CN115310971A - Electric charge quick payment method and device based on digital currency - Google Patents
Electric charge quick payment method and device based on digital currency Download PDFInfo
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Abstract
The application provides a method and a device for quickly paying electric charge based on digital currency, which are used for acquiring province codes and account numbers of an electric power terminal, payment amount and payment information; the provincial code and the household number of the power terminal are obtained from the power terminal through a carrier communication technology; organizing payment amount, payment information, and province code and house number of the power terminal according to a preset data format to obtain power payment data; sending electric power payment data to a server; outputting a payment service processing result fed back after the service terminal processes the payment service based on the electric power payment data; and the payment service processing result is used for indicating whether the payment service is successful or not. The invention can automatically acquire the data of the province code, the house number, the payment amount, the payment information and the like required by the electric power payment, simplifies the operation process of the on-line electric power payment and improves the use experience of users.
Description
Technical Field
The invention relates to the technical field of quick payment, in particular to a quick electric charge payment method and device based on digital currency.
Background
In the existing online electric power payment process, a user needs to execute operations of starting a client application, inputting a number of a customer who needs to pay (hereinafter referred to as a "number of a customer") and a code of a provincial power supply unit to which the number of the customer belongs (hereinafter referred to as a "provincial code"), selecting or inputting a payment amount, selecting a payment mode, paying and the like. That is to say, the existing electric power payment process requires a user to execute a plurality of operations, and has the disadvantages of cumbersome process, low automation degree and low payment efficiency.
Disclosure of Invention
In view of the above disadvantages of the prior art, the present invention provides a method and an apparatus for quick payment of electric charges based on digital currency, so as to provide an efficient electric charge payment scheme.
The application provides a quick payment method of electric charge based on digital currency in a first aspect, which comprises the following steps:
acquiring a province code and a house number of the power terminal, a payment amount and payment information; the province code and the house number of the power terminal are acquired from the power terminal through a carrier communication technology;
organizing the payment amount, the payment information and the province code and the household number of the power terminal according to a preset data format to obtain power payment data;
sending the electric power payment data to the server;
outputting a payment service processing result fed back by the service terminal after the payment service is processed by the electric power payment data; and the payment service processing result is used for indicating whether the payment service is successful or not.
Optionally, the acquiring provincial code and the household number of the power terminal, the payment amount and the payment information include:
detecting the approach of a digital currency hard wallet; wherein the digital currency hard wallet is detected by near field communication technology;
acquiring a province code and a house number of the power terminal, a payment amount and payment information;
the payment information is acquired in the following mode:
reading payment information from the digital currency hard wallet;
or,
and displaying the payment two-dimensional code, and scanning the payment two-dimensional code through a third-party payment tool to obtain payment information.
Optionally, the payment amount is obtained in a manner that:
acquiring a preset fixed payment amount from the digital currency hard wallet; the fixed payment amount in the digital currency hard wallet is read through a near field communication technology;
or,
acquiring a payment amount input by a user;
or,
acquiring electric quantity information and electric charge information from the electric power terminal; the electricity consumption information is used for indicating electricity consumption of a user, and the electricity fee information is used for indicating the price of the electricity;
and calculating the payment amount according to the electric quantity information and the electric charge information.
Optionally, the provincial code and the household number of the power terminal are obtained in the following manners:
transmitting a provincial code acquisition request and a user number acquisition request to the power terminal through a carrier communication technology;
receiving a provincial code fed back by the power terminal in response to the provincial code acquisition request and receiving a house number fed back by the power terminal in response to the house number acquisition request;
or,
sending an identification code acquisition request to the power terminal through a carrier communication technology;
receiving identification code information fed back by the power terminal in response to the identification code acquisition request;
sending the identification code information to a server;
and receiving the province code and the account number which are fed back by the server and matched with the identification code information.
Optionally, before the payment amount, the payment information, and the province code and the house number of the power terminal are organized according to a preset data format to obtain the power payment data, the method further includes:
verifying the payment amount, the payment information and the province code and the household number of the power terminal;
and if the verification is passed, executing the step of organizing the payment amount, the payment information, and the provincial code and the household number of the electric power terminal according to a preset data format to obtain electric power payment data.
