CN116308329A - Safe type merchant platform system based on POS machine payment - Google Patents
Safe type merchant platform system based on POS machine payment Download PDFInfo
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- CN116308329A CN116308329A CN202111568725.7A CN202111568725A CN116308329A CN 116308329 A CN116308329 A CN 116308329A CN 202111568725 A CN202111568725 A CN 202111568725A CN 116308329 A CN116308329 A CN 116308329A
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- 238000012795 verification Methods 0.000 claims abstract description 25
- 230000005540 biological transmission Effects 0.000 claims abstract description 15
- 230000002457 bidirectional effect Effects 0.000 claims abstract description 12
- 238000010586 diagram Methods 0.000 description 4
- 238000000034 method Methods 0.000 description 2
- 230000004075 alteration Effects 0.000 description 1
- 230000009286 beneficial effect Effects 0.000 description 1
- 230000009977 dual effect Effects 0.000 description 1
- 230000000694 effects Effects 0.000 description 1
- 238000012986 modification Methods 0.000 description 1
- 230000004048 modification Effects 0.000 description 1
- 238000006467 substitution reaction Methods 0.000 description 1
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/20—Point-of-sale [POS] network systems
- G06Q20/206—Point-of-sale [POS] network systems comprising security or operator identification provisions, e.g. password entry
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
- G06Q20/356—Aspects of software for card payments
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- G—PHYSICS
- G07—CHECKING-DEVICES
- G07G—REGISTERING THE RECEIPT OF CASH, VALUABLES, OR TOKENS
- G07G1/00—Cash registers
- G07G1/12—Cash registers electronically operated
- G07G1/14—Systems including one or more distant stations co-operating with a central processing unit
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- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04W—WIRELESS COMMUNICATION NETWORKS
- H04W4/00—Services specially adapted for wireless communication networks; Facilities therefor
- H04W4/30—Services specially adapted for particular environments, situations or purposes
- H04W4/35—Services specially adapted for particular environments, situations or purposes for the management of goods or merchandise
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- Strategic Management (AREA)
- General Business, Economics & Management (AREA)
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- Finance (AREA)
- Computer Security & Cryptography (AREA)
- Microelectronics & Electronic Packaging (AREA)
- Signal Processing (AREA)
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Abstract
The invention discloses a safe merchant platform system based on POS machine payment in the technical field of payment, which comprises a POS machine, wherein an electromechanical input of the POS machine is connected with a payment code generation module, the POS machine is electrically connected with a merchant background in a bidirectional manner, the merchant background is electrically connected with a wireless transmission module in a bidirectional manner, the wireless transmission module is electrically connected with a bank background in a bidirectional manner, the merchant background is electrically output and connected with a scanning device and a storage module respectively, the electromechanical input of the POS machine is connected with a query module, and the electromechanical input of the POS machine is electrically output and connected with a display module and a verification module respectively.
Description
Technical Field
The invention relates to the technical field of payment, in particular to a safe merchant platform system based on POS machine payment.
Background
The POS machine is used for collecting money, and payment can be completed by inserting a bank card into the POS machine, selecting payment amount and inputting a payment password;
however, in the existing POS machine, in the process of collecting payment for a bank card, the bank card is generally required to be inserted into the POS machine, so that the difficulty of payment and collection is increased, and in the case that a consumer does not have a bank card, the consumer cannot pay, and a certain limitation exists.
Disclosure of Invention
The invention aims to provide a safe merchant platform system based on POS machine payment so as to solve the problems in the background technology.
In order to achieve the above purpose, the present invention provides the following technical solutions: the safe merchant platform system based on POS machine payment comprises a POS machine, wherein the POS machine is electrically connected with a payment code generation module, the POS machine is electrically connected with a merchant background in a bidirectional mode, the merchant background is electrically connected with a wireless transmission module in a bidirectional mode, the wireless transmission module is electrically connected with a bank background in a bidirectional mode, the merchant background is electrically connected with a scanning device and a storage module respectively, the POS machine is electrically connected with a query module, and the POS machine is electrically connected with a display module and a verification module respectively.
