CN110782587A - Mobile payment method, system, equipment and storage medium based on charging pile - Google Patents
Mobile payment method, system, equipment and storage medium based on charging pile Download PDFInfo
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- CN110782587A CN110782587A CN201910420592.5A CN201910420592A CN110782587A CN 110782587 A CN110782587 A CN 110782587A CN 201910420592 A CN201910420592 A CN 201910420592A CN 110782587 A CN110782587 A CN 110782587A
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- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F15/00—Coin-freed apparatus with meter-controlled dispensing of liquid, gas or electricity
- G07F15/003—Coin-freed apparatus with meter-controlled dispensing of liquid, gas or electricity for electricity
- G07F15/005—Coin-freed apparatus with meter-controlled dispensing of liquid, gas or electricity for electricity dispensed for the electrical charging of vehicles
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/18—Payment architectures involving self-service terminals [SST], vending machines, kiosks or multimedia terminals
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/327—Short range or proximity payments by means of M-devices
- G06Q20/3274—Short range or proximity payments by means of M-devices using a pictured code, e.g. barcode or QR-code, being displayed on the M-device
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- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F15/00—Coin-freed apparatus with meter-controlled dispensing of liquid, gas or electricity
- G07F15/06—Coin-freed apparatus with meter-controlled dispensing of liquid, gas or electricity with means for prepaying basic charges, e.g. rent for meters
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- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
- G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
- G07F7/10—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
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Abstract
The invention relates to the technical field of charging piles, in particular to a mobile payment method, a system, equipment and a storage medium based on the charging piles, wherein the method comprises the following steps: performing face recognition verification on a user, if the verification is passed, acquiring account information of the user, and freezing a preset amount in a user account; detecting the residual electric quantity and the charging mode of the equipment to be charged of the user, and controlling the charging process according to the determined charging instruction until the charging process is finished; and acquiring the verification information of the user, synchronously deducting the actual amount of money from the user account after receiving a user confirmation signal if the verification is passed, and unfreezing the remaining frozen money. The charging process is safely controlled without pre-charging; the block chain two-dimensional code for direct scanning payment of the charging pile is generated, the safety of data is improved, and the problems that charging is interrupted or refund is difficult and fee deduction is abnormal due to communication quality are avoided.
Description
Technical Field
The invention relates to the technical field of charging piles, in particular to a mobile payment method, a mobile payment system, mobile payment equipment and a storage medium based on the charging piles.
Background
The current society develops rapidly, and energy, internet and mobile communication permeate each field, and the efficiency of doing things improves greatly. With the popularization of new energy automobiles, various charging APPs appear in succession, and the payment mode is the most important of user experience. From traditional cash payment to later card swiping payment to account balance payment within the charging APP.
The payment operation of charging transaction is always a big problem which troubles the unified operation. At present, operators of charging piles in China are in a diversified trend, each charging pile operator has a charging mode, cash or prepaid value cards are mostly adopted, each company issues an independent value card and a charging and collection system, under normal conditions, a user needs to transact a business card of the operator in advance when needing to charge the charging pile under the flag of a certain operator, and if the user does not have the business card issued by the operator, the charging pile under the flag of the operator cannot be charged, so that operation and maintenance companies have great gap, and intercommunication and interoperability cannot be realized.
The operator-dominated centralized platform has high credit investigation cost and a weak credit system, and cannot ensure the credit security of point-to-point direct transaction between a charging pile owner and an electric vehicle owner. Once the central authority is attacked, the data may be lost or tampered with serious consequences. The information is asymmetric due to over centralization, all transaction information of the market is mastered by a central organization, the privacy of a user is difficult to guarantee, and the interests of participants are possibly damaged by using the central authority. Data are dispersed in platforms of different operators to form information islands, and data sharing cannot be realized.
Moreover, most charging APPs support account balance payment, but many users do not want to recharge their money into the charging APP account, and they are more inclined to pay the money by the amount of charging consumption, but the payment mode is realized by establishing a payment order through the APP terminal, but if the charging is not successful, a refund entrance is not provided, the use of the charging pile is limited, and the user experience is poor.
Along with the development of new energy charging industry, the requirements of charging piles in charging stations on communication quality are higher and higher, most of the current charging stations basically rely on a 3G \4G router for data transmission, the 3G and 4G communication has higher requirements on signal quality, charging piles are mostly arranged in outdoor or underground parking lots and have severe environment, and therefore, under the condition that signals of some charging stations are not stable, a user breaks out of network abnormality in the charging process, and after the charging cost of the user exceeds an account balance limit value, the system cannot control the power failure of the charging piles to carry out charge settlement in time, and certain electric quantity and economic loss are caused to charging pile operators.