The second aspect of the present application provides a quick payment device for electric charges based on digital money, comprising:
the system comprises a control module, a carrier communication module and a wireless communication module;
the control module is used for:
acquiring provincial codes and house numbers of the electric power terminal, payment amount and payment information; the provincial code and the household number of the power terminal are acquired from the power terminal through the carrier communication module;
organizing the payment amount, the payment information and the province code and the household number of the power terminal according to a preset data format to obtain power payment data;
sending the electric power payment data to the server through the wireless communication module;
outputting a payment service processing result fed back by the service terminal after the payment service is processed by the electric power payment data; and the payment service processing result is used for indicating whether the payment service is successful or not.
Optionally, the apparatus further comprises a near field communication module and a display module;
the control module is used for specifically:
the control module detects the approach of the digital currency hard wallet through the near field communication module;
acquiring payment amount, payment information and province codes and house numbers of the power terminals;
the payment information is acquired in the following mode:
reading payment information from the digital currency hard wallet through the near field communication module;
or,
and displaying the payment two-dimensional code through the display module, and scanning the payment two-dimensional code through a third-party payment tool to obtain payment information.
Optionally, the apparatus further comprises a near field communication module and an input module;
the payment amount is acquired in the following mode:
acquiring a preset fixed payment amount from a digital currency hard wallet through the near field communication module;
or,
acquiring the payment amount input by a user through the input module;
or,
acquiring electric quantity information and electric charge information from the power terminal through the carrier communication module; the electricity consumption information is used for indicating electricity consumption of a user, and the electricity fee information is used for indicating the price of the electricity;
and calculating the payment amount according to the electric quantity information and the electric charge information.
Optionally, the power terminal obtains the province code and the house number in the following manner:
sending a provincial code acquisition request and a user number acquisition request to the power terminal through the carrier communication module;
receiving, by the carrier communication module, a provincial code fed back by the power terminal in response to the provincial code acquisition request, and a house number fed back by the power terminal in response to the house number acquisition request;
or,
sending an identification code acquisition request to the power terminal through the carrier communication module;
receiving identification code information fed back by the power terminal in response to the identification code acquisition request through the carrier communication module;
sending the identification code information to a server through the wireless communication module;
and receiving the province code and the account number matched with the identification code information fed back by the server through the wireless communication module.
Optionally, the control module is further configured to:
verifying the payment amount, the payment information and the province code and the household number of the power terminal;
and if the verification is passed, executing the step of organizing the payment amount, the payment information and the provincial code and the household number of the electric power terminal according to a preset data format to obtain electric power payment data.
The application provides a method and a device for quickly paying electric charge based on digital currency, wherein the method comprises the following steps: acquiring payment amount, payment information and provincial codes and house numbers of the power terminals; acquiring a province code and a house number of the power terminal from the power terminal through a carrier communication technology; organizing payment amount, payment information, and province code and house number of the power terminal according to a preset data format to obtain power payment data; sending electric power payment data to a server; outputting a payment service processing result fed back after the service terminal processes the payment service based on the electric power payment data; and the payment service processing result is used for indicating whether the payment service is successful. The invention can automatically acquire the data of the province code, the house number, the payment amount, the payment information and the like required by the electric power payment, simplifies the operation process of the on-line electric power payment and improves the use experience of users.
Drawings
In order to more clearly illustrate the embodiments of the present invention or the technical solutions in the prior art, the drawings used in the embodiments or the prior art descriptions will be briefly described below, it is obvious that the drawings in the following description are only embodiments of the present invention, and for those skilled in the art, other drawings can be obtained according to the provided drawings without creative efforts.
Fig. 1 is a schematic structural diagram of an electric charge quick payment device based on digital currency according to an embodiment of the present application;
fig. 2 is a flowchart of a method for fast payment of an electric charge based on digital currency according to an embodiment of the present application;
fig. 3 is a schematic signaling interaction diagram of a digital currency-based electric charge quick payment method according to an embodiment of the present application.
Detailed Description
The technical solutions in the embodiments of the present invention will be clearly and completely described below with reference to the drawings in the embodiments of the present invention, and it is obvious that the described embodiments are only a part of the embodiments of the present invention, and not all of the embodiments. All other embodiments, which can be obtained by a person skilled in the art without making any creative effort based on the embodiments in the present invention, belong to the protection scope of the present invention.
To facilitate understanding of the technical solutions of the present application, some terms that may be referred to in the present application are first briefly described.
