CN109947848A - Card method and apparatus are deposited based on block chain - Google Patents
Card method and apparatus are deposited based on block chain Download PDFInfo
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- CN109947848A CN109947848A CN201910089223.2A CN201910089223A CN109947848A CN 109947848 A CN109947848 A CN 109947848A CN 201910089223 A CN201910089223 A CN 201910089223A CN 109947848 A CN109947848 A CN 109947848A
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- block chain
- node device
- business provider
- resolution
- insuring
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06F—ELECTRIC DIGITAL DATA PROCESSING
- G06F16/00—Information retrieval; Database structures therefor; File system structures therefor
- G06F16/20—Information retrieval; Database structures therefor; File system structures therefor of structured data, e.g. relational data
- G06F16/27—Replication, distribution or synchronisation of data between databases or within a distributed database system; Distributed database system architectures therefor
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q30/00—Commerce
- G06Q30/06—Buying, selling or leasing transactions
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/08—Insurance
Abstract
One or more embodiments of this specification provide it is a kind of card method and apparatus are deposited based on block chain, applied to the block catenary system including business provider node device and insurance service side's node device；The described method includes: insurance service side's node device obtains the target service order information that the business provider node device is sent from the distributed data base of the block chain；Certificate transactions of insuring are generated based on target declaration form content, wherein the target declaration form content is based on the target service order information and generates；The certificate transactions of insuring are sent to the distributed data base of the block chain, so that the certificate transactions of insuring are included by after the node device common recognition verifying of the block chain in the distributed data base of the block chain.
Description
Technical field
This specification is related to technical field of data processing more particularly to a kind of deposits card method and apparatus based on block chain.
Background technique
Block chain technology is also referred to as distributed account book technology, is that one kind is participated in " remembering jointly by several calculating equipment
Account ", the emerging technology of common a complete distributed data base of maintenance.Since block chain technology has decentralization, openly
Transparent, every calculating equipment can participate in data-base recording and respectively calculate that data synchronization can be rapidly performed by between equipment
Characteristic so that block chain technology is widely applied in numerous fields.
Summary of the invention
In view of this, this specification one or more embodiment provide it is a kind of card method is deposited based on block chain, application
In the block catenary system including business provider node device and insurance service side's node device；The described method includes:
Insurance service side's node device obtains the business provider from the distributed data base of the block chain
The target service order information that node device is sent；
Certificate transactions of insuring are generated based on target declaration form content, wherein the target declaration form content is based on the target industry
Business order information and generate；
The certificate transactions of insuring are sent to the distributed data base of the block chain, so that the certificate transactions of insuring
After the node device common recognition verifying of the block chain, it is included in the distributed data base of the block chain.
It is described that certificate transactions of insuring are generated based on target declaration form content, wherein described in the another embodiment shown
Target declaration form content is based on the target service order information and generates, and sends the block chain for the certificate transactions of insuring
Distributed data base so that it is described insure certificate transactions by the block chain node device common recognition verifying after, be included in
The distributed data base of the block chain, comprising:
Call the intelligent contract of first be deployed on the block chain, execute the described first intelligent contract statement insure with
Card transaction generates logic, generates certificate transactions of insuring based on target declaration form content, wherein the target declaration form content is based on described
Target service order information and generate；So that the certificate transactions of insuring are included in the distributed data base of the block chain
In.
In the another embodiment shown, the voucher of insuring includes the perhaps described target declaration form in the target declaration form
The Hash digest of content.
In the another embodiment shown, the method, further includes:
The Claims Resolution application that the business provider node device is sent is obtained from the distributed data base of the block chain
Information；
It is that the business provider executes Claims Resolution based on the Claims Resolution application information.
It is described that reason is executed for the business provider based on the Claims Resolution application information in the another embodiment shown
It pays for, comprising:
The intelligent contract of second be deployed on the block chain is called, the Claims Resolution for executing the described second intelligent contract statement is held
Row logic executes Claims Resolution for the business provider.
It is described to execute Claims Resolution for the business provider in the another embodiment shown, comprising:
Claims Resolution result voucher is generated, so that the Claims Resolution result voucher is included in the distributed data base of the block chain
In.
It is described to execute Claims Resolution for the business provider in the another embodiment shown, comprising:
Golden money transfer transactions of settling a claim are initiated to the business provider node device.
In the another embodiment shown, the block chain is alliance's chain；The business provider node device and guarantor
Dangerous service side's node device is allied member's node device of alliance's chain.
In the another embodiment shown, the business provider is financing lease service organization.
Correspondingly, this specification additionally provide it is a kind of card device is deposited based on block chain, be applied to include business provider
The block catenary system of node device and insurance service side's node device；Described device includes:
Acquiring unit, for obtaining the business provider node device hair from the distributed data base of the block chain
The target service order information sent；
Generation unit, for generating certificate transactions of insuring based on target declaration form content, wherein the target declaration form content base
It is generated in the target service order information；
Transmission unit, for sending the certificate transactions of insuring to the distributed data base of the block chain, so that institute
Certificate transactions of insuring are stated by after the node device common recognition verifying of the block chain, are included in the distributed data of the block chain
Library.
