CN110033387A - Claims Resolution data processing method, device, medium and electronic equipment based on block chain - Google Patents

Claims Resolution data processing method, device, medium and electronic equipment based on block chain Download PDF

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Publication number
CN110033387A
CN110033387A CN201910295939.8A CN201910295939A CN110033387A CN 110033387 A CN110033387 A CN 110033387A CN 201910295939 A CN201910295939 A CN 201910295939A CN 110033387 A CN110033387 A CN 110033387A
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China
Prior art keywords
resolution
data
block chain
settled
information
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Chinese (zh)
Inventor
李夫路
梁爽
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Taikang Insurance Group Co Ltd
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Taikang Insurance Group Co Ltd
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Priority to CN201910295939.8A priority Critical patent/CN110033387A/en
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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/382Payment protocols; Details thereof insuring higher security of transaction
    • G06Q20/3829Payment protocols; Details thereof insuring higher security of transaction involving key management
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/08Insurance

Abstract

The embodiment of the invention provides a kind of Claims Resolution data processing method, device, medium and electronic equipments based on block chain, belong to block chain technical field, this method comprises: the first block chain node according to history settled a claim data establish include condition data and behavioral data executing rule;The first block chain node establishes Claims Resolution knowledge base according to the executing rule, and the Claims Resolution knowledge base is sent in block chain network;The second block chain node receive wait settle a claim data when, if data to be settled a claim with it is described Claims Resolution knowledge base in condition data match, trigger the executing rule and obtain processing result;The second block chain node determines the standard Claims Resolution information of the data to be settled a claim according to the processing result.This method, which can be realized, treats automatically processing for Claims Resolution data, improves the Claims Resolution efficiency for treating Claims Resolution data, saves human cost.

Description

Claims Resolution data processing method, device, medium and electronic equipment based on block chain
Technical field
The present invention relates to block chain technical fields, in particular to a kind of Claims Resolution data processing side based on block chain Method, Claims Resolution data processing equipment, computer readable storage medium and electronic equipment based on block chain.
Background technique
Currently, being all that will settle a claim material upload by user extremely mostly when the declaration form for treating Claims Resolution carries out Claims Resolution processing The specified position of insurance company;Then after the completion of upload material, insurance company passes through manually progress core compensation process again and is managed It pays for.The low efficiency but this mode is not only settled a claim, but also more human cost can be occupied;Also, inevitably due to The problems such as human factor causes leakage to pay for, mistake is paid for and settles a claim not in time.
It should be noted that information is only used for reinforcing the reason to background of the invention disclosed in above-mentioned background technology part Solution, therefore may include the information not constituted to the prior art known to persons of ordinary skill in the art.
Summary of the invention
The embodiment of the present invention is designed to provide a kind of Claims Resolution data processing method based on block chain, based on block chain Claims Resolution data processing equipment, computer readable storage medium and electronic equipment, and then overcome Claims Resolution at least to a certain extent Low efficiency, and leakage is paid for, wrong the problems such as paying for, settling a claim not in time.
Other characteristics and advantages of the invention will be apparent from by the following detailed description, or partially by the present invention Practice and acquistion.
According to a first aspect of the embodiments of the present invention, a kind of Claims Resolution data processing method based on block chain is provided, is wrapped It includes:
It includes holding for condition data and behavioral data that the first block chain node, which has settled a claim that data establish according to history, Line discipline;Wherein, the condition data is that the history has been settled a claim the Claims Resolution classification of data and corresponding with the Claims Resolution classification List, the behavioral data be Claims Resolution result corresponding with the Claims Resolution classification;
The first block chain node establishes Claims Resolution knowledge base according to the executing rule, and the Claims Resolution knowledge base is sent out It send into block chain network;
The second block chain node receive wait settle a claim data when, if data to be settled a claim and the Claims Resolution knowledge base In condition data match, trigger the executing rule and obtain processing result;
The second block chain node determines the standard Claims Resolution information of the data to be settled a claim according to the processing result.
In some embodiments of the invention, be based on aforementioned schemes, according to history settled a claim data establish include conditional number Accordingly and the executing rule of behavioral data includes:
Classification processing is carried out to history data of having settled a claim, obtains Claims Resolution classification, the corresponding data of classification are clear with settling a claim Single and Claims Resolution result;
Configuration includes the preset data structure of condition data item and behavioral data item, will based on the preset data structure The Claims Resolution classification, the list are processed into the condition data item, and by the Claims Resolution result treatment at the item Number of packages is according to corresponding behavioral data item;
According to the condition data item and the behavioral data item, the executing rule is obtained.
In some embodiments of the invention, aforementioned schemes are based on, the first block chain node has been managed according to history It pays for data to establish before the executing rule including condition data and behavioral data, the Claims Resolution data processing based on block chain Method further include:
The settled a claim acquisition request of data of history is encrypted by the private key of the first block chain node;
Encrypted acquisition request is sent in block chain network, for storing the history in the block chain network The target block chain node for data of having settled a claim obtains the encrypted acquisition request;
It receives and stores the history and settled a claim target storage node described the going through of responding that the acquisition request sends of data History has been settled a claim data.
In some embodiments of the invention, aforementioned schemes are based on, the number to be settled a claim is determined according to the processing result According to standard Claims Resolution information include:
Judge whether the evaluation index of the processing result is greater than preset threshold;
If the evaluation index of the processing result is greater than the preset threshold, it is described to judge that the evaluation index is greater than Whether the processing result of preset threshold is one;
If the processing result that the evaluation index is greater than the preset threshold is one, using the processing result as institute State standard Claims Resolution information.
In some embodiments of the invention, aforementioned schemes, the Claims Resolution data processing method based on block chain are based on Further include:
If the evaluation index be greater than the preset threshold processing result be it is multiple, by the evaluation index highest Processing result as the standard settle a claim information.
In some embodiments of the invention, aforementioned schemes are based on, it is described wait settle a claim being determined according to the processing result After the standard Claims Resolution information of data, the Claims Resolution data processing method based on block chain further include:
The corresponding standard Claims Resolution information of the data to be settled a claim is distributed in block chain network, for the block link network Other nodes in network obtain the standard Claims Resolution information.
In some embodiments of the invention, aforementioned schemes are based on, it is described wait settle a claim being determined according to the processing result After the standard Claims Resolution information of data, the Claims Resolution data processing method based on block chain further include:
Standard Claims Resolution information is adjusted according to the evaluation index of standard Claims Resolution information, obtains optimal Claims Resolution Information;
It determines the evaluation index of the optimal Claims Resolution information, and judges whether the evaluation index of the optimal Claims Resolution information is big In the evaluation index of standard Claims Resolution information;
If the evaluation index of the optimal Claims Resolution information is greater than the evaluation index of standard Claims Resolution information, will be described The corresponding optimal Claims Resolution information of data to be settled a claim is sent in block chain network, for other nodes in the block chain network Obtain the optimal Claims Resolution information.
