CN112836147A

CN112836147A - Information display method and device

Info

Publication number: CN112836147A
Application number: CN202110144455.0A
Authority: CN
Inventors: 陈铮; 蔡苗苗; 赵波; 崔力辉; 王俊
Original assignee: Beijing Sankuai Online Technology Co Ltd
Current assignee: Beijing Sankuai Online Technology Co Ltd
Priority date: 2021-02-02
Filing date: 2021-02-02
Publication date: 2021-05-25

Abstract

The specification discloses an information display method and an information display device, wherein after a service platform receives an information display request sent by a user for a target service, the service platform can determine the service amount of the user for the target service, then the service platform can determine the target income amount of the user under the service amount according to the service rule of a target bank for the target service, and inquire the actual income amount corresponding to the user under the service amount from the target bank. And then, the service platform can acquire the actual income amount returned by the target bank, judge whether the amount difference between the actual income amount and the target income amount is not more than the set difference, and if the amount difference between the actual income amount and the target income amount is not more than the set difference, the service platform can show the income information of the user aiming at the target service to the user based on the actual income amount.

Description

Information display method and device

Technical Field

The present disclosure relates to the field of computer technologies, and in particular, to a method and an apparatus for displaying information.

Background

Currently, a business platform provides a plurality of financial businesses supported by a bank online for a user so as to meet daily requirements of the user.

In practical application, after a user transacts financial business on a business platform, the income condition of the monetary business is often inquired according to the actual demand of the user. When receiving a profit query request sent by a user, the service platform needs to obtain a corresponding profit bill from the bank, and then displays the profit bill provided by the bank to the user.

Then, the service platform usually cannot verify the accuracy of the information of the income bill provided by the bank, so that when the bank sends an incorrect income bill to the service platform, the service platform also displays the incorrect income bill to the user, thereby bringing certain inconvenience to the user.

Therefore, how to effectively ensure the accuracy of the information displayed to the user is an urgent problem to be solved.

Disclosure of Invention

The present specification provides a method and an apparatus for displaying information, which partially solve the above problems in the prior art.

The technical scheme adopted by the specification is as follows:

the present specification provides a method of information presentation, comprising:

receiving an information display request sent by a user aiming at a target service;

determining the service amount of the user aiming at the target service according to the user identification and the service identification carried in the information display request;

according to the determined business rule of the target bank for the target business, determining the income amount of the user under the business amount as a target income amount, and inquiring the actual income amount corresponding to the user under the business amount from the target bank;

acquiring the actual income amount returned by the target bank, and judging whether the amount difference between the actual income amount and the target income amount does not exceed a set difference or not;

and if the difference value between the actual income amount and the target income amount is determined not to exceed the set difference value, displaying the income information of the user aiming at the target service to the user based on the actual income amount.

Optionally, the method further comprises:

and if the fact that the amount difference between the actual income amount returned by the target bank and the target income amount exceeds the set difference is determined, the stored historical income amount of the user under the target service is displayed to the user.

Optionally, determining, according to the determined business rule of the target bank for the target business, a profit amount of the user in the business amount as a target profit amount, specifically including:

according to the determined business rule of the target bank for the target business, determining the income amount corresponding to the user in the current income period under the business amount as a target income amount;

inquiring the actual income amount corresponding to the user under the service amount from the target bank, which specifically comprises the following steps:

and inquiring the actual income amount of the user in the current income period based on the business amount from the target bank.

Optionally, based on the actual profit amount, showing, to the user, profit information of the user for the target service, specifically including:

inquiring historical income total amount of the business amount of the user in a historical income period corresponding to the target business from an income account which is created aiming at the user in advance;

determining the current total income amount of the user in the current income period under the business amount according to the historical total income amount and the actual income amount corresponding to the business amount in the current income period by the user;

and displaying the current total income amount to the user, and updating the historical total income amount stored in the income account into the current total income amount.

inquiring a profit verification account of the user according to the user identification of the user;

and according to the determined business rule of the target bank for the target business, determining the income amount of the user under the business amount as a target income amount, and storing the target income amount in the income verification account.

Optionally, before determining whether the amount difference between the actual profit amount and the target profit amount does not exceed a set difference, the method further comprises:

and after receiving the actual income amount returned by the target bank, inquiring the target income amount from the income verification account.

