CN106156108A - The transfer method of a kind of virtual resource, device and system - Google Patents
The transfer method of a kind of virtual resource, device and system Download PDFInfo
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Abstract
The embodiment of the invention discloses the transfer method of a kind of virtual resource, device and system；The embodiment of the present invention uses the characteristic obtaining virtual resource transfer object, the destination virtual resource identification that this virtual resource transfer object is corresponding is determined according to this feature data, and determine need to produce virtual resource and need to the amount of producing, then need to produce virtual resource will need to the amount of producing be transferred in the virtual resource that described destination virtual resource identification is corresponding from this；The program can be greatly improved treatment effeciency and the accuracy of virtual resource transfer, and improves the data safety of virtual resource.
Description
Technical Field
The present invention relates to the field of communications technologies, and in particular, to a method, an apparatus, and a system for transferring virtual resources.
Background
In the current society, the processing modes of transferring virtual resources, such as payment, payment or transfer, are more and more various and convenient, and for example, payment is one of the modes, namely mobile terminal payment. In the prior art, when a mobile terminal pays, a payer needs to acquire an account of an opposite party, manually input the account of the opposite party and an amount to be paid, and then can perform payment processing. Similarly, a similar operation is required when transferring or repayment of the mobile terminal.
In the research and practice processes of the prior art, the inventor of the present invention finds that, in the existing scheme, a situation that subsequent operations cannot be performed due to the fact that an account of an opposite party cannot be known (for example, the opposite party forgets) often occurs, and when the account is manually input, operation failure or errors are easily caused due to misoperation, so that not only is the processing efficiency affected, but also the data security of virtual resources is not facilitated.
Disclosure of Invention
Embodiments of the present invention provide a method, an apparatus, and a system for transferring virtual resources, which can automatically obtain and input a target virtual resource identifier, such as an account number, thereby greatly improving efficiency and accuracy of virtual resource transfer, and improving data security of virtual resources.
The embodiment of the invention provides a virtual resource transfer method, which comprises the following steps:
acquiring characteristic data of a virtual resource transfer object;
sending the characteristic data to a server, and receiving a virtual resource identifier returned by the server according to the characteristic data;
determining a target virtual resource identifier according to the virtual resource identifier;
determining the virtual resources to be transferred out and the amount to be transferred out;
and transferring the amount to be transferred from the virtual resource to be transferred into the virtual resource corresponding to the target virtual resource identifier.
The embodiment of the invention also provides another virtual resource transfer method, which comprises the following steps:
receiving characteristic data of a virtual resource transfer object sent by a mobile terminal;
determining an identification code according to the characteristic data, wherein the identification code is used for indicating the binding relationship between the characteristic data and the virtual resource identifier;
determining a virtual resource identifier corresponding to the identification code by searching a preset database;
and sending the virtual resource identifier to a mobile terminal so that the mobile terminal can transfer the virtual resource based on the virtual resource identifier.
Correspondingly, an embodiment of the present invention further provides a virtual resource transfer device, which can be integrated in a mobile terminal, and includes an obtaining unit, a transceiver unit, a first determining unit, a second determining unit, and a transfer unit, where:
an acquisition unit configured to acquire feature data of a virtual resource transfer object;
the receiving and sending unit is used for sending the characteristic data to the server and receiving the virtual resource identifier returned by the server according to the characteristic data;
a first determining unit, configured to determine a target virtual resource identifier according to the virtual resource identifier;
the second determining unit is used for determining the virtual resources to be transferred out and the amount to be transferred out;
and the transfer unit is used for transferring the amount to be transferred from the virtual resource to be transferred into the virtual resource corresponding to the target virtual resource identifier.
Correspondingly, an embodiment of the present invention further provides another virtual resource transfer device, which can be integrated in a server, and includes a receiving unit, a determining unit, a searching unit, and a sending unit, where:
the receiving unit is used for receiving the characteristic data of the virtual resource transfer object sent by the mobile terminal;
the determining unit is used for determining an identification code according to the characteristic data, wherein the identification code is used for indicating the binding relationship between the characteristic data and the virtual resource identifier;
the searching unit is used for determining the virtual resource identifier corresponding to the identification code by searching a preset database;
and the sending unit is used for sending the virtual resource identifier to the mobile terminal so that the mobile terminal can transfer the virtual resource based on the virtual resource identifier.
In addition, an embodiment of the present invention further provides a communication system, including any one of the virtual resource transfer apparatuses that can be integrated in a mobile terminal and any one of the virtual resource transfer apparatuses that can be integrated in a server provided in the embodiment of the present invention.
The embodiment of the invention obtains the characteristic data of the virtual resource transfer object, determines the target virtual resource identifier corresponding to the virtual resource transfer object according to the characteristic data, and transfers the virtual resource based on the target virtual resource identifier; according to the scheme, the corresponding target virtual resource identifier, such as an account number, can be automatically acquired according to the characteristic data of the virtual resource transfer object without memorizing and manually inputting by a user, so that the situation that operation is not required due to the fact that the user forgets the target virtual resource identifier can be avoided, the probability of operation failure or errors caused by misoperation can be reduced, the processing efficiency and accuracy of virtual resource transfer are greatly improved, and the data safety of the virtual resource is improved.
