CN117455236A - Method, device, equipment and medium for updating wind measurement grade - Google Patents
Method, device, equipment and medium for updating wind measurement grade Download PDFInfo
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Abstract
The embodiment of the specification discloses a method, a device, equipment and a medium for updating wind measurement level, wherein the scheme comprises the following steps: acquiring user information; based on the user information, obtaining an estimated wind measurement grade by using a wind measurement estimation model; sending a prompt message for updating the air survey level to a terminal logged in an account of the user; after receiving a first confirmation operation based on the first page feedback, the terminal sends a grade message for evaluating the wind measurement grade to the terminal; and after receiving a second confirmation operation which is fed back by the terminal and is used for confirming the grade information for evaluating the wind testing grade, updating the wind testing grade of the user into the evaluating wind testing grade.
Description
Technical Field
The present disclosure relates to the field of computer technologies, and in particular, to a method, an apparatus, a device, and a medium for updating a wind measurement level.
Background
With the development of computer technology, more and more users transact services through mobile terminals, and in some service transactions, a platform needs to evaluate a risk level of a user and provide corresponding services for the user by using the evaluated risk level of the user. For example, when a user purchases a financial product in a payment platform, in order to ensure the safety of the user and a provider of the financial product, the risk level of the user needs to be evaluated, and the financial product with a corresponding level is provided for the user according to the obtained risk level.
In the prior art, a user usually completes own wind measurement evaluation in a form of filling a questionnaire to obtain a corresponding wind measurement grade, but because the questionnaire usually comprises a plurality of questions which need to be filled by the user, the user needs to fill corresponding answers for each question, the process needs to occupy the user for a long time, and the operation needed by the user is complex.
Therefore, it is desirable to provide a wind assessment method that saves user time and simplifies user operation.
Disclosure of Invention
The embodiment of the specification provides a method, a device, equipment and a medium for updating wind measurement level, which are used for solving the problem of complicated user operation in the existing wind measurement level processing method.
In order to solve the above technical problems, the embodiments of the present specification are implemented as follows:
the method for updating the wind measurement level provided by the embodiment of the specification can comprise the following steps:
acquiring user information; the user information comprises at least one of personal information of a user and historical behavior information of the user;
based on the user information, obtaining an estimated wind measurement grade by using a wind measurement estimation model;
sending a wind measurement grade update prompt message to a terminal logged in an account of the user, wherein the wind measurement grade update prompt message is used for prompting that the wind measurement grade of the user can be updated through a first page;
After receiving a first confirmation operation of the terminal based on the first page feedback, sending a grade message for evaluating the wind-testing grade to the terminal;
and after receiving a second confirmation operation which is fed back by the terminal and is used for confirming the grade message of the estimated wind measurement grade, updating the wind measurement grade of the user into the estimated wind measurement grade.
The device for updating the wind measurement level provided in the embodiment of the present specification may include:
the information acquisition module is used for acquiring user information; the user information comprises at least one of personal information of a user and historical behavior information of the user;
the wind measurement grade evaluation module is used for obtaining an evaluation wind measurement grade by using a wind measurement evaluation model based on the user information;
the information prompt module is used for sending air measurement grade update prompt information to a terminal logged in an account of the user, wherein the air measurement grade update prompt information is used for prompting the user through a first page and can update the air measurement grade;
the grade information sending module is used for sending the grade information for evaluating the wind measurement grade to the terminal after receiving a first confirmation operation fed back by the terminal based on the first page;
And the wind measurement grade updating module is used for updating the wind measurement grade of the user to the estimated wind measurement grade after receiving a second confirmation operation which is fed back by the terminal and is used for confirming the grade message of the estimated wind measurement grade.
The device for updating the wind level provided in the embodiment of the present specification may include:
at least one processor; the method comprises the steps of,
a memory communicatively coupled to the at least one processor; wherein,
the memory stores instructions executable by the at least one processor to enable the at least one processor to:
acquiring user information; the user information comprises at least one of personal information of a user and historical behavior information of the user;
based on the user information, obtaining an estimated wind measurement grade by using a wind measurement estimation model;
sending a wind measurement grade update prompt message to a terminal logged in an account of the user, wherein the wind measurement grade update prompt message is used for prompting that the wind measurement grade of the user can be updated through a first page;
after receiving a first confirmation operation of the terminal based on the first page feedback, sending a grade message for evaluating the wind-testing grade to the terminal;
And after receiving a second confirmation operation which is fed back by the terminal and is used for confirming the grade message of the estimated wind measurement grade, updating the wind measurement grade of the user into the estimated wind measurement grade.
Embodiments of the present disclosure provide a computer readable medium having computer readable instructions stored thereon, the computer readable instructions being executable by a processor to implement a method of anemometry level update as described above.
One embodiment of the present specification achieves the following advantageous effects: the wind testing grade of the user is obtained through the wind testing evaluation model, the wind testing grade is not required to be obtained through a questionnaire, the user can update the wind testing grade only by confirming the wind testing grade estimated by the wind testing evaluation model, the user operation is simplified, the user time is saved, the processing efficiency of the wind testing grade is improved, and meanwhile, the business handling efficiency of the user is also improved to a certain extent.
In addition, because the wind measurement grade of the user is obtained by adopting the wind measurement evaluation model, the possibility that the user gives up to perform risk evaluation due to complicated operation can be reduced, the possibility that specific services cannot be handled because the wind measurement grade of the user is not updated in time can be further reduced, the popularization of the platform to the services can be promoted, and the user can handle the services conveniently.
Drawings
In order to more clearly illustrate the embodiments of the present description or the technical solutions in the prior art, the drawings that are required to be used in the embodiments or the description of the prior art will be briefly described below, and it is obvious that the drawings in the following description are only some embodiments described in the present application, and that other drawings may be obtained according to these drawings without inventive effort to a person skilled in the art.