According to a second aspect of the embodiments of the present invention, a kind of Claims Resolution data processing equipment based on block chain, institute are provided Block chain, which is stated, including the first block chain node and the second block chain node, described device includes:
Executing rule establishes module, for the first block chain node according to history settled a claim data establish include condition The executing rule of data and behavioral data;Wherein, the condition data be the history settled a claim data Claims Resolution classification with And list corresponding with the Claims Resolution classification, the behavioral data are Claims Resolution result corresponding with the Claims Resolution classification;
Claims Resolution knowledge base establishes module, establishes Claims Resolution knowledge according to the executing rule for the first block chain node Library, and the Claims Resolution knowledge base is sent in block chain network;
First processing module, for the second block chain node receive wait settle a claim data when, if data to be settled a claim Match with the condition data in the Claims Resolution knowledge base, triggers the executing rule and obtain processing result;
Claims Resolution information determination module, it is determining described wait settle a claim according to the processing result for the second block chain node The standard Claims Resolution information of data.
In some embodiments of the invention, aforementioned schemes are based on, the executing rule is established module and also used: going through to described History data of having settled a claim carry out classification processing, obtain Claims Resolution classification, with the corresponding list of Claims Resolution classification and result of settling a claim;Match The preset data structure including condition data item and behavioral data item is set, is based on the preset data structure for the Claims Resolution class Not, the list is processed into the condition data item, and by the Claims Resolution result treatment at corresponding with the condition data Behavioral data item;According to the condition data item and the behavioral data item, the executing rule is obtained.
In some embodiments of the invention, aforementioned schemes, the Claims Resolution data processing equipment based on block chain are based on Further include:
Encrypting module, for the private key by the first block chain node to history settled a claim data acquisition request into Row encryption;
First sending module, for encrypted acquisition request to be sent in block chain network, for the block chain The settled a claim target block chain node of data of the history is stored in network obtains the encrypted acquisition request;
Receiving module stores the settled a claim target storage node of data of the history and responds the acquisition request for receiving The history sent has been settled a claim data.
In some embodiments of the invention, aforementioned schemes are based on, the Claims Resolution information determination module is also used to: judging institute Whether the evaluation index for stating processing result is greater than preset threshold;If the evaluation index of the processing result is greater than the default threshold Value, then whether the processing result for judging that the evaluation index is greater than the preset threshold is one;If the evaluation index is big In the preset threshold processing result be one, then using the processing result as the standard settle a claim information.
In some embodiments of the invention, aforementioned schemes, the Claims Resolution data processing equipment based on block chain are based on Further include:
Third processing module, if for the evaluation index be greater than the preset threshold processing result be it is multiple, Using the highest processing result of the evaluation index as standard Claims Resolution information.
In some embodiments of the invention, aforementioned schemes, the Claims Resolution data processing equipment based on block chain are based on Further include:
Release module, for the corresponding standard Claims Resolution information of the data to be settled a claim to be distributed in block chain network, with The standard Claims Resolution information is obtained for other nodes in the block chain network.
In some embodiments of the invention, aforementioned schemes, the Claims Resolution data processing equipment based on block chain are based on Further include:
Module is adjusted, for adjusting according to the evaluation index of standard Claims Resolution information to standard Claims Resolution information It is whole, obtain optimal Claims Resolution information;
Second judgment module for determining the evaluation index of the optimal Claims Resolution information, and judges the optimal Claims Resolution letter Whether the evaluation index of breath is greater than the evaluation index of the standard Claims Resolution information;
Second sending module, if the evaluation index for the optimal Claims Resolution information is greater than standard Claims Resolution information The corresponding optimal Claims Resolution information of the data to be settled a claim then is sent in block chain network, for the block by evaluation index Other nodes in chain network obtain the optimal Claims Resolution information.
According to a third aspect of the embodiments of the present invention, a kind of computer-readable medium is provided, computer is stored thereon with Program realizes the Claims Resolution number based on block chain as described in first aspect in above-described embodiment when described program is executed by processor According to processing method.
According to a fourth aspect of the embodiments of the present invention, a kind of electronic equipment is provided, comprising: one or more processors; Storage device, for storing one or more programs, when one or more of programs are held by one or more of processors When row, so that one or more of processors realize the Claims Resolution based on block chain as described in first aspect in above-described embodiment Data processing method.
Technical solution provided in an embodiment of the present invention can include the following benefits:
In the technical solution provided by some embodiments of the present invention, according to history settled a claim data establish include condition The executing rule of data and behavioral data;First block chain node establishes Claims Resolution knowledge base according to executing rule, and will Claims Resolution Knowledge base is sent in block chain network;Second block chain node receive wait settle a claim data when, if data to be settled a claim with Condition data in Claims Resolution knowledge base matches, and triggering executing rule obtains processing result;Second block chain node is according to processing As a result it determines that the standard of data to be settled a claim is settled a claim information, data, knowledge base of settling a claim and treats Claims Resolution number so that history has been settled a claim According to processing result can be stored or be obtained by block chain network, and then can guarantee that history has been settled a claim number According to, Claims Resolution knowledge base and treat Claims Resolution data processing result be not tampered, and also can be realized history settled a claim data, The trackability of knowledge base of settling a claim and the processing result for treating Claims Resolution data, avoids human factor and causes to treat Claims Resolution data The problem of leakage is paid for, mistake is paid for and is settled a claim not in time.Further, block chain is uploaded to by the knowledge base that will settle a claim, for block Whether the block chain node in chain network is receiving after data of settling a claim, met in Claims Resolution knowledge base according to data to be settled a claim Condition data judges whether to trigger executing rule, makes it possible to realize and treat automatically processing for Claims Resolution data, improve and treat reason The Claims Resolution efficiency for paying for data, saves human cost.
It should be understood that above general description and following detailed description be only it is exemplary and explanatory, not It can the limitation present invention.
Detailed description of the invention
The drawings herein are incorporated into the specification and forms part of this specification, and shows and meets implementation of the invention Example, and be used to explain the principle of the present invention together with specification.It should be evident that the accompanying drawings in the following description is only the present invention Some embodiments for those of ordinary skill in the art without creative efforts, can also basis These attached drawings obtain other attached drawings.In the accompanying drawings:
Fig. 1 diagrammatically illustrates a kind of Claims Resolution data processing method based on block chain of embodiment according to the present invention Flow chart;
Fig. 2 diagrammatically illustrates a kind of determining described wait settle a claim according to the processing result of embodiment according to the present invention The method flow diagram of the standard Claims Resolution information of data;
Fig. 3 diagrammatically illustrates another Claims Resolution data processing method based on block chain of embodiment according to the present invention Flow chart;
Fig. 4 diagrammatically illustrates another Claims Resolution data processing method based on block chain of embodiment according to the present invention Flow chart;
Fig. 5 diagrammatically illustrates the realization Claims Resolution self-service management of data in block chain network of embodiment according to the present invention System block diagram;
Fig. 6 diagrammatically illustrates the Claims Resolution data processing equipment according to an embodiment of the invention based on block chain Block diagram;
Fig. 7 shows the structural schematic diagram for being suitable for the computer system for the electronic equipment for being used to realize the embodiment of the present invention.
