CN112001661A - Method, device, equipment and medium for updating wind measurement grade - Google Patents
Method, device, equipment and medium for updating wind measurement grade Download PDFInfo
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Abstract
The embodiment of the specification discloses a method, a device, equipment and a medium for updating wind measurement grades, and the scheme comprises the following steps: acquiring user information; based on the user information, obtaining an evaluation wind measurement grade by using a wind measurement and evaluation model; sending air measurement grade updating prompt information to a terminal logged with an account of a user; after receiving a first confirmation operation fed back by the terminal based on the first page, sending a grade message for evaluating the wind measuring grade to the terminal; and updating the wind measuring grade of the user to be the evaluation wind measuring grade after receiving a second confirmation operation which is fed back by the terminal and confirms the grade message of the evaluation wind measuring grade.
Description
Technical Field
The present application relates to the field of computer technologies, and in particular, to a method, an apparatus, a device, and a medium for updating a wind measurement level.
Background
With the development of computer technology, more and more users transact services through mobile terminals, and in some service transactions, the platform needs to evaluate the risk level of the user and provide the corresponding service for the user by using the evaluated risk level of the user. For example, when a user purchases a financial product in a certain payment platform, in order to ensure the safety of the user and a financial product provider, the risk level of the user needs to be evaluated, and a financial product with a corresponding level is provided for the user according to the obtained risk level.
In the prior art, a user usually completes his wind measurement evaluation by filling in a questionnaire to obtain a corresponding wind measurement grade, but because the questionnaire usually contains a plurality of questions to be filled in by the user, the user needs to fill in a corresponding answer for each question, the process needs to take a long time for the user, and the operation required by the user is complicated.
Therefore, it is desirable to provide a wind evaluation method that saves the user time and simplifies the user operation.
Disclosure of Invention
The embodiment of the specification provides a method, a device, equipment and a medium for updating a wind measurement grade, so as to solve the problem of complicated user operation in the existing wind measurement grade processing method.
In order to solve the above technical problem, the embodiments of the present specification are implemented as follows:
the method for updating the wind measurement grade provided by the embodiment of the specification can include:
acquiring user information; the user information comprises at least one of personal information of the user and historical behavior information of the user;
based on the user information, obtaining an evaluation wind measurement grade by using a wind measurement and evaluation model;
sending wind measuring grade updating prompt information to a terminal logged with the account of the user, wherein the wind measuring grade updating prompt information is used for prompting that the wind measuring grade of the user can be updated through a first page;
after receiving a first confirmation operation fed back by the terminal based on the first page, sending the grade message of the wind measuring grade to the terminal;
and updating the wind measuring grade of the user to the estimated wind measuring grade after receiving a second confirmation operation of confirming the grade message of the estimated wind measuring grade fed back by the terminal.
The device for updating the wind measurement grade provided by the embodiment of the specification can include:
the information acquisition module is used for acquiring user information; the user information comprises at least one of personal information of the user and historical behavior information of the user;
the wind measurement grade evaluation module is used for obtaining an evaluation wind measurement grade by using a wind measurement evaluation model based on the user information;
the information prompting module is used for sending wind measuring grade updating prompting information to a terminal logged with the account of the user, and the wind measuring grade updating prompting information is used for prompting that the wind measuring grade of the user can be updated through a first page;
the grade information sending module is used for sending the grade information of the wind measuring grade to the terminal after receiving a first confirmation operation fed back by the terminal based on the first page;
and the wind measurement grade updating module is used for updating the wind measurement grade of the user to the evaluation wind measurement grade after receiving a second confirmation operation which is fed back by the terminal and confirms the grade message of the evaluation wind measurement grade.
The device for updating the wind measuring grade provided by the embodiment of the specification can comprise:
at least one processor; and the number of the first and second groups,
a memory communicatively coupled to the at least one processor; wherein the content of the first and second substances,
the memory stores instructions executable by the at least one processor to enable the at least one processor to:
acquiring user information; the user information comprises at least one of personal information of the user and historical behavior information of the user;
based on the user information, obtaining an evaluation wind measurement grade by using a wind measurement and evaluation model;
sending wind measuring grade updating prompt information to a terminal logged with the account of the user, wherein the wind measuring grade updating prompt information is used for prompting that the wind measuring grade of the user can be updated through a first page;
after receiving a first confirmation operation fed back by the terminal based on the first page, sending the grade message of the wind measuring grade to the terminal;
and updating the wind measuring grade of the user to the estimated wind measuring grade after receiving a second confirmation operation of confirming the grade message of the estimated wind measuring grade fed back by the terminal.
Embodiments of the present specification provide a computer readable medium, on which computer readable instructions are stored, the computer readable instructions being executable by a processor to implement a method of wind measurement level update.
One embodiment of the present description achieves the following advantageous effects: the wind measurement grade of the user is obtained through the wind measurement and estimation model, the user does not need to obtain the wind measurement grade in an questionnaire mode, the user only needs to confirm the wind measurement grade estimated by the wind measurement and estimation model, the updating of the wind measurement grade can be completed, the user operation is simplified, the user time is saved, the processing efficiency of the wind measurement grade can be improved, and meanwhile, the efficiency of handling business of the user can be improved to a certain extent.
Moreover, because the wind measurement grade of the user is obtained by adopting the wind measurement and evaluation model, the possibility that the user gives up risk evaluation due to complex operation can be reduced, the possibility that the user cannot handle a specific service due to the fact that the wind measurement grade of the user is not updated in time can be further reduced, the popularization of the platform for the service can be promoted, and the user can handle the service conveniently.
Drawings
In order to more clearly illustrate the embodiments of the present disclosure or the technical solutions in the prior art, the drawings used in the description of the embodiments or the prior art will be briefly described below, it is obvious that the drawings in the following description are only some embodiments described in the present application, and for those skilled in the art, other drawings can be obtained according to the drawings without any creative effort.