Disclosure of Invention
Aiming at the defects of the prior art, the invention provides a mobile payment method, a system, equipment and a storage medium based on a charging pile, which are used for solving the problems of information isolated island, information leakage and abnormal charging caused by communication quality, and the like caused by pre-charging value, refund difficulty, centralization and the like in the prior art, and the specific scheme is as follows:
in a first aspect, the invention provides a mobile payment method based on a charging pile, which comprises the following steps:
performing face recognition verification on a user, if the verification is passed, acquiring account information of the user, and freezing a preset amount in a user account;
detecting the residual electric quantity and the charging mode of the equipment to be charged of the user, and controlling the charging process according to the determined charging instruction until the charging process is finished;
and acquiring the verification information of the user, synchronously deducting the actual amount of money from the user account after receiving a user confirmation signal if the verification is passed, and unfreezing the remaining frozen money.
Preferably, the charging process is controlled according to the determined charging instruction, and the method includes:
when the charging expense of the account information is greater than the upper limit of consumption, determining that the charging pile controls the charging instruction which is executed on the equipment to be charged to be the charging ending instruction; or the like, or, alternatively,
under the condition that the electric quantity of the equipment to be charged is detected to be full, determining that the charging pile controls the equipment to be charged to execute a charging instruction for finishing charging; or the like, or, alternatively,
and under the condition of receiving a charging mode instruction for finishing charging, which is sent by a user through a client, determining that the charging pile controls the device to be charged to execute a charging instruction for finishing charging.
Preferably, the charging process is controlled according to the determined charging instruction, and the method includes:
when the charging expense of the account information is less than the upper limit of consumption, determining a charging instruction for controlling the charging pile to perform charging on the equipment to be charged; or the like, or, alternatively,
and under the condition that the electric quantity of the equipment to be charged is not full, determining a charging instruction for controlling the equipment to be charged by the charging pile.
Preferably, before the obtaining of the authentication information of the user, the method further includes:
the charging pile packages the charging requirement and the charging amount into blocks, and broadcasts the blocks in a block chain where the blocks are located, so that an operator obtains corresponding amount from a transaction platform based on the charging amount in the blocks; and the composition nodes of the block chain comprise charging piles operated by a plurality of operators, the operators and equipment to be charged.
Preferably, the user confirmation signal includes:
the operator receives the blocks broadcasted in the block chain and subjected to the consensus check;
the operator obtains corresponding money from the transaction platform based on the charging money in the block and forwards the corresponding money to the client;
the client outputs a two-dimensional payment dimensional code after receiving the amount indication;
correspondingly, the method synchronously deducts the actual amount from the user account, and comprises the following steps: and the charging pile scans the two-dimensional payment code on the client and synchronously deducts the actual amount from the user account.
Preferably, the method further comprises:
and if the verification fails, prompting the user to pay in other modes, and unfreezing the pre-frozen preset amount after the payment is successful.
In a second aspect, the present invention provides a mobile payment system for a charging pile, the system comprising:
the identification acquisition module is used for carrying out face identification verification on the user, acquiring account information of the user if the verification is passed, and freezing a preset amount in the user account;
the charging detection module is used for detecting the residual electric quantity and the charging mode of the equipment to be charged of the user and controlling the charging process until the charging process is finished according to the determined charging instruction;
and the verification payment module is used for acquiring the verification information of the user, synchronously deducting the actual amount from the user account after receiving the user confirmation signal if the verification is passed, and unfreezing the rest frozen money.
In a third aspect, the present invention provides a mobile payment device based on a charging pile, the device comprising:
the communication bus is used for realizing the connection communication between the processor and the memory;
a memory for storing a computer program;
a processor for executing the computer program to implement the steps of:
performing face recognition verification on a user, if the verification is passed, acquiring account information of the user, and freezing a preset amount in a user account;
detecting the residual electric quantity and the charging mode of the equipment to be charged of the user, and controlling the charging process according to the determined charging instruction until the charging process is finished;
and acquiring the verification information of the user, synchronously deducting the actual amount of money from the user account after receiving a user confirmation signal if the verification is passed, and unfreezing the remaining frozen money.
In a fourth aspect, the present invention provides a computer readable storage medium having stored thereon a computer program which, when executed by a processor, implements the method of the first aspect described above.
Has the advantages that: according to the mobile payment method, the system, the equipment and the storage medium based on the charging pile, disclosed by the invention, the charging process is safely controlled according to the information such as the user account information subjected to face verification, the allowance of the charging equipment and the like; the decentralized recharging transaction mode avoids the problems of information isolated islands and information leakage caused by the need of pre-recharging and centralization in the prior art, avoids the problems of difficult charging interruption or refund, abnormal deduction and the like caused by communication quality, and avoids the risk that the block is integrally damaged under the conditions of potential downtime, operation failure and the like, and can acquire synchronous data from other normally-operated block chain nodes even if the risk exists, so that a user end can safely and immediately generate a two-dimensional code for the charging pile to directly scan and pay in the payment process; the data security is improved; due to the anti-tampering characteristic of the blockchain, any party cannot tamper the stored data in the blockchain privately, so that the safety of the stored data is effectively guaranteed.
Drawings
In order to more clearly illustrate the technical solutions in the embodiments of the present invention, the drawings needed to be used in the description of the embodiments are briefly introduced below, it is obvious that the drawings in the following description are only some embodiments of the present invention, the embodiments in the drawings do not constitute any limitation to the present invention, and for those skilled in the art, other drawings can be obtained according to the drawings without creative efforts.
