CN108596771A - Method, apparatus, user terminal and the block chain node device of insurance underwriting - Google Patents
Method, apparatus, user terminal and the block chain node device of insurance underwriting Download PDFInfo
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- CN108596771A CN108596771A CN201810276484.0A CN201810276484A CN108596771A CN 108596771 A CN108596771 A CN 108596771A CN 201810276484 A CN201810276484 A CN 201810276484A CN 108596771 A CN108596771 A CN 108596771A
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- information
- block chain
- underwriting
- insurance
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/08—Insurance
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06F—ELECTRIC DIGITAL DATA PROCESSING
- G06F21/00—Security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
- G06F21/60—Protecting data
- G06F21/64—Protecting data integrity, e.g. using checksums, certificates or signatures
Abstract
The invention belongs to a kind of block chain technical field more particularly to method, apparatus of insurance underwriting, user terminal and block chain node devices, wherein the method includes：Reception is accepted insurance identification information；By identification information and the first intelligent Contract ID Information encapsulation of accepting insurance at the first transaction data, it is sent on the node device of block chain network；Receive the history underwriting information and history Claims Resolution information corresponding with the identification information of accepting insurance that the node device of block chain network returns；Target underwriting information is drafted according to the history underwriting information and history Claims Resolution information, and after receiving transaction of accepting insurance and successfully instructing, by the target underwriting information for identification information of accepting insurance described in carrying and the second intelligent Contract ID Information encapsulation at the second transaction data, it is sent on the node device of block chain network；The target underwriting information to be stored on block chain by the node device of the block chain network；Solves the larger technical problem of insurance company's risk covered early period.
Description
Technical field
The invention belongs to a kind of block chain technical field more particularly to method, apparatus of insurance underwriting, user terminal and areas
Block chain node device.
Background technology
With the continuous development of insurance industry, the insurance awareness of people is more and more stronger.
Currently, insurance company is when accepting insurance insurance, the underwriting policy generally formulated according to oneself intra-company is accepted insurance.
Also, each insurance company to the declaration form accepted insurance whether have Claims Resolution, the size of amount for which loss settled, claim times number usually only exist
There is record in internal Claims Resolution system so that the underwriting information and Claims Resolution information of insurance industry disclose deficiency, and are easy to be tampered.It makes
When insuring at the insurer Huan Jia insurance companies for occurring Claims Resolution, premium is non-rising, substantially increases insurance company
Risk covered is unfavorable for the development of insurance industry.
Invention content
In view of this, the embodiment of the present invention provides a kind of method, apparatus of insurance underwriting, user terminal and block chain node
Equipment, can solve the underwriting information of insurance industry in the prior art and Claims Resolution information discloses deficiency, and be easy to be tampered, and cause
The larger technical problem of insurance company's risk covered early period.
First aspect of the embodiment of the present invention provides a kind of method of insurance underwriting, is applied to user terminal, including：Reception is held
Protect identification information；By identification information and the first intelligent Contract ID Information encapsulation of accepting insurance at the first transaction data, it is sent to
On the node device of block chain network；The node device for receiving block chain network calls and the described first intelligent Contract ID information
The history underwriting information and history Claims Resolution information corresponding with the identification information of accepting insurance that corresponding first intelligent contract returns；Root
Target underwriting information is drafted according to the history underwriting information and history Claims Resolution information, and is receiving transaction successfully instruction of accepting insurance
Afterwards, by the target underwriting information for identification information of accepting insurance described in carrying and the second intelligent Contract ID Information encapsulation at second
Transaction data is sent on the node device of block chain network；With by the node device of the block chain network call with it is described
The target underwriting information is stored on block chain by the corresponding second intelligent contract of the second intelligence Contract ID information.
Optionally, described that target underwriting information is drafted according to the history underwriting information and history Claims Resolution information, including：Root
According to the history underwriting information and history Claims Resolution information inquiry premium list, target underwriting expense is obtained, and accept insurance according to described
Expense drafts target underwriting information.
Optionally, the node device for receiving block chain network calls corresponding with the described first intelligent Contract ID information
The history underwriting information and history Claims Resolution information corresponding with the identification information of accepting insurance that returns of the first intelligent contract before, also
Including：Receive the Claims Resolution information for carrying Claims Resolution identification information；By the Claims Resolution information and third intelligence for carrying identification information of settling a claim
Energy Contract ID Information encapsulation is sent at third transaction data on the node device of block chain network；With by the block chain
The node device of network calls third intelligence contract corresponding with the third intelligence Contract ID information that the carrying is settled a claim
The Claims Resolution information storage of identification information is on block chain.
Second aspect of the embodiment of the present invention provides a kind of method of insurance underwriting, the node device being applied on block chain,
Including：Carryings that user terminal is sent is received to accept insurance the first transaction data of identification information and the first intelligence Contract ID information,
And first transaction data is broadcasted to other node devices of the block chain network；It calls and the described first intelligent contract
First intelligent contract corresponding to identification information, returns to the history corresponding with the identification information of accepting insurance to the user terminal and accepts insurance
Information and history Claims Resolution information；Receive the carrying target underwriting information and the second intelligent Contract ID that the user terminal is sent
Second transaction data of information, and second transaction data is broadcasted to other node devices of the block chain network；Its
In, the target underwriting information is drafted by the user terminal according to the history underwriting information and history Claims Resolution information, and is taken
It accepts insurance identification information described in band；Call the second intelligent contract corresponding with the second intelligence Contract ID information by the target
Underwriting information is stored on block chain.
Optionally, described to receive the carrying target underwriting information and the second intelligent Contract ID that the user terminal is sent
Second transaction data of information, and the transaction data is broadcasted to before other node devices of the block chain network, also
Including：The third transaction data of carrying Claims Resolution information and third intelligence Contract ID information that the user terminal is sent is received,
And the third transaction data is broadcasted to other node devices of the block chain network；Wherein, the Claims Resolution information carries
Claims Resolution identification information；It calls third intelligence contract corresponding with the third intelligence Contract ID information that the carrying is settled a claim to mark
The Claims Resolution information storage of information is known on block chain.