Fig. 1 is a schematic view of a scene of a method for updating a wind measurement level in an embodiment of the present disclosure;
fig. 2 is a schematic flow chart of a method for updating a wind measurement level according to an embodiment of the present disclosure;
FIG. 3 is a timing diagram illustrating a method for updating wind turbine ratings according to an embodiment of the present disclosure;
fig. 4 is a schematic diagram of a terminal display page of a method for updating a wind measurement level according to an embodiment of the present disclosure;
FIG. 5 is a timing diagram illustrating a method for updating wind turbine ratings according to an embodiment of the present disclosure;
FIG. 6 is a schematic structural diagram of an apparatus for wind measurement level update corresponding to FIG. 2 provided in an embodiment of the present disclosure;
fig. 7 is a schematic structural diagram of an apparatus for updating a wind measurement level, which corresponds to fig. 2 and is provided in an embodiment of the present specification.
Detailed Description
To make the objects, technical solutions and advantages of one or more embodiments of the present disclosure more apparent, the technical solutions of one or more embodiments of the present disclosure will be described in detail and completely with reference to the specific embodiments of the present disclosure and the accompanying drawings. It is to be understood that the embodiments described are only a few embodiments of the present specification, and not all embodiments. All other embodiments that can be derived by a person skilled in the art from the embodiments given herein without making any creative effort fall within the scope of protection of one or more embodiments of the present specification.
The technical solutions provided by the embodiments of the present description are described in detail below with reference to the accompanying drawings.
In the prior art, when a user transacts certain businesses, a business transaction platform needs to evaluate the risk level of the user and can be used for knowing the bearing capacity of the user on business risks. The user operation is cumbersome because the user needs to fill in each question in the questionnaire.
Moreover, when the valid period of the current wind measurement level of the user is reached or the user wants to update the current wind measurement level, the user needs to fill in the questionnaire again to complete the evaluation, which is cumbersome to operate.
In order to solve the defects in the prior art, the scheme provides the following embodiments:
fig. 1 is a scene schematic diagram of a method for updating a wind measurement level in an embodiment of the present disclosure. As shown in fig. 1, the scenario mainly involves a user 1, a terminal 2 and a server 2. Wherein, suppose that the user 1 is a registered user of the application platform A, and the server 2 is a server of the application platform A, the platform can provide various financial products. Suppose that a user 1 logs in an application platform A through a terminal 2 to plan to purchase a financial product, and according to relevant regulations of the platform and other relevant organizations, before purchasing the financial product, the user needs to perform risk assessment to know the bearing capacity of the user on financial business risks and also know the investment loss which can be born by the user. The server 3 evaluates the wind measuring grade corresponding to the user 1 by utilizing a pre-trained wind measuring evaluation model according to historical behavior data of the user 1 in the application platform A and personal information of the user 1, the server 3 sends the evaluated wind measuring grade to the terminal 2, the terminal 2 displays information representing the wind measuring grade to the user 1, when the user 1 does not disagree on the wind measuring grade, a 'confirmation' button in a display page can be clicked, the server 3 can set the wind measuring grade to the current wind measuring grade of the user 1 according to confirmation information submitted by the user 1, further financial products corresponding to the wind measuring grade are provided for the user, and the user 1 can select needed products from the provided financial products to conduct business handling.
In practical application, the higher the wind measurement grade of a user is, the larger the range of transactable services is; the users with high wind measurement grade can handle the service corresponding to the low wind measurement grade, and the users with low wind measurement grade can not handle the service corresponding to the high wind measurement grade. Assuming that the risk level of the service in the platform is 5 levels, which are R1, R2, R3, R4 and R5 from low to high, the wind measurement level of the user is also 5 levels, which are C1, C2, C3, C4 and C5 from low to high; users at level C5 may transact services at levels R1, R2, R3, R4, R5, users at level C4 may transact services at levels R1, R2, R3, R4, users at level C1 may transact services only at level R1, and so on.
Next, a method for updating a wind measurement level provided in an embodiment of the specification will be specifically described with reference to the accompanying drawings:
fig. 2 is a flowchart illustrating a method for updating a wind measurement level according to an embodiment of the present disclosure. From the viewpoint of the program, the execution subject of the flow may be a program installed in the application server.
As shown in fig. 2, the process may include the following steps:
step 202: acquiring user information; the user information comprises at least one of personal information of the user and historical behavior information of the user.
In the embodiment of the present description, a server may obtain user information of a user, where the user may be a registered user of an application platform corresponding to the server, and the user needs to fill in relevant information of the user when registering, for example, information such as a user name, a gender, an age, and the like; when the user performs service processing through the platform, the server may also record the historical behavior of the user, for example, when the user consumes through the platform, the server may record the consumption record of the user, and the like. In practical applications, the user information may be stored locally in the server, or may be stored in a designated storage space, such as cloud storage, a block chain, and the like.
Step 204: and obtaining an evaluation wind measurement grade by using a wind measurement and evaluation model based on the user information.
In the embodiment of the description, a known training sample can be used for training a machine model in advance to obtain a wind evaluation model for evaluating the risk level of the user, and the wind evaluation model is used for obtaining the evaluation wind evaluation level of the user. The machine model may include a classification model, which may be, for example, a logistic regression model, a decision tree model, a neural network model, or the like.
Step 206: sending wind measurement grade updating prompt information to a terminal logged with the account of the user, wherein the wind measurement grade updating prompt information is used for prompting that the wind measurement grade of the user can be updated through a first page.
In the embodiment of the description, after the server obtains the evaluation wind measurement grade of the user, the server may send the update prompt information to the terminal, and the terminal displays the corresponding update prompt, so that the user can know that the user can update the wind measurement grade at present. The terminal can be a mobile terminal such as a mobile phone, a computer, a personal computer and a smart watch. The first page may be a page on which the prompt information is displayed, may be a message page on which the prompt information is specially displayed, or may be a page including other functions of the prompt information.
Step 208: and after receiving a first confirmation operation fed back by the terminal based on the first page, sending the grade message of the wind measuring grade to the terminal.