FIG. 1 is a schematic diagram of a method for updating wind level in an embodiment of the present disclosure;
FIG. 2 is a flowchart illustrating a method for updating wind level according to an embodiment of the present disclosure;
FIG. 3 is a timing diagram of a method for wind turbine level update according to an embodiment of the present disclosure;
fig. 4 is a schematic diagram of a terminal display page of a method for updating wind level according to an embodiment of the present disclosure;
FIG. 5 is a timing diagram of a method for wind turbine level update according to an embodiment of the present disclosure;
FIG. 6 is a schematic structural diagram of an apparatus for wind level update corresponding to FIG. 2 according to an embodiment of the present disclosure;
fig. 7 is a schematic structural diagram of an apparatus for wind level update corresponding to fig. 2 according to an embodiment of the present disclosure.
Detailed Description
For the purposes of making the objects, technical solutions and advantages of one or more embodiments of the present specification more clear, the technical solutions of one or more embodiments of the present specification will be clearly and completely described below in connection with specific embodiments of the present specification and corresponding drawings. It will be apparent that the described embodiments are only some, but not all, of the embodiments of the present specification. All other embodiments, which can be made by one of ordinary skill in the art based on the embodiments herein without undue burden, are intended to be within the scope of one or more embodiments herein.
The following describes in detail the technical solutions provided by the embodiments of the present specification with reference to the accompanying drawings.
In the prior art, when a user handles certain services, a service handling platform needs to evaluate the risk level of the user and can be used for knowing the bearing capacity of the user to the service risk, at present, when wind measurement evaluation is carried out, the user needs to fill in questionnaires containing a plurality of questions provided by the platform, and a platform server evaluates the user according to the questionnaires submitted by the user to obtain corresponding wind measurement grades. The user is cumbersome to operate because the user needs to fill in each question in the questionnaire.
And, when the expiration date of the current wind level of the user is reached or the user wants to update the current wind level, the user needs to fill in the questionnaire again to complete the evaluation, which is complicated in operation.
In order to solve the drawbacks of the prior art, the present solution provides the following embodiments:
fig. 1 is a schematic view of a method for updating wind level in an embodiment of the present disclosure. As shown in fig. 1, this scenario mainly involves a user 1, a terminal 2, and a server 2. Assuming that the user 1 is a registered user of the application platform a, the server 2 is a server of the application platform a, and the platform can provide various financial products. Assuming that the user 1 logs in the application platform a through the terminal 2 to plan to purchase the financial product, according to the relevant regulations of the platform and other relevant institutions, before purchasing the financial product, the user needs to perform risk assessment first, so as to know the bearing capacity of the user to the financial service risk, and also know the size of investment loss that the user can bear. According to historical behavior data of the user 1 in the application platform A and personal information of the user 1, the server 3 evaluates the wind measurement grade corresponding to the user 1 by utilizing a pre-trained wind measurement evaluation model, the server 3 sends the evaluated wind measurement grade to the terminal 2, the terminal 2 displays information representing the wind measurement grade to the user 1, when the user 1 does not have objection to the wind measurement grade, a 'confirmation' button in a display page can be clicked, the server 3 can set the wind measurement grade as the current wind measurement grade of the user 1 according to confirmation information submitted by the user 1, financial products corresponding to the wind measurement grade are further provided for the user, and the user 1 can select required products in the provided financial products for business handling.
In practical application, the higher the wind measurement level of the user is, the larger the range of the business which can be handled is; a user with a high wind measurement level can handle a service corresponding to a low wind measurement level, and a user with a low wind measurement level cannot handle a service corresponding to a high wind measurement level. Assuming that the risk level of the service in the platform is 5 levels, the risk levels are sequentially R1, R2, R3, R4 and R5 from low to high, the wind measurement level of the user is also 5 levels, and the risk levels are sequentially C1, C2, C3, C4 and C5 from low to high; the user at the C5 level may handle the services at the R1, R2, R3, R4, R5 levels, the user at the C4 level may handle the services at the R1, R2, R3, R4 levels, the user at the C1 level may handle the services at the R1 level only, and so on.
Next, a method for updating a wind level according to the embodiment of the present disclosure will be specifically described with reference to the accompanying drawings:
fig. 2 is a flowchart of a method for updating wind level according to an embodiment of the present disclosure. From the program perspective, the execution subject of the flow may be a program installed on an application server.
As shown in fig. 2, the process may include the steps of:
step 202: acquiring user information; the user information includes at least one of personal information of the user and historical behavior information of the user.
In the embodiment of the present disclosure, the server may obtain user information of a user, where the user may be a registered user of an application platform corresponding to the server, and the user needs to fill in relevant information of the user, for example, information of a user name, a gender, an age, and the like during registration; the server may also record the user's historical behavior while the user is doing business through the platform, e.g., the server may record the user's consumption records as the user spends through the platform, etc. In practical applications, the user information may be stored locally on the server, or may be stored in a designated storage space, such as cloud storage, blockchain, and the like.
Step 204: and based on the user information, obtaining an estimated wind measurement grade by using a wind measurement estimation model.
In the embodiment of the specification, a known training sample can be used for training a machine model in advance to obtain a wind test evaluation model for evaluating the risk level of the user, and the wind test evaluation model is used for obtaining the evaluation wind test level of the user. The machine model may include a classification model, for example, a logistic regression model, a decision tree model, a neural network model, and the like.
Step 206: and sending a wind measurement grade update prompt message to a terminal logged in the account of the user, wherein the wind measurement grade update prompt message is used for prompting that the wind measurement grade of the user is updatable through a first page.
In the embodiment of the specification, after the server obtains the estimated wind measurement level of the user, the server can send update prompt information to the terminal, and the terminal displays corresponding update prompts, so that the user can know that the wind measurement level of the user can be updated currently. The terminal can be a mobile terminal such as a mobile phone, a computer, a personal computer, an intelligent watch and the like. The first page may be a page displaying prompt information, which may be a message page specially displaying prompt information, or may be a page including other functions of prompt information, and the specific page form in this embodiment of the present disclosure is not specifically limited, so long as the user can be prompted to update the wind measurement level.
Step 208: and after receiving a first confirmation operation fed back by the terminal based on the first page, sending the grade message for evaluating the wind testing grade to the terminal.
In this embodiment of the present disclosure, after the terminal displays the prompt information for updating the wind measurement level, if the user determines to perform the wind measurement level update, a confirmation operation may be performed on the first page, for example, click on a "select" button displayed in the page, based on the operation of the user, the terminal may generate corresponding confirmation operation information and send the confirmation operation information to the server, so that the server knows that the user confirms to perform the wind measurement level update, and the server may send the obtained level message for evaluating the wind measurement level to the terminal based on the confirmation operation information, so that the terminal displays the evaluated wind measurement level obtained by the wind measurement evaluation model to the user.