The third aspect of the embodiment of the present invention provides a kind of device of insurance underwriting, is configured at user terminal, including：First connects
Module is received, for receiving identification information of accepting insurance；First package module, for by identification information and the first intelligent contract of accepting insurance
Identification information is packaged into the first transaction data, is sent on the node device of block chain network；Second receiving module, for receiving
The node device of block chain network call the first intelligent contract return corresponding with the described first intelligent Contract ID information with
History underwriting information corresponding to the identification information of accepting insurance and history Claims Resolution information；Module is drafted, for being held according to the history
It protects information and history Claims Resolution information drafts target underwriting information, and after receiving transaction of accepting insurance and successfully instructing, by carrying
State identification information of accepting insurance the target underwriting information and the second intelligent Contract ID Information encapsulation at the second transaction data, hair
It send to the node device of block chain network；To be called and the described second intelligent contract by the node device of the block chain network
The target underwriting information is stored on block chain by the second intelligent contract corresponding to identification information.
Optionally, the module of drafting is additionally operable to：According to the history underwriting information and history Claims Resolution information inquiry premium
List obtains target underwriting expense, and drafts target underwriting information according to the underwriting expense.
Optionally, described device further includes：Third receiving module, for receiving the Claims Resolution letter for carrying Claims Resolution identification information
Breath；Second package module, for sealing the Claims Resolution information for carrying identification information of settling a claim and third intelligence Contract ID information
Third transaction data is dressed up, is sent on the node device of block chain network；With by the node device tune of the block chain network
The Claims Resolution for carrying identification information of settling a claim is believed with third intelligence contract corresponding with the third intelligence Contract ID information
Breath is stored on block chain.
Fourth aspect of the embodiment of the present invention provides a kind of device of insurance underwriting, and the node for being configured at block chain network is set
It is standby, including：First receiving module, the carrying for receiving user terminal transmission are accepted insurance identification information and the first intelligent Contract ID
First transaction data of information, and the transaction data is broadcasted to other node devices of the block chain network；First adjusts
It is returned to the user terminal with module for calling the first intelligent contract corresponding with the first intelligence Contract ID information
Return the history underwriting information corresponding with the identification information of accepting insurance and history Claims Resolution information；Second receiving module, for receiving
State the carryings target underwriting information of user terminal transmission and the second transaction data of the second intelligence Contract ID information, and by institute
The second transaction data is stated to broadcast to other node devices of the block chain network；Wherein, the target underwriting information is by described
User terminal is drafted according to the history underwriting information and history Claims Resolution information, and identification information of accepting insurance described in carrying；Second adjusts
With module, it is used to call the second intelligent contract corresponding with the second intelligence Contract ID information by the target underwriting information
It is stored on block chain.
Optionally, described device further includes：Third receiving module, the carrying Claims Resolution sent for receiving the user terminal
The third transaction data of information and third intelligence Contract ID information, and second transaction data is broadcasted to the block chain
Other node devices of network；Wherein, the Claims Resolution information carries Claims Resolution identification information；Third calling module, for call with
The corresponding third intelligence contract of the third intelligence Contract ID information deposits the Claims Resolution information for carrying identification information of settling a claim
Storage is on block chain.
The aspect of the embodiment of the present invention the 5th provides a kind of user terminal, including memory, processor and is stored in described
In memory and the computer program that can run on the processor, the processor are realized when executing the computer program
The step of above-mentioned first aspect and its possible realization method the method.
The 6th aspect of the embodiment of the present invention provides a kind of block chain node device, including memory, processor and storage
In the memory and the computer program that can run on the processor, the processor execute the computer program
The step of above-mentioned second aspects of Shi Shixian and its possible realization method the method.
In the embodiment of the present invention, the characteristic that has decentralization using the data in block chain and can not distort will insure
The history underwriting information and history of target object settle a claim information storage on block chain, can prevent from being uploaded on the block chain
Target object of insuring history underwriting information and history Claims Resolution information be tampered, and make anyone can be from the area
Really accept insurance history underwriting information corresponding to identification information and history Claims Resolution information are obtained on block chain, it is thereby advantageously ensured that
The fairness of insurance underwriting.Also, in underwriting procedures, target is drafted also according to the history underwriting information and history Claims Resolution information
Underwriting information reduces risk covered early period of insurance company；Solve the underwriting information and reason of insurance industry in the prior art
It pays for information and discloses deficiency, and be easy to be tampered, the technical problem for causing insurance company's risk covered early period larger.
Description of the drawings
In order to illustrate the technical solution of the embodiments of the present invention more clearly, below will be to needed in the embodiment attached
Figure is briefly described, it should be understood that the following drawings illustrates only certain embodiments of the present invention, therefore is not construed as pair
The restriction of range for those of ordinary skill in the art without creative efforts, can also be according to this
A little attached drawings obtain other relevant attached drawings.
Fig. 1 is a kind of method flow schematic diagram of insurance underwriting applied to user terminal provided in an embodiment of the present invention；
Fig. 2 is that a kind of method flow of insurance underwriting applied to block chain node device provided in an embodiment of the present invention shows
It is intended to；
Fig. 3 is a kind of apparatus structure schematic diagram of insurance underwriting being configured at user terminal provided in an embodiment of the present invention；
Fig. 4 is that a kind of apparatus structure of insurance underwriting being configured at block chain node device provided in an embodiment of the present invention shows
It is intended to；
Fig. 5 is a kind of structural schematic diagram of user terminal provided in an embodiment of the present invention；
A kind of Fig. 6 structural schematic diagrams of block chain node device provided in an embodiment of the present invention.
Specific implementation mode
In order to make the purpose , technical scheme and advantage of the present invention be clearer, with reference to the accompanying drawings and embodiments, right
The present invention is further elaborated.It should be appreciated that the specific embodiments described herein are merely illustrative of the present invention, and
It is not used in the restriction present invention.Meanwhile in the description of the present invention, term " first ", " second " etc. are only used for distinguishing description, without
It can be interpreted as indicating or implying relative importance.It will be clear to one skilled in the art that these details its
The present invention can also be realized in its embodiment.In other situations, it omits to well-known system, device, circuit and side
The detailed description of method, in case unnecessary details interferes description of the invention.
In order to illustrate technical solutions according to the invention, illustrated below by specific embodiment.
Fig. 1 shows the method flow schematic diagram of the insurance underwriting provided in an embodiment of the present invention applied to user terminal.
This method is executed by user terminal, is applied to carry out the situation of insurance underwriting, including step S101 to step S104.
In S101, identification information of accepting insurance is received.
In the embodiment of the present invention, the identification information of accepting insurance is accepted insurance target object for unique mark.
