CN110415367A

CN110415367A - Vehicle mobile-payment system and method

Info

Publication number: CN110415367A
Application number: CN201910704227.7A
Authority: CN
Inventors: 李冠彬; 鲁金彪; 李涛; 陆杰文
Original assignee: Industrial and Commercial Bank of China Ltd ICBC
Current assignee: Industrial and Commercial Bank of China Ltd ICBC
Priority date: 2019-07-31
Filing date: 2019-07-31
Publication date: 2019-11-05

Abstract

The present invention provides a kind of vehicle mobile-payment system and method, the system includes vehicle access apparatus, hand-held cashier terminal, certification request accepting server and cash register system background server；The identification of target vehicle information is realized by vehicle access apparatus, and based on this, by increasing, hand-held cashier terminal is identified using RFID electronic label and the identity informations such as car owner's living things feature recognition identify, the validation verification of collocation cash register system background server and certification request accepting server, guarantee that vehicle could initiate to deduct fees automatically in the case where field, a possibility that Car license recognition, recognition of face, RFID electronic label identification are in the presence of misidentifying or being emitted by puppet is avoided, safety of payment grade is effectively improved.

Description

Vehicle mobile-payment system and method

Technical field

The present invention relates to mobile payment field, in particular to a kind of vehicle mobile-payment system and method.

Background technique

ETC (Electronic Toll Collection) no-stop charging system is current road and bridge state-of-the-art in the world Charge method.Vehicle carried electronic label by being mounted in vehicle windscreen and the microwave antenna on the lane charge station ETC Between microwave special short-range communication, backstage settlement process is carried out using Computer Networking and bank, to reach vehicle The purpose of road and bridge expense can be paid by being not required to parking by toll on the road and bridge station.

It is limited to usage scenario limited (being only applicable to the current charge of high speed), installation needs (individual equipment cost of collecting the charges At 200 yuan or so) etc. reasons, ETC in popularization there are certain difficulty, by October, 2018, China overwhelming majority provinces ETC utilization rate sad half, some provinces less than three at.

ETC vehicle identification is unified national standard, and the mode encrypted using hardware mode is one compared to Car license recognition Kind more safe and efficient vehicle identification mode, while its recognition accuracy is by effect of natural conditions such as night, sleet skies, It is more suitable for payment scene.ETC is only used for the current charge of high speed at present, under the background of current ETC user's rapid growth, answers Accelerate research and expand ETC use scope, such as be applied to parking, scene of refueling, consider it from another perspective, expanding ETC makes The enthusiasm that promotion car owner installs and uses ETC is also contributed to range, accelerates to push ETC universal.

Summary of the invention

The purpose of the present invention is to provide a kind of vehicle mobile-payment system and methods, on the basis of the vehicle identifications such as ETC On, by increasing using RFID electronic label identification and car owner's living things feature recognition (such as face, fingerprint) identity information Mode such as realizes parking, refuels at the noninductive payment (deducting fees automatically) under scenes, removes car owner from and uses mobile phone, bank card, existing The operation that gold is paid promotes payment convenience, further expands ETC use scope.

In order to achieve the above object, vehicle mobile-payment system provided by the present invention, specifically includes vehicle access apparatus, hand Hold cashier terminal, certification request accepting server and cash register system background server；The vehicle access apparatus is set to default The inlet and outlet in region obtain the information of vehicles of vehicle and ETC authorization message and generate admission request for when vehicle admission After be sent to the cash register system background server；And when vehicle is left the theatre, obtain the information of vehicles of vehicle and generate from The cash register system background server is sent to after the request of field；The hand-held cashier terminal is applied in predeterminable area, is used for root According to vehicle transaction request acquisition vehicle information of vehicles and current driver identity information, according to the transaction request, The information of vehicles and the identity information generate request of deducting fees, and the request of deducting fees is sent to the cash register system backstage Server；And transaction is completed according to the fee deduction treatment result of cash register system background server feedback；The cash register system Background server is used to be requested to obtain the information of vehicles and the ETC authorization message according to the admission, and the vehicle is believed Breath and the ETC authorization message are sent to the certification request accepting server verifying, accept service according to the certification request The information of vehicles is written in preset vehicle catalogue on the scene the verification result of device feedback；It is obtained according to the request of deducting fees The transaction request, the information of vehicles and the identity information；The identity information is sent to the certification request to accept Server authentication is verified information to described according to what the transaction request and the certification request accepting server were fed back The interlock account information of ETC authorization message carries out fee deduction treatment and feeds back the hand-held cashier terminal fee deduction treatment result；According to The request of leaving the theatre obtains the information of vehicles, is deleted in the vehicle catalogue on the scene according to the information of vehicles corresponding The information of vehicles；The certification request accepting server obtains the ETC authorization letter for parsing the ETC authorization message The registration information registered in breath, the registration information is verified compared with the information of vehicles, and verification result is fed back to institute State cash register system background server；And information of vehicles is obtained according to the vehicle catalogue on the scene, according to the information of vehicles Obtain corresponding user information；The identity information that the cash register system background server uploads is compared with the user information, After comparison passes through, Xiang Suoshu cash register system background server feedback validation passes through information.

In above-mentioned vehicle mobile-payment system, it is preferred that the cash register system background server also includes transaction modules, The transaction modules are used to generate transaction List Table according to the information of vehicles, and the transaction List Table is written in the transaction request In；The information of vehicles is obtained according to the request of leaving the theatre, the corresponding transaction List Table is obtained according to the information of vehicles； Fee deduction treatment is carried out to the interlock account information of the ETC authorization message according to the transaction List Table and the identity information.

In above-mentioned vehicle mobile-payment system, it is preferred that the ETC authorization message is ETC system encryption data, packet Containing information of vehicles, car owner's biological information, Private Banking's account information.

In above-mentioned vehicle mobile-payment system, it is preferred that the vehicle access apparatus also includes timing module, described Timing module passes through preset rules according to the difference between admission and time for competiton for recording vehicle admission and time for competiton Generation is deducted fees request, and the request of deducting fees is sent to the cash register system background server according to the cash register system backstage The fee deduction treatment result of server feedback is completed Parking Fee and is collected.

In above-mentioned vehicle mobile-payment system, it is preferred that the vehicle access apparatus also includes interceptor structure, described Interceptor structure is used for when the information of vehicles is written in preset vehicle catalogue on the scene the cash register system background server Or the vehicle of letting pass when according to the information of vehicles deleting the corresponding information of vehicles in the vehicle catalogue on the scene enters Field is left the theatre.

In above-mentioned vehicle mobile-payment system, it is preferred that the vehicle access apparatus also include induction camera module, Human-computer interaction interface module, sensor module and RSU roadside unit module；The induction camera module is for acquiring vehicle License plate image information；The human-computer interaction interface module is used to carry out human-computer interaction, the human-computer interaction with the car owner of vehicle The parking fee amount of money should be paid with this comprising display license board information, and supplement payment interface is provided, makes user according to the supplement Payment interface carries out supplement payment；The sensor module is used to generate trigger signal and defeated when vehicle reaches designated position Out to the RSU roadside unit module；The RSU roadside unit module with the OBU on board unit installed on vehicle for interacting Vehicle data is obtained, information of vehicles is generated according to the vehicle data and the license plate image information.

In above-mentioned vehicle mobile-payment system, it is preferred that the system also includes mobile phone terminal, the mobile phone terminal The second account information is provided to the hand-held cashier terminal for inputting information according to user；The hand-held cashier terminal is by institute It states the second account information and is uploaded to the cash register system background server；The cash register system background server is according to the friendship Easily request carries out fee deduction treatment to second account information and feeds back the hand-held cashier terminal fee deduction treatment result.

In above-mentioned vehicle mobile-payment system, it is preferred that the mobile phone terminal also includes authorization unit, the authorization Unit is used to deduct fees beyond use to the account information according to the transaction request when the cash register system background server When limit is preset at family, the ETC authorization message for obtaining user's input temporarily unlocks the default limit, after making the cash register system Platform server completes fee deduction treatment.

