CN112215610A - Digital currency transaction payment platform based on block chain BaaS core technology - Google Patents
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Abstract
The invention discloses a digital currency transaction payment platform based on a block chain BaaS core technology, which comprises a business side platform, an alliance chain and nodes, wherein the nodes are used for forming the block chain; the nodes comprise enterprise nodes, financial institution nodes, information provider nodes, primary supplier nodes, secondary supplier nodes and multi-stage supplier nodes; data interaction is carried out between the nodes and the alliance chain; the invention ensures the safety, stability, controllable hiding property and non-falsification of the digital currency transaction between an enterprise and a supplier, avoids the time cost of clearing among different payment mechanisms and can greatly shorten the transaction period.
Description
Technical Field
The invention relates to the technical field of blockchain digital currency, in particular to a digital currency transaction payment platform based on a blockchain BaaS core technology.
Background
The central bank is a coinmaker and an issuer of the digital currency, can fully utilize desensitization data, and utilizes big data analysis to master the conditions of issuing, circulation, storage and the like of the currency, thereby providing instructive opinions for currency policy regulation and control and financial stability analysis; the digital currency circulation route is traced back through the private chain to the row at the heart, can effectual pursuit criminal action.
According to the digital currency transaction payment platform, the digital currency block chain built at the center row is used as a bottom layer technology, and the digital currency transaction payment platform of the block chain BaaS core technology is built, so that the safety, stability, controllable hiding performance and non-falsification of digital currency transactions between enterprises and suppliers are guaranteed, the time cost for clearing among different payment mechanisms is saved, and the transaction period can be greatly shortened.
Disclosure of Invention
In order to overcome the defects of the prior art, the invention aims to provide a digital currency transaction payment platform based on a block chain BaaS core technology, so that the safety, stability, controllable hiding property and non-falsification of digital currency transactions between enterprises and suppliers are guaranteed, the time cost for clearing among different payment mechanisms is saved, and the transaction period can be greatly shortened.
In order to achieve the purpose, the invention adopts the technical scheme that: the invention provides a digital currency transaction payment platform based on a block chain BaaS core technology, which comprises a business side platform, an alliance chain and nodes, wherein the nodes are used for forming the block chain;
the nodes comprise enterprise nodes, financial institution nodes, information provider nodes, primary supplier nodes, secondary supplier nodes and multi-stage supplier nodes; the node and the alliance chain are subjected to data interaction;
the alliance chain comprises an application layer and a technical service layer, wherein the application layer is used for providing application services for the business side platform, and the technical service layer is used for providing technical services for the business side platform; the application layer comprises a trade information filing module, an accounts receivable asset module, a trade information inquiry and right confirming module and an on-chain asset tracing module, and the technical service layer module comprises a data encryption module, a trusted timestamp service module, an intelligent contract service module, a data inquiry interface module, a data storage module and an identity card management module.
Further, the business side platform comprises an enterprise, a primary supplier, a secondary supplier, a multi-stage supplier and a financial institution.
Further, the transaction flow between the service party platform and the alliance chain is as follows:
s1: the enterprise contracts with the primary supplier;
s2: the enterprise transmits the contract to the federation chain;
s3: the primary provider sending an accounts receivable asset application to the federation chain;
s4: the federation chain querying receivable asset information for the enterprise and initiating a query for entitlement information for the enterprise;
s5: the alliance chain sends the receivable account asset issuing information to the primary supplier and seller according to the receivable account asset information and the authorization information auditing result;
s6: the primary supplier splits the receivable account asset issuing information and transfers the information to the secondary supplier, and the secondary supplier splits the received receivable account asset issuing information and transfers the information to the multistage suppliers;
s7: the primary supplier, the secondary supplier and the multi-stage supplier send application for posting the receivable assets to the financial institution;
s8: the financial institution and the alliance chain carry out on-chain evidence collection and money transfer;
s9: the financial institution settles with the enterprise due based on the forensic money transfer result obtained from the federation chain.
Further, the trade information filing module is configured to store information of the contract, information of the enterprise, information of the primary supplier, information of the secondary supplier, information of the multi-level supplier, transaction information between the enterprise and the primary supplier, transaction information between the primary supplier and the secondary supplier, and transaction information between the secondary supplier and the multi-level supplier.
Further, the receivables asset module is configured to store and record the receivables asset application, the receivables asset posting application, and the receivables asset issuance information.
Further, the trade information query and right confirmation module is configured to check, by the financial institution, right confirmation information of the enterprise, right confirmation information of the primary supplier, right confirmation information of the secondary supplier, right confirmation information of the multi-stage supplier, transaction information between the enterprise and the primary supplier, transaction information between the primary supplier and the secondary supplier, and transaction information between the secondary supplier and the multi-stage supplier to the alliance chain.