In this embodiment of the present description, after the terminal displays the prompt information for updating the wind measurement level, if the user determines to update the wind measurement level, a confirmation operation may be performed in the first page, for example, a "select" button displayed in the page is clicked, based on the user operation, the terminal may generate corresponding confirmation operation information and send the confirmation operation information to the server, so that the server knows that the user confirms to update the wind measurement level, and the server may send the obtained level message for evaluating the wind measurement level to the terminal based on the confirmation operation information, so that the terminal displays the evaluated wind measurement level obtained by the wind measurement evaluation model to the user.
Step 210: and updating the wind measuring grade of the user to the estimated wind measuring grade after receiving a second confirmation operation of confirming the grade message of the estimated wind measuring grade fed back by the terminal.
In this embodiment, the user may further perform a confirmation operation on the evaluation wind measurement level displayed in the terminal, for example, click a confirmation button in the page to confirm the evaluation wind measurement level, the terminal may further send confirmation information generated by the user operation to the server, and the server may update the current wind measurement level of the user to the evaluation wind measurement level based on the feedback information.
It should be understood that when the wind measurement evaluation is performed on the user for the first time, the wind measurement grade of the user is updated to the evaluation wind measurement grade, and it can be understood that the wind measurement grade of the current user is empty, and the evaluation wind measurement grade obtained through evaluation is determined as the latest wind measurement grade of the user; when wind measurement evaluation is not performed on the user for the first time, the wind measurement grade of the user is updated to the evaluation wind measurement grade, and it can be understood that information updating is performed on the basis of the original wind measurement grade, and the obtained latest evaluation wind measurement grade is used as the latest wind measurement grade of the user.
In practical application, the server can record the wind measurement grade information of the user in the wind measurement grade database, and after the user determines to update the current wind measurement grade into an evaluation wind measurement grade obtained by the wind measurement evaluation model, the server can record the evaluation wind measurement grade in the wind measurement grade database. The wind measurement grade database can contain the corresponding relation between the account of the user and the wind measurement grade, and management of the user and the wind measurement grade is facilitated.
It should be understood that the order of some steps in the method described in one or more embodiments of the present disclosure may be interchanged according to actual needs, or some steps may be omitted or deleted.
In the method in fig. 2, the wind measurement grade of the user is obtained through the wind measurement and estimation model, the user does not need to obtain the wind measurement grade in the form of an questionnaire, the user only needs to confirm the wind measurement grade estimated by the wind measurement and estimation model, the updating of the wind measurement grade can be completed, the user operation is simplified, the user time is saved, the processing efficiency of the wind measurement grade can be improved, and meanwhile, the efficiency of handling the business of the user can be improved to a certain extent.
Moreover, because the wind measurement grade of the user is obtained by adopting the wind measurement and evaluation model, the possibility that the user gives up risk evaluation due to complex operation can be reduced, the possibility that the user cannot handle a specific service due to the fact that the wind measurement grade of the user is not updated in time can be further reduced, the popularization of the platform for the service can be promoted, and the user can handle the service conveniently.
In addition, in the prior art, when a user fills in a questionnaire, if the user fills in unreal or inaccurate information, the obtained wind measurement grade may not be the true wind measurement grade of the user, and in the embodiment of the description, the wind measurement grade of the user is evaluated by using a wind measurement and evaluation model, so that the above problems can be effectively avoided, and the objective and authenticity of evaluation can be ensured.
Based on the method of fig. 2, the present specification also provides some specific embodiments of the method, which are described below.
Optionally, before sending the air measurement level update prompt message to the terminal logged in with the account of the user in step 206, the method may further include:
judging whether the current wind measurement grade of the user is consistent with the evaluation wind measurement grade or not to obtain a judgment result;
and if the judgment result shows that the current wind measuring grade of the user is inconsistent with the estimated wind measuring grade, sending a wind measuring grade updating prompt message to the terminal logged with the account of the user.
In the embodiment of the description, the risk level of the user is evaluated by using the wind evaluation model, and the evaluation can be performed according to a preset period or according to the requirements of the user. For example, in order to enable the user to obtain the latest wind measurement level in time, an evaluation period may be set, and the risk level of the user is evaluated by using the wind measurement evaluation model according to the preset evaluation period.
In order to reduce resource consumption, the server in the embodiment of the present specification may further determine whether the current wind measurement level of the user is consistent with the evaluation wind measurement level, and when the current wind measurement level is inconsistent with the evaluation wind measurement level, the server may send a wind measurement level update prompt message to the terminal.
In practical application, a user can also actively start a wind measurement process, and a server can carry out risk assessment on the user by using a wind measurement and assessment model according to the requirements of the user. Specifically, before the step 202 of acquiring the user information, the method may further include: and receiving starting wind measurement information sent by a terminal, wherein the starting wind measurement information can be generated by the terminal based on the operation of starting wind measurement of the user.
Considering that the wind measurement level of the user may vary with the service behavior of the user in the platform or in the associated platform, the wind measurement level of the user in the platform usually has a valid time limit, within the valid time limit, the user has an authority to process the service corresponding to the wind measurement level, after the time limit is exceeded, the practical effect corresponding to the authority of the user needs to be performed again by the user if the user wants to continue to have the service processing authority, in this embodiment of the present specification, a flow for starting the wind measurement evaluation model may be set according to the valid time limit of the wind measurement level of the user, and specifically, before the step 202 obtains the user information, the method may further include: judging whether the valid period of the wind measuring grade of the user is reached, if so, acquiring user information; or judging whether the remaining time of the valid time limit of the wind measuring grade of the user is less than or equal to the preset time, and if so, acquiring user information.
In order to improve the completion rate of updating the wind measuring grade, the interest information of the user can be bound in the updating prompt information, and the user can correspondingly obtain the resources in the interest after the updating is completed.
In this embodiment of the present specification, sending a blowing measurement level update prompt message to the terminal logged in with the account of the user in step 206, which may specifically include:
determining incentive interests of the user based on the user information;
and sending wind measuring grade updating prompt information containing the right and interest information of the incentive right to a terminal logged in with the account of the user.