Drawings
In order to more clearly illustrate the technical solutions in the embodiments of the present invention, the drawings needed to be used in the description of the embodiments will be briefly introduced below, and it is obvious that the drawings in the following description are only some embodiments of the present invention, and it is obvious for those skilled in the art to obtain other drawings based on these drawings without creative efforts.
Fig. 1a is a schematic view of a scenario of a virtual resource transfer method according to an embodiment of the present invention;
FIG. 1b is a flowchart of a method for transferring virtual resources according to an embodiment of the present invention;
FIG. 2 is another flowchart of a method for transferring virtual resources according to an embodiment of the present invention;
FIG. 3 is a flowchart of a method for transferring virtual resources according to an embodiment of the present invention;
fig. 4 is a block diagram of a virtual resource transfer apparatus according to an embodiment of the present invention;
fig. 5 is another structural diagram of an apparatus for transferring virtual resources according to an embodiment of the present invention.
Detailed Description
The technical solutions in the embodiments of the present invention will be clearly and completely described below with reference to the drawings in the embodiments of the present invention, and it is obvious that the described embodiments are only a part of the embodiments of the present invention, and not all of the embodiments. All other embodiments, which can be derived by a person skilled in the art from the embodiments given herein without making any creative effort, shall fall within the protection scope of the present invention.
The embodiment of the invention provides a method, a device and a system for transferring virtual resources.
As shown in fig. 1a, the communication system may include a mobile terminal and a server. When a user needs to transfer virtual resources, the mobile terminal can obtain feature data of a virtual resource transfer object, such as scanning or shooting the face or limb movement of a payer, and then send the feature data to the server, the server determines an identification code according to the feature data, determines a virtual resource identifier corresponding to the identification code by searching a preset database, and then returns the virtual resource identifier to the mobile terminal, so that the mobile terminal can transfer virtual resources based on the target virtual resource identifier after determining a target virtual resource identifier according to the virtual resource identifier, for example, the mobile terminal can transfer the to-be-transferred amount to the virtual resource corresponding to the target virtual resource identifier from the to-be-transferred virtual resource according to the determined to-be-transferred virtual resource and the to-be-transferred amount.
The details will be described below separately.
The first embodiment,
In this embodiment, a virtual resource transfer apparatus will be described, where the virtual resource transfer apparatus may be specifically integrated in a mobile terminal, and the mobile terminal may be specifically a device such as a mobile phone or a tablet computer.
A method for transferring virtual resources comprises the following steps: the method comprises the steps of obtaining characteristic data of a virtual resource transfer object, sending the characteristic data to a server, receiving a virtual resource identifier returned by the server according to the characteristic data, determining a target virtual resource identifier according to the virtual resource identifier, determining a virtual resource to be transferred out and a quantity to be transferred out, and transferring the quantity to be transferred out into a virtual resource corresponding to the target virtual resource identifier from the virtual resource to be transferred out.
As shown in fig. 1b, the specific process of the virtual resource transfer method may be as follows:
101. and acquiring characteristic data of the virtual resource transfer object.
The obtaining method may be various, for example, the characteristic data may be obtained by scanning or shooting a preset portion of the virtual resource transfer object, or the characteristic data may be obtained by scanning or shooting a photo or sculpture of the preset portion of the virtual resource transfer object, and the data format of the characteristic data may be various, for example, a picture or a segment of code.
The preset portion may be set according to the requirements of practical applications, for example, the preset portion may be the five sense organs, the hands, or other body features of the user, or may also be a specific limb action, which is not described herein again.
The virtual resource transfer object refers to a target user to be transferred to the amount of the virtual resource, such as a payee in a payment operation, a merchant in a payment operation, or a payee in a payment operation.
102. And sending the characteristic data to a server, and receiving a virtual resource identifier returned by the server according to the characteristic data.
The virtual resource identifier may be a bank account number, or other financial-related account number, etc. The virtual resource identifier may be one or more.
The corresponding relationship between the virtual resource identifier and the feature data may be stored in the server in advance, that is, the method may further include:
sending a binding request to a server, where the binding request carries the feature data and the virtual resource identifier, so that the server can bind and store the feature data and the virtual resource identifier, for example, the server can calculate an identifier according to the feature data, bind the identifier and the virtual resource identifier to obtain a binding relationship, and store the binding relationship in a preset database, and so on.
The manner of obtaining the feature data may refer to step 101, and is not described herein again.
103. And determining a target virtual resource identifier according to the virtual resource identifier. For example, the following may be specifically mentioned:
(1) if the number of the virtual resource identifiers is one, determining that the virtual resource identifiers are target virtual resource identifiers;
(2) if the number of the virtual resource identifiers is multiple, one virtual resource identifier is selected from the multiple virtual resource identifiers as a target virtual resource identifier, where the selection manner may be multiple, which will be described in the following.