In the another embodiment shown, the generation unit and transmission unit are further used for:
Call the intelligent contract of first be deployed on the block chain, execute the described first intelligent contract statement insure with
Card transaction generates logic, generates certificate transactions of insuring based on target declaration form content, wherein the target declaration form content is based on described
Target service order information and generate；So that the certificate transactions of insuring are included in the distributed data base of the block chain
In.
In the another embodiment shown, the voucher of insuring includes the perhaps described target declaration form in the target declaration form
The Hash digest of content.
In the another embodiment shown, the acquiring unit is further used for the distributed number from the block chain
The Claims Resolution application information sent according to the business provider node device is obtained on library；
Described device further includes execution unit, for being that the business provider executes reason based on the Claims Resolution application information
It pays for.
In the another embodiment shown, the execution unit is further used for:
The intelligent contract of second be deployed on the block chain is called, the Claims Resolution for executing the described second intelligent contract statement is held
Row logic executes Claims Resolution for the business provider.
It is described to execute Claims Resolution for the business provider in the another embodiment shown, comprising:
Claims Resolution result voucher is generated, so that the Claims Resolution result voucher is included in the distributed data base of the block chain
In.
It is described to execute Claims Resolution for the business provider in the another embodiment shown, comprising:
Golden money transfer transactions of settling a claim are initiated to the business provider node device.
In the another embodiment shown, the block chain is alliance's chain；The business provider node device and guarantor
Dangerous service side's node device is allied member's node device of alliance's chain.
In the another embodiment shown, the business provider is financing lease service organization.
Correspondingly, this specification also proposed a kind of computer equipment, comprising: memory and processor；The memory
On be stored with can by processor run computer program；When the processor runs the computer program, above-mentioned the is executed
Card method is deposited based on block chain performed by tripartite's payment services node device.
This specification additionally provides a kind of computer readable storage medium, is stored thereon with computer program, the calculating
When machine program is run by processor, executes and card side is deposited based on block chain performed by above-mentioned Third-party payment service node device
Method.
By above technical scheme as it can be seen that this specification offer deposits card method and device based on block chain, business is mentioned
Supplier's terminal device and insurance service terminal are set as the node device of block chain, the distributed data base based on block chain technology
Memory mechanism will deposit card in the distributed data base of block chain based on the voucher of insuring that target service order information generates, by
The node device of block catenary system safeguards that real-time perfoming is synchronous jointly, and all records can recall；Moreover, being total to based on block chain
Knowledge mechanism, above-mentioned target service order information and voucher of insuring will not be tampered after the supply, thus ensure that it is above-mentioned insure with
The authenticity and safety of card, to be calculated based on above-mentioned from target service order to the judicial evidence collection for voucher progress of insuring or Claims Resolution
Etc. other applications provide effective data basis.
Detailed description of the invention
Fig. 1 is the flow diagram for depositing card method based on block chain shown in an embodiment provided by this specification；
Fig. 2 is the schematic diagram for depositing card device based on block chain that an embodiment provided by this specification provides；
Fig. 3 is a kind of hardware structure diagram for depositing card device embodiment based on block chain provided by operation this specification.
Specific embodiment
Example embodiments are described in detail here, and the example is illustrated in the accompanying drawings.Following description is related to
When attached drawing, unless otherwise indicated, the same numbers in different drawings indicate the same or similar elements.Following exemplary embodiment
Described in embodiment do not represent all embodiments consistent with this specification one or more embodiment.Phase
Instead, they are only some aspects phases with the one or more embodiments of as detailed in the attached claim, this specification
The example of consistent device and method.
It should be understood that the sequence that might not show and describe according to this specification in other embodiments executes
The step of correlation method.In some other embodiments, step included by method can than described in this specification more
It is more or less.In addition, single step described in this specification, may be broken down into other embodiments multiple steps into
Row description；And multiple steps described in this specification, it may also be merged into single step progress in other embodiments
Description.
The plurality of target type of service that insurance service mechanism can provide for multiple business provider provides insurance service, insures
Service organization will usually insure relevant target service data information and information of insuring is stored in the server of itself, for core
Factoring is paid for or the third-party institution (such as judiciary) investigates and collects evidence.
To prevent the server of insurance service mechanism itself from data tampering convenience or any third party occurs by malicious attack
Mechanism (such as judiciary) is investigated or is collected evidence to the insurance service content of insurance service mechanism, one provided by this specification
Embodiment illustrate it is a kind of card method is deposited based on block chain, as shown in Figure 1, this method be applied to include business provider node
The block catenary system of equipment and insurance service side's node device.
Business provider described in the present embodiment, which refers to, provides the service organization of business service for user, business provider
For the operations risks for reducing itself, it is typically based on its service order between user and insures.Above-mentioned service order includes
But it is not limited to the concrete forms such as the demand order of user, purchase order, the contract of lease of property.Correspondingly, above-mentioned insurance service side is
The service order of above-mentioned business provider provides the insurance service mechanism of insurance, Claims Resolution service.