In above-mentioned vehicle mobile-payment system, it is preferred that the system also includes electronic tag, the electronic tag It is attached at the vehicle predetermined position, for storing the third account information of user preset；The hand-held cashier terminal according to The ETC authorization message that family provides is in acquiring the third account information and be uploaded to the cash register system on the electronic tag Background server；The cash register system background server deducts fees to the third account information according to the transaction request It handles and feeds back the hand-held cashier terminal fee deduction treatment result.

In above-mentioned vehicle mobile-payment system, it is preferred that the hand-held cashier terminal include induction camera unit, RFID electronic label recognition unit, display screen unit and capacitive sensing unit；The induction camera unit is for reading vehicle License plate image information and the current driver of vehicle face information；The electronic label identification unit be used for according to The ETC authorization message that family provides is in the third account for acquiring user preset on the electronic tag for being attached at the vehicle predetermined position Family information；The display screen unit is for showing the amount of money to be deducted fees, initiating to deduct fees and show fee deduction treatment result.It is described Capacitive sensing unit be used to receive the input information of staff, according to input information generation transaction request.

In above-mentioned vehicle mobile-payment system, it is preferred that the cash register system background server is known comprising identity information Other module and module of deducting fees；The identity information identification module is used to obtain the information of vehicles according to admission request With the ETC authorization message, the information of vehicles and the ETC authorization message are sent to the certification request and accept service Device verifying, it is according to the verification result of certification request accepting server feedback that information of vehicles write-in is preset on the scene In vehicle catalogue；The transaction request, the information of vehicles and the identity information are obtained according to the request of deducting fees；And The information of vehicles is obtained according to the request of leaving the theatre, is deleted in the vehicle catalogue on the scene according to the information of vehicles pair The information of vehicles answered；The module of deducting fees accepts service for the identity information to be sent to the certification request Device verifying awards the ETC according to the information that is verified that the transaction request and the certification request accepting server are fed back The interlock account information of power information carries out fee deduction treatment and feeds back the hand-held cashier terminal fee deduction treatment result.

In above-mentioned vehicle mobile-payment system, it is preferred that the certification request accepting server is recognized comprising information of vehicles Demonstrate,prove module and biological information authentication module；The information of vehicles authentication module is obtained for parsing the ETC authorization message The registration information registered in the ETC authorization message, the registration information is verified compared with the information of vehicles, and will test Card result feeds back to the cash register system background server；The biological information authentication module is used for according to described on the scene Vehicle catalogue obtains information of vehicles, obtains corresponding user information according to the information of vehicles；The cash register system backstage is taken The identity information that business device uploads is compared with the user information, and after comparison passes through, Xiang Suoshu cash register system background server is anti- Feedback is verified information.

The present invention also provides a kind of vehicle method of mobile payment, and the method includes: when vehicle passes through predeterminable area admission When, by vehicle access apparatus obtain vehicle information of vehicles and ETC authorization message and generate admission request after be sent to cash register System background server；The cash register system background server obtains the information of vehicles and described according to admission request The information of vehicles and the ETC authorization message are sent to the verifying of certification request accepting server by ETC authorization message；It is described Certification request accepting server parses the ETC authorization message and obtains the registration information registered in the ETC authorization message, will The registration information is verified compared with the information of vehicles, and verification result is fed back to the cash register system background server； According to the verification result preset vehicle catalogue on the scene is written in the information of vehicles by the cash register system background server In；By hold cashier terminal obtain vehicle transaction request, according to the transaction request of vehicle acquire vehicle information of vehicles and The identity information of current driver is deducted fees according to the generation of the transaction request, the information of vehicles and the identity information and is asked It asks, the request of deducting fees is sent to the cash register system background server；The cash register system background server is according to Request of deducting fees obtains the transaction request, the information of vehicles and the identity information, the identity information is sent to described The verifying of certification request accepting server；The certification request accepting server obtains vehicle letter according to the vehicle catalogue on the scene Breath obtains corresponding user information according to the information of vehicles；The identity information that the cash register system background server is uploaded It is compared with the user information, after comparison passes through, Xiang Suoshu cash register system background server feedback validation passes through information；Institute It states cash register system background server and is verified letter according to what the transaction request and the certification request accepting server were fed back It ceases and fee deduction treatment is carried out to the interlock account information of the ETC authorization message and feeds back the hand-held cashier terminal fee deduction treatment As a result；The hand-held cashier terminal completes transaction according to the fee deduction treatment result that the cash register system background server is fed back；When When vehicle is left the theatre by predeterminable area, the information of vehicles of vehicle is obtained by vehicle access apparatus and generation is left the theatre after requesting and sent out It send to the cash register system background server；The cash register system background server is left the theatre according to requests to obtain the vehicle Information, deletes the corresponding information of vehicles in the vehicle catalogue on the scene according to the information of vehicles.

The present invention also provides a kind of vehicle method of mobile payment, and the method includes: when vehicle passes through predeterminable area admission When, by vehicle access apparatus obtain vehicle information of vehicles and ETC authorization message and generate admission request after be sent to cash register System background server；The cash register system background server obtains the information of vehicles and described according to admission request The information of vehicles and the ETC authorization message are sent to the verifying of certification request accepting server by ETC authorization message；It is described Certification request accepting server parses the ETC authorization message and obtains the registration information registered in the ETC authorization message, will The registration information is verified compared with the information of vehicles, and verification result is fed back to the cash register system background server； According to the verification result preset vehicle catalogue on the scene is written in the information of vehicles by the cash register system background server In；By hold cashier terminal obtain vehicle transaction request, according to the transaction request of vehicle acquire vehicle information of vehicles and The identity information of current driver is deducted fees according to the generation of the transaction request, the information of vehicles and the identity information and is asked It asks, the request of deducting fees is sent to the cash register system background server；The cash register system background server is according to Request of deducting fees obtains the transaction request, the information of vehicles and the identity information, the identity information is sent to described The verifying of certification request accepting server；The certification request accepting server obtains vehicle letter according to the vehicle catalogue on the scene Breath obtains corresponding user information according to the information of vehicles；The identity information that the cash register system background server is uploaded It is compared with the user information, after comparison passes through, Xiang Suoshu cash register system background server feedback validation passes through information；Institute It states cash register system background server and transaction List Table is generated according to the information of vehicles, the transaction is written into the transaction request In list and feed back the hand-held cashier terminal fee deduction treatment result；After the hand-held cashier terminal is according to the cash register system The fee deduction treatment result of platform server feedback completes transaction；When vehicle is left the theatre by predeterminable area, pass through vehicle access apparatus It obtains the information of vehicles of vehicle and generation leaves the theatre after requesting and is sent to the cash register system background server；The cash register system Background server is left the theatre according to requests to obtain the information of vehicles, obtains the corresponding friendship according to the information of vehicles Easy list；It is deducted fees according to the transaction List Table and the identity information to the interlock account information of the ETC authorization message It handles and deletes the corresponding information of vehicles in the vehicle catalogue on the scene.

The present invention also provides a kind of computer equipment, including memory, processor and storage on a memory and can located The computer program run on reason device, the processor realize the above method when executing the computer program.

The present invention also provides a kind of computer readable storage medium, the computer-readable recording medium storage has in execution State the computer program of method.

The beneficial technical effect of the present invention lies in: ETC use scope is expanded, the scenes such as parking, oiling is applied to, helps The enthusiasm of ETC is installed and used in promotion car owner, accelerates to push ETC universal.By the safety and antifalsification of ETC, guarantee vehicle Noninductive payment could be initiated in the case where field, and (noninductive payment can be by Car license recognition, recognition of face, RFID electronic label Identification is initiated, but must be based on that ETC vehicle identification is completed, i.e. vehicle is on the scene), avoid Car license recognition, recognition of face, A possibility that RFID electronic label identification has misrecognition or emitted by puppet, effectively improves safety of payment grade.