In practical application, in order to improve the possibility of confirming the wind measurement grade updating by the user, the rights and interests of the user are presumed by analyzing the requirement of the user from multiple dimensions by using a rights and interests prediction model according to the user information, the rights and interests are taken as incentive rights and interests, rights and interests information representing the incentive rights and interests is contained in the wind measurement grade updating prompt information, and the user can also see the wind measurement grade updating prompt information when seeing the rights and interests information.
The incentive right can comprise information of right type, right amount and the like, and the right type can comprise cash red packet, credit, coupon and the like.
In this embodiment of the present specification, the user information may include at least one of user personal information and user historical behavior information; wherein the user personal information may include: at least one of age, gender, occupation, income, resource ownership, family members, location geographic location; the historical behavior information of the user comprises at least one of transacted business information, browsed business information and historical incentive right confirmation information.
For example, assuming that the user a frequently receives a cash red envelope type interest and frequently receives a red envelope interest with an amount greater than or equal to 0.5 yuan, the incentive interest may be configured as a cash red envelope with an amount of 0.5 yuan, and information of a newer wind measurement level may be displayed at the position where the incentive interest is received, for example, a word of "wind measurement reward fund 0.5 yuan" is displayed at or around the position where the incentive interest is received on the terminal page, indicating that the user can obtain a reward fund of 0.5 yuan after completing wind measurement.
In order to ensure that the user may successfully receive the right and determine that the user is to perform wind test evaluation, in this embodiment of the present specification, after receiving a first confirmation operation of the terminal based on the first page feedback in step 208, the method may further include:
generating rights and interests receiving prompt information for receiving the incentive rights and interests based on the first confirmation operation; the right interest receiving prompt message is used for prompting the user to receive the incentive right through a second page;
and after receiving a third confirmation operation fed back by the terminal based on the second page, sending the grade message of the evaluation wind measuring grade to the terminal.
In this embodiment of the present specification, the first page may include a page prompting the user to select a right and a right, for prompting the user to select an incentive right and the page may further include information prompting the user to perform a wind measurement level update; the second page may include a page for prompting the user to earn the incentive interest, and the page may further include associated information indicating the incentive interest and the updated wind measurement level, for example, a "0.5-dollar reward fund one-key updated wind measurement level" may be displayed in the second page near the position of the confirmation button for the user operation, indicating that the user agrees to perform the update of the wind measurement level to obtain a 0.5-dollar reward fund.
When the user selects the option of the incentive interest in the first page, the display page of the terminal can jump from the first page to the second page, the user can perform confirmation operation on the second page, and the server can send the grade message for evaluating the wind measuring grade to the terminal after receiving third confirmation operation fed back by the terminal based on the second page.
As another embodiment, when the user selects the incentive interest, the display page of the terminal may not jump from the first page to the second page due to unstable operation of the network or the server, and the incentive interest the user receives may drop into an account package of the user account in the form of a right card, and the user may select the right card from the account package and perform the procedures of receiving the right and tracking the new credit rating.
Specifically, after receiving a first confirmation operation of the terminal based on the first page feedback in step 208, the method may further include:
issuing a right card ticket corresponding to the incentive right to an account card package of the account based on the first confirmation operation; the account card package can be a position in an application platform corresponding to the account, which is used for displaying an electronic card received by the account;
receiving selection information of the interest card and ticket sent by the terminal, and generating a third page for confirming the interest card and ticket;
and after receiving a fourth confirmation operation fed back by the terminal based on the third page, sending the grade message of the evaluation wind measuring grade to the terminal.
In order to further make the user know the specific information of the estimated wind measurement level obtained by using the wind measurement estimation model, a level message indicating the estimated wind measurement level may be further displayed on the display page of the terminal, for example, assuming that the obtained estimated wind measurement level of the user is at a level of C3, information in the form of "update wind measurement level is C3" may be displayed in the terminal for the user to confirm.
In this embodiment of the present specification, the sending, to the terminal, the level message for evaluating the wind measurement level in step 208 may specifically include:
generating a fourth page based on the first confirmation operation; the fourth page comprises a grade message which represents the evaluation wind measuring grade;
and sending the fourth page to the terminal so that the terminal can render and display the fourth page.
In practical application, a user may have doubt on the obtained evaluation wind measurement grade, and the method in the embodiment of the specification can also meet the requirement that the user needs to retest the wind measurement grade.
Specifically, in the embodiment of the present specification, the fourth page may include retest prompt information for prompting the user to perform a retest rating test;
after the sending the rating message for evaluating the wind measurement rating to the terminal, the method may further include:
after a retest request is acquired, generating a questionnaire corresponding to the user; the retest request is generated by the terminal based on the confirmation operation of the user on the retest prompt message;
sending the questionnaire to the terminal;
receiving a questionnaire sent by the terminal after the response;
determining a test evaluation wind test grade of the user based on the answered questionnaire;
and updating the wind measurement grade of the user to the test evaluation wind measurement grade after receiving a fifth confirmation operation of confirming the grade message of the test evaluation wind measurement grade fed back by the terminal.
In order to simplify the user operation, in this embodiment of the present specification, the questionnaire displayed in the terminal may further include a suggested answer generated by the server according to the user information of the user.
Specifically, the generating a questionnaire corresponding to the user may specifically include:
and generating a questionnaire containing suggested answers according to the user information.
The method for generating the answered questionnaire may specifically include:
using the suggested answers as definitive answers to the questionnaire;
and generating the questionnaire after the response based on the determined answer.
For example, the questionnaire includes a question of "your sex", the server may determine that the sex of the user is male according to the registration information or other related information of the user in the platform, the server may use "male" as a suggested answer to the question, and when the user fills in the question of the questionnaire in the terminal, if the real sex of the user is male, the user may directly view the next question without operating the question, thereby simplifying the operation of the user.