In the another embodiment shown, above-mentioned business provider can be financing lease service organization.Financing lease,
It is the more universal nonbanking financial form of mesh.It may include a variety of concrete implementation modes, and that relatively conventional is lessor
(financing lease mechanism) concludes supply contract according to the request of tenant (user), with third party (supplier), according to this contract,
Lessor provides funds to buy the equipment or object that tenant selectes；Meanwhile lessor and tenant conclude a contract of lease of property, will set
It is standby to be leased to tenant, and certain rent is collected to tenant.Financing lease mechanism is as lessor, due to what may be faced
Tenant's rent strike or refuse also equipment the problems such as and undertake biggish business risk, thus financing lease mechanism have a mind to
Corresponding business insurance is bought in insurance institution's cooperation based on its financing lease order or contract, to occur refusing such as tenant
Pay rent lifts Claims Resolution to corresponding insurance institution when refusing the also events such as equipment.
Above-mentioned business provider node device and insurance service side's node device are above-mentioned business provider and insurance
Service side setting, connect the terminal device into block chain network.
Block chain described in the present embodiment, specifically can refer to it is that each node device is reached by common recognition mechanism, have point
The P2P network system of cloth data store organisation, data distribution in the block chain " block one by one connected in time
(block) " within, latter block includes the data summarization of previous block, and according to specific common recognition mechanism (such as POW, POS,
DPOS or PBFT etc.) difference, reach the data full backup of all or part of node.Those skilled in the art is known, due to
Block catenary system is run under corresponding common recognition mechanism, has been included to the data in block chain database and has been difficult to be usurped by arbitrary node
Change, for example, by using the block chain of Pow common recognition, the attack at least needing the whole network 51% to calculate power is possible to distort data with existing, because
This block catenary system have other centralization Database Systems it is incomparable guarantee data security, the spy that attack protection is distorted
Property.It follows that in the embodiment provided by this specification, it is included data into the distributed data base of block chain not
It can be attacked or be distorted, to ensure that each node device in above-mentioned block catenary system deposits the data information of card to above-mentioned block chain
Real reliability.
The terminal device of above-mentioned business provider and insurance service side, can be by following respective nodes agreement, operation node
The block chain is added in the installation of protocol procedure, node device as the block chain.Those skilled in the art usually will tool
There is the node device of the data full backup of block chain distributed data base to be known as full node, there will be block chain distributed data base
The node devices of the incremental backup data data of block head (such as only have) be known as light node；The industry in the present embodiment
Business provider's node device or insurance service side's node device can be above-mentioned full node or light node, as long as directly or indirectly
Any equipment for being connected into above-mentioned block chain and the data of distributed data base that is transmittable or obtaining block chain can be described as this reality
Apply node device described in example.
As shown in Figure 1, the above-mentioned card method of depositing based on block chain includes:
Step 102, insurance service side's node device obtains the industry from the distributed data base of the block chain
The target service order information that business provider's node device is sent.
Business provider is sent in user for the order information of target service by above-mentioned business provider node device
In the distributed data base of block chain, based on the tamper-proof mechanisms of block chain, it can both be deposited for above-mentioned target service order information
Card, and other node devices on block chain can be made to get corresponding target service order information, it is further to carry out
Using for example, insurance service side's node device after getting corresponding target service order information, is believed based on the service order
Breath generates corresponding declaration form.
When above-mentioned business provider is financing lease service organization, above-mentioned target service order information may include financing
The information such as lease service mechanism and the lease order of tenantry user's signature, the contract of lease of property；Above-mentioned target service order information
It can be the source language message of above-mentioned lease order or contract of lease of property etc., or above-mentioned lease order or contract of lease of property etc.
Cipher-text information can also be the hash digest information, etc. of above-mentioned lease order or contract of lease of property etc..
It is worth noting that, when the hash digest information of target service order is deposited card by above-mentioned business provider node device
When the distributed data base of block chain, for complete declaration form generate business, insurance service side's node device need to also with above-mentioned industry
The original text of above-mentioned target service order is obtained in communicating outside the chain of business provider's node device.
In the present embodiment, by above-mentioned target service order information deposit card in the distributed data base of block chain, both for
Insurance service side's node device obtains authentic and valid target service order information and generates corresponding policy information and provide number
Authentic and valid data basis is provided according to basis, and for the judiciary's evidence obtaining that may occur later.
Step 104, certificate transactions of insuring are generated based on target declaration form content, wherein the target declaration form content is based on institute
It states target service order information and generates.
Transaction (transfer) described in this specification refers to the node device creation by block chain, and needs
The data that be finally distributed in the distributed data base of block chain.Wherein, the transaction in block chain, there are the friendships of narrow sense
Point of easy and broad sense transaction.The transaction of narrow sense refers to the value Transfer that user issues to block chain；For example, in tradition
Bit coin block chain network in, transaction can be one that user initiates in block chain and transfer accounts.And the transaction of broad sense refers to
The business datum being intended to business that user issues to block chain；For example, described in above-described embodiment of this specification,
The target declaration form content generated for insurance service side's node device based on the target service order that above-mentioned business provider provides
The data (voucher of insuring) for deposit card can be for a transaction；Above-mentioned insurance service side's node device can be by above-mentioned target
Declaration form content generates voucher of insuring according to preset data content create-rule, then the voucher that will insure is according to preset transaction data
Form collator is converted into a transaction --- certificate transactions of insuring.