Specific embodiment
Example embodiment is described more fully with reference to the drawings.However, example embodiment can be with a variety of shapes Formula is implemented, and is not understood as limited to example set forth herein;On the contrary, thesing embodiments are provided so that the present invention will more Fully and completely, and by the design of example embodiment comprehensively it is communicated to those skilled in the art.
In addition, described feature, structure or characteristic can be incorporated in one or more implementations in any suitable manner In example.In the following description, many details are provided to provide and fully understand to the embodiment of the present invention.However, It will be appreciated by persons skilled in the art that technical solution of the present invention can be practiced without one or more in specific detail, Or it can be using other methods, constituent element, device, step etc..In other cases, it is not shown in detail or describes known side Method, device, realization or operation are to avoid fuzzy each aspect of the present invention.
Block diagram shown in the drawings is only functional entity, not necessarily must be corresponding with physically separate entity. I.e., it is possible to realize these functional entitys using software form, or realized in one or more hardware modules or integrated circuit These functional entitys, or these functional entitys are realized in heterogeneous networks and/or processor device and/or microcontroller device.
Flow chart shown in the drawings is merely illustrative, it is not necessary to including all content and operation/step, It is not required to execute by described sequence.For example, some operation/steps can also decompose, and some operation/steps can close And or part merge, therefore the sequence actually executed is possible to change according to the actual situation.
Fig. 1 diagrammatically illustrates the process of the Claims Resolution data processing method based on block chain of embodiment according to the present invention Figure, it also may include other block chain links that the block chain, which may include the first block chain node and the second block chain node, Point, there is no special restriction on this for this example.Further, the executing subject of the Claims Resolution data processing method can be server or Terminal device etc..
As shown in Figure 1, the Claims Resolution data processing method based on block chain of embodiment according to the present invention, including walk as follows Rapid S110, step S120, step S130 and step S140, are illustrated in detailed below:
In step s 110, the first block chain node according to history settled a claim data establish include condition data and The executing rule of behavioral data;Wherein, the condition data be the history settled a claim data Claims Resolution classification and with it is described The corresponding list of classification of settling a claim, the behavioral data are Claims Resolution result corresponding with the Claims Resolution classification.
In this exemplary embodiment, firstly, to history settled a claim data carry out classification processing, obtain Claims Resolution classification, with reason Pay for the corresponding list of classification and Claims Resolution result;Then, configuration includes the default of condition data item and behavioral data item Data structure is processed into condition data item based on will settle a claim classification, list of preset data structure, and the result treatment that will settle a claim At behavioral data item corresponding with condition data;Finally, obtaining executing rule according to condition data item and behavioral data item.
For example, firstly, being classified to obtain Claims Resolution classification, number corresponding with the Claims Resolution classification to history data of having settled a claim According to inventory and Claims Resolution corresponding with the Claims Resolution classification as a result, then, configuration includes condition (IF) data item and behavior (THEN) the preset data structure of data item;It is based on the preset data structure again, above-mentioned Claims Resolution classification and list are made For condition data, the result that then will settle a claim again is as behavioral data corresponding with the condition data;Finally further according to the conditional number Accordingly and behavioral data, executing rule is obtained.After obtaining the executing rule, when receive wait settle a claim data after, can basis Claims Resolution classification belonging to the data to be settled a claim obtains required list, then judges that the list of data to be settled a claim is again The no list met in condition data carries out Claims Resolution process if it is satisfied, then triggering the executing rule.In this way, The automatic processing for realizing Claims Resolution saves the Claims Resolution time while also saving human resources.
In this exemplary embodiment, in order to establish above-mentioned executing rule, it is also necessary to it obtains above-mentioned history and has settled a claim data, tool Body may include: firstly, being encrypted by the private key of the first block chain node to the settled a claim acquisition request of data of history; Then, encrypted acquisition request is sent in block chain network, has been settled a claim for storing history in the block chain network The block chain node of the target of data obtains encrypted acquisition request;Finally, can receive multiple block chain node hairs The history sent has been settled a claim data.Further, when obtain above-mentioned history settled a claim data after, the data that can settle a claim to history into Row classification obtains Claims Resolution classification and the corresponding list of the Claims Resolution classification and Claims Resolution corresponding with the Claims Resolution classification is tied Fruit.
For example, when the first block chain node need to obtain history settled a claim data when, can first generate an acquisition request, so It recycles the private key of the first block chain node to encrypt the acquisition request afterwards, then again sends encrypted acquisition request Into block chain network;After each block chain node in block chain network receives the acquisition request, according to the acquisition request In data information to be obtained judge whether to be stored with above-mentioned history data of having settled a claim in own node and then will if there is storage History has settled a claim data feedback to the promoter of acquisition request;It has settled a claim number when the promoter of acquisition request receives above-mentioned history According to rear, the data that can settle a claim to each history carry out taxonomic revision, obtain each history settled a claim the Claims Resolution classifications of data (such as can To include personal insurance, vehicle insurance, weight disease medical insurance etc.) and list corresponding with each Claims Resolution classification and result of settling a claim Etc.;Wherein, it is the required bill of materials which, which for example can be each Claims Resolution classification carrying out Claims Resolution, and the material is clear Single the inside may include required material and optional material etc.;For example, if Claims Resolution classification is vehicle insurance Claims Resolution, it is required Material may include: automobile insurance list, automobile insurance loos advice book, indemnity receipt, driving license and driver's license etc.; Optional material may include: vehicle purchase contract etc..Claims Resolution result may include whether to settle a claim successfully and amount for which loss settled Etc., it also may include other information, such as can be the judgement of accident responsibilities of the parties etc., this example does not do special limit to this System.
In the step s 120, the first block chain node establishes Claims Resolution knowledge base according to the executing rule, and by institute Claims Resolution knowledge base is stated to be sent in block chain network
It in this exemplary embodiment, can be according to various differences after the first block chain node obtains above-mentioned executing rule The corresponding executing rule of type of settling a claim establishes Claims Resolution knowledge base, and then the Claims Resolution knowledge base is uploaded in block chain network again, When block chain network receive other nodes upload wait settle a claim data after, whether can meet Claims Resolution according to data to be settled a claim and know Know the condition data in library to judge whether to trigger executing rule, and then treats Claims Resolution data and carry out Claims Resolution and handle to obtain processing knot Fruit.
In step s 130, the second block chain node receive wait settle a claim data when, if data to be settled a claim with Condition data in the Claims Resolution knowledge base matches, and triggers the executing rule and obtains processing result.
