CN109359963A - Medical insurance settlement method and device and electronic equipment - Google Patents
Medical insurance settlement method and device and electronic equipment Download PDFInfo
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- CN109359963A CN109359963A CN201810873630.8A CN201810873630A CN109359963A CN 109359963 A CN109359963 A CN 109359963A CN 201810873630 A CN201810873630 A CN 201810873630A CN 109359963 A CN109359963 A CN 109359963A
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- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
- G06Q20/102—Bill distribution or payments
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
- G06Q20/351—Virtual cards
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- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
- G06Q20/4014—Identity check for transactions
- G06Q20/40145—Biometric identity checks
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- G—PHYSICS
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- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
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Abstract
This specification embodiment provides a kind of medical insurance settlement method and device and electronic equipment, which comprises receives the facial image that self-aided terminal is acquired and uploaded；Identify that the facial image corresponds to the medical insurance account of user；Medical bills to be settled accounts in the medical insurance account are settled accounts.
Description
Technical field
This specification embodiment is related to Internet technical field more particularly to a kind of medical insurance settlement method and device and electronics
Equipment.
Background technique
With popularizing for medical insurance, medical insurance insurant is more and more, when seeing a doctor under online, medical insurance card is used to carry out medical insurance knot
It is counted as a kind of normality.
In general, medical space is provided with the self-aided terminal for much carrying out medical insurance clearing for user.User is in self-aided terminal
When the enterprising guarantor that practises medicine settles accounts, usual operating process includes the medical insurance account be inserted into entity medical insurance card and identify the user, is clicked wait tie
The medical bills of calculation select medical insurance payment, reaffirm operation, thereby executing medical insurance clearing.
As it can be seen that user needs to carry entity medical insurance card, and multi-pass operation self-aided terminal, entirely when existing medical insurance is settled accounts
Operating process is relatively complicated, efficiency is lower.
Need to provide a kind of medical insurance clearing scheme more efficiently.
Summary of the invention
A kind of medical insurance settlement method and device and electronic equipment that this specification embodiment provides, and the caching page obtain
Take method and device and electronic equipment:
According to this specification embodiment in a first aspect, provide a kind of medical insurance settlement method, it is applied to medical insurance platform, it is described
Method includes:
Receive the facial image that self-aided terminal is acquired and uploaded；
Identify that the facial image corresponds to the medical insurance account of user；
Medical bills to be settled accounts in the medical insurance account are settled accounts.
According to the second aspect of this specification embodiment, a kind of medical insurance settlement method is provided, is applied to payment platform, it is described
Method includes:
Receive the facial image that self-aided terminal is acquired and uploaded；
Identify the corresponding payment account of the facial image；
When payment account binding has electronics medical insurance card, call medical insurance platform to the corresponding doctor of the electronics medical insurance card
Medical bills to be settled accounts in account are protected to be settled accounts.
According to the third aspect of this specification embodiment, a kind of medical insurance checkout apparatus is provided, is applied to medical insurance platform, it is described
Device includes:
Receiving unit receives the facial image that self-aided terminal is acquired and uploaded；
Recognition unit identifies that the facial image corresponds to the medical insurance account of user；
Clearing unit settles accounts medical bills to be settled accounts in the medical insurance account.
According to the fourth aspect of this specification embodiment, a kind of medical insurance checkout apparatus is provided, is applied to payment platform, it is described
Device includes:
Receiving unit receives the facial image that self-aided terminal is acquired and uploaded；
Recognition unit identifies the corresponding payment account of the facial image；
Clearing unit calls medical insurance platform to the electronics medical insurance when payment account binding has electronics medical insurance card
Block medical bills to be settled accounts in corresponding medical insurance account to be settled accounts.
According to the 5th of this specification embodiment the aspect, a kind of electronic equipment is provided, comprising:
Processor；
Memory for storage processor executable instruction；
Wherein, the processor is configured to any of the above-described is applied to the medical insurance settlement method of medical insurance platform.
According to the 6th of this specification embodiment the aspect, a kind of electronic equipment is provided, comprising:
Processor；
Memory for storage processor executable instruction；
Wherein, the processor is configured to any of the above-described is applied to the medical insurance settlement method of payment platform.
This specification embodiment, provides a kind of medical insurance clearing scheme, and user can be automatically performed medical insurance by losing face
Clearing, without carrying entity medical insurance card.Entire settlement process, user are not necessarily to operate self-aided terminal, program rapid and convenient, greatly
Medical insurance settlement efficiency is improved greatly, is alleviated medical insurance in hospital and is paid slower problem.
Detailed description of the invention
Fig. 1 is the configuration diagram for the medical insurance settlement system that one embodiment of this specification provides；
Fig. 2 is the flow chart for the medical insurance settlement method that one embodiment of this specification provides；
Fig. 3 is the configuration diagram for the medical insurance settlement system that one embodiment of this specification provides；
Fig. 4 is the flow chart for the medical insurance settlement method that one embodiment of this specification provides；
Fig. 5 is the hardware structure diagram for the medical insurance checkout apparatus that one embodiment of this specification provides；
Fig. 6 is the module diagram for the medical insurance checkout apparatus that one embodiment of this specification provides；
Fig. 7 is the hardware structure diagram for the medical insurance checkout apparatus that one embodiment of this specification provides；
Fig. 8 is the module diagram for the medical insurance checkout apparatus that one embodiment of this specification provides.
