CN110246005A - Rent method and device based on block chain - Google Patents
Rent method and device based on block chain Download PDFInfo
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Abstract
One or more embodiments of this specification provide a kind of rent method and device based on block chain, applied to the block chain network for including tenantry's client lease platform nodes equipment corresponding with businessman is leased, tenantry's client and the lease platform nodes equipment are communicated to connect；The described method includes: the lease platform nodes equipment obtains the tenantry and the lease rental agreement of the businessman based on target Lease object；First is sent to the block chain and deposits card transaction, so that described first deposits card transaction and be embodied in the distributed data base of the block chain after the node device common recognition verifying of the block chain, wherein described first to deposit card transaction include that the rental agreement deposits card information.
Description
Technical field
This specification is related to technical field of data processing more particularly to a kind of rent method and device based on block chain.
Background technique
Block chain technology is also referred to as distributed account book technology, is that one kind is participated in " remembering jointly by several calculating equipment
Account ", the emerging technology of common a complete distributed data base of maintenance.Since block chain technology has decentralization, openly
Transparent, every calculating equipment can participate in data-base recording and respectively calculate that data synchronization can be rapidly performed by between equipment
Characteristic so that block chain technology is widely applied in numerous fields.
Summary of the invention
In view of this, this specification one or more embodiment provide it is a kind of by the rent method of block chain, device, based on
Calculate machine equipment and computer readable storage medium.
To achieve the above object, this specification one or more embodiment provides a kind of rent method based on block chain,
Applied to the block chain network for including tenantry's client lease platform nodes equipment corresponding with businessman is leased, the tenantry
Client and the lease platform nodes equipment communicate to connect；The described method includes:
The lease platform nodes equipment obtains the tenantry and the lease rent of the businessman based on target Lease object
It rents contract；
To the block chain send first deposit card transaction so that described first deposit card transaction set by the node of the block chain
The distributed data base of the block chain is embodied in after standby common recognition verifying, wherein it includes the lease that described first, which deposits card, which trades,
Contract deposits card information.
In the another embodiment shown, tenantry's client has body in the lease platform nodes facility registration
Part authentication information；
Described first to deposit card transaction further include that the authentication information deposits card information.
In the another embodiment shown, the authentication information includes the real name identity card of the tenantry user
Part information or one of biometric identification information or electronic identity authentication information or a variety of.
In the another embodiment shown, the method, further includes:
Obtain the audio-visual data of the tenantry user leased to shop；
To the block chain send second deposit card transaction so that described second deposit card transaction set by the node of the block chain
The distributed data base of the block chain is embodied in after standby common recognition verifying, wherein it includes the phonotape and videotape that described second, which deposits card, which trades,
Data deposit card information.
In the another embodiment shown, the method, further includes:
Obtain the information of honouring an agreement that the tenantry fulfils the rental agreement；
Third is sent to the block chain and deposits card transaction, is set so that the third deposits card transaction by the node of the block chain
The distributed data base of the block chain is embodied in after standby common recognition verifying, wherein it includes to the shoe that the third, which deposits card transaction,
About information deposits card information.
In the another embodiment shown, the block chain network further includes insurance institution's node device, the lease
Businessman and the insurance institution are based on the rental agreement and are signed with insurance contract；The method also includes:
Insurance institution's node device obtains the third from the distributed data base of the block chain and deposits card transaction；
When the tenantry does not honour an agreement according to the rental agreement, insurance institution's node device executes the insurance
The Claims Resolution logic of contract agreement.
In the another embodiment shown, the block chain network further includes judiciary's node device, the method
Further include:
Judiciary's node device obtains the 4th from the distributed data base of the block chain and deposits card transaction, wherein
4th deposits card transaction to carry out depositing card based on the violations of the rental agreement for the tenantry or the lease businessman；
Card transaction is deposited based on the described 4th, executes judicial evidence collection logic.
In the another embodiment shown, the block chain is alliance's chain, and the lease platform nodes equipment is alliance
Member node equipment.
Correspondingly, this specification additionally provides a kind of leasing system based on block chain, is applied to include tenantry client
Hold the block chain network of lease platform nodes equipment corresponding with lease businessman, tenantry's client and the lease platform
Node device communication connection；Described device is applied to the lease platform nodes equipment end, comprising:
Acquiring unit, for obtaining the tenantry and the lease rental agreement of the businessman based on target Lease object；
Transmission unit, for the block chain send first deposit card transaction so that described first deposit card transaction it is described
The distributed data base of the block chain is embodied in after the node device common recognition verifying of block chain, wherein described first, which deposits card, hands over
Easily card information is deposited including the rental agreement.
In the another embodiment shown, tenantry's client has body in the lease platform nodes facility registration
Part authentication information；
Described first to deposit card transaction further include that the authentication information deposits card information.
In the another embodiment shown, the authentication information includes the real name identity card of the tenantry user
Part information or one of biometric identification information or electronic identity authentication information or a variety of.