Fig. 1 is a schematic flow chart of an embodiment of a mobile payment method based on a charging pile according to the invention.
Fig. 2 is a process diagram of an embodiment of the mobile payment method based on the charging pile.
Fig. 3 is a schematic structural diagram of an embodiment of the mobile payment system based on the charging pile.
Fig. 4 is a schematic structural diagram of an embodiment of the mobile payment device based on the charging pile.
Detailed Description
The technical solution of the present invention will be further described in detail with reference to the accompanying drawings and embodiments, which are preferred embodiments of the present invention. It is to be understood that the described embodiments are merely a subset of the embodiments of the invention, and not all embodiments; it should be noted that the embodiments and features of the embodiments may be combined with each other without conflict. All other embodiments, which can be derived by a person skilled in the art from the embodiments given herein without making any creative effort, shall fall within the protection scope of the present invention.
The main idea of the technical scheme of the embodiment of the invention is as follows: performing face recognition verification on a user, if the verification is passed, acquiring account information of the user, and freezing a preset amount in a user account; detecting the residual electric quantity and the charging mode of the equipment to be charged of the user, and controlling the charging process according to the determined charging instruction until the charging process is finished; and acquiring the verification information of the user, synchronously deducting the actual amount of money from the user account after receiving a user confirmation signal if the verification is passed, and unfreezing the remaining frozen money.
In order to better understand the technical solutions, the technical solutions will be described in detail below with reference to the drawings and specific embodiments.
Example one
An embodiment of the present invention provides a mobile payment method based on a charging pile, which specifically includes the following steps, as shown in fig. 1:
and S101, the charging pile performs face recognition verification on the user, and if the user passes the verification, the account information of the user is acquired, and a preset amount is frozen in the user account.
The charging pile is a charging device fixed on the ground or on the wall, is generally installed in public buildings such as public buildings, shopping malls, public parking lots, residential quarter parking lots or charging stations, and can charge various types of electric vehicles according to different voltage levels. The charging vehicle owner or the user can set up operations such as corresponding charging mode, charging time on the human-computer interaction operation interface that fills the electric pile and provide, and the display screen that fills the electric pile can show data such as charge volume, expense, charging time.
In this embodiment, fill electric pile and be equipped with the camera for to being in and filling the electric vehicle car owner or the user that charge in the preceding preset distance of electric pile and carry out the image shooting. Specifically, when the charging pile detects the operation of triggering face recognition, a first face image recognition result of a vehicle owner of the charging vehicle is obtained, namely the charging pile can obtain a shot face image through the camera, and obtain a recognition result. The face image recognition result refers to a recognition result of an image shot by identity recognition verification of a charging vehicle owner through the charging pile before charging operation of the charging pile is performed, after the charging pile obtains the face image recognition result of the charging vehicle owner, whether the charging pile is connected with a corresponding vehicle is detected, and when the charging pile detects that the corresponding vehicle is connected, the charging pile enters a charging preparation state or a chargeable state.
A face recognition process: traversing the Euclidean distance matching degree between the face image data and the face sample data to identify the face image, more specifically, searching the face sample data with the minimum distance to the face image, and judging whether the minimum distance between the face image data and all the face sample data is greater than a set threshold value, if so, determining that the identification result of the face image data is a matching object, and if not, determining that no identification result exists.
The distance between the face image data and all the face sample data may be calculated by first extracting texture features such as a gabor feature or an LBP (Local binary pattern) of the face image data to be recognized and all the face sample data, and then calculating a distance between the face image data to be recognized and all the face sample data, such as a euclidean distance. The greater the distance is, the smaller the similarity between the face image data to be recognized and all the face sample data is, and the smaller the distance is, the greater the similarity between the face image data to be recognized and all the face sample data is; in addition, the distances between the face image data to be recognized and all the face sample data may also be represented by cosine similarity, where the larger the cosine similarity is, the larger the similarity between the face image data to be recognized and all the face sample data is, and the smaller the cosine similarity is, the smaller the similarity between the face image data to be recognized and all the face sample data is.
And S102, detecting the residual electric quantity and the charging mode of the equipment to be charged of the user by the charging pile, and controlling the charging process according to the determined charging instruction until the charging process is finished.
In an optional embodiment, the remaining capacity and the charging mode of the device to be charged by the user are detected, and the charging process is controlled according to the determined charging instruction: when the charging expense of the account information is greater than the upper limit of consumption, determining that the charging pile controls the charging instruction which is executed on the equipment to be charged to be the charging ending instruction; or, under the condition that the electric quantity of the equipment to be charged is detected to be full, determining that the charging pile controls the equipment to be charged to execute a charging instruction for finishing charging; or, under the condition that a charging mode instruction for finishing charging sent by a user through a client is received, determining that the charging pile controls the charging instruction for finishing charging to the device to be charged until the charging is finished.