Preferably, the inquiry module comprises an identity card information input module, the identity card information input module is electrically connected with the checking module in an output mode, the checking module is electrically connected with the information transmission module in an output mode, the checking module is electrically connected with the condition verification module in an input mode, and the condition verification module is electrically connected with the bank card information input module in an input mode.
Preferably, the bank card information input module comprises a bank card number input unit and a bank type input unit.
Preferably, the verification module comprises a mobile phone number input module, the mobile phone number input module is electrically connected with the receiving module in an output mode, the receiving module is electrically connected with the information output module in an output mode, and the receiving module is electrically connected with the payment password input module in an input mode.
Preferably, the verification module is electrically connected with the counting module, the counting module is electrically connected with the bank background, and the bank background is electrically connected with the warning module.
Preferably, the warning module comprises an instruction receiving module, the instruction receiving module is electrically connected with the searching module in an output mode, the searching module is electrically connected with the information editing module in an output mode, and the information editing module is electrically connected with the information sending module in an output mode.
Preferably, the merchant background electric output is connected with the marking module, the marking module electric output is connected with the classifying module, and the classifying module electric output is connected with the storage module.
Preferably, the marking module includes a color marking unit and a number marking unit.
Preferably, the storage module is electrically connected with the uploading unit, and the uploading unit is electrically connected with the database.
Compared with the prior art, the invention has the beneficial effects that:
1. the POS machine is connected with the background of the bank, the inquiry module can inquire the bank card under the name of the consumer, and after the identity is verified, the bank card can be directly paid without being inserted into the POS machine, so that the POS machine is more convenient to collect money, the consumption convenience of the consumer is increased, and the use function of the POS machine is increased;
2. when the number of authentication errors reaches a certain number, the bank background sends information to the bank card binding mobile phone number through the warning module to prompt the bank card holder, so that the use safety of the POS machine is higher.
Drawings
FIG. 1 is a schematic diagram of the present invention;
FIG. 2 is a schematic block diagram of a query module of the present invention;
FIG. 3 is a schematic block diagram of a verification module of the present invention;
fig. 4 is a schematic block diagram of an alarm module according to the present invention.
In the figure: 1. a POS machine; 2. a merchant background; 3. a wireless transmission module; 4. a bank background; 5. a payment code generation module; 6. a scanning device; 7. a query module; 71. an identity card information input module; 72. a checking module; 73. an information transmission module; 74. a bank card information input module; 75. a condition verification module; 8. a display module; 9. a verification module; 91. a mobile phone number input module; 92. a receiving module; 93. a payment password input module; 94. an information output module; 10. a marking module; 11. a classification module; 12. a storage module; 13. a counting module; 14. a warning module; 141. an instruction receiving module; 142. a searching module; 143. an information editing module; 144. and an information sending module.
Detailed Description
The following description of the embodiments of the present invention will be made clearly and completely with reference to the accompanying drawings, in which it is apparent that the embodiments described are only some embodiments of the present invention, but not all embodiments. All other embodiments, which can be made by those skilled in the art based on the embodiments of the invention without making any inventive effort, are intended to be within the scope of the invention.