Optionally, the querying, from the target bank, an actual profit amount corresponding to the user in the service amount specifically includes:

sending a query request to the target bank, wherein the query request is used for querying a income bill of the user in the target service;

obtaining the actual income amount returned by the target bank, specifically comprising:

receiving the income bill returned by the target bank;

converting the income bill according to a preset data format to obtain a converted income bill;

and acquiring the actual income amount from the converted income bill.

This specification provides an apparatus for information presentation, comprising:

the receiving module is used for receiving an information display request sent by a user aiming at a target service;

the determining module is used for determining the service amount of the user aiming at the target service according to the user identification and the service identification carried in the information display request;

the sending module is used for determining the income amount of the user under the business amount according to the determined business rule of the target bank for the target business, taking the income amount as the target income amount, and inquiring the actual income amount corresponding to the user under the business amount from the target bank;

the judging module is used for acquiring the actual income amount returned by the target bank and judging whether the amount difference between the actual income amount and the target income amount does not exceed a set difference or not;

and the display module is used for displaying the income information of the user aiming at the target service to the user based on the actual income amount if the amount difference between the actual income amount and the target income amount is determined not to exceed the set difference.

The present specification provides a computer-readable storage medium, which stores a computer program that, when executed by a processor, implements the above-described method of information presentation.

The present specification provides an electronic device comprising a memory, a processor and a computer program stored on the memory and executable on the processor, wherein the processor implements the above-mentioned information presentation method when executing the program.

The technical scheme adopted by the specification can achieve the following beneficial effects:

in the information display method and apparatus provided in this specification, after receiving an information display request sent by a user for a target service, a service platform may determine a service amount of the user for the target service according to a user identifier and a service identifier carried in the information display request, and then, the service platform may determine a profit amount of the user in the service amount according to a determined service rule of a target bank for the target service, as a target profit amount, and query the target bank for an actual profit amount corresponding to the user in the service amount. And then, the service platform can acquire the actual income amount returned by the target bank, judge whether the amount difference between the actual income amount and the target income amount is not more than the set difference, and if the amount difference between the actual income amount and the target income amount is not more than the set difference, the service platform can show the income information of the user for the target service to the user based on the actual income amount.

It can be seen from the above contents that, by the method, when a user needs to check the income condition for a target service, the service platform can self-act the user in real time to determine a relatively accurate target income amount, verify the accuracy of the actual income amount obtained from the bank through the target income amount, and if the service platform passes the verification of the actual income amount, display the income information of the user for the target service determined based on the actual income amount to the user.

Drawings

The accompanying drawings, which are included to provide a further understanding of the specification and are incorporated in and constitute a part of this specification, illustrate embodiments of the specification and together with the description serve to explain the specification and not to limit the specification in a non-limiting sense. In the drawings:

FIG. 1 is a schematic flow chart of a method for displaying information in the present specification;

FIG. 2 is a schematic diagram of an interaction between a service platform and a target bank provided in the present specification;

FIG. 3 is a schematic view of an information presentation apparatus provided herein;

fig. 4 is a schematic diagram of an electronic device corresponding to fig. 1 provided in the present specification.

Detailed Description

In order to make the objects, technical solutions and advantages of the present disclosure more clear, the technical solutions of the present disclosure will be clearly and completely described below with reference to the specific embodiments of the present disclosure and the accompanying drawings. It is to be understood that the embodiments described are only a few embodiments of the present disclosure, and not all embodiments. All other embodiments obtained by a person of ordinary skill in the art based on the embodiments in the present specification without any creative effort belong to the protection scope of the present specification.

The technical solutions provided by the embodiments of the present description are described in detail below with reference to the accompanying drawings.

Fig. 1 is a schematic flow chart of an information display method in this specification, which specifically includes the following steps:

s101: and receiving an information display request sent by a user aiming at the target service.

S102: and determining the service amount of the user aiming at the target service according to the user identification and the service identification carried in the information display request.

In practical application, a user can transact various financial services provided by a bank through the service platform, and after the user transacts the financial services, the user can check the income condition of the transacted financial services through the service platform. For example, after purchasing 1 ten thousand regular financial products provided by bank a through the service platform, the user can check the daily income condition, the overall income condition and the like.

Based on this, the user can send an information display request for the financial service to be viewed to the service platform through the terminal, and after receiving the information display request for the target service from the user, the service platform can determine the service amount of the user for the target service according to the user identifier and the service identifier carried in the information display request. The target business mentioned here may refer to a financial business that a user needs to check a profit situation, the target bank refers to a bank that provides the target business, the user identifier is an identifier corresponding to the user in the service platform, the business identifier is an identifier corresponding to the target business, and a business amount of the user for the target business is an amount owned by the user under the target business.