In this exemplary embodiment, when the second block chain node receive wait settle a claim data when, can first according to The Claims Resolution classification for data of settling a claim obtains list (condition data) corresponding with the Claims Resolution classification from Claims Resolution knowledge base;So Afterwards, judgement is somebody's turn to do whether data to be settled a claim match with condition data (whether including necessary material included in list); If it does, then can trigger executing rule obtains processing result;If it does not match, can be to the sender of data to be settled a claim Information is sent, sender is allowed to continue supplementary material according to condition data.
Specifically, above-mentioned executing rule for example can be including the rule with IF (condition) and THEN (behavior) structure Then, when the condition (required testimonial material) of rule is satisfied, triggering rule, then according to (a certain Claims Resolution of condition process performing Application).For example, the condition of rule may include: automobile insurance list, motor vehicles guarantor if client applies for vehicle insurance Claims Resolution Dangerous loos advice book, indemnity receipt, driving license and driver's license etc.;If the condition of the rule meets, the execution can be triggered Rule is obtained according to automobile insurance list, automobile insurance loos advice book, indemnity receipt, driving license and driver's license State processing result;Wherein, which may include whether the declaration form can settle a claim and declaration form amount etc..
In another example the condition of rule may include: by dangerous declaration form, patient medical history of being hospitalized if client's application is by dangerous Claims Resolution And payment for medical care receipt, medical treatment golden beneficiary and applicant's identity card etc.;If the condition of the rule meets (namely by dangerous guarantor Single, patient medical history of being hospitalized, payment for medical care receipt, the golden data such as beneficiary and applicant's identity card of medical treatment are all complete), then it can trigger The executing rule is obtained according to by dangerous declaration form, patient medical history of being hospitalized, payment for medical care receipt, the golden beneficiary of medical treatment and applicant's identity card To above-mentioned processing result;Wherein, which may include whether the declaration form can settle a claim and declaration form amount etc..
In step S140, the second block chain node determines the mark of the data to be settled a claim according to the processing result Quasi- Claims Resolution information.
In this exemplary embodiment, after obtaining processing result, data to be settled a claim can be determined according to multiple processing results Standard settle a claim information;Wherein, standard Claims Resolution information may include whether to settle a claim, if had settled a claim and had settled a claim Amount of money etc..
The technical solution of embodiment illustrated in fig. 1 history settle a claim data, knowledge base of settling a claim and to treat Claims Resolution data Processing result can be stored or be obtained by block chain network, and then can guarantee history settled a claim data, Claims Resolution knowledge base and treat Claims Resolution data processing result be not tampered, and also can be realized history settled a claim data, reason It pays for knowledge base and treats the trackability of the processing result of Claims Resolution data, avoid human factor and cause to treat Claims Resolution data leakage It pays for, wrong the problem of paying for and settling a claim not in time.Further, block chain is uploaded to by the knowledge base that will settle a claim, for block chain Block chain node in network is receiving after data of settling a claim, and whether meets the item in Claims Resolution knowledge base according to data to be settled a claim Number of packages makes it possible to realize and treats automatically processing for Claims Resolution data, improve and treat Claims Resolution it is judged that whether trigger executing rule The Claims Resolution efficiency of data, saves human cost.
Fig. 2 schematically shows according to an embodiment of the present invention a kind of according to the determining data to be settled a claim of the processing result Standard Claims Resolution information method flow diagram.Refering to what is shown in Fig. 2, determining the mark of the data to be settled a claim according to the processing result Quasi- Claims Resolution information may include step S210- step S230, be described in detail below.
In step S210, judge whether the evaluation index of the processing result is greater than preset threshold.
In step S220, if the evaluation index of the processing result is greater than the preset threshold, institute's commentary is judged Whether the processing result that valence index is greater than the preset threshold is one.
It, should if the processing result that the evaluation index is greater than the preset threshold is one in step S230 Processing result is as standard Claims Resolution information.
In the following, will step S210- step S230 be explained and be illustrated.First, it is determined that the evaluation of each processing result Whether index is greater than preset threshold;Wherein, which can be 0.8 or 0.9 etc.;Further, if processing knot The evaluation index of fruit is greater than preset threshold, then may determine that evaluation index is greater than the number of the processing result of preset threshold;If Calculated result is one, then can be directly using the processing result as standard Claims Resolution information;If calculated result be it is multiple, can Using by the highest processing result of evaluation index as above-mentioned standard settle a claim information.
The technical solution of embodiment illustrated in fig. 2 makes it possible to be greater than preset threshold in the evaluation index for ensuring processing result When, then using the processing result as standard Claims Resolution information, the accuracy of standard Claims Resolution information is further improved, while also mentioning User experience is risen.
Further, it settles a claim for the ease of getting the sender of data to be settled a claim timely as a result, significantly Improve Claims Resolution efficiency, should Claims Resolution data processing method based on block chain can also include: by the data to be settled a claim Standard Claims Resolution information is distributed in block chain network, so that other nodes in the block chain network obtain the standard Claims Resolution Information.
Fig. 3 schematically shows another Claims Resolution data processing method based on block chain according to an embodiment of the present invention.Ginseng It examines shown in Fig. 3, being somebody's turn to do the Claims Resolution data processing method based on block chain can also include step S310, step S320 and step S330 is described in detail below.
In step s310, standard Claims Resolution information is adjusted according to the evaluation index of standard Claims Resolution information It is whole, obtain optimal Claims Resolution information.
In step s 320, it determines the evaluation index of the optimal Claims Resolution information, and judges the optimal Claims Resolution information Whether evaluation index is greater than the evaluation index of the standard Claims Resolution information.
In step S330, if the evaluation index of the optimal Claims Resolution information is greater than the evaluation of standard Claims Resolution information The corresponding optimal Claims Resolution information of the data to be settled a claim then is sent in block chain network, for the block link network by index Other nodes in network obtain the optimal Claims Resolution information.
The technical solution of embodiment illustrated in fig. 3 further improves the accuracy of the processing result of data to be settled a claim.
Below in conjunction with Fig. 4 and Fig. 5, the realization details of the embodiment of the present invention is described in detail:
As shown in figure 4, the Claims Resolution data processing method based on block chain of embodiment according to the present invention, including walk as follows It is rapid:
Step S410, block chain node and the building of block chain network.
It in one embodiment of the invention, can be based on selected block chain node after selected block chain node To construct block chain network.Such as can be using base, insurance company operating agency as minimum node, and protect based on one or more The participation of dangerous group/company constructs block chain network.
Step S420, based on the data structure and storage mode storage Claims Resolution data association message in the embodiment of the present invention.