For example, the virtual resource identifiers may be specifically provided to a user for selection, for example, a selection indication of the user may be obtained, and then a target virtual resource identifier is selected from the virtual resource identifiers according to the selection indication.
For another example, other feature data of the virtual resource transfer object may be further obtained to further filter the multiple virtual resource identifiers, which may specifically be as follows:
determining the feature data as current feature data, acquiring sub-feature data of the current feature data, determining the number of virtual resource identifiers corresponding to the sub-feature data in the virtual resource identifiers, if the number of virtual resource identifiers is one, determining the virtual resource identifier corresponding to the sub-feature data as a target virtual resource identifier, if the number of virtual resource identifiers is multiple, determining the sub-feature data as the current feature data, and returning to execute the step of acquiring the sub-feature data of the current feature data.
For example, if the "eye" of a person corresponds to the virtual resource identifier a and the "mouth" of the person corresponds to the virtual resource identifier B, if the current feature data is the "face" (including the eye and the mouth) of the person, the corresponding virtual resource identifiers are the virtual resource identifier a and the virtual resource identifier B, then the "eye" or the "mouth" needs to be further acquired to select one of the virtual resource identifier a and the virtual resource identifier B as the target virtual resource identifier, where the "eye" and the "mouth" are the sub-feature data of the "face", and so on. The sub-feature data of the current feature data may be set according to the requirements of the actual application, and are not described herein again.
It should be noted that, if the virtual resource identifier corresponding to the feature data cannot be found, the virtual resource identifier input by the user may be received as the target virtual resource identifier, that is, the scheme may also receive a manual input operation of the user, which is not described herein again.
104. And determining the virtual resource to be transferred out and the amount to be transferred out.
For example, taking payment as an example, the channel needed for payment and the amount needed for payment can be selected on the payment page at this time.
For another example, taking repayment as an example, the channel required for payment and the amount required to be paid can be selected on the repayment page at this time, and so on.
105. And transferring the amount to be transferred from the virtual resource to be transferred into the virtual resource corresponding to the target virtual resource identifier.
For example, a virtual resource transfer request carrying authentication information may be specifically sent to the virtual resource server, the virtual resource server performs authentication according to the authentication information, and when the authentication is passed, the virtual resource server transfers the amount to be transferred out of the virtual resources to the virtual resources corresponding to the target virtual resource identifier.
For example, taking 100 dollars for payment as an example, a payment request may be sent to the corresponding payment server at this time, and the payment server subtracts a corresponding amount, e.g., 100 dollars, from the payer's account and adds a corresponding amount, e.g., 100 dollars, to the payee's account, and so on.
After that, after the virtual resource is transferred, the prompt information may also be sent to the user, which is not described herein again.
As can be seen from the above, in this embodiment, the feature data of the virtual resource transfer object is obtained, the target virtual resource identifier corresponding to the virtual resource transfer object is determined according to the feature data, and the virtual resource is transferred based on the target virtual resource; according to the scheme, the corresponding target virtual resource identifier, such as an account number, can be automatically acquired according to the characteristic data of the virtual resource transfer object without memorizing and manually inputting by a user, so that the situation that operation is not required due to the fact that the user forgets the target virtual resource identifier can be avoided, the probability of operation failure or errors caused by misoperation can be reduced, the processing efficiency and accuracy of virtual resource transfer are greatly improved, and the data safety of the virtual resource is improved.
Example II,
In this embodiment, a description will be given from the perspective of another virtual resource transfer apparatus, which may be specifically integrated in a network-side device such as a server.
A method for transferring virtual resources comprises the following steps: the method comprises the steps of receiving characteristic data of a virtual resource transfer object sent by a mobile terminal, determining an identification code according to the characteristic data, wherein the identification code is used for indicating the binding relationship between the characteristic data and a virtual resource identifier, determining the virtual resource identifier corresponding to the identification code by searching a preset database, and sending the virtual resource identifier to the mobile terminal so that the mobile terminal can transfer the virtual resource based on the virtual resource identifier.
As shown in fig. 2, a specific process of the virtual resource transfer method may be as follows:
201. and receiving characteristic data of the virtual resource transfer object sent by the mobile terminal.
The feature data may be obtained by the mobile terminal by scanning or shooting a preset portion of the virtual resource transfer object, where the preset portion may be set according to requirements of actual applications, for example, the preset portion may be five sense organs, hands, or other body features of the user, or may also be a specific limb action, which is not described herein again.
202. And determining an identification code according to the characteristic data, wherein the identification code is used for indicating the binding relationship between the characteristic data and the virtual resource identifier.
For example, taking the feature data as an image including a human face and/or a body movement as an example, the determining the identification code according to the feature data may specifically include:
and analyzing the feature data through a face recognition algorithm and/or an action recognition algorithm, and obtaining an identification code according to an analysis result.
203. And determining the virtual resource identifier corresponding to the identification code by searching a preset database.