In the another embodiment shown, the acquiring unit is further used for obtaining arriving for the tenantry user
The audio-visual data of shop lease；
The transmission unit is further used for depositing card transaction to block chain transmission second, so that described second deposits card
Transaction is embodied in the distributed data base of the block chain after the node device common recognition verifying of the block chain, wherein described
Second deposit card transaction include that card information is deposited to the audio-visual data.
In the another embodiment shown, the acquiring unit, be further used for obtaining the tenantry fulfil it is described
The information of honouring an agreement of rental agreement；
The transmission unit is further used for depositing card transaction to block chain transmission third, so that the third deposits card
Transaction is embodied in the distributed data base of the block chain after the node device common recognition verifying of the block chain, wherein described
It includes depositing card information to the information of honouring an agreement that third, which deposits card transaction,.
In the another embodiment shown, the block chain is alliance's chain, and the lease platform nodes equipment is alliance
Member node equipment.
Correspondingly, this specification also proposed a kind of computer equipment, comprising: memory and processor；The memory
On be stored with the computer program that can be run by the processor；When the processor runs the computer program, in execution
State the rent method based on block chain described in each embodiment.
Correspondingly, this specification also proposed a kind of computer readable storage medium, be stored thereon with computer program, institute
When stating computer program and being run by processor, the rent method based on block chain described in the respective embodiments described above is executed.
By above technical scheme as it can be seen that rent method based on block chain and device, computer that this specification provides are set
Standby and computer readable storage medium is tenantry user and the lease pass for leasing businessman based on the tamper-proof mechanisms of block chain
System carries out depositing card.
Detailed description of the invention
Fig. 1 is the flow diagram of the rent method based on block chain shown in an embodiment provided by this specification；
Fig. 2 be this specification provided by an embodiment provide be applied to lease platform nodes equipment end based on block
The schematic diagram of the leasing system of chain；
Fig. 3 is a kind of hardware structure diagram for running the leasing system embodiment based on block chain provided by this specification.
Specific embodiment
Example embodiments are described in detail here, and the example is illustrated in the accompanying drawings.Following description is related to
When attached drawing, unless otherwise indicated, the same numbers in different drawings indicate the same or similar elements.Following exemplary embodiment
Described in embodiment do not represent all embodiments consistent with this specification one or more embodiment.Phase
Instead, they are only some aspects phases with the one or more embodiments of as detailed in the attached claim, this specification
The example of consistent device and method.
It should be understood that the sequence that might not show and describe according to this specification in other embodiments executes
The step of correlation method.In some other embodiments, step included by method can than described in this specification more
It is more or less.In addition, single step described in this specification, may be broken down into other embodiments multiple steps into
Row description；And multiple steps described in this specification, it may also be merged into single step progress in other embodiments
Description.
It is leased to shop and refers generally to the business mistake checking specific material object, and being leased that client passes through solid shop/brick and mortar store under line
Journey.The problem of encountering more operation flow and air control measure is leased under traditional wire to shop, such as to needing to verify under line behind shop
User identity, while needing to carry out papery retention to the identity information of user；User needs to pay the cash pledge of the values such as commodity；With
When commodity are not given back at family as scheduled, caused by bad credit problem etc..
Current more and more multi-thread lower entity trade company develops leasing market on line Internet-based, but due to chartering user
It is difficult to the reason of reaching mutual trust with lease businessman both sides, tenantry user often needs to pay rent, branch deposit or fixed in advance
Gold or use other air control measures, cause On-line Rents platform conversion ratio lower；And first rent post-pay business or such as
The business that phase gives back commodity is also easy to lead to the generation of bad credit problem.
To solve posed problems above, one or more embodiments of this specification provide a kind of based on block chain
Rent method, applied to include tenantry's client and lease businessman it is corresponding lease platform nodes equipment block chain network,
Tenantry's client and the lease platform nodes equipment communicate to connect.
Block chain network described in this specification one or more embodiment specifically can refer to each node device and pass through altogether
P2P network system that knowledge mechanism is reached, with Distributed Storage structure, the data distribution in the block chain is in time
Within connected " block (block) " one by one, latter block includes the data summarization of previous block, and according to specific common recognition
The difference of mechanism (such as POW, POS, DPOS or PBFT) reaches the data full backup of all or part of node.The skill of this field
Art personnel are known, since block chain network system is run under corresponding common recognition mechanism, included to the number in block chain database
According to being difficult to be distorted by arbitrary node, for example, by using the block chain of Pow common recognition, the attack at least needing the whole network 51% to calculate power just has
Data with existing, therefore the guarantee data peace that block catenary system there are other centralization Database Systems incomparable may be distorted
Entirely, the characteristic that attack protection is distorted.It follows that the data being included into the distributed data base of block chain will not be attacked or
It distorts, to ensure that the real reliability for depositing the data information for demonstrate,proving the distributed data base into block chain.
The exemplary types of block chain network may include publicly-owned block chain network, privately owned block chain network and alliance's block chain
Network.Although term block chain is usually associated with bit coin encryption currency network, block chain used herein be can be referred to
Without reference to the DLS (distributed account book system) of any specific use-case.