In one embodiment of the invention, Claims Resolution data association message can be by way of data trade information of settling a claim It is stored in block chain network, the input of Claims Resolution data trade information may is that the phase of the enterprise registered in systems or individual Safe-on coalition of companies policy holder settles a claim, and evident information, reliable memory and data visualization case information be shared and management case The reliable Claims Resolution data information of enterprise's offer in example, alliance, history Claims Resolution evident information, the client's Claims Resolution card for having marked processing It is believed that breath, relative clients policy information, Claims Resolution record information, the Claims Resolution policy information that can apply or omit application, Yi Jike To prove audio, video, image, the public-key cryptography of related personnel and the signature of associated materials;Settle a claim data trade information it is defeated Can be out history settled a claim data acquisition request associated documents material storage connection, data to be settled a claim standard Claims Resolution Information, public-key cryptography (or account address) of relevant information visitor etc..Specifically, number as shown in Table 1 can be passed through Claims Resolution data trade information is stored according to structure, to guarantee the high efficiency of information storage and information processing:
Table 1
In the data structure shown in table 1, since relevant information material and other materials would generally include some images, text The bigger information of data volumes such as shelves, therefore in order to improve storage efficiency and solve the problems, such as that block information is excessive, in the present invention Embodiment in, the bigger material such as image can be stored in the form of a link within a block, this link value be exactly Cryptographic Hash that material is encrypted by hash function, such as SHA1 etc., it is this that pointer chain is obtained by hash function The mode connect can guarantee that content can not distort.And actual material can both be stored in the local storage device of block chain node In, and can be stored in a manner of cloud storage.Meanwhile the high reliability in order to guarantee material storage, redundancy encoding can be used Mode material is stored, for example using RS coding (i.e. Reed-Solomon codes is a kind of channel of forward error correction Coding, effective to the multinomial as caused by correction over-sampling data) or LDPC (Low Density Parity Check Code, low density parity check code) mode etc. of coding carries out redundancy encoding processing to material.
In one embodiment of the invention, in order to improve higher level the storage of Claims Resolution data reliability, according to depositing The flow of information is stored up, system periodically can carry out public chain certification (such as bit coin chain, ether mill chain etc.) to associated transaction data, so that These Claims Resolution data are more not easy to be tampered, and client can check the history Claims Resolution evident information of oneself whenever and wherever possible, have marked Client's Claims Resolution evident information of processing compares association with relative clients policy information automated intelligent, and client can be in time series one Mesh is clear the Claims Resolution record information for checking and having applied or can having applied, system, which is automatically reminded to client, can apply for or omit application Claims Resolution policy information etc..
Step S430 carries out Claims Resolution data management according to the information stored in block chain network.
In one embodiment of the invention, the policy holder that can be stored according to block chain settles a claim evident information, reliable The Claims Resolution of application can be applied for or be omitted to storage with data visualization case information, shared and management information, automatic identification client Policy clause and amount information, and relative clients and insurance institution are sent relevant information to, it is strong that block chain technology is promoted to answer Used in insurance business alliance policy holder Claims Resolution evident information reliable memory and data visualization case information is shared and manager Effective popularization in face.
For example, firstly, testimonial material to be offered needed for different Claims Resolutions are applied and policy information arrange, and shape At knowledge base.For example, if client apply vehicle insurance Claims Resolution, it is desirable to provide policy information and testimonial material include: motor vehicles protect Danger list, automobile insurance loos advice book, indemnity receipt, driving license and driver's license etc.;If client applies being needed by dangerous Claims Resolution Related by dangerous declaration form, patient medical history and payment for medical care receipt in hospital, medical treatment gold beneficiary and applicant's identity card etc. are provided.So Afterwards, the Claims Resolution application in knowledge base is changed to the rule for being easy to indicate with required testimonial material (that is, having IF (condition) THEN (behavior) structure, when the condition (required testimonial material) of rule is satisfied, triggering rule, then process performing (a certain Claims Resolution Application));Finally, establishing rule-based expert system on the basis of above-mentioned knowledge base.When making inferences, using preceding paragraph Chained technology (i.e. known conditions carrys out inference conclusion).All Claims Resolution evidences (testimonial material) stored in block chain and declaration form are believed The inference machine of breath input expert system, expert system completes reasoning according to the rule in knowledge base, exports whether the client has The Claims Resolution declaration form and declaration form amount that can apply.
Step S440 updates optimization system parameter based on system performance.
In this exemplary embodiment, assessment insurance business alliance policy holder Claims Resolution evident information reliable memory and data can Depending on changing shared timeliness, validity and the accuracy with management system of case information, managed based on insurance business alliance policy holder The reason of application can be applied for or omit by paying for data and client's correlation declaration form intelligent association and analysis method, system automatic identification client It pays for Policy clause and amount information and sends relevant information to relative clients and insurance institution, constantly adjustment and optimization system ginseng Number, to by effectively realizing insurance business alliance policy holder Claims Resolution evident information reliable memory and number in block chain network It shares and manages according to visualization case information, to effectively block chain technical application be promoted to manage in insurance business alliance policy holder It pays for evident information reliable memory and data visualization case information is shared and effective popularization of management aspect.
The device of the invention embodiment is introduced below in conjunction with attached drawing.
Fig. 5 diagrammatically illustrates the realization Claims Resolution self-service management of data in block chain network of embodiment according to the present invention System block diagram.
Refering to what is shown in Fig. 5, embodiment according to the present invention realizes the self-service management of data of settling a claim in block chain network System, comprising: block chain network constructs subsystem 510, data format definition subsystem 520, Claims Resolution data storage subsystem 530, Claims Resolution data administration subsystem 540 and System Performance Analysis subsystem 550.
Wherein, block chain network building subsystem 510 is responsible for building, update and maintenance mechanism and the area of block chain node Building, update and the maintenance of block chain network.Such as can be using base, insurance company operating agency as minimum node, and it is based on one Or the participations of multiple insurance pool/companies constructs block chain network.
Data format definition subsystem 520 can store Claims Resolution data according to data structure shown in above-mentioned table 1 and hand over Easy information, to guarantee the high efficiency of information storage and information processing.The input of Claims Resolution data trade information may is that in systems The enterprise of registration or related insurance coalition of companies policy holder Claims Resolution evident information, reliable memory and the data visualization case of individual Reliable Claims Resolution data information that enterprise in example information, shared and management case, alliance provides, history Claims Resolution evident information, Application can be applied for or be omitted to client's Claims Resolution evident information of mark processing, Claims Resolution record information, at relative clients policy information Claims Resolution policy information and audio, video, image, the public-key cryptography of related personnel and the signature that can prove associated materials;Reason Pay for data trade information output can be history settled a claim data acquisition request associated documents material storage connect, to The standard Claims Resolution information for data of settling a claim, public-key cryptography (or account address) of relevant information visitor etc..