S103: and determining the income amount of the user under the service amount according to the determined service rule of the target bank for the target service, taking the income amount as the target income amount, and inquiring the actual income amount corresponding to the user under the service amount from the target bank.

S104: and acquiring the actual income amount returned by the target bank, and judging whether the amount difference between the actual income amount and the target income amount does not exceed a set difference.

After the service platform determines the business amount of the user aiming at the target business, the service platform can determine the business rule of the target bank aiming at the target business, and determine the income amount of the user under the business amount as the target income amount according to the determined business rule. The business rules mentioned herein may be of various types, such as fixed interest rates for a periodic financing product or variable interest rates per day, or actual interest rates for a fund financing product.

The specific method for the service platform to determine the business rule of the target bank for the target business may be various. For example, the service platform may directly obtain the business rule of the target business through the target bank. For another example, the service platform may count the historical service rule of the target service according to the historical service record, so as to predict the current service rule of the target service. Assuming that the business rule is interest rate, if the historical interest rate is determined to be fixed, the business platform can directly determine the target income amount of the user through the counted fixed interest rate, if the historical interest rate has certain change, the business platform can determine the target income amount through the historical average interest rate, of course, the business platform can also estimate the current interest rate according to the change rule of the historical interest rate, and then determine the target income amount through the estimated interest rate.

In this specification, the service platform may create a revenue verification account for the user, where the revenue verification account may be used to store a target revenue amount determined by the service platform when the user queries the revenue situation of the target service. Therefore, when the target profit amount needs to be determined, the service platform can query the profit verification account corresponding to the user according to the user identifier, determine the profit amount of the user under the service amount aiming at the target service according to the determined service rule aiming at the target service of the target bank, and store the target profit amount in the profit verification account. And then, after receiving the actual income amount returned by the target bank, the service platform can inquire the target income amount from the income verification account of the user and verify the actual income amount according to the target income amount.

That is to say, the calculated target income amount is the income, estimated by the service platform for the user, obtained by the user in the target service currently, and is only used for verifying the actual income amount, the service platform calculates the target income amount and simultaneously can inquire the actual income amount corresponding to the service amount of the user in the target service from the target bank, the actual income amount is different from the target income amount, the actual income amount is the current income amount determined by the target bank for the user, and the service platform needs to confirm the accuracy of the actual income amount through the target income amount.

It should be noted that the target profit amount and the actual profit amount may be determined profits obtained by the user in a period of time, and the time length of the period of time is not limited in this specification. The service platform can determine the income amount corresponding to the current income period of the user under the service amount according to the determined service rule of the target bank for the target service, and the income amount is used as the target income amount, and the actual income amount of the user under the service amount and in the current income period is inquired from the target bank. Wherein, the time length of the current profit period can be determined according to the actual demand. For example, the current revenue cycle may be the current day or the week.

In this specification, when the service platform queries the actual income amount from the target bank, the service platform may send a query request to the target bank, receive an income bill returned by the target bank, convert the income bill according to a preset data format, and obtain a converted income bill, and the service platform may obtain the actual income amount from the converted income bill, where the query request mentioned here is used to query the income bill of the user in the target service.

The revenue bill mentioned herein may include data such as the actual revenue amount, the amount of business held by the user for the target business, the business rule (e.g., interest rate) corresponding to the current target business, and the time stamp. The service platform needs to convert the income bill acquired from the target bank into a data format suitable for the service platform, so as to acquire the actual income amount.

S105: and if the difference value between the actual income amount and the target income amount is determined not to exceed the set difference value, displaying the income information of the user aiming at the target service to the user based on the actual income amount.

In order to avoid errors in the actual income amount determined by the target bank, the service platform can judge whether the amount difference between the actual income amount and the target income amount does not exceed a set difference, and if the amount difference between the actual income amount and the target income amount does not exceed the set difference, the income information of the user for the target service can be displayed to the user based on the actual income amount. That is, if the service platform determines that the amount difference between the actual income amount and the target income amount is not very large, the actual income amount may not have a problem, the actual income amount obtained from the target bank may be presented to the user, and if the service platform determines that the amount difference between the actual income amount returned by the target bank and the target income amount exceeds the set difference, the saved historical income amount of the user under the target service may be presented to the user.