In publicly-owned block chain network, common recognition process by common recognition network node control.For example, hundreds of, thousands of, even several
Million entities can cooperate in publicly-owned block chain network, and each entity operates at least one section in publicly-owned block chain network
Point.Therefore, publicly-owned block chain network is considered relative to the global network for participating in entity.The publicly-owned block chain network of example
Including bit coin network, bit coin network is payment versus payment network.Bit coin network utilizes distributed account book, referred to as block
Chain.However as described above, term block chain is commonly used to refer to not with particular reference to the distributed account book of bit coin network.
In general, publicly-owned block chain network supports publicly-owned transaction.All nodes in publicly-owned transaction and publicly-owned block chain network
It is shared, and be stored in global block chain.Global block chain is the block chain across the duplication of all nodes.That is, for complete
Office's block chain, all nodes are in completely the same state.In order to reach common understanding (for example, with intention block chain add block),
Implement common recognition agreement in publicly-owned block chain network.Example common recognition agreement includes but is not limited to the work implemented in bit coin network
(proof-of-work, POW) is proved as amount.
In general, privately owned block chain network is supplied to special entity, special entity centralized control reads and writees permission.The reality
Which node body, which controls, can participate in block chain network.Therefore, privately owned block chain network is commonly known as granted network, to fair
Perhaps who participates in network and its participates in horizontal (for example, only in certain transaction) application limitation.Various types of access can be used
Controlling mechanism (for example, existing participant votes, addition novel entities, regulatory agency can control access).
In general, alliance's block chain network is privately owned in participating in entity.In alliance's block chain network, common recognition process by
A group node (allied member's node) control of authorization, one or more nodes are operated by corresponding entity (for example, enterprise).Example
Such as, alliance's block chain network can be operated by the alliance that a entity in ten (10) (for example, enterprise) forms, each entity is in the alliance
At least one node is operated in block chain network.Therefore, for participating in entity, alliance's block chain network is considered private
There is network.In some instances, each entity (node) must sign to each piece so that the block effectively and will be effective
Block is added to block chain.In some instances, the subset (for example, at least seven entity) of at least entity (node) must be to each
Block is signed so that the block is effective, and effective block is added to block chain.
It is contemplated that embodiment provided by this specification can be real in the block chain network of any suitable type
It is existing.
Node (or node device) described in this specification one or more embodiment refers to can be by following respective nodes
The block chain is added in agreement, the installation for running node protocol program, node as the block chain.Those skilled in the art
The node device of the data full backup with block chain distributed data base is usually known as full node, there will be the distribution of block chain
The node device of the incremental backup data (data for such as only having block head) of formula database is known as light node.In this specification
In one or more embodiments, the node type of above-mentioned lease platform nodes equipment is not limited.
In this specification lease platform described in one or more embodiments refer to can for lease businessman and tenantry just to
The object of lease carries out the network platform of signature or the preservation of rental agreement；User of the above-mentioned tenantry as lease platform,
Corresponding client and above-mentioned lease platform device communicate to connect.It is worth noting that, this specification does not limit and lessor
The corresponding lease platform nodes equipment number of family's entity, can correspond to a device end or server, can also correspond to multiple
Device end or server.
In one or more embodiments that this specification provides, tenantry's user subject passes through in terminal operating client
Installation procedure is added to above-mentioned block chain network, and above-mentioned installation program of client can be the installation of block chain node device
Program, correspondingly, the user client are also used as the node device of above-mentioned block chain, in the distributed data base of backup block chain
Data acquisition request is initiated to its neighbouring node device (such as above-mentioned lease platform nodes equipment) when copy, or passes through Xiang Qilin
Close node device carries out data broadcasting and issues data on block chain；Above-mentioned installation program of client is also possible to and alliance
Block that allied member's node device (such as above-mentioned lease platform nodes equipment) in block chain chain connects, by control access
Chain user client program, correspondingly, the client due to do not have directly access block chain distributed data base permission,
And it is general not by the node as above-mentioned block chain, it needs to be had to one or more allied members node connected to it
The request of data that permission is known.This specification does not limit whether above-mentioned tenantry's client is that the node of above-mentioned block chain is set
It is standby.As described above, no matter above-mentioned client is used as the ustomer premises access equipment of block chain node device or allied member's node, can lead to
Cross and obtain the data being stored in the distributed data base of block chain with the communication connection of lease platform nodes equipment, or by with
Lease platform nodes equipment, which is communicated to connect, sends data into the distributed data base of block chain.
As shown in Figure 1, arriving shop rent method based on block chain provided by present embodiment, comprising:
Step 102, the lease platform nodes equipment obtains the tenantry and the lease businessman is based on target lease
The rental agreement of object.