Currently, being that insurance is generally divided into personal insurance by people or object and the insurance of damage two is big according to insurance subject object
Class.Wherein, it retires on account of old age or insurance contract because of disease or contingency disability, death or disablement for insurant
Expire, the insurance that insurance company pays the insurance services such as insurance money to insurer belongs to personal insurance.The personal insurance can be with
Including insurance against death, pure endowment, annuity and annuity insurance etc..Property or interests are damaged by disaster accident,
The insurance that insurance company gives the insurance services such as economic compensation to insurer belongs to the insurance of damage.The insurance of damage may include
Property insurance, liability insurance, guarantee insurance and credit insurance etc..
That is, the property or interests that the target object of accepting insurance can be divided into insurant and be insured.It is described
Identification information of accepting insurance can be used for insurant described in unique mark, and the property or interests insured.
For example, when the target object of accepting insurance is behaved, the identification information of accepting insurance can be for quilt described in unique mark
The ID card No. of the insurer, the bank card number of system of real name and social security card number etc..When the target object of accepting insurance is object, example
Such as, when the target object of accepting insurance is vehicle, the identification information of accepting insurance can be the vehicle frame for vehicle described in unique mark
Number, Motor Number and license plate number etc..
In practical application, since vehicle is general only there are one Vehicle Identify Number from producing to scrapping, the embodiment of the present invention
In, when the target object of accepting insurance is vehicle, the identification information of accepting insurance is Vehicle Identify Number.
Wherein, the user terminal can be PC (PC), tablet computer, smart mobile phone, personal digital assistant
(PDA) etc. intelligent terminals are equipped with insurance application.When accept insurance transaction, the insurance agent or insurer of insurance company
, first by identification information of accepting insurance described in insurance application input, the insurance of the user terminal is applied receiving for itself
It states when accepting insurance identification information, that is, has determined that target object of accepting insurance, it can be with triggering following step.
In S102, by identification information and the first intelligent Contract ID Information encapsulation of accepting insurance at the first transaction data,
It is sent on the node device of block chain network.
For example, when insurer thinks purchase insurance, the insurance agent or insurer of insurance company are from smart mobile phone
Input needs the identification information of accepting insurance accepted insurance in the insurance application of equal user terminals, and described accept insurance is received by the user terminal
After identification information, by identification information and the first intelligent Contract ID Information encapsulation of accepting insurance at the first transaction data, it is sent to
On the node device of block chain network, so that the node device of the block chain network calls and the described first intelligent Contract ID
The corresponding first intelligent contract of information executes the corresponding transaction of first transaction data, and returns to the user terminal and institute
State history underwriting information corresponding to identification information of accepting insurance and history Claims Resolution information.
In S103, the node device calling for receiving block chain network is corresponding with the described first intelligent Contract ID information
The history underwriting information and history Claims Resolution information corresponding with the identification information of accepting insurance that first intelligent contract returns.
In the embodiment of the present invention, when the user terminal will be packaged with identification information and the first intelligent contract mark of accepting insurance
After first transaction data of knowledge information is sent on the node device of block chain network, the node device of the block chain network
It will call corresponding with the described first intelligent corresponding first intelligent contract execution of Contract ID information first transaction data
Transaction, and return to the history underwriting information corresponding with the identification information of accepting insurance and history Claims Resolution information to the user terminal.
That is, when the first intelligent contract is called, for being packaged with the identification information of accepting insurance receiving
When with the first transaction data of the first intelligent Contract ID information, i.e., searched from block chain described in first transaction data
History underwriting information corresponding to identification information of accepting insurance and history Claims Resolution information.So that the user terminal receives the mark of accepting insurance
After knowing the corresponding history underwriting information of information and history Claims Resolution information, accepted insurance letter according to history corresponding to the identification information of accepting insurance
Breath and history Claims Resolution information draft target underwriting information.
Optionally, the node device for receiving block chain network calls corresponding with the described first intelligent Contract ID information
The history underwriting information and history Claims Resolution information corresponding with the identification information of accepting insurance that returns of the first intelligent contract before, also
Including：Receive the Claims Resolution information for carrying Claims Resolution identification information；By the Claims Resolution information and third intelligence for carrying identification information of settling a claim
Energy Contract ID Information encapsulation is sent at third transaction data on the node device of block chain network；With by the block chain
The node device of network calls third intelligence contract corresponding with the third intelligence Contract ID information that the carrying is settled a claim
The Claims Resolution information storage of identification information is on block chain.
That is, needing to be previously stored with the Claims Resolution information for carrying Claims Resolution identification information on the block chain.
Wherein, the Claims Resolution identification information is corresponding with identification information of accepting insurance, and the identification information of accepting insurance is for unique mark
Target of accepting insurance object；The Claims Resolution identification information is stored in the reason of the target object of accepting insurance on block chain for unique mark
Pay for information.Optionally, for same target object of accepting insurance, the Claims Resolution identification information can phase with the Claims Resolution identification information
Together.
For example, the identification information of accepting insurance of vehicle A is ABC, then when Claims Resolution situation occurs in the vehicle A, information of settling a claim
XXX will be that ABC is stored on block chain with the Claims Resolution identification information, when the vehicle A is accepted insurance again, insurance company
Insurance agent or insurer from accepting insurance identification information described in the input in the insurance of the user terminals such as smart mobile phone application
ABC, at this point, the user terminal will be packaged with the first of the intelligent Contract ID information of the identification information ABC and first that accepts insurance
Transaction data is sent on the node device of block chain network.The node device of the block chain network calls and first intelligence
The corresponding first intelligent contract execution of energy Contract ID information is accepted insurance from block chain described in lookup, and identification information ABC is corresponding to be gone through
History underwriting information and history Claims Resolution information, and return to the history corresponding with the identification information of accepting insurance to the user terminal and accept insurance
The transaction of information and history Claims Resolution information；So that the user terminal receives the node device return of the block chain network
It, can be according to the vehicle A when transaction of the history underwriting information corresponding with the identification information of accepting insurance and history Claims Resolution information
History underwriting information and history Claims Resolution information draft the target underwriting information of the vehicle A.
It should be noted that the block chain is a kind of database of decentralization, by block one by one (block) group
At.Data are written like the record of database in block every time, exactly create a block.Each block includes two parts, area
Build and block body, block head are used for recording the characteristic value of current block, and block body is real data.Block head includes current
The multinomial characteristic value of block.The multinomial characteristic value includes：Generated time, block body cryptographic Hash and a upper block Hash
Value.The cryptographic Hash of block is calculated for block head.That is, the various features value of block head, connect in sequence
Together, a very long character string is formed, then cryptographic Hash is calculated to this character string, therefore the cryptographic Hash of each block is
It is different, block can be identified by Hash.