In another optional embodiment, the remaining capacity and the charging mode of the device to be charged by the user are detected, and the charging process is controlled according to the determined charging instruction: when the charging expense of the account information is less than the upper limit of consumption, determining a charging instruction for controlling the charging pile to perform charging on the equipment to be charged; or determining a charging instruction for controlling the charging of the equipment to be charged by the charging pile under the condition that the electric quantity of the equipment to be charged is not full, and ending the charging instruction.
Step S103, the charging pile acquires the verification information of the user, and synchronously deducts the actual amount from the user account after receiving a user confirmation signal if the verification is passed, and unfreezes the rest frozen money; and if the verification fails, prompting the user to pay in other modes, and unfreezing the pre-frozen preset amount after the payment is successful.
Specifically, after the face recognition verification is passed, obtaining user information of the face for verification, prompting a user to input password information when the user information verification is passed, verifying whether the password information input by the user is correct, deducting charging cost from the cost of a preset amount which is frozen in advance in a user account when the password information input by the user is correct, unfreezing the rest frozen money, prompting the user to pay in other ways when the input password information is wrong, and unfreezing the cost of the preset amount which is frozen in advance after the payment is successful; and when the face identification information is not verified, prompting the user to pay in other modes, and unfreezing the pre-frozen preset amount after successful payment.
Example two
An embodiment of the present invention provides a mobile payment method based on a charging pile, as shown in fig. 2, the method specifically includes the following steps:
step S201, the charging pile performs face recognition verification on the user, and if the user passes the face recognition verification, the account information of the user is acquired, and a preset amount is frozen in the user account.
The charging pile is a charging device fixed on the ground or on the wall, is generally installed in public buildings such as public buildings, shopping malls, public parking lots, residential quarter parking lots or charging stations, and can charge various types of electric vehicles according to different voltage levels. The charging vehicle owner or the user can set up operations such as corresponding charging mode, charging time on the human-computer interaction operation interface that fills the electric pile and provide, and the display screen that fills the electric pile can show data such as charge volume, expense, charging time.
In this embodiment, fill electric pile and be equipped with the camera for to being in and filling the electric vehicle car owner or the user that charge in the preceding preset distance of electric pile and carry out the image shooting. Specifically, when the charging pile detects the operation of triggering face recognition, a first face image recognition result of a vehicle owner of the charging vehicle is obtained, namely the charging pile can obtain a shot face image through the camera, and obtain a recognition result. The face image recognition result refers to a recognition result of an image shot by identity recognition verification of a charging vehicle owner through the charging pile before charging operation of the charging pile is performed, after the charging pile obtains the face image recognition result of the charging vehicle owner, whether the charging pile is connected with a corresponding vehicle is detected, and when the charging pile detects that the corresponding vehicle is connected, the charging pile enters a charging preparation state or a chargeable state.
A face recognition process: traversing the Euclidean distance matching degree between the face image data and the face sample data to identify the face image, more specifically, searching the face sample data with the minimum distance to the face image, and judging whether the minimum distance between the face image data and all the face sample data is greater than a set threshold value, if so, determining that the identification result of the face image data is a matching object, and if not, determining that no identification result exists.
The distance between the face image data and all the face sample data may be calculated by first extracting texture features such as a gabor feature or an LBP (Local binary pattern) of the face image data to be recognized and all the face sample data, and then calculating a distance between the face image data to be recognized and all the face sample data, such as a euclidean distance. The greater the distance is, the smaller the similarity between the face image data to be recognized and all the face sample data is, and the smaller the distance is, the greater the similarity between the face image data to be recognized and all the face sample data is; in addition, the distances between the face image data to be recognized and all the face sample data may also be represented by cosine similarity, where the larger the cosine similarity is, the larger the similarity between the face image data to be recognized and all the face sample data is, and the smaller the cosine similarity is, the smaller the similarity between the face image data to be recognized and all the face sample data is.
And S202, detecting the residual electric quantity and the charging mode of the equipment to be charged of the user by the charging pile, and controlling the charging process according to the determined charging instruction until the charging process is finished.
In an optional embodiment, the remaining capacity and the charging mode of the device to be charged by the user are detected, and the charging process is controlled according to the determined charging instruction: when the charging expense of the account information is greater than the upper limit of consumption, determining that the charging pile controls the charging instruction which is executed on the equipment to be charged to be the charging ending instruction; or, under the condition that the electric quantity of the equipment to be charged is detected to be full, determining that the charging pile controls the equipment to be charged to execute a charging instruction for finishing charging; or, under the condition that a charging mode instruction for finishing charging sent by a user through a client is received, determining that the charging pile controls the charging instruction for finishing charging to the device to be charged until the charging is finished.
In another optional embodiment, the remaining capacity and the charging mode of the device to be charged by the user are detected, and the charging process is controlled according to the determined charging instruction: when the charging expense of the account information is less than the upper limit of consumption, determining a charging instruction for controlling the charging pile to perform charging on the equipment to be charged; or determining a charging instruction for controlling the charging of the equipment to be charged by the charging pile under the condition that the electric quantity of the equipment to be charged is not full, and ending the charging instruction.
