CN110599309B - Credit assessment refueling management system and method - Google Patents

Credit assessment refueling management system and method Download PDF

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Publication number
CN110599309B
CN110599309B CN201910882817.9A CN201910882817A CN110599309B CN 110599309 B CN110599309 B CN 110599309B CN 201910882817 A CN201910882817 A CN 201910882817A CN 110599309 B CN110599309 B CN 110599309B
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company
refueling
information
credit
payment account
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CN110599309A (en
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慕向洲
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Chongqing Xinyebang Network Technology Co ltd
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Chongqing Xinyebang Network Technology Co ltd
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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/22Payment schemes or models
    • G06Q20/24Credit schemes, i.e. "pay after"
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/42Confirmation, e.g. check or permission by the legal debtor of payment
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00Commerce
    • G06Q30/06Buying, selling or leasing transactions
    • G06Q30/0601Electronic shopping [e-shopping]
    • G06Q30/0609Buyer or seller confidence or verification
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06VIMAGE OR VIDEO RECOGNITION OR UNDERSTANDING
    • G06V20/00Scenes; Scene-specific elements
    • G06V20/50Context or environment of the image
    • G06V20/52Surveillance or monitoring of activities, e.g. for recognising suspicious objects
    • G06V20/54Surveillance or monitoring of activities, e.g. for recognising suspicious objects of traffic, e.g. cars on the road, trains or boats
    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07FCOIN-FREED OR LIKE APPARATUS
    • G07F13/00Coin-freed apparatus for controlling dispensing or fluids, semiliquids or granular material from reservoirs
    • G07F13/02Coin-freed apparatus for controlling dispensing or fluids, semiliquids or granular material from reservoirs by volume
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06VIMAGE OR VIDEO RECOGNITION OR UNDERSTANDING
    • G06V20/00Scenes; Scene-specific elements
    • G06V20/60Type of objects
    • G06V20/62Text, e.g. of license plates, overlay texts or captions on TV images
    • G06V20/625License plates

Abstract

The invention relates to the technical field of refueling payment, in particular to a credit assessment refueling management system and a method, wherein the system is based on the method, the system comprises a vehicle identification device for identifying vehicle license plate information and a payment server, and the payment server comprises the following modules: the device comprises an information receiving module, a credit investigation confirming module, a payment account confirming module, a refueling settlement module and a refueling executing module. The invention solves the problem of inconvenience in refueling payment of the gas station.

Description

Credit assessment refueling management system and method
Technical Field
The invention relates to the technical field of refueling payment, in particular to a credit assessment refueling management system and method.
Background
With the popularization of private cars, it is a daily necessity for a vehicle user to go to a gas station and refuel. The payment of the fueling fee is usually made by the owner directly paying cash, swiping a card or purchasing a fueling card. However, with the continued development of mobile payments, many people are going out and begin to carry no purses. The payment operation process of serial payment such as cash, card swiping or oil card purchasing is tedious and is gradually eliminated or replaced by mobile payment. The reasons are that cash, bank cards, oil filling cards and the like are inconvenient to carry and store, the bank cards and the oil filling cards need to be signed to confirm that the payment operation process is complex, and the payment of a vehicle owner is very inconvenient to use, so that the vehicle owner is not suitable for the vehicle owner requirements at the present stage any more. Among them, the refueling payment of transport vehicle fleets is the most troublesome, and the reason is that the vehicles are many, the oil amount is high, and the traditional payment mode is very inconvenient in the condition of considering safety.
Although mobile payment is very convenient, the mobile payment needs to be matched with intelligent equipment for use. The fact that a user can not make a call and use a mobile phone in a gas station is a well-known safety common knowledge. The AQ 3010 and 2007 gas station operation safety standard implemented in 2008 also defines that the use of mobile phones in gas stations is strictly forbidden. The mobile phone can not be used for paying when the vehicle is refueled to a gas station, so that the safety specification is paid attention, but the experience of the vehicle owner is reduced on the other hand. Therefore, in order to meet the market trend, some gas stations propose a compromise mode, namely a code can be scanned by a mobile phone, but the gas stations have to leave a fueling area and scan the code in an attached convenience store. Although convenient being used for paying the oil charge to a certain extent, the vehicle of motorcade is many, and the person in charge refuels the vehicle of motorcade one by one and supervises in payment process, leads to payment inefficiency to lead to the motorcade to refuel inefficiency, very inconvenient.
Disclosure of Invention
One of the main objectives of the present invention is to provide a credit assessment refueling management system, which solves the problem of inconvenience in refueling payment in a gas station.