Data storage subsystem 530 settle a claim for storing the relevant informations such as Claims Resolution data.Specifically, user can be according to upper Format shown in table 1 is stated by the related insurance coalition of companies policy holder of the enterprise registered in systems or individual Claims Resolution evidence letter The reliable Claims Resolution data that enterprise in breath, reliable memory and data visualization case information, shared and management case, alliance provides Information, history Claims Resolution evident information, client's Claims Resolution evident information, relative clients policy information, the Claims Resolution record for having marked processing Information, the Claims Resolution policy information that can apply or omit application and the audio that can prove associated materials, video, on image It reaches in block chain network, in order to settle a claim, data storage subsystem 530 is stored.Also, it can also will data be settled a claim Standard Claims Resolution information or optimal Claims Resolution data information be also distributed to block chain network and stored.
Claims Resolution data administration subsystem 540 is used to be treated according to the information stored in block chain network at Claims Resolution data Reason.
In one embodiment of the invention, the policy holder that can be stored according to block chain settles a claim evident information, reliable The Claims Resolution of application can be applied for or be omitted to storage with data visualization case information, shared and management information, automatic identification client Policy clause and amount information, and relative clients and insurance institution are sent relevant information to, it is strong that block chain technology is promoted to answer Used in insurance business alliance policy holder Claims Resolution evident information reliable memory and data visualization case information is shared and manager Effective popularization in face.
For example, firstly, testimonial material to be offered needed for different Claims Resolutions are applied and policy information arrange, and shape At knowledge base.For example, if client apply vehicle insurance Claims Resolution, it is desirable to provide policy information and testimonial material include: motor vehicles protect Danger list, automobile insurance loos advice book, indemnity receipt, driving license and driver's license etc.;If client applies being needed by dangerous Claims Resolution Related by dangerous declaration form, patient medical history and payment for medical care receipt in hospital, medical treatment gold beneficiary and applicant's identity card etc. are provided.So Afterwards, the Claims Resolution application in knowledge base is changed to the rule for being easy to indicate with required testimonial material (that is, having IF (condition) THEN (behavior) structure, when the condition (required testimonial material) of rule is satisfied, triggering rule, then process performing (a certain Claims Resolution Application));Finally, establishing rule-based expert system on the basis of above-mentioned knowledge base.When making inferences, using preceding paragraph Chained technology (i.e. known conditions carrys out inference conclusion).All Claims Resolution evidences (testimonial material) stored in block chain and declaration form are believed The inference machine of breath input expert system, expert system completes reasoning according to the rule in knowledge base, exports whether the client has The Claims Resolution declaration form and declaration form amount that can apply.
System Performance Analysis subsystem 550 can assess insurance business alliance policy holder settle a claim evident information reliable memory with Shared timeliness, validity and the accuracy with management system of data visualization case information, is insured based on insurance business alliance Client's Claims Resolution data and client's correlation declaration form intelligent association and analysis method, system automatic identification client can apply for or omit Shen Claims Resolution Policy clause and amount information please simultaneously send relevant information to relative clients and insurance institution, constantly adjustment and optimization System parameter, to by effectively realizing that insurance business alliance policy holder Claims Resolution evident information is reliably deposited in block chain network Storage is shared and is managed with data visualization case information, to effectively block chain technical application be promoted to insure in insurance business alliance Client's Claims Resolution evident information reliable memory and data visualization case information are shared and effective popularization of management aspect.
Fig. 6 diagrammatically illustrates the frame of the Claims Resolution data processing equipment based on block chain of embodiment according to the present invention Figure.
Refering to what is shown in Fig. 6, the Claims Resolution data processing equipment based on block chain of embodiment according to the present invention may include Executing rule establishes module 610, Claims Resolution knowledge base establishes module 620, first processing module 630 and information determination module of settling a claim 640.Wherein:
Executing rule establish module 610 for the first block chain node according to history settled a claim data establish include item Number of packages is accordingly and the executing rule of behavioral data;Wherein, the condition data is that the history has been settled a claim the Claims Resolution classifications of data And list corresponding with the Claims Resolution classification, the behavioral data are Claims Resolution result corresponding with the Claims Resolution classification.
Claims Resolution knowledge base, which establishes module 620 and establishes to settle a claim according to the executing rule for the first block chain node, to be known Know library, and the Claims Resolution knowledge base is sent in block chain network.
First processing module 630 for the second block chain node receive wait settle a claim data when, if number to be settled a claim Match according to the condition data in the Claims Resolution knowledge base, triggers the executing rule and obtain processing result.
Information determination module 640 of settling a claim determines for the second block chain node according to the processing result described wait manage Pay for the standard Claims Resolution information of data.
In some embodiments of the invention, executing rule is established module and be can be additionally configured to: having managed the history It pays for data and carries out classification processing, obtain Claims Resolution classification, list corresponding with Claims Resolution classification and Claims Resolution result;Configuration includes The preset data structure of condition data item and behavioral data item is based on the preset data structure for the Claims Resolution classification, institute It states list and is processed into the condition data item, and by the Claims Resolution result treatment at behavior corresponding with the condition data Data item;According to the condition data item and the behavioral data item, the executing rule is obtained.
In some embodiments of the invention, the Claims Resolution data processing equipment based on block chain can also include: encryption mould Block encrypts the settled a claim acquisition request of data of history for the private key by the first block chain node;
First sending module, for encrypted acquisition request to be sent in block chain network, for the block chain The settled a claim target block chain node of data of the history is stored in network obtains the encrypted acquisition request;
First receiving module stores the settled a claim target storage node of data of the history and responds the acquisition for receiving The history that request is sent has been settled a claim data.
In some embodiments of the invention, Claims Resolution information determination module 640 can be additionally configured to judge the processing Whether evaluation index as a result is greater than preset threshold;If the evaluation index of the processing result is greater than the preset threshold, Whether the processing result for judging that the evaluation index is greater than the preset threshold is one;If the evaluation index is greater than described The processing result of preset threshold is one, then using the processing result as standard Claims Resolution information.
In some embodiments of the invention, based on the Claims Resolution data processing equipment of block chain further include: second processing mould Block, if for the evaluation index be greater than the preset threshold processing result be it is multiple, by the evaluation index highest Processing result as the standard settle a claim information.
In some embodiments of the invention, based on the Claims Resolution data processing equipment of block chain further include: release module is used It is distributed in block chain network in by the corresponding standard Claims Resolution information of the data to be settled a claim, in the block chain network Other nodes obtain the standard Claims Resolution information.
In some embodiments of the invention, based on the Claims Resolution data processing equipment of block chain further include: adjustment module is used Standard Claims Resolution information is adjusted according to the evaluation index of standard Claims Resolution information, obtains optimal Claims Resolution information;
Second judgment module for determining the evaluation index of the optimal Claims Resolution information, and judges the optimal Claims Resolution letter Whether the evaluation index of breath is greater than the evaluation index of the standard Claims Resolution information;
Second sending module, if the evaluation index for the optimal Claims Resolution information is greater than standard Claims Resolution information The corresponding optimal Claims Resolution information of the data to be settled a claim then is sent in block chain network, for the block by evaluation index Other nodes in chain network obtain the optimal Claims Resolution information.