Step S203, the charging pile packages the charging requirement and the charging amount into a block, and broadcasts the block in a block chain where the block is located, so that an operator obtains corresponding amount from a transaction platform based on the charging amount in the block; and the composition nodes of the block chain comprise charging piles operated by a plurality of operators, the operators and equipment to be charged.
Wherein the process of the user confirmation signal comprises: the operator receives the blocks broadcasted in the block chain and subjected to the consensus check; the operator obtains corresponding money from the transaction platform based on the charging money in the block and forwards the corresponding money to the client; the client outputs a two-dimensional payment dimensional code after receiving the amount indication;
correspondingly, the process of synchronously deducting the actual amount from the user account comprises the following steps: and the scanning gun of the charging pile scans the two-dimensional payment code on the client and synchronously deducts the actual amount from the user account.
Step S204, the charging pile acquires the verification information of the user, and synchronously deducts the actual amount from the user account after receiving the user confirmation signal if the verification is passed, and unfreezes the rest frozen money; and if the verification fails, prompting the user to pay in other modes, and unfreezing the pre-frozen preset amount after the payment is successful.
Specifically, after the face recognition verification and the block chain consensus pass, acquiring user information of the face for verification, prompting a user to input password information when the user information verification passes, verifying whether the password information input by the user is correct, deducting charging cost from the cost of a preset amount pre-frozen in a user account when the password information input by the user is correct, unfreezing the rest frozen money, prompting the user to pay in other ways when the input password information is wrong, and unfreezing the cost of the preset amount pre-frozen after the payment is successful; and when the face identification information is not verified, prompting the user to pay in other modes, and unfreezing the pre-frozen preset amount after successful payment.
EXAMPLE III
An embodiment of the present invention provides a mobile payment system based on a charging pile, as shown in fig. 3, the mobile payment system specifically includes the following modules:
the identification acquisition module is used for carrying out face identification verification on the user, acquiring account information of the user if the verification is passed, and freezing a preset amount in the user account;
the charging detection module is used for detecting the residual electric quantity and the charging mode of the equipment to be charged of the user and controlling the charging process until the charging process is finished according to the determined charging instruction;
and the verification payment module is used for acquiring the verification information of the user, synchronously deducting the actual amount from the user account after receiving the user confirmation signal if the verification is passed, and unfreezing the rest frozen money.
Example four
An embodiment of the present invention provides a mobile payment device based on a charging pile, as shown in fig. 4, the mobile payment device may specifically include the following modules:
the communication bus is used for realizing the connection communication between the processor and the memory;
a memory for storing a computer program; the memory may comprise high-speed RAM memory and may also comprise non-volatile memory, such as at least one disk memory. The memory may optionally comprise at least one memory device.
A processor for executing the computer program to implement the steps of:
step S301, the charging pile performs face recognition verification on the user, and if the user passes the face recognition verification, the account information of the user is acquired, and a preset amount is frozen in the user account.
The charging pile is a charging device fixed on the ground or on the wall, is generally installed in public buildings such as public buildings, shopping malls, public parking lots, residential quarter parking lots or charging stations, and can charge various types of electric vehicles according to different voltage levels. The charging vehicle owner or the user can set up operations such as corresponding charging mode, charging time on the human-computer interaction operation interface that fills the electric pile and provide, and the display screen that fills the electric pile can show data such as charge volume, expense, charging time.
In this embodiment, fill electric pile and be equipped with the camera for to being in and filling the electric vehicle car owner or the user that charge in the preceding preset distance of electric pile and carry out the image shooting. Specifically, when the charging pile detects the operation of triggering face recognition, a first face image recognition result of a vehicle owner of the charging vehicle is obtained, namely the charging pile can obtain a shot face image through the camera, and obtain a recognition result. The face image recognition result refers to a recognition result of an image shot by identity recognition verification of a charging vehicle owner through the charging pile before charging operation of the charging pile is performed, after the charging pile obtains the face image recognition result of the charging vehicle owner, whether the charging pile is connected with a corresponding vehicle is detected, and when the charging pile detects that the corresponding vehicle is connected, the charging pile enters a charging preparation state or a chargeable state.
A face recognition process: traversing the Euclidean distance matching degree between the face image data and the face sample data to identify the face image, more specifically, searching the face sample data with the minimum distance to the face image, and judging whether the minimum distance between the face image data and all the face sample data is greater than a set threshold value, if so, determining that the identification result of the face image data is a matching object, and if not, determining that no identification result exists.
The distance between the face image data and all the face sample data may be calculated by first extracting texture features such as a gabor feature or an LBP (Local binary pattern) of the face image data to be recognized and all the face sample data, and then calculating a distance between the face image data to be recognized and all the face sample data, such as a euclidean distance. The greater the distance is, the smaller the similarity between the face image data to be recognized and all the face sample data is, and the smaller the distance is, the greater the similarity between the face image data to be recognized and all the face sample data is; in addition, the distances between the face image data to be recognized and all the face sample data may also be represented by cosine similarity, where the larger the cosine similarity is, the larger the similarity between the face image data to be recognized and all the face sample data is, and the smaller the cosine similarity is, the smaller the similarity between the face image data to be recognized and all the face sample data is.