Paying for the on-line electric power: various terminal devices are used for operating the client and interacting with the server deployed on the Internet so as to realize a payment mode of the electric power payment function. The client is mainly used for displaying electric charge information and guiding the operation of a charge user, and the server is mainly used for recording charge behaviors, butting a payment mechanism, issuing electric charges and the like.
Power line carrier network: the power carrier is a communication mode specific to a power system, the power carrier communication is a technology for carrying out high-speed transmission on analog or digital signals in a carrier mode by using an existing power line, a power carrier network is a network for realizing physical layer connection through the power line and realizing information interaction by using a power carrier communication technology, and the power carrier communication is commonly used for short-distance information transmission in a low-voltage loop in the power system. Common power line carrier network terminal equipment comprises metering devices, namely various intelligent electric energy meters, concentrators and the like, and forms a power line carrier network under the connection of a power transmission line.
Near field communication: near Field Communication, NFC for short, is a short-range high-frequency radio technology, and establishes a channel to exchange data by means of electromagnetic waves when devices are close to each other.
Digital currency string: the voucher representing the value of the currency stored in the digital currency hard wallet is typically in the form of a string of encrypted characters.
Please refer to fig. 1, which is a schematic diagram illustrating a connection relationship between modules of a digital currency-based electric charge fast payment apparatus (hereinafter, referred to as the apparatus), and a schematic diagram illustrating a connection relationship between each module, an electric power terminal, and a server according to an embodiment of the present disclosure. The power terminal can be understood as a smart meter device deployed at a user side.
As shown in fig. 1, the digital money-based electric charge fast payment apparatus of the present application may include a control module 101, a carrier communication module 102, a wireless communication module 103, a near field communication module 104, and a display and input module 105.
The carrier communication module is connected with the power terminal through a low-voltage power circuit (equivalent to a circuit for common household electricity).
The wireless communication module is connected with the server through a communication network. It should be noted that the communication network in this embodiment may be a wireless local area network (i.e. WiFi), or may also be a cellular communication network, such as a 4G network, a 5G network, and so on. Correspondingly, the wireless communication module described in this embodiment may be a wireless network card, or may be a cellular communication network card.
And the near field communication module is used for detecting whether a digital currency hard wallet is close to the device in real time and reading payment information and payment amount from the close digital currency hard wallet when the digital currency hard wallet is close to the device.
And the display and input module is used for displaying specific contents for the user, such as a payment service processing result, and providing an interface for inputting information for the user.
The control module is used for:
acquiring payment amount, payment information and provincial codes and house numbers of the power terminals; the province code and the house number of the power terminal are acquired from the power terminal through the carrier communication module. In the application, the payment amount, the payment information, and the province code and the account number of the power terminal can be collectively referred to as key information.
And the payment information is used for explaining the payment mode used by the user for the payment, and the optional payment mode can be digital currency hard wallet payment, third-party tool code scanning payment and the like.
And organizing the payment amount, the payment information, and the provincial code and the household number of the power terminal according to a preset data format to obtain power payment data. The provincial code and the house number of the power terminal are directly or indirectly derived from the power terminal.
And sending the electric power payment data to the server through the wireless communication module.
Outputting a payment service processing result fed back after the payment service is processed by the server side based on the electric power payment data; and the payment service processing result is used for indicating whether the payment service is successful or not.
The following explains the specific working principle of the device:
after the device is started, the near field communication module can detect whether a digital currency hard wallet approaches in real time, if the digital currency hard wallet approaches, the near field communication module sends a signal of the approach of the digital currency hard wallet to the control module, and the control module starts to acquire the key information after receiving the signal.
The mode of the control module acquiring the payment information may be:
the near field communication module establishes a channel with a digital currency hard wallet close to the device through near field communication technology, and then the control module calls the near field communication module to read payment information from the digital currency hard wallet.
The first way for the control module to obtain the province code and the account number may be:
the control module sends a provincial code acquisition request and a user number acquisition request to the power terminal through the carrier communication module.
The control module receives a province code fed back by the power terminal in response to the province code acquisition request and receives a house number fed back by the power terminal in response to the house number acquisition request through the carrier communication module.
Specifically, the power terminal responds to the province code acquisition request and feeds the province code of the power terminal back to the carrier communication module through the low-voltage power loop; the power terminal responds to the subscriber number acquisition request and feeds back the subscriber number of the power terminal to the carrier communication module through the low-voltage power loop; and finally, the carrier communication module transmits the received province code and the user number back to the control module.