Specific embodiment
Example embodiments are described in detail here, and the example is illustrated in the accompanying drawings.Following description is related to
When attached drawing, unless otherwise indicated, the same numbers in different drawings indicate the same or similar elements.Following exemplary embodiment
Described in embodiment do not represent all embodiments consistent with this specification.On the contrary, they are only and such as institute
The example of the consistent device and method of some aspects be described in detail in attached claims, this specification.
It is only to be not intended to be limiting this explanation merely for for the purpose of describing particular embodiments in the term that this specification uses
Book.The "an" of used singular, " described " and "the" are also intended to packet in this specification and in the appended claims
Most forms are included, unless the context clearly indicates other meaning.It is also understood that term "and/or" used herein is
Refer to and includes that one or more associated any or all of project listed may combine.
It will be appreciated that though various information may be described using term first, second, third, etc. in this specification, but
These information should not necessarily be limited by these terms.These terms are only used to for same type of information being distinguished from each other out.For example, not taking off
In the case where this specification range, the first information can also be referred to as the second information, and similarly, the second information can also be claimed
For the first information.Depending on context, word as used in this " if " can be construed to " ... when " or
" when ... " or " in response to determination ".
To solve the above-mentioned problems, this specification is supplied to a kind of medical insurance clearing scheme, below can be with reference to shown in Fig. 1
Example introduction, show the illustrative system architecture concept that can be applicable in herein.
In the system architecture concept map, the communication of information may be implemented by network 111 for various network nodes, then complete
At interactive and data processing.The system architecture concept map may include self-aided terminal 101 and medical insurance platform 102.
In medical space, user can carry out medical insurance clearing by the self-aided terminal 101, such as can carry out payment for medical care
With payment etc..
The medical insurance platform 102, maintenance have the medical insurance account of user.In the example, the medical insurance platform 102 can be provided
Medical insurance settlement capability and authentication ability.
User is by self-aided terminal 101, and without carrying entity medical insurance card, by losing face, medical insurance can be rapidly completed in operation
Clearing.
Referring next to Fig. 2, an embodiment of the medical insurance settlement method of this specification offer is introduced.In the present embodiment,
This method can be applied to medical insurance platform, and the method may include following steps:
Step 210: receiving the facial image that self-aided terminal is acquired and uploaded.
In the present embodiment, it can pass through according to the acquisition device for having acquisition facial image, such as camera on self-aided terminal
Camera can acquire the facial image of active user.
Collected facial image can also be uploaded to medical insurance platform by the self-aided terminal.
In general, the SDK that loses face can be installed in self-aided terminal in advance, can complete to adopt based on the SDK self-aided terminal that loses face
Facial image is simultaneously uploaded to medical insurance platform by collection user's facial image.It should be noted that medical insurance involved in this specification is flat
Platform can specifically refer to the corresponding server-side of medical insurance platform, i.e., with hardware from the point of view of, the present embodiment can be where medical insurance platform
What server-side executed.The server-side can refer to the cloud service of server, server cluster or server cluster building.
Wherein, the SDK that loses face can be the offer of medical insurance platform, and the third party for being also possible to the approval of medical insurance platform provides
's.
Step 220: identifying that the facial image corresponds to the medical insurance account of user.
Maintenance has the medical insurance account of user on the medical insurance platform, and each medical insurance account collects in advance have user oneself
Oneself facial image.
In one embodiment, user is when handling medical insurance, it is desirable to provide oneself true facial image；For the ease of area
Not, which can be known as to the first facial image.The facial image that self-aided terminal in above-mentioned steps 210 acquires is known as
Second facial image.
It, can be from the first facial image of storage after medical insurance platform receives the second facial image of self-aided terminal upload
Matched in image library, when be matched to reach the first facial image of threshold value with the second facial image similarity when, just
It can determine that the corresponding medical insurance account of the first facial image being matched to is the medical insurance account that second facial image corresponds to user.
Step 230: medical bills to be settled accounts in the medical insurance account are settled accounts.
After the medical insurance account of active user has been determined, so that it may to medical bills to be settled accounts in the medical insurance account into
Row clearing.
Through this embodiment, for user without carrying entity medical insurance card, medical insurance knot can be completed by being lost face by autonomous device
It calculates.Greatly improve the efficiency of medical insurance clearing.
In one embodiment, medical insurance platform usually requires settlement information being back to self-aided terminal.Self-aided terminal base is in turn
It can show settlement information.Wherein, when settling accounts successfully, self-aided terminal can show clearing detail；It is self-service when settling accounts failure
Terminal can guide user to carry out medical insurance clearing by barcode scanning, or be paid using entity medical insurance card.
In practical applications, since recognition of face accuracy can not accomplish very correctly, and medical insurance clearing further relate to
To sensitive informations such as user information, funds, therefore, in order to promote clearing safety, this specification additionally provides following scheme:
The self-aided terminal also uploads the cell-phone number for having user to input；
The step 230 settles accounts medical bills to be settled accounts in the medical insurance account, specifically includes:
In the case where the cell-phone number of medical insurance account binding is the cell-phone number that the self-aided terminal uploads, to the doctor
Medical bills to be settled accounts in account are protected to be settled accounts.
In the embodiment, each medical insurance account can bind cell-phone number in advance.