Target Lease object described in present embodiment is the target object that can be used for leasing leasing businessman and providing, can
Lease object including the types such as commodity or service.Above-mentioned lease businessman can online it is lower establish can put on display can Lease object reality
Body shop carries out entity visit or experience for user to shop, flat according to above-mentioned lease after user's selected target Lease object
Platform signature saves rental agreement；Can not also establish can put on display can Lease object physical stores, and can Lease object storage
In Logistics Parks such as warehouses, the displaying for only relying on lease platform on line is browsed for user, in user's selected target lease pair
As rear, rental agreement is signed or saved according to above-mentioned lease platform；The clothes for browsing on line and putting on display under line can also be provided simultaneously
Business.Those skilled in the art can apply from specific business scenario or actual business scenario demand, extends above-mentioned
The displaying object range of the content of target Lease object and above-mentioned lease platform, the protection scope delimited in this specification
It is interior.
Above-mentioned rental agreement is the number that can be embodied tenantry and lease leasehold relationship of the businessman based on target Lease object
According to, can be electronics contract, electronic order, electronic affirmation letter etc. based on lease platform operation flow and generate have lease
The electronic data of contract property is also possible to the diversified forms such as the electronic edition of papery contract order, unrestricted in the present specification
It is fixed.
Above-mentioned tenantry and lease rental agreement of the businessman based on target Lease object, can by above-mentioned tenantry user and
Rental agreement is sent to above-mentioned lease platform by tenantry's client after both sides determine and establish leasehold relationship by lease businessman,
It can also directly be placed an order by user in lease platform by tenantry's client, the operation flow of the platforms such as platform order is on platform
Directly formulate.In the embodiment shown in one, the above-mentioned available standard electronic contract of lease platform, through tenantry's client
It fills in and forms the rental agreement after being signed electronically based on the private key of itself.
Step 104, Xiang Suoshu block chain sends first and deposits card transaction, so that described first deposits card transaction by the block chain
Node device common recognition verifying after be embodied in the distributed data base of the block chain, wherein described first, which deposits card transaction, includes
The rental agreement deposits card information.
Transaction (transaction) described in one or more embodiments, refers to and passes through block in this specification
The node device of chain creates, and a data for needing finally to be distributed in the distributed data base of block chain.Wherein, block chain
In transaction, there are points of the transaction of narrow sense and the transaction of broad sense.The transaction of narrow sense refers to user issues to block chain one
Value Transfer；For example, transaction can be one that user initiates in block chain in traditional bit coin block chain network
It transfers accounts.And the transaction of broad sense refers to the business number being intended to business that user subject is issued by node to block chain
According to.First deposits card transaction described in present embodiment, may include the content (original text or ciphertext) of above-mentioned rental agreement using as
Above-mentioned rental agreement deposits card information, also may include " digital finger-print " of above-mentioned rental agreement content --- and i.e. above-mentioned lease is closed
Hash digest about is to deposit card information as above-mentioned rental agreement, based on the tamper-proof mechanisms of block chain, plays as above-mentioned rent
Contract of renting deposits the effect of card, and the rental agreement dispute or user identity authentication dispute for that may occur provide evidence.
By described in above-described embodiment first deposit card transaction be indexed to it is detailed in the distributed data base of the block chain
Process, can according to the block chain authentication mechanism, common recognition mechanism and specifically set.It is described to incite somebody to action in the embodiment shown in one
First, which deposits card transaction, uploads in the distributed data base of the block chain, comprising:
In the block chain have book keeping operation permission node verifying described first deposit card transaction pass through after, by described first
It deposits card transaction and is added to candidate block；
The common recognition accounting nodes for meeting the block chain common recognition mechanism are determined from the node with book keeping operation permission；
Candidate block described in node broadcasts of the common recognition accounting nodes to the block chain；
After meeting the verifying approval of the node of preset quantity by the block chain in the candidate block, the candidate regions
Block is considered as newest block, is added in the distributed data base of the block chain.
In the above-described embodiment, the node with book keeping operation permission refers to the node for generating candidate block permission.Root
According to the common recognition mechanism of the block chain, there can be determining common recognition book keeping operation in the node of book keeping operation permission to the candidate block from above-mentioned
Node, above-mentioned common recognition mechanism may include that proof of work mechanism (PoW) or right prove mechanism (PoS) or share warrant
Bright mechanism (DPoS) or the common Byzantine failure tolerance algorithm mechanism (PBFT) of alliance's chain etc..
In actual service application, block chain network described in this specification said one or multiple embodiments can be with structure
Frame is alliance's chain, and above-mentioned lease platform nodes equipment sends on alliance's chain and closes about lease as allied member's node device
First about deposits card transaction.Compared to publicly-owned chain, the common recognition algorithm (such as PBFT) that alliance's chain uses is usually high-efficient, can meet height
In the demand of frequency trading volume, such as alliance's chain it is multiple lease businessman it is corresponding it is multiple lease platforms frequently generate first deposit card hand over
Easily；And the time delay of common recognition is very low, basically reaches the requirement handled in real time, can quickly receive in the newborn block of block chain in real time
It records above-mentioned first and deposits card transaction；Moreover, by trusted node in alliance's chain network, (such as each lease platform or government organs are corresponding
Node) as the accounting nodes preselected, take into account safety and stability；In addition, the common recognition algorithm (such as PBFT) of alliance's chain is logical
Chang Buhui consumes excessive computer and calculates power resource, is also not necessarily required to that token circulates, therefore have good workability.