Below with reference to Fig. 7, it illustrates the computer systems 700 for the electronic equipment for being suitable for being used to realize the embodiment of the present invention Structural schematic diagram.The computer system 700 of electronic equipment shown in Fig. 7 is only an example, should not be to the embodiment of the present invention Function and use scope bring any restrictions.
As shown in fig. 7, computer system 700 includes central processing unit (CPU) 701, it can be read-only according to being stored in Program in memory (ROM) 702 or be loaded into the program in random access storage device (RAM) 703 from storage section 708 and Execute various movements appropriate and processing.In RAM 703, it is also stored with various programs and data needed for system operatio.CPU 701, ROM 702 and RAM 703 is connected with each other by bus 704.Input/output (I/O) interface 705 is also connected to bus 704。
I/O interface 705 is connected to lower component: the importation 706 including keyboard, mouse etc.;It is penetrated including such as cathode The output par, c 707 of spool (CRT), liquid crystal display (LCD) etc. and loudspeaker etc.;Storage section 708 including hard disk etc.; And the communications portion 709 of the network interface card including LAN card, modem etc..Communications portion 709 via such as because The network of spy's net executes communication process.Driver 710 is also connected to I/O interface 705 as needed.Detachable media 711, such as Disk, CD, magneto-optic disk, semiconductor memory etc. are mounted on as needed on driver 710, in order to read from thereon Computer program be mounted into storage section 708 as needed.
Particularly, according to an embodiment of the invention, may be implemented as computer above with reference to the process of flow chart description Software program.For example, the embodiment of the present invention includes a kind of computer program product comprising be carried on computer-readable medium On computer program, which includes the program code for method shown in execution flow chart.In such reality It applies in example, which can be downloaded and installed from network by communications portion 709, and/or from detachable media 711 are mounted.When the computer program is executed by central processing unit (CPU) 701, executes and limited in the system of the application Above-mentioned function.
It should be noted that computer-readable medium shown in the present invention can be computer-readable signal media or meter Calculation machine readable storage medium storing program for executing either the two any combination.Computer readable storage medium for example can be --- but not Be limited to --- electricity, magnetic, optical, electromagnetic, infrared ray or semiconductor system, device or device, or any above combination.Meter The more specific example of calculation machine readable storage medium storing program for executing can include but is not limited to: have the electrical connection, just of one or more conducting wires Taking formula computer disk, hard disk, random access storage device (RAM), read-only memory (ROM), erasable type may be programmed read-only storage Device (EPROM or flash memory), optical fiber, portable compact disc read-only memory (CD-ROM), light storage device, magnetic memory device, Or above-mentioned any appropriate combination.In the present invention, computer readable storage medium can be it is any include or storage journey The tangible medium of sequence, the program can be commanded execution system, device or device use or in connection.And at this In invention, computer-readable signal media may include in a base band or as carrier wave a part propagate data-signal, Wherein carry computer-readable program code.The data-signal of this propagation can take various forms, including but unlimited In electromagnetic signal, optical signal or above-mentioned any appropriate combination.Computer-readable signal media can also be that computer can Any computer-readable medium other than storage medium is read, which can send, propagates or transmit and be used for By the use of instruction execution system, device or device or program in connection.Include on computer-readable medium Program code can transmit with any suitable medium, including but not limited to: wireless, electric wire, optical cable, RF etc. are above-mentioned Any appropriate combination.
Flow chart and block diagram in attached drawing are illustrated according to the system of various embodiments of the invention, method and computer journey The architecture, function and operation in the cards of sequence product.In this regard, each box in flowchart or block diagram can generation A part of one module, program segment or code of table, a part of above-mentioned module, program segment or code include one or more Executable instruction for implementing the specified logical function.It should also be noted that in some implementations as replacements, institute in box The function of mark can also occur in a different order than that indicated in the drawings.For example, two boxes succeedingly indicated are practical On can be basically executed in parallel, they can also be executed in the opposite order sometimes, and this depends on the function involved.Also it wants It is noted that the combination of each box in block diagram or flow chart and the box in block diagram or flow chart, can use and execute rule The dedicated hardware based systems of fixed functions or operations is realized, or can use the group of specialized hardware and computer instruction It closes to realize.
Being described in unit involved in the embodiment of the present invention can be realized by way of software, can also be by hard The mode of part realizes that described unit also can be set in the processor.Wherein, the title of these units is in certain situation Under do not constitute restriction to the unit itself.
As on the other hand, present invention also provides a kind of computer-readable medium, which be can be Included in electronic equipment described in above-described embodiment;It is also possible to individualism, and without in the supplying electronic equipment. Above-mentioned computer-readable medium carries one or more program, when the electronics is set by one for said one or multiple programs When standby execution, so that the electronic equipment realizes such as the above-mentioned Claims Resolution data processing method as described in the examples based on block chain.
For example, the electronic equipment may be implemented as shown in Figure 1: step S110 obtains office space applicant The office space application information being distributed in block chain network, and obtain the office space stored in the block chain network and use Information and reservation information;Step S120, according to the office space application information, the office space use information and in advance About information, the determining office space to match with the office space application information;Step S130, according to it is described match do The information in public place determines the target office space distributed to the office space applicant, and in the block chain network more The information of the new target office space.
For another example, each step as shown in Figures 2 to 4 may be implemented in the electronic equipment.
It should be noted that although being referred to several modules or list for acting the equipment executed in the above detailed description Member, but this division is not enforceable.In fact, embodiment according to the present invention, it is above-described two or more Module or the feature and function of unit can embody in a module or unit.Conversely, an above-described mould The feature and function of block or unit can be to be embodied by multiple modules or unit with further division.
Through the above description of the embodiments, those skilled in the art is it can be readily appreciated that example described herein is implemented Mode can also be realized by software realization in such a way that software is in conjunction with necessary hardware.Therefore, according to the present invention The technical solution of embodiment can be embodied in the form of software products, which can store non-volatile at one Property storage medium (can be CD-ROM, USB flash disk, mobile hard disk etc.) in or network on, including some instructions are so that a calculating Equipment (can be personal computer, server, touch control terminal or network equipment etc.) executes embodiment according to the present invention Method.
Those skilled in the art after considering the specification and implementing the invention disclosed here, will readily occur to of the invention its Its embodiment.This application is intended to cover any variations, uses, or adaptations of the invention, these modifications, purposes or Person's adaptive change follows general principle of the invention and including the undocumented common knowledge in the art of the present invention Or conventional techniques.The description and examples are only to be considered as illustrative, and true scope and spirit of the invention are by following Claim is pointed out.
It should be understood that the present invention is not limited to the precise structure already described above and shown in the accompanying drawings, and And various modifications and changes may be made without departing from the scope thereof.The scope of the present invention is limited only by the attached claims.

