-05 平安科技(深圳)有限公司 Secondary encryption method, device and equipment for face recognition information and storage medium
CN112183496B (en) * 2020-11-06 2023-06-20 平安科技(深圳)有限公司 Face recognition information secondary encryption method, device, equipment and storage medium

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C14 Grant of patent or utility model
GR01 Patent grant
CF01 Termination of patent right due to non-payment of annual fee

Granted publication date: 20151111

Termination date: 20180507

CF01 Termination of patent right due to non-payment of annual fee