And step S302, detecting the residual electric quantity and the charging mode of the equipment to be charged of the user by the charging pile, and controlling the charging process according to the determined charging instruction until the charging process is finished.
In an optional embodiment, the remaining capacity and the charging mode of the device to be charged by the user are detected, and the charging process is controlled according to the determined charging instruction: when the charging expense of the account information is greater than the upper limit of consumption, determining that the charging pile controls the charging instruction which is executed on the equipment to be charged to be the charging ending instruction; or, under the condition that the electric quantity of the equipment to be charged is detected to be full, determining that the charging pile controls the equipment to be charged to execute a charging instruction for finishing charging; or, under the condition that a charging mode instruction for finishing charging sent by a user through a client is received, determining that the charging pile controls the charging instruction for finishing charging to the device to be charged until the charging is finished.
In another optional embodiment, the remaining capacity and the charging mode of the device to be charged by the user are detected, and the charging process is controlled according to the determined charging instruction: when the charging expense of the account information is less than the upper limit of consumption, determining a charging instruction for controlling the charging pile to perform charging on the equipment to be charged; or determining a charging instruction for controlling the charging of the equipment to be charged by the charging pile under the condition that the electric quantity of the equipment to be charged is not full, and ending the charging instruction.
Step S303, the charging pile packages the charging requirement and the charging amount into a block, and broadcasts the block in a block chain where the block is located, so that an operator obtains corresponding amount from a transaction platform based on the charging amount in the block; and the composition nodes of the block chain comprise charging piles operated by a plurality of operators, the operators and equipment to be charged.
Wherein the process of the user confirmation signal comprises: the operator receives the blocks broadcasted in the block chain and subjected to the consensus check; the operator obtains corresponding money from the transaction platform based on the charging money in the block and forwards the corresponding money to the client; the client outputs a two-dimensional payment dimensional code after receiving the amount indication;
correspondingly, the process of synchronously deducting the actual amount from the user account comprises the following steps: and the scanning gun of the charging pile scans the two-dimensional payment code on the client and synchronously deducts the actual amount from the user account.
Step S304, the charging pile acquires the verification information of the user, and synchronously deducts the actual amount from the user account after receiving the user confirmation signal if the verification is passed, and unfreezes the rest frozen money; and if the verification fails, prompting the user to pay in other modes, and unfreezing the pre-frozen preset amount after the payment is successful.
Specifically, after the face recognition verification and the block chain consensus pass, acquiring user information of the face for verification, prompting a user to input password information when the user information verification passes, verifying whether the password information input by the user is correct, deducting charging cost from the cost of a preset amount pre-frozen in a user account when the password information input by the user is correct, unfreezing the rest frozen money, prompting the user to pay in other ways when the input password information is wrong, and unfreezing the cost of the preset amount pre-frozen after the payment is successful; and when the face identification information is not verified, prompting the user to pay in other modes, and unfreezing the pre-frozen preset amount after successful payment.
The processor in this embodiment may be an integrated circuit chip having signal processing capabilities. In implementation, the steps of the above method may be performed by integrated logic circuits of hardware in a processor or instructions in the form of software. The processor described above may be a general purpose processor, a Digital Signal Processor (DSP), an Application Specific Integrated Circuit (ASIC), an off-the-shelf programmable gate array (FPGA) or other programmable logic device, discrete gate or transistor logic, discrete hardware components. The various methods, steps and logic blocks disclosed in the embodiments of the present invention may be implemented or performed. The processor may be a microprocessor or the processor may be any conventional processor or the like. The steps of a method disclosed in connection with the embodiments of the present invention may be directly implemented by a hardware processor, or may be implemented by a combination of hardware and software modules in the processor. The software module may be located in ram, flash memory, rom, prom, or eprom, registers, etc. storage media as is well known in the art. The storage medium is located in a memory, and a processor reads information in the memory and completes the steps of the method in combination with hardware of the processor.
EXAMPLE five
An embodiment of the present invention provides a computer-readable storage medium, on which a computer program is stored, which, when executed by a processor, implements the charging-pile-based mobile payment method described above.
In summary, according to the mobile payment method, the system, the device and the storage medium based on the charging pile provided by the embodiment of the invention, the charging process is safely controlled according to the information of the user account information subjected to face verification, the allowance of the charging device and the like; the decentralized recharging transaction mode avoids the problems of information isolated islands and information leakage caused by the need of pre-recharging and centralization in the prior art, avoids the problems of difficult charging interruption or refund, abnormal deduction and the like caused by communication quality, and avoids the risk that the block is integrally damaged under the conditions of potential downtime, operation failure and the like, and can acquire synchronous data from other normally-operated block chain nodes even if the risk exists, so that a user end can safely and immediately generate a two-dimensional code for the charging pile to directly scan and pay in the payment process; the data security is improved; due to the anti-tampering characteristic of the blockchain, any party cannot tamper the stored data in the blockchain privately, so that the safety of the stored data is effectively guaranteed.