Example 1:
the invention provides a technical scheme that: referring to fig. 1, a secure merchant platform system based on POS payment includes a POS 1;
referring to fig. 1, a payment code generating module 5 is electrically connected to an electrical input of a POS machine 1, the POS machine 1 is electrically connected to a merchant background 2 in a bidirectional manner, the POS machine 1 is connected to a merchant platform through a connection line, so that information between the POS machine 1 and the merchant background 2 can be mutually transmitted, the merchant background 2 is electrically connected to a wireless transmission module 3 in a bidirectional manner, the wireless transmission module 3 is electrically connected to a bank background 4 in a bidirectional manner, the merchant background 2 is electrically connected to a scanning device 6 and a storage module 12 respectively, the electrical input of the POS machine 1 is connected to a query module 7, and the POS machine 1 is electrically connected to a display module 8 and a verification module 9 respectively;
referring to fig. 1, a merchant background 2 is electrically output and connected with a marking module 10, the marking module 10 is electrically output and connected with a classifying module 11, the classifying module 11 is electrically output and connected with a storing module 12, the marking module 10 marks whether a consumer holds a bank card when consuming, and the classifying module 11 classifies information and stores the information through the storing module 12, so that later searching is facilitated;
referring to fig. 2, the query module 7 includes an id card information input module 71, the id card information input module 71 is electrically connected to the check module 72, the check module 72 is electrically connected to the information transmission module 73, the check module 72 is electrically connected to the condition verification module 75, the condition verification module 75 is electrically connected to the bank card information input module 74, the id card number and name of the customer are input through the id card information input module 71, the bank card number and the bank card number of which bank is used are input through the bank card information input module 74, the condition verification module 75 verifies the information input by the bank card information input module 74, it is ensured that the information provided by the bank card information input module 74 cannot be empty, and the information provided by the bank card information input module 74 can be satisfied (in case of forgetting the bank card number, the bank card under the name of the customer can be queried, the bank card is more convenient in payment, the check module 72 can transmit the information to the merchant background 2 through the information transmission module 73, and find the corresponding information in the bank background 4, the bank card for which is input information, the bank card information input module 74 includes a bank card number input unit and a bank card type unit, and a bank card type input unit are convenient to find out the type of the input unit;
referring to fig. 3, the verification module 9 includes a mobile phone number input module 91, the mobile phone number input module 91 is electrically connected to a receiving module 92, the receiving module 92 is electrically connected to an information output module 94, the receiving module 92 is electrically connected to a payment code input module 93, the mobile phone number bound to the bank card is input through the mobile phone number input module 91, the payment code of the bank card is input through the payment code input module 93, and whether the used bank card belongs to a consumer is verified in a dual mode, so that the use security of the POS machine 1 is ensured.
Example 2:
referring to fig. 1 and 4, based on embodiment 1, the verification module 9 is electrically connected to the counting module 13, the counting module 13 is electrically connected to the bank background 4, the bank background 4 is electrically connected to the warning module 14, the warning module 14 includes an instruction receiving module 141, the instruction receiving module 141 is electrically connected to the searching module 142, the searching module 142 is electrically connected to the information editing module 143, the information editing module 143 is electrically connected to the information transmitting module 144, when the consumer verifies whether the bank card belongs to the consumer through the verification module 9, the counting module 13 records the number of verification errors, when the number reaches a certain number, the bank background 4 controls the warning module 14 to work, the information receiving module 141 searches the mobile phone number bound by the bank card, the information editing module 143 edits the information, the information is transmitted to the mobile phone number through the information transmitting module 144, and the information is prompted to the bank card holder, thereby playing a warning effect, and further increasing the safety of the POS machine 1;
the marking module 10 comprises a color marking unit and a number marking unit, the storage module 12 is electrically connected with the uploading unit, the uploading unit is electrically connected with the database, the data are backed up, the probability of losing the data is reduced, and the information inquiry in the later period is facilitated;
compared with the embodiment 1, the counting module 13 and the warning module 14 are added, when the number of times reaches a certain number, the bank background 4 can control the warning module 14 to work so as to prompt a bank card holder, thereby playing a role in warning and further increasing the use safety of the POS machine 1.
Working principle: in the process of consuming and paying, if the consumer has and uses the bank card, the bank card is inserted into the POS machine 1, after a payment password is input, the payment code is generated by the payment code generation module 5, the payment code is scanned by the scanning equipment 6, so that a merchant pays, if the consumer does not have the bank card, the consumer inputs personal information and information of the bank card through the identity card information input module 71 and the bank card information input module 74 of the query module 7, the POS machine 1 transmits the information to the bank background 4 through the merchant background 2 and the wireless transmission module 3, the bank card information is searched, after the information is searched, the bank card information is displayed on the display module 8, whether the searched bank card belongs to the consumer is verified through the verification module 9, the verification is correct, the POS machine 1 controls the payment code generation module 5 to generate the payment code, if the verification is incorrect, the information cannot be used, and the merchant background 2 stores and records the used information.