Since block head includes many contents, wherein have the Hash of current block body, the Hash of an also upper block.This
It is meant that if the content of current block body becomes or the Hash of a upper block becomes, it is bound to cause current block
Hash changes.Therefore, if as soon as someone has modified a block, the cryptographic Hash of the block becomes.In order to allow subsequent block also
It can be connected to its (because cryptographic Hash that next block includes a upper block), the people must change areas all below successively
Block, the block otherwise given up just are detached from block chain.Since the cryptographic Hash calculating of block is very time-consuming, modification is multiple in the short time
The hardly possible generation of block, unless someone has grasped the computing capability of 51% or more the whole network.Therefore, it is based on this gear
System, block chain ensure that the reliability of itself, and data can not be just tampered once being written.This has occurred just just as history
It is to have occurred, can not changes again from this.
Therefore, in embodiments of the present invention, the characteristic that there is decentralization using the data in block chain and can not distort,
The history underwriting information for target object of insuring and history are settled a claim into information storage on block chain, can prevent from being uploaded to the area
History underwriting information and history the Claims Resolution information of target object of insuring on block chain are tampered, and so that anyone can be from
Really accept insurance history underwriting information corresponding to identification information and history Claims Resolution information are obtained on the block chain, to effectively
The fairness for ensuring insurance underwriting reduces risk covered early period of insurance company；Solve insurance industry in the prior art
Underwriting information and Claims Resolution information disclose deficiency, and are easy to be tampered, and the technology for causing insurance company's risk covered early period larger is asked
Topic.
In addition, the intelligence contract is one section of executive program that can execute agreement terms automatically.It is not generated
Intelligent contract will not change intelligent contract；Its presence is intended merely to allow digitlization a complex set of, with trigger condition
Promising to undertake can be correct to execute according to the will of participant.Therefore, it after intelligent contract is deployed on block chain, that is, waits for and being called,
It can not be changed.
In embodiments of the present invention, first transaction data is provided with parameter field and intelligent contract method field, institute
It states parameter field and is closed for storing the identification information of accepting insurance, the intelligence contract method field for storing first intelligence
About identification information.Node device in the block chain network, which receives, carries the first of the described first intelligent Contract ID information
When transaction data, the corresponding first intelligent contract of the first intelligence Contract ID information being deployed on block chain will be called to hold
Row transaction content.
Wherein, more intelligent contract is generally deployed on the block chain, the intelligence Contract ID information can be
The title of the intelligence contract, the intelligent contract disposed on block chain described in unique mark.So that in block chain network
After node device receives the transaction data for carrying the intelligent Contract ID information, corresponding intelligent contract can be called to execute
Transaction.
In S104, target underwriting information is drafted according to the history underwriting information and history Claims Resolution information, and receiving
After successfully being instructed to transaction of accepting insurance, the target underwriting information for identification information of accepting insurance described in carrying and the second intelligence are closed
About identification information is packaged into the second transaction data, is sent on the node device of block chain network；With by the block chain network
Node device call the second intelligence contract corresponding with the described second intelligent Contract ID information by the target underwriting information
It is stored on block chain.
The user terminal receive the block chain network node device return with the identification information pair of accepting insurance
When the transaction for history underwriting information and history the Claims Resolution information answered, you can held according to the history corresponding with the identification information of accepting insurance
It protects information and history Claims Resolution information drafts the target underwriting information corresponding with the identification information of accepting insurance.So that there is the throwing settled a claim
When guarantor Huan Jia insurance companies insure, remain to realize it is more fair insure, reduce risk covered early period of insurance company；
Be conducive to the development of insurance industry.
Optionally, described that target underwriting information is drafted according to the history underwriting information and history Claims Resolution information, including：Root
According to the history underwriting information and history Claims Resolution information inquiry premium list, target underwriting expense is obtained, and accept insurance according to described
Expense drafts target underwriting information, wherein the premium list is stored with insurance kind of accepting insurance, and insurance kind of each accepting insurance is corresponding excellent
Favour detail and expense are detailed.
Wherein, it is described accept insurance insurance kind by insurance category classification, such as personal insurance and the insurance of damage；The personal insurance is again
It is divided into the insurance kinds such as insurance against death, pure endowment, annuity and annuity insurance；Each personal insurance is sub-divided into sub- insurance kind,
For example, each personal insurance marks off multiple declaration form plans by insurance amount.The insurance agent of insurance company is by user terminal
On specific declaration form plan shown to insurer, so that insurer selects, and insure；Or insurer itself is whole from user
Specific declaration form plan is checked on end, is insured.
Each corresponding preferential detail of insurance kind of accepting insurance can be the preferential standard formulated after actuarial department of insurance company calculates,
Different insurance kinds of accepting insurance can have different preferential standards.The preferential detail can be secondary according to accepting insurance for target object of accepting insurance
Number, claim times and amount for which loss settled are formulated.
For example, the preferential detail of the insurance kind of accepting insurance can be established as：New client's without privileges and floating；Previous year is unreasonable
The client preferential 10% of compensation；The upper two annual clients preferential 20% without Claims Resolution；Upper three year and 3 years or more the client without Claims Resolution are excellent
Favour 30%；Previous year claim times be less than or equal to three times and, Claims Resolution total amount is less than 70% paid premium, without privileges and upper
It is floating；Previous year claim times are less than or equal to three times, and total amount of settling a claim is more than or equal to 70% paid premium and is less than or equal to 100%
Paid premium, premium floating 10%；Previous year claim times are more than three times, or Claims Resolution total amount is more than or equal to 100%
Paid premium is less than or equal to 150% paid premium, premium floating 20%；It is paid that previous year Claims Resolution total amount is more than 150%
Premium, premium floating 30%.It should be noted that be merely illustrative herein, do not indicate that as to the scope of the present invention
Limitation, the preferential detail of the insurance kind of accepting insurance can formulate according to actual conditions.
The expense detail of the insurance kind of accepting insurance can according to the history underwriting information, history Claims Resolution information and danger of accepting insurance
The underwriting expense that the preferential detail of kind is calculated, that is, premium.