Voucher of insuring is generated based on the target service order information described in this implementation power for the business provider to hand over
Easy concrete mode can there are many, for example, can be straight by the target declaration form content generated based on the target service order information
It connects and is organized into certificate transactions of insuring according to preset transaction data format, to facilitate on block chain any node device to above-mentioned
The acquisition of target declaration form content.For another example, since the target declaration form content of user is usually directed to business provider and/or business provides
The privacy informations such as identity information, the fund flow information of user of side can incite somebody to action to protect information security, preventing information from abusing
After above-mentioned target declaration form content is based on the encryption of preset encryption rule, certificate transactions of insuring are regenerated.Above-mentioned preset encryption rule
It can be then not construed as limiting in the present specification there are many setting method such as symmetric cryptography or asymmetric encryption.
Carrying out the processing of mathematics hashed to data original text with the Hash digest (or Hash fingerprint) for generating data original text is
A kind of pair of data original text commonly used in the art deposits card means, substantially can uniquely be directed toward data by depositing card Hash digest
The source language message；And data original text of the data space of Hash digest occupancy relative to data original text, especially big data quantity, tool
The advantages of occupying little space.In view of above technical foundation, certificate transactions of insuring described in the present embodiment may also include above-mentioned
The Hash digest of target declaration form content；By the way that the Hash digest of target declaration form content is deposited card in the distributed data base of block chain
In, it can be in evidence obtaining, whether verify above-mentioned target declaration form content corresponding with Hash digest (voucher of insuring) of card is deposited, if
It is corresponding, then it proves that above-mentioned target declaration form content is original information, without distorting, there is the legitimacy as evidence.
Step 106, the certificate transactions of insuring are sent to the distributed data base of the block chain, so that described insure
Certificate transactions are included by after the node device common recognition verifying of the block chain in the distributed data base of the block chain.
The certificate transactions of insuring are uploaded to described in the present embodiment detailed in the distributed data base of the block chain
Thin process, can according to the block chain common recognition mechanism and trading rules and specifically set.In the embodiment shown in one, by institute
Certificate transactions of insuring are stated to upload in the distributed data base of the block chain, comprising:
There is the node device of book keeping operation permission the certificate transactions of insuring are added to candidate block in the block chain；
The common recognition book keeping operation section for meeting the block chain common recognition mechanism is determined from the node device with book keeping operation permission
Point device；
The common recognition accounting nodes broadcast the candidate block to the node device of the block chain；
After meeting the verifying approval of the node device of preset quantity by the block chain in the candidate block, the time
Constituency block is considered as newest block, is added in the distributed data base of the block chain.
In the above-described embodiment, the node device with book keeping operation permission refers to the node for generating candidate block permission
Equipment.According to the common recognition mechanism of the block chain, can be determined altogether from the node device that the candidate block has book keeping operation permission
Memorize account node device, above-mentioned common recognition mechanism may include proof of work mechanism (PoW) or right prove mechanism (PoS) or
Share authorisation verification mechanism (DPoS) etc..
PoS or DPoS common recognition mechanism is similar with PoW, and it is normal to belong to confirmation common recognition accounting nodes equipment institute in publicly-owned block chain
The common recognition algorithm of selection.In the another embodiment shown, handle up to reduce the acknowledging time of transaction or data, improving transaction
Amount meets the needs of to safety and performance, and alliance's chain framework can be selected also to construct the area in embodiment provided by this specification
Block chain.Above-mentioned business provider node device, insurance service side's node device and/or to insurance service business carry out supervision
Mechanism, the allied member for carrying out financing service the pre-selection that mechanism, judiciary of supervision etc. can be used as alliance's chain save
Point device participates in the book keeping operation of block.The common recognition process of alliance's chain is also controlled by the node device of the pre-selection, when having more than on network
The node device of setting ratio (such as 2/3) confirms a block, and the transaction of block record or data will obtain the whole network confirmation.
Alliance's chain usually mostly uses the common recognition algorithm such as equity proof or PBFT, RAFT.When realizing, in each of block chain
Before wheel common recognition starts, a host node device, i.e. above-described embodiment can be elected in each node device in block chain
The common recognition accounting nodes (for example, each round common recognition all re-elects out a host node device, other node devices be used as from
Node device), from host node device further to the verifying and common recognition for initiating transaction, and it is responsible for the number of deals passed through based on common recognition
It is the newest block of block chain creation according to (or target data).