Wherein, the database stores the binding relationship between the identification code and the virtual resource identifier, that is, before the step "determining the identification code according to the feature data", the method for transferring the virtual resource may further include:
receiving a binding request of the virtual resource transfer object, wherein the binding request comprises the characteristic data and the virtual resource identifier of the virtual resource transfer object, calculating an identification code according to the characteristic data, binding the identification code and the virtual resource identifier to obtain a binding relation, and storing the binding relation in a preset database.
The virtual resource identifier may be a bank account number, or other financial-related account number, etc. The virtual resource identifier may be one or more.
204. The virtual resource identifier is sent to the mobile terminal, so that the mobile terminal transfers the virtual resource based on the virtual resource identifier.
As can be seen from the above, in the embodiment, the characteristic data of the virtual resource transfer object sent by the mobile terminal is received, the identification code is determined according to the characteristic data, the virtual resource identifier corresponding to the identification code is determined by searching the preset database, and then the virtual resource identifier is sent to the mobile terminal, so that the mobile terminal can perform virtual resource transfer based on the target virtual resource; according to the scheme, the corresponding target virtual resource identifier, such as an account number, can be automatically acquired according to the characteristic data of the virtual resource transfer object without memorizing and manually inputting by a user, so that the situation that operation is not required due to the fact that the user forgets the target virtual resource identifier can be avoided, the probability of operation failure or errors caused by misoperation can be reduced, the processing efficiency and accuracy of virtual resource transfer are greatly improved, and the data safety of the virtual resource is improved.
Example III,
The method according to the embodiments one and two will be described in further detail below by way of example.
In this embodiment, the virtual resource transfer is specifically integrated in the mobile terminal, and the number transfer party is the user a, and the virtual resource transfer object is the user b.
As shown in fig. 3, a specific process of a method for transferring virtual resources may be as follows:
301. and the mobile terminal acquires the characteristic data of the user B.
The obtaining method may be various, for example, the feature data may be obtained by scanning or shooting a preset portion of the user b, or the feature data may be obtained by scanning or shooting a photo or sculpture of the preset portion of the user b, and the like. The data format of the feature data may be various, for example, it may be a picture or a segment of code.
The preset portion may be set according to a requirement of an actual application, for example, the preset portion may be a face of the user b, or a certain portion of five sense organs of the user b, such as eyes, a mouth, a nose, or ears, or other portions of a body, such as hands or feet, or other features of the body, which is not described herein again.
302. The characteristic data is sent to a server.
303. And after receiving the characteristic data, the server determines the identification code according to the characteristic data.
For example, taking the feature data as an example of a picture including a human face and/or a limb movement, the feature data may specifically include:
and analyzing the feature data through a face recognition algorithm and/or an action recognition algorithm, and obtaining an identification code according to an analysis result.
304. The server determines the virtual resource identifier corresponding to the identification code by searching a preset database.
The database stores the binding relationship between the identification code and the virtual resource identifier, that is, before step 304, the server may receive a binding request sent by the user b through a certain mobile terminal, where the binding request includes the feature data of the user b and the virtual resource identifier, then the server calculates the identification code according to the feature data, binds the identification code and the virtual resource identifier to obtain the binding relationship, and finally stores the binding relationship in a preset database.
The virtual resource identifier may be a bank account number, or other financial-related account number, etc. The virtual resource identifier may be one or more.
305. And the server sends the acquired virtual resource identifier corresponding to the identification code to the mobile terminal.
306. After receiving the virtual resource identifier, the mobile terminal determines the number of the virtual resource identifiers, if the number of the virtual resource identifiers is one, the mobile terminal determines that the virtual resource identifier is the target virtual resource identifier, and if the number of the virtual resource identifiers is multiple, step 307 is executed.
307. When the mobile terminal determines that the number of the virtual resource identifiers in the virtual resource identifier set is multiple, selecting one virtual resource identifier from the multiple virtual resource identifiers as a target virtual resource identifier, for example, any one of the following manners may be specifically adopted:
(1) the mobile terminal displays a plurality of virtual resource identifications to provide for a user A to select, and after receiving a selection instruction of the user A, a target virtual resource identification is selected from the plurality of virtual resource identifications according to the selection instruction.
(2) The mobile terminal determines the characteristic data as current characteristic data, acquires sub-characteristic data of the current characteristic data, determines the number of virtual resource identifications corresponding to the sub-characteristic data in the virtual resource identifications, if the number of virtual resource identifications is one, determines the virtual resource identification corresponding to the sub-characteristic data as a target virtual resource identification, if the number of virtual resource identifications is multiple, determines the sub-characteristic data as the current characteristic data, and returns to the step of acquiring the sub-characteristic data of the current characteristic data.