It should be noted that, for simplicity of description, the above-mentioned method embodiments are described as a series of acts or combination of acts, but those skilled in the art will recognize that the present invention is not limited by the order of acts, as some steps may occur in other orders or concurrently in accordance with the invention. Further, those skilled in the art should also appreciate that the embodiments described in the specification are exemplary embodiments and that the acts and modules illustrated are not necessarily required to practice the invention.
The above embodiments may be implemented in whole or in part by software, hardware, firmware, or any combination thereof. When implemented in software, the above-described embodiments may be implemented in whole or in part in the form of a computer program product. The computer program product includes one or more computer instructions. The procedures or functions described in accordance with the embodiments of the present application are generated in whole or in part when the computer program instructions are loaded or executed on a computer. The computer may be a general purpose computer, a special purpose computer, a network of computers, or other programmable device. The computer instructions may be stored on a computer readable storage medium or transmitted from one computer readable storage medium to another computer readable storage medium, for example, the computer instructions may be transmitted from one website, computer, server, or data center to another website, computer, server, or data center by wire (e.g., infrared, wireless, microwave, etc.). The computer-readable storage medium can be any available medium that can be accessed by a computer or a data storage device such as a server, data center, etc. that contains one or more collections of available media. The available media may be magnetic media (e.g., floppy disks, hard disks, tapes), optical media (e.g., DVDs), or semiconductor media. The semiconductor medium may be a solid state disk.
Those of ordinary skill in the art will appreciate that the various illustrative elements and algorithm steps described in connection with the embodiments disclosed herein may be implemented as electronic hardware or combinations of computer software and electronic hardware. Whether such functionality is implemented as hardware or software depends upon the particular application and design constraints imposed on the implementation. Skilled artisans may implement the described functionality in varying ways for each particular application, but such implementation decisions should not be interpreted as causing a departure from the scope of the present application.
In the foregoing embodiments, the descriptions of the respective embodiments have respective emphasis, and for parts that are not described in detail in a certain embodiment, reference may be made to related descriptions of other embodiments.
It is clear to those skilled in the art that, for convenience and brevity of description, the specific working processes of the above-described systems, apparatuses and units may refer to the corresponding processes in the foregoing method embodiments, and are not described herein again.
In the embodiments provided in the present invention, it should be understood that the disclosed system, apparatus and method may be implemented in other ways. For example, the above-described apparatus embodiments are merely illustrative, and for example, the division of the units is only one logical division, and other divisions may be realized in practice, for example, a plurality of units or components may be combined or integrated into another system, or some features may be omitted, or not executed. In addition, the shown or discussed mutual coupling or direct coupling or communication connection may be an indirect coupling or communication connection through some interfaces, devices or units, and may be in an electrical, mechanical or other form.
The units described as separate parts may or may not be physically separate, and parts displayed as units may or may not be physical units, may be located in one place, or may be distributed on a plurality of network units. Some or all of the units can be selected according to actual needs to achieve the purpose of the solution of the embodiment.
In addition, functional units in the embodiments of the present invention may be integrated into one processing unit, or each unit may exist alone physically, or two or more units are integrated into one unit. The integrated unit can be realized in a form of hardware, and can also be realized in a form of a software functional unit.
The integrated unit, if implemented in the form of a software functional unit and sold or used as a stand-alone product, may be stored in a computer readable storage medium. Based on such understanding, the technical solution of the present invention may be embodied in the form of a software product, which is stored in a storage medium and includes instructions for causing a computer device (which may be a personal computer, a server, or a network device) to execute all or part of the steps of the method according to the embodiments of the present invention. And the aforementioned storage medium includes: various media capable of storing program codes, such as a usb disk, a removable hard disk, a read-only memory (ROM), a Random Access Memory (RAM), a magnetic disk, or an optical disk.
The present invention has been described with reference to flowchart illustrations and/or block diagrams of methods, apparatus (devices) and computer program products according to embodiments of the invention. It will be understood that each flow and/or block of the flow diagrams and/or block diagrams, and combinations of flows and/or blocks in the flow diagrams and/or block diagrams, can be implemented by computer program instructions. These computer program instructions may be provided to a processor of a general purpose computer, special purpose computer, embedded processor, or other programmable data processing apparatus to produce a machine, such that the instructions, which execute via the processor of the computer or other programmable data processing apparatus, create means for implementing the functions specified in the flowchart flow or flows and/or block diagram block or blocks.
These computer program instructions may also be stored in a computer-readable memory that can direct a computer or other programmable data processing apparatus to function in a particular manner, such that the instructions stored in the computer-readable memory produce an article of manufacture including instruction means which implement the function specified in the flowchart flow or flows and/or block diagram block or blocks.
These computer program instructions may also be loaded onto a computer or other programmable data processing apparatus to cause a series of operational steps to be performed on the computer or other programmable apparatus to produce a computer implemented process such that the instructions which execute on the computer or other programmable apparatus provide steps for implementing the functions specified in the flowchart flow or flows and/or block diagram block or blocks.