Described to accept insurance that merchandise refer to successfully common recognition that insurer and insurer reach every rights and duties, insurer pays
The state of the underwriting expense.At this point, after the user terminal receives the successful instruction of transaction of accepting insurance, then according to
Transaction of accepting insurance successfully is instructed the target underwriting information for identification information of accepting insurance described in carrying and the second intelligent contract mark
Information encapsulation is known into the second transaction data, is sent on the node device of block chain network；With by the section of the block chain network
Point device calls the second intelligent contract corresponding with the second intelligence Contract ID information to store the target underwriting information
On block chain.Wherein, the target underwriting information includes the corresponding expense detail of insurance kind, insurance kind of accepting insurance of accepting insurance, and is insured
The rights and duties of people and the insurer.Wherein, successfully instruction can be touched when user pay premium completion for the transaction of accepting insurance
Hair.
In the embodiment of the present invention, when the described second intelligent contract is called, for receiving mark of accepting insurance described in carrying
The target underwriting information of information and the second intelligent Contract ID Information encapsulation at the second transaction data when, by the mesh
Mark underwriting information is stored on block chain.
As shown in Fig. 2, the insurance for a kind of node device applied to block chain network provided in an embodiment of the present invention is held
The method flow schematic diagram of guarantor, the situation that this method is used to need to carry out insurance underwriting, including step S201 to step S204.
In S201, receives carryings that user terminal is sent and accept insurance the of identification information and the first intelligence Contract ID information
One transaction data, and first transaction data is broadcasted to other node devices of the block chain network.
In S202, the first intelligent contract corresponding with the first intelligence Contract ID information is called, to the user
Terminal returns to the history underwriting information corresponding with the identification information of accepting insurance and history Claims Resolution information.
In S203, the carrying target underwriting information and the second intelligent Contract ID letter that the user terminal is sent are received
Second transaction data of breath, and second transaction data is broadcasted to other node devices of the block chain network；Wherein,
The target underwriting information is drafted by the user terminal according to the history underwriting information and history Claims Resolution information, and carries institute
State identification information of accepting insurance.
In S204, the second intelligent contract corresponding with the second intelligence Contract ID information is called to hold the target
Information storage is protected on block chain.
Wherein, the node device of the block chain network can be the calculating such as computer, network server or data server
Machine equipment, operation have the system that intelligent contract is realized on block chain, such as ether mill system.
Optionally, further include before the step S203：Receive carrying Claims Resolution information that the user terminal is sent and the
The third transaction data of three intelligent Contract ID information, and by the third transaction data broadcast to the block chain network its
His node device；Wherein, the Claims Resolution information carries Claims Resolution identification information；It calls and the third intelligence Contract ID information pair
The third intelligence contract answered is by the Claims Resolution information storage for carrying identification information of settling a claim on block chain.
That is, when the third intelligence contract is called, for receiving Claims Resolution information and third intelligence contract
When the third transaction data of identification information, by the Claims Resolution information storage on block chain.
It should be noted that for convenience and simplicity of description, the specific implementation process of above-mentioned steps S201 to step S204
The description that may refer to 1 the method for earlier figures, herein without repeating.
It should be noted that for each method embodiment above-mentioned, for simple description, therefore it is all expressed as a series of
Combination of actions, but those skilled in the art should understand that, the present invention is not limited by the described action sequence, according to
The present invention, certain steps can be performed in other orders or simultaneously.
If Fig. 3 shows a kind of apparatus structure schematic diagram of insurance underwriting being configured at user terminal provided by the invention,
Described device 300 includes：First receiving module 301, the first package module 302, the second receiving module 303 and draft module 304.
First receiving module 301, for receiving identification information of accepting insurance；
First package module 302, for by identification information and the first intelligent Contract ID Information encapsulation of accepting insurance at the
One transaction data is sent on the node device of block chain network；
Second receiving module 303, the node device for receiving block chain network call and the described first intelligent contract mark
Know the history underwriting information and history Claims Resolution corresponding with the identification information of accepting insurance that the corresponding first intelligent contract of information returns
Information；
Module 304 is drafted, for drafting target underwriting information according to the history underwriting information and history Claims Resolution information, and
After receiving transaction of accepting insurance and successfully instructing, by the target underwriting information for identification information of accepting insurance described in carrying and second
Intelligent Contract ID Information encapsulation is sent at the second transaction data on the node device of block chain network；With by the block
The node device of chain network calls the second intelligent contract corresponding with the second intelligence Contract ID information to hold the target
Information storage is protected on block chain.
Optionally, it is described draft module 304 also particularly useful for：It is looked into according to the history underwriting information and history Claims Resolution information
Premium list is ask, obtains target underwriting expense, and target underwriting information is drafted according to the underwriting expense, wherein the premium
List is stored with insurance kind of accepting insurance, and the corresponding preferential detailed and expense detail of each insurance kind of accepting insurance.
Described device 300 further includes：Third receiving module, for receiving the Claims Resolution information for carrying Claims Resolution identification information；The
Two package modules, for by the Claims Resolution information for carrying identification information of settling a claim and third intelligence Contract ID Information encapsulation at the
Three transaction data are sent on the node device of block chain network；With by the node device of block chain network calling and institute
The corresponding third intelligence contract of third intelligence Contract ID information is stated by the Claims Resolution information storage for carrying identification information of settling a claim
On block chain.
It should be noted that for convenience and simplicity of description, the specific works of the device 500 of the insurance underwriting of foregoing description
Process, can be with the corresponding process of method described in reference diagram 1, and details are not described herein.
As Fig. 4 shows a kind of device of the insurance underwriting of node device being configured at block chain network provided by the invention
Structural schematic diagram, described device 400 include：First receiving module 401, the first calling module 402,403 and of the second receiving module
Second calling module 404.
First receiving module 401, the carrying for receiving user terminal transmission are accepted insurance identification information and the first intelligent contract
First transaction data of identification information, and other nodes that first transaction data is broadcasted to the block chain network are set
It is standby；
First calling module 402, for calling the first intelligent contract corresponding with the first intelligence Contract ID information,
The history underwriting information corresponding with the identification information of accepting insurance and history Claims Resolution information are returned to the user terminal；
Second receiving module 403, for receiving the carrying target underwriting information and the second intelligence that the user terminal is sent
Second transaction data of energy Contract ID information, and second transaction data is broadcasted to other sections of the block chain network
Point device；Wherein, the target underwriting information is settled a claim information by the user terminal according to the history underwriting information and history
It drafts, and identification information of accepting insurance described in carrying；
Second calling module 404, for calling the second intelligent contract corresponding with the second intelligence Contract ID information
The target underwriting information is stored on block chain.