Detailed description of the invention

The drawings described herein are used to provide a further understanding of the present invention, constitutes part of this application, not Constitute limitation of the invention.In the accompanying drawings:

Figure 1A and Figure 1B is a kind of vehicle mobile-payment system structure chart of the invention；

Fig. 2 is vehicle in and out port structure drawing of device of the invention；

Fig. 3 is human-computer interactive control function structure chart of the invention；

Fig. 4 is hand-held cashier terminal structure chart of the invention；

Fig. 5 is cash register system background server structure chart of the invention；

Fig. 6 is certification request accepting server structure chart of the invention；

Fig. 7 A to Fig. 7 C is a kind of method flow diagram of vehicle mobile payment of the invention.

Specific embodiment

Hereinafter, embodiments of the present invention will be described in detail with reference to the accompanying drawings and examples, how to apply to the present invention whereby Technological means solves technical problem, and the realization process for reaching technical effect can fully understand and implement.It needs to illustrate As long as not constituting conflict, each feature in each embodiment and each embodiment in the present invention can be combined with each other, It is within the scope of the present invention to be formed by technical solution.

In addition, step shown in the flowchart of the accompanying drawings can be in the department of computer science of such as a group of computer-executable instructions It is executed in system, although also, logical order is shown in flow charts, and it in some cases, can be to be different from herein Sequence execute shown or described step.

Please refer to shown in Figure 1A, vehicle mobile-payment system provided by the present invention, specifically comprising vehicle access apparatus, Hand-held cashier terminal, certification request accepting server and cash register system background server；The vehicle access apparatus is set to pre- If the inlet and outlet in region, for when vehicle admission, obtains the information of vehicles of vehicle and ETC authorization message and generate admission and ask The cash register system background server is sent to after asking；And when vehicle is left the theatre, the information of vehicles of vehicle and generation are obtained It leaves the theatre and is sent to the cash register system background server after requesting；The hand-held cashier terminal is applied in predeterminable area, is used for The information of vehicles of vehicle and the identity information of current driver are acquired according to the transaction request of vehicle, are asked according to the transaction Ask, the generation of the information of vehicles and the identity information is deducted fees request, after the request of deducting fees is sent to the cash register system Platform server；And transaction is completed according to the fee deduction treatment result of cash register system background server feedback；The cash register system Background server of uniting is used to be requested to obtain the information of vehicles and the ETC authorization message according to the admission, by the vehicle Information and the ETC authorization message are sent to the certification request accepting server verifying, accept clothes according to the certification request The information of vehicles is written in preset vehicle catalogue on the scene the verification result for device feedback of being engaged in；It is obtained according to the request of deducting fees Obtain the transaction request, the information of vehicles and the identity information；By the identity information be sent to the certification request by Server authentication is managed, is verified information to institute according to what the transaction request and the certification request accepting server were fed back The interlock account information for stating ETC authorization message carries out fee deduction treatment and feeds back the hand-held cashier terminal fee deduction treatment result；Root The information of vehicles is obtained according to the request of leaving the theatre, deletes correspondence in the vehicle catalogue on the scene according to the information of vehicles The information of vehicles；The certification request accepting server obtains the ETC authorization for parsing the ETC authorization message The registration information registered in information, the registration information is verified compared with the information of vehicles, and verification result is fed back to The cash register system background server；And information of vehicles is obtained according to the vehicle catalogue on the scene, believed according to the vehicle Breath obtains corresponding user information；The identity information and the user information ratio that the cash register system background server is uploaded Right, after comparison passes through, Xiang Suoshu cash register system background server feedback validation passes through information.Wherein, the ETC authorization letter Breath is ETC system encryption data, includes information of vehicles, car owner's biological information, Private Banking's account information.It is worth explanation , this system is realized based on ETC vehicle identification, by the safety and antifalsification of ETC, guarantees vehicle in the case where field Could initiate to deduct fees automatically (can be initiated by Car license recognition, recognition of face, RFID electronic label identification, but must be based on complete At ETC vehicle identification, i.e. vehicle is on the scene), Car license recognition, recognition of face, RFID electronic label identification are avoided in the presence of misrecognition Or a possibility that being emitted by puppet, effectively improve safety of payment grade；Before this system, the car owner of target vehicle need to apply pacifying ETC is filled, reserves information of vehicles, car owner's biological information, Private Banking's account information in systems, concrete mode is in hand Machine terminal installation APP client is simultaneously registered, and uploads information of vehicles, car owner's biological information, Private Banking in registration Account information, and in vehicle body designated position (such as on the inside of automobile fuel filler cap) installation RFID electronic label, under special scenes Quickly identification information of vehicles.

In real work, vehicle mobile-payment system provided by the present invention may include vehicle in and out port device, hand-held Cashier terminal, the network equipment (* 2), cash register system background server, certification request accepting server, mobile phone terminal, system are borrowed The OBU on board unit for RSU roadside unit (Road side unit) and the target vehicle installation for helping vehicle in and out port device to install The identification of target vehicle information is realized in (On board unit) interaction, and based on this, uses RFID electronics mark by increasing The mode of label identification and car owner's living things feature recognition (such as face, fingerprint) realizes the noninductive branch under the scenes such as parking, oiling It pays, removes the operation that car owner is paid using mobile phone, bank card, cash from, realize the noninductive payment based on ETC vehicle identification. With this, by the safety and antifalsification of ETC, guarantee that vehicle could initiate to deduct fees automatically that (license plate can be passed through in the case where field Identification, recognition of face, RFID electronic label identification are initiated, but must be based on that ETC vehicle identification is completed, i.e. vehicle is on the scene), A possibility that Car license recognition, recognition of face, RFID electronic label identification are in the presence of misidentifying or being emitted by puppet is avoided, is effectively promoted Safety of payment grade.

It elaborates below with reference to Figure 1B to vehicle mobile-payment system practical application:

As shown in Figure 1B, the vehicle mobile-payment system may include vehicle in and out port device 1, hand-held cashier terminal 2, the network equipment 3, the network equipment 4, cash register system background server 5, certification request accepting server 6, mobile phone terminal 7.

The wherein vehicle in and out port device 1, information of vehicles identification, target vehicle disengaging for target vehicle stop The limitation and clearance in parking lot, and human-computer interaction is carried out by the car owner of human-computer interaction interface module 13 and target vehicle, specifically License board information is shown when marching into the arena and leave the theatre including vehicle, shows that this should pay the parking fee amount of money and initiate automatic when vehicle is left the theatre It deducts fees (based on ETC vehicle identification is completed, i.e. vehicle is on the scene), it is open-minded in the not associated Private Banking's account information of target vehicle Automatically it deducts fees in the case where (or deducting fees unsuccessfully automatically, as Sorry, your ticket has not enough value), guidance customer scans human-computer interaction interface module 13 is opened up The two dimensional code shown is paid the fees.It is detailed in Fig. 2.

The hand-held cashier terminal 2, the car owner for completing target vehicle carry out a certain specific post-consumer branch It pays, including target vehicle information is determined by the induction shooting license plate of camera unit 21, is shot by induction camera unit 21 Face determines target vehicle owner identity information and is mounted on target vehicle by the reading of RFID electronic label recognition unit 22 The RFID electronic label of vehicle body designated position (such as on the inside of automobile fuel filler cap) determines information of vehicles, and in confirmation target vehicle letter Deduct fees automatically (based on ETC vehicle identification is completed, i.e. vehicle is on the scene) is initiated after breath and owner identity information, and in target carriage Not associated Private Banking's account information is opened deduct fees (or deducting fees unsuccessfully automatically, as Sorry, your ticket has not enough value) automatically in the case where, guidance The two dimensional code that customer scans display screen unit 23 is shown is paid the fees.It is detailed in Fig. 4.Wherein, hand-held cashier terminal 2 is supported logical Cross the car owner's finger print information progress owner identity authentification of message for shielding lower fingerprint technique acquisition target vehicle.Hand-held cashier terminal 2 It could be secured to the positions such as refueling nozzle, determine that vehicle is believed by reading the RFID electronic label being mounted on the inside of automobile fuel filler cap It ceases and is associated with initiation and deduct fees automatically, realize rapid refueling.The car owner that hand-held cashier terminal 2 can also scan target vehicle shows Payment code (i.e. using by the mode of sweeping accept payment).