In order to achieve the above purpose, the present invention provides a credit evaluation refueling management system, which includes a vehicle identification device for identifying vehicle license plate information, and a payment server, wherein the payment server includes the following modules:
an information receiving module: the license plate information is used for receiving the license plate information identified by the vehicle identification equipment;
and a credit investigation confirmation module: the license plate information inquiry system is used for inquiring the credit investigation information of a motorcade company to which the license plate information belongs and checking the credit investigation information;
the payment account number confirmation module: the system comprises a vehicle fleet company, a vehicle license plate information acquisition and management center and a vehicle license plate information management center, wherein the vehicle fleet company is used for inquiring a payment account number bound with the vehicle license plate information after credit investigation of the vehicle fleet company passes; the payment account is used for paying the refueling expense pre-paid by the fleet company in the server;
and an oiling settlement module: the system comprises a vehicle fleet company, a vehicle license information server, a vehicle license management server and a vehicle license management server, wherein the vehicle fleet company is used for acquiring the vehicle license information of a vehicle fleet and the vehicle fleet information server, inquiring a payment account bound with the vehicle license information, acquiring the vehicle refueling demand of the vehicle fleet company to which the vehicle license information belongs, settling the fuel refueling expense according to the fuel refueling demand, and settling the fuel refueling expense through the payment account;
an oil filling execution module: the oiling machine is controlled to be oiled according to the oiling requirements of the motorcade company to which the oiling machine belongs after oiling settlement.
The working principle and the advantages of the invention are as follows:
1. the information receiving module and the credit investigation confirming module are arranged, and the vehicle belongs to the valuable property of a private person or a company, and the vehicle information is tightly bound with the identity information of an owner, so that the identity information of the owner can be determined through the license plate information, and the method is simple and convenient. In the credit society, the role of credit investigation of individuals and companies is not quite different, and as long as the individuals and the companies make contact, a good credit investigation is required as a precondition. The credit investigation confirming module can inquire the credit investigation information of the motorcade company according to the identity information of the motorcade company, and whether credit payment can be provided for the motorcade company can be simply and conveniently confirmed. The credit payment is to judge whether the pre-payment of the refueling fee can be provided for the motorcade or not in a credit checking mode, so that the purpose of the credit payment is realized.
2. The payment account number confirmation module and the oiling settlement module are arranged, after the credit investigation of the motorcade company is confirmed to be qualified, whether the motorcade company has an account number for credit payment in the payment server side or not is inquired, if yes, the oiling requirement can be obtained, the fee settlement can be rapidly carried out, oiling is carried out, calculation of a general account and then code scanning payment of a third party are not needed, the payment efficiency is low, the oiling efficiency of the motorcade is improved, the payment is carried out in a designated place without getting off, the payment is not needed to be carried out by using intelligent equipment, and the intelligent-equipment-based oiling system is simple and safe. And moreover, a certain payment settlement period can be set by adopting a credit payment mode, all expenses in the settlement period are unified, and the pressure of capital turnover of the motorcade company is reduced.
Further, the payment server further comprises the following modules:
a prompt module: the device is used for displaying the license plate information through the arranged display device after receiving the license plate information and prompting to close the car door and the car window;
the display device is also used for displaying whether the credit investigation information is qualified or not when the credit investigation is confirmed;
the payment account number confirmation device is also used for displaying whether the payment account number exists or not through the display device when the payment account number is confirmed;
and the display device is also used for displaying whether the refueling is finished or not through the display device when the refueling is carried out.
Close door and door window through the suggestion, can let the driver in time close the door window for form confined environment in the car, reduce the threat that uses the cell-phone to cause the external world in the car. And the display prompt of the display device is convenient for the responsible person to know the details of the refueling information.
Further, the credit investigation confirming module also comprises the following modules:
the payment mode recommendation module: the credit investigation module is used for sending prompt information to the prompt module after the credit investigation of the motorcade company to which the credit investigation module belongs fails, and prompting the motorcade company to select other payment modes for payment.
And in the face of the motorcade which is unqualified in credit investigation, the display prompt of the display device prompts to select other payment modes for payment.
Further, the payment account confirmation module further comprises the following modules:
the account establishing authorization module: the license plate information management system is used for acquiring the contact way of the motorcade company according to the license plate information and sending a payment account number to automatically establish authorization information when the license plate information is inquired that the payment account number is not bound;
the payment account establishing module: and the payment account is established according to the license plate information, the identity information of the motorcade company and the credit investigation information of the motorcade company, and the payment account information is sent to the motorcade company.
When the license plate information is inquired to be not bound with the payment account, the payment account can be quickly established for the affiliated fleet company, and the phenomenon that the refueling efficiency of subsequent vehicles is influenced due to long-term waiting when the vehicles of the affiliated fleet company refuel is avoided.