Optionally, described device 400 further includes：
Third receiving module, for receiving the carrying Claims Resolution information and third intelligence Contract ID that the user terminal is sent
The third transaction data of information, and the third transaction data is broadcasted to other node devices of the block chain network；Its
In, the Claims Resolution information carries Claims Resolution identification information；
Third calling module, for calling third intelligence contract corresponding with the third intelligence Contract ID information by institute
The Claims Resolution information storage for carrying Claims Resolution identification information is stated on block chain.
It should be noted that for convenience and simplicity of description, the specific works of the device 400 of the insurance underwriting of foregoing description
Process, can be with the corresponding process of method described in reference diagram 2, and details are not described herein.
Fig. 5 is the structural schematic diagram of terminal provided in an embodiment of the present invention.The terminal is the aforementioned user terminal,
The terminal 5 of the embodiment includes：It processor 50, memory 51 and is stored in the memory 51 and can be in the processor
The computer program 52 run on 50, for example, insurance underwriting program.When the processor 50 executes the computer program 52
The step in the embodiment of the method for above-mentioned each insurance underwriting, such as step 101 shown in FIG. 1 are realized to 104, alternatively, described
Processor 50 realizes the function of each module/unit in above-mentioned each device embodiment, such as Fig. 3 when executing the computer program 52
The function of shown module 301 to 304.
The terminal may include, but be not limited only to, processor 50, memory 51.It will be understood by those skilled in the art that figure
5 be only the example of terminal 5, and the not restriction of structure paired terminal 5 may include components more more or fewer than diagram, or
Combine certain components or different components, for example, the terminal 5 can also include input-output equipment, network access equipment,
Bus etc..
Alleged processor 50 can be central processing unit (Central Processing Unit, CPU), can also be
Other general processors, digital signal processor (Digital Signal Processor, DSP), application-specific integrated circuit
(Application Specific Integrated Circuit, ASIC), field programmable gate array (Field-
Programmable Gate Array, FPGA) either other programmable logic device, discrete gate or transistor logic,
Discrete hardware components etc..General processor can be microprocessor or the processor can also be any conventional processor
Deng.
The memory 51 can be the internal storage unit of the terminal 5, such as the hard disk or memory of terminal 5.It is described
Memory 51 can also be the plug-in type hard disk being equipped on the External memory equipment of the terminal 5, such as the terminal 5, intelligence
Storage card (Smart Media Card, SMC), secure digital (Secure Digital, SD) card, flash card (Flash Card)
Deng.Further, the memory 51 can also both include the internal storage unit of the terminal 5 or be set including external storage
It is standby.The memory 51 is used to store other programs and data needed for the computer program and the insurance underwriting.Institute
Memory 51 is stated to can be also used for temporarily storing the data that has exported or will export.
Illustratively, the computer program 52 can be divided into one or more module/units, it is one or
Multiple module/units are stored in the memory 51, and are executed by the processor 50, to complete the present invention.Described one
A or multiple module/units can be the series of computation machine program instruction section that can complete specific function, which is used for
Implementation procedure of the computer program 52 in the terminal 5 is described.For example, the computer program can be divided into
One receiving module, the first package module, the second receiving module and draft module；Each module concrete function is as follows：First receives mould
Block, for receiving identification information of accepting insurance；First package module, for by identification information and the first intelligent Contract ID of accepting insurance
Information encapsulation is sent at the first transaction data on the node device of block chain network；Second receiving module, for receiving block
The node device of chain network call the first intelligent contract return corresponding with the described first intelligent Contract ID information with it is described
History underwriting information corresponding to identification information of accepting insurance and history Claims Resolution information；Module is drafted, for accepting insurance letter according to the history
Breath and history Claims Resolution information draft target underwriting information, and after receiving the successful instruction of transaction of accepting insurance, will be held described in carrying
The target underwriting information of guarantor's identification information and the second intelligent Contract ID Information encapsulation are sent at the second transaction data
On the node device of block chain network；To be called and the described second intelligent Contract ID by the node device of the block chain network
The target underwriting information is stored on block chain by the corresponding second intelligent contract of information.
It is apparent to those skilled in the art that for convenience of description and succinctly, only with above-mentioned each work(
Can unit, module division progress for example, in practical application, can be as needed and by above-mentioned function distribution by different
Functional unit, module are completed, i.e., the internal structure of described device are divided into different functional units or module, more than completion
The all or part of function of description.Each functional unit, module in embodiment can be integrated in a processing unit, also may be used
It, can also be above-mentioned integrated during two or more units are integrated in one unit to be that each unit physically exists alone
The form that hardware had both may be used in unit is realized, can also be realized in the form of SFU software functional unit.In addition, each function list
Member, the specific name of module are also only to facilitate mutually distinguish, the protection domain being not intended to limit this application.Above system
The specific work process of middle unit, module, can refer to corresponding processes in the foregoing method embodiment, and details are not described herein.
As shown in fig. 6, the embodiment of the present invention also provides a kind of block chain node device 6, including：Processor 60, memory
61 and it is stored in the computer program 62 that can be run in the memory 61 and on the processor 60, such as insurance underwriting
Program.The processor realizes the step in the embodiment of the method for above-mentioned each insurance underwriting when executing the computer program
Suddenly, for example, step S201 to S204 shown in Fig. 2；Alternatively, being realized when the processor execution computer program above-mentioned each
The function of each module/unit in device embodiment, for example, module 401 to 404 shown in Fig. 4.The structure of the terminal of the embodiment
The embodiment of terminal described in above-mentioned Fig. 5 is may refer to, details are not described herein again.
Illustratively, the computer program 62 can be divided into one or more module/units, it is one or
Multiple module/units are stored in the memory 61, and are executed by the processor 60, to complete the present invention.Described one
A or multiple module/units can be the series of computation machine program instruction section that can complete specific function, which is used for
Implementation procedure of the computer program 62 in the block chain node device 6 is described.For example, the computer program can be with
It is divided into the first receiving module, the first calling module, the second receiving module and the second calling module；Each module concrete function
For：First receiving module, the carrying for receiving user terminal transmission are accepted insurance identification information and the first intelligent Contract ID information
The first transaction data, and first transaction data is broadcasted to other node devices of the block chain network；First adjusts
It is returned to the user terminal with module for calling the first intelligent contract corresponding with the first intelligence Contract ID information
Return the history underwriting information corresponding with the identification information of accepting insurance and history Claims Resolution information；Second receiving module, for receiving
State the carryings target underwriting information of user terminal transmission and the second transaction data of the second intelligence Contract ID information, and by institute
The second transaction data is stated to broadcast to other node devices of the block chain network；Wherein, the target underwriting information is by described
User terminal is drafted according to the history underwriting information and history Claims Resolution information, and identification information of accepting insurance described in carrying；Second adjusts
With module, it is used to call the second intelligent contract corresponding with the second intelligence Contract ID information by the target underwriting information
It is stored on block chain.