The network equipment 3 is used for vehicle in and out port device 1 and hand-held cashier terminal 2 to cash register system backstage Server 5 sends transaction request (containing information of vehicles and the request of owner identity authentification of message, request of deducting fees) and receives cash register system Network communication processing when the trading processing result that background server 5 returns, while being driven for cash register system background server 5 Display panel module is argued for the sake of arguing and controlled to 1 railing of motor-car doorway device, and to target vehicle car owner display license board information, (vehicle is marched into the arena And when leaving the theatre) and this should pay the parking fee amount of money (when vehicle is left the theatre) network communication processing.

The network equipment 4 receives vehicle in and out port device 1 and hand-held for cash register system background server 5 The transaction request (containing information of vehicles and the request of owner identity authentification of message, request of deducting fees) of cashier terminal 2 and to vehicle in and out port Device 1 and hand-held cashier terminal 2 send the network communication processing (dress of the vehicle in and out port containing driving when trading processing result Set 1 railing and argue for the sake of arguing and control display panel module), and cash register system background service is received for certification request accepting server 6 The net when information of vehicles and owner identity authentification of message of device 5 request and send from authentication result to cash register system background server 5 Network Communication processing, while (APP is logged in, setting user believes for interacting between cash register system background server 5 and mobile phone terminal 7 Setting trading limit, static trading password is arranged etc. in breath) network communication processing.

The cash register system background server 5, for accepting vehicle in and out port device 1 and hand-held cashier terminal 2 The transaction request (containing information of vehicles and the request of owner identity authentification of message, request of deducting fees) of initiation, according to vehicle in and out port device 1 information of vehicles (ETC vehicle identification), the hand-held cashier terminal 2 read reads information of vehicles (the camera vehicle of target vehicle Board identification and RFID electronic label identification) and hand-held cashier terminal 2 read target vehicle car owner's face information (take the photograph As head recognition of face) transaction is verified, and initiate to withhold in the case where being verified and (be known based on ETC vehicle is completed Not, i.e., vehicle is on the scene), open in the not associated Private Banking's account information of target vehicle and deduct fees automatically (or deduct fees unsuccessfully automatically, As Sorry, your ticket has not enough value) in the case where, guide the two dimensional code of customer scans vehicle in and out port device 1 or the displaying of hand-held cashier terminal 2 It pays the fees, for the scene in target vehicle disengaging parking lot, preservation vehicle is being locally registered in cash register system background server 5 Whether information (vehicle is marched into the arena, and then registered vehicle is on the scene, and vehicle is left the theatre, and registered vehicle is absent from the scene) on the scene, for judge could Initiation is deducted fees automatically, and transfers car owner's biological information (associated car owner's face of vehicle in advance according to vehicle information of marching into the arena Information) for authentication of deducting fees automatically, while being also used to that 1 railing of vehicle in and out port device is driven to argue for the sake of arguing and carrying out the limit of vehicle System should pay the parking fee amount of money with letting pass and controlling display panel module display license board information (when vehicle marches into the arena and leaves the theatre) and this (when vehicle is left the theatre).It is detailed in Fig. 5.Wherein, APP setting single transaction limit is logged in mobile phone terminal for the car owner of target vehicle The case where volume, daily trading limit and static trading password, for being more than the transaction of trading limit, cash register system background service Device 5 prompts the car owner of target vehicle to input static trading password by vehicle in and out port device 1 or hand-held cashier terminal 2, Cash register system background server 5 verifies static trading password in payment.

The certification request accepting server 6, the information of vehicles and vehicle initiated for cash register system background server 5 Owner identification authentification of message, the vehicle inventory on the scene specially uploaded according to cash register system background server 5 are transferred raw with car owner Object characteristic information (the associated car owner's face information of vehicle) forms the smaller comparison library of scale (order of magnitude is thousand grades), is sending out It is time-consuming to play bales catch, by the car owner's biological information sent on hand-held cashier terminal 2 (the associated car owner's face information of vehicle) It is compared one by one with the information in comparison library in library, owner identity is quickly confirmed by face information and initiates auto deduction, with And quickly confirmed according to the information of vehicles (license plate image information or RFID electronic label information) sent on hand-held cashier terminal 2 Information of vehicles initiates auto deduction.It is detailed in Fig. 6.

The mobile phone terminal 7 for log in APP, set user information, be arranged trading limit, setting it is static trade it is close Code etc.；Specific example just will no longer illustrate one by one herein in subsequent detailed.

In an embodiment of the present invention, the cash register system background server also includes transaction modules, the transaction modules For generating transaction List Table according to the information of vehicles, the transaction request is written in the transaction List Table；According to it is described from Field request obtains the information of vehicles, obtains the corresponding transaction List Table according to the information of vehicles；It is arranged according to the transaction Table and the identity information carry out fee deduction treatment to the interlock account information of the ETC authorization message.

In above-mentioned vehicle mobile-payment system, it is preferred that the vehicle access apparatus also includes timing module and interception Mechanism, the timing module pass through for recording vehicle admission and time for competiton according to the difference between admission and time for competiton Preset rules generate request of deducting fees, and the request of deducting fees is sent to the cash register system background server according to the cash register The fee deduction treatment result of system background server feedback is completed Parking Fee and is collected.The interceptor structure is used to work as the cash register In institute when the information of vehicles is written in preset vehicle catalogue on the scene system background server or according to the information of vehicles It states to let pass when deleting the corresponding information of vehicles in vehicle catalogue on the scene and the vehicle admission or leave the theatre.Further, vehicle is stated Access apparatus also may include induction camera module, human-computer interaction interface module, sensor module and RSU roadside unit mould Block；The induction camera module is used to acquire the license plate image information of vehicle；The human-computer interaction interface module is used for and vehicle Car owner carry out human-computer interaction, the human-computer interaction include display license board information and this should pay the parking fee amount of money, Yi Jiti For supplement payment interface, user is made to carry out supplement payment according to supplement payment interface；The sensor module is for working as vehicle It generates trigger signal when reaching designated position and exports to the RSU roadside unit module；The RSU roadside unit module Vehicle data is obtained for interacting with the OBU on board unit installed on vehicle, according to the vehicle data and the license plate image Information generates information of vehicles.As shown in Fig. 2, the vehicle in and out port device 1, specifically includes following module: induction camera Module 11, electric railing module 12, human-computer interaction interface module 13, sensor module 14, RSU roadside unit module 15.It is described Induction camera module 11 carry out the auxiliary verifying of ETC information for acquiring the license plate image information of target vehicle.It is described Electric railing module 12, for limit and let pass target vehicle disengaging parking lot.The human-computer interaction interface module 13, For carrying out human-computer interaction with the car owner of target vehicle, display license board information is specifically included, display license board information is specifically included, Show that this should pay the parking fee amount of money, open in the not associated Private Banking's account information of target vehicle and deduct fees automatically (or bales catch Take failure, as Sorry, your ticket has not enough value) in the case where, the two dimensional code that guidance customer scans human-computer interaction interface module 13 is shown is paid Take.It is detailed in Fig. 3.The sensor module 14 reaches designated position for perceiving target vehicle, drives RSU roadside unit mould Block 15 is interacted with the OBU on board unit that target vehicle is installed, and reads information of vehicles.The RSU roadside unit module 15, with The OBU on board unit interaction of target vehicle installation, reads information of vehicles.Wherein, human-computer interaction interface module 13 also includes vehicle The control unit of doorway device 1 is operated for driving equipment, controls disposed of in its entirety process.As shown in figure 3, described is man-machine Interactive interface module 13, specifically includes following module: display screen unit 131, control unit 133, adds capacitive sensing unit 132 Decryption unit 134, communication unit 135.The display screen unit 131, for carrying out man-machine friendship with the car owner of target vehicle Mutually, display license board information is specifically included, shows that this should pay the parking fee amount of money, in the not associated Private Banking account of target vehicle In the case that (or deducting fees unsuccessfully automatically, as Sorry, your ticket has not enough value) is opened and deducted fees automatically to information, customer scans human-computer interaction circle is guided The two dimensional code that face mould block 13 is shown is paid the fees.The capacitive sensing unit 132 is wrapped for receiving the operation of target person It includes and receives target person input (such as interface menu selects).The control unit 133 is operated for driving equipment, control Disposed of in its entirety process.The encryption/decryption element 134 specifically includes encryption and is sent to for carrying out encryption and decryption to communication data packet The communication data packet of cash register system background server 5, and decrypt from the received communication data of cash register system background server 5 Packet.The communication unit 135, for sending communication data packet, and reception cash register system to cash register system background server 5 The data packet that system background server 5 is sent.