Of course, after the service platform verifies the actual income amount in the above manner, the service platform can further verify the actual income amount in other manners. That is to say, after determining that the amount difference between the actual income amount and the target income amount does not exceed the set difference, the service platform can further verify the actual income amount, more strictly ensure the accuracy of the actual income amount, and after repeatedly confirming the accuracy of the actual income amount, can show the income information determined based on the actual income amount to the user.

For example, if the service platform determines that the amount difference between the actual income amount and the target income amount exceeds the set threshold, financial parameters (such as stock index, currency index, and the like) related to the target business may be queried, then business rules (such as interest rate) corresponding to the target business may be re-determined according to the financial parameters, the target income amount may be re-determined according to the re-determined business rules, and the actual income amount may be verified according to the re-determined target income amount. The set threshold mentioned here may be set according to actual requirements, and the set threshold may be greater than the set difference.

For another example, after the service platform determines that the amount difference between the actual income amount and the target income amount exceeds the set threshold, financial services of the same type as the target service provided by the target bank can be acquired, and then the service rule corresponding to the target service is determined again according to the service rules of the financial services. For example, the average value of the interest rates of the financial services is directly used as the current interest rate for re-determining the target service. Or the extent of the historical interest rates of the financial services and the historical interest rates of the target services, determining the current interest rate of the target services, then, re-determining the target income amount by the service platform through the re-determined service rules, and verifying the actual income amount through the re-determined target income amount.

For another example, after determining that the amount difference between the actual income amount and the target income amount exceeds the set threshold, the service platform may determine the actual income amount corresponding to the target service historically acquired from the target bank, and determine the error probability of the actual income amounts, and if the probability is greater than the set probability, may determine that the verification of the actual income amount fails, and does not show the currently acquired actual income amount to the user. Or, the service platform may further determine a creation time length of the revenue verification account of the user, determine a frequency of an error of the actual revenue amount according to the creation time length, and if the frequency exceeds a set frequency, determine that the verification of the actual revenue amount does not pass, and not display the currently acquired actual revenue amount to the user.

For another example, after the service platform determines that the amount difference between the actual income amount and the target income amount exceeds the set threshold, it may determine the current income condition of the other users in the service platform for the target service (e.g., the actual income amount that the other users are verified to pass), and then re-determine the service rule corresponding to the target service according to the current income condition of the other users for the target service, thereby re-determining the target income amount according to the re-determined service rule, and verifying the actual income amount through the re-determined target income amount.

In this specification, the service platform may create a revenue account for the user, where the revenue account may be used to store a historical total revenue amount obtained historically by the user, where the service platform may create different revenue accounts for each different financial transaction handled by the user, or may handle one revenue account for the user, where the revenue account includes the historical total revenue amount obtained by the user under each financial transaction.

Based on this, the service platform can query out historical income total amount aiming at the service amount of the user in a historical income period corresponding to the target service from an income account which is created aiming at the user in advance, determine the current income total amount of the user in the current income period under the service amount according to the historical income total amount and the actual income amount corresponding to the service amount of the user based on the target service in the current income period, display the current income total amount to the user, and update the historical income total amount stored in the income account to the current income total amount.

That is, after determining that the actual income amount returned by the target bank is correct according to the determined target income amount, the service platform may add the actual business amount and the historical income amount obtained by the user historically to obtain the current income total amount obtained by the user, and the current income total amount is displayed to the user as the income information of the user for the target business, that is, the income information mentioned here is the current income total amount of the user. Of course, the service platform may also show other types of income information under the target service to the user, for example, the actual income amount of the current day may be shown to the user, or the actual income amount of the user per day may be shown to the user in a list form or a broken line graph form.

In order to describe each step of the method for displaying information provided in the present specification in detail, the method for displaying information is described below as a complete example, as shown in fig. 2.

Fig. 2 is a schematic diagram of interaction between a service platform and a target bank provided in this specification.

As can be seen from fig. 2, after the user sends the information display request to the service platform, the service rule of the target bank for the target service may be determined, and the target profit amount for verifying the actual profit amount obtained from the target bank may be determined according to the service rule.

After the service platform inquires the actual income amount of the user under the target service from the target bank, the income bill of the user under the target service returned by the target bank can be obtained, the actual income amount is obtained from the income bill, and after the actual income amount is obtained, the service platform can judge whether the amount difference between the actual income amount and the target income amount does not exceed a set difference.