Step 210: and after receiving a second confirmation operation which is fed back by the terminal and is used for confirming the grade message of the estimated wind measurement grade, updating the wind measurement grade of the user into the estimated wind measurement grade.
In this embodiment of the present disclosure, the user may further perform a confirmation operation on the estimated wind measurement level displayed in the terminal, for example, click a confirmation button in the page that indicates that the estimated wind measurement level is confirmed, and the terminal may further send confirmation information generated by the user operation to the server, where the server may update the current wind measurement level of the user to the estimated wind measurement level based on the feedback information.
It should be understood that when the wind test evaluation is performed on the user for the first time, the wind test level of the user is updated to be the evaluation wind test level, and it can be understood that the wind test level of the current user is null, and the evaluation wind test level obtained by the evaluation is determined to be the latest wind test level of the user; when the wind test evaluation is not performed for the first time on the user, the wind test grade of the user is updated to the evaluation wind test grade, which can be understood as that the information is updated on the basis of the original wind test grade, and the latest evaluation wind test grade obtained is used as the latest wind test grade of the user.
In practical application, the server may record the wind measurement level information of the user in the wind measurement level database, and after the user determines the estimated wind measurement level obtained by updating the current wind measurement level into the wind measurement estimation model, the server may record the estimated wind measurement level in the wind measurement level database. The wind measurement grade database can contain the corresponding relation between the account of the user and the wind measurement grade, so that the user and the wind measurement grade can be managed conveniently.
It should be understood that the method according to one or more embodiments of the present disclosure may include the steps in which some of the steps are interchanged as needed, or some of the steps may be omitted or deleted.
In the method in fig. 2, the wind measurement grade of the user is obtained through the wind measurement evaluation model, the user does not need to obtain the wind measurement grade through a questionnaire, the user only needs to confirm the wind measurement grade evaluated by the wind measurement evaluation model, the update of the wind measurement grade can be completed, the user operation is simplified, the user time is saved, the processing efficiency of the wind measurement grade can be improved, and meanwhile, the business handling efficiency of the user can be improved to a certain extent.
In addition, because the wind measurement grade of the user is obtained by adopting the wind measurement evaluation model, the possibility that the user gives up to perform risk evaluation due to complicated operation can be reduced, the possibility that specific services cannot be handled because the wind measurement grade of the user is not updated in time can be further reduced, the popularization of the platform to the services can be promoted, and the user can handle the services conveniently.
In addition, in the prior art, when a user fills in a questionnaire, if the user fills in unreal or inaccurate information, the obtained wind measurement grade may not be the real wind measurement grade of the user, and in the embodiment of the specification, the wind measurement grade of the user is evaluated by adopting the wind measurement evaluation model, so that the problems can be effectively avoided, and the objectivity and the authenticity of the evaluation can be ensured.
The examples of the present specification also provide some specific embodiments of the method based on the method of fig. 2, which is described below.
Optionally, before sending the update prompt information of the air measurement level to the terminal logged in the account of the user in step 206, the method further includes:
judging whether the current wind measurement level of the user is consistent with the estimated wind measurement level or not to obtain a judging result;
and if the judging result shows that the current wind measurement level of the user is inconsistent with the evaluation wind measurement level, sending a wind measurement level update prompt message to a terminal registered with the account of the user.
In the embodiment of the present disclosure, the risk level of the user is evaluated by using the wind measurement evaluation model, which may be executed according to a preset period, or may be executed according to a requirement of the user. For example, in order to enable the user to obtain the latest wind measurement level in time, an evaluation period may be set, and the risk level of the user may be evaluated by using a wind measurement evaluation model according to the preset evaluation period.
In order to reduce resource consumption, in the embodiment of the present disclosure, the server may further determine whether the current wind measurement level of the user is consistent with the estimated wind measurement level, and if not, the server may send a wind measurement level update prompt message to the terminal.
In practical application, the user can also actively start the wind measurement flow, and the server can utilize the wind measurement evaluation model to evaluate the risk of the user according to the requirement of the user. Specifically, before the step 202 of obtaining the user information, the method may further include: and receiving starting wind measurement information sent by a terminal, wherein the starting wind measurement information can be generated by the terminal based on the operation of starting wind measurement of the user.
Considering that the wind measurement level of the user may vary with the service behavior of the user in the platform or the associated platform, the wind measurement level of the user in the platform generally has an effective period, in which the user has the authority to process the service corresponding to the wind measurement level, and after the period is exceeded, the user has the effect corresponding to the authority, if the user wants to continue to possess the service processing authority, the user needs to carry out wind measurement evaluation again, in this embodiment of the present disclosure, the process of starting the wind measurement evaluation model may be further set according to the effective period of the wind measurement level of the user, and specifically, before step 202 obtains the user information, the method may further include: judging whether the wind measurement class effective period of the user is reached, if so, acquiring user information; or judging whether the residual duration of the wind measurement class effective period of the user is smaller than or equal to the preset duration, and if so, acquiring the user information.
In order to improve the completion rate of wind measurement level updating, the interest information of the user can be bound in the updating prompt information, and after the user completes updating, resources in the interest can be correspondingly obtained.
In this embodiment of the present disclosure, in step 206, sending a notification message for updating the measurement level to the terminal registered with the account of the user may specifically include:
determining incentive interests of the user based on the user information;
and sending the wind measurement grade update prompt information containing the rights and interests information of the motivation rights and interests to a terminal logged in the account of the user.
In practical application, in order to improve the possibility of the user confirming to update the wind measurement level, the user's demand can be analyzed from multiple dimensions by using a benefit prediction model according to the user information, the benefit which the user is likely to be interested in is presumed, the benefit is taken as the motivation benefit, the benefit information representing the motivation benefit is contained in the wind measurement level update prompt information, and the user can see the wind measurement level update prompt information when seeing the benefit information.
The motivational benefits can include information such as a benefit type, a benefit quantity and the like, and the benefit type can include cash red packets, points, coupons and the like.
