CN111563739A - System and method for realizing off-highway secret-free transaction by using ETC (electronic toll Collection) - Google Patents
System and method for realizing off-highway secret-free transaction by using ETC (electronic toll Collection) Download PDFInfo
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- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
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- G07B—TICKET-ISSUING APPARATUS; FARE-REGISTERING APPARATUS; FRANKING APPARATUS
- G07B15/00—Arrangements or apparatus for collecting fares, tolls or entrance fees at one or more control points
- G07B15/06—Arrangements for road pricing or congestion charging of vehicles or vehicle users, e.g. automatic toll systems
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Abstract
The invention belongs to the technical field of ETC (electronic toll collection) transactions, in particular to a system and a method for realizing a secret-free transaction outside a highway by using an ETC, which aim at the fact that the existing ETC can only realize a high-speed toll station to charge and cannot be applied to the secret-free toll collection outside the high speed, such as: refueling, having dinner, carwash etc. still need artifical the payment, can not adapt to the development of science and technology, the problem of having wasted time, now proposes following scheme, and it includes first transaction system, transaction confirmation system, first payment system and second payment system, and first transaction system is responsible for calculating the amount of money of this transaction, includes following step: a1: acquiring information such as price, transaction amount, discount and the like of a transaction target through a manual or equipment interface or a system interface; a2: calculating an actual transaction amount according to the transaction amount; a3: and calling a transaction confirmation system to interact with the user for the whole transaction. The invention can realize high-speed external ETC password-free payment and save time.
Description
Technical Field
The invention relates to the technical field of ETC (electronic toll collection) transactions, in particular to a system and a method for realizing highway off-road secret-free transactions by using ETC.
Background
With the development of science and technology, ETC is a non-stop electronic Toll collection system, an ETC special lane is used for vehicles provided with ETC vehicle-mounted devices, an electronic Toll collection mode is adopted, and an ETC (electronic Toll collection) non-stop Toll collection system is the most advanced road and bridge Toll collection mode in the world at present. Through the special short-range communication of microwave between the vehicle-mounted electronic tag installed on the vehicle windshield and the microwave antenna on the ETC lane of the toll station, the computer networking technology and the bank are utilized to carry out background settlement processing, so that the aim of paying the road and bridge fees of the vehicle through the road and bridge toll station without parking is fulfilled.
The ETC is the best mode at present for confirming the transaction identity, is much safer than the noninductive payment of license plate recognition, and has extremely low license plate counterfeiting cost, while the ETC is difficult to counterfeit.
The existing ETC can only realize the charging of a high-speed toll station and cannot be applied to the secret-free charging beyond the high speed, such as: refuel, have dinner, carwash etc. still need the manual work to pay, can not adapt to the development of science and technology, wasted time.
Disclosure of Invention
The invention aims to solve the problems that the existing ETC can only realize the charging of a high-speed toll station and cannot be applied to the secret-free charging beyond the high speed, such as: the system and the method for realizing the off-highway secret-free transaction by using the ETC have the advantages that the system and the method still need manual payment, cannot adapt to the development of science and technology and waste time, and the like, and the system and the method for realizing the off-highway secret-free transaction by using the ETC are provided.
In order to achieve the purpose, the invention adopts the following technical scheme:
a system for realizing the non-secure transaction outside the expressway by using ETC comprises a first transaction system, a transaction confirmation system, a first payment system and a second payment system.
A method for realizing the non-secure transaction outside the expressway by using ETC, wherein a first transaction system is responsible for calculating the amount of money of the transaction, comprises the following steps:
a1: acquiring information such as price, transaction amount, discount and the like of a transaction target through a manual or equipment interface or a system interface;
a2: calculating an actual transaction amount according to the transaction amount;
a3: calling a transaction confirmation system to perform interaction of the whole transaction with the user;
a4: calling a first payment system and a second payment system to carry out transaction payment;
a5: calling a transaction confirmation system to complete delivery of the transaction;
the transaction confirmation system comprises the following steps:
b1: the system is interconnected with a non-inductive payment system, a mobile payment system, a cash collection system and the like;
b2: interconnection with various interactive devices;
b3: the system needs to be interconnected with a blocking system (such as a gate system, and the gate is opened when the system is released);
the first payment system includes system hardware (e.g., ETC identification unit: RSU antenna), and an internet.