Further, the on-chain asset tracing module is used for tracing the source of the transaction assets involved in the transaction contracts among the enterprise, the primary supplier, the secondary supplier and the multi-stage supplier.
Further, the trusted timestamp service module is used for binding a trusted date and time signed by the timestamp server with the specified electronic data, and providing a trusted time certification for the service party platform and the node.
Further, the intelligent contract service module is used for providing the intelligent contract service functions for the business side platform and the nodes.
Furthermore, the data encryption module, the data query interface module, the data storage module and the identity card management module are used for providing data encryption, data query interface, data storage and identity card management functions for the service party platform and the node.
Compared with the prior art, the digital currency transaction payment platform based on the blockchain BaaS core technology comprises a business side platform, an alliance chain and nodes, wherein the nodes are used for forming the blockchain, the business side platform is used for supporting a digital currency transaction process, and the alliance chain is used for verifying, recording and monitoring digital currency transactions; the nodes comprise enterprise nodes, financial institution nodes, information provider nodes, primary supplier nodes, secondary supplier nodes and multi-stage supplier nodes; data interaction is carried out between the nodes and the alliance chain; the invention ensures the safety, stability, controllable hiding property and non-falsification of the digital currency transaction between an enterprise and a supplier, avoids the time cost of clearing among different payment mechanisms and can greatly shorten the transaction period.
Drawings
In order to more clearly illustrate the technical solutions in the embodiments of the present invention, the drawings needed to be used in the embodiments will be briefly described below, and it is obvious that the drawings in the following description are only some embodiments of the present invention, and it is obvious for those skilled in the art that other drawings can be obtained according to these drawings without creative efforts.
Fig. 1 is a system configuration diagram of a digital currency transaction payment platform based on a blockchain BaaS core technology according to an embodiment of the present invention.
Fig. 2 is a transaction flow of a block chain BaaS core technology-based digital currency transaction payment platform service platform and a federation chain according to an embodiment of the present invention.
Detailed Description
In order to make the objects, technical solutions and advantages of the present invention more apparent, the present invention is described in further detail below with reference to the accompanying drawings and embodiments. It should be understood that the specific embodiments described herein are merely illustrative of the invention and are not intended to limit the invention.
The same or similar reference numerals in the drawings of the present embodiment correspond to the same or similar components; in the description of the present invention, it should be understood that if there is an orientation or positional relationship indicated by the terms "upper", "lower", "left", "right", etc. based on the orientation or positional relationship shown in the drawings, it is only for convenience of describing the present invention and simplifying the description, but it is not intended to indicate or imply that the referred device or element must have a specific orientation, be constructed in a specific orientation, and be operated, and therefore, the terms describing the positional relationship in the drawings are only used for illustrative purposes and are not to be construed as limiting the present patent, and the specific meaning of the terms may be understood by those skilled in the art according to specific circumstances.
Before the implementation of the present invention is described, first, a block chain BaaS core technology related to the embodiment of the present invention is described:
P2P network: point-to-point transactions, without intermediate parties;
distributed storage: all node information is unified, the transaction cannot be tampered, one node information is modified, and other nodes are required to be modified together;
consensus algorithm (consensus mechanism): realizing automatic network consensus;
intelligent contract: is a computer protocol aimed at propagating, verifying or executing contracts in an informative manner, intelligent contracts allow for trusted transactions without third parties, the digital form of the intelligent contracts makes the intelligent contracts have to be written into computer readable code, as long as the parties agree, the rights and obligations established by the intelligent contracts are executed by the computer or computer network, all users on the blockchain can see the blockchain based intelligent contracts;
the symmetric encryption algorithm is an encryption algorithm which is early in application and mature in technology, in the symmetric encryption algorithm, a data sending party processes original data and a secret key together through a special encryption algorithm to enable the original data and the secret key to become a complex encrypted ciphertext and sends the complex encrypted ciphertext out, and a data receiving party needs to decrypt the ciphertext to restore the readable original data by using the secret key and an inverse algorithm of the same encryption algorithm.
The technical solution of the present invention is described in detail below with reference to the accompanying drawings and specific embodiments.
Referring to fig. 1, the invention provides a digital currency transaction payment platform based on a blockchain BaaS core technology, which comprises a business side platform, an alliance chain and nodes, wherein the nodes are used for forming the blockchain, the business side platform is used for supporting a digital currency transaction process, and the alliance chain is used for verifying, recording and monitoring digital currency transactions;
the nodes comprise enterprise nodes, financial institution nodes, information provider nodes, primary supplier nodes, secondary supplier nodes and multi-stage supplier nodes; data interaction is carried out between the nodes and the alliance chain;
the alliance chain comprises an application layer and a technical service layer, wherein the application layer is used for providing application service for the business side platform, and the technical service layer is used for providing technical service for the business side platform; the application layer comprises a trade information filing module, an accounts receivable asset module, a trade information inquiry and right confirming module and an on-chain asset tracing module, and the technical service layer module comprises a data encryption module, a trusted timestamp service module, an intelligent contract service module, a data inquiry interface module, a data storage module and an identity card management module.