In the embodiment of the present specification, the user information may include at least one of user personal information and user historical behavior information; wherein the user personal information may include: at least one of age, gender, occupation, income, resource possession, family members, geographic location; the user historical behavior information comprises at least one of transacted business information, browsed business information and historical incentive equity confirmation information.
For example, assuming that the user a often receives a cash packet type benefit and often receives a packet benefit with an amount greater than or equal to 0.5 yuan, the incentive equity may be configured as a cash packet with an amount of 0.5 yuan, and information of a more current level may be displayed at the location where the incentive equity is received, for example, a word of "wind-test bonus 0.5 yuan" may be displayed at or around the location where the incentive equity is received on the terminal page, indicating that the user has completed wind-testing and may receive a bonus of 0.5 yuan.
In order to ensure that the user can successfully obtain the rights and determine that the user wants to perform wind assessment, in this embodiment of the present invention, after receiving the first confirmation operation based on the first page feedback, in step 208, the method further includes:
Generating a rights and interests acquisition prompt message for acquiring the motivation rights and interests based on the first confirmation operation; the rights and interests acquisition prompt information is used for prompting the user to acquire the motivation rights and interests through a second page;
and after receiving a third confirmation operation fed back by the terminal based on the second page, sending the grade message for evaluating the wind testing grade to the terminal.
In the embodiment of the specification, the first page may include a page prompting the user to select the interest, for prompting the user to select the motivation interest, and the page may further include information prompting the user to update the wind measurement level; the second page may include a page prompting the user to obtain the incentive equity, for prompting the user to obtain the incentive equity, and may further include associated information indicating that the incentive equity is associated with updating the anemometry level, for example, a "0.5-element bonus gold one-key update anemometry level" is displayed in the second page near a position of a confirmation button for user operation, which indicates that the user agrees to perform updating of the anemometry level to obtain 0.5-element bonus gold.
When the user selects the option of stimulating the equity in the first page, the display page of the terminal can be jumped to the second page from the first page, the user can confirm the second page, and after receiving a third confirm operation fed back by the terminal based on the second page, the server can send a grade message for evaluating the wind measurement grade to the terminal.
As another implementation mode, when the user selects the incentive equity, the display page of the terminal can not be jumped to the second page from the first page possibly due to unstable work of a network, a server or the like, and at the moment, the incentive equity which is taken by the user can fall into an account card package of the user account in the form of equity cards, the user can select the equity cards from the account card package, and the flow of taking equity and measuring the grade with fresh air is executed.
Specifically, in step 208, after receiving the first confirmation operation based on the first page feedback, the method may further include:
issuing a rights and interests card corresponding to the motivation rights and interests into an account card package of the account based on the first confirmation operation; the account card package can be a position used for displaying the electronic card which is picked up by the account in an application platform corresponding to the account;
receiving the selection information of the right card ticket sent by the terminal, and generating a third page for confirming the right card ticket;
and after receiving a fourth confirmation operation fed back by the terminal based on the third page, sending the grade message for evaluating the wind testing grade to the terminal.
In order to further enable the user to know specific information of the estimated wind measurement level obtained by using the wind measurement estimation model, a level message indicating the estimated wind measurement level may be displayed in the display page of the terminal, for example, assuming that the estimated wind measurement level of the user is C3 level, information of "update wind measurement level is C3" word may be displayed in the terminal for the user to confirm.
In this embodiment of the present disclosure, in step 208, sending the level message for evaluating the wind level to the terminal may specifically include:
generating a fourth page based on the first confirmation operation; the fourth page comprises a grade message which represents the evaluation wind detection grade;
and sending the fourth page to the terminal so that the terminal renders and displays the fourth page.
In practical applications, a user may have doubt about the obtained estimated wind level, and the method in the embodiments of the present disclosure may further meet the requirement that the user needs to retest the wind level.
Specifically, in the embodiment of the present disclosure, the fourth page may include retest prompting information for prompting the user to retest the retest grade;
after the step of sending the level message for evaluating the wind level to the terminal, the method may further include:
Generating a questionnaire corresponding to the user after the retest request is acquired; the retest request is generated by the terminal based on the confirmation operation of the retest prompt information by the user;
sending the questionnaire to the terminal;
receiving a questionnaire after replying sent by the terminal;
determining a test evaluation wind level of the user based on the replied questionnaire;
and after receiving a fifth confirmation operation fed back by the terminal for confirming the grade information of the test evaluation wind test grade, updating the wind test grade of the user into the test evaluation wind test grade.
In order to simplify the user operation, in the embodiment of the present specification, the questionnaire displayed in the terminal may further include a suggestion answer generated by the server according to the user information of the user.
Specifically, the generating a questionnaire corresponding to the user may specifically include:
and generating a questionnaire containing suggested answers according to the user information.
The method for generating the questionnaire after the reply specifically comprises the following steps:
taking the suggested answers as the determined answers of the questionnaire;
And generating the questionnaire after the answer based on the determined answer.
For example, the questionnaire contains a question of 'your gender', the server can determine that the gender of the user is male according to the registration information of the user in the platform or other related information, the server can take 'male' as a suggested answer of the question, when the user fills the question of the questionnaire in the terminal, if the true gender of the user is male, the user can directly check the next question without operating the question, and further the operation of the user can be simplified.
In practical application, when the user does not recognize the suggested answer provided by the server, the user can also fill in or select the answer, and the method for generating the questionnaire after the answer specifically comprises the following steps:
the terminal acquires a modified answer corresponding to the suggested answer; the modified answer is obtained by modifying the suggested answer by the user;
taking the modified answer as a determined answer of the questionnaire;
and generating the questionnaire after the answer based on the determined answer.
In practical application, when the suggested answer obtained by the server according to the user information does not meet the requirement of the user, the user can also modify the corresponding answer so as to meet the real situation of the user, and the accuracy of wind measurement grade evaluation can also be improved.