Considering that part of the power terminals will not provide the provincial code and the house number to other devices, a second way for the control module to obtain the provincial code and the house number may be:
the control module sends an identification code acquisition request to the power terminal through the carrier communication module.
And the control module receives identification code information fed back by the power terminal in response to the identification code acquisition request through the carrier communication module.
Specifically, after receiving the identification code acquisition request, the power terminal feeds back identification code information of the power terminal to the carrier communication module through the low-voltage power loop, and then the carrier communication module feeds back the identification code information of the power terminal to the control module.
And the control module sends the identification code information to the server through the wireless communication module. Specifically, the control module sends the identification code information to the wireless communication module, and the wireless communication module uploads the identification code information to the server through the communication network.
And the control module receives the province code and the house number which are matched with the identification code information and fed back by the server through the wireless communication module.
Specifically, after receiving the identification code information, the server can search the province code and the household number of the power terminal matched with the identification code information in the database, then feed the searched province code and household number back to the wireless communication module through the communication network, and then the wireless communication module feeds the province code and the household number back to the control module.
In some optional embodiments, the user may further manually input the province code and the house number through the display and input module, at this time, the control module may compare the province code and the house number input by the user with the province code and the house number acquired through the carrier communication module, determine that the acquired province code and the house number are correct if the province code and the house number are consistent, and determine that the acquired province code and the house number are incorrect if the province code and the house number are not consistent, and reacquire the province code and the house number.
The manner of acquiring the payment amount by the control module may be:
the near field communication module establishes a channel with a digital currency hard wallet close to the device through the near field communication module, and a fixed payment amount is arranged in the digital currency hard wallet, or a payment amount input by a user is arranged in the digital currency hard wallet, so that the control module can call the near field communication module to read the payment amount from the digital currency hard wallet.
After the key information is obtained, the control module can organize the payment amount, the payment information and the provincial code and the household number of the power terminal according to a preset data format to obtain power payment data.
In some optional embodiments, before the control module organizes the information according to the data format, the control module may further check the payment amount, the payment information, and the provincial code and the household number of the power terminal.
If the verification fails, the control module may determine that the key information obtained this time is incorrect, and re-obtain the key information once.
If the verification is passed, the control module executes the steps of organizing the payment amount, the payment information and the province code and the household number of the power terminal according to a preset data format to obtain power payment data.
The control module checks the payment amount, the payment information, and the provincial code and the house number of the power terminal, and may specifically check whether the formats of the information are correct, for example, the house number of the power terminal is usually 15 bits or 16 bits, and when the control module checks, if the acquired house number is found to be not 15 bits or 16 bits, it may be determined that the check is not passed, otherwise, it may be determined that the check is passed.
After the electric power payment data are obtained, the control module sends the electric power payment data to the wireless communication module, and the wireless communication module uploads the electric power payment data to the server through the communication network.
The server side processes the electric power payment service according to the received electric power payment data, after the processing is finished, a payment service processing result is sent to the wireless communication module through the communication network, then the wireless communication module returns the payment service processing result to the control module, the control module sends the payment service processing result to the display and input module, and the display and input module displays the payment service processing result, so that a user who pays is informed whether the payment is successful or not.
It should be noted that the modules and the corresponding working principle described in the above embodiments are only an alternative implementation manner of the digital currency based electric charge fast payment apparatus of the present application, in other embodiments, the apparatus may not include the above modules, and the working principle may also be different from the above embodiments.
As an example, the present apparatus may not include a near field communication module. When the device does not include the near field communication module, the payment information may be acquired in the following manner:
the user inputs the payment information through the display and input module, specifically, the display module may display various alternative payment information for the user to select, or the user may directly input the payment information through the input module.
When the near field communication module is not included, the payment amount can be obtained in the following manner:
and acquiring the payment amount input by the user through the display and input module. The specific input mode may be that the display module displays various selectable payment amounts for the user to select, or the user directly inputs the number of the payment amount from the input module.
Or may be:
the display module can support to display the payment two-dimensional code, and the code scanning payment function provided by other third-party payment tools replaces digital currency hard wallet payment.
The method for acquiring the payment amount is suitable for the electric power payment mode with the pre-stored fixed limit.