In an embodiment of the present invention, the system also includes mobile phone terminal, and the mobile phone terminal is used for defeated according to user Enter information and provides the second account information to the hand-held cashier terminal；The hand-held cashier terminal is by second account information It is uploaded to the cash register system background server；The cash register system background server is according to the transaction request to described Two account informations carry out fee deduction treatment and feed back the hand-held cashier terminal fee deduction treatment result.Wherein, the mobile phone terminal is also Comprising authorization unit, the authorization unit is used for when the cash register system background server according to the transaction request to described When account information is deducted fees beyond user preset limit, the ETC authorization message for obtaining user's input temporarily unlocks described preset Limit makes the cash register system background server complete fee deduction treatment.

In an embodiment of the present invention, the system also includes electronic tag (can be above-mentioned RFID electronic label), institute It states electronic tag and is attached at the vehicle predetermined position, for storing the third account information of user preset；The hand-held cash register The ETC authorization message that terminal is provided according to user is in acquiring the third account information and be uploaded to institute on the electronic tag State cash register system background server；The cash register system background server believes the third account according to the transaction request Breath carries out fee deduction treatment and feeds back the hand-held cashier terminal fee deduction treatment result.

In an embodiment of the present invention, the hand-held cashier terminal includes induction camera unit, RFID electronic label knowledge Other unit, display screen unit and capacitive sensing unit；The induction camera unit is used to read the license plate image letter of vehicle The face information of breath and the current driver of vehicle；The ETC that the electronic label identification unit is used to be provided according to user is authorized Information is in the third account information for acquiring user preset on the electronic tag for being attached at the vehicle predetermined position；Described is aobvious Display screen unit is for showing the amount of money to be deducted fees, initiating to deduct fees and show fee deduction treatment result.The capacitive sensing unit is used In the input information for receiving staff, transaction request is generated according to the input information.In real work, then please refer to Fig. 4 Shown, hand-held cashier terminal 2 specifically includes induction camera unit 21, RFID electronic label recognition unit 22, display screen Unit 23, capacitive sensing unit 24, control unit 25, encryption/decryption element 26, communication unit 27.The induction camera list Member 21, for reading the information of vehicles (camera Car license recognition) of target vehicle, reading car owner's face information of target vehicle (camera recognition of face).Preferably, induction camera unit 21 can be used for scanning the payment code that the car owner of target vehicle shows (accepting payment using by the mode of sweeping).The RFID electronic label recognition unit 22 is mounted on target vehicle for reading The RFID electronic label of vehicle body designated position (such as on the inside of automobile fuel filler cap) determines information of vehicles.The display screen unit 23, For carrying out human-computer interaction with trade company cashier, specifically includes and show the amount of money to be deducted fees, initiates to deduct fees and show result of deducting fees Deng.The capacitive sensing unit 24, for receiving the operation of target person, including reception target person input (such as interface Menu selection etc.).Preferably, the car owner that capacitive sensing unit 24 can be used for target vehicle inputs static trading password.Described Control unit 25, for controlling disposed of in its entirety process.The encryption/decryption element 26, for carrying out plus solving to communication data packet It is close, the communication data packet that encryption is sent to cash register system background server 5 is specifically included, and decryption takes from cash register system backstage The business received communication data packet of device 5.The communication unit 27, for sending communication data to cash register system background server 5 Packet, and receive the data packet that cash register system background server 5 is sent.

In an embodiment of the present invention, the cash register system background server includes identity information identification module and mould of deducting fees Block；The identity information identification module is used to request to obtain the information of vehicles and ETC authorization letter according to the admission The information of vehicles and the ETC authorization message are sent to the certification request accepting server and verified, according to described by breath The information of vehicles is written in preset vehicle catalogue on the scene the verification result of certification request accepting server feedback；According to The request of deducting fees obtains the transaction request, the information of vehicles and the identity information；And it is asked according to described leave the theatre It asks and obtains the information of vehicles, delete the corresponding vehicle letter in the vehicle catalogue on the scene according to the information of vehicles Breath；The module of deducting fees is verified for the identity information to be sent to the certification request accepting server, according to described What transaction request and the certification request accepting server were fed back is verified information to the association account of the ETC authorization message Family information carries out fee deduction treatment and feeds back the hand-held cashier terminal fee deduction treatment result.In real work, as shown in figure 5, institute The cash register system background server 5 stated, specifically includes following module: control module 51, identity information identification module 52, charging Module 53, module of deducting fees 54, railing control module 55, encryption/decryption module 56, communication module 57.The control module 51 is used In control disposed of in its entirety process.The identity information identification module 52, the vehicle for being read according to vehicle in and out port device 1 Information (ETC vehicle identification), hand-held cashier terminal 2 read target vehicle information of vehicles (camera Car license recognition and RFID electronic label identification) and hand-held cashier terminal 2 read target vehicle car owner's face information (camera face know It is not verified), specially initiates certification request to certification request accepting server 6, which is being locally registered preservation simultaneously Vehicle information whether on the scene (vehicle is marched into the arena, and then registered vehicle is on the scene, and vehicle is left the theatre, and registered vehicle is absent from the scene), comprehensive basis Authentication result and vehicle judgement whether on the scene could be initiated to deduct fees automatically, and (certification passes through and vehicle is on the scene, allows to initiate automatic It deducts fees).The accounting module 53, for carrying out charging according to information such as vehicles while passing parking lot information, this volume read-outs. The module 54 of deducting fees, withholds for initiating in the case where target vehicle and owner information are verified, and in target carriage Not associated Private Banking's account information is opened deduct fees (or deducting fees unsuccessfully automatically, as Sorry, your ticket has not enough value) automatically in the case where, accept The two dimensional code payment that client actively initiates.The railing control module 55 passes in and out the scene in parking lot for target vehicle, Driving 1 railing of vehicle in and out port device, which is argued for the sake of arguing, carries out the limitation and clearance of vehicle.The encryption/decryption module 56, for logical Letter data packet carries out encryption and decryption, and it is received logical from vehicle in and out port device 1 and hand-held cashier terminal 2 to specifically include decryption Letter data packet, encryption are sent to 2 communication data packet of vehicle in and out port device 1 and hand-held cashier terminal, encryption is sent to certification and asks It seeks the communication data packet of accepting server 6, decrypt from the received communication data packet of certification request accepting server 6.Described is logical Module 57 is interrogated, for receiving the communication data packet of vehicle in and out port device 1 and the transmission of hand-held cashier terminal 2, going out to vehicle Inlet device 1 and hand-held cashier terminal 2 send communication data packets, send communication data to certification request accepting server 6 Packet receives the communication data packet that certification request accepting server 6 is sent.