Further, the oiling settlement module also comprises the following modules:
refuel settlement suggestion module: the system comprises a refueling settlement system, a refueling settlement system and a fixed quantity oil quantity accounting system, wherein the refueling settlement system is used for sending settlement information of refueling settlement to a motorcade company according to the contact way of the motorcade company, the settlement information comprises refueling settlement time, place, refueling demand and settlement cost, and the refueling demand comprises oil type, model, pricing oil quantity and quantitative oil quantity.
The motorcade company can conveniently know the oiling details, and disputes caused by the fact that information cannot be transmitted in time are avoided.
The invention also provides a credit assessment refueling management method, and the system based on the method comprises the following steps:
an information acquisition step: recognizing license plate information of a vehicle through vehicle recognition equipment;
an information receiving step: receiving license plate information identified by vehicle identification equipment;
and a credit investigation confirmation step: inquiring credit investigation information of a fleet company to which the license plate information belongs, and checking the credit investigation information;
confirming the payment account number: after credit investigation information of the motorcade company passes the assessment, inquiring a payment account number bound with the license plate information; the payment account is used for paying the refueling expense pre-paid by the fleet company in the server;
and (3) oiling and settlement: after a payment account number bound with the license plate information is inquired, the refueling requirement of a fleet company to which the license plate information belongs is acquired, the refueling expense is settled according to the refueling requirement, and then the refueling expense is settled through the payment account number;
and an oiling execution step: and after the oiling settlement, controlling the oiling machine to carry out oiling according to the oiling requirements of the motorcade company.
1. Due to the fact that the vehicle belongs to the valuable property of a private person or a company, and the vehicle information is tightly bound with the identity information of the owner, the identity information of the owner can be determined through the license plate information, and the information collection module and the credit investigation confirmation module are simple and convenient to use. In the credit society, the role of credit investigation of individuals and companies is not quite different, and as long as the individuals and the companies make contact, a good credit investigation is required as a precondition. The credit investigation confirming module can inquire the credit investigation information of the motorcade company according to the identity information of the motorcade company, and whether credit payment can be provided for the motorcade company can be simply and conveniently confirmed. The credit payment is to judge whether the pre-payment of the refueling fee can be provided for the motorcade or not in a credit checking mode, so that the purpose of the credit payment is realized.
2. The payment account number confirmation module and the oiling settlement module are arranged, after the credit investigation of the motorcade company is confirmed to be qualified, whether the motorcade company has an account number for credit payment in the payment server side or not is inquired, if yes, the oiling requirement can be obtained, the fee settlement can be rapidly carried out, oiling is carried out, calculation of a general account and then code scanning payment of a third party are not needed, the payment efficiency is low, the oiling efficiency of the motorcade is improved, the payment is carried out in a designated place without getting off, the payment is not needed to be carried out by using intelligent equipment, and the intelligent-equipment-based oiling system is simple and safe. And moreover, a certain payment settlement period can be set by adopting a credit payment mode, all expenses in the settlement period are unified, and the pressure of capital turnover of the motorcade company is reduced.
Further, the method also comprises the following steps:
a prompting step: after the license plate information is received, displaying the license plate information through a display device, and prompting to close the car door and the car window;
when the credit investigation is confirmed, whether the credit investigation information is qualified or not is displayed through a display device;
when the payment account is confirmed, displaying whether the payment account exists or not through a display device;
when the oiling is performed, whether the oiling is performed or not is displayed through the display device.
Close door and door window through the suggestion, can let the driver in time close the door window for form confined environment in the car, reduce the threat that uses the cell-phone to cause the external world in the car. And the display prompt of the display device is convenient for the responsible person to know the details of the refueling information.
Further, the credit investigation confirming step also comprises the following steps:
a payment mode recommendation step: and after the credit investigation information assessment of the motorcade company fails, sending prompt information to a prompt module to prompt the motorcade company to select other payment modes for payment.
And in the face of the motorcade which is unqualified in credit investigation, the display prompt of the display device prompts to select other payment modes for payment.
Further, the payment account number confirmation step further includes the steps of:
an account number establishing authorization step: when the license plate information is inquired to be unbound with the payment account, acquiring a contact way of the motorcade company according to the license plate information, and sending the payment account to automatically establish authorization information;
a payment account establishing step: after the authorization information of the fleet company to which the license plate information belongs is obtained, a payment account is established according to the license plate information, the identity information of the fleet company to which the license plate information belongs and credit investigation information, and the payment account information is sent to the fleet company to which the license plate information belongs.
When the license plate information is inquired to be not bound with the payment account, the payment account can be quickly established for the affiliated fleet company, and the phenomenon that the refueling efficiency of subsequent vehicles is influenced due to long-term waiting when the vehicles of the affiliated fleet company refuel is avoided.