In the another embodiment shown, in order to improve the trust degree of tenantry user, above-mentioned tenantry user can
In its authentication information of above-mentioned lease platform nodes facility registration, above-mentioned authentication information may include the reality of tenantry user
Name identity document information or biometric identification information (such as recognition of face information, finger print information, voiceprint) or electronics body
Part authentication information (such as CA mechanism is the letter of identity that user issues), so that user states lease platform in use and leases
Using the true identity of itself when behavior, thus the trust degree of tenantry user, lease platform is saved to a certain extent to holding
The air control measure at family is rented, such as pays rent, branch deposit or deposit in advance.
It is genuine and believable in order to further ensure above-mentioned authentication information, prevent any user or lease platform from distorting
State authentication information, described in above embodiment first deposit may also include above-mentioned authentication information in card transaction deposit card
Information specifically can behave as the original text or ciphertext or the Hash digest of above-mentioned authentication information etc. of above-mentioned authentication information,
It to the tamper-proof mechanisms based on block chain, is provided for above-mentioned authentication information and deposits card, and then recognized for the identity that may occur
It demonstrate,proves dispute and evidence is provided.
In the another embodiment shown, above-mentioned lease businessman online it is lower establish for put on display can Lease object entity quotient
Shop carries out entity visit or experience for user to shop, after user's selected target Lease object, according to above-mentioned lease platform label
Administration or when saving rental agreement, rent method that this specification also provides further include: obtain renting to shop for the tenantry user
The audio-visual data rented；Second is sent to the block chain and deposits card transaction, so that described second deposits card transaction by the block chain
The distributed data base of the block chain is embodied in after node device common recognition verifying, wherein described second, which deposits card transaction, includes institute
That states audio-visual data deposits card information.
Audio-visual data described in above embodiment may include the data of the formats such as image, audio, video, for showing
User to the solid shop/brick and mortar store that above-mentioned lease businessman establishes visit or lease target Lease object or release lease one it is live or
The card information of depositing of one section of live process, above-mentioned audio-visual data specifically can behave as the original text or ciphertext of above-mentioned audio-visual data, or on
State audio-visual data Hash digest (in view of audio-visual data Hash digest data occupied space significantly less than audio-visual data original
Text data occupied space, using Hash digest as deposit card information can significantly deposit card information reduce block space is accounted for
With) etc., thus the tamper-proof mechanisms based on block chain, the visit of target Lease object is carried out for above-mentioned user to shop or to shop
It handles charter business or gives back target Lease object and carry out depositing card to release the facts such as rental agreement, and then be possible generation
User identity authentication dispute or the damage dispute of target Lease object or rental agreement fulfil the judicial dispute such as dispute and provide view
Frequency image evidence.
It is worth noting that, above-mentioned second deposit card transaction with above-mentioned first deposit card transaction can be different transaction, can also
For identical transaction；That is, it is above-mentioned about rental agreement deposit card information or user's ID authentication information or tenantry user arrive
Card information etc. is deposited in shop lease, and one can be placed on by above-mentioned lease platform nodes equipment and deposits transmission in card transaction, can also be placed on
A plurality of deposit sends in card transaction, in the present specification without limitation.
In the another embodiment that this specification provides, above-mentioned lease platform can also fulfil the rent for tenantry user
The information of honouring an agreement of contract of renting carries out depositing card, and above-mentioned information of honouring an agreement may include agreement of the above-mentioned tenantry based on above-mentioned rental agreement
Whether to leasing the data information of businessman's payment or rent or whether giving back the data information etc. of above-mentioned target Lease object, specifically
Method includes: that above-mentioned lease platform nodes equipment obtains the information of honouring an agreement that the tenantry fulfils the rental agreement；To described
Block chain sends third and deposits card transaction, is received after the node device common recognition verifying of the block chain so that the third deposits card transaction
It records in the distributed data base of the block chain, wherein it includes depositing card letter to the information of honouring an agreement that the third, which deposits card transaction,
Breath.
Whether the card information of depositing of above-mentioned information of honouring an agreement may include for proving above-mentioned tenantry according to above-mentioned rental agreement
The data information that regulation is honoured an agreement, such as the above-mentioned rent flowing water for chartering described in direction lease businessman's payment deposit card information,
Or above-mentioned charter described in direction that lease businessman gives back the audio-visual data of target Lease object or logistics waybill deposits card information.It is similar
, above-mentioned card information of depositing can behave as proving the original text or ciphertext of data, or prove the Hash digest of data, to be based on block
The tamper-proof mechanisms of chain provide for the information of honouring an agreement that tenantry described above fulfils the rental agreement and deposit card, and then are possible
The rental agreement of generation honour an agreement dispute provide evidence.