In the above-described embodiments, it all emphasizes particularly on different fields to the description of each embodiment, is not described in detail or remembers in some embodiment
The part of load may refer to the associated description of other embodiments.
Those of ordinary skill in the art may realize that lists described in conjunction with the examples disclosed in the embodiments of the present disclosure
Member and algorithm steps can be realized with the combination of electronic hardware or computer software and electronic hardware.These functions are actually
It is implemented in hardware or software, depends on the specific application and design constraint of technical solution.Professional technician
Each specific application can be used different methods to achieve the described function, but this realization is it is not considered that exceed
The scope of the present invention.
In embodiment provided by the present invention, it should be understood that disclosed device/terminal device and method, it can be with
It realizes by another way.For example, device described above/terminal device embodiment is only schematical, for example, institute
The division of module or unit is stated, only a kind of division of logic function, formula that in actual implementation, there may be another division manner, such as
Multiple units or component can be combined or can be integrated into another system, or some features can be ignored or not executed.Separately
A bit, shown or discussed mutual coupling or direct-coupling or communication connection can be by some interfaces, device
Or INDIRECT COUPLING or the communication connection of unit, can be electrical, machinery or other forms.
The unit illustrated as separating component may or may not be physically separated, aobvious as unit
The component shown may or may not be physical unit, you can be located at a place, or may be distributed over multiple
In network element.Some or all of unit therein can be selected according to the actual needs to realize the mesh of this embodiment scheme
's.
In addition, each functional unit in each embodiment of the present invention can be integrated in a processing unit, it can also
It is that each unit physically exists alone, it can also be during two or more units be integrated in one unit.Above-mentioned integrated list
The form that hardware had both may be used in member is realized, can also be realized in the form of SFU software functional unit.
If the integrated module/unit be realized in the form of SFU software functional unit and as independent product sale or
In use, can be stored in a computer read/write memory medium.Based on this understanding, the present invention realizes above-mentioned implementation
All or part of flow in example method, can also instruct relevant hardware to complete, the meter by computer program
Calculation machine program can be stored in a computer readable storage medium, the computer program when being executed by processor, it can be achieved that on
The step of stating each embodiment of the method.Wherein, the computer program includes computer program code, the computer program generation
Code can be source code form, object identification code form, executable file or certain intermediate forms etc..The computer-readable medium
May include：Any entity or device, recording medium, USB flash disk, mobile hard disk, magnetic of the computer program code can be carried
Dish, CD, computer storage, read-only memory (Read-Only Memory, ROM), random access memory (Random
Access Memory, RAM), electric carrier signal, telecommunication signal and software distribution medium etc..It should be noted that the meter
The content that calculation machine readable medium includes can carry out increase and decrease appropriate according to legislation in jurisdiction and the requirement of patent practice,
Such as in certain jurisdictions, according to legislation and patent practice, computer-readable medium does not include electric carrier signal and telecommunications
Signal.
Embodiment described above is merely illustrative of the technical solution of the present invention, rather than its limitations；Although with reference to aforementioned reality
Applying example, invention is explained in detail, it will be understood by those of ordinary skill in the art that：It still can be to aforementioned each
Technical solution recorded in embodiment is modified or equivalent replacement of some of the technical features；And these are changed
Or replace, the spirit and scope for various embodiments of the present invention technical solution that it does not separate the essence of the corresponding technical solution should all
It is included within protection scope of the present invention.
Claims (12)
1. a kind of method of insurance underwriting is applied to user terminal, which is characterized in that including：
Reception is accepted insurance identification information；
By identification information and the first intelligent Contract ID Information encapsulation of accepting insurance at the first transaction data, it is sent to block link network
On the node device of network；
The node device for receiving block chain network calls the first intelligent contract corresponding with the first intelligence Contract ID information
The history underwriting information and history Claims Resolution information corresponding with the identification information of accepting insurance returned；
Target underwriting information is drafted according to the history underwriting information and history Claims Resolution information, and is merchandised successfully receiving to accept insurance
Instruction after, by the target underwriting information for identification information of accepting insurance described in carrying and the second intelligent Contract ID Information encapsulation
At the second transaction data, it is sent on the node device of block chain network；To be called by the node device of the block chain network
The target underwriting information is stored on block chain by the second intelligent contract corresponding with the second intelligence Contract ID information.
2. the method as described in claim 1, which is characterized in that described according to the history underwriting information and history Claims Resolution information
Target underwriting information is drafted, including：
According to the history underwriting information and history Claims Resolution information inquiry premium list, target underwriting expense is obtained, and according to institute
It states target underwriting expense and drafts target underwriting information.
3. method as claimed in claim 1 or 2, which is characterized in that called in the node device for receiving block chain network
The first intelligent contract corresponding with the described first intelligent Contract ID information return with the identification information of accepting insurance is corresponding goes through
Before history underwriting information and history Claims Resolution information, the method further includes：
Receive the Claims Resolution information for carrying Claims Resolution identification information；
By the Claims Resolution information for carrying identification information of settling a claim and third intelligence Contract ID Information encapsulation at third transaction data,
It is sent on the node device of block chain network；It is intelligently closed with the third with being called by the node device of the block chain network
About third intelligence contract corresponding to identification information by it is described carry settle a claim identification information Claims Resolution information storage on block chain.
4. a kind of method of insurance underwriting is applied to the node device of block chain network, which is characterized in that including：
Carryings that user terminal is sent is received to accept insurance the first transaction data of identification information and the first intelligence Contract ID information, and
First transaction data is broadcasted to other node devices of the block chain network；
Call the first intelligent contract corresponding with the described first intelligent Contract ID information, to user terminal return with it is described
History underwriting information corresponding to identification information of accepting insurance and history Claims Resolution information；
Receive the second transaction of carrying target underwriting information and the second intelligent Contract ID information that the user terminal is sent
Data, and second transaction data is broadcasted to other node devices of the block chain network；Wherein, the target is accepted insurance
Information is drafted by the user terminal according to the history underwriting information and history Claims Resolution information, and mark letter of accepting insurance described in carrying
Breath；
The second intelligent contract corresponding with the second intelligence Contract ID information is called to be stored in the target underwriting information
On block chain.