PBFT algorithm as alliance's chain provided by this specification common recognition algorithm a kind of preferred embodiment, be by
It is high-efficient in being known together using this kind of algorithm, can meet the needs of high frequency trading volume, such as insurance service side in the present embodiment
Node device is frequently sent to the target service order information of block chain based on multiple business provider node devices, and generate
It insures certificate transactions；And the time delay of common recognition is very low, basically reaches the requirement handled in real time, it can be quickly in real time in the new of block chain
Above-mentioned certificate transactions of insuring are included in raw block；Moreover, using trusted node in alliance's chain network as the accounting nodes of pre-selection, it is simultaneous
Safety and stability are cared for；In addition, will not consume excessive computer using PBFT algorithm calculates power resource, also it is not necessarily required to
Token circulation, therefore there is good workability.
Card method is deposited based on provided in this embodiment, based on the distributed data base memory mechanism of block chain technology, by mesh
It marks service order information and is recorded in multiple block chains based on what target service order information generated with insuring voucher decentralization
It in node, is safeguarded jointly by block chain node, real-time perfoming is synchronous, and all records can recall；Moreover, the common recognition based on block chain
Mechanism, above-mentioned target service order information and the voucher of insuring generated based on target service order information will not be usurped after the supply
Change, to ensure that the authenticity and safety for depositing card data；Both it was mentioned to generate declaration form of insuring based on target service order information
Authentic and valid data basis has been supplied, and has provided chain of evidence for the real effectiveness of policy information content and supports.On block chain
Any node equipment (such as judiciary's node device) above-mentioned target service order information and/or throwing can be directly acquired from chain
Voucher is protected, the tamper-proof mechanisms based on block chain are collected evidence, to reduce insurance service side or business provider reply industry
Cost of litigation when user's promise breaking of business provider.
It is above-mentioned to be based on target declaration form for the efficiency for improving above-mentioned voucher generation of insuring in the another embodiment shown
Content generates certificate transactions of insuring, wherein the target declaration form content is based on the target service order information and generates, and will
The certificate transactions of insuring are sent to the distributed data base of the block chain, so that the certificate transactions of insuring are by the block
After the node device common recognition verifying of chain, it is included the process in the distributed data base of the block chain and can be compiled and be deployed as intelligence
Can contract (i.e. first intelligent contract) executable certificate transactions of insuring generate logic, by the common recognition node of above-mentioned block chain
Common recognition verifying, by the above-mentioned first intelligent contract common recognition cochain；In this way, by utilizing the transmission of above-mentioned business provider node device
Target service order information is called the intelligent contract of first operated on above-mentioned block chain, can be ordered based on the target service
Single information and generate target declaration form content, then generated based on above-mentioned target declaration form content and insured certificate transactions accordingly.This field
Technical staff it is known, the operation result of intelligent contract can be included after the verifying of the common recognition of block chain node device in area
In the distributed data base of block chain, therefore, the certificate transactions of insuring of operation result as the above-mentioned first intelligent contract also can be
It is included in the distributed data base of block chain after the verifying of the common recognition of block chain node device.
In the another embodiment shown, Claims Resolution application, the above-mentioned insurance service of above-mentioned business provider node device
The processes such as the Claims Resolution of square node device is accepted, core factoring is paid for can also be completed to deposit card on block chain.Specifically, above-described embodiment institute
Card method is deposited performed by the insurance service side's node device stated further include: is obtained from the distributed data base of the block chain
The Claims Resolution application information that the business provider node device is sent；It is the business provider based on the Claims Resolution application information
Execute Claims Resolution.
Above-mentioned business provider node device sends Claims Resolution application information in the distributed data base of block chain, is based on
The tamper-proof mechanisms of block chain not only carried out depositing card for above-mentioned Claims Resolution application information, but also facilitated insurance service side's node device base
The Claims Resolutions such as Claims Resolution is accepted, core factoring is paid for, which are carried out, in the Claims Resolution application information executes process.
When above-mentioned business provider is financing lease service organization, above-mentioned Claims Resolution application information may include that financing lease is held
The promise breaking of rent side proves information (such as caidos or refusing also equipment proof information), to assist insurance service side's node device
Carry out Claims Review.
Optionally, it is above-mentioned based on the Claims Resolution application information be the business provider execute the detailed process of Claims Resolution can be with
The be deployed on block chain second intelligent contract is called to execute, the above-mentioned second intelligent contract statement has Claims Resolution to execute logic, is based on
The Claims Resolution application information that business provider's node device is sent can execute the Claims Resolution behavior provided the business, example automatically
Such as, it may include the audit to above-mentioned Claims Resolution application information and the execution, etc. to corresponding Claims Resolution scheme.
Tune of the second intelligent contract due to its Claims Resolution application information that the business provider node device can be answered to send
With that can execute automatically at any time, the efficiency of Claims Resolution processing is greatly improved；And second intelligent contract by block chain
Common recognition mechanism guarantees the executions logic of its statement just disclosure, and its block chain after the common recognition node of block chain common recognition is verified
The executive mode of upper transparence and the advantage for having lower human intervention, decentralization authority.Those skilled in the art answers
Know, the above-mentioned second intelligent contract and above-mentioned first intelligent contract can be the same intelligent contract being deployed on block chain, can also
Think different intelligent contracts.