Or may be:
acquiring electric quantity information and electric charge information from an electric power terminal through a carrier communication module; the electricity consumption information is used for indicating electricity consumption of the user, and the electricity fee information is used for indicating price of the electricity.
The electricity consumption information is used for explaining the electricity consumption used by the user from the last payment to the present, and the electricity consumption information is used for the unit price of the electricity consumption of the user, namely the price of the first-degree electricity. Further, if the area where the user is located charges in a step mode, the electricity charge information further includes unit prices in different electricity consumption intervals.
And calculating according to the electric quantity information and the electric charge information to obtain the payment amount.
As an example, the power information may be 50kWh, which indicates that the user uses 50 degrees of electricity from the last payment, the power information may be 0.6 yuan, and the control module calculates the payment amount to be 30 yuan according to the power information and the power information.
As another example, the present device may not include a display and input module.
When the display and input module 105 is not included, the manner of the device outputting the payment service processing result may be:
a buzzer arranged on the calling device sends out a specific prompt tone, or a vibration motor arranged on the calling device vibrates according to a specific rule.
The utility model provides a swift payment device of charges of electricity based on digital currency, its beneficial effect lies in:
in the rapid electric charge payment device based on the digital currency, the control module interacts with the electric power terminal through the carrier communication module and interacts with the digital currency hard wallet through the near field communication module, so that key information required by payment such as payment amount, payment information, electricity-saving codes and account numbers of the electric power terminal can be automatically acquired in the electric power payment process. Compared with the prior art that the key information is manually input by the user, the scheme has the advantages that the program is automatically acquired, the accuracy of the key information is effectively improved, the problem that the manual input by the user is prone to error is solved, meanwhile, the operations to be executed by the user in the payment process are obviously reduced, the payment process is simplified, and the use experience of the user in payment is improved.
An embodiment of the present application provides a method for quickly paying an electric charge based on digital currency, which may be executed by the apparatus for quickly paying an electric charge based on digital currency provided in the foregoing embodiment, please refer to fig. 2, and the method includes the following steps:
s201, acquiring province codes and house numbers, payment amount and payment information of the power terminal.
The provincial code and the household number of the power terminal are directly or indirectly acquired from the power terminal through a carrier communication technology.
In some optional embodiments, the control module receives a user operation, enters a ready state after checking that the connection and communication states with other modules are normal, and starts to execute step S201.
The user operation may be that the user brings a digital currency hard wallet close. That is, the acquiring the provincial code and the household number of the power terminal may include:
and after the digital currency hard wallet is detected, acquiring the provincial code and the household number of the electric power terminal.
As previously mentioned, detecting the proximity of a digital currency hard wallet may be accomplished via a near field communication module.
Optionally, the obtaining manner of the provincial code and the house number of the power terminal may include:
transmitting a provincial code acquisition request and a user number acquisition request to the power terminal through a carrier communication technology;
and receiving the province code fed back by the power terminal in response to the province code acquisition request and the house number fed back by the power terminal in response to the house number acquisition request.
Or may include:
sending an identification code acquisition request to the power terminal through a carrier communication technology;
receiving identification code information fed back by the power terminal in response to the identification code acquisition request;
sending identification code information to a server;
and receiving the province code and the account number which are fed back by the server and matched with the identification code information.
In other words, one way to obtain the province code and the house number may be:
the control module initiates a request for reading provincial code and house number information to the carrier communication module, and the carrier communication module communicates with the power terminal equipment in the low-voltage power loop to obtain the house number information and returns the house number information to the control module. Based on different electric power terminal equipment, the carrier communication module may not be capable of directly acquiring province code and house number information, but identification code information of the electric power terminal equipment, at this time, the control module transmits the identification code information of the electric power terminal equipment to the server by means of the wireless communication module, and after the province code and the house number information are matched by the server, the control module returns to the control module in an original way.
As mentioned above, the provincial code and the household number of the power terminal can also be manually input by the user through the display and input module.
Optionally, the method for acquiring the payment amount may include:
acquiring a preset fixed payment amount from a digital currency hard wallet or an electric terminal; wherein, the fixed payment amount in the digital currency hard wallet is read by the near field communication technology.
Or may include:
and acquiring the payment amount input by the user. The payment amount is input by a user through the input module.