The current feature data may include a plurality of sub-feature data, and the sub-feature data may be set according to requirements of an actual application. For example, taking the current feature data as feature data of "eye" and sub-feature data thereof as "right eye" and "left eye" as examples, when the number of the virtual resource identifiers is multiple, the "right eye" of the user b may be continuously scanned to obtain the feature data of "right eye", then a corresponding virtual resource identifier may be obtained from the multiple virtual resource identifiers according to the feature data of "right eye", if only one corresponding virtual resource identifier is found, the virtual resource identifier is determined as a target virtual resource identifier, otherwise, if multiple virtual resource identifiers are found, the feature data of "right eye" is used as the current feature data, sub-feature data thereof (i.e. feature data of "right eye") such as feature data of "right eye" is continuously obtained, then a virtual resource identifier corresponding to the feature data of "right eye" is continuously selected from the multiple virtual resource identifiers corresponding to the feature data of "right eye", and so on until the target virtual resource identification is determined.
It should be noted that, if the virtual resource identifier corresponding to the feature data cannot be found, the virtual resource identifier input by the user may be received as the target virtual resource identifier, which is not described herein again.
308. The mobile terminal determines the virtual resource to be transferred out and the amount to be transferred out.
For example, taking payment as an example, the channel needed for payment and the amount needed for payment can be selected on the payment page at this time.
For another example, taking repayment as an example, the channel required for payment and the amount required to be paid can be selected on the repayment page at this time, and so on.
309. And the mobile terminal transfers the amount to be transferred from the virtual resource to be transferred into the virtual resource corresponding to the target virtual resource identifier.
For example, the mobile terminal may send a virtual resource transfer request carrying authentication information to the virtual resource server, where the virtual resource server performs authentication according to the authentication information, and when the authentication is passed, transfers the amount to be transferred out of the virtual resources to the virtual resources corresponding to the target virtual resource identifier.
For example, taking 100 dollars for payment as an example, a payment request may be sent to the corresponding payment server at this time, and the payment server subtracts a corresponding amount, e.g., 100 dollars, from the payer's account and adds a corresponding amount, e.g., 100 dollars, to the payee's account, and so on.
As can be seen from the above, in this embodiment, the feature data of the virtual resource transfer object is obtained, the target virtual resource identifier corresponding to the virtual resource transfer object is determined according to the feature data, and the virtual resource is transferred based on the target virtual resource identifier; according to the scheme, the corresponding target virtual resource identifier, such as an account number, can be automatically acquired according to the characteristic data of the virtual resource transfer object without memorizing and manually inputting by a user, so that the situation that operation is not required due to the fact that the user forgets the target virtual resource identifier can be avoided, the probability of operation failure or errors caused by misoperation can be reduced, the processing efficiency and accuracy of virtual resource transfer are greatly improved, and the data safety of the virtual resource is improved.
Example four,
In order to better implement the above solution, an embodiment of the present invention further provides a virtual resource transferring apparatus, as shown in fig. 4, the virtual resource transferring apparatus may include an obtaining unit 401, a transceiving unit 402, a first determining unit 403, a second determining unit 404, and a transferring unit 405, as follows:
an obtaining unit 401 is configured to obtain feature data of the virtual resource transfer object.
The obtaining method may be various, for example:
the obtaining unit 401 may specifically obtain the feature data by scanning or shooting a preset portion of the virtual resource transfer object, or may also obtain the feature data by scanning or shooting a photo or sculpture of the preset portion of the virtual resource transfer object.
The data format of the feature data may be various, for example, it may be a picture or a segment of code. The preset portion may be set according to the requirements of the actual application, for example, the preset portion may be the five sense organs, the hand, or other body features of the user, or may also be a specific limb movement, which is not described herein again.
A transceiving unit 402, configured to send the feature data to a server, and receive a virtual resource identifier returned by the server according to the feature data.
The virtual resource identifier may be a bank account number, or other financial-related account number, etc. The virtual resource identifier may be one or more.
A first determining unit 403, configured to determine a target virtual resource identifier according to the virtual resource identifier.
A second determining unit 404, configured to determine the virtual resource to be transferred out and the amount to be transferred out.
A transferring unit 405, configured to transfer the amount to be transferred from the virtual resource to be transferred into the virtual resource corresponding to the target virtual resource identifier.
For example, the transferring unit 405 may send a virtual resource transferring request carrying authentication information to the virtual resource server, where the virtual resource server performs authentication according to the authentication information, and when the authentication passes, the virtual resource server transfers the amount to be transferred from the virtual resource to the virtual resource corresponding to the target virtual resource identifier.
For example, taking 100 dollars for payment as an example, a payment request may be sent to the corresponding payment server at this time, and the payment server subtracts a corresponding amount, e.g., 100 dollars, from the payer's account and adds a corresponding amount, e.g., 100 dollars, to the payee's account, and so on.
The corresponding relationship between the virtual resource identifier and the feature data may be pre-stored in the server, that is:
the transceiving unit 402 may further be configured to send a binding request to the server, where the binding request carries the feature data and the virtual resource identifier, so that the server binds and stores the feature data and the virtual resource identifier.
For example, the server may calculate an identifier according to the feature data, bind the identifier and the virtual resource identifier to obtain a binding relationship, and store the binding relationship in a preset database, and the like.
