CN107341653A - A kind of method of mobile payment and system - Google Patents

A kind of method of mobile payment and system Download PDF

Info

Publication number
CN107341653A
CN107341653A CN201710443834.3A CN201710443834A CN107341653A CN 107341653 A CN107341653 A CN 107341653A CN 201710443834 A CN201710443834 A CN 201710443834A CN 107341653 A CN107341653 A CN 107341653A
Authority
CN
China
Prior art keywords
ibeacon
payment
mobile terminal
information
terminal app
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Pending
Application number
CN201710443834.3A
Other languages
Chinese (zh)
Inventor
刘晶
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
WUHAN GOLDEN LASER CO Ltd
Original Assignee
WUHAN GOLDEN LASER CO Ltd
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by WUHAN GOLDEN LASER CO Ltd filed Critical WUHAN GOLDEN LASER CO Ltd
Priority to CN201710443834.3A priority Critical patent/CN107341653A/en
Publication of CN107341653A publication Critical patent/CN107341653A/en
Pending legal-status Critical Current

Links

Classifications

    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/085Payment architectures involving remote charge determination or related payment systems
    • G06Q20/0855Payment architectures involving remote charge determination or related payment systems involving a third party
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/325Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices using wireless networks
    • H04B5/72
    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04WWIRELESS COMMUNICATION NETWORKS
    • H04W76/00Connection management
    • H04W76/10Connection setup
    • H04W76/14Direct-mode setup

Abstract

The invention discloses a kind of method of mobile payment and system, this method and system include:IBeacon sender units are placed in payment transaction place;App with iBeacon perceptional functions is installed on mobile terminals, and opens Bluetooth function;When mobile terminal app enters in iBeacon sender unit sensing ranges, foundation communication connects;When mobile terminal app enters in the range of the payment information push of iBeacon sender units, server pushes payment information to mobile terminal app;Payment information is opened, directly inputs Payment Amount, you can Alipay, wechat or the other mobile payment modes started on mobile terminal is completed to pay.The present invention guides user to complete to pay by payment transaction place, pushing the mode of payment information, can effectively improve payment and cash register efficiency.