After identifying medical insurance account according to the second facial image, the cell-phone number of medical insurance account binding can also be judged
It is whether consistent with the cell-phone number that autonomous device uploads；Under unanimous circumstances, can just it continue to execute in the medical insurance account
Medical bills to be settled accounts are settled accounts.
It illustrates, it is assumed that there are two the people that face is closely similar, then one of user is when carrying out medical insurance clearing
Two medical insurance accounts can be identified by losing face, if not identifying cell-phone number further, medical insurance platform can not just be determined
Which user active user is on earth；Therefore, after the user also uploads cell-phone number by self-aided terminal, by inquiring this
The cell-phone number of two medical insurance accounts binding, so that it may be matched to a unique medical insurance account.
In one embodiment, the input mode of the cell-phone number may include voice input.For the use of certain inconveniences
Family, such as user's (in the state that especially child falls asleep) of child is embraced, both hands all take user of thing etc. to operate self-aided terminal
All very inconvenient, by the embodiment, user can operate completely without with hand, without carrying mobile phone, medical insurance card etc., just
Medical insurance clearing can be completed, it is convenient and efficient, greatly improve user experience.
In one embodiment, the method also includes:
Obtain the corresponding hospital of the self-aided terminal；
Obtain the corresponding hospital of medical bills to be settled accounts in the medical insurance account；
The step 230 settles accounts medical bills to be settled accounts in the medical insurance account, specifically includes:
When described two hospitals are consistent, medical bills to be settled accounts in the medical insurance account are settled accounts.
In this embodiment, when user carries out medical insurance clearing, medical insurance platform can only be currently located hospital's generation to user
Medical bills settled accounts.
In one embodiment, the method also includes:
Obtain the corresponding establishment moment of medical bills to be settled accounts in the medical insurance account；
It is described that medical bills to be settled accounts in the medical insurance account are settled accounts, it specifically includes:
When belonging on the same day at the establishment moment and current time, to medical bills to be settled accounts in the medical insurance account
It is settled accounts.
In this embodiment, when user carries out medical insurance clearing, medical insurance platform only can be to the medical account generated on the day of user
Singly settled accounts.
In practical applications, when some non-medical insurance projects are needed from time-consuming, it is also necessary to user using bank card, cash or
Payment software is paid.Wherein, bank card needs to be inserted into the card slot of self-aided terminal, and cash needs to fill in showing for self-aided terminal
Golden entrance, payment software need to scan payment two dimensional code, and whole operation process is relatively complicated in a word, efficiency is lower.
To solve the above-mentioned problems, in one embodiment, the method also includes:
By medical insurance project non-in the medical bills, turn to be settled accounts by channel of disbursement.
In this embodiment, cannot enter in addition to the medical expense of medical insurance can be entered there may also be some in medical bills
The project at one's own expense of medical insurance, for these, project, medical insurance platform can turn to be settled accounts by channel of disbursement at one's own expense.
In the embodiment, medical insurance platform can also be connect with payment platform, complete by calling the payment interface of payment platform
At the clearing of project at one's own expense.Specifically, the medical insurance account of user can be bound with payment account in advance.In this way, for medical insurance account
Sorry, your ticket has not enough value at family, or exist at one's own expense project when, medical insurance platform can be by the associated payment account of medical insurance account, to the payment
Account is withholdd.
By the embodiment, using mixing clearing (medical insurance account and payment account) by the way of, user need to only pass through one
It is secondary to lose face, so that it may which that completion further improves settlement efficiency without carrying out multi-pass operation with the clearing of medical insurance at one's own expense.
This specification has been also provided to another medical insurance clearing scheme, can refer to example introduction shown in Fig. 3, figure below
Show the illustrative system architecture concept that can be applicable in herein.
In the system architecture concept map, the communication of information may be implemented by network 311 for various network nodes, then complete
At interactive and data processing.The system architecture concept map may include self-aided terminal 301, payment platform 302 and medical insurance
Platform 303.
In medical space, user can carry out medical insurance clearing by the self-aided terminal 301, such as can carry out payment for medical care
With payment etc..
The payment platform 302 may include bank payment system, Third-party payment platform etc..In the example, the branch
Ability to pay and authentication ability can be provided by paying platform 302.
The medical insurance platform 303, maintenance have the medical insurance account of user；Medical insurance settlement capability can be externally provided.
User is by self-aided terminal 301, and without carrying entity medical insurance card, by losing face, medical insurance can be rapidly completed in operation
Clearing.
Referring next to Fig. 4, an embodiment of the medical insurance settlement method of this specification offer is introduced.In the present embodiment,
This method can be applied to payment platform, and the method may include following steps:
Step 410: receiving the facial image that self-aided terminal is acquired and uploaded.
In the present embodiment, it can pass through according to the acquisition device for having acquisition facial image, such as camera on self-aided terminal
Camera can acquire the facial image of active user.
Collected facial image can also be uploaded to payment platform by the self-aided terminal.
In general, the SDK that loses face can be installed in self-aided terminal in advance, can complete to adopt based on the SDK self-aided terminal that loses face
Facial image is simultaneously uploaded to payment platform by collection user's facial image.It should be noted that payment involved in this specification is flat
Platform can specifically refer to the corresponding server-side of payment platform, i.e., with hardware from the point of view of, the present embodiment can be where payment platform
What server-side executed.The server-side can refer to the cloud service of server, server cluster or server cluster building.