In practical application, when the user does not recognize the suggested answer provided by the server, the user may fill in or select the answer by himself, and the method for generating the questionnaire after answering may specifically include:
the terminal obtains a modification answer corresponding to the suggested answer; the modification answer is obtained by modifying the user aiming at the suggested answer;
using the modified answer as a determined answer to the questionnaire;
and generating the questionnaire after the response based on the determined answer.
In practical application, when the suggested answer obtained by the server according to the user information does not meet the requirement of the user, the user can modify the corresponding answer so far, so as to meet the real situation of the user and improve the accuracy of wind measuring grade evaluation.
To more clearly illustrate the method in the embodiment of the present disclosure, the method is illustrated by the timing diagram shown in fig. 3 and the terminal display page diagram shown in fig. 4. FIG. 3 is a timing diagram illustrating a method for updating wind turbine ratings according to an embodiment of the present disclosure; fig. 4 is a schematic view of a terminal display page of a method for updating a wind measurement level provided in an embodiment of the present disclosure, where fig. 4(a) is a schematic view of a first page, fig. 4(b) is a schematic view of a second page, fig. 4(c) is a schematic view of a fourth page, fig. 4(d) is a schematic view of a third page, and fig. 4(e) is a schematic view of a fifth page. As shown in fig. 3 and 4:
step 301: the server acquires user information;
step 302: based on the user information, obtaining an evaluation wind measurement grade by using a wind measurement and evaluation model;
step 303: judging whether the current wind measuring grade of the user is consistent with the evaluation wind measuring grade;
step 304: when the current wind measuring grade of the user is inconsistent with the evaluation wind measuring grade, determining the incentive rights and interests of the user based on the user information;
step 305: sending wind measuring grade updating prompt information containing the right information of the excitation right to a terminal;
step 306: displaying a first page in the terminal, as shown in fig. 4(a), wherein the first page comprises a wind measurement grade updating prompt message "wind measurement reward fund 0.5 yuan" 401 and a "selection" button 402 for a user to click; the first page may be a service processing result page, and the page may further include result information of service processing, such as a "success" word shown in fig. 4(a), which indicates that the service handled by the user has been successfully processed; in practical application, the first page may further include other information, and the specific display content is not limited in this embodiment as long as the first page may include a wind measurement level update prompt message.
Step 307: the user clicks a 'select' button 402, and the terminal sends first determined operation information to the server;
step 308: the server generates page information of a second page for receiving the incentive rights and interests and sends the page information to the terminal; the page information comprises right receiving prompt information for receiving incentive rights;
step 309: rendering and displaying the page information in a terminal display page by the terminal, and jumping from the first page shown in the figure 4(a) to the second page shown in the figure 4(b) by the terminal;
step 310: the user clicks a 'get' button 403 in the second page, and the terminal sends information of a third confirmation operation to the server;
step 311: based on the information of the third confirmation operation, the server generates page information of a fourth page for confirming the wind measuring grade and the incentive right and sends the page information to the terminal;
step 312: rendering and displaying the page information in a terminal display page by the terminal, and jumping from the second page shown in the figure 4(b) to a fourth page shown in the figure 4(c) by the terminal; the fourth page contains a level message for evaluating the wind measurement level and detailed information of incentive interest, such as "one-key update wind measurement level, share 0.5-dollar cash" shown in fig. 4 (c); the wind measurement grade is in the character of C3';
step 313: the user clicks a 'confirmation result' button 404 in the fourth page, and the terminal sends information of a second confirmation operation to the server;
step 314: the server updates the wind measurement grade of the user to the evaluation wind measurement grade based on the information of the second confirmation operation;
step 315: the server can also generate a fifth page for displaying the result and send the fifth page to the terminal;
step 316: the terminal renders and displays the fifth page in the display page of the terminal, as shown in fig. 4(e), where the fifth page includes content indicating the rights and interests obtained by the user and the current latest wind measurement level of the user.
Fig. 5 is a timing chart of a method for updating a wind measurement level provided in an embodiment of this specification, as another implementation manner, in this embodiment, in step 307, when the user clicks the "select" button 402 in the first page, and the display page of the terminal does not jump from the first page to the second page, the wind measurement level of the user may be further processed in the following manner, as shown in fig. 5:
step 501: the server can also issue a right card ticket corresponding to the incentive right to an account card package of the account based on the first confirmation operation;
step 502: the user selects a right card ticket corresponding to the incentive right from the account card packet, and the terminal sends selection information of the right card ticket to the server;
step 503: the server generates a third page for confirming the interest card ticket based on the selection information and sends the third page to the terminal;
step 504: rendering and displaying the page information of the third page in a terminal display page by the terminal, and jumping from the first page shown in the figure 4(a) to the third page shown in the figure 4(d) by the terminal;
step 505: the user clicks a 'one-click update' button 405 in the third page, and the terminal sends information of a fourth confirmation operation to the server;
step 506: the server generates page information of a fourth page for confirming the wind measuring grade and the incentive right based on the information of the fourth confirming operation, and sends the page information to the terminal;
step 507: the terminal renders and displays the fourth page information in the terminal display page, and the terminal jumps from the third page shown in fig. 4(d) to the fourth page shown in fig. 4 (c).
The steps from step 313 to step 316 may be performed subsequently, which is not described herein.
Based on the same idea, the embodiment of the present specification further provides a device corresponding to the above method. Fig. 6 is a schematic structural diagram of an apparatus for updating a wind measurement level corresponding to fig. 2 according to an embodiment of the present disclosure. As shown in fig. 6, the apparatus may include:
an information obtaining module 602, configured to obtain user information; the user information comprises at least one of personal information of the user and historical behavior information of the user;
a wind measurement grade evaluation module 604, configured to obtain an evaluation wind measurement grade by using a wind measurement evaluation model based on the user information;
an information prompt module 606, configured to send a wind measurement level update prompt message to a terminal logged in with an account of the user, where the wind measurement level update prompt message is used to prompt that a wind measurement level of the user is updatable through a first page;
a grade information sending module 608, configured to send the grade message of the wind measurement grade to the terminal after receiving a first confirmation operation that is fed back by the terminal based on the first page;
and the wind measurement grade updating module 610 is configured to update the wind measurement grade of the user to the evaluation wind measurement grade after receiving a second confirmation operation of confirming the grade message of the evaluation wind measurement grade fed back by the terminal.