Further, the step of filling oil and settling accounts also comprises the following steps:
and (3) refueling settlement prompting step: and sending settlement information of the refueling settlement to the motorcade company according to the contact way of the motorcade company, wherein the settlement information comprises the time, the place, the refueling demand and the settlement cost of the refueling settlement, and the refueling demand comprises the oil type, the model, the pricing oil quantity and the quantitative oil quantity.
The motorcade company can conveniently know the oiling details, and disputes caused by the fact that information cannot be transmitted in time are avoided.
Drawings
Fig. 1 is a logic block diagram of a credit evaluation fueling management system according to an embodiment of the present invention.
Detailed Description
The following is further detailed by way of specific embodiments:
the first embodiment is as follows:
a credit assessment refueling management system, as shown in fig. 1, includes a vehicle identification device for identifying vehicle license plate information, and a payment server, the payment server may adopt an existing server, the payment server includes the following modules:
an information receiving module: the license plate information is used for receiving the license plate information identified by the vehicle identification equipment; the vehicle recognition device employs an image recognition device such as a camera.
And a credit investigation confirmation module: the license plate information inquiry system is used for inquiring the credit investigation information of a motorcade company to which the license plate information belongs and checking the credit investigation information;
the payment account confirming module: the system comprises a vehicle fleet company, a vehicle license plate information acquisition and management center and a vehicle license plate information management center, wherein the vehicle fleet company is used for inquiring a payment account number bound with the vehicle license plate information after credit investigation of the vehicle fleet company passes; the payment account is used for paying the refueling expense pre-paid by the fleet company in the server; and the payment account is not connected with external third-party payment, banks and other financial institutions, and belongs to an independent oiling cost statistical system in a payment server.
The payment account confirmation module further comprises the following two modules:
the account establishing authorization module: the license plate information management system is used for acquiring the contact way of the motorcade company according to the license plate information and sending a payment account number to automatically establish authorization information when the license plate information is inquired that the payment account number is not bound;
the payment account establishing module: and the payment account is established according to the license plate information, the identity information of the motorcade company and the credit investigation information after the authorization information of the motorcade company to which the license plate information belongs is acquired, and the payment account information is sent to the motorcade company to which the license plate information belongs.
And an oiling settlement module: the system comprises a vehicle fleet company, a vehicle license information server, a vehicle license management server and a vehicle license management server, wherein the vehicle fleet company is used for acquiring the vehicle license information of a vehicle fleet and the vehicle fleet information server, inquiring a payment account bound with the vehicle license information, acquiring the vehicle refueling demand of the vehicle fleet company to which the vehicle license information belongs, settling the fuel refueling expense according to the fuel refueling demand, and settling the fuel refueling expense through the payment account; the specific mode for settling the refueling fee by the payment account number is as follows: and (4) counting the total amount of the prepayment of the refueling expense of the motorcade company, wherein the total amount of the prepayment is calculated and counted by adopting a negative value.
An oiling execution module: the oiling machine is controlled to be oiled according to the oiling requirements of the motorcade company to which the oiling machine belongs after oiling settlement.
Refuel settlement suggestion module: the system comprises a plurality of motorcade companies, a settlement information sending module, a fuel filling and settlement module and a fuel quantity control module, wherein the settlement information is used for sending settlement information of fuel filling and settlement to the motorcade companies according to contact ways of the motorcade companies, the settlement information comprises fuel filling and settlement time, place, fuel filling requirement and settlement cost, and the fuel filling requirement comprises oil type, model, pricing fuel quantity and quantitative fuel quantity.
A prompt module: the device is used for displaying the license plate information through the arranged display device after receiving the license plate information and prompting to close the car door and the car window; through suggestion closedown door and door window, can let the driver in time close down the door window for form confined environment in the car, reduce the threat that uses the cell-phone to cause the external world in the car. For example, the payment account automatic establishment authorization information sent by the account establishment authorization module can be safely received in the vehicle.
The credit investigation device is also used for displaying whether credit investigation information is qualified or not through the display device when credit investigation is confirmed;
the payment account number confirmation device is also used for displaying whether the payment account number exists or not through the display device when the payment account number is confirmed;
the payment settlement display device is also used for displaying payment expense detail information through the display device when payment settlement is carried out;
and the display device is also used for displaying whether the refueling is finished or not through the display device when the refueling is carried out.
The payment mode recommendation module: the credit investigation module is used for sending prompt information to the prompt module after the credit investigation of the motorcade company to which the credit investigation module belongs fails, and prompting the motorcade company to select other payment modes for payment. Other payment methods include code scanning payment by a third party, card swiping payment by a bank card, cash payment and the like.
A bill cycle push module: the system is used for setting a time period for the system to count the pre-paid fueling cost of the fleet company, counting the total pre-paid fueling cost of the fleet company in the time period, generating a payment bill, and sending the payment bill to the fleet company according to the contact of the fleet company.