Or may include:
acquiring electric quantity information and electric charge information from an electric power terminal; the electricity consumption information is used for indicating the electricity consumption of a user, and the electricity fee information is used for indicating the price of the electricity;
and calculating according to the electric quantity information and the electric charge information to obtain payment amount.
That is, the payment amount is obtained in different manners according to different payment manners.
For paying according to the arrearage amount, the control module initiates a request for reading electric quantity and electric charge to the carrier communication module, and the carrier communication module acquires electric charge data through interaction with the electric power terminal equipment and returns the electric charge data to the control module; for the electricity charge pre-stored according to the fixed amount, the control module reads the payment amount information stored in the device or calls the near field communication module to read the payment amount data stored in the user digital currency hard wallet and returns the payment amount data to the control module.
Optionally, the obtaining manner of the payment information may include:
payment information is read from a digital currency hard wallet.
Specifically, the control module calls the near field communication module, the near field communication module interacts with the user digital currency hard wallet, and necessary data for a subsequent payment process is acquired and returned to the control module.
And the payment information is used for explaining the payment mode used by the user for the payment, and the optional payment mode can be digital currency hard wallet payment, third-party tool code scanning payment and the like.
S202, organizing the payment amount, the payment information and the province code and the house number of the power terminal according to a preset data format to obtain power payment data.
Specifically, in S202, the control module transmits the power payment data to the server via the wireless communication module, and the server analyzes and processes the data to complete the server processing flow of recording the power payment such as payment, and power charge delivery, and the server returns the processing result to the control module after completing the processing.
The advantage of organizing the electric power payment data according to the pre-agreed data format is that the transmission efficiency is improved, and the service end is convenient to verify the electric power payment data.
In some alternative embodiments, before the control module performs S202, it may:
verifying the payment amount, the payment information and the province code and the household number of the power terminal;
if the verification fails, the control module executes the step S201 again to obtain a new payment amount, payment information, and a province code and a house number of the power terminal;
and if the verification is passed, organizing the payment amount, the payment information and the province code and the household number of the power terminal according to a preset data format to obtain power payment data.
And S203, sending the electric power payment data to the server.
In step S203, the control module sends the power payment data to the wireless communication module, and sends the power payment data to the server through the wireless communication module.
And S204, outputting a payment service processing result fed back after the payment service is processed by the server based on the electric power payment data.
And the payment service processing result is used for indicating whether the payment service is successful or not.
In S204, the control module may output different prompts to the user according to whether the returned payment service processing result is successful, for example, a buzzer is used to send different sounds to indicate success or failure of payment, a vibration motor is used to vibrate according to different rules to indicate success or failure of payment, or when a display and input module is configured, the payment service processing result may be directly displayed.
The beneficial effects of the quick electric charge payment method based on digital currency of the embodiment are consistent with those of the quick electric charge payment device based on digital currency of the foregoing embodiment, and are not described again.
In order to facilitate understanding of the device and the method for fast payment of electric charges based on digital currency provided by the present application, a payment process implemented by the device according to the present application is described below with reference to an example. Please refer to fig. 3, which is an interaction diagram of a digital currency-based quick payment method for electricity charges according to an embodiment of the present application.
In the following examples, the payment method is digital currency hard wallet payment, the payment method is payment according to the arrearage amount, and the device comprises a display and input module.
A1, a digital currency hard wallet is close to the device.
The device refers to the rapid electric charge payment device based on digital currency. When the user needs to pay, A1 can be executed, and the digital currency hard wallet is close to the device, so that an electric power payment process is triggered.
And A2, starting a software program.
The software program may be understood as a software program for implementing the digital currency based electric charge quick payment method according to the embodiment corresponding to fig. 2, and the software program is configured in the memory of the device.
In connection with the apparatus shown in fig. 1, when the near field communication module detects that the digital money hard wallet is in close proximity, it sends a notification to the control module, and the control module performs A2 in response to the notification.
And A3, reading the province code and the house number.
In A3, the carrier communication module of the device communicates with the power terminal so as to read the provincial code and the household number of the power terminal, and then the carrier communication module feeds the provincial code and the household number back to the control module.
As described above, if the carrier communication module reads the identification code information of the power terminal from the power terminal in A3, the carrier communication module feeds the identification code information back to the control module, the control module invokes the wireless communication module to send an inquiry request to the server to inquire the province code and the house number, the inquiry request carries the identification code information, and then the wireless communication module feeds the province code and the house number fed back by the server back to the control module.