Wherein, the SDK that loses face can be payment platform offer, and the third party for being also possible to payment platform approval provides
's.
Step 420: identifying the corresponding payment account of the facial image.
Maintenance has the payment account of user on the payment platform, and each payment account collects in advance have user oneself
Oneself facial image.
In one embodiment, user is when opening the face identification functions of payment account, it is desirable to provide oneself true people
Face image；For the ease of difference, which can be known as to the first facial image.By self-aided terminal in above-mentioned steps 410
The facial image of acquisition is known as the second facial image.
It, can be from the first facial image of storage after payment platform receives the second facial image of self-aided terminal upload
Matched in image library, when be matched to reach the first facial image of threshold value with the second facial image similarity when, just
It can determine that the corresponding payment account of the first facial image being matched to is the payment account that second facial image corresponds to user.
In one embodiment, the payment platform can divide the module or sub-platform of multiple and different functions.For example,
For carrying out the identity authentication platform (such as whole world ZOLOZ trusted identity platform) of identification；For inquiring electronics medical insurance card
Searching platform；Calling platform for calling medical insurance to settle accounts.
.For the same user, unique certification a mark such as ftoken table can be passed through between different sub-platforms
Show user.
For example, ZOLOZ can be uploaded to after self-service device collects facial image；It is identified pair by ZOLOZ
The user answered, and return to the ftoken of the user.Then, searching platform is called based on the ftoken, the searching platform can be with
Inquire whether the corresponding payment account of the ftoken has bound electronics medical insurance card.Further, there is electronics inquiring binding
In the case where medical insurance card, the calling platform can call medical insurance platform to carry out medical insurance clearing based on the electronics medical insurance card.
Step 430: when payment account binding has electronics medical insurance card, calling medical insurance platform to the electronics medical insurance card
Medical bills to be settled accounts are settled accounts in corresponding medical insurance account.
In order to facilitate user's medical treatment, entity medical insurance card can be bundled on payment account, and generate an electronics medical insurance
Card.In one embodiment, the electronics medical insurance card can refer to the unique number of entity medical insurance card.
Payment platform is after having determined the electronics medical insurance card of active user, so that it may call medical insurance platform to the electronics
Medical bills to be settled accounts are settled accounts in the corresponding medical insurance account of medical insurance card.
Through this embodiment, for user without carrying entity medical insurance card, medical insurance knot can be completed by being lost face by autonomous device
It calculates.Greatly improve the efficiency of medical insurance clearing.
In one embodiment, medical insurance platform usually requires settlement information being back to self-aided terminal.Self-aided terminal base is in turn
It can show settlement information.Wherein, when settling accounts successfully, self-aided terminal can show clearing detail；It is self-service when settling accounts failure
Terminal can guide user to carry out medical insurance clearing by barcode scanning, or be paid using entity medical insurance card.
In practical applications, since recognition of face accuracy can not accomplish very correctly, and medical insurance clearing further relate to
To sensitive informations such as user information, funds, therefore, in order to promote clearing safety, this specification additionally provides following scheme:
The self-aided terminal also uploads the cell-phone number for having user to input；
The step 430 calls medical insurance platform to cure the electronics when payment account binding has electronics medical insurance card
It protects medical bills to be settled accounts in the corresponding medical insurance account of card to be settled accounts, specifically include:
It is the cell-phone number that the self-aided terminal uploads, and the payment account in the cell-phone number of payment account binding
When binding has electronics medical insurance card, call medical insurance platform to medical account to be settled accounts in the corresponding medical insurance account of the electronics medical insurance card
Singly settled accounts.
In the embodiment, each payment account can bind cell-phone number in advance.
After identifying payment account according to the second facial image, the cell-phone number of payment account binding can also be judged
It is whether consistent with the cell-phone number that autonomous device uploads；Under unanimous circumstances, it can just continue to execute and call medical insurance platform to institute
Medical bills to be settled accounts in the corresponding medical insurance account of electronics medical insurance card are stated to be settled accounts.
It illustrates, it is assumed that there are two the people that face is closely similar, then one of user is when carrying out medical insurance clearing
Two payment accounts can be identified by losing face, if not identifying cell-phone number further, payment platform can not just be determined
Which user active user is on earth；Therefore, after the user also uploads cell-phone number by self-aided terminal, by inquiring this
The cell-phone number of two payment accounts binding, so that it may be matched to a unique payment account.
In one embodiment, the input mode of the cell-phone number may include voice input.For the use of certain inconveniences
Family, such as user's (in the state that especially child falls asleep) of child is embraced, both hands all take user of thing etc. to operate self-aided terminal
All very inconvenient, by the embodiment, user can operate completely without with hand, without carrying mobile phone, medical insurance card etc., just
Medical insurance clearing can be completed, it is convenient and efficient, greatly improve user experience.
In one embodiment, the method also includes:
Obtain the corresponding hospital of the self-aided terminal；
Obtain the corresponding hospital of medical bills to be settled accounts in the medical insurance account；
The step 230 settles accounts medical bills to be settled accounts in the medical insurance account, specifically includes:
When described two hospitals are consistent, medical bills to be settled accounts in the medical insurance account are settled accounts.