A credit assessment refueling management method is based on the system and comprises the following steps:
an information acquisition step: recognizing license plate information of a vehicle through vehicle recognition equipment; the vehicle recognition device employs an image recognition device such as a camera.
An information receiving step: receiving license plate information identified by vehicle identification equipment;
and a credit investigation confirmation step: inquiring credit investigation information of a fleet company to which the license plate information belongs, and checking the credit investigation information;
confirming the payment account number: inquiring a payment account bound with the license plate information after the credit investigation information of the motorcade company passes the evaluation; the payment account is used for paying the refueling expense pre-paid by the fleet company in the server; and the payment account is not connected with external third party payment, banks and other financial institutions, and belongs to an independent refueling cost statistical system in a payment server.
The payment account number confirmation step further comprises the following two steps:
an account establishing authorization step: when the license plate information is inquired that the payment account is not bound, acquiring a contact way of a motorcade company according to the license plate information, and sending the payment account to automatically establish authorization information;
a payment account establishing step: after the authorization information of the fleet company to which the license plate information belongs is obtained, a payment account is established according to the license plate information, the identity information of the fleet company to which the license plate information belongs and credit investigation information, and the payment account information is sent to the fleet company to which the license plate information belongs.
And (3) oiling and settlement: after a payment account number bound with the license plate information is inquired, the refueling requirement of a fleet company to which the license plate information belongs is acquired, the refueling expense is settled according to the refueling requirement, and then the refueling expense is settled through the payment account number; the specific mode for settling the refueling fee by the payment account number is as follows: and counting the total amount of the prepayment of the refueling cost of the motorcade company, wherein the total amount of the prepayment is calculated and counted by adopting a negative value.
And an oiling execution step: and after the refueling settlement, controlling the refueling machine to refuel according to the refueling requirement of the motorcade company.
A prompting step: after the license plate information is received, displaying the license plate information through a display device, and prompting to close the car door and the car window; close door and door window through the suggestion, can let the driver in time close the door window for form confined environment in the car, reduce the threat that uses the cell-phone to cause the external world in the car. For example, the payment account automatic establishment authorization information sent by the account establishment authorization module can be safely received in the vehicle.
When the credit investigation is confirmed, whether the credit investigation information is qualified or not is displayed through a display device;
when the payment account number is confirmed, displaying whether the payment account number exists or not through a display device;
displaying payment expense detail information through a display device when payment settlement is carried out;
when the oiling is performed, whether the oiling is performed or not is displayed through the display device.
A payment mode recommendation step: and after the credit investigation information assessment of the motorcade company fails, sending prompt information to a prompt module to prompt the motorcade company to select other payment modes for payment.
And (3) refueling settlement prompting step: and sending settlement information of the refueling settlement to the motorcade company according to the contact way of the motorcade company, wherein the settlement information comprises the time, the place, the refueling demand and the settlement cost of the refueling settlement, and the refueling demand comprises the oil type, the model, the pricing oil quantity and the quantitative oil quantity.
The specific implementation mode is as follows:
because the vehicle belongs to the valuable property of a private person or a company, the vehicle information is tightly bound with the identity information of the owner, so that the identity information of the owner can be determined through the license plate information, and the method is simple and convenient. In the credit society, the role of credit investigation of individuals and companies is not quite different, and as long as the individuals and the companies make contact, a good credit investigation is required as a precondition. The credit investigation confirming module can inquire the credit investigation information of the motorcade company according to the identity information of the motorcade company, and whether credit payment can be provided for the motorcade company can be simply and conveniently confirmed. The credit payment is to judge whether the pre-payment of the refueling fee can be provided for the motorcade or not in a credit checking mode, so that the purpose of the credit payment is realized.
After confirming that the motorcade company is qualified in credit investigation, inquiring whether an account number for credit payment exists, if so, after the refueling requirement is obtained, settling the fee and performing refueling quickly without calculating a general ledger and then scanning code payment by a third party, so that the payment efficiency is improved, the refueling efficiency of the motorcade is improved, the vehicle is not required to be sent to a specified place for payment, the intelligent equipment is not required to be used for payment, and the method is simple and safe.
If the payment account number is not available, the payment account number can be quickly established for the motorcade company, and the phenomenon that the oiling efficiency of subsequent vehicles is influenced due to the fact that vehicles of the motorcade company wait for a long time when being oiled is avoided.
And moreover, a certain payment settlement period can be set by adopting a credit payment mode, all expenses in the settlement period are unified, and the pressure of capital turnover of the motorcade company is reduced.
The second embodiment:
the difference between the second embodiment and the first embodiment is that the payment server further comprises the following modules:
and a fee settlement module: the method is used for setting a time node for clearing the refueling charge in the payment account of the motorcade company, and sending a refueling charge clearing bill to the motorcade company according to the contact way of the time node and the company to which the payment account belongs.