In an embodiment of the present invention, the certification request accepting server includes that information of vehicles authentication module and biology are special Reference ceases authentication module；The information of vehicles authentication module obtains the ETC authorization letter for parsing the ETC authorization message The registration information registered in breath, the registration information is verified compared with the information of vehicles, and verification result is fed back to institute State cash register system background server；The biological information authentication module is used to obtain vehicle according to the vehicle catalogue on the scene Information obtains corresponding user information according to the information of vehicles；The identity that the cash register system background server is uploaded Information is compared with the user information, and after comparison passes through, Xiang Suoshu cash register system background server feedback validation passes through letter Breath.As shown in fig. 6, the certification request accepting server 6, specifically includes control module 61, information of vehicles authentication module 62, biological information authentication module 63, encryption/decryption module 64, communication module 65.The control module 61, for controlling Disposed of in its entirety process.The information of vehicles authentication module 62, the information of vehicles for being read according to vehicle in and out port device 1 (ETC vehicle identification), hand-held cashier terminal 2 read information of vehicles (camera Car license recognition and the RFID electricity of target vehicle Subtab identification) information of vehicles certification is carried out, specially according to information of vehicles (the license plate image sent on hand-held cashier terminal 2 Information or RFID electronic label information) quickly confirm information of vehicles.The biological information authentication module 63 is used for hand Car owner's face information (camera recognition of face) progress owner identity authentification of message that formula cashier terminal 2 reads target vehicle is held, The vehicle inventory on the scene specially uploaded according to cash register system background server 5, is transferred and car owner's biological information (vehicle Associated car owner's face information) the smaller comparison library of scale (order of magnitude is thousand grades) is formed, initiating, bales catch is time-consuming, will In library in the car owner's biological information (the associated car owner's face information of vehicle) and comparison library sent on hand-held cashier terminal 2 Information comparison one by one, owner identity is quickly confirmed by face information.Preferably, biological information authentication module 63 It is also based on hand-held cashier terminal 2 and carries out car owner by shielding car owner's finger print information that lower fingerprint technique acquires target vehicle Identity information certification.The encryption/decryption module 64 specifically includes decryption from receipts for carrying out encryption and decryption to communication data packet The received communication data packet of silver-colored system background server 5, encryption are sent to 5 communication data packet of cash register system background server.It is described Communication module 65, for receiving the communication data packet of the transmission of cash register system background server 5, to cash register system background service Device 5 sends communication data packets.

Fig. 7 A is please referred to the present invention also provides a kind of vehicle method of mobile payment, the method includes: S101 is logical when vehicle When crossing predeterminable area admission, the information of vehicles of vehicle is obtained by vehicle access apparatus and ETC authorization message and generates admission and asks Cash register system background server is sent to after asking；Cash register system background server described in S102 requests to obtain according to the admission The information of vehicles and the ETC authorization message are sent to certification request by the information of vehicles and the ETC authorization message Accepting server verifying；Certification request accepting server described in S103 parses the ETC authorization message and obtains the ETC authorization The registration information registered in information, the registration information is verified compared with the information of vehicles, and verification result is fed back to The cash register system background server；Cash register system background server described in S104 is according to the verification result by the vehicle Information is written in preset vehicle catalogue on the scene；S105 obtains the transaction request of vehicle by holding cashier terminal, according to vehicle Transaction request acquisition vehicle information of vehicles and current driver identity information, according to the transaction request, the vehicle Information and identity information generation are deducted fees request, and the request of deducting fees is sent to the cash register system background server； Cash register system background server described in S106 is deducted fees according to requests to obtain the transaction request, the information of vehicles and institute Identity information is stated, the identity information is sent to the certification request accepting server and is verified；Certification request described in S107 by It manages server and information of vehicles is obtained according to the vehicle catalogue on the scene, corresponding user information is obtained according to the information of vehicles； The identity information that the cash register system background server uploads is compared with the user information, after comparison passes through, Xiang Suoshu Cash register system background server feedback validation passes through information；Cash register system background server described in S108 is asked according to the transaction The certification request accepting server feedback of summing is verified information to the interlock account information of the ETC authorization message It carries out fee deduction treatment and feeds back the hand-held cashier terminal fee deduction treatment result；Cashier terminal is held described in S109 according to The fee deduction treatment result of cash register system background server feedback completes transaction；S110 leads to when vehicle is left the theatre by predeterminable area It crosses the information of vehicles of vehicle access apparatus acquisition vehicle and generation leaves the theatre after requesting and is sent to the cash register system background service Device；Cash register system background server described in S111 is left the theatre according to requests to obtain the information of vehicles, is believed according to the vehicle It ceases and deletes the corresponding information of vehicles in the vehicle catalogue on the scene.

It please refers to the present invention also provides a kind of vehicle method of mobile payment described in Fig. 7 B, the method includes: S201 works as vehicle Pass through predeterminable area admission when, by vehicle access apparatus obtain vehicle information of vehicles and ETC authorization message and generate into Cash register system background server is sent to after the request of field；Cash register system background server described in S202 is requested according to the admission The information of vehicles and the ETC authorization message are obtained, the information of vehicles and the ETC authorization message are sent to certification Request accepting server verifying；Certification request accepting server described in S203 parses the ETC authorization message and obtains the ETC The registration information registered in authorization message, the registration information is verified compared with the information of vehicles, and verification result is anti- It is fed to the cash register system background server；Cash register system background server described in S204 will be described according to the verification result Information of vehicles is written in preset vehicle catalogue on the scene；S205 obtains the transaction request of vehicle by holding cashier terminal, according to The information of vehicles of the transaction request acquisition vehicle of vehicle and the identity information of current driver, according to the transaction request, institute It states information of vehicles and the identity information generates request of deducting fees, the request of deducting fees is sent to the cash register system backstage and is taken Business device；Cash register system background server described in S206 is deducted fees according to requests to obtain the transaction request, the information of vehicles With the identity information, the identity information is sent to the certification request accepting server and is verified；Certification described in S207 is asked It asks accepting server to obtain information of vehicles according to the vehicle catalogue on the scene, corresponding user is obtained according to the information of vehicles Information；The identity information that the cash register system background server uploads is compared with the user information, after comparison passes through, Pass through information to the cash register system background server feedback validation；Cash register system background server is according to described in S208 What transaction request and the certification request accepting server were fed back is verified information to the association account of the ETC authorization message Family information carries out fee deduction treatment and feeds back the hand-held cashier terminal fee deduction treatment result；The backstage of cash register system described in S209 takes Device be engaged according to information of vehicles generation transaction List Table, the transaction request is written in the transaction List Table and described in feedback Hand-held cashier terminal fee deduction treatment result；Cashier terminal is held described in S210 to be fed back according to the cash register system background server Fee deduction treatment result complete transaction；S211 obtains vehicle when vehicle is left the theatre by predeterminable area, through vehicle access apparatus Information of vehicles and generation leave the theatre request after be sent to the cash register system background server；The backstage of cash register system described in S212 Server is left the theatre according to requests to obtain the information of vehicles, obtains the corresponding transaction according to the information of vehicles and arranges Table；Fee deduction treatment is carried out to the interlock account information of the ETC authorization message according to the transaction List Table and the identity information And the corresponding information of vehicles is deleted in the vehicle catalogue on the scene.

Certainly, in real work, above-mentioned vehicle method of mobile payment can be as seen in figure 7 c when being embodied:

Step S701: target vehicle enters vehicle in and out port device 1 (marching into the arena), the inductor mould of vehicle in and out port device 1 Block 14 perceives target vehicle and reaches designated position, and human-computer interaction interface module 13, human-computer interaction interface module 13 is notified to drive RSU roadside unit module 15 is interacted with the OBU on board unit that target vehicle is installed reads information of vehicles, driving induction camera Module 11 acquires the license plate image information of target vehicle, and the information being collected into is transferred to cash register system background server 5.

Step S702: after cash register system background server 5 receives information, request certification request accepting server 6 is recognized Card after certification passes through, sends to vehicle in and out port device 1 and instructs, the human-computer interaction interface module 13 of vehicle in and out port device 1 Show that license board information, the electric railing module 12 of vehicle in and out port device 1 drive railing to argue for the sake of arguing, clearance vehicle, system registers vehicle It marches into the arena and (noninductive payment can be used).