For a clearer explanation of the method in the embodiment of the present disclosure, a timing chart shown in fig. 3 and a schematic diagram of a terminal display page shown in fig. 4 are described. FIG. 3 is a timing diagram of a method for wind turbine level update according to an embodiment of the present disclosure; fig. 4 is a schematic diagram of a terminal display page of a method for updating wind level according to an embodiment of the present disclosure, where fig. 4 (a) is a first schematic diagram, fig. 4 (b) is a second schematic diagram, fig. 4 (c) is a fourth schematic diagram, fig. 4 (d) is a third schematic diagram, and fig. 4 (e) is a fifth schematic diagram. As shown in fig. 3 and 4:
step 301: the server acquires user information;
step 302: based on the user information, obtaining an estimated wind measurement grade by using a wind measurement estimation model;
step 303: judging whether the current wind measurement level of the user is consistent with the evaluation wind measurement level;
step 304: determining incentive interests of the user based on the user information when the current wind measurement level of the user is inconsistent with the estimated wind measurement level;
step 305: sending wind measurement grade update prompt information containing the rights and interests information of the excitation rights and interests to a terminal;
step 306: the terminal displays a first page, as shown in fig. 4 (a), wherein the first page comprises a wind-testing grade update prompt message of "wind-testing prize 0.5 yuan" 401 and a "select" button 402 for clicking by a user; wherein, the first page may be a service processing result page, and the page may further include service processing result information, such as a "success" word as shown in fig. 4 (a), which indicates that the service transacted by the user has been successfully processed; in practical application, the first page may further include other information, and in this embodiment, specific display content is not limited, so long as the first page may include wind measurement level update prompt information.
Step 307: the user clicks the "select" button 402, and the terminal transmits first determination operation information to the server;
step 308: the server generates page information of a second page for receiving the motivation rights and sends the page information to the terminal; the page information comprises rights and interests acquisition prompt information for acquiring the rights and interests of the excitation;
step 309: the terminal renders and displays the page information in a terminal display page, and the terminal jumps from a first page shown in fig. 4 (a) to a second page shown in fig. 4 (b);
step 310: the user clicks a get button 403 in the second page, and the terminal sends information of the third confirmation operation to the server;
step 311: based on the information of the third confirmation operation, the server generates page information of a fourth page for confirming the wind measurement level and the incentive equity and sends the page information to the terminal;
step 312: the terminal renders and displays the page information in a terminal display page, and the terminal jumps from the second page shown in fig. 4 (b) to a fourth page shown in fig. 4 (c); the fourth page contains a level message for evaluating the wind level and detailed information of the motivation interests, such as "one-key update wind level, 0.5-membered cash is shared" as shown in fig. 4 (c); the wind measurement grade is C3 character;
Step 313: the user clicks a 'confirmation result' button 404 in the fourth page, and the terminal sends information of the second confirmation operation to the server;
step 314: the server updates the wind measurement grade of the user to the evaluation wind measurement grade based on the information of the second confirmation operation;
step 315: the server can also generate a fifth page for showing the result and send the fifth page to the terminal;
step 316: the terminal renders and displays the fifth page in the display page of the terminal, and as shown in fig. 4 (e), the fifth page contains contents indicating the rights obtained by the user and the current latest wind level of the user.
Fig. 5 is a timing chart of a method for updating wind level according to an embodiment of the present disclosure, as another implementation manner, in this embodiment, in the step 307, when the user clicks the "select" button 402 in the first page, the display page of the terminal does not jump from the first page to the second page, the wind level of the user may be further processed in the following manner, as shown in fig. 5:
step 501: the server can also issue the equity card corresponding to the motivation equity into an account card package of the account based on the first confirmation operation;
Step 502: the user selects a rights and interests card ticket corresponding to the stimulated rights and interests from the account card package, and the terminal sends the selection information of the rights and interests card ticket to the server;
step 503: the server generates a third page for confirming the equity card based on the selection information and sends the third page to the terminal;
step 504: the terminal renders and displays the page information of the third page in a terminal display page, and the terminal jumps from the first page shown in fig. 4 (a) to the third page shown in fig. 4 (d);
step 505: the user clicks a 'one-click update' button 405 in the third page, and the terminal transmits information of a fourth confirmation operation to the server;
step 506: the server generates page information of a fourth page for confirming the wind measurement level and the incentive equity based on the information of the fourth confirmation operation, and sends the page information to the terminal;
step 507: the terminal renders and displays the fourth page information in a terminal display page, and the terminal jumps from the third page shown in fig. 4 (d) to the fourth page shown in fig. 4 (c).
The steps shown in steps 313 to 316 may be further performed later, and will not be described here.
Based on the same thought, the embodiment of the specification also provides a device corresponding to the method. Fig. 6 is a schematic structural diagram of an apparatus for updating wind level corresponding to fig. 2 according to an embodiment of the present disclosure. As shown in fig. 6, the apparatus may include:
An information acquisition module 602, configured to acquire user information; the user information comprises at least one of personal information of a user and historical behavior information of the user;
the wind measurement grade evaluation module 604 is configured to obtain an estimated wind measurement grade by using a wind measurement evaluation model based on the user information;
the information prompt module 606 is configured to send a wind measurement level update prompt message to a terminal that logs in an account of the user, where the wind measurement level update prompt message is configured to prompt, through a first page, that a wind measurement level of the user is updatable;
a grade information sending module 608, configured to send the grade information for evaluating the wind measurement grade to the terminal after receiving a first confirmation operation based on the first page feedback from the terminal;
and the wind measurement grade updating module 610 is configured to update the wind measurement grade of the user to the estimated wind measurement grade after receiving a second confirmation operation that is fed back by the terminal and is used for confirming the grade message of the estimated wind measurement grade.
The present examples also provide some embodiments of the method based on the apparatus of fig. 6, as described below.
Optionally, the device may further include a wind measurement level judging module, configured to:
Judging whether the current wind measurement level of the user is consistent with the estimated wind measurement level or not to obtain a judging result;
and if the judging result shows that the current wind measurement level of the user is inconsistent with the evaluation wind measurement level, sending a wind measurement level update prompt message to a terminal registered with the account of the user.
Optionally, the information prompt module may be specifically configured to:
determining incentive interests of the user based on the user information;
and sending the wind measurement grade update prompt information containing the rights and interests information of the motivation rights and interests to a terminal logged in the account of the user.
Based on the same thought, the embodiment of the specification also provides equipment corresponding to the method.