Credit acquisition integral point setting module: the method is used for setting a time interval for clearing the refueling expense according to the time node, setting different credit point credits according to the time interval, and binding the credit point credits with a payment account number of a fleet company to which the credit point credits belong.
Setting the time for the motorcade company to settle the bill for finishing the settlement of the refueling expense as the repayment time;
credit assessment integral point specifying module: the credit investigation integration points are used for matching the time intervals with increasing credit investigation integration points in ascending order according to the distance between the time interval of repayment time and the time node, and the increasing proportion of the credit investigation integration points between the adjacent time intervals is the same; if the repayment time is in the time interval, the closer the repayment time is to the time node, the more credit points are awarded to the motorcade company; and if the time interval of the repayment time is farther from the time node, the credit acquisition points with less award to the motorcade company are awarded.
Credit acquisition integral point collection module: the system is used for obtaining repayment time of a bill for settlement of refueling expenses of the motorcade company, judging and analyzing the repayment time according to a time interval, judging and analyzing the repayment time to be located at a specific interval position in the time interval, matching corresponding credit acquisition integral points according to the interval positions, and sending the credit acquisition integral points to a payment account of the motorcade company.
The preference pushing module: and the method is used for setting a fueling preferential policy according to the number of credit investigation integrating points, pushing the preferential policy to the affiliated fleet company and binding the preferential policy with the payment account. The policies include extension of time nodes, car wash benefits, presentation of lubricating oil, discounting of oil prices, and the like. The more the number of credit investigation integration points is, the greater the preferential strength is, the less the number of credit investigation integration points is, the smaller the corresponding preferential strength is. And the fleet company is promoted to pay on time through credit acquisition integrating points and benefits, and a positive feedback effect is formed.
The credit evaluation refueling management method further comprises the following steps of:
and (3) expense settlement step: and setting a time node for finishing the oil charging fee settlement in the payment account, and sending an oil charging fee settlement bill to the affiliated fleet company according to the time node and the contact way of the fleet company to which the payment account belongs.
And a credit acquisition integral point setting step: and setting a time interval for clearing the refueling expense according to the time node, and setting different credit point numbers according to the time interval, wherein the credit point numbers are bound with payment account numbers of the fleet companies.
Setting the time for the affiliated fleet company to settle the bill for finishing the settlement of the refueling expense as the repayment time,
and a credit integration point specifying step: according to the distance between the time interval of repayment time and the time node, credit investigation integrating points are added to the time interval in an ascending order; if the repayment time is in the time interval, the closer the repayment time is to the time node, the more credit points are awarded to the motorcade company; and if the repayment time is in a time interval which is farther away from the time node, the fewer credit points are awarded to the motorcade company.
Collecting credit integration points: and acquiring repayment time of a bill for settling the refueling expense of the motorcade company, judging and analyzing the repayment time according to the time interval, judging and analyzing the repayment time to be positioned at a specific interval position in the time interval, matching corresponding credit acquisition integral points according to the interval position, and sending the credit acquisition integral points to a payment account of the motorcade company.
A preferential pushing step: and setting a preferential policy of refueling according to the number of credit assessment points, pushing the preferential policy to the motorcade company and binding the preferential policy with a payment account. The policies include extension of time nodes, car wash benefits, presentation of lubricating oil, discounting of oil prices, and the like. The more the number of credit investigation integration points is, the greater the preferential strength is, the less the number of credit investigation integration points is, the smaller the corresponding preferential strength is. And the credit acquisition points and the discount promote the motorcade company to repay on time and form the positive feedback function.
The specific implementation mode is as follows:
the credit investigation integrating point is arranged, so that the vehicle owner can pay timely, and bad accounts are avoided. Meanwhile, the credit integration point can bring benefits to the owner, and a positive feedback effect is formed.
The foregoing is merely an example of the present invention, and common general knowledge in the field of known specific structures and characteristics is not described herein in any greater extent than that known in the art at the filing date or prior to the priority date of the application, so that those skilled in the art can now appreciate that all of the above-described techniques in this field and have the ability to apply routine experimentation before this date can be combined with one or more of the present teachings to complete and implement the present invention, and that certain typical known structures or known methods do not pose any impediments to the implementation of the present invention by those skilled in the art. It should be noted that, for those skilled in the art, without departing from the structure of the present invention, several changes and modifications can be made, which should also be regarded as the protection scope of the present invention, and these will not affect the effect of the implementation of the present invention and the practicability of the patent. The scope of the claims of the present application shall be defined by the claims, and the description of the embodiments and the like in the specification shall be used to explain the contents of the claims.