In the another embodiment that this specification provides, for the equity for being further ensured that lease businessman, lessor is reduced
The taxi risk (especially exempt from cash pledge lease in the case of) of family, above-mentioned lease businessman can be based on above-mentioned lease with insurance institution
Contract signs insurance contract, corresponding settlement of insurance claim operation is provided when the right for leasing businessman is encroached on, such as chartering
When square not payment or rent as scheduled, rent difference is provided and pays for Claims Resolution first, or does not give back target Lease object in tenantry user, or make
When damaging at target Lease object, provide target Lease object fixs a price for the Claims Resolution such as compensation；The service equipment of the insurance institution can
Node device as above-mentioned block chain network；Therefore, the rent method based on block chain described in present embodiment further include:
Insurance institution's node device obtains third described in above embodiment from the distributed data base of the block chain and deposits card
Transaction；When the tenantry does not honour an agreement according to the rental agreement, insurance institution's node device executes the insurance and closes
The Claims Resolution logic arranged.
In view of the tamper-proof mechanisms of block chain, insurance institution's node device can got to fulfil for tenantry
State rental agreement information deposit card third deposit card information after, directly execute as rent difference is paid for first, target Lease object is fixed a price for
The Claims Resolution logic such as compensation, eliminates general material auditing flow, improves the Claims Resolution operating efficiency to lease businessman；Moreover,
Insurance service based on insurance institution, lease platform provide the branch deposit that tenantry user can be saved when lease service,
Or the air control measure of deposit or prepayment rent, the user experience of lease platform is improved, existing rent is effectively reduced
Bad credit problem caused by paying the bill afterwards is first used in business of renting.
In the another embodiment that this specification provides, the block chain network further includes judiciary's node device,
The rent method further include: judiciary's node device obtains the 4th from the distributed data base of the block chain and deposits card
Transaction, wherein the 4th deposits card transaction to for the tenantry or the lease promise breaking row of the businessman based on the rental agreement
To carry out depositing card；Card transaction is deposited based on the described 4th, executes judicial evidence collection logic.To guarantee that the 4th Cun Zheng exchange deposits the letter of card
The authenticity of breath and the fairness of rental agreement both sides' administration of justice status, the above-mentioned 4th deposits card transaction can be by above-mentioned lease platform section
Point device is sent to block chain, can also be sent from tenantry's client as node device to above-mentioned block chain.
Violations described in above embodiment may include that tenantry user provides bogus authentication information or tenantry
Full-amount payment or rent or tenantry user do not return on time target Lease object to user on schedule or target Lease object is natural
Or artificial origin is damaged or lease businessman provides the target Lease object etc. for not meeting rental agreement agreement, is based on block chain
Tamper-proof mechanisms, directly collected evidence from block chain by judiciary's node device, improve the efficiency of judicial evidence collection.
Corresponding with the realization of above-mentioned process, the embodiment of this specification additionally provides the leasing system 20 based on block chain.Dress
Setting 20 can also be realized by software realization by way of hardware or software and hardware combining.Taking software implementation as an example, make
It for the device on logical meaning, will be corresponded to by the CPU (Central Process Unit, central processing unit) of place equipment
Computer program instructions be read into memory operation formed.For hardware view, in addition to CPU shown in Fig. 3, memory with
And except memory, the equipment where above-mentioned leasing system also typically include chip for carrying out wireless signal transmitting-receiving etc. other
Hardware, and/or for realizing other hardware such as board of network communicating function.
As shown in Fig. 2, this specification additionally provides a kind of leasing system 20 based on block chain, it is applied to include tenantry
The block chain network of client lease platform nodes equipment corresponding with lease businessman, tenantry's client and the lease
The communication connection of platform nodes equipment；Described device is applied to the lease platform nodes equipment end, comprising:
Acquiring unit 202 is closed for obtaining the tenantry and the lease businessman based on the lease of target Lease object
About；
2 units 204 are sent out, deposit card transaction for sending first to the block chain, so that described first deposits card transaction by institute
The distributed data base of the block chain is embodied in after stating the node device common recognition verifying of block chain, wherein described first deposits card
Transaction deposits card information including the rental agreement.
In the another embodiment shown, tenantry's client has body in the lease platform nodes facility registration
Part authentication information；
Described first to deposit card transaction further include that the authentication information deposits card information.
In the another embodiment shown, the authentication information includes the real name identity card of the tenantry user
Part information or one of biometric identification information or electronic identity authentication information or a variety of.
In the another embodiment shown, the acquiring unit 202 is further used for obtaining the tenantry user's
The audio-visual data leased to shop；
The transmission unit 204 is further used for depositing card transaction to block chain transmission second, so that described second deposits
Card transaction is embodied in the distributed data base of the block chain after the node device common recognition verifying of the block chain, wherein institute
Stating second and depositing card transaction includes depositing card information to the audio-visual data.