In this embodiment, when user carries out medical insurance clearing, medical insurance platform can only be currently located hospital's generation to user
Medical bills settled accounts.
In one embodiment, the method also includes:
Obtain the corresponding establishment moment of medical bills to be settled accounts in the medical insurance account；
It is described that medical bills to be settled accounts in the medical insurance account are settled accounts, it specifically includes:
When belonging on the same day at the establishment moment and current time, to medical bills to be settled accounts in the medical insurance account
It is settled accounts.
In this embodiment, when user carries out medical insurance clearing, medical insurance platform only can be to the medical account generated on the day of user
Singly settled accounts.
In practical applications, when some non-medical insurance projects are needed from time-consuming, it is also necessary to user using bank card, cash or
Payment software is paid.Wherein, bank card needs to be inserted into the card slot of self-aided terminal, and cash needs to fill in showing for self-aided terminal
Golden entrance, payment software need to scan payment two dimensional code, and whole operation process is relatively complicated in a word, efficiency is lower.
To solve the above-mentioned problems, in one embodiment, the method also includes:
For medical insurance project non-in the medical bills, turn to be settled accounts by the payment account.
In this embodiment, cannot enter in addition to the medical expense of medical insurance can be entered there may also be some in medical bills
The project at one's own expense of medical insurance, for these, project, medical insurance platform can turn to be settled accounts by the payment platform at one's own expense, the payment
Platform can directly deduct the expense of project at one's own expense from the payment account of the user.
In the embodiment, since payment platform is connect with medical insurance platform, medical insurance platform passes through the payment for calling payment platform
Interface can complete the clearing of project at one's own expense.Specifically, the payment account of user is bound in advance electronics medical insurance card.In this way, right
It is insufficient in medical insurance account balance, or when there is project at one's own expense, medical insurance platform can pass through the corresponding electronics medical insurance of medical insurance account
Block associated payment account, withholds to the payment account.
By the embodiment, using mixing clearing (medical insurance account and payment account) by the way of, user need to only pass through one
It is secondary to lose face, so that it may which that completion further improves settlement efficiency without carrying out multi-pass operation with the clearing of medical insurance at one's own expense.
Corresponding with aforementioned medical insurance settlement method embodiment shown in Fig. 2, this specification additionally provides medical insurance checkout apparatus
Embodiment.Described device embodiment can be by software realization, can also be real by way of hardware or software and hardware combining
It is existing.Taking software implementation as an example, as the device on a logical meaning, being will be non-volatile by the processor of equipment where it
Corresponding computer business program instruction is read into memory what operation was formed in memory.For hardware view, such as Fig. 5 institute
Show, is a kind of hardware structure diagram of equipment where this specification medical insurance checkout apparatus, in addition to processor shown in fig. 5, network connect
Except mouth, memory and nonvolatile memory, the equipment in embodiment where device settles accounts actual functional capability generally according to medical insurance,
It can also include other hardware, this is repeated no more.
Fig. 6 is referred to, it is flat applied to medical insurance for the module map for the medical insurance checkout apparatus that one embodiment of this specification provides
Platform, described device have corresponded to embodiment illustrated in fig. 2, and described device includes:
Receiving unit 610 receives the facial image that self-service machine is acquired and uploaded；
Recognition unit 620 identifies that the facial image corresponds to the medical insurance account of user；
Clearing unit 630 settles accounts medical bills to be settled accounts in the medical insurance account.
In an optional embodiment:
The self-service machine also uploads the cell-phone number for having user to input；
The clearing unit 630, specifically includes:
In the case where the cell-phone number of medical insurance account binding is the cell-phone number that the self-service machine uploads, to the medical insurance
Medical bills to be settled accounts are settled accounts in account.
In an optional embodiment:
The input mode of the cell-phone number includes voice input.
In an optional embodiment:
Described device further include:
First obtains subelement, obtains the corresponding hospital of the self-service machine；
Second obtains subelement, obtains the corresponding hospital of medical bills to be settled accounts in the medical insurance account；
The clearing unit 630, specifically includes:
When described two hospitals are consistent, medical bills to be settled accounts in the medical insurance account are settled accounts.
In an optional embodiment:
Described device further include:
Third obtains subelement, obtains the corresponding establishment moment of medical bills to be settled accounts in the medical insurance account；
The clearing unit 630, specifically includes:
When belonging on the same day at the establishment moment and current time, to medical bills to be settled accounts in the medical insurance account
It is settled accounts.
In an optional embodiment:
Described device further include:
Medical insurance project non-in the medical bills is turned to be settled accounts by channel of disbursement by mixing clearing subelement.
Corresponding with aforementioned medical insurance settlement method embodiment shown in Fig. 4, this specification additionally provides medical insurance checkout apparatus
Embodiment.Described device embodiment can be by software realization, can also be real by way of hardware or software and hardware combining
It is existing.Taking software implementation as an example, as the device on a logical meaning, being will be non-volatile by the processor of equipment where it
Corresponding computer business program instruction is read into memory what operation was formed in memory.For hardware view, such as Fig. 7 institute
Show, is a kind of hardware structure diagram of equipment where this specification medical insurance checkout apparatus, in addition to processor shown in Fig. 7, network connect
Except mouth, memory and nonvolatile memory, the equipment in embodiment where device settles accounts actual functional capability generally according to medical insurance,
It can also include other hardware, this is repeated no more.