And the second payment system needs to be interconnected with a third-party payment settlement system for communication, so as to complete transaction payment.
Preferably, the first transaction system includes: s1, fixed-amount trading scenario, S2, non-fixed-amount trading;
in S1, for the fixed-amount transaction scenario, payment is supported and then transaction can be carried out, the transaction can also be carried out according to S2, the transaction confirmation system interacts with the user, the first payment system is called to carry out payment after the user does not agree, if the payment fails, the second payment system is called to carry out payment, and if the second payment system fails, the transaction is terminated or other payment methods are used for continuing transaction; the transaction confirmation system informs the user of the execution result of each step, or directly calls the second payment system to pay, and if the payment fails, the transaction is terminated or continues to be conducted by using other payment methods. The transaction confirmation system informs the user of the outcome of each step of execution.
In S2, for non-fixed value transactions, check before transaction: the method comprises the steps that a first payment system detects the payment state and the transaction scene of a user, if the transaction scene supports the first payment system, if the payment state of the user is abnormal, the second payment system is used for carrying out transaction payment, the transaction confirmation system informs the user that the first payment system is abnormal, if the payment state of the user is normal, the first payment system is preferentially used for transaction, if the transaction scene does not support the first payment system, the second payment system is used for carrying out transaction payment after the payment of the transaction is determined, the transaction confirmation system is used for interacting with a deducted fee user, the first payment system is called for payment after the user does not agree, if the payment is failed, the second payment system is called for payment, and if the second payment system is failed, the transaction is failed; or directly calling the second payment system to pay, and if the payment fails, the transaction fails, and the user needs to use other payment channels to complete the transaction.
Preferably, the first payment system refers to a payment function of the ETC, may perform a transaction payment status check function through an account associated with the ETC device and the user, and may query a status of the current ETC user device, a status of the account associated with the ETC, and the like. The transaction scene, the scene that ETC paid and used can change according to the policy of country, need restrict according to the policy at that time, and partial transaction can not use the payment function of ETC, needs second payment system to accomplish.
Preferably, the second payment system is a system capable of making a non-sensitive payment, and the systems including various non-sensitive payments such as WeChat, Payment treasures, Unionpay and the like are systems capable of making common transactions, such as code scanning payment, card swiping payment and other mobile payment systems, and also can be field transactions, such as cash, cash code scanning change and other systems.
Preferably, the transaction confirmation system: the system is responsible for interacting with a user, confirming related information and transaction results, broadcasting welcome information, payment state and other information before transaction, and the user confirms the transaction, including but not limited to broadcasting the amount to be paid before payment of license plate number, payment state and the like, and reminding the user of paying through the standby payment system when the user fails in confirming the payment process of continuing transaction.
Preferably, the user confirms the transaction: the user can change the state of the payment terminal in some ways to terminate the transaction; or maintaining the normal state of the payment terminal to allow the transaction to continue; the payment terminal comprises a vehicle-mounted ETC terminal, a user card swiping device and other various devices for reporting payment results, if a blocking system exists, the payment terminal is successfully released, and the payment terminal is not released in failure. The broadcast content is not limited to the information of license plate number, money amount, transaction sign and the like, and the cheering information is broadcast after the success.
Preferably, the interaction method includes, but is not limited to, the following: the method comprises the steps that on-site visual display is carried out, such as system on-site auditory broadcast and audio broadcast which can be visually checked by users such as a screen system and a projection system, and manual notification such as a voice broadcast system and manual voice broadcast is carried out, transaction auxiliary personnel inform the users of online notification in various modes such as identification, voice and gestures, online notification of transaction certificates is carried out through APP such as social software, the transaction certificates can be automatically or manually generated through the system, or the transaction auxiliary personnel provide the transaction certificates; or generating a transaction electronic certificate through online or APP, wherein the brain-computer interface: information is transmitted directly into the user's brain through a system that can interact directly with the human brain.
Preferably, the ETC refuels and the ETC has dinner for the transaction of non-fixed amount, can check before the transaction, then confirms the transaction, can exempt from secret automatic transaction, and the ETC carwash is fixed amount transaction, can pay earlier the back transaction, has practiced thrift the time.