In the another embodiment shown, the acquiring unit 202, which is further used for obtaining the tenantry, fulfils institute
State the information of honouring an agreement of rental agreement；
The transmission unit 204 is further used for depositing card transaction to block chain transmission third, so that the third is deposited
Card transaction is embodied in the distributed data base of the block chain after the node device common recognition verifying of the block chain, wherein institute
Stating third and depositing card transaction includes depositing card information to the information of honouring an agreement.
In the another embodiment shown, the block chain is alliance's chain, and the lease platform nodes equipment is alliance
Member node equipment.
The function of each unit and the realization process of effect are specifically detailed in above-mentioned lease platform nodes and set in above-mentioned apparatus 20
Correspond to the realization process of step in the standby performed rent method based on block chain, it is related in place of referring to embodiment of the method portion
It defends oneself bright, details are not described herein.
The apparatus embodiments described above are merely exemplary, wherein described, unit can as illustrated by the separation member
It is physically separated with being or may not be, component shown as a unit may or may not be physics mould
Block, it can it is in one place, or may be distributed on multiple network modules.It can be selected according to the actual needs
In some or all of unit or module realize the purpose of this specification scheme.Those of ordinary skill in the art are not paying
In the case where creative work, it can understand and implement.
Device that above-described embodiment illustrates, unit, module can specifically be realized, Huo Zheyou by computer chip or entity
Product with certain function is realized.A kind of typically to realize that equipment is computer, the concrete form of computer can be a
People's computer, laptop computer, cellular phone, camera phone, smart phone, personal digital assistant, media player, navigation
It is any several in equipment, E-mail receiver/send equipment, game console, tablet computer, wearable device or these equipment
The combination of kind equipment.
Corresponding with above method embodiment, the embodiment of this specification additionally provides a kind of computer equipment, such as Fig. 3 institute
Show, which includes memory and processor.Wherein, the computer that can be run by processor is stored on memory
Program；Processor executes above-mentioned lease platform nodes equipment in this specification embodiment in the computer program of operation storage
Each step of the performed rent method based on block chain.To performed by above-mentioned lease platform nodes equipment based on block
The detailed description of each step of the rent method of chain refer to before content, be not repeated.
Corresponding with above method embodiment, the embodiment of this specification additionally provides a kind of computer-readable storage medium
Matter is stored with computer program on the storage medium, and it is real to execute this specification when being run by processor for these computer programs
Apply each step of the rent method based on block chain performed by above-mentioned lease platform nodes equipment in example.It is flat to above-mentioned lease
The detailed description of each step of rent method based on block chain performed by platform node device refer to before content, no
It repeats.
The foregoing is merely the preferred embodiments of this specification, all in this explanation not to limit this specification
Within the spirit and principle of book, any modification, equivalent substitution, improvement and etc. done should be included in the model of this specification protection
Within enclosing.
In a typical configuration, calculating equipment includes one or more processors (CPU), input/output interface, net
Network interface and memory.
Memory may include the non-volatile memory in computer-readable medium, random access memory (RAM) and/or
The forms such as Nonvolatile memory, such as read-only memory (ROM) or flash memory (flash RAM).Memory is computer-readable medium
Example.
Computer-readable medium includes permanent and non-permanent, removable and non-removable media can be by any method
Or technology come realize information store.Information can be computer readable instructions, data structure, the module of program or other data.
The example of the storage medium of computer includes, but are not limited to phase change memory (PRAM), static random access memory
(SRAM), dynamic random access memory (DRAM), other kinds of random access memory (RAM), read-only memory
(ROM), electrically erasable programmable read-only memory (EEPROM), flash memory or other memory techniques, CD-ROM are read-only
Memory (CD-ROM), digital versatile disc (DVD) or other optical storage, magnetic cassettes, tape magnetic disk storage or
Other magnetic storage devices or any other non-transmission medium, can be used for storage can be accessed by a computing device information.According to
Herein defines, and computer-readable medium does not include temporary computer readable media (transitory media), such as modulation
Data-signal and carrier wave.
It should also be noted that, the terms "include", "comprise" or its any other variant are intended to nonexcludability
It include so that the process, method, commodity or the equipment that include a series of elements not only include those elements, but also to wrap
Include other elements that are not explicitly listed, or further include for this process, method, commodity or equipment intrinsic want
Element.In the absence of more restrictions, the element limited by sentence "including a ...", it is not excluded that including described want
There is also other identical elements in the process, method of element, commodity or equipment.
It will be understood by those skilled in the art that the embodiment of this specification can provide as the production of method, system or computer program
Product.Therefore, the embodiment of this specification can be used complete hardware embodiment, complete software embodiment or combine software and hardware side
The form of the embodiment in face.Moreover, it wherein includes that computer is available that the embodiment of this specification, which can be used in one or more,
It is real in the computer-usable storage medium (including but not limited to magnetic disk storage, CD-ROM, optical memory etc.) of program code
The form for the computer program product applied.