If the actual income amount is not wrong, the fact that the actual income amount is not wrong can be determined, the income information determined based on the actual income amount is displayed to the user, if the actual income amount is not wrong, the fact that the actual income amount possibly has problems can be determined, the income information determined based on the actual income amount does not need to be displayed to the user, related staff are notified to maintain, and if the staff of the target bank is notified that the actual income amount is wrong, the staff can maintain the platform of the target bank.

According to the method, the service platform can automatically determine the business rule corresponding to the current target business, determine a more accurate target income amount for the user in real time, verify the accuracy of the actual income amount obtained from the bank through the target income amount, and display the income information of the user determined based on the actual income amount to the user if the verification of the actual income amount is passed.

Based on the same idea, the information display method provided above for one or more embodiments of the present specification further provides a corresponding information display apparatus, as shown in fig. 3.

Fig. 3 is a schematic view of an information displaying apparatus provided in the present specification, which specifically includes:

a receiving module 301, configured to receive an information display request sent by a user for a target service;

a determining module 302, configured to determine, according to a user identifier and a service identifier carried in the information display request, a service amount of the user for the target service;

a sending module 303, configured to determine, according to the determined service rule of the target bank for the target service, a profit amount of the user in the service amount as a target profit amount, and query, to the target bank, an actual profit amount corresponding to the user in the service amount;

a determining module 304, configured to obtain the actual income amount returned by the target bank, and determine whether an amount difference between the actual income amount and the target income amount does not exceed a set difference;

a displaying module 305, configured to, if it is determined that the amount difference between the actual income amount and the target income amount does not exceed the set difference, display, to the user, income information of the user for the target service based on the actual income amount.

Optionally, the displaying module 305 is further configured to display the saved historical profit amount of the user in the target service to the user if it is determined that the amount difference between the actual profit amount returned by the target bank and the target profit amount exceeds the set difference.

Optionally, the sending module 303 is specifically configured to determine, according to the determined service rule of the target bank for the target service, a profit amount corresponding to the user in the current profit period in the service amount as a target profit amount;

the sending module 303 is specifically configured to query the target bank for an actual revenue amount of the user in the current revenue period based on the service amount.

Optionally, the presentation module 305 is specifically configured to query a historical revenue total amount of the service amount for the user in a historical revenue period corresponding to the target service from a revenue account created in advance for the user; determining the current total income amount of the user in the current income period under the business amount according to the historical total income amount and the actual income amount corresponding to the business amount in the current income period by the user; and displaying the current total income amount to the user, and updating the historical total income amount stored in the income account into the current total income amount.

Optionally, the sending module 303 is specifically configured to query, according to the user identifier of the user, a revenue verification account of the user; and according to the determined business rule of the target bank for the target business, determining the income amount of the user under the business amount as a target income amount, and storing the target income amount in the income verification account.

Optionally, before the determining module 304 determines whether the amount difference between the actual profit amount and the target profit amount does not exceed a set difference, the sending module 303 is further configured to query the target profit amount from the profit verification account after receiving the actual profit amount returned by the target bank.

Optionally, the sending module 303 is specifically configured to send an inquiry request to the target bank, where the inquiry request is used to inquire a revenue bill of the user in the target service;

the determining module 304 is specifically configured to receive the income bill returned by the target bank; converting the income bill according to a preset data format to obtain a converted income bill; and acquiring the actual income amount from the converted income bill.

The present specification also provides a computer-readable storage medium having stored thereon a computer program operable to execute the method of information presentation provided in fig. 1 above.

This specification also provides a schematic block diagram of the electronic device shown in fig. 4. As shown in fig. 4, at the hardware level, the electronic device includes a processor, an internal bus, a network interface, a memory, and a non-volatile memory, and may also include hardware required for other services. The processor reads the corresponding computer program from the non-volatile memory into the memory and then runs the computer program to implement the information displaying method described in fig. 1. Of course, besides the software implementation, the present specification does not exclude other implementations, such as logic devices or a combination of software and hardware, and the like, that is, the execution subject of the following processing flow is not limited to each logic unit, and may be hardware or logic devices.