Fig. 8 is referred to, for the module map for the medical insurance checkout apparatus that one embodiment of this specification provides, it is flat to be applied to payment
Platform, described device have corresponded to embodiment illustrated in fig. 4, and described device includes:
Receiving unit 810 receives the facial image that self-service machine is acquired and uploaded；
Recognition unit 820 identifies the corresponding Third-party payment account of the facial image；
Clearing unit 830 calls medical insurance platform to described when Third-party payment account binding has electronics medical insurance card
Medical bills to be settled accounts are settled accounts in the corresponding medical insurance account of electronics medical insurance card.
In an optional embodiment:
The self-service machine also uploads the cell-phone number for having user to input；
The clearing unit 830, specifically includes:
It is the cell-phone number that the self-service machine uploads, and the third in the cell-phone number of Third-party payment account binding
When the binding of square payment account has electronics medical insurance card, call medical insurance platform in the corresponding medical insurance account of the electronics medical insurance card wait tie
The medical bills of calculation are settled accounts.
In an optional embodiment:
The input mode of the cell-phone number includes voice input.
In an optional embodiment:
Described device further include:
First obtains subelement, and medical insurance platform obtains the corresponding hospital of the self-service machine；
First obtains subelement, and the medical insurance platform obtains the corresponding doctor of medical bills to be settled accounts in the medical insurance account
Institute；
The medical insurance platform settles accounts medical bills to be settled accounts in the corresponding medical insurance account of the electronics medical insurance card,
It specifically includes:
When described two hospitals are consistent, the medical insurance platform carries out medical bills to be settled accounts in the medical insurance account
Clearing.
In an optional embodiment:
Described device further include:
Third obtains subelement, when medical insurance platform obtains the corresponding creation of the medical bills in the medical insurance account wait settle accounts
It carves；
The medical insurance platform settles accounts medical bills to be settled accounts in the corresponding medical insurance account of the electronics medical insurance card,
It specifically includes:
When belonging on the same day at the establishment moment and current time, the medical insurance platform in the medical insurance account wait tie
The medical bills of calculation are settled accounts.
In an optional embodiment:
Described device further include:
For medical insurance project non-in the medical bills, the medical insurance platform turns to be tied by the Third-party payment account
It calculates.
System, device, module or the unit that above-described embodiment illustrates can specifically realize by computer chip or entity,
Or it is realized by the product with certain function.A kind of typically to realize that equipment is computer, the concrete form of computer can
To be personal computer, laptop computer, cellular phone, camera phone, smart phone, personal digital assistant, media play
In device, navigation equipment, E-mail receiver/send equipment, game console, tablet computer, wearable device or these equipment
The combination of any several equipment.
The function of each unit and the realization process of effect are specifically detailed in the above method and correspond to step in above-mentioned apparatus
Realization process, details are not described herein.
For device embodiment, since it corresponds essentially to embodiment of the method, so related place is referring to method reality
Apply the part explanation of example.The apparatus embodiments described above are merely exemplary, wherein described be used as separation unit
The unit of explanation may or may not be physically separated, and component shown as a unit can be or can also be with
It is not physical unit, it can it is in one place, or may be distributed over multiple network units.It can be according to actual
The purpose for needing to select some or all of the modules therein to realize this specification scheme.Those of ordinary skill in the art are not
In the case where making the creative labor, it can understand and implement.
Figure 6 above describes inner function module and the structural representation of Data Transform Device, substantial executing subject
It can be a kind of electronic equipment, comprising:
Processor；
Memory for storage processor executable instruction；
Wherein, the processor is configured to:
Receive the facial image that self-service machine is acquired and uploaded；
Identify that the facial image corresponds to the medical insurance account of user；
Medical bills to be settled accounts in the medical insurance account are settled accounts.
Optionally, the self-service machine also uploads the cell-phone number for having user to input；
It is described that medical bills to be settled accounts in the medical insurance account are settled accounts, it specifically includes:
In the case where the cell-phone number of medical insurance account binding is the cell-phone number that the self-service machine uploads, to the medical insurance
Medical bills to be settled accounts are settled accounts in account.
Optionally, the input mode of the cell-phone number includes voice input.
Optionally, further includes:
Obtain the corresponding hospital of the self-service machine；
Obtain the corresponding hospital of medical bills to be settled accounts in the medical insurance account；
It is described that medical bills to be settled accounts in the medical insurance account are settled accounts, it specifically includes:
When described two hospitals are consistent, medical bills to be settled accounts in the medical insurance account are settled accounts.
Optionally, further includes:
Obtain the corresponding establishment moment of medical bills to be settled accounts in the medical insurance account；
It is described that medical bills to be settled accounts in the medical insurance account are settled accounts, it specifically includes:
When belonging on the same day at the establishment moment and current time, to medical bills to be settled accounts in the medical insurance account
It is settled accounts.
Optionally, further includes:
By medical insurance project non-in the medical bills, turn to be settled accounts by channel of disbursement.
Figure 8 above describes inner function module and the structural representation of Data Transform Device, substantial executing subject
It can be a kind of electronic equipment, comprising:
Processor；
Memory for storage processor executable instruction；
Wherein, the processor is configured to:
Receive the facial image that self-service machine is acquired and uploaded；
Identify the corresponding Third-party payment account of the facial image；
When Third-party payment account binding has electronics medical insurance card, call medical insurance platform to the electronics medical insurance card pair
Medical bills to be settled accounts are settled accounts in the medical insurance account answered.