Wherein the first determining unit 403 may include a first processing subunit and a second processing subunit, as follows:
the first processing subunit is configured to determine that the virtual resource identifier is a target virtual resource identifier when the number of the virtual resource identifiers is one;
and the second processing subunit is configured to select one virtual resource identifier from the multiple virtual resource identifiers as a target virtual resource identifier when the number of the virtual resource identifiers is multiple. For example, the following may be specifically mentioned:
the second processing subunit is specifically configured to, when the number of the virtual resource identifiers is multiple, obtain a selection instruction of a user, and select a target virtual resource identifier from the multiple virtual resource identifiers according to the selection instruction; or,
the second processing subunit is specifically configured to, when the number of the virtual resource identifiers is multiple, determine that the feature data is current feature data, obtain sub-feature data of the current feature data, determine whether the number of virtual resource identifiers corresponding to the sub-feature data in the multiple virtual resource identifiers is multiple, and if the number of virtual resource identifiers is one, determine that the virtual resource identifier corresponding to the sub-feature data is a target virtual resource identifier; if the number of the sub-feature data is multiple, determining the sub-feature data as the current feature data, and returning to execute the operation of obtaining the sub-feature data of the current feature data.
It should be noted that, if the virtual resource identifier corresponding to the feature data cannot be found, the transceiver unit 402 may receive the virtual resource identifier input by the user as the target virtual resource identifier, which is not described herein again.
In a specific implementation, the above units may be implemented as independent entities, or may be combined arbitrarily to be implemented as the same or several entities, and the specific implementation of the above units may refer to the foregoing embodiments, which are not described herein again.
The virtual resource transfer device may be specifically integrated in a mobile terminal, and the mobile terminal may be specifically a mobile phone or a tablet computer.
As can be seen from the above, in this embodiment, the obtaining unit 401 of the virtual resource transferring apparatus obtains the feature data of the virtual resource transferring object, the transceiver unit 402 sends the feature data to the server to obtain the virtual resource identifier, the first determining unit 403 determines the target virtual resource identifier according to the virtual resource identifier, and the second determining unit 404 and the transferring unit 405 transfer the virtual resource based on the target virtual resource; according to the scheme, the corresponding target virtual resource identifier, such as an account number, can be automatically acquired according to the characteristic data of the virtual resource transfer object without memorizing and manually inputting by a user, so that the situation that operation is not required due to the fact that the user forgets the target virtual resource identifier can be avoided, the probability of operation failure or errors caused by misoperation can be reduced, the processing efficiency and accuracy of virtual resource transfer are greatly improved, and the data safety of the virtual resource is improved.
Example V,
Correspondingly, an embodiment of the present invention further provides another virtual resource transferring apparatus, as shown in fig. 5, the virtual resource transferring apparatus includes a receiving unit 501, a determining unit 502, a searching unit 503, and a sending unit 504, as follows:
a receiving unit 501, configured to receive feature data of a virtual resource transfer object sent by a mobile terminal.
The feature data may be obtained by the mobile terminal by scanning or shooting a preset portion of the virtual resource transfer object, where the preset portion may be set according to requirements of actual applications, for example, the preset portion may be five sense organs, hands, or other body features of the user, or may also be a specific limb action, which is not described herein again.
A determining unit 502, configured to determine an identifier according to the feature data, where the identifier is used to indicate a binding relationship between the feature data and the virtual resource identifier.
For example, taking the feature data as a picture including a human face and/or a limb movement as an example, then:
the determining unit 502 may be specifically configured to analyze the feature data through a face recognition algorithm and/or a motion recognition algorithm, and obtain an identification code according to an analysis result.
The searching unit 503 is configured to determine the virtual resource identifier corresponding to the identifier by searching a preset database.
The virtual resource identifier may be a bank account number, or other financial-related account number, etc. The virtual resource identifier may be one or more.
A sending unit 504, configured to send the virtual resource identifier to a mobile terminal, so that the mobile terminal performs virtual resource transfer based on the virtual resource identifier.
The database stores the binding relationship between the identification code and the virtual resource identifier, that is, the virtual resource transfer device may further include a computing unit and a binding unit, as follows:
the receiving unit 501 is further configured to receive a binding request of the virtual resource transfer object, where the binding request includes the characteristic data of the virtual resource transfer object and the virtual resource identifier.
A computing unit operable to compute an identification code from the characteristic data.
And the binding unit can be used for binding the identification code and the virtual resource identifier to obtain a binding relationship, and storing the binding relationship in a preset database.
In a specific implementation, the above units may be implemented as independent entities, or may be combined arbitrarily to be implemented as the same or several entities, and the specific implementation of the above units may refer to the foregoing embodiments, which are not described herein again.
The virtual resource transfer device may be integrated in a server.