The examples of this specification also provide some specific embodiments of the process based on the apparatus of fig. 6, which is described below.
Optionally, the apparatus may further include a wind measurement level determining module, configured to:
judging whether the current wind measurement grade of the user is consistent with the evaluation wind measurement grade or not to obtain a judgment result;
and if the judgment result shows that the current wind measuring grade of the user is inconsistent with the estimated wind measuring grade, sending a wind measuring grade updating prompt message to the terminal logged with the account of the user.
Optionally, the information prompting module may be specifically configured to:
determining incentive interests of the user based on the user information;
and sending wind measuring grade updating prompt information containing the right and interest information of the incentive right to a terminal logged in with the account of the user.
Based on the same idea, the embodiment of the present specification further provides a device corresponding to the above method.
Fig. 7 is a schematic structural diagram of an apparatus for updating a wind measurement level, which corresponds to fig. 2 and is provided in an embodiment of the present specification. As shown in fig. 7, the apparatus 700 may include:
at least one processor 710; and the number of the first and second groups,
a memory 730 communicatively coupled to the at least one processor; wherein the content of the first and second substances,
the memory 730 stores instructions 720 executable by the at least one processor 710 to enable the at least one processor 710 to:
acquiring user information; the user information comprises at least one of personal information of the user and historical behavior information of the user;
based on the user information, obtaining an evaluation wind measurement grade by using a wind measurement and evaluation model;
sending wind measuring grade updating prompt information to a terminal logged with the account of the user, wherein the wind measuring grade updating prompt information is used for prompting that the wind measuring grade of the user can be updated through a first page;
after receiving a first confirmation operation fed back by the terminal based on the first page, sending the grade message of the wind measuring grade to the terminal;
and updating the wind measuring grade of the user to the estimated wind measuring grade after receiving a second confirmation operation of confirming the grade message of the estimated wind measuring grade fed back by the terminal.
Based on the same idea, the embodiment of the present specification further provides a computer-readable medium corresponding to the above method. The computer readable medium has computer readable instructions stored thereon which are executable by the processor to implement the above-described anemometry level processing method.
The embodiments in the present specification are described in a progressive manner, and the same and similar parts among the embodiments are referred to each other, and each embodiment focuses on the differences from the other embodiments. In particular, as for the apparatus shown in fig. 7, since it is substantially similar to the method embodiment, the description is simple, and the relevant points can be referred to the partial description of the method embodiment.
In the 90 s of the 20 th century, improvements in a technology could clearly distinguish between improvements in hardware (e.g., improvements in circuit structures such as diodes, transistors, switches, etc.) and improvements in software (improvements in process flow). However, as technology advances, many of today's process flow improvements have been seen as direct improvements in hardware circuit architecture. Designers almost always obtain the corresponding hardware circuit structure by programming an improved method flow into the hardware circuit. Thus, it cannot be said that an improvement in the process flow cannot be realized by hardware physical modules. For example, a Programmable Logic Device (PLD), such as a Field Programmable Gate Array (FPGA), is an integrated circuit whose Logic functions are determined by programming the Device by a user. A digital character system is "integrated" on a PLD by the designer's own programming without requiring the chip manufacturer to design and fabricate a dedicated integrated circuit chip. Furthermore, nowadays, instead of manually making an Integrated Circuit chip, such Programming is often implemented by "logic compiler" software, which is similar to a software compiler used in program development and writing, but the original code before compiling is also written by a specific Programming Language, which is called Hardware Description Language (HDL), and HDL is not only one but many, such as abel (advanced Boolean Expression Language), ahdl (alternate Hardware Description Language), traffic, pl (core universal Programming Language), HDCal (jhdware Description Language), lang, Lola, HDL, laspam, hardward Description Language (vhr Description Language), vhal (Hardware Description Language), and vhigh-Language, which are currently used in most common. It will also be apparent to those skilled in the art that hardware circuitry that implements the logical method flows can be readily obtained by merely slightly programming the method flows into an integrated circuit using the hardware description languages described above.
The controller may be implemented in any suitable manner, for example, the controller may take the form of, for example, a microprocessor or processor and a computer-readable medium storing computer-readable program code (e.g., software or firmware) executable by the (micro) processor, logic gates, switches, an Application Specific Integrated Circuit (ASIC), a programmable logic controller, and an embedded microcontroller, examples of which include, but are not limited to, the following microcontrollers: ARC 625D, Atmel AT91SAM, Microchip PIC18F26K20, and Silicone Labs C8051F320, the memory controller may also be implemented as part of the control logic for the memory. Those skilled in the art will also appreciate that, in addition to implementing the controller as pure computer readable program code, the same functionality can be implemented by logically programming method steps such that the controller is in the form of logic gates, switches, application specific integrated circuits, programmable logic controllers, embedded microcontrollers and the like. Such a controller may thus be considered a hardware component, and the means included therein for performing the various functions may also be considered as a structure within the hardware component. Or even means for performing the functions may be regarded as being both a software module for performing the method and a structure within a hardware component.
The systems, devices, modules or units illustrated in the above embodiments may be implemented by a computer chip or an entity, or by a product with certain functions. One typical implementation device is a computer. In particular, the computer may be, for example, a personal computer, a laptop computer, a cellular telephone, a camera phone, a smartphone, a personal digital assistant, a media player, a navigation device, an email device, a game console, a tablet computer, a wearable device, or a combination of any of these devices.
For convenience of description, the above devices are described as being divided into various units by function, and are described separately. Of course, the functionality of the units may be implemented in one or more software and/or hardware when implementing the present application.