And A4, checking data and inquiring information.
In A4, the control module may check whether the acquired province code and the account number are correct, and may perform A3 again if not correct.
And A5, inquiring the electric quantity information and the electric charge information.
In A5, the control module calls the carrier communication module to inquire the electric quantity information and the electric charge information, the carrier communication module interacts with the power terminal after being called to acquire the electric quantity information and the electric charge information, and then the carrier communication module feeds the electric quantity information and the electric charge information back to the control module.
And A6, reading or calculating the payment amount.
In A6, the control module calculates the payment amount according to a preset payment amount calculation method by using the electric quantity information and the electric charge information.
When the payment mode of the pre-stored amount is adopted, as described above, the control module may also use the near field communication module to read the payment amount stored in the hard wallet of the user, or directly use the fixed payment amount stored by the control module itself.
And A7, reading the payment information of the hard wallet.
In A7, the control module calls the near field communication module to read payment information in the user's digital currency hard wallet.
And A8, checking and uploading data.
In A8, the control module may check whether the obtained province code, the house number, the payment amount, and the payment mode are correct, organize the province code, the house number, the payment amount, the payment mode, and other information into electric power payment data according to a predetermined format after the check is passed, and then call the wireless communication module to upload the organized electric power payment data.
And A9, processing the payment service.
The wireless communication module sends the electric power payment data to the server, the server completes electric power payment service processing, and returns a payment service processing result.
And A10, displaying a payment service processing result.
The wireless communication module returns the payment service processing result to the control module. The control module calls the display and input module to display the payment service processing result, so that whether the electric power payment is successful or not is prompted to a user.
As mentioned above, the digital currency hard wallet payment mentioned in the above example is a specific example of a payment method, and can be replaced according to actual needs, and any replacement of key information acquisition methods such as a payment method should be within the scope of the present application, but the carrier network communication acquisition province code account number and the digital currency hard wallet payment can best bring the advantages of the device of the present application into full play.
The embodiment of the present application further provides a computer storage medium, which is used for storing a computer program, and when the computer program is executed, the computer program is specifically used for implementing the digital currency-based electric charge quick payment method provided in any embodiment of the present application.
Specifically, the computer storage medium may be a memory in the digital currency-based electric charge quick payment apparatus provided in the foregoing embodiment.
Finally, it should also be noted that, in this document, relational terms such as first and second, and the like are used solely to distinguish one entity or action from another entity or action without necessarily requiring or implying any actual such relationship or order between such entities or actions. Also, the terms "comprises," "comprising," or any other variation thereof, are intended to cover a non-exclusive inclusion, such that a process, method, article, or apparatus that comprises a list of elements does not include only those elements but may include other elements not expressly listed or inherent to such process, method, article, or apparatus. Without further limitation, an element defined by the phrases "comprising a," "8230," "8230," or "comprising" does not exclude the presence of additional like elements in a process, method, article, or apparatus that comprises the element.
It should be noted that the terms "first", "second", and the like in the present application are only used for distinguishing different devices, modules or units, and are not used for limiting the order or interdependence relationship of the functions performed by the devices, modules or units.
Those skilled in the art can make or use the present application. Various modifications to these embodiments will be readily apparent to those skilled in the art, and the generic principles defined herein may be applied to other embodiments without departing from the spirit or scope of the application. Thus, the present application is not intended to be limited to the embodiments shown herein but is to be accorded the widest scope consistent with the principles and novel features disclosed herein.
Claims (10)
1. A quick payment method of electric charge based on digital currency is characterized by comprising the following steps:
acquiring a province code and a house number of the power terminal, a payment amount and payment information; the provincial code and the household number of the power terminal are obtained from the power terminal through a carrier communication technology;
organizing the payment amount, the payment information and the province code and the household number of the power terminal according to a preset data format to obtain power payment data;
sending the electric power payment data to a server;
outputting a payment service processing result fed back by the service terminal after the payment service is processed by the electric power payment data; and the payment service processing result is used for indicating whether the payment service is successful or not.
2. The method according to claim 1, wherein the acquiring of the provincial code and the household number of the power terminal, the payment amount and the payment information comprises:
detecting the approach of a digital currency hard wallet; wherein the digital currency hard wallet is detected by near field communication technology;
acquiring a province code and a house number of the power terminal, a payment amount and payment information;
the payment information is acquired in the following mode:
reading payment information from the digital currency hard wallet;
or,
and displaying the payment two-dimensional code, and scanning the payment two-dimensional code through a third-party payment tool to obtain payment information.