Although embodiments of the present invention have been shown and described, it will be understood by those skilled in the art that various changes, modifications, substitutions and alterations can be made therein without departing from the principles and spirit of the invention, the scope of which is defined in the appended claims and their equivalents.
Claims (9)
1. Safe type merchant platform system based on POS machine payment, including POS machine (1), its characterized in that: the POS machine (1) is electrically connected with the payment code generation module (5), the POS machine (1) is electrically connected with the merchant background (2) in a bidirectional manner, the merchant background (2) is electrically connected with the wireless transmission module (3) in a bidirectional manner, and the wireless transmission module (3) is electrically connected with the bank background (4) in a bidirectional manner;
the merchant background (2) is respectively and electrically connected with the scanning equipment (6) and the storage module (12), the POS machine (1) is electrically connected with the inquiry module (7), and the POS machine (1) is respectively and electrically connected with the display module (8) and the verification module (9).
2. The POS payment-based secure merchant platform system of claim 1, wherein: the inquiry module (7) comprises an identity card information input module (71), the identity card information input module (71) is electrically output and connected with the checking module (72), the checking module (72) is electrically output and connected with the information transmission module (73), the checking module (72) is electrically input and connected with the condition verification module (75), and the condition verification module (75) is electrically input and connected with the bank card information input module (74).
3. The POS payment-based secure merchant platform system of claim 2, wherein: the bank card information input module (74) comprises a bank card number input unit and a bank type input unit.
4. The POS payment-based secure merchant platform system of claim 1, wherein: the verification module (9) comprises a mobile phone number input module (91), wherein the mobile phone number input module (91) is electrically connected with a receiving module (92), the receiving module (92) is electrically connected with an information output module (94), and the receiving module (92) is electrically connected with a payment password input module (93) in an input mode.
5. The POS payment-based secure merchant platform system of claim 4, wherein: the verification module (9) is electrically connected with the counting module (13), the counting module (13) is electrically connected with the bank background (4), and the bank background (4) is electrically connected with the warning module (14).
6. The POS payment-based secure merchant platform system of claim 5, wherein: the warning module (14) comprises an instruction receiving module (141), the instruction receiving module (141) is electrically output and connected with a searching module (142), the searching module (142) is electrically output and connected with an information editing module (143), and the information editing module (143) is electrically output and connected with an information sending module (144).
7. The POS payment-based secure merchant platform system of claim 1, wherein: the merchant background (2) is electrically output and connected with the marking module (10), the marking module (10) is electrically output and connected with the classifying module (11), and the classifying module (11) is electrically output and connected with the storage module (12).
8. The POS payment-based secure merchant platform system of claim 7, wherein: the marking module (10) comprises a color marking unit and a number marking unit.
9. The POS payment-based secure merchant platform system of claim 1, wherein: the storage module (12) is electrically connected with the uploading unit, and the uploading unit is electrically connected with the database.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN202111568725.7A CN116308329A (en) | 2021-12-21 | 2021-12-21 | Safe type merchant platform system based on POS machine payment |
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| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN202111568725.7A CN116308329A (en) | 2021-12-21 | 2021-12-21 | Safe type merchant platform system based on POS machine payment |
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| Publication Number | Publication Date |
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| CN116308329A true CN116308329A (en) | 2023-06-23 |
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| CN202111568725.7A Pending CN116308329A (en) | 2021-12-21 | 2021-12-21 | Safe type merchant platform system based on POS machine payment |
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Cited By (1)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN117253324A (en) * | 2023-09-06 | 2023-12-19 | 北京神州安付科技股份有限公司 | POS compatible system platform |
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- 2021-12-21 CN CN202111568725.7A patent/CN116308329A/en active Pending
Cited By (1)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN117253324A (en) * | 2023-09-06 | 2023-12-19 | 北京神州安付科技股份有限公司 | POS compatible system platform |
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