Fig. 7 is a schematic structural diagram of an apparatus for wind level update corresponding to fig. 2 according to an embodiment of the present disclosure. As shown in fig. 7, the apparatus 700 may include:
at least one processor 710; the method comprises the steps of,
a memory 730 communicatively coupled to the at least one processor; wherein,
the memory 730 stores instructions 720 executable by the at least one processor 710, the instructions being executable by the at least one processor 710 to enable the at least one processor 710 to:
Acquiring user information; the user information comprises at least one of personal information of a user and historical behavior information of the user;
based on the user information, obtaining an estimated wind measurement grade by using a wind measurement estimation model;
sending a wind measurement grade update prompt message to a terminal logged in an account of the user, wherein the wind measurement grade update prompt message is used for prompting that the wind measurement grade of the user can be updated through a first page;
after receiving a first confirmation operation of the terminal based on the first page feedback, sending a grade message for evaluating the wind-testing grade to the terminal;
and after receiving a second confirmation operation which is fed back by the terminal and is used for confirming the grade message of the estimated wind measurement grade, updating the wind measurement grade of the user into the estimated wind measurement grade.
Based on the same thought, the embodiment of the specification also provides a computer readable medium corresponding to the method. The computer readable medium has stored thereon computer readable instructions executable by a processor to implement the method of wind-testing the level described above.
In this specification, each embodiment is described in a progressive manner, and identical and similar parts of each embodiment are all referred to each other, and each embodiment mainly describes differences from other embodiments. In particular, for the apparatus shown in fig. 7, the description is relatively simple, as it is substantially similar to the method embodiment, with reference to the partial description of the method embodiment.
In the 90 s of the 20 th century, improvements to one technology could clearly be distinguished as improvements in hardware (e.g., improvements to circuit structures such as diodes, transistors, switches, etc.) or software (improvements to the process flow). However, with the development of technology, many improvements of the current method flows can be regarded as direct improvements of hardware circuit structures. Designers almost always obtain corresponding hardware circuit structures by programming improved method flows into hardware circuits. Therefore, an improvement of a method flow cannot be said to be realized by a hardware entity module. For example, a programmable logic device (Programmable Logic Device, PLD) (e.g., a field programmable gate array (Field Programmable gate array, FPGA)) is an integrated circuit whose logic function is determined by the user programming the device. The designer programs itself to "integrate" a digital system onto a single PLD without requiring the chip manufacturer to design and fabricate application specific integrated circuit chips. Moreover, nowadays, instead of manually manufacturing integrated circuit chips, such programming is mostly implemented by using "logic compiler" software, which is similar to the software compiler used in program development and writing, and the original code before the compiling is also written in a specific programming language, which is called hardware description language (Hardware Description Language, HDL), but not just one of the hdds, but a plurality of kinds, such as ABEL (AdvancedBoolean Expression Language), AHDL (Altera Hardware Description Language), confluence, CUPL (Cornell University Programming Language), HDCal, JHDL (Java Hardware Description Language), lava, lola, myHDL, PALASM, RHDL (Ruby Hardware Description Language), etc., VHDL (Very-High-Speed Integrated Circuit Hardware Description Language) and Verilog are currently most commonly used. It will also be apparent to those skilled in the art that a hardware circuit implementing the logic method flow can be readily obtained by merely slightly programming the method flow into an integrated circuit using several of the hardware description languages described above.
The controller may be implemented in any suitable manner, for example, the controller may take the form of, for example, a microprocessor or processor and a computer readable medium storing computer readable program code (e.g., software or firmware) executable by the (micro) processor, logic gates, switches, application specific integrated circuits (Application Specific Integrated Circuit, ASIC), programmable logic controllers, and embedded microcontrollers, examples of which include, but are not limited to, the following microcontrollers: ARC 625D, atmel AT91SAM, microchip PIC18F26K20, and Silicone Labs C8051F320, the memory controller may also be implemented as part of the control logic of the memory. Those skilled in the art will also appreciate that, in addition to implementing the controller in a pure computer readable program code, it is well possible to implement the same functionality by logically programming the method steps such that the controller is in the form of logic gates, switches, application specific integrated circuits, programmable logic controllers, embedded microcontrollers, etc. Such a controller may thus be regarded as a kind of hardware component, and means for performing various functions included therein may also be regarded as structures within the hardware component. Or even means for achieving the various functions may be regarded as either software modules implementing the methods or structures within hardware components.
The system, apparatus, module or unit set forth in the above embodiments may be implemented in particular by a computer chip or entity, or by a product having a certain function. One typical implementation is a computer. In particular, the computer may be, for example, a personal computer, a laptop computer, a cellular telephone, a camera phone, a smart phone, a personal digital assistant, a media player, a navigation device, an email device, a game console, a tablet computer, a wearable device, or a combination of any of these devices.
For convenience of description, the above devices are described as being functionally divided into various units, respectively. Of course, the functions of each element may be implemented in one or more software and/or hardware elements when implemented in the present application.
It will be appreciated by those skilled in the art that embodiments of the present invention may be provided as a method, system, or computer program product. Accordingly, the present invention may take the form of an entirely hardware embodiment, an entirely software embodiment or an embodiment combining software and hardware aspects. Furthermore, the present invention may take the form of a computer program product embodied on one or more computer-usable storage media (including, but not limited to, disk storage, CD-ROM, optical storage, and the like) having computer-usable program code embodied therein.
The present invention is described with reference to flowchart illustrations and/or block diagrams of methods, apparatus (systems) and computer program products according to embodiments of the invention. It will be understood that each flow and/or block of the flowchart illustrations and/or block diagrams, and combinations of flows and/or blocks in the flowchart illustrations and/or block diagrams, can be implemented by computer program instructions. These computer program instructions may be provided to a processor of a general purpose computer, special purpose computer, embedded processor, or other programmable data processing apparatus to produce a machine, such that the instructions, which execute via the processor of the computer or other programmable data processing apparatus, create means for implementing the functions specified in the flowchart flow or flows and/or block diagram block or blocks.
These computer program instructions may also be stored in a computer-readable memory that can direct a computer or other programmable data processing apparatus to function in a particular manner, such that the instructions stored in the computer-readable memory produce an article of manufacture including instruction means which implement the function specified in the flowchart flow or flows and/or block diagram block or blocks.