Claims (10)

1. a kind of Claims Resolution data processing method based on block chain, which is characterized in that the block chain includes the first block chain link Point and the second block chain node, which comprises
It includes that condition data and behavioral data execute rule that the first block chain node, which has settled a claim that data establish according to history, Then;Wherein, the condition data be the history settled a claim data Claims Resolution classification and number corresponding with the Claims Resolution classification According to inventory, the behavioral data is Claims Resolution result corresponding with the Claims Resolution classification;
The first block chain node establishes Claims Resolution knowledge base according to the executing rule, and the Claims Resolution knowledge base is sent to In block chain network;
The second block chain node receive wait settle a claim data when, if in data to be settled a claim and the Claims Resolution knowledge base Condition data matches, and triggers the executing rule and obtains processing result;
The second block chain node determines the standard Claims Resolution information of the data to be settled a claim according to the processing result.
2. the Claims Resolution data processing method according to claim 1 based on block chain, which is characterized in that managed according to history Paying for executing rule of the data foundation including condition data and behavioral data includes:
Classification processing is carried out to history data of having settled a claim, obtain Claims Resolution classification, with settle a claim the corresponding list of classification with And Claims Resolution result;
Configuration includes the preset data structure of condition data item and behavioral data item, will be described based on the preset data structure Claims Resolution classification, the list are processed into the condition data item, and by the Claims Resolution result treatment at the conditional number According to corresponding behavioral data item;
According to the condition data item and the behavioral data item, the executing rule is obtained.
3. the Claims Resolution data processing method according to claim 1 based on block chain, which is characterized in that first block Chain node is described to be based on before data of having been settled a claim according to history establish the executing rule including condition data and behavioral data The Claims Resolution data processing method of block chain further include:
The settled a claim acquisition request of data of history is encrypted by the private key of the first block chain node;
Encrypted acquisition request is sent in block chain network, has been managed for storing the history in the block chain network The target block chain node for paying for data obtains the encrypted acquisition request;
It receives and stores the settled a claim target storage node of data of the history and responded the history that the acquisition request is sent Claims Resolution data.
4. the Claims Resolution data processing method according to claim 1 based on block chain, which is characterized in that according to the processing As a result the standard Claims Resolution information of data to be settled a claim described in determination includes:
Judge whether the evaluation index of the processing result is greater than preset threshold;
If the evaluation index of the processing result is greater than the preset threshold, it is described default to judge that the evaluation index is greater than The processing result of threshold value be whether be one;
If the processing result that the evaluation index is greater than the preset threshold is one, using the processing result as the mark Quasi- Claims Resolution information.
5. the Claims Resolution data processing method according to claim 4 based on block chain, which is characterized in that described to be based on block The Claims Resolution data processing method of chain further include:
If the evaluation index be greater than the preset threshold processing result be it is multiple, by the highest place of the evaluation index Result is managed as standard Claims Resolution information.
6. the Claims Resolution data processing method according to claim 1 based on block chain, which is characterized in that according to the place After managing the standard Claims Resolution information that result determines the data to be settled a claim, the Claims Resolution data processing method based on block chain is also Include:
The standard Claims Resolution information of the data to be settled a claim is distributed in block chain network, for its in the block chain network His node obtains the standard Claims Resolution information.
7. the Claims Resolution data processing method according to claim 6 based on block chain, which is characterized in that according to the place After managing the standard Claims Resolution information that result determines the data to be settled a claim, the Claims Resolution data processing method based on block chain is also Include:
Standard Claims Resolution information is adjusted according to the evaluation index of standard Claims Resolution information, obtains optimal Claims Resolution letter Breath;
It determines the evaluation index of the optimal Claims Resolution information, and judges whether the evaluation index of the optimal Claims Resolution information is greater than institute State the evaluation index of standard Claims Resolution information;
If the evaluation index of the optimal Claims Resolution information is greater than the evaluation index of standard Claims Resolution information, by described wait manage It pays for the corresponding optimal Claims Resolution information of data to be sent in block chain network, so that other nodes in the block chain network obtain The optimal Claims Resolution information.
8. a kind of Claims Resolution data processing equipment based on block chain, which is characterized in that the block chain includes the first block chain link Point and the second block chain node, described device include:
Executing rule establishes module, for the first block chain node according to history settled a claim data establish include condition data And the executing rule of behavioral data;Wherein, the condition data be the history settled a claim data Claims Resolution classification and with The corresponding list of the Claims Resolution classification, the behavioral data are Claims Resolution result corresponding with the Claims Resolution classification;
Claims Resolution knowledge base establishes module, establishes Claims Resolution knowledge base according to the executing rule for the first block chain node, And the Claims Resolution knowledge base is sent in block chain network;
First processing module, for the second block chain node receive wait settle a claim data when, if data to be settled a claim and institute The condition data stated in Claims Resolution knowledge base matches, and triggers the executing rule and obtains processing result;
Claims Resolution information determination module determines the data to be settled a claim according to the processing result for the second block chain node Standard settle a claim information.
9. a kind of computer-readable medium, is stored thereon with computer program, which is characterized in that described program is executed by processor Claims Resolution data processing method based on block chain of the Shi Shixian as described in any one of claims 1 to 7.
10. a kind of electronic equipment characterized by comprising
One or more processors;
Storage device, for storing one or more programs, when one or more of programs are by one or more of processing Device execute when so that one or more of processors realize as described in any one of claims 1 to 7 based on block chain Claims Resolution data processing method.
CN201910295939.8A 2019-04-12 2019-04-12 Claims Resolution data processing method, device, medium and electronic equipment based on block chain Pending CN110033387A (en)

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CN109102411A (en) * 2018-07-26 2018-12-28 厦门快商通信息技术有限公司 A kind of settlement of insurance claim method and system based on block chain intelligence contract technology
CN109360110A (en) * 2018-09-26 2019-02-19 平安健康保险股份有限公司 Automatic adjustment method, apparatus, computer equipment and storage medium
CN109377395A (en) * 2018-10-25 2019-02-22 平安科技(深圳)有限公司 Mutual insurance is insured Claims Resolution method and relevant apparatus
CN109543447A (en) * 2018-11-07 2019-03-29 平安医疗健康管理股份有限公司 Information processing method, server and computer storage medium based on block chain

Cited By (5)

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CN110489488A (en) * 2019-08-21 2019-11-22 腾讯科技(深圳)有限公司 A kind of data processing method and device
CN110489488B (en) * 2019-08-21 2021-06-15 腾讯科技(深圳)有限公司 Data processing method and device
CN110599355A (en) * 2019-09-12 2019-12-20 腾讯科技(深圳)有限公司 Block chain-based vehicle insurance information system, insurance policy registration method and claim settlement method
CN110942319A (en) * 2019-11-20 2020-03-31 万力轮胎股份有限公司 Method and device for modeling analysis and prediction of product claim data
CN111161823A (en) * 2019-11-20 2020-05-15 北京海益同展信息科技有限公司 Information acquisition method and device, storage medium and electronic device

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