In the 90 s of the 20 th century, improvements in a technology could clearly distinguish between improvements in hardware (e.g., improvements in circuit structures such as diodes, transistors, switches, etc.) and improvements in software (improvements in process flow). However, as technology advances, many of today's process flow improvements have been seen as direct improvements in hardware circuit architecture. Designers almost always obtain the corresponding hardware circuit structure by programming an improved method flow into the hardware circuit. Thus, it cannot be said that an improvement in the process flow cannot be realized by hardware physical modules. For example, a Programmable Logic Device (PLD), such as a Field Programmable Gate Array (FPGA), is an integrated circuit whose Logic functions are determined by programming the Device by a user. A digital system is "integrated" on a PLD by the designer's own programming without requiring the chip manufacturer to design and fabricate application-specific integrated circuit chips. Furthermore, nowadays, instead of manually making an Integrated Circuit chip, such Programming is often implemented by "logic compiler" software, which is similar to a software compiler used in program development and writing, but the original code before compiling is also written by a specific Programming Language, which is called Hardware Description Language (HDL), and HDL is not only one but many, such as abel (advanced Boolean Expression Language), ahdl (alternate Hardware Description Language), traffic, pl (core universal Programming Language), HDCal (jhdware Description Language), lang, Lola, HDL, laspam, hardward Description Language (vhr Description Language), vhal (Hardware Description Language), and vhigh-Language, which are currently used in most common. It will also be apparent to those skilled in the art that hardware circuitry that implements the logical method flows can be readily obtained by merely slightly programming the method flows into an integrated circuit using the hardware description languages described above.

The controller may be implemented in any suitable manner, for example, the controller may take the form of, for example, a microprocessor or processor and a computer-readable medium storing computer-readable program code (e.g., software or firmware) executable by the (micro) processor, logic gates, switches, an Application Specific Integrated Circuit (ASIC), a programmable logic controller, and an embedded microcontroller, examples of which include, but are not limited to, the following microcontrollers: ARC 625D, Atmel AT91SAM, Microchip PIC18F26K20, and Silicone Labs C8051F320, the memory controller may also be implemented as part of the control logic for the memory. Those skilled in the art will also appreciate that, in addition to implementing the controller as pure computer readable program code, the same functionality can be implemented by logically programming method steps such that the controller is in the form of logic gates, switches, application specific integrated circuits, programmable logic controllers, embedded microcontrollers and the like. Such a controller may thus be considered a hardware component, and the means included therein for performing the various functions may also be considered as a structure within the hardware component. Or even means for performing the functions may be regarded as being both a software module for performing the method and a structure within a hardware component.

The systems, devices, modules or units illustrated in the above embodiments may be implemented by a computer chip or an entity, or by a product with certain functions. One typical implementation device is a computer. In particular, the computer may be, for example, a personal computer, a laptop computer, a cellular telephone, a camera phone, a smartphone, a personal digital assistant, a media player, a navigation device, an email device, a game console, a tablet computer, a wearable device, or a combination of any of these devices.

For convenience of description, the above devices are described as being divided into various units by function, and are described separately. Of course, the functions of the various elements may be implemented in the same one or more software and/or hardware implementations of the present description.

As will be appreciated by one skilled in the art, embodiments of the present invention may be provided as a method, system, or computer program product. Accordingly, the present invention may take the form of an entirely hardware embodiment, an entirely software embodiment or an embodiment combining software and hardware aspects. Furthermore, the present invention may take the form of a computer program product embodied on one or more computer-usable storage media (including, but not limited to, disk storage, CD-ROM, optical storage, and the like) having computer-usable program code embodied therein.

The present invention is described with reference to flowchart illustrations and/or block diagrams of methods, apparatus (systems), and computer program products according to embodiments of the invention. It will be understood that each flow and/or block of the flow diagrams and/or block diagrams, and combinations of flows and/or blocks in the flow diagrams and/or block diagrams, can be implemented by computer program instructions. These computer program instructions may be provided to a processor of a general purpose computer, special purpose computer, embedded processor, or other programmable data processing apparatus to produce a machine, such that the instructions, which execute via the processor of the computer or other programmable data processing apparatus, create means for implementing the functions specified in the flowchart flow or flows and/or block diagram block or blocks.

These computer program instructions may also be stored in a computer-readable memory that can direct a computer or other programmable data processing apparatus to function in a particular manner, such that the instructions stored in the computer-readable memory produce an article of manufacture including instruction means which implement the function specified in the flowchart flow or flows and/or block diagram block or blocks.

These computer program instructions may also be loaded onto a computer or other programmable data processing apparatus to cause a series of operational steps to be performed on the computer or other programmable apparatus to produce a computer implemented process such that the instructions which execute on the computer or other programmable apparatus provide steps for implementing the functions specified in the flowchart flow or flows and/or block diagram block or blocks.