These computer program instructions may also be loaded onto a computer or other programmable data processing apparatus to cause a series of operational steps to be performed on the computer or other programmable apparatus to produce a computer implemented process such that the instructions which execute on the computer or other programmable apparatus provide steps for implementing the functions specified in the flowchart flow or flows and/or block diagram block or blocks.
In one typical configuration, a computing device includes one or more processors (CPUs), input/output interfaces, network interfaces, and memory.
The memory may include volatile memory in a computer-readable medium, random Access Memory (RAM) and/or nonvolatile memory, such as Read Only Memory (ROM) or flash memory (flash RAM). Memory is an example of computer-readable media.
Computer readable media, including both non-transitory and non-transitory, removable and non-removable media, may implement information storage by any method or technology. The information may be computer readable instructions, data structures, modules of a program, or other data. Examples of storage media for a computer include, but are not limited to, phase change memory (PRAM), static Random Access Memory (SRAM), dynamic Random Access Memory (DRAM), other types of Random Access Memory (RAM), read Only Memory (ROM), electrically Erasable Programmable Read Only Memory (EEPROM), flash memory or other memory technology, compact disc read only memory (CD-ROM), digital Versatile Discs (DVD) or other optical storage, magnetic cassettes, magnetic tape disk storage or other magnetic storage devices, or any other non-transmission medium, which can be used to store information that can be accessed by a computing device. Computer-readable media, as defined herein, does not include transitory computer-readable media (transmission media), such as modulated data signals and carrier waves.
It should also be noted that the terms "comprises," "comprising," or any other variation thereof, are intended to cover a non-exclusive inclusion, such that a process, method, article, or apparatus that comprises a list of elements does not include only those elements but may include other elements not expressly listed or inherent to such process, method, article, or apparatus. Without further limitation, an element defined by the phrase "comprising one … …" does not exclude the presence of other like elements in a process, method, article or apparatus that comprises the element.
It will be appreciated by those skilled in the art that embodiments of the present application may be provided as a method, system, or computer program product. Accordingly, the present application may take the form of an entirely hardware embodiment, an entirely software embodiment or an embodiment combining software and hardware aspects. Furthermore, the present application may take the form of a computer program product embodied on one or more computer-usable storage media (including, but not limited to, disk storage, CD-ROM, optical storage, and the like) having computer-usable program code embodied therein.
The application may be described in the general context of computer-executable instructions, such as program modules, being executed by a computer. Generally, program modules include routines, programs, objects, components, data structures, etc. that perform particular tasks or implement particular abstract data types. The application may also be practiced in distributed computing environments where tasks are performed by remote processing devices that are linked through a communications network. In a distributed computing environment, program modules may be located in both local and remote computer storage media including memory storage devices.
The foregoing is merely exemplary of the present application and is not intended to limit the present application. Various modifications and changes may be made to the present application by those skilled in the art. Any modifications, equivalent substitutions, improvements, etc. which are within the spirit and principles of the present application are intended to be included within the scope of the claims of the present application.
Claims (20)
1. A method of anemometry grade updating, comprising:
acquiring user information; the user information comprises at least one of personal information of a user and historical behavior information of the user;
based on the user information, obtaining an estimated wind measurement grade of the user by using a wind measurement estimation model;
sending a wind measurement grade update prompt message to a terminal logged in an account of the user, wherein the wind measurement grade update prompt message is used for prompting that the wind measurement grade of the user can be updated through a first page;
and after receiving a second confirmation operation which is fed back by the terminal and is used for confirming the grade information of the estimated wind measurement grade, updating the wind measurement grade of the user to the estimated wind measurement grade, and updating information on the basis of the original wind measurement grade, wherein the obtained estimated wind measurement grade is used as the wind measurement grade of the user.
2. The method of claim 1, wherein the sending the notification of the update of the air level to the terminal with the account of the user specifically comprises:
determining incentive interests of the user based on the user information;
and sending the wind measurement grade update prompt information containing the rights and interests information of the motivation rights and interests to a terminal logged in the account of the user.
3. The method of claim 1, wherein after sending the notification of the update of the air level to the terminal having the account of the user, the method comprises:
and after receiving a first confirmation operation fed back by the terminal based on the first page, sending the grade message for evaluating the wind testing grade to the terminal.
4. The method of claim 3, further comprising, after receiving a first acknowledgement operation by the terminal based on the first page feedback:
generating a rights and interests acquisition prompt message for acquiring the rights and interests of the incentive based on the first confirmation operation; the rights and interests acquisition prompt information is used for prompting the user to acquire the motivation rights and interests through a second page;
and after receiving a third confirmation operation fed back by the terminal based on the second page, sending the grade message for evaluating the wind testing grade to the terminal.
5. The method of claim 3, further comprising, after receiving a first acknowledgement operation by the terminal based on the first page feedback:
issuing a rights and interests card corresponding to the motivation rights and interests into an account card package of the account based on the first confirmation operation;
receiving the selection information of the right card ticket sent by the terminal, and generating a third page for confirming the right card ticket;
and after receiving a fourth confirmation operation fed back by the terminal based on the third page, sending the grade message for evaluating the wind testing grade to the terminal.
6. The method of claim 1, the user personal information comprising: at least one of age, gender, occupation, income, resource possession, family members, geographic location;
the user historical behavior information comprises at least one of transacted business information, browsed business information and historical incentive equity confirmation information.
7. A method according to claim 3, said sending a rating message to said terminal evaluating a wind rating, comprising in particular:
generating a fourth page based on the first confirmation operation; the fourth page comprises a grade message which represents the evaluation wind detection grade;
And sending the fourth page to the terminal so that the terminal renders and displays the fourth page.
8. The method of claim 7, wherein the fourth page includes retest prompt information for prompting a user to test retest the retest grade;
after the grade message for evaluating the wind testing grade is sent to the terminal, the method further comprises the following steps:
generating a questionnaire corresponding to the user after the retest request is acquired; the retest request is generated by the terminal based on the confirmation operation of the retest prompt information by the user;
sending the questionnaire to the terminal;
receiving a questionnaire after replying sent by the terminal;
determining a test evaluation wind level of the user based on the replied questionnaire;
and after receiving a fifth confirmation operation fed back by the terminal for confirming the grade information of the test evaluation wind test grade, updating the wind test grade of the user into the test evaluation wind test grade.