As will be appreciated by one skilled in the art, embodiments of the present invention may be provided as a method, system, or computer program product. Accordingly, the present invention may take the form of an entirely hardware embodiment, an entirely software embodiment or an embodiment combining software and hardware aspects. Furthermore, the present invention may take the form of a computer program product embodied on one or more computer-usable storage media (including, but not limited to, disk storage, CD-ROM, optical storage, and the like) having computer-usable program code embodied therein.
The present invention is described with reference to flowchart illustrations and/or block diagrams of methods, apparatus (systems), and computer program products according to embodiments of the invention. It will be understood that each flow and/or block of the flow diagrams and/or block diagrams, and combinations of flows and/or blocks in the flow diagrams and/or block diagrams, can be implemented by computer program instructions. These computer program instructions may be provided to a processor of a general purpose computer, special purpose computer, embedded processor, or other programmable data processing apparatus to produce a machine, such that the instructions, which execute via the processor of the computer or other programmable data processing apparatus, create means for implementing the functions specified in the flowchart flow or flows and/or block diagram block or blocks.
These computer program instructions may also be stored in a computer-readable memory that can direct a computer or other programmable data processing apparatus to function in a particular manner, such that the instructions stored in the computer-readable memory produce an article of manufacture including instruction means which implement the function specified in the flowchart flow or flows and/or block diagram block or blocks.
These computer program instructions may also be loaded onto a computer or other programmable data processing apparatus to cause a series of operational steps to be performed on the computer or other programmable apparatus to produce a computer implemented process such that the instructions which execute on the computer or other programmable apparatus provide steps for implementing the functions specified in the flowchart flow or flows and/or block diagram block or blocks.
In a typical configuration, a computing device includes one or more processors (CPUs), input/output interfaces, network interfaces, and memory.
The memory may include forms of volatile memory in a computer readable medium, Random Access Memory (RAM) and/or non-volatile memory, such as Read Only Memory (ROM) or flash memory (flash RAM). Memory is an example of a computer-readable medium.
Computer-readable media, including both non-transitory and non-transitory, removable and non-removable media, may implement information storage by any method or technology. The information may be computer readable instructions, data structures, modules of a program, or other data. Examples of computer storage media include, but are not limited to, phase change memory (PRAM), Static Random Access Memory (SRAM), Dynamic Random Access Memory (DRAM), other types of Random Access Memory (RAM), Read Only Memory (ROM), Electrically Erasable Programmable Read Only Memory (EEPROM), flash memory or other memory technology, compact disc read only memory (CD-ROM), Digital Versatile Disks (DVD) or other optical storage, magnetic cassettes, magnetic tape disk storage or other magnetic storage devices, or any other non-transmission medium which can be used to store information which can be accessed by a computing device. As defined herein, a computer readable medium does not include a transitory computer readable medium such as a modulated data signal and a carrier wave.
It should also be noted that the terms "comprises," "comprising," or any other variation thereof, are intended to cover a non-exclusive inclusion, such that a process, method, article, or apparatus that comprises a list of elements does not include only those elements but may include other elements not expressly listed or inherent to such process, method, article, or apparatus. Without further limitation, an element defined by the phrase "comprising an … …" does not exclude the presence of other like elements in a process, method, article, or apparatus that comprises the element.
As will be appreciated by one skilled in the art, embodiments of the present application may be provided as a method, system, or computer program product. Accordingly, the present application may take the form of an entirely hardware embodiment, an entirely software embodiment or an embodiment combining software and hardware aspects. Furthermore, the present application may take the form of a computer program product embodied on one or more computer-usable storage media (including, but not limited to, disk storage, CD-ROM, optical storage, and the like) having computer-usable program code embodied therein.
The application may be described in the general context of computer-executable instructions, such as program modules, being executed by a computer. Generally, program modules include routines, programs, objects, components, data structures, etc. that perform particular tasks or implement particular abstract data types. The application may also be practiced in distributed computing environments where tasks are performed by remote processing devices that are linked through a communications network. In a distributed computing environment, program modules may be located in both local and remote computer storage media including memory storage devices.
The above description is only an example of the present application and is not intended to limit the present application. Various modifications and changes may occur to those skilled in the art. Any modification, equivalent replacement, improvement, etc. made within the spirit and principle of the present application should be included in the scope of the claims of the present application.
Claims (16)
1. A method of anemometry level updating, comprising:
acquiring user information; the user information comprises at least one of personal information of the user and historical behavior information of the user;
based on the user information, obtaining an evaluation wind measurement grade by using a wind measurement and evaluation model;
sending wind measuring grade updating prompt information to a terminal logged with the account of the user, wherein the wind measuring grade updating prompt information is used for prompting that the wind measuring grade of the user can be updated through a first page;
after receiving a first confirmation operation fed back by the terminal based on the first page, sending the grade message of the wind measuring grade to the terminal;
and updating the wind measuring grade of the user to the estimated wind measuring grade after receiving a second confirmation operation of confirming the grade message of the estimated wind measuring grade fed back by the terminal.
2. The method according to claim 1, further comprising, before sending a measurement level update notification to the terminal in which the account of the user is registered, the step of:
judging whether the current wind measurement grade of the user is consistent with the evaluation wind measurement grade or not to obtain a judgment result;
and if the judgment result shows that the current wind measuring grade of the user is inconsistent with the estimated wind measuring grade, sending a wind measuring grade updating prompt message to the terminal logged with the account of the user.
3. The method according to claim 1, wherein sending a measurement level update notification message to the terminal in which the account of the user is registered specifically includes:
determining incentive interests of the user based on the user information;
and sending wind measuring grade updating prompt information containing the right and interest information of the incentive right to a terminal logged in with the account of the user.
4. The method according to claim 3, further comprising, after receiving a first confirmation operation by the terminal based on the first page feedback:
generating rights and interests receiving prompt information for receiving the incentive rights and interests based on the first confirmation operation; the right interest receiving prompt message is used for prompting the user to receive the incentive right through a second page;
and after receiving a third confirmation operation fed back by the terminal based on the second page, sending the grade message of the evaluation wind measuring grade to the terminal.