Compared with the prior art, the invention has the advantages that:
(1) the scheme obtains information such as price, transaction amount and discount of a transaction target through manual work or an equipment interface or a system interface, calculates actual transaction amount according to the transaction amount, calls a transaction confirmation system to interact with a user to carry out whole transaction, calls a first payment system and a second payment system to carry out transaction payment, calls the transaction confirmation system to complete delivery and cutting of the transaction, and the like, so that high-speed external ETC password-free payment can be realized, for example: ETC refuels and ETC has dinner for the transaction of non-fixed amount, can check before the transaction, then confirms the transaction, can exempt from close automatic transaction, and ETC carwash is fixed amount transaction, can pay earlier the back transaction, can adapt to the development of science and technology, has practiced thrift the time.
The invention can realize high-speed external ETC password-free payment, can adapt to the development of science and technology and saves time.
Drawings
Fig. 1 is a flowchart of a method for implementing an expressway external secret-free transaction using ETC according to the present invention.
Detailed Description
The technical solutions in the embodiments of the present invention will be clearly and completely described below with reference to the drawings in the embodiments of the present invention, and it is obvious that the described embodiments are only a part of the embodiments of the present invention, and not all of the embodiments.
Referring to fig. 1, a system for implementing an expressway external secret-free transaction using ETC includes a first transaction system, a transaction confirmation system, a first payment system, and a second payment system.
In this embodiment, a method for implementing an expressway foreign privacy-free transaction using an ETC, where the first transaction system is responsible for calculating the amount of money of the current transaction, includes the following steps:
a1: acquiring information such as price, transaction amount, discount and the like of a transaction target through a manual or equipment interface or a system interface;
a2: calculating an actual transaction amount according to the transaction amount;
a3: calling a transaction confirmation system to perform interaction of the whole transaction with the user;
a4: calling a first payment system and a second payment system to carry out transaction payment;
a5: calling a transaction confirmation system to complete delivery of the transaction;
the transaction confirmation system comprises the following steps:
b1: the system is interconnected with a non-inductive payment system, a mobile payment system, a cash collection system and the like;
b2: interconnection with various interactive devices;
b3: the system needs to be interconnected with a blocking system (such as a gate system, and the gate is opened when the system is released);
the first payment system includes system hardware (e.g., ETC identification unit: RSU antenna), and an internet.
And the second payment system needs to be interconnected with a third-party payment settlement system for communication, so as to complete transaction payment.
In this embodiment, the first transaction system includes: s1, fixed-amount trading scenario, S2, non-fixed-amount trading;
in S1, for the fixed-amount transaction scenario, payment is supported and then transaction can be carried out, the transaction can also be carried out according to S2, the transaction confirmation system interacts with the user, the first payment system is called to carry out payment after the user does not agree, if the payment fails, the second payment system is called to carry out payment, and if the second payment system fails, the transaction is terminated or other payment methods are used for continuing transaction; the transaction confirmation system informs the user of the execution result of each step, or directly calls the second payment system to pay, and if the payment fails, the transaction is terminated or continues to be conducted by using other payment methods. The transaction confirmation system informs the user of the outcome of each step of execution.
In S2, for non-fixed value transactions, check before transaction: the method comprises the steps that a first payment system detects the payment state and the transaction scene of a user, if the transaction scene supports the first payment system, if the payment state of the user is abnormal, the second payment system is used for carrying out transaction payment, the transaction confirmation system informs the user that the first payment system is abnormal, if the payment state of the user is normal, the first payment system is preferentially used for transaction, if the transaction scene does not support the first payment system, the second payment system is used for carrying out transaction payment after the payment of the transaction is determined, the transaction confirmation system is used for interacting with a deducted fee user, the first payment system is called for payment after the user does not agree, if the payment is failed, the second payment system is called for payment, and if the second payment system is failed, the transaction is failed; or directly calling the second payment system to pay, and if the payment fails, the transaction fails, and the user needs to use other payment channels to complete the transaction.