Step S703: market cashier initiates transaction, the induction of hand-held cashier terminal 2 using hand-held cashier terminal 2 Car owner's face letter that camera unit 21 reads the information of vehicles (camera Car license recognition) of target vehicle, reads target vehicle It ceases (camera recognition of face), the reading of RFID electronic label recognition unit 22 of hand-held cashier terminal 2 is mounted on target vehicle The RFID electronic label of vehicle body designated position (such as on the inside of automobile fuel filler cap) determines information of vehicles, to cash register system background service Device 5 initiates request of deducting fees.

Step S704: cash register system background server 5 receives deduct fees request after, to certification request accepting server 6 initiate Information of vehicles certification request and owner identity authentification of message request: owner identity authentification of message be specially according to cash register system after The vehicle inventory on the scene that platform server 5 uploads, is transferred and car owner's biological information (the associated car owner's face information of vehicle) shape At a smaller comparison library of scale (order of magnitude is thousand grades), initiating, bales catch is time-consuming, by what is sent on hand-held cashier terminal 2 Car owner's biological information (the associated car owner's face information of vehicle) compares one by one with the information in comparison library in library, passes through Face information quickly confirms owner identity, and information of vehicles certification is specially according to the information of vehicles sent on hand-held cashier terminal 2 (license plate image information or RFID electronic label information) quickly confirms information of vehicles.

Step S705: certification request accepting server 6 is to information of vehicles and owner identity authentification of message by the way that (identification is It opens noninductive payment and can successfully pay).

Step S706: cash register system background server 5 completes the transaction amount sent on charging or hand-held cashier terminal 2 Initiation is withholdd, and transaction is completed.

Step S707: triggering hand-held cashier terminal 2 prompts the payment of customer scans two dimensional code.

Step S708: target vehicle enters vehicle in and out port device 1 (leaving the theatre), the inductor mould of vehicle in and out port device 1 Block 14 perceives target vehicle and reaches designated position, and human-computer interaction interface module 13, human-computer interaction interface module 13 is notified to drive RSU roadside unit module 15 is interacted with the OBU on board unit that target vehicle is installed reads information of vehicles, driving induction camera Module 11 acquires the license plate image information of target vehicle, and the information being collected into is transferred to cash register system background server 5； And system check could initiate unrelated payment.

Step S709: identification has been opened noninductive payment and can successfully have been paid.

Step S710: cash register system background server 5 initiation withhold, complete transaction, vehicle in and out port device 1 it is electronic Railing module 12 drives railing to argue for the sake of arguing, and clearance vehicle, system registered vehicle leaves the theatre (unusable noninductive payment).

Step S711: triggering vehicle in and out port device 1 prompts the payment of customer scans two dimensional code, completes transaction, and vehicle enters and leaves The electric railing module 12 of mouthful device 1 drives railing to argue for the sake of arguing, clearance vehicle, and system registered vehicle is left the theatre (unusable noninductive branch It pays).

It should be understood by those skilled in the art that, the embodiment of the present invention can provide as method, system or computer journey Sequence product.Therefore, complete hardware embodiment, complete software embodiment or combining software and hardware aspects can be used in the present invention The form of embodiment.Moreover, it wherein includes the calculating of computer usable program code that the present invention, which can be used in one or more, The computer program implemented in machine usable storage medium (including but not limited to magnetic disk storage, CD-ROM, optical memory etc.) The form of product.

The present invention be referring to according to the method for the embodiment of the present invention, the process of equipment (system) and computer program product Figure and/or block diagram describe.It should be understood that can be realized by computer program instructions each in flowchart and/or the block diagram The combination of process and/or box in process and/or box and flowchart and/or the block diagram.It can provide these computers Processor of the program instruction to general purpose computer, special purpose computer, Embedded Processor or other programmable data processing devices To generate a machine, so that being generated by the instruction that computer or the processor of other programmable data processing devices execute For realizing the function of being specified in one or more flows of the flowchart and/or one or more blocks of the block diagram Device.

These computer program instructions, which may also be stored in, is able to guide computer or other programmable data processing devices with spy Determine in the computer-readable memory that mode works, so that instruction stored in the computer readable memory generation includes The manufacture of command device, the command device are realized in one box of one or more flows of the flowchart and/or block diagram Or the function of being specified in multiple boxes.

These computer program instructions also can be loaded onto a computer or other programmable data processing device, so that counting Series of operation steps are executed on calculation machine or other programmable devices to generate computer implemented processing, thus in computer Or the instruction executed on other programmable devices is provided for realizing in one or more flows of the flowchart and/or box The step of function of being specified in figure one box or multiple boxes.

Particular embodiments described above has carried out further in detail the purpose of the present invention, technical scheme and beneficial effects It describes in detail bright, it should be understood that the above is only a specific embodiment of the present invention, is not intended to limit the present invention Protection scope, all within the spirits and principles of the present invention, any modification, equivalent substitution, improvement and etc. done should all include Within protection scope of the present invention.

Claims

1. a kind of vehicle mobile-payment system, which is characterized in that the system include vehicle access apparatus, hand-held cashier terminal, Certification request accepting server and cash register system background server；

The vehicle access apparatus is set to the inlet and outlet of predeterminable area, for when vehicle admission, obtaining the vehicle letter of vehicle Breath and ETC authorization message and generate admission request after be sent to the cash register system background server；And when vehicle is left the theatre When, it obtains the information of vehicles of vehicle and generation leaves the theatre after requesting and is sent to the cash register system background server；

The hand-held cashier terminal is applied in predeterminable area, for acquiring the information of vehicles of vehicle according to the transaction request of vehicle With the identity information of current driver, deducted fees according to the generation of the transaction request, the information of vehicles and the identity information Request, is sent to the cash register system background server for the request of deducting fees；And according to the cash register system background service The fee deduction treatment result of device feedback completes transaction；

The cash register system background server is used to request to obtain the information of vehicles and ETC authorization letter according to the admission The information of vehicles and the ETC authorization message are sent to the certification request accepting server and verified, recognized according to described by breath The information of vehicles is written in preset vehicle catalogue on the scene the verification result of card request accepting server feedback；According to described Request of deducting fees obtains the transaction request, the information of vehicles and the identity information；The identity information is sent to described The verifying of certification request accepting server is verified according to what the transaction request and the certification request accepting server were fed back Information carries out fee deduction treatment to the interlock account information of the ETC authorization message and feeds back the hand-held cashier terminal fee deduction treatment As a result；The information of vehicles is obtained according to the request of leaving the theatre, is deleted in the vehicle catalogue on the scene according to the information of vehicles Except the corresponding information of vehicles；

The certification request accepting server is used to parse the ETC authorization message and obtains registration in the ETC authorization message The registration information is verified compared with the information of vehicles, and verification result is fed back to the cash register system by registration information Background server；And information of vehicles is obtained according to the vehicle catalogue on the scene, corresponding use is obtained according to the information of vehicles Family information；The identity information that the cash register system background server uploads is compared with the user information, after comparison passes through, Pass through information to the cash register system background server feedback validation.

2. vehicle mobile-payment system according to claim 1, which is characterized in that the cash register system background server is also Comprising transaction modules, the transaction modules are used to generate transaction List Table according to the information of vehicles, and the transaction request is written In the transaction List Table；The information of vehicles is obtained according to the request of leaving the theatre, corresponding institute is obtained according to the information of vehicles State transaction List Table；The interlock account information of the ETC authorization message is carried out according to the transaction List Table and the identity information Fee deduction treatment.

3. vehicle mobile-payment system according to claim 1, which is characterized in that the ETC authorization message is ETC system Encryption data includes information of vehicles, car owner's biological information, Private Banking's account information.