Optionally, the self-service machine also uploads the cell-phone number for having user to input；
It is described the Third-party payment account binding have electronics medical insurance card when, call medical insurance platform to the electronics medical insurance
Block medical bills to be settled accounts in corresponding medical insurance account to be settled accounts, specifically include:
It is the cell-phone number that the self-service machine uploads, and the third in the cell-phone number of Third-party payment account binding
When the binding of square payment account has electronics medical insurance card, call medical insurance platform in the corresponding medical insurance account of the electronics medical insurance card wait tie
The medical bills of calculation are settled accounts.
Optionally, the input mode of the cell-phone number includes voice input.
Optionally, further includes:
Obtain the corresponding hospital of the self-service machine；
Obtain the corresponding hospital of medical bills to be settled accounts in the medical insurance account；
The medical insurance platform settles accounts medical bills to be settled accounts in the medical insurance account, specifically includes:
When described two hospitals are consistent, medical insurance platform ties medical bills to be settled accounts in the medical insurance account
It calculates.
Optionally, further includes:
Obtain the corresponding establishment moment of medical bills to be settled accounts in the medical insurance account；
It is described that medical bills to be settled accounts in the medical insurance account are settled accounts, it specifically includes:
When belonging on the same day at the establishment moment and current time, to medical bills to be settled accounts in the medical insurance account
It is settled accounts.
Optionally, further includes:
For medical insurance project non-in the medical bills, turn to be settled accounts by the Third-party payment account.
In the embodiment of above-mentioned electronic equipment, it should be appreciated that the processor can be central processing unit (English:
Central Processing Unit, referred to as: CPU), can also be other general processors, digital signal processor (English:
Digital Signal Processor, referred to as: DSP), specific integrated circuit (English: Application Specific
Integrated Circuit, referred to as: ASIC) etc..General processor can be microprocessor or the processor is also possible to
Any conventional processor etc., and memory above-mentioned can be read-only memory (English: read-only memory, abbreviation:
ROM), random access memory (English: random access memory, abbreviation: RAM), flash memory, hard disk or solid
State hard disk.The step of method in conjunction with disclosed in the embodiment of the present invention, can be embodied directly in hardware processor and execute completion, or
Hardware and software module combination in person's processor execute completion.
All the embodiments in this specification are described in a progressive manner, same and similar portion between each embodiment
Dividing may refer to each other, and each embodiment focuses on the differences from other embodiments.It is set especially for electronics
For standby embodiment, since it is substantially similar to the method embodiment, so being described relatively simple, related place is referring to method reality
Apply the part explanation of example.
Those skilled in the art after considering the specification and implementing the invention disclosed here, will readily occur to this specification
Other embodiments.This specification is intended to cover any variations, uses, or adaptations of this specification, these modifications,
Purposes or adaptive change follow the general principle of this specification and undocumented in the art including this specification
Common knowledge or conventional techniques.The description and examples are only to be considered as illustrative, the true scope of this specification and
Spirit is indicated by the following claims.
It should be understood that this specification is not limited to the precise structure that has been described above and shown in the drawings,
And various modifications and changes may be made without departing from the scope thereof.The range of this specification is only limited by the attached claims
System.
Claims (16)
1. a kind of medical insurance settlement method is applied to medical insurance platform, which comprises
Receive the facial image that self-aided terminal is acquired and uploaded；
Identify that the facial image corresponds to the medical insurance account of user；
Medical bills to be settled accounts in the medical insurance account are settled accounts.
2. according to the method described in claim 1, the self-aided terminal also uploads the cell-phone number for having user to input；
It is described that medical bills to be settled accounts in the medical insurance account are settled accounts, it specifically includes:
In the case where the cell-phone number of medical insurance account binding is the cell-phone number that the self-aided terminal uploads, to the medical insurance account
Medical bills to be settled accounts are settled accounts in family.
3. according to the method described in claim 2, the input mode of the cell-phone number includes voice input.
4. according to the method described in claim 1, the method also includes:
Obtain the corresponding hospital of the self-aided terminal；
Obtain the corresponding hospital of medical bills to be settled accounts in the medical insurance account；
It is described that medical bills to be settled accounts in the medical insurance account are settled accounts, it specifically includes:
When described two hospitals are consistent, medical bills to be settled accounts in the medical insurance account are settled accounts.
5. according to the method described in claim 1, the method also includes:
Obtain the corresponding establishment moment of medical bills to be settled accounts in the medical insurance account；
It is described that medical bills to be settled accounts in the medical insurance account are settled accounts, it specifically includes:
When belonging on the same day at the establishment moment and current time, medical bills to be settled accounts in the medical insurance account are carried out
Clearing.
6. according to the method described in claim 1, the method also includes:
By medical insurance project non-in the medical bills, turn to be settled accounts by channel of disbursement.
7. a kind of medical insurance settlement method is applied to payment platform, which comprises
Receive the facial image that self-aided terminal is acquired and uploaded；
Identify the corresponding payment account of the facial image；
When payment account binding has electronics medical insurance card, call medical insurance platform to the corresponding medical insurance account of the electronics medical insurance card
Medical bills to be settled accounts are settled accounts in family.