The digital currency transaction payment platform based on the blockchain BaaS core technology comprises a business side platform, an alliance chain and nodes, wherein the nodes are used for forming the blockchain, the business side platform is used for supporting a digital currency transaction process, and the alliance chain is used for verifying, recording and monitoring digital currency transactions; the nodes comprise enterprise nodes, financial institution nodes, information provider nodes, primary supplier nodes, secondary supplier nodes and multi-stage supplier nodes; data interaction is carried out between the nodes and the alliance chain; the invention ensures the safety, stability, controllable hiding property and non-falsification of the digital currency transaction between an enterprise and a supplier, avoids the time cost of clearing among different payment mechanisms and can greatly shorten the transaction period.
Referring to fig. 1, a business platform includes an enterprise, a primary supplier, a secondary supplier, a multi-level supplier, and a financial institution, as an embodiment of the present invention.
Referring to fig. 2, as an embodiment of the present invention, a transaction flow between a business platform and a federation chain is as follows:
s1: the enterprise contracts with the first-level supplier;
s2: the enterprise transmits the contract to the alliance chain;
s3: the primary provider sends an accounts receivable asset application to the federation chain;
s4: the alliance chain inquires receivable account asset information of the enterprise and initiates inquiry of the authority information of the enterprise;
s5: the alliance chain sends the receivable account asset issuing information to a primary supplier and seller according to the receivable account asset information and the authorization information auditing result;
s6: the first-level supplier splits the receivable account asset issuing information and transfers the information to the second-level supplier, and the second-level supplier splits the received receivable account asset issuing information and transfers the information to the second-level supplier;
s7: the first-level supplier, the second-level supplier and the multi-level supplier send the application of the asset discount of the receivable accounts to the financial institution;
s8: the financial institution and the alliance chain carry out on-chain evidence collection and money transfer;
s9: the financial institution settles the account with the enterprise based on the forensic money transfer result obtained from the federation chain.
As an embodiment of the present invention, the trade information filing module is configured to store contract information, enterprise information, primary supplier information, secondary supplier information, multi-level supplier information, transaction information between the enterprise and the primary supplier, transaction information between the primary supplier and the secondary supplier, and transaction information between the secondary supplier and the multi-level supplier.
As an embodiment of the present invention, the receivable asset module is configured to store and record a receivable asset application, a receivable asset posting application, and receivable asset issuance information.
As an embodiment of the present invention, the trade information query and right confirmation module is configured to check, by the financial institution, right confirmation information of the enterprise, right confirmation information of the first-level provider, right confirmation information of the second-level provider, right confirmation information of the multi-level provider, transaction information between the enterprise and the first-level provider, transaction information between the first-level provider and the second-level provider, and transaction information between the second-level provider and the multi-level provider from the alliance chain.
As an embodiment of the present invention, the on-chain asset tracing module is used for tracing the source of the transaction assets related to the transaction contracts among the enterprises, the primary suppliers, the secondary suppliers and the multi-stage suppliers.
The trusted timestamp service module is used for binding the trusted date and time signed by the timestamp server with the specified electronic data to provide trusted time certification for the service party platform and the node.
As one embodiment of the invention, the intelligent contract service module is used for providing the functions of intelligent contract service for the business side platform and the nodes.
The data encryption module, the data query interface module, the data storage module and the identity card management module are used for providing data encryption, data query interface, data storage and identity card management functions for the service party platform and the nodes.
Specifically, all algorithms, methods, schemes, specifications and rules related to the present invention adopt existing, existing and disclosed algorithms, methods, schemes, specifications and rules, all modules related to the present invention adopt existing, existing and disclosed implementation methods, and those skilled in the art can easily implement the present invention according to the technical solution of the present invention by using existing, existing and disclosed open source codes or commercial software.
The embodiments of the present invention have been described in detail, but the invention is not limited to the embodiments, and those skilled in the art can make many equivalent modifications or substitutions without departing from the spirit of the present invention, and the equivalents or substitutions are included in the scope of protection defined by the claims of the present application.
Claims (10)
1. The digital currency transaction payment platform based on the block chain BaaS core technology is characterized by comprising a business side platform, an alliance chain and nodes, wherein the nodes are used for forming the block chain, the business side platform is used for supporting a digital currency transaction process, and the alliance chain is used for verifying, recording and monitoring digital currency transactions;
the nodes comprise enterprise nodes, financial institution nodes, information provider nodes, primary supplier nodes, secondary supplier nodes and multi-stage supplier nodes; the node and the alliance chain are subjected to data interaction;
the alliance chain comprises an application layer and a technical service layer, wherein the application layer is used for providing application services for the business side platform, and the technical service layer is used for providing technical services for the business side platform; the application layer comprises a trade information filing module, an accounts receivable asset module, a trade information inquiry and right confirming module and an on-chain asset tracing module, and the technical service layer module comprises a data encryption module, a trusted timestamp service module, an intelligent contract service module, a data inquiry interface module, a data storage module and an identity card management module.