It is noted that, herein, relational terms such as first and second, and the like may be used solely to distinguish one entity or action from another entity or action without necessarily requiring or implying any actual such relationship or order between such entities or actions. Also, the terms "comprises," "comprising," or any other variation thereof, are intended to cover a non-exclusive inclusion, such that a process, method, article, or apparatus that comprises a list of elements does not include only those elements but may include other elements not expressly listed or inherent to such process, method, article, or apparatus. Without further limitation, an element defined by the phrase "comprising an … …" does not exclude the presence of other identical elements in a process, method, article, or apparatus that comprises the element.
Finally, it should be noted that: the above embodiments are only used to illustrate the technical solution of the present invention, and not to limit the same; while the invention has been described in detail and with reference to the foregoing embodiments, it will be understood by those skilled in the art that: the technical solutions described in the foregoing embodiments may still be modified, or some or all of the technical features may be equivalently replaced; and the modifications or the substitutions do not make the essence of the corresponding technical solutions depart from the scope of the technical solutions of the embodiments of the present invention.
Claims (9)
1. A mobile payment method based on a charging pile is characterized by comprising the following steps:
performing face recognition verification on a user, if the verification is passed, acquiring account information of the user, and freezing a preset amount in a user account;
detecting the residual electric quantity and the charging mode of the equipment to be charged of the user, and controlling the charging process according to the determined charging instruction until the charging process is finished;
and acquiring the verification information of the user, synchronously deducting the actual amount of money from the user account after receiving a user confirmation signal if the verification is passed, and unfreezing the remaining frozen money.
2. The method of claim 1, wherein the controlling of the charging process is based on the determined charging instructions, the method comprising:
when the charging expense of the account information is greater than the upper limit of consumption, determining that the charging pile controls the charging instruction which is executed on the equipment to be charged to be the charging ending instruction; or the like, or, alternatively,
under the condition that the electric quantity of the equipment to be charged is detected to be full, determining that the charging pile controls the equipment to be charged to execute a charging instruction for finishing charging; or the like, or, alternatively,
and under the condition of receiving a charging mode instruction for finishing charging, which is sent by a user through a client, determining that the charging pile controls the device to be charged to execute a charging instruction for finishing charging.
3. The method of claim 1, wherein the controlling of the charging process is based on the determined charging instructions, the method comprising:
when the charging expense of the account information is less than the upper limit of consumption, determining a charging instruction for controlling the charging pile to perform charging on the equipment to be charged; or the like, or, alternatively,
and under the condition that the electric quantity of the equipment to be charged is not full, determining a charging instruction for controlling the equipment to be charged by the charging pile.
4. The method of any of claims 1-3, wherein prior to said obtaining authentication information of the user, the method further comprises:
the charging pile packages the charging requirement and the charging amount into blocks, and broadcasts the blocks in a block chain where the blocks are located, so that an operator obtains corresponding amount from a transaction platform based on the charging amount in the blocks; and the composition nodes of the block chain comprise charging piles operated by a plurality of operators, the operators and equipment to be charged.
5. The method of claim 4, wherein the user confirmation signal comprises:
the operator receives the blocks broadcasted in the block chain and subjected to the consensus check;
the operator obtains corresponding money from the transaction platform based on the charging money in the block and forwards the corresponding money to the client;
the client outputs a two-dimensional payment dimensional code after receiving the amount indication;
correspondingly, the method synchronously deducts the actual amount from the user account, and comprises the following steps: and the charging pile scans the two-dimensional payment code on the client and synchronously deducts the actual amount from the user account.
6. The method of any one of claims 1, 2, 3, or 5, further comprising:
and if the verification fails, prompting the user to pay in other modes, and unfreezing the pre-frozen preset amount after the payment is successful.
7. A mobile payment system based on a charging pile, the system comprising:
the identification acquisition module is used for carrying out face identification verification on the user, acquiring account information of the user if the verification is passed, and freezing a preset amount in the user account;
the charging detection module is used for detecting the residual electric quantity and the charging mode of the equipment to be charged of the user and controlling the charging process until the charging process is finished according to the determined charging instruction;
and the verification payment module is used for acquiring the verification information of the user, synchronously deducting the actual amount from the user account after receiving the user confirmation signal if the verification is passed, and unfreezing the rest frozen money.
8. A mobile payment device based on a charging pile, the device comprising:
the communication bus is used for realizing the connection communication between the processor and the memory;
a memory for storing a computer program;
a processor for executing the computer program to implement the steps of:
performing face recognition verification on a user, if the verification is passed, acquiring account information of the user, and freezing a preset amount in a user account;
detecting the residual electric quantity and the charging mode of the equipment to be charged of the user, and controlling the charging process according to the determined charging instruction until the charging process is finished;
and acquiring the verification information of the user, synchronously deducting the actual amount of money from the user account after receiving a user confirmation signal if the verification is passed, and unfreezing the remaining frozen money.
9. A computer-readable storage medium, on which a computer program is stored, which, when being executed by a processor, carries out the method according to any one of claims 1-6.
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