Specifically, above-mentioned to execute Claims Resolution for the business provider, it may include generating Claims Resolution result voucher, so that described
Claims Resolution result voucher is included in the distributed data base of the block chain, and above-mentioned Claims Resolution result voucher is to for insurance service
The Claims Resolution operation content of Fang Zhihang provides proof, and above-mentioned Claims Resolution operation content includes the particular content for executing Claims Resolution, gold of such as settling a claim
Volume, the means of payment, payment result etc. may also comprise the particular content for not executing Claims Resolution, the reason of if do not settled a claim etc..
It is above-mentioned to execute Claims Resolution for the business provider, it can also be including directly from the second intelligence contract to the business
Provider's node device initiates golden money transfer transactions of settling a claim.It can be understood as about above-mentioned Claims Resolution gold money transfer transactions through to the second intelligence
The calling of contract, directly imported from the block chain account of the second intelligent contract to the block chain account of business provider (or be
Transfer) correspond to the Claims Resolution gold amount of money assets voucher.Assets voucher can correspond to token (token), number in block chain
The intellectual capitals such as word assets, assets voucher are also can correspond to the chains foreign capitals such as cash, security, discount coupon, house property outside block chain
It produces, this specification is limited not to this.
Corresponding with the realization of above-mentioned process, the embodiment of this specification, which is additionally provided, deposits card device 20 based on block chain.It should
Device 20 can also be realized by software realization by way of hardware or software and hardware combining.Taking software implementation as an example,
As the device on logical meaning, being will be right by the CPU (Central Process Unit, central processing unit) of place equipment
The computer program instructions answered are read into memory what operation was formed.For hardware view, in addition to CPU shown in Fig. 3, memory
And except memory, the equipment where the realization device of network risks business is also typically included for carrying out wireless signal transmitting-receiving
Other hardware such as chip, and/or for realizing other hardware such as board of network communicating function.
Fig. 2 show this specification additionally provide this specification additionally provide it is a kind of card device 20 is deposited based on block chain,
Applied to the block catenary system including business provider node device and insurance service side's node device；Described device 20 includes:
Acquiring unit 202 is set for obtaining the business provider node from the distributed data base of the block chain
The target service order information that preparation is sent；
Generation unit 204, for generating certificate transactions of insuring based on target declaration form content, wherein in the target declaration form
Hold based on the target service order information and generates；
Transmission unit 206, for sending the certificate transactions of insuring to the distributed data base of the block chain, so that
The certificate transactions of insuring are included by after the node device common recognition verifying of the block chain in the distributed number of the block chain
According to library.
In the another embodiment shown, the generation unit 204 and transmission unit 206 are further used for:
Call the intelligent contract of first be deployed on the block chain, execute the described first intelligent contract statement insure with
Card transaction generates logic, generates certificate transactions of insuring based on target declaration form content, wherein the target declaration form content is based on described
Target service order information and generate；So that the certificate transactions of insuring are included in the distributed data base of the block chain
In.
In the another embodiment shown, the voucher of insuring includes the perhaps described target declaration form in the target declaration form
The Hash digest of content.
In the another embodiment shown, the acquiring unit 202 is further used for the distribution from the block chain
The Claims Resolution application information that the business provider node device is sent is obtained on database；
Described device further includes execution unit 208, for being that the business provider holds based on the Claims Resolution application information
Row Claims Resolution.
In the another embodiment shown, the execution unit 208 is further used for:
The intelligent contract of second be deployed on the block chain is called, the Claims Resolution for executing the described second intelligent contract statement is held
Row logic executes Claims Resolution for the business provider.
It is described to execute Claims Resolution for the business provider in the another embodiment shown, comprising:
Claims Resolution result voucher is generated, so that the Claims Resolution result voucher is included in the distributed data base of the block chain
In.
It is described to execute Claims Resolution for the business provider in the another embodiment shown, comprising:
Golden money transfer transactions of settling a claim are initiated to the business provider.
In the another embodiment shown, the block chain is alliance's chain；The business provider node device and guarantor
Dangerous service side's node device is allied member's node device of alliance's chain.
In the another embodiment shown, the business provider is financing lease service organization.
The function of each unit and the realization process of effect are specifically detailed in the above method and correspond to step in above-mentioned apparatus 20
Realization process, the relevent part can refer to the partial explaination of embodiments of method, and details are not described herein.
The apparatus embodiments described above are merely exemplary, wherein described, unit can as illustrated by the separation member
It is physically separated with being or may not be, component shown as a unit may or may not be physics mould
Block, it can it is in one place, or may be distributed on multiple network modules.It can be selected according to the actual needs
In some or all of unit or module realize the purpose of this specification scheme.Those of ordinary skill in the art are not paying
In the case where creative work, it can understand and implement.
Device that above-described embodiment illustrates, unit, module can specifically be realized, Huo Zheyou by computer chip or entity
Product with certain function is realized.A kind of typically to realize that equipment is computer, the concrete form of computer can be a
People's computer, laptop computer, cellular phone, camera phone, smart phone, personal digital assistant, media player, navigation
It is any several in equipment, E-mail receiver/send equipment, game console, tablet computer, wearable device or these equipment
The combination of kind equipment.