2. The blockchain BaaS core technology based digital currency transaction payment platform of claim 1, wherein the business party platform comprises an enterprise, a primary supplier, a secondary supplier, a multi-level supplier, a financial institution.
3. The digital currency transaction payment platform based on blockchain BaaS core technology of claim 2, wherein the transaction flow between the business platform and the alliance chain is as follows:
s1: the enterprise contracts with the primary supplier;
s2: the enterprise transmits the contract to the federation chain;
s3: the primary provider sending an accounts receivable asset application to the federation chain;
s4: the federation chain querying receivable asset information for the enterprise and initiating a query for entitlement information for the enterprise;
s5: the alliance chain sends the receivable account asset issuing information to the primary supplier and seller according to the receivable account asset information and the authorization information auditing result;
s6: the primary supplier splits the receivable account asset issuing information and transfers the information to the secondary supplier, and the secondary supplier splits the received receivable account asset issuing information and transfers the information to the multistage suppliers;
s7: the primary supplier, the secondary supplier and the multi-stage supplier send application for posting the receivable assets to the financial institution;
s8: the financial institution and the alliance chain carry out on-chain evidence collection and money transfer;
s9: the financial institution settles with the enterprise due based on the forensic money transfer result obtained from the federation chain.
4. The platform of claim 3, wherein the trade information filing module is configured to store information of the contract, information of the enterprise, information of the primary supplier, information of the secondary supplier, information of the multi-stage supplier, transaction information between the enterprise and the primary supplier, transaction information between the primary supplier and the secondary supplier, and transaction information between the secondary supplier and the multi-stage supplier.
5. The blockchain BaaS core technology based digital currency transaction payment platform of claim 4, wherein the accounts receivable asset module is configured to save and record the accounts receivable asset application, the accounts receivable asset posting application, and the accounts receivable asset issuance information.
6. The digital currency transaction payment platform based on blockchain BaaS core technology of claim 4, wherein the trade information query and authorization module is configured to the financial institution to check the alliance chain for authorization information of the enterprise, authorization information of the primary supplier, authorization information of the secondary supplier, authorization information of the multi-level supplier, transaction information between the enterprise and the primary supplier, transaction information between the primary supplier and the secondary supplier, and transaction information between the secondary supplier and the multi-level supplier.
7. The platform of claim 6, wherein the on-chain asset tracing module is configured to trace the source of the transaction assets involved in the transaction contracts among the enterprise, the primary supplier, the secondary supplier, and the multi-stage supplier.
8. The digital currency transaction payment platform based on blockchain BaaS core technology of claim 1, wherein the trusted timestamp service module is configured to bind trusted date and time signed by a timestamp server with specified electronic data to provide trusted time certification for the business party platform and the node.
9. The block-chaining BaaS core technology-based digital currency transaction payment platform according to claim 1, wherein the intelligent contract service module is configured to provide functions of intelligent contract services for the business party platform and the node.
10. The digital currency transaction payment platform based on blockchain BaaS core technology as claimed in claim 1, wherein the data encryption module, the data query interface module, the data storage module and the id card management module are configured to provide functions of data encryption, data query interface, data storage and id card management for the business party platform and the node.
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| CN202011250155.2A CN112215610A (en) | 2020-11-11 | 2020-11-11 | Digital currency transaction payment platform based on block chain BaaS core technology |
| PCT/CN2021/098373 WO2022100080A1 (en) | 2020-11-11 | 2021-06-04 | Digital currency transaction payment platform based on blockchain baas core technology |
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| CN113269544A (en) * | 2021-05-26 | 2021-08-17 | 杭州云象网络技术有限公司 | Interest rate interchange platform and interest rate interchange method based on alliance chain |
| CN115271741A (en) * | 2022-08-03 | 2022-11-01 | 国网江苏省电力有限公司南通供电分公司 | Intelligent payment system and method for electric power capital construction cost based on block chain technology |
| CN117372019A (en) * | 2023-12-01 | 2024-01-09 | 青岛民航凯亚系统集成有限公司 | Civil aviation airport settlement system and method based on blockchain platform alliance chain |
| CN117372019B (en) * | 2023-12-01 | 2024-03-12 | 青岛民航凯亚系统集成有限公司 | Civil aviation airport settlement system and method based on blockchain platform alliance chain |
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| Publication number | Publication date |
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| WO2022100080A1 (en) | 2022-05-19 |
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