Claims (16)
1. a kind of rent method based on block chain is applied to include tenantry's client lease platform corresponding with lease businessman
The block chain network of node device, tenantry's client and the lease platform nodes equipment communicate to connect；The method
Include:
The lease platform nodes equipment obtains the tenantry and the lease businessman is closed based on the lease of target Lease object
About；
To the block chain send first deposit card transaction so that described first deposit card transaction be total to by the node device of the block chain
Know the distributed data base that the block chain is embodied in after verifying, wherein described first, which deposits card transaction, includes the rental agreement
Deposit card information.
2. according to the method described in claim 1, tenantry's client has body in the lease platform nodes facility registration
Part authentication information；
Described first to deposit card transaction further include that the authentication information deposits card information.
3. according to the method described in claim 2, the authentication information includes the real name identity document letter of the tenantry
Breath or one of biometric identification information or electronic identity authentication information or a variety of.
4. according to the method described in claim 1, further include:
Obtain the audio-visual data of the tenantry leased to shop；
To the block chain send second deposit card transaction so that described second deposit card transaction be total to by the node device of the block chain
Know the distributed data base that the block chain is embodied in after verifying, wherein described second, which deposits card transaction, includes the audio-visual data
Deposit card information.
5. according to the method described in claim 1, further include:
Obtain the information of honouring an agreement that the tenantry fulfils the rental agreement；
Third is sent to the block chain and deposits card transaction, is total to so that the third deposits card transaction by the node device of the block chain
Know the distributed data base that the block chain is embodied in after verifying, wherein it includes to the letter of honouring an agreement that the third, which deposits card transaction,
Breath deposits card information.
6. according to the method described in claim 5, the block chain network further includes insurance institution's node device, the lessor
Family and the insurance institution are based on the rental agreement and are signed with insurance contract；The method also includes:
Insurance institution's node device obtains the third from the distributed data base of the block chain and deposits card transaction；
When the tenantry does not honour an agreement according to the rental agreement, insurance institution's node device executes the insurance contract
The Claims Resolution logic of agreement.
7. the method is also according to the method described in claim 1, the block chain network further includes judiciary's node device
Include:
Judiciary's node device obtains the 4th from the distributed data base of the block chain and deposits card transaction, wherein the 4th
Card transaction is deposited to carry out depositing card based on the violations of the rental agreement for the tenantry or the lease businessman；
Card transaction is deposited based on the described 4th, executes judicial evidence collection logic.
8. according to the method described in claim 1, the block chain be alliance's chain, the lease platform nodes equipment for alliance at
Member's node device.
9. a kind of leasing system based on block chain is applied to include tenantry's client lease platform corresponding with lease businessman
The block chain network of node device, tenantry's client and the lease platform nodes equipment communicate to connect；Described device
Applied to the lease platform nodes equipment end, comprising:
Acquiring unit, for obtaining the tenantry and the lease rental agreement of the businessman based on target Lease object；
Transmission unit deposits card transaction for sending first to the block chain, so that described first deposits card transaction by the block
The distributed data base of the block chain is embodied in after the node device common recognition verifying of chain, wherein described first deposits card transaction packet
Include the rental agreement deposits card information.
10. device according to claim 9, tenantry's client has body in the lease platform nodes facility registration
Part authentication information；
Described first to deposit card transaction further include that the authentication information deposits card information.
11. device according to claim 10, the authentication information includes the real name identity document of the tenantry
Information or one of biometric identification information or electronic identity authentication information or a variety of.
12. device according to claim 9,
The acquiring unit is further used for obtaining the audio-visual data of the tenantry leased to shop；
The transmission unit is further used for depositing card transaction to block chain transmission second, so that described second deposits card transaction
The distributed data base of the block chain is embodied in after the node device common recognition verifying of the block chain, wherein described second
Depositing card transaction includes depositing card information to the audio-visual data.
13. device according to claim 9,
The acquiring unit is further used for obtaining the information of honouring an agreement that the tenantry fulfils the rental agreement；
The transmission unit is further used for depositing card transaction to block chain transmission third, so that the third deposits card transaction
The distributed data base of the block chain is embodied in after the node device common recognition verifying of the block chain, wherein the third
Depositing card transaction includes depositing card information to the information of honouring an agreement.
14. device according to claim 9, the block chain is alliance's chain, and the lease platform nodes equipment is alliance
Member node equipment.
15. a kind of computer equipment, comprising: memory and processor；Being stored on the memory can be transported by the processor
Capable computer program；When the processor runs the computer program, execute as described in claims 1 to 8 any one
Method.
16. a kind of computer readable storage medium, is stored thereon with computer program, the computer program is run by processor
When, execute the method as described in claims 1 to 8 any one.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201910435866.8A CN110246005A (en) | 2019-05-23 | 2019-05-23 | Rent method and device based on block chain |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201910435866.8A CN110246005A (en) | 2019-05-23 | 2019-05-23 | Rent method and device based on block chain |
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| CN110246005A true CN110246005A (en) | 2019-09-17 |
Family
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|---|---|---|---|
| CN201910435866.8A Pending CN110246005A (en) | 2019-05-23 | 2019-05-23 | Rent method and device based on block chain |
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