Corresponding with above method embodiment, the embodiment of this specification additionally provides a kind of computer equipment, such as Fig. 3 institute
Show, which includes memory and processor.Wherein, the computer that can be run by processor is stored on memory
Program；Processor executes node device institute, insurance service side in this specification embodiment in the computer program of operation storage
The each step for depositing card method based on block chain executed.To performed by above-mentioned insurance service side's node device based on block
The detailed description of each step for depositing card method of chain refer to before content, be not repeated.
Corresponding with above method embodiment, the embodiment of this specification additionally provides a kind of computer-readable storage medium
Matter is stored with computer program on the storage medium, and it is real to execute this specification when being run by processor for these computer programs
Apply each step for depositing card method in example performed by insurance service side's node device based on block chain.To above-mentioned insurance service
The detailed description of each step for depositing card method performed by square node device based on block chain refer to before content, no
It repeats.
The foregoing is merely the preferred embodiments of this specification, all in this explanation not to limit this specification
Within the spirit and principle of book, any modification, equivalent substitution, improvement and etc. done should be included in the model of this specification protection
Within enclosing.
In a typical configuration, calculating equipment includes one or more processors (CPU), input/output interface, net
Network interface and memory.
Memory may include the non-volatile memory in computer-readable medium, random access memory (RAM) and/or
The forms such as Nonvolatile memory, such as read-only memory (ROM) or flash memory (flash RAM).Memory is computer-readable medium
Example.
Computer-readable medium includes permanent and non-permanent, removable and non-removable media can be by any method
Or technology come realize information store.Information can be computer readable instructions, data structure, the module of program or other data.
The example of the storage medium of computer includes, but are not limited to phase change memory (PRAM), static random access memory
(SRAM), dynamic random access memory (DRAM), other kinds of random access memory (RAM), read-only memory
(ROM), electrically erasable programmable read-only memory (EEPROM), flash memory or other memory techniques, CD-ROM are read-only
Memory (CD-ROM), digital versatile disc (DVD) or other optical storage, magnetic cassettes, tape magnetic disk storage or
Other magnetic storage devices or any other non-transmission medium, can be used for storage can be accessed by a computing device information.According to
Herein defines, and computer-readable medium does not include temporary computer readable media (transitory media), such as modulation
Data-signal and carrier wave.
It should also be noted that, the terms "include", "comprise" or its any other variant are intended to nonexcludability
It include so that the process, method, commodity or the equipment that include a series of elements not only include those elements, but also to wrap
Include other elements that are not explicitly listed, or further include for this process, method, commodity or equipment intrinsic want
Element.In the absence of more restrictions, the element limited by sentence "including a ...", it is not excluded that including described want
There is also other identical elements in the process, method of element, commodity or equipment.
It will be understood by those skilled in the art that the embodiment of this specification can provide as the production of method, system or computer program
Product.Therefore, the embodiment of this specification can be used complete hardware embodiment, complete software embodiment or combine software and hardware side
The form of the embodiment in face.Moreover, it wherein includes that computer is available that the embodiment of this specification, which can be used in one or more,
It is real in the computer-usable storage medium (including but not limited to magnetic disk storage, CD-ROM, optical memory etc.) of program code
The form for the computer program product applied.
Claims (20)
1. a kind of deposit card method based on block chain, set applied to including business provider node device and insurance service side's node
Standby block catenary system；The described method includes:
Insurance service side's node device obtains the business provider node from the distributed data base of the block chain
The target service order information that equipment is sent；
Certificate transactions of insuring are generated based on target declaration form content, wherein the target declaration form content is based on the target service and orders
Single information and generate；
The certificate transactions of insuring are sent to the distributed data base of the block chain, so that the certificate transactions of insuring are by institute
After the node device common recognition verifying for stating block chain, it is included in the distributed data base of the block chain.
2. according to the method described in claim 1, described generate certificate transactions of insuring based on target declaration form content, wherein described
Target declaration form content is based on the target service order information and generates, and sends the block chain for the certificate transactions of insuring
Distributed data base so that it is described insure certificate transactions by the block chain node device common recognition verifying after, be included in
The distributed data base of the block chain, comprising:
The intelligent contract of first be deployed on the block chain is called, the voucher friendship of insuring of the described first intelligent contract statement is executed
Logic easily generated generates certificate transactions of insuring based on target declaration form content, wherein the target declaration form content is based on the target
Service order information and generate；So that the certificate transactions of insuring are included in the distributed data base of the block chain.
3. method according to claim 1 or 2, the voucher of insuring includes the perhaps described target guarantor in the target declaration form
The Hash digest of single content.
4. according to the method described in claim 1, further include:
The Claims Resolution application information that the business provider node device is sent is obtained from the distributed data base of the block chain；
It is that the business provider executes Claims Resolution based on the Claims Resolution application information.
5. according to the method described in claim 4, described execute reason based on the Claims Resolution application information for the business provider
It pays for, comprising:
The intelligent contract of second be deployed on the block chain is called, the Claims Resolution execution for executing the described second intelligent contract statement is patrolled
Volume, Claims Resolution is executed for the business provider.