Claims (6)

1. A credit assessment fueling management system, comprising: including the vehicle identification equipment who is used for discerning vehicle license plate information to and the payment service end, the payment service end includes following module:
an information receiving module: the license plate information is used for receiving the license plate information identified by the vehicle identification equipment;
and a credit investigation confirmation module: the license plate information inquiry system is used for inquiring the credit investigation information of a motorcade company to which the license plate information belongs and checking the credit investigation information;
the payment account number confirmation module: the system comprises a vehicle fleet company, a vehicle license plate information acquisition and management center and a vehicle license plate information management center, wherein the vehicle fleet company is used for inquiring a payment account number bound with the vehicle license plate information after credit investigation of the vehicle fleet company passes; the payment account is used for paying the refueling expense pre-paid by the fleet company in the server;
the payment account confirmation module further comprises an account establishment authorization module and a payment account establishment module:
the account number establishing authorization module: the license plate information management system is used for acquiring the contact way of the motorcade company according to the license plate information and sending a payment account number to automatically establish authorization information when the license plate information is inquired that the payment account number is not bound;
the payment account establishing module: the system comprises a license plate information acquisition module, a license plate information acquisition module and a payment account number acquisition module, wherein the license plate information acquisition module is used for acquiring license plate information of a motorcade company to which the license plate information belongs;
and an oiling settlement module: the system comprises a vehicle fleet company, a vehicle license information server, a vehicle license management server and a vehicle license management server, wherein the vehicle fleet company is used for acquiring the vehicle license information of a vehicle fleet and the vehicle fleet information server, inquiring a payment account bound with the vehicle license information, acquiring the vehicle refueling demand of the vehicle fleet company to which the vehicle license information belongs, settling the fuel refueling expense according to the fuel refueling demand, and settling the fuel refueling expense through the payment account;
an oiling execution module: the oiling machine is controlled to refuel according to the refueling requirement of the motorcade company after refueling settlement;
a prompt module: the device is used for displaying the license plate information through the arranged display device after receiving the license plate information and prompting to close the car door and the car window;
the credit investigation device is also used for displaying whether credit investigation information is qualified or not through the display device when credit investigation is confirmed;
the payment account number confirmation device is also used for displaying whether the payment account number exists or not through the display device when the payment account number is confirmed;
the display device is also used for displaying whether the refueling is finished or not through the display device when the refueling is carried out;
the payment server side further comprises the following modules:
the expense settlement module: the system comprises a time node, a payment account and a vehicle charging fee settlement server, wherein the time node is used for setting a time node for finishing the charging fee settlement in a payment account of the motorcade company, and a charging fee settlement bill is sent to the motorcade company according to the time node and a contact way of the company to which the payment account belongs;
credit acquisition integral point setting module: the system is used for setting a time interval for clearing the refuelling expense according to the time node, setting different credit investigation point according to the time interval, and binding the credit investigation point with a payment account number of a motorcade company to which the credit investigation point belongs;
setting the time for the motorcade company to settle the bill for finishing the settlement of the refueling expense as the repayment time;
a credit point specification module: the credit investigation integration points are used for matching the time intervals with increasing credit investigation integration points in ascending order according to the distance between the time interval of repayment time and the time node, and the increasing proportion of the credit investigation integration points between the adjacent time intervals is the same; if the repayment time is in the time interval, the closer the repayment time is to the time node, the more credit points are awarded to the motorcade company; if the repayment time is in a time interval which is farther away from the time node, the credit investigation point which is less rewarded for the motorcade company is awarded;
a credit point collection module: the system comprises a payment counting system, a payment counting system and a payment counting system, wherein the payment counting system is used for acquiring repayment time of a bill for settling refueling expense of a motorcade company, judging and analyzing the repayment time according to a time interval, judging and analyzing the repayment time to be positioned at a specific interval position in the time interval, matching a corresponding credit acquisition integral point according to the interval position, and sending the credit acquisition integral point to a payment account of the motorcade company;
the preference pushing module: the system comprises a credit investigation point server, a credit investigation account server and a payment account server, wherein the credit investigation point server is used for setting a preferential policy of refueling according to the number of credit investigation point points and pushing the preferential policy to a motorcade company and binding the preferential policy with a payment account; the policies comprise prolonging of time nodes, car washing preference, presentation of lubricating oil and discounting of oil price; the more the number of credit investigation integration points is, the greater the preferential strength is, the less the number of credit investigation integration points is, the smaller the corresponding preferential strength is.
2. The credit evaluation fueling management system of claim 1, wherein: the credit investigation confirming module also comprises the following modules:
the payment mode recommendation module: the credit investigation module is used for sending prompt information to the prompt module after the credit investigation of the motorcade company to which the credit investigation module belongs fails, and prompting the motorcade company to select other payment modes for payment.