In this embodiment, the first payment system refers to a payment function of the ETC, may perform a transaction payment status check function through an account associated with the ETC device and the user, and may query a status of the current ETC user device, a status of the account associated with the ETC, and the like. The transaction scene, the scene that ETC paid and used can change according to the policy of country, need restrict according to the policy at that time, and partial transaction can not use the payment function of ETC, needs second payment system to accomplish.
In this embodiment, the second payment system is a system capable of performing a non-sensitive payment, and the systems including various non-sensitive payments such as WeChat, Payment treasured, Unionpay and the like are systems capable of performing common transactions, such as a mobile payment system for code scanning payment, card swiping payment and the like, and also can be systems for field transactions such as cash, code scanning and change giving of cash and the like.
In this embodiment, the transaction confirmation system: the system is responsible for interacting with a user, confirming related information and transaction results, broadcasting welcome information, payment state and other information before transaction, and the user confirms the transaction, including but not limited to broadcasting the amount to be paid before payment of license plate number, payment state and the like, and reminding the user of paying through the standby payment system when the user fails in confirming the payment process of continuing transaction.
In this embodiment, the user confirms the transaction: the user can change the state of the payment terminal in some ways to terminate the transaction; or maintaining the normal state of the payment terminal to allow the transaction to continue; the payment terminal comprises a vehicle-mounted ETC terminal, a user card swiping device and other various devices for reporting payment results, if a blocking system exists, the device is successfully released, the device is not released, the broadcast content is not limited to the information of license plate numbers, money amounts, transaction targets and the like, and the broadcast information is broadcast after the success, so that the user can be informed.
In this embodiment, the interaction method includes, but is not limited to, the following: the method comprises the steps that on-site visual display is carried out, such as system on-site auditory broadcast and audio broadcast which can be visually checked by users such as a screen system and a projection system, and manual notification such as a voice broadcast system and manual voice broadcast is carried out, transaction auxiliary personnel inform the users of online notification in various modes such as identification, voice and gestures, online notification of transaction certificates is carried out through APP such as social software, the transaction certificates can be automatically or manually generated through the system, or the transaction auxiliary personnel provide the transaction certificates; or generating a transaction electronic certificate through online or APP, wherein the brain-computer interface: information is transmitted directly into the user's brain through a system that can interact directly with the human brain.
In this embodiment, ETC refuels and ETC has dinner for the transaction of non-fixed amount, can check before the transaction, then confirms the transaction, can exempt from secret automatic transaction, and ETC carwash is fixed amount transaction, can pay earlier the back transaction, has practiced thrift the time.
The above description is only for the preferred embodiment of the present invention, but the scope of the present invention is not limited thereto, and any person skilled in the art should be considered to be within the technical scope of the present invention, and the technical solutions and the inventive concepts thereof according to the present invention should be equivalent or changed within the scope of the present invention.
Claims (8)
1. A system for realizing the off-highway secret-free transaction by using ETC is characterized by comprising a first transaction system, a transaction confirmation system, a first payment system and a second payment system.
2. A method for implementing an off-highway privacy-free transaction using an ETC, the first transaction system comprising the steps of:
a1: acquiring information such as price, transaction amount, discount and the like of a transaction target through a manual or equipment interface or a system interface;
a2: calculating an actual transaction amount according to the transaction amount;
a3: calling a transaction confirmation system to perform interaction of the whole transaction with the user;
a4: calling a first payment system and a second payment system to carry out transaction payment;
a5: calling a transaction confirmation system to complete delivery of the transaction;
the transaction confirmation system comprises the following steps:
b1: the system is interconnected with a non-inductive payment system, a mobile payment system, a cash collection system and the like;
b2: interconnection with various interactive devices;
b3: the system needs to be interconnected with a blocking system (such as a gate system, and the gate is opened when the system is released);
the first payment system includes system hardware (e.g., ETC identification unit: RSU antenna), and an internet.
And the second payment system needs to be interconnected with a third-party payment settlement system for communication, so as to complete transaction payment.