According to the method for claim 7,8. the self-aided terminal also uploads the cell-phone number for having user to input；
It is described the payment account binding have electronics medical insurance card when, call medical insurance platform to the corresponding doctor of the electronics medical insurance card
It protects medical bills to be settled accounts in account to be settled accounts, specifically include:
It is the cell-phone number that the self-aided terminal uploads in the cell-phone number of payment account binding, and the payment account is bound
When having electronics medical insurance card, call medical insurance platform to medical bills to be settled accounts in the corresponding medical insurance account of the electronics medical insurance card into
Row clearing.
9. according to the method described in claim 8, the input mode of the cell-phone number includes voice input.
10. according to the method described in claim 7, the method also includes:
Obtain the corresponding hospital of the self-aided terminal；
Obtain the corresponding hospital of medical bills to be settled accounts in the medical insurance account；
It is described that medical bills to be settled accounts in the medical insurance account are settled accounts, it specifically includes:
When described two hospitals are consistent, medical bills to be settled accounts in the medical insurance account are settled accounts.
11. according to the method described in claim 7, the method also includes:
Obtain the corresponding establishment moment of medical bills to be settled accounts in the medical insurance account；
It is described that medical bills to be settled accounts in the medical insurance account are settled accounts, it specifically includes:
When belonging on the same day at the establishment moment and current time, medical bills to be settled accounts in the medical insurance account are carried out
Clearing.
12. according to the method described in claim 7, the method also includes:
For medical insurance project non-in the medical bills, turn to be settled accounts by the payment account.
13. a kind of medical insurance checkout apparatus, is applied to medical insurance platform, described device includes:
Receiving unit receives the facial image that self-aided terminal is acquired and uploaded；
Recognition unit identifies that the facial image corresponds to the medical insurance account of user；
Clearing unit settles accounts medical bills to be settled accounts in the medical insurance account.
14. a kind of medical insurance checkout apparatus, is applied to payment platform, described device includes:
Receiving unit receives the facial image that self-aided terminal is acquired and uploaded；
Recognition unit identifies the corresponding payment account of the facial image；
Clearing unit calls medical insurance platform to the electronics medical insurance card pair when payment account binding has electronics medical insurance card
Medical bills to be settled accounts are settled accounts in the medical insurance account answered.
15. a kind of electronic equipment, comprising:
Processor；
Memory for storage processor executable instruction；
Wherein, the processor is configured to method described in any one of the claims 1-6.
16. a kind of electronic equipment, comprising:
Processor；
Memory for storage processor executable instruction；
Wherein, the processor is configured to method described in any one of the claims 7-12.
Priority Applications (3)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201810873630.8A CN109359963A (en) | 2018-08-02 | 2018-08-02 | Medical insurance settlement method and device and electronic equipment |
| TW108119298A TW202008296A (en) | 2018-08-02 | 2019-06-04 | Medical insurance claim settlement method and device, and electronic apparatus |
| PCT/CN2019/091626 WO2020024714A1 (en) | 2018-08-02 | 2019-06-18 | Medical insurance claim settlement method and device, and electronic apparatus |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201810873630.8A CN109359963A (en) | 2018-08-02 | 2018-08-02 | Medical insurance settlement method and device and electronic equipment |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN109359963A true CN109359963A (en) | 2019-02-19 |
Family
ID=65349781
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201810873630.8A Pending CN109359963A (en) | 2018-08-02 | 2018-08-02 | Medical insurance settlement method and device and electronic equipment |
Country Status (3)
| Country | Link |
|---|---|
| CN (1) | CN109359963A (en) |
| TW (1) | TW202008296A (en) |
| WO (1) | WO2020024714A1 (en) |
Cited By (7)
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| CN110009516A (en) * | 2019-04-01 | 2019-07-12 | 太平洋医疗健康管理有限公司 | Medical insurance intelligent checks method and system |
| WO2020024714A1 (en) * | 2018-08-02 | 2020-02-06 | 阿里巴巴集团控股有限公司 | Medical insurance claim settlement method and device, and electronic apparatus |
| CN110807639A (en) * | 2019-10-22 | 2020-02-18 | 中国银联股份有限公司 | Payment method and device |
| CN111539833A (en) * | 2020-04-10 | 2020-08-14 | 支付宝(杭州)信息技术有限公司 | Medical expense payment method, device and system |
| CN111882769A (en) * | 2020-08-01 | 2020-11-03 | 上海云央网络科技有限公司 | Automatic medicine selling machine supporting medical insurance electronic certificate, medicine selling system and method |
| CN112819447A (en) * | 2019-11-18 | 2021-05-18 | 河南戴维智能科技有限公司 | Fusion marketing method and system based on face recognition payment |
| CN113724091A (en) * | 2021-08-13 | 2021-11-30 | 健医信息科技(上海)股份有限公司 | Insurance claim settlement method and device |
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| Publication number | Priority date | Publication date | Assignee | Title |
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| WO2020024714A1 (en) * | 2018-08-02 | 2020-02-06 | 阿里巴巴集团控股有限公司 | Medical insurance claim settlement method and device, and electronic apparatus |
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Also Published As
| Publication number | Publication date |
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| TW202008296A (en) | 2020-02-16 |
| WO2020024714A1 (en) | 2020-02-06 |
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