5. method as claimed in claim 4, which is characterized in that held in the carrying target for receiving the user terminal transmission
The second transaction data of information and the second intelligent Contract ID information is protected, and the reception transaction data is broadcasted to the area
Before other node devices of block chain network, further include：
The third transaction data of carrying Claims Resolution information and third intelligence Contract ID information that the user terminal is sent is received, and
The third transaction data is broadcasted to other node devices of the block chain network；Wherein, the Claims Resolution information carries reason
Pay for identification information；
Third intelligence contract corresponding with the third intelligence Contract ID information is called to carry identification information of settling a claim by described
Information storage of settling a claim is on block chain.
6. a kind of device of insurance underwriting, is configured at user terminal, which is characterized in that including：
First receiving module, for receiving identification information of accepting insurance；
First package module, for by identification information and the first intelligent Contract ID Information encapsulation of accepting insurance at the first number of deals
According to being sent on the node device of block chain network；
Second receiving module, the node device for receiving block chain network call and the described first intelligent Contract ID information pair
The history underwriting information and history Claims Resolution information corresponding with the identification information of accepting insurance that the first intelligent contract answered returns；
Module is drafted, for drafting target underwriting information according to the history underwriting information and history Claims Resolution information, and is being received
After successfully being instructed to transaction of accepting insurance, the target underwriting information for identification information of accepting insurance described in carrying and the second intelligence are closed
About identification information is packaged into the second transaction data, is sent on the node device of block chain network；With by the block chain network
Node device call the second intelligence contract corresponding with the described second intelligent Contract ID information by the target underwriting information
It is stored on block chain.
7. device as claimed in claim 6, which is characterized in that it is described draft module also particularly useful for：
According to the history underwriting information and history Claims Resolution information inquiry premium list, target underwriting expense is obtained, and according to institute
It states underwriting expense and drafts target underwriting information.
8. device as claimed in claims 6 or 7, which is characterized in that described device further includes：
Third receiving module, for receiving the Claims Resolution information for carrying Claims Resolution identification information；
Second package module, for sealing the Claims Resolution information for carrying identification information of settling a claim and third intelligence Contract ID information
Third transaction data is dressed up, is sent on the node device of block chain network；With by the node device tune of the block chain network
The Claims Resolution for carrying identification information of settling a claim is believed with third intelligence contract corresponding with the third intelligence Contract ID information
Breath is stored on block chain.
9. a kind of device of insurance underwriting, is configured at the node device of block chain network, which is characterized in that including：
First receiving module, the carrying for receiving user terminal transmission are accepted insurance identification information and the first intelligent Contract ID information
The first transaction data, and first transaction data is broadcasted to other node devices of the block chain network；
First calling module, for calling the first intelligence contract corresponding with the described first intelligent Contract ID information, to described
User terminal returns to the history underwriting information corresponding with the identification information of accepting insurance and history Claims Resolution information；
Second receiving module, for receiving the carrying target underwriting information and the second intelligent contract mark that the user terminal is sent
Know the second transaction data of information, and second transaction data is broadcasted to other node devices of the block chain network；
Wherein, the target underwriting information is drafted by the user terminal according to the history underwriting information and history Claims Resolution information, and
It accepts insurance described in carrying identification information；
Second calling module, for calling the second intelligent contract corresponding with the second intelligence Contract ID information by the mesh
Mark underwriting information is stored on block chain.
10. device as claimed in claim 9, which is characterized in that described device further includes：
Third receiving module, for receiving the carrying Claims Resolution information and third intelligence Contract ID information that the user terminal is sent
Third transaction data, and the third transaction data is broadcasted to other node devices of the block chain network；Wherein, institute
It states Claims Resolution information and carries Claims Resolution identification information；
Third calling module, for calling third intelligence contract corresponding with the third intelligence Contract ID information to be taken described
Claims Resolution information storage with Claims Resolution identification information is on block chain.
11. a kind of user terminal, including memory, processor and it is stored in the memory and can be on the processor
The computer program of operation, which is characterized in that the processor realizes such as claims 1 to 3 when executing the computer program
The step of any one the method.
12. a kind of block chain node device, including memory, processor and it is stored in the memory and can be at the place
The computer program run on reason device, which is characterized in that realized when the processor executes the computer program as right is wanted
The step of seeking 4 to 5 any one the method.
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|---|---|---|---|
| CN201810276484.0A CN108596771A (en) | 2018-03-30 | 2018-03-30 | Method, apparatus, user terminal and the block chain node device of insurance underwriting |
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|---|---|---|---|
| CN201810276484.0A CN108596771A (en) | 2018-03-30 | 2018-03-30 | Method, apparatus, user terminal and the block chain node device of insurance underwriting |
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| CN109816541A (en) * | 2019-01-24 | 2019-05-28 | 易保互联医疗信息科技（北京）有限公司 | Multidimensional data existence authentication method, storage medium and equipment based on block chain |
| WO2020155789A1 (en) * | 2019-01-30 | 2020-08-06 | 阿里巴巴集团控股有限公司 | Blockchain-based certificate storage method and apparatus |
| CN110009513A (en) * | 2019-02-18 | 2019-07-12 | 平安科技（深圳）有限公司 | For Claims Resolution method, apparatus, equipment and the readable storage medium storing program for executing of mutual insurance |
| CN110033387A (en) * | 2019-04-12 | 2019-07-19 | 泰康保险集团股份有限公司 | Claims Resolution data processing method, device, medium and electronic equipment based on block chain |
| CN111355804A (en) * | 2020-03-06 | 2020-06-30 | 微民保险代理有限公司 | Alliance-chain-based vehicle management method, device, equipment and storage medium |
| CN112104705A (en) * | 2020-08-21 | 2020-12-18 | 达闼机器人有限公司 | Identification generation method and device, storage medium and electronic equipment |
| CN112104705B (en) * | 2020-08-21 | 2023-10-24 | 达闼机器人股份有限公司 | Identification generation method and device, storage medium and electronic equipment |
| CN111833190A (en) * | 2020-09-16 | 2020-10-27 | 泰康保险集团股份有限公司 | Annuity data processing method, device, medium and electronic equipment |
| CN112163846A (en) * | 2020-10-19 | 2021-01-01 | 泰康保险集团股份有限公司 | Payment scheme determination method, device and system based on block chain |
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Application publication date: 20180928 |