9. The method of claim 8, the generating a questionnaire corresponding to the user, comprising in particular:
and generating a questionnaire containing suggested answers according to the user information.
10. The method of claim 9, wherein the method for generating the replied questionnaire specifically comprises:
taking the suggested answers as the determined answers of the questionnaire;
and generating the questionnaire after the answer based on the determined answer.
11. The method of claim 9, wherein the method for generating the replied questionnaire specifically comprises:
the terminal acquires a modified answer corresponding to the suggested answer; the modified answer is obtained by modifying the suggested answer by the user;
taking the modified answer as a determined answer of the questionnaire;
and generating the questionnaire after the answer based on the determined answer.
12. The method of claim 1, further comprising, prior to sending the air level update prompt to the terminal having the user's account logged in:
judging whether the current wind measurement level of the user is consistent with the estimated wind measurement level or not to obtain a judging result;
the method for sending the air measurement grade update prompt information to the terminal logged in with the account of the user specifically comprises the following steps:
and if the judging result shows that the current wind measurement level of the user is inconsistent with the evaluation wind measurement level, sending a wind measurement level update prompt message to a terminal registered with the account of the user.
13. The method of claim 1, the second confirmation operation comprising clicking a confirmation button in a page representing confirmation of the assessment weatherometer.
14. The method of claim 1, wherein the wind assessment model is used to obtain an estimated wind assessment level of the user, and specifically comprises:
and evaluating the risk level of the user by using the wind measurement evaluation model according to a preset evaluation period to obtain the evaluation wind measurement level of the user.
15. The method of claim 1, comprising, prior to the obtaining the user information:
and receiving starting wind measurement information sent by the terminal, wherein the starting wind measurement information is generated by the terminal based on the operation of starting wind measurement of the user.
16. The method of claim 1, comprising, prior to the obtaining the user information:
judging whether the wind measurement class effective period of the user is reached;
the obtaining the user information specifically includes:
if yes, obtaining user information;
or alternatively, the first and second heat exchangers may be,
judging whether the residual duration of the wind measurement class effective period of the user is smaller than or equal to the preset duration;
the obtaining the user information specifically includes:
if yes, user information is obtained.
17. An apparatus for anemometry level updating, comprising:
the information acquisition module is used for acquiring user information; the user information comprises at least one of personal information of a user and historical behavior information of the user;
The wind measurement grade evaluation module is used for obtaining the evaluation wind measurement grade of the user by utilizing a wind measurement evaluation model based on the user information;
the information prompt module is used for sending air measurement grade update prompt information to a terminal logged in an account of the user, wherein the air measurement grade update prompt information is used for prompting the user through a first page and can update the air measurement grade;
and the wind measurement grade updating module is used for updating the wind measurement grade of the user to the estimated wind measurement grade after receiving a second confirmation operation which is fed back by the terminal and is used for confirming the grade message of the estimated wind measurement grade, updating information on the basis of the original wind measurement grade, and taking the obtained estimated wind measurement grade as the wind measurement grade of the user.
18. The apparatus of claim 17, wherein the information prompt module is specifically configured to:
determining incentive interests of the user based on the user information;
and sending the wind measurement grade update prompt information containing the rights and interests information of the motivation rights and interests to a terminal logged in the account of the user.
19. An apparatus for anemometry level updating, comprising:
at least one processor; the method comprises the steps of,
A memory communicatively coupled to the at least one processor; wherein,
the memory stores instructions executable by the at least one processor to enable the at least one processor to:
acquiring user information; the user information comprises at least one of personal information of a user and historical behavior information of the user;
based on the user information, obtaining an estimated wind measurement grade of the user by using a wind measurement estimation model;
sending a wind measurement grade update prompt message to a terminal logged in an account of the user, wherein the wind measurement grade update prompt message is used for prompting that the wind measurement grade of the user can be updated through a first page;
and after receiving a second confirmation operation which is fed back by the terminal and is used for confirming the grade information of the estimated wind measurement grade, updating the wind measurement grade of the user to the estimated wind measurement grade, and updating information on the basis of the original wind measurement grade, wherein the obtained estimated wind measurement grade is used as the wind measurement grade of the user.
20. A computer readable medium having stored thereon computer readable instructions executable by a processor to implement the method of anemometric rating update of any one of claims 1 to 16.
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| CN202311438543.7A CN117455236A (en) | 2020-09-11 | 2020-09-11 | Method, device, equipment and medium for updating wind measurement grade |
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| CN202010956341.1A CN112001661B (en) | 2020-09-11 | 2020-09-11 | Method, device, equipment and medium for updating wind measurement grade |
| CN202311438543.7A CN117455236A (en) | 2020-09-11 | 2020-09-11 | Method, device, equipment and medium for updating wind measurement grade |
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| CN107733775A (en) * | 2016-08-12 | 2018-02-23 | 北京京东尚科信息技术有限公司 | Information-pushing method and device |
| CN107203939A (en) * | 2017-05-26 | 2017-09-26 | 阿里巴巴集团控股有限公司 | Determine method and device, the computer equipment of consumer's risk grade |
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| CN107230112A (en) * | 2017-07-14 | 2017-10-03 | 合肥执念网络科技有限公司 | A kind of inquiry about market information system and method based on internet |
| CN107358530A (en) * | 2017-08-17 | 2017-11-17 | 杭州铜板街互联网金融信息服务有限公司 | Finance product recommends method |
| CN108022167B (en) * | 2017-11-22 | 2020-06-16 | 阿里巴巴集团控股有限公司 | Method and device for realizing risk assessment |
| CN108197305A (en) * | 2018-01-30 | 2018-06-22 | 深圳壹账通智能科技有限公司 | Questionnaire test and appraisal processing method, device, computer equipment and storage medium |
| CN108985638B (en) * | 2018-07-25 | 2020-07-24 | 腾讯科技（深圳）有限公司 | User investment risk assessment method and device and storage medium |
| CN110348704A (en) * | 2019-06-25 | 2019-10-18 | 阿里巴巴集团控股有限公司 | Risk Identification Method, apparatus and system |
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