3. The method of claim 1, wherein the payment amount is obtained by:
acquiring a preset fixed payment amount from the digital currency hard wallet; the fixed payment amount in the digital currency hard wallet is read through a near field communication technology;
or,
acquiring a payment amount input by a user;
or,
acquiring electric quantity information and electric charge information from the electric power terminal; the electricity consumption information is used for indicating electricity consumption of a user, and the electricity fee information is used for indicating the price of the electricity;
and calculating the payment amount according to the electric quantity information and the electric charge information.
4. The method according to claim 1, wherein the provincial code and the household number of the power terminal are obtained by:
transmitting a provincial code acquisition request and a user number acquisition request to the power terminal through a carrier communication technology;
receiving a provincial code fed back by the power terminal in response to the provincial code acquisition request and receiving a house number fed back by the power terminal in response to the house number acquisition request;
or,
sending an identification code acquisition request to the power terminal through a carrier communication technology;
receiving identification code information fed back by the power terminal in response to the identification code acquisition request;
sending the identification code information to a server;
and receiving province codes and account numbers which are fed back by the server and matched with the identification code information.
5. The method according to claim 1, wherein before the organizing the payment amount, the payment information, and the provincial code and the household number of the power terminal according to a preset data format to obtain the power payment data, the method further comprises:
verifying the payment amount, the payment information and the province code and the household number of the power terminal;
and if the verification is passed, executing the step of organizing the payment amount, the payment information and the provincial code and the household number of the electric power terminal according to a preset data format to obtain electric power payment data.
6. An electric charge quick payment device based on digital currency is characterized by comprising:
the system comprises a control module, a carrier communication module and a wireless communication module;
the control module is used for:
acquiring a province code and a house number of the power terminal, a payment amount and payment information; the provincial code and the household number of the power terminal are acquired from the power terminal through the carrier communication module;
organizing the payment amount, the payment information and the province code and the household number of the power terminal according to a preset data format to obtain power payment data;
sending the electric power payment data to a server through the wireless communication module;
outputting a payment service processing result fed back by the service terminal after the payment service is processed by the electric power payment data; and the payment service processing result is used for indicating whether the payment service is successful or not.
7. The apparatus of claim 6, further comprising a near field communication module, a display module;
the control module is used for specifically:
the control module detects the approach of the digital currency hard wallet through the near field communication module;
acquiring payment amount, payment information and provincial codes and house numbers of the power terminals;
the payment information is acquired in the following mode:
reading payment information from the digital currency hard wallet through the near field communication module;
or,
and displaying the payment two-dimensional code through the display module, and scanning the payment two-dimensional code through a third-party payment tool to obtain payment information.
8. The apparatus of claim 6, further comprising a near field communication module and an input module;
the payment amount is acquired in the following mode:
acquiring a preset fixed payment amount from a digital currency hard wallet through the near field communication module;
or,
acquiring the payment amount input by a user through the input module;
or,
acquiring electric quantity information and electric charge information from the power terminal through the carrier communication module; the electricity consumption information is used for indicating electricity consumption of a user, and the electricity fee information is used for indicating the price of the electricity;
and calculating the payment amount according to the electric quantity information and the electric charge information.
9. The device of claim 6, wherein the provincial code and the household number of the power terminal are obtained by:
sending a provincial code acquisition request and a household number acquisition request to the power terminal through the carrier communication module;
receiving, by the carrier communication module, a provincial code fed back by the power terminal in response to the provincial code acquisition request, and a house number fed back by the power terminal in response to the house number acquisition request;
or,
sending an identification code acquisition request to the power terminal through the carrier communication module;
receiving identification code information fed back by the power terminal in response to the identification code acquisition request through the carrier communication module;
sending the identification code information to a server through the wireless communication module;
and receiving the province code and the account number which are fed back by the server and matched with the identification code information through the wireless communication module.
10. The apparatus of claim 6, wherein the control module is further configured to:
verifying the payment amount, the payment information and the provincial code and the household number of the electric power terminal;
and if the verification is passed, executing the step of organizing the payment amount, the payment information and the provincial code and the household number of the electric power terminal according to a preset data format to obtain electric power payment data.
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