6. according to the method described in claim 5, described execute Claims Resolution for the business provider, comprising:
Claims Resolution result voucher is generated, so that the Claims Resolution result voucher is included in the distributed data base of the block chain.
7. according to the method described in claim 5, described execute Claims Resolution for the business provider, comprising:
Golden money transfer transactions of settling a claim are initiated to the business provider node device.
8. according to the method described in claim 1, the block chain is alliance's chain；The business provider node device and insurance
Service side's node device is allied member's node device of alliance's chain.
9. according to the method described in claim 8, the business provider is financing lease service organization.
10. a kind of deposit card device based on block chain, it is applied to include business provider node device and insurance service side's node
The block catenary system of equipment；Described device includes:
Acquiring unit, for obtaining the business provider node device transmission from the distributed data base of the block chain
Target service order information；
Generation unit, for generating certificate transactions of insuring based on target declaration form content, wherein the target declaration form content is based on institute
It states target service order information and generates；
Transmission unit, for sending the certificate transactions of insuring to the distributed data base of the block chain, so that the throwing
Certificate transactions are protected by after the node device common recognition verifying of the block chain, are included in the distributed data base of the block chain.
11. device according to claim 10, the generation unit and transmission unit are further used for:
The intelligent contract of first be deployed on the block chain is called, the voucher friendship of insuring of the described first intelligent contract statement is executed
Logic easily generated generates certificate transactions of insuring based on target declaration form content, wherein the target declaration form content is based on the target
Service order information and generate；So that the certificate transactions of insuring are included in the distributed data base of the block chain.
12. device described in 0 or 11 according to claim 1, the voucher of insuring includes the perhaps described mesh in the target declaration form
Mark the Hash digest of declaration form content.
13. device according to claim 10,
The acquiring unit is further used for obtaining the business provider node from the distributed data base of the block chain
The Claims Resolution application information that equipment is sent；
Described device further includes execution unit, for being that the business provider executes Claims Resolution based on the Claims Resolution application information.
14. device according to claim 13, the execution unit, are further used for:
The intelligent contract of second be deployed on the block chain is called, the Claims Resolution execution for executing the described second intelligent contract statement is patrolled
Volume, Claims Resolution is executed for the business provider.
15. device according to claim 14, described to execute Claims Resolution for the business provider, comprising:
Claims Resolution result voucher is generated, so that the Claims Resolution result voucher is included in the distributed data base of the block chain.
16. device according to claim 14, described to execute Claims Resolution for the business provider, comprising:
Golden money transfer transactions of settling a claim are initiated to the business provider node device.
17. device according to claim 10, the block chain is alliance's chain；The business provider node device and guarantor
Dangerous service side's node device is allied member's node device of alliance's chain.
18. device according to claim 17, the business provider is financing lease service organization.
19. a kind of computer equipment, comprising: memory and processor；Being stored on the memory can be transported by the processor
Capable computer program；When the processor runs the computer program, execute as described in claims 1 to 9 any one
Method.
20. a kind of computer readable storage medium, is stored thereon with computer program, the computer program is run by processor
When, execute the method as described in claims 1 to 9 any one.
Priority Applications (3)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201910089223.2A CN109947848A (en) | 2019-01-30 | 2019-01-30 | Card method and apparatus are deposited based on block chain |
| TW108131217A TW202029106A (en) | 2019-01-30 | 2019-08-30 | A blockchain-based evidence storage method and device |
| PCT/CN2019/119347 WO2020155789A1 (en) | 2019-01-30 | 2019-11-19 | Blockchain-based certificate storage method and apparatus |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201910089223.2A CN109947848A (en) | 2019-01-30 | 2019-01-30 | Card method and apparatus are deposited based on block chain |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN109947848A true CN109947848A (en) | 2019-06-28 |
Family
ID=67006782
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201910089223.2A Pending CN109947848A (en) | 2019-01-30 | 2019-01-30 | Card method and apparatus are deposited based on block chain |
Country Status (3)
| Country | Link |
|---|---|
| CN (1) | CN109947848A (en) |
| TW (1) | TW202029106A (en) |
| WO (1) | WO2020155789A1 (en) |
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| CN110599374A (en) * | 2019-09-10 | 2019-12-20 | 阿里巴巴集团控股有限公司 | Method, device and equipment for infringement claim settlement based on block chain |
| CN110599356A (en) * | 2019-09-16 | 2019-12-20 | 上海保险交易所股份有限公司 | Insurance underwriting method and system and computer storage medium |
| CN110599355A (en) * | 2019-09-12 | 2019-12-20 | 腾讯科技（深圳）有限公司 | Block chain-based vehicle insurance information system, insurance policy registration method and claim settlement method |
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| CN111353903A (en) * | 2020-02-26 | 2020-06-30 | 广东工业大学 | Network identity protection method and device, electronic equipment and storage medium |
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Also Published As
| Publication number | Publication date |
|---|---|
| WO2020155789A1 (en) | 2020-08-06 |
| TW202029106A (en) | 2020-08-01 |
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