3. The method according to claim 2, wherein the first transaction system comprises: s1, fixed-amount trading scenario, S2, non-fixed-amount trading;
in S1, for the fixed-amount transaction scenario, payment is supported and then transaction can be carried out, the transaction can also be carried out according to S2, the transaction confirmation system interacts with the user, the first payment system is called to carry out payment after the user does not agree, if the payment fails, the second payment system is called to carry out payment, and if the second payment system fails, the transaction is terminated or other payment methods are used for continuing transaction; the transaction confirmation system informs the user of the execution result of each step, or directly calls the second payment system to pay, and if the payment fails, the transaction is terminated or continues to be conducted by using other payment methods. The transaction confirmation system informs the user of the outcome of each step of execution.
In S2, for non-fixed value transactions, check before transaction: the method comprises the steps that a first payment system detects the payment state and the transaction scene of a user, if the transaction scene supports the first payment system, if the payment state of the user is abnormal, the second payment system is used for carrying out transaction payment, the transaction confirmation system informs the user that the first payment system is abnormal, if the payment state of the user is normal, the first payment system is preferentially used for transaction, if the transaction scene does not support the first payment system, the second payment system is used for carrying out transaction payment after the payment of the transaction is determined, the transaction confirmation system is used for interacting with a deducted fee user, the first payment system is called for payment after the user does not agree, if the payment is failed, the second payment system is called for payment, and if the second payment system is failed, the transaction is failed; or directly calling the second payment system to pay, and if the payment fails, the transaction fails, and the user needs to use other payment channels to complete the transaction.
4. The method according to claim 2, wherein the first payment system refers to a payment function of the ETC, and the first payment system refers to a function of checking a payment state of a transaction through an account associated with the ETC device and the user, and refers to a function of inquiring a state of the current ETC user device, a state of the account associated with the ETC, and the like. The transaction scene, the scene that ETC paid and used can change according to the policy of country, need restrict according to the policy at that time, and partial transaction can not use the payment function of ETC, needs second payment system to accomplish.
5. The method according to claim 2, wherein the second payment system is a system capable of making a non-sensitive payment, and the systems including various non-sensitive payments such as WeChat/Payment treasured/Unionpay are systems capable of making a common transaction, such as a mobile payment system for code scanning payment and card swiping payment, and also are systems capable of making a spot transaction, such as cash, code scanning and change giving.
6. A method of implementing an off-highway privacy-free transaction using an ETC according to claim 2, wherein the transaction confirmation system: the system is responsible for interacting with a user, confirming related information and transaction results, broadcasting welcome information, payment state and other information before transaction, and the user confirms the transaction, including but not limited to broadcasting the amount to be paid before payment of license plate number, payment state and the like, and reminding the user of paying through the standby payment system when the user fails in confirming the payment process of continuing transaction.
7. The method according to claim 6, wherein the user confirms the transaction as: the user can change the state of the payment terminal in some ways to terminate the transaction; or maintaining the normal state of the payment terminal to allow the transaction to continue; the payment terminal comprises a vehicle-mounted ETC terminal, a user card swiping device and other various devices for reporting payment results, if a blocking system exists, the payment terminal is successfully released, and the payment terminal is not released in failure. The broadcast content is not limited to the information of license plate number, money amount, transaction sign and the like, and the cheering information is broadcast after the success.
8. The method according to claim 6, wherein the interaction method includes, but is not limited to, the following: the method comprises the steps that on-site visual display is carried out, such as system on-site auditory broadcast and audio broadcast which can be visually checked by users such as a screen system and a projection system, and manual notification such as a voice broadcast system and manual voice broadcast is carried out, transaction auxiliary personnel inform the users of online notification in various modes such as identification, voice and gestures, online notification of transaction certificates is carried out through APP such as social software, the transaction certificates can be automatically or manually generated through the system, or the transaction auxiliary personnel provide the transaction certificates; or generating a transaction electronic certificate through online or APP, wherein the brain-computer interface: information is transmitted directly into the user's brain through a system that can interact directly with the human brain.
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| CN202010351474.6A CN111563739A (en) | 2020-04-28 | 2020-04-28 | System and method for realizing off-highway secret-free transaction by using ETC (electronic toll Collection) |
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| CN105303630A (en) * | 2015-12-09 | 2016-02-03 | 吴美婵 | Transaction platform based on ETC and MTC combined system |
| CN105303629A (en) * | 2015-12-09 | 2016-02-03 | 吴美婵 | Transaction platform based on ETC system |
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Application publication date: 20200821 |
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