Description

A kind of method of mobile payment and system
Technical field
The invention belongs to mobile payment field, more particularly to a kind of method of mobile payment and system.
Background technology
With the fast development of development of Mobile Internet technology, people utilize smart mobile phone, tablet personal computer etc. in purchase and consumption Mobile terminal carries out on-line payment turns into a kind of convenient, popular means of payment.At present, third party is installed on mobile terminals Payment software, such as Alipay or wechat payment software, quick payment can be realized by Quick Response Code thereon or bar code.
However, when being paid using Third-party payment software, generally, it is necessary first to enter mobile terminal Desktop find Third-party payment software, then start Third-party payment software, then by it close to barcode scanning equipment, carry out barcode scanning behaviour After work, and then paid using payment function.
Such a means of payment is, it is necessary to every consumer finds and opens payment software, close to barcode scanning equipment, one by one after barcode scanning It could complete to pay, when the number of payment is more, easily cause the phenomenon for waiting in line to pay.
The content of the invention
In view of the above problems, it is proposed that the present invention, overcome above mentioned problem to provide one kind or solve at least in part A kind of method of mobile payment and system of above mentioned problem.
According to an aspect of of the present present invention, there is provided a kind of method of mobile payment, comprise the following steps:
Step 1:IBeacon sender units are installed in payment transaction place;
Step 2:App with iBeacon perceptional functions is installed on mobile terminals, and opens Bluetooth function;
Step 3:When mobile terminal enters in iBeacon sender unit sensing ranges, mobile terminal app and iBeacon believes Number emitter establishes communication connection;
Step 4:Mobile terminal app monitors its distance with iBeacon sender units in real time, and by monitoring distance information It is sent to server;
Step 5:When monitoring distance is in the range of payment information push, server pushes payment information to mobile terminal app;
Step 6:Open payment information, directly input Payment Amount, you can start mobile terminal on Alipay, wechat or its Its mobile payment mode is completed to pay.
Further, described mobile terminal app establishes communication connection with iBeacon sender units, including obtains The identification information of iBeacon sender units.
Further, described mobile terminal app is attached by wireless network and server, and monitoring distance is believed Breath is sent to server.
Further, described monitoring distance refer between mobile terminal app and iBeacon sender unit away from From.
Further, described iBeacon sender unit sensing ranges refer to using iBeacon sender units as Center, a range areas using R as radius;
Described payment information pushes scope and referred to centered on iBeacon sender units, a scope using r as radius Region, radius r is adjustable, and r is less than R.
According to another aspect of the present invention, a kind of mobile-payment system is additionally provided, including:IBeacon signals transmitting dress Put, mobile terminal app and server.
Further, described iBeacon sender units are provided with unique identification information.
Further, described mobile terminal app includes:
Recognition unit, for identifying the iBeacon sender units in region;
Monitoring unit, for monitoring the distance between mobile terminal app and iBeacon sender units;
Information transmitting unit, for identification information and monitoring information to be sent into server end;
Information receiving unit, the payment information for being pushed out coming for the reception server;
Payment unit, complete to pay for transferring the Alipay on mobile terminal, wechat or other mobile payment modes.
Further, described server includes:
Data Enter unit, identification information and its payment information the push scope letter for typing iBeacon sender units Breath;
Information receiving unit, for receiving the identification information and monitoring information of mobile terminal app transmissions;
Information push unit, for pushing payment information to mobile terminal app.
The such scheme of the present invention has the advantages that:
Method of payment and system provided by the invention, enter the setpoint distance of iBeacon sender units in mobile terminal app In the range of, you can payment information is received, after payment information is opened, directly inputs Payment Amount, system can be transferred automatically Alipay, wechat or other mobile payment modes on mobile terminal are completed to pay, and can complete to pay without barcode scanning, improve The payment speed of consumer.
On the other hand, method of payment and system provided by the invention, more people can be supported while paid, as long as user moves Terminal app is into the set distance range of iBeacon sender units, can receive payment information, then complete Into payment;For businessman, without each consumer, barcode scanning is paid the bill one by one, greatly improves cash register efficiency.
Brief description of the drawings
Fig. 1 is a kind of flow chart of method of mobile payment of the present invention;
Fig. 2 is a kind of system construction drawing of method of mobile payment of the present invention.
Embodiment
To make technical scheme and advantage clearer, below in conjunction with the accompanying drawing in the application embodiment, Clear, complete description is carried out to the technical scheme in embodiment of the present invention.
As shown in figure 1, the application embodiment provides a kind of method of mobile payment, the described method comprises the following steps.
S101:IBeacon sender units are installed in payment transaction place.
In the present embodiment, iBeacon sender units, refer to utilize low-power consumption bluetooth technology (Bluetooth Low Energy, that is, usually said Bluetooth 4.0 or Bluetooth Smart) create a signaling zone Domain, it is typically mounted on the place for needing to carry out payment transaction, such as market, supermarket check out counters.
S102:App with iBeacon perceptional functions is installed on mobile terminals, and opens Bluetooth function.
In the present embodiment, the app of described band iBeacon perceptional functions, refers to when mobile terminal enters When in iBeacon signal emitting areas, iBeacon signals can wake up the app of mobile terminal, allow mobile terminal to have linguistic context (contextual computing) ability of calculating.
S103:Mobile terminal app is monitored whether in iBeacon sender unit sensing ranges.
In the present embodiment, described iBeacon sender unit sensing ranges, refer to send out with iBeacon signals Centered on injection device, a range areas using R as radius, radius R maximums can reach 50 meters;When mobile terminal app enters During the region, that is, enter in next step.
S104:Establish communication connection;Obtain the identification information of iBeacon sender units.
S105:The distance between mobile terminal app and IBeacon sender units are monitored, and judges whether it is propping up Pay in the range of information push.
In the present embodiment, described setting payment information push scope, refer to using iBeacon sender units as Center, a range areas using r as radius, such as radius r is arranged to 5 meters.
Mobile terminal app monitors its distance with iBeacon sender units in real time, and monitoring distance information is sent To server;When monitoring distance is being set in the range of payment information push, that is, enter in next step.
S106:Push payment information;Server pushes payment information to mobile terminal app.
S107:Open the mobile payments such as payment information, input Payment Amount, the Alipay on calling mobile terminal, wechat Client.
In the present embodiment, user opens payment information, directly inputs Payment Amount, you can starts the branch on mobile terminal Fu Bao, wechat or other mobile payment modes carry out delivery operation.
S108:Complete to pay.
As shown in Fig. 2 this method is realized based on described in figure system, the system is launched including at least iBeacon signals Device, mobile terminal app and server.
Further, described iBeacon sender units are provided with unique identification information.
Further, described mobile terminal app includes:
Recognition unit, for identifying the iBeacon sender units in region;
Monitoring unit, for monitoring the distance between mobile terminal app and iBeacon sender units;
Information transmitting unit, for identification information and monitoring information to be sent into server end;
Information receiving unit, the payment information for being pushed out coming for the reception server;
Payment unit, complete to pay for transferring the Alipay on mobile terminal, wechat or other mobile payment modes.
Further, described server includes:
Data Enter unit, identification information and its payment information the push scope letter for typing iBeacon sender units Breath;
Information receiving unit, for receiving the identification information and monitoring information of mobile terminal app transmissions;
Information push unit, for pushing payment information to mobile terminal app.
Described above is the preferred embodiment of the present invention, it is noted that based on the embodiment in the application, this area All other embodiment that those of ordinary skill is obtained under the premise of creative work is not made, should all belong to this Shen The scope that please be protect.