4. vehicle mobile-payment system according to claim 1, which is characterized in that the vehicle access apparatus also includes meter When module, the timing module is logical according to the difference between admission and time for competiton for recording vehicle admission and time for competiton It crosses preset rules and generates request of deducting fees, the request of deducting fees is sent to the cash register system background server according to the cash register The fee deduction treatment result of system background server feedback is completed Parking Fee and is collected.

5. vehicle mobile-payment system according to claim 4, which is characterized in that the vehicle access apparatus also includes to block Mechanism is cut, the interceptor structure is used to that preset vehicle on the scene to be written in the information of vehicles when the cash register system background server When in catalogue or clearance when deleting the corresponding information of vehicles in the vehicle catalogue on the scene according to the information of vehicles The vehicle admission is left the theatre.

6. vehicle mobile-payment system according to claim 5, which is characterized in that the vehicle access apparatus also includes sense Answer camera module, human-computer interaction interface module, sensor module and RSU roadside unit module；

The induction camera module is used to acquire the license plate image information of vehicle；

The human-computer interaction interface module is used to carry out human-computer interaction with the car owner of vehicle, and the human-computer interaction includes display license plate Information should pay the parking fee amount of money with this, and provide supplement payment interface, make user according to supplement payment interface progress Supplement payment；

The sensor module is used to generate trigger signal when vehicle reaches designated position and export to the RSU roadside unit Module；

The RSU roadside unit module obtains vehicle data for interacting with the OBU on board unit installed on vehicle, according to described Vehicle data and the license plate image information generate information of vehicles.

7. vehicle mobile-payment system according to claim 1, which is characterized in that the system also includes mobile phone terminal, The mobile phone terminal, which is used to input information according to user, provides the second account information to the hand-held cashier terminal；The hand-held receipts Second account information is uploaded to the cash register system background server by silver-colored terminal；The cash register system background server root Fee deduction treatment is carried out to second account information according to the transaction request and feeds back the hand-held cashier terminal fee deduction treatment knot Fruit.

8. vehicle mobile-payment system according to claim 7, which is characterized in that the mobile phone terminal also includes that authorization is single Member, the authorization unit are used to carry out the account information according to the transaction request when the cash register system background server When deducting fees beyond user preset limit, the ETC authorization message for obtaining user's input temporarily unlocks the default limit, makes the receipts Silver-colored system background server completes fee deduction treatment.

9. vehicle mobile-payment system according to claim 1, which is characterized in that the system also includes electronic tag, The electronic tag is attached at the vehicle predetermined position, for storing the third account information of user preset；The hand-held receipts The ETC authorization message that silver-colored terminal is provided according to user is in acquiring the third account information and be uploaded to institute on the electronic tag State cash register system background server；The cash register system background server is according to the transaction request to the third account information It carries out fee deduction treatment and feeds back the hand-held cashier terminal fee deduction treatment result.

10. vehicle mobile-payment system according to claim 9, which is characterized in that the hand-held cashier terminal includes sense Answer camera unit, RFID electronic label recognition unit, display screen unit and capacitive sensing unit；

The induction camera unit is used to read the license plate image information of vehicle and the face letter of the current driver of vehicle Breath；

The electronic label identification unit is used for the ETC authorization message that provides according to user in being attached at the vehicle predetermined position Electronic tag on acquire user preset third account information；

The display screen unit is for showing the amount of money to be deducted fees, initiating to deduct fees and show fee deduction treatment result；

The capacitive sensing unit is used to receive the input information of staff, generates transaction according to the input information and asks It asks.

11. vehicle mobile-payment system according to claim 1, which is characterized in that the cash register system background server Include identity information identification module and module of deducting fees；

The identity information identification module is used to request to obtain the information of vehicles and ETC authorization letter according to the admission The information of vehicles and the ETC authorization message are sent to the certification request accepting server and verified, recognized according to described by breath The information of vehicles is written in preset vehicle catalogue on the scene the verification result of card request accepting server feedback；According to described Request of deducting fees obtains the transaction request, the information of vehicles and the identity information；And it is obtained according to the request of leaving the theatre The information of vehicles deletes the corresponding information of vehicles in the vehicle catalogue on the scene according to the information of vehicles；

The module of deducting fees is verified for the identity information to be sent to the certification request accepting server, according to described What transaction request and the certification request accepting server were fed back is verified information to the interlock account of the ETC authorization message Information carries out fee deduction treatment and feeds back the hand-held cashier terminal fee deduction treatment result.

12. vehicle mobile-payment system according to claim 1, which is characterized in that the certification request accepting server Include information of vehicles authentication module and biological information authentication module；

The information of vehicles authentication module is used to parse the ETC authorization message and obtains the note registered in the ETC authorization message Volume information, the registration information is verified compared with the information of vehicles, and after verification result is fed back to the cash register system Platform server；

The biological information authentication module is used to obtain information of vehicles according to the vehicle catalogue on the scene, according to the vehicle The corresponding user information of information acquisition；The identity information and the user information ratio that the cash register system background server is uploaded Right, after comparison passes through, Xiang Suoshu cash register system background server feedback validation passes through information.

13. a kind of vehicle method of mobile payment, which is characterized in that the method includes:

When vehicle passes through predeterminable area admission, the information of vehicles and ETC authorization message of vehicle are obtained by vehicle access apparatus And cash register system background server is sent to after generating admission request；

The cash register system background server requests to obtain the information of vehicles and the ETC authorization message according to the admission, The information of vehicles and the ETC authorization message are sent to the verifying of certification request accepting server；

The certification request accepting server parses the ETC authorization message and obtains the registration registered in the ETC authorization message Information verifies the registration information compared with the information of vehicles, and verification result is fed back to the cash register system backstage Server；

According to the verification result preset vehicle mesh on the scene is written in the information of vehicles by the cash register system background server In record；

By hold cashier terminal obtain vehicle transaction request, according to the transaction request of vehicle acquire vehicle information of vehicles and The identity information of current driver is deducted fees according to the generation of the transaction request, the information of vehicles and the identity information and is asked It asks, the request of deducting fees is sent to the cash register system background server；

Cash register system background server request of deducting fees according to obtains the transaction request, the information of vehicles and described The identity information is sent to the certification request accepting server and verified by identity information；

The certification request accepting server obtains information of vehicles according to the vehicle catalogue on the scene, is obtained according to the information of vehicles Obtain corresponding user information；The identity information that the cash register system background server uploads is compared with the user information, when After comparison passes through, Xiang Suoshu cash register system background server feedback validation passes through information；

The verifying that the cash register system background server is fed back according to the transaction request and the certification request accepting server It carries out fee deduction treatment by interlock account information of the information to the ETC authorization message and feeds back the hand-held cashier terminal to deduct fees Processing result；

The hand-held cashier terminal completes transaction according to the fee deduction treatment result that the cash register system background server is fed back；

When vehicle is left the theatre by predeterminable area, the information of vehicles of vehicle is obtained by vehicle access apparatus and generation is left the theatre request After be sent to the cash register system background server；

Cash register system background server request of leaving the theatre according to obtains the information of vehicles, according to the information of vehicles in The corresponding information of vehicles is deleted in the vehicle catalogue on the scene.

14. a kind of vehicle method of mobile payment, which is characterized in that the method includes:

The cash register system background server generates transaction List Table according to the information of vehicles, will be described in transaction request write-in In transaction List Table and feed back the hand-held cashier terminal fee deduction treatment result；

The cash register system background server is left the theatre according to requests to obtain the information of vehicles, is obtained according to the information of vehicles Obtain the corresponding transaction List Table；According to the transaction List Table and the identity information to the association account of the ETC authorization message Family information carries out fee deduction treatment and deletes the corresponding information of vehicles in the vehicle catalogue on the scene.

15. a kind of computer equipment including memory, processor and stores the meter that can be run on a memory and on a processor Calculation machine program, which is characterized in that the processor realizes that claim 13 to 14 is any described when executing the computer program Method.

16. a kind of computer readable storage medium, which is characterized in that the computer-readable recording medium storage has perform claim It is required that the computer program of 13 to 14 any the methods.