3. The credit evaluation fueling management system of claim 2, wherein: the refueling settlement module further comprises the following modules:
refuel settlement suggestion module: the system comprises a refueling settlement system, a refueling settlement system and a fixed quantity oil quantity accounting system, wherein the refueling settlement system is used for sending settlement information of refueling settlement to a motorcade company according to the contact way of the motorcade company, the settlement information comprises refueling settlement time, place, refueling demand and settlement cost, and the refueling demand comprises oil type, model, pricing oil quantity and quantitative oil quantity.
4. A credit assessment refueling management method is characterized by comprising the following steps: the method comprises the following steps:
an information acquisition step: recognizing license plate information of a vehicle through vehicle recognition equipment;
an information receiving step: receiving license plate information identified by vehicle identification equipment;
and a credit investigation confirmation step: inquiring credit investigation information of a fleet company to which the license plate information belongs, and checking the credit investigation information;
confirming the payment account number: inquiring a payment account bound with the license plate information after the credit investigation information of the motorcade company passes the evaluation; the payment account is used for paying the refueling expense pre-paid by the fleet company in the server;
the payment account confirmation step further comprises an account establishment authorization step and a payment account establishment step;
an account establishing authorization step: when the license plate information is inquired to be unbound with the payment account, acquiring a contact way of the motorcade company according to the license plate information, and sending the payment account to automatically establish authorization information;
a payment account establishing step: after acquiring authorization information of a fleet company to which license plate information belongs, establishing a payment account according to the license plate information, identity information of the fleet company and credit investigation information, and sending the payment account information to the fleet company to which the license plate information belongs;
and (3) oiling and settlement: after a payment account bound with the license plate information is inquired, the refueling demand of a fleet company to which the license plate information belongs is acquired, the refueling expense is settled according to the refueling demand, and then the refueling expense is settled through the payment account;
and an oiling execution step: after the oiling settlement, controlling the oiling machine to carry out oiling according to the oiling requirements of the motorcade company;
a prompting step: after the license plate information is received, displaying the license plate information through a display device, and prompting to close the car door and the car window;
when the credit investigation is confirmed, whether the credit investigation information is qualified or not is displayed through a display device;
when the payment account is confirmed, displaying whether the payment account exists or not through a display device;
when the refueling is carried out, whether the refueling is carried out is displayed through the display device;
further comprising the steps of:
and (3) expense settlement step: setting a time node for clearing the refueling cost in the payment account, and sending a refueling cost clearing bill to the motorcade company to which the payment account belongs according to the time node and the contact way of the motorcade company to which the payment account belongs;
and a credit acquisition integral point setting step: setting a time interval for clearing the refueling expense according to the time node, and setting different credit point numbers according to the time interval, wherein the credit point numbers are bound with payment account numbers of the fleet companies;
setting the time for the affiliated fleet company to settle the bill for finishing the settlement of the refueling expense as the repayment time,
and a credit point regulation step: according to the distance between the time interval of repayment time and the time node, credit investigation integrating points are added to the time interval in an ascending order; if the repayment time is in the time interval, the closer the repayment time is to the time node, the more credit points are awarded to the motorcade company; if the repayment time is in a time interval which is farther away from the time node, the credit investigation point which is less rewarded for the motorcade company is awarded;
collecting credit integration points: obtaining repayment time of a bill for settling the refuelling expense of the motorcade company, judging and analyzing the repayment time according to a time interval, judging and analyzing the repayment time to be located at a specific interval position in the time interval, matching corresponding credit point according to the interval position, and sending the credit point to a payment account of the motorcade company;
a preferential pushing step: setting a fueling preferential policy according to the number of credit investigation integrating points, pushing the preferential policy to the affiliated fleet company and binding the preferential policy with a payment account; the policies comprise prolonging of time nodes, car washing preference, presentation of lubricating oil and discounting of oil price; the more the number of credit investigation integration points is, the greater the preferential strength is, the less the number of credit investigation integration points is, the smaller the corresponding preferential strength is.
5. The credit evaluation fueling management method of claim 4 wherein: the credit investigation confirming step also comprises the following steps:
a payment mode recommendation step: and after the credit investigation information assessment of the motorcade company fails, sending prompt information to a prompt module to prompt the motorcade company to select other payment modes for payment.
6. The credit evaluation fueling management method of claim 5 wherein: the step of filling oil and settling accounts further comprises the following steps:
and (3) refueling settlement prompting step: and sending settlement information of the refueling settlement to the motorcade company according to the contact way of the motorcade company, wherein the settlement information comprises the time, the place, the refueling demand and the settlement cost of the refueling settlement, and the refueling demand comprises the oil type, the model, the pricing oil quantity and the quantitative oil quantity.
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