Claims (9)

1. a kind of method of mobile payment, it is characterised in that described method of mobile payment comprises the following steps:
Step 1:IBeacon sender units are placed in payment transaction place;
Step 2:App with iBeacon perceptional functions is installed on mobile terminals, and opens Bluetooth function;
Step 3:When mobile terminal enters in iBeacon sender unit sensing ranges, mobile terminal app and iBeacon believes Number emitter establishes communication connection;
Step 4:Mobile terminal app monitors its distance with iBeacon sender units in real time, and by monitoring distance information It is sent to server;
Step 5:When monitoring distance is in the range of payment information push, server pushes payment information to mobile terminal app;
Step 6:Open payment information, directly input Payment Amount, you can start mobile terminal on Alipay, wechat or its Its mobile payment mode is completed to pay.
2. the method as described in claim 1, it is characterised in that described mobile terminal app and iBeacon sender units Communication connection is established, including obtains the identification information of iBeacon sender units.
3. the method as described in claim 1, it is characterised in that described mobile terminal app passes through wireless network and server It is attached, and monitoring distance information is sent to server.
4. the method as described in claim 1 or 3, it is characterised in that described monitoring distance refer to mobile terminal app with The distance between iBeacon sender units.
5. the method as described in claim 1, it is characterised in that described iBeacon sender unit sensing ranges refer to Centered on iBeacon sender units, a range areas using R as radius;
Described payment information pushes scope and referred to centered on iBeacon sender units, a scope using r as radius Region, radius r is adjustable, and r is less than R.
6. a kind of mobile-payment system, it is characterised in that the system includes iBeacon sender units, mobile terminal app And server.
7. system as claimed in claim 6, it is characterised in that described iBeacon sender units are provided with unique knowledge Other information.
8. system as claimed in claim 6, it is characterised in that described mobile terminal app includes:
Recognition unit, for identifying the iBeacon sender units in region;
Monitoring unit, for monitoring the distance between mobile terminal app and iBeacon sender units;
Information transmitting unit, for identification information and monitoring distance information to be sent into server end;
Information receiving unit, the payment information for being pushed out coming for the reception server;
Payment unit, complete to pay for transferring the Alipay on mobile terminal, wechat or other mobile payment modes.
9. system as claimed in claim 6, it is characterised in that described server includes:
Data Enter unit, identification information and its payment information the push scope letter for typing iBeacon sender units Breath;
Information receiving unit, for receiving the identification information and monitoring information of mobile terminal app transmissions;
Information push unit, for pushing payment information to mobile terminal app.
CN201710443834.3A 2017-06-13 2017-06-13 A kind of method of mobile payment and system Pending CN107341653A (en)

Priority Applications (1)

Application Number Priority Date Filing Date Title
CN201710443834.3A CN107341653A (en) 2017-06-13 2017-06-13 A kind of method of mobile payment and system

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
CN201710443834.3A CN107341653A (en) 2017-06-13 2017-06-13 A kind of method of mobile payment and system

Publications (1)

Publication Number Publication Date
CN107341653A true CN107341653A (en) 2017-11-10

Family

ID=60219914

Family Applications (1)

Application Number Title Priority Date Filing Date
CN201710443834.3A Pending CN107341653A (en) 2017-06-13 2017-06-13 A kind of method of mobile payment and system

Country Status (1)

Country Link
CN (1) CN107341653A (en)

Cited By (6)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN108171506A (en) * 2017-12-27 2018-06-15 珠海市魅族科技有限公司 A kind of method of mobile payment and terminal, electronic equipment and readable storage medium storing program for executing
CN108985754A (en) * 2018-07-20 2018-12-11 广州科韵智慧科技有限公司 Payment mechanism, system and method based on Bluetooth broadcast
WO2019129078A1 (en) * 2017-12-28 2019-07-04 捷开通讯(深圳)有限公司 Method and system for assisting shopping
CN110009330A (en) * 2019-02-02 2019-07-12 阿里巴巴集团控股有限公司 Method of payment and device
WO2020082834A1 (en) * 2018-10-26 2020-04-30 阿里巴巴集团控股有限公司 Toll collection method, system and apparatus for road tolls, and electronic device
WO2023051139A1 (en) * 2021-09-29 2023-04-06 腾讯科技(深圳)有限公司 Program function triggering method, apparatus, device, and system, and medium and program product