5. The method according to claim 3, further comprising, after receiving a first confirmation operation by the terminal based on the first page feedback:
issuing a right card ticket corresponding to the incentive right to an account card package of the account based on the first confirmation operation;
receiving selection information of the interest card and ticket sent by the terminal, and generating a third page for confirming the interest card and ticket;
and after receiving a fourth confirmation operation fed back by the terminal based on the third page, sending the grade message of the evaluation wind measuring grade to the terminal.
6. The method of claim 1, the user profile comprising: at least one of age, gender, occupation, income, resource ownership, family members, location geographic location;
the historical behavior information of the user comprises at least one of transacted business information, browsed business information and historical incentive right confirmation information.
7. The method according to claim 1, wherein the sending the rating message for evaluating the wind measurement rating to the terminal specifically includes:
generating a fourth page based on the first confirmation operation; the fourth page comprises a grade message which represents the evaluation wind measuring grade;
and sending the fourth page to the terminal so that the terminal can render and display the fourth page.
8. The method of claim 7, wherein the fourth page includes a retest prompt message for prompting the user to perform a retest rating test;
after the sending the grade message of the evaluation wind measurement grade to the terminal, the method further comprises the following steps:
after a retest request is acquired, generating a questionnaire corresponding to the user; the retest request is generated by the terminal based on the confirmation operation of the user on the retest prompt message;
sending the questionnaire to the terminal;
receiving a questionnaire sent by the terminal after the response;
determining a test evaluation wind test grade of the user based on the answered questionnaire;
and updating the wind measurement grade of the user to the test evaluation wind measurement grade after receiving a fifth confirmation operation of confirming the grade message of the test evaluation wind measurement grade fed back by the terminal.
9. The method of claim 8, wherein generating the questionnaire corresponding to the user comprises:
and generating a questionnaire containing suggested answers according to the user information.
10. The method according to claim 9, wherein the method for generating the answered questionnaire specifically comprises:
using the suggested answers as definitive answers to the questionnaire;
and generating the questionnaire after the response based on the determined answer.
11. The method according to claim 9, wherein the method for generating the answered questionnaire specifically comprises:
the terminal obtains a modification answer corresponding to the suggested answer; the modification answer is obtained by modifying the user aiming at the suggested answer;
using the modified answer as a determined answer to the questionnaire;
and generating the questionnaire after the response based on the determined answer.
12. An apparatus for anemometry level updating, comprising:
the information acquisition module is used for acquiring user information; the user information comprises at least one of personal information of the user and historical behavior information of the user;
the wind measurement grade evaluation module is used for obtaining an evaluation wind measurement grade by using a wind measurement evaluation model based on the user information;
the information prompting module is used for sending wind measuring grade updating prompting information to a terminal logged with the account of the user, and the wind measuring grade updating prompting information is used for prompting that the wind measuring grade of the user can be updated through a first page;
the grade information sending module is used for sending the grade information of the wind measuring grade to the terminal after receiving a first confirmation operation fed back by the terminal based on the first page;
and the wind measurement grade updating module is used for updating the wind measurement grade of the user to the evaluation wind measurement grade after receiving a second confirmation operation which is fed back by the terminal and confirms the grade message of the evaluation wind measurement grade.
13. The apparatus of claim 12, further comprising a wind measurement level determination module configured to:
judging whether the current wind measurement grade of the user is consistent with the evaluation wind measurement grade or not to obtain a judgment result;
and if the judgment result shows that the current wind measuring grade of the user is inconsistent with the estimated wind measuring grade, sending a wind measuring grade updating prompt message to the terminal logged with the account of the user.
14. The apparatus according to claim 12, wherein the information prompt module is specifically configured to:
determining incentive interests of the user based on the user information;
and sending wind measuring grade updating prompt information containing the right and interest information of the incentive right to a terminal logged in with the account of the user.
15. An apparatus for anemometry level updating, comprising:
at least one processor; and the number of the first and second groups,
a memory communicatively coupled to the at least one processor; wherein the content of the first and second substances,
the memory stores instructions executable by the at least one processor to enable the at least one processor to:
acquiring user information; the user information comprises at least one of personal information of the user and historical behavior information of the user;
based on the user information, obtaining an evaluation wind measurement grade by using a wind measurement and evaluation model;
sending wind measuring grade updating prompt information to a terminal logged with the account of the user, wherein the wind measuring grade updating prompt information is used for prompting that the wind measuring grade of the user can be updated through a first page;
after receiving a first confirmation operation fed back by the terminal based on the first page, sending the grade message of the wind measuring grade to the terminal;
and updating the wind measuring grade of the user to the estimated wind measuring grade after receiving a second confirmation operation of confirming the grade message of the estimated wind measuring grade fed back by the terminal.
16. A computer readable medium having computer readable instructions stored thereon which are executable by a processor to implement the method of anemometry class updating of any of claims 1-11.
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| CN202010956341.1A CN112001661B (en) | 2020-09-11 | 2020-09-11 | Method, device, equipment and medium for updating wind measurement grade |
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| CN113220293A (en) * | 2021-04-23 | 2021-08-06 | 北京城市网邻信息技术有限公司 | Page display method and device, electronic equipment and computer readable medium |
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| CN108985638A (en) * | 2018-07-25 | 2018-12-11 | 腾讯科技（深圳）有限公司 | A kind of customer investment methods of risk assessment and device and storage medium |
| CN110348704A (en) * | 2019-06-25 | 2019-10-18 | 阿里巴巴集团控股有限公司 | Risk Identification Method, apparatus and system |
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| CN113220293A (en) * | 2021-04-23 | 2021-08-06 | 北京城市网邻信息技术有限公司 | Page display method and device, electronic equipment and computer readable medium |
| CN113220293B (en) * | 2021-04-23 | 2024-04-12 | 北京城市网邻信息技术有限公司 | Page display method, page display device, electronic equipment and computer readable medium |
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