As can be seen from the above, the receiving unit 501 of the virtual resource transferring apparatus of this embodiment may receive the feature data of the virtual resource transferring object sent by the mobile terminal, the determining unit 502 determines the identification code according to the feature data, the searching unit 503 determines the virtual resource identifier corresponding to the identification code by searching the preset database, and then the sending unit 504 sends the virtual resource identifier to the mobile terminal, so that the mobile terminal may transfer the virtual resource based on the target virtual resource; according to the scheme, the corresponding target virtual resource identifier, such as an account number, can be automatically acquired according to the characteristic data of the virtual resource transfer object without memorizing and manually inputting by a user, so that the situation that operation is not required due to the fact that the user forgets the target virtual resource identifier can be avoided, the probability of operation failure or errors caused by misoperation can be reduced, the processing efficiency and accuracy of virtual resource transfer are greatly improved, and the data safety of the virtual resource is improved.
Example six,
Correspondingly, an embodiment of the present invention further provides a communication system, which may include any virtual resource transferring device that may be integrated in a mobile terminal and any virtual resource transferring device that may be integrated in a server, which are provided in the embodiment of the present invention, specifically, referring to embodiments four and five, the following will take the virtual resource transferring device as integrated in the mobile terminal and the server, that is, the communication system includes the mobile terminal and the server as an example, and the following description is provided:
the mobile terminal is used for acquiring the characteristic data of the virtual resource transfer object, sending the characteristic data to the server, receiving the virtual resource identifier returned by the server according to the characteristic data, determining a target virtual resource identifier according to the virtual resource identifier, determining the virtual resource to be transferred and the amount to be transferred, and transferring the amount to be transferred into the virtual resource corresponding to the target virtual resource identifier from the virtual resource to be transferred.
The server is used for receiving the characteristic data of the virtual resource transfer object sent by the mobile terminal, determining an identification code according to the characteristic data, wherein the identification code is used for indicating the binding relationship between the characteristic data and the virtual resource identifier, determining the virtual resource identifier corresponding to the identification code by searching a preset database, and sending the virtual resource identifier to the mobile terminal.
The specific implementation of each device can be referred to the previous embodiment, and is not described herein again.
As can be seen from the above, the mobile terminal of the communication system in this embodiment may obtain the feature data of the virtual resource transfer object, then send the feature data to the server to obtain the virtual resource identifier, and transfer the virtual resource according to the virtual resource; according to the scheme, the corresponding target virtual resource identifier, such as an account number, can be automatically acquired according to the characteristic data of the virtual resource transfer object without memorizing and manually inputting by a user, so that the situation that operation is not required due to the fact that the user forgets the target virtual resource identifier can be avoided, the probability of operation failure or errors caused by misoperation can be reduced, the processing efficiency and accuracy of virtual resource transfer are greatly improved, and the data safety of the virtual resource is improved.
Those skilled in the art will appreciate that all or part of the steps in the methods of the above embodiments may be implemented by associated hardware instructed by a program, which may be stored in a computer-readable storage medium, and the storage medium may include: read Only Memory (ROM), Random Access Memory (RAM), magnetic or optical disks, and the like.
The foregoing describes in detail a method, an apparatus, and a system for transferring virtual resources provided by an embodiment of the present invention, and a specific example is applied in the present disclosure to explain the principle and the implementation of the present invention, and the description of the foregoing embodiment is only used to help understand the method and the core idea of the present invention; meanwhile, for those skilled in the art, according to the idea of the present invention, there may be variations in the specific embodiments and the application scope, and in summary, the content of the present specification should not be construed as a limitation to the present invention.
Claims (17)
1. A method for transferring virtual resources is characterized by comprising the following steps:
acquiring characteristic data of a virtual resource transfer object;
sending the characteristic data to a server, and receiving a virtual resource identifier returned by the server according to the characteristic data;
determining a target virtual resource identifier according to the virtual resource identifier;
determining the virtual resources to be transferred out and the amount to be transferred out;
and transferring the amount to be transferred from the virtual resource to be transferred into the virtual resource corresponding to the target virtual resource identifier.
2. The method of claim 1, wherein the determining a target virtual resource identifier from the virtual resource identifiers comprises:
if the number of the virtual resource identifiers is one, determining that the virtual resource identifiers are target virtual resource identifiers;
and if the number of the virtual resource identifications is multiple, selecting one virtual resource identification from the multiple virtual resource identifications as a target virtual resource identification.
3. The method of claim 2, wherein selecting one virtual resource identifier from the plurality of virtual resource identifiers as the target virtual resource identifier comprises:
acquiring a selection instruction of a user;
and selecting a target virtual resource identifier from the plurality of virtual resource identifiers according to the selection indication.
4. The method of claim 2, wherein selecting one virtual resource identifier from the plurality of virtual resource identifiers as the target virtual resource identifier comprises:
determining the characteristic data as current characteristic data, and acquiring sub-characteristic data of the current characteristic data;
determining the number of virtual resource identifications corresponding to the sub-feature data in the plurality of virtual resource identifications;
if the number of the sub-characteristic data is one, determining that the virtual resource identifier corresponding to the sub-characteristic data is a target virtual resource identifier;
and if the number of the sub-feature data is multiple, determining that the sub-feature data is the current feature data, and returning to execute the step of obtaining the sub-feature data of the current feature data.