In a typical configuration, a computing device includes one or more processors (CPUs), input/output interfaces, network interfaces, and memory.

The memory may include forms of volatile memory in a computer readable medium, Random Access Memory (RAM) and/or non-volatile memory, such as Read Only Memory (ROM) or flash memory (flash RAM). Memory is an example of a computer-readable medium.

Computer-readable media, including both non-transitory and non-transitory, removable and non-removable media, may implement information storage by any method or technology. The information may be computer readable instructions, data structures, modules of a program, or other data. Examples of computer storage media include, but are not limited to, phase change memory (PRAM), Static Random Access Memory (SRAM), Dynamic Random Access Memory (DRAM), other types of Random Access Memory (RAM), Read Only Memory (ROM), Electrically Erasable Programmable Read Only Memory (EEPROM), flash memory or other memory technology, compact disc read only memory (CD-ROM), Digital Versatile Discs (DVD) or other optical storage, magnetic cassettes, magnetic tape magnetic disk storage or other magnetic storage devices, or any other non-transmission medium that can be used to store information that can be accessed by a computing device. As defined herein, a computer readable medium does not include a transitory computer readable medium such as a modulated data signal and a carrier wave.

It should also be noted that the terms "comprises," "comprising," or any other variation thereof, are intended to cover a non-exclusive inclusion, such that a process, method, article, or apparatus that comprises a list of elements does not include only those elements but may include other elements not expressly listed or inherent to such process, method, article, or apparatus. Without further limitation, an element defined by the phrase "comprising an … …" does not exclude the presence of other like elements in a process, method, article, or apparatus that comprises the element.

As will be appreciated by one skilled in the art, embodiments of the present description may be provided as a method, system, or computer program product. Accordingly, the description may take the form of an entirely hardware embodiment, an entirely software embodiment or an embodiment combining software and hardware aspects. Furthermore, the description may take the form of a computer program product embodied on one or more computer-usable storage media (including, but not limited to, disk storage, CD-ROM, optical storage, and the like) having computer-usable program code embodied therein.

This description may be described in the general context of computer-executable instructions, such as program modules, being executed by a computer. Generally, program modules include routines, programs, objects, components, data structures, etc. that perform particular tasks or implement particular abstract data types. The specification may also be practiced in distributed computing environments where tasks are performed by remote processing devices that are linked through a communications network. In a distributed computing environment, program modules may be located in both local and remote computer storage media including memory storage devices.

The embodiments in the present specification are described in a progressive manner, and the same and similar parts among the embodiments are referred to each other, and each embodiment focuses on the differences from the other embodiments. In particular, for the system embodiment, since it is substantially similar to the method embodiment, the description is simple, and for the relevant points, reference may be made to the partial description of the method embodiment.

The above description is only an example of the present specification, and is not intended to limit the present specification. Various modifications and alterations to this description will become apparent to those skilled in the art. Any modification, equivalent replacement, improvement, etc. made within the spirit and principle of the present specification should be included in the scope of the claims of the present specification.

Claims

1. A method of information presentation, comprising:

2. The method of claim 1, wherein the method further comprises:

3. The method according to claim 1, wherein determining, according to the determined business rule of the target bank for the target business, a profit amount of the user under the business amount as a target profit amount specifically comprises:

4. The method of claim 3, wherein displaying the revenue information of the user for the target service to the user based on the actual revenue amount comprises:

5. The method according to any one of claims 1 to 4, wherein determining, according to the determined business rule of the target bank for the target business, a profit amount of the user under the business amount as a target profit amount specifically comprises:

6. The method of claim 5, wherein prior to determining whether the amount difference between the actual revenue amount and the target revenue amount does not exceed a set difference, the method further comprises:

7. The method according to claim 1, wherein querying the target bank for an actual revenue amount corresponding to the user in the business amount comprises:

receiving the income bill returned by the target bank;

and acquiring the actual income amount from the converted income bill.

8. An apparatus for information presentation, comprising:

9. A computer-readable storage medium, characterized in that the storage medium stores a computer program which, when executed by a processor, implements the method of any of the preceding claims 1 to 7.

10. An electronic device comprising a memory, a processor and a computer program stored on the memory and executable on the processor, wherein the processor implements the method of any of claims 1 to 7 when executing the program.