Citations (6)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN104268747A (en) * 2014-09-24 2015-01-07 德国捷德有限公司 Gasoline station service system, gasoline pump, a customer service center and mobile terminal
US20150310421A1 (en) * 2014-04-23 2015-10-29 Rfcyber Corporation Electronic payment transactions without POS terminals
CN105844466A (en) * 2016-04-20 2016-08-10 福建联迪商用设备有限公司 Payment method and system based on bluetooth communication
CN105956845A (en) * 2016-04-20 2016-09-21 福建联迪商用设备有限公司 POS terminal with integrated Bluetooth iBeacon module, payment method thereof and POS system
CN106384235A (en) * 2016-08-30 2017-02-08 上海创功通讯技术有限公司 Payment method and system and mobile terminal
CN106600259A (en) * 2016-11-02 2017-04-26 北京奇虎科技有限公司 Mobile payment method and device, and mobile terminal

Patent Citations (6)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US20150310421A1 (en) * 2014-04-23 2015-10-29 Rfcyber Corporation Electronic payment transactions without POS terminals
CN104268747A (en) * 2014-09-24 2015-01-07 德国捷德有限公司 Gasoline station service system, gasoline pump, a customer service center and mobile terminal
CN105844466A (en) * 2016-04-20 2016-08-10 福建联迪商用设备有限公司 Payment method and system based on bluetooth communication
CN105956845A (en) * 2016-04-20 2016-09-21 福建联迪商用设备有限公司 POS terminal with integrated Bluetooth iBeacon module, payment method thereof and POS system
CN106384235A (en) * 2016-08-30 2017-02-08 上海创功通讯技术有限公司 Payment method and system and mobile terminal
CN106600259A (en) * 2016-11-02 2017-04-26 北京奇虎科技有限公司 Mobile payment method and device, and mobile terminal

Cited By (6)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN108171506A (en) * 2017-12-27 2018-06-15 珠海市魅族科技有限公司 A kind of method of mobile payment and terminal, electronic equipment and readable storage medium storing program for executing
WO2019129078A1 (en) * 2017-12-28 2019-07-04 捷开通讯(深圳)有限公司 Method and system for assisting shopping
CN108985754A (en) * 2018-07-20 2018-12-11 广州科韵智慧科技有限公司 Payment mechanism, system and method based on Bluetooth broadcast
WO2020082834A1 (en) * 2018-10-26 2020-04-30 阿里巴巴集团控股有限公司 Toll collection method, system and apparatus for road tolls, and electronic device
CN110009330A (en) * 2019-02-02 2019-07-12 阿里巴巴集团控股有限公司 Method of payment and device
WO2023051139A1 (en) * 2021-09-29 2023-04-06 腾讯科技(深圳)有限公司 Program function triggering method, apparatus, device, and system, and medium and program product

Similar Documents

Publication Publication Date Title
CN107341653A (en) A kind of method of mobile payment and system
CN103106595B (en) For Logistics Distribution Method and the system of electronic trade platform
PT1145200E (en) PROCESS OF TRANSACTION OF PAYMENT TRANSACTION PAYMENT
WO2010004576A1 (en) Real time authentication of payment cards
CN104268744A (en) Mobile payment achieving method and system
CN109801053B (en) System and method for uniformly binding bank cards
CN105608563A (en) Payment processing method, related equipment and payment processing system
WO2020156154A1 (en) Payment information processing method and apparatus, mobile terminal, and system
CN105933846A (en) Business processing method, device, terminal and business system
CN104376456A (en) Mobile amount transfer system with real-time communication and voice communication combined and corresponding method
WO2021093369A1 (en) Information delivery method, device and system and electronic equipment
CN108985768B (en) Data transfer system, method and device
CN104243170B (en) Identity identifying method
CN101730023A (en) Method and system for payment by using short messages
CN103036950B (en) Commercial information system
CN106503986B (en) Virtual resource transfer method and device
US20190340601A1 (en) Method And Mobile Device For Transmitting Data By Using Barcode
CN107122974A (en) A kind of Quick Response Code cash collecting system and method based on Bluetooth transfer techniques
US20210248583A1 (en) System and method for wireless payment
CN102842082B (en) Based on the method for payment of radio-frequency (RF) identification
CN106503999A (en) A kind of on-line payment system based on expression control
WO2001073700A3 (en) A method and a system for ordering services
CN205405592U (en) Intelligence electronic commerce system
CN103745348A (en) Quick payment Internet surfing client and work method thereof
KR20110013973A (en) Method and device for issuing mobile card in device

Legal Events

Date Code Title Description
PB01 Publication
PB01 Publication
SE01 Entry into force of request for substantive examination
SE01 Entry into force of request for substantive examination
WD01 Invention patent application deemed withdrawn after publication

Application publication date: 20171110

WD01 Invention patent application deemed withdrawn after publication