5. The method according to any one of claims 1 to 4, wherein the obtaining characteristic data of the virtual resource transfer object comprises:
acquiring characteristic data by scanning or shooting a preset part of the virtual resource transfer object; or,
and obtaining characteristic data by scanning or shooting a photo or sculpture of the preset part of the virtual resource transfer object.
6. The method of any of claims 1 to 4, further comprising:
and sending a binding request to a server, wherein the binding request carries the characteristic data and the virtual resource identifier, so that the server can bind the characteristic data and the virtual resource identifier.
7. A method for transferring virtual resources is characterized by comprising the following steps:
receiving characteristic data of a virtual resource transfer object sent by a mobile terminal;
determining an identification code according to the characteristic data, wherein the identification code is used for indicating the binding relationship between the characteristic data and the virtual resource identifier;
determining a virtual resource identifier corresponding to the identification code by searching a preset database;
and sending the virtual resource identifier to a mobile terminal so that the mobile terminal can transfer the virtual resource based on the virtual resource identifier.
8. The method according to claim 7, wherein the feature data is a picture including a human face and/or a body movement, and the determining an identification code according to the feature data comprises:
analyzing the feature data through a face recognition algorithm and/or a motion recognition algorithm;
and obtaining the identification code according to the analysis result.
9. The method of claim 7 or 8, wherein prior to determining the identification code based on the characterization data, further comprising:
receiving a binding request of the virtual resource transfer object, wherein the binding request comprises the characteristic data and the virtual resource identifier of the virtual resource transfer object;
calculating an identification code according to the characteristic data;
and binding the identification code and the virtual resource identifier to obtain a binding relationship, and storing the binding relationship in a preset database.
10. An apparatus for transferring virtual resources, comprising:
an acquisition unit configured to acquire feature data of a virtual resource transfer object;
the receiving and sending unit is used for sending the characteristic data to the server and receiving the virtual resource identifier returned by the server according to the characteristic data;
a first determining unit, configured to determine a target virtual resource identifier according to the virtual resource identifier;
the second determining unit is used for determining the virtual resources to be transferred out and the amount to be transferred out;
and the transfer unit is used for transferring the amount to be transferred from the virtual resource to be transferred into the virtual resource corresponding to the target virtual resource identifier.
11. The apparatus of claim 10, wherein the first determining unit comprises a first processing sub-unit and a second processing sub-unit;
the first processing subunit is configured to determine that the virtual resource identifier is a target virtual resource identifier when the number of the virtual resource identifiers is one;
and the second processing subunit is configured to select one virtual resource identifier from the multiple virtual resource identifiers as a target virtual resource identifier when the number of the virtual resource identifiers is multiple.
12. The apparatus of claim 11,
the second processing subunit is specifically configured to, when the number of the virtual resource identifiers is multiple, obtain a selection instruction of a user, and select a target virtual resource identifier from the multiple virtual resource identifiers according to the selection instruction; or,
the second processing subunit is specifically configured to, when the number of the virtual resource identifiers is multiple, determine that the feature data is current feature data, acquire sub-feature data of the current feature data, determine the number of virtual resource identifiers corresponding to the sub-feature data in the multiple virtual resource identifiers, and if the number of the virtual resource identifiers is one, determine that the virtual resource identifier corresponding to the sub-feature data is a target virtual resource identifier; and if the number of the sub-feature data is multiple, determining that the sub-feature data is the current feature data, and returning to execute the operation of obtaining the sub-feature data of the current feature data.
13. The apparatus according to any one of claims 10 to 12,
the acquiring unit is specifically configured to acquire feature data by scanning or shooting a preset portion of the virtual resource transfer object; or scanning or shooting a photo or sculpture of the preset part of the virtual resource transfer object to obtain the characteristic data.
14. An apparatus for transferring virtual resources, comprising:
the receiving unit is used for receiving the characteristic data of the virtual resource transfer object sent by the mobile terminal;
the determining unit is used for determining an identification code according to the characteristic data, wherein the identification code is used for indicating the binding relationship between the characteristic data and the virtual resource identifier;
the searching unit is used for determining the virtual resource identifier corresponding to the identification code by searching a preset database;
and the sending unit is used for sending the virtual resource identifier to the mobile terminal so that the mobile terminal can transfer the virtual resource based on the virtual resource identifier.
15. The apparatus of claim 14,
the determining unit is specifically configured to analyze the feature data through a face recognition algorithm and/or a motion recognition algorithm, and obtain an identification code according to an analysis result.
16. The apparatus according to claim 14, further comprising a computing unit and a binding unit;
the receiving unit is further configured to receive a binding request of the virtual resource transfer object, where the binding request includes characteristic data of the virtual resource transfer object and a virtual resource identifier;
the computing unit is used for computing an identification code according to the characteristic data;
and the binding unit is used for binding the identification code and the virtual resource identifier to obtain a binding relationship, and storing the binding relationship in a preset database.
17. A communication system comprising the apparatus for transferring virtual resources according to any one of claims 10 to 13 and the apparatus for transferring virtual resources according to any one of claims 14 to 16.
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