CN107862596A - Bookkeeping methods, terminal and storage medium - Google Patents
Bookkeeping methods, terminal and storage medium Download PDFInfo
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- CN107862596A CN107862596A CN201711234825.XA CN201711234825A CN107862596A CN 107862596 A CN107862596 A CN 107862596A CN 201711234825 A CN201711234825 A CN 201711234825A CN 107862596 A CN107862596 A CN 107862596A
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- delivery operation
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/12—Accounting
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/02—Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP]
Abstract
The invention discloses a kind of bookkeeping methods, methods described includes：When detecting delivery operation, the payment information of the delivery operation is obtained；The cost type of the delivery operation is obtained, and the payment of the delivery operation is obtained according to the payment information of the delivery operation；The payment of the delivery operation is added under the cost type of book keeping operation originally.The invention also discloses a kind of terminal and storage medium.The present invention solves the problems, such as that customer consumption data are dispersed in different Third-party payment platforms and can not unify to count, and facilitates user accounting.
Description
Technical field
The present invention relates to electronic accounting field, more particularly to a kind of bookkeeping methods, terminal and storage medium.
Background technology
With the development of mobile payment, various Third-party payment platforms are risen, except wechat, Alipay etc. are blanket
Outside Third-party payment platform, the smart mobile phone manufacturer such as the e-commerce platform such as Jingdone district store, Huawei, which is also proposed, is applicable certain branch
The Third-party payment platform of scope is paid, in addition, it is also current mobile directly using bank cards such as credit card, deposit cards pay
The common form of payment.
Each payment platform typically has bill record for the consumption expenditure by this platform, but polynary in payment platform
And in the case that use range is polynary, personal to carry out delivery operation often through multiple payment platforms, this caused situation is：With
The consumption expenditure data at family are often dispersed in each different payment platform, if user wants to check the consumption of oneself,
It is seen that scattered consumption expenditure data, if user wants to know the consumption of oneself, it is necessary to by each payment platform
Consumption expenditure Data Integration gets up, and is manually entered third party's book keeping operation software and is analyzed.This has hit the book keeping operation enthusiasm of user, and
It is unfavorable for assurance of the user to oneself consumption.
The content of the invention
It is a primary object of the present invention to provide a kind of bookkeeping methods, it is intended to solve consumption number of the user in each payment platform
According to excessively scattered, user need to collect the consumption data of oneself and the technical problem analyzed manually.
To achieve the above object, the present invention provides a kind of bookkeeping methods, and the bookkeeping methods includes：
When detecting delivery operation, the payment information of the delivery operation is obtained；
The cost type of the delivery operation is obtained, and the delivery operation is obtained according to the payment information of the delivery operation
Payment；
The payment of the delivery operation is added under the cost type of book keeping operation originally.
It is described when detecting delivery operation in a kind of optional embodiment, obtain the disbursement letter of the delivery operation
The step of breath, includes：
When detect pay successfully when, obtain the payment information of the delivery operation.
In a kind of optional embodiment, it is described obtain the delivery operation cost type the step of include：
This cost type of directory of output book keeping operation；
The cost type that user is inputted based on the cost type of directory is received, the cost type is the delivery operation
Cost type.
In a kind of optional embodiment, it is described obtain the delivery operation cost type the step of include：
The payment information of the delivery operation is analyzed, the delivery operation is obtained according to the analysis result of the payment information
Cost type.
In a kind of optional embodiment, the bookkeeping methods also includes：
When detecting Receiving information, collection amount is obtained according to the Receiving information；
Obtain the income type of the Receiving information；
The collection amount is added under the income type of book keeping operation originally.
In a kind of optional embodiment, the bookkeeping methods also includes：
When receiving the pretreatment item of user's input, it is accustomed to the budget of the data acquisition pretreatment item according to user
The amount of money, export the budget amount.
In a kind of optional embodiment, the bookkeeping methods also includes：
Count the total expenditure amount of money；
When the total expenditure amount of money is more than preset cost, output consumption limitation is reminded.
In a kind of optional embodiment, it is described obtain the delivery operation cost type the step of include：
The payment object of the delivery operation is obtained according to the payment information, judges whether the payment object has acquiescence
Cost type；
If the object that pays has the cost type of acquiescence, the cost type of the acquiescence is the cost of the delivery operation
Type.
To achieve the above object, the present invention also provides a kind of terminal, and the terminal includes：Memory, processor and storage
On the memory and the spreadsheet that can run on the processor, when the spreadsheet is by the computing device
Realize the step as described in above-mentioned bookkeeping methods.
In addition, to achieve the above object, the present invention also provides a kind of storage medium, and book keeping operation is stored with the storage medium
Program, the step as described in above-mentioned bookkeeping methods is realized when the spreadsheet is executed by processor.
A kind of bookkeeping methods that the embodiment of the present invention proposes, performed in each Third-party payment platform by detecting user
Delivery operation, the payment information of each delivery operation is obtained, to obtain the payment of each delivery operation, pay object, pay behaviour
Work is related to the information such as third party so that terminal can be made personality analysis and be enriched based on the relevant information of the delivery operation of acquisition
Service, be advantageous to user book keeping operation experience；By the way that terminal is automatic or the cost type of inquiry user's delivery operation, it may be determined that
The cost type of delivery operation, the payment of delivery operation is added to the cost type for this cost type of directory of keeping accounts
Under, realize book keeping operation operation.Because terminal can each Third-party payment platform of automatic detection delivery operation and record, without user from
Each Third-party payment platform is collected and analyzed manually, solve user effort data be dispersed in different Third-party payment platforms and
The problem of can not unifying to count, facilitate user accounting, user can be avoided to forget to keep accounts, to help user to manage money matters.
Brief description of the drawings
Fig. 1 is the terminal structure schematic diagram for the hardware running environment that scheme of the embodiment of the present invention is related to；
Fig. 2 is a kind of communications network system Organization Chart provided in an embodiment of the present invention；
Fig. 3 is the schematic flow sheet of bookkeeping methods first embodiment of the present invention；
Fig. 4 is the interface schematic diagram for selecting delivery operation cost type in the embodiment of the present invention by user；
Fig. 5 is to be determined whether to set the interface for the acquiescence cost type for paying object to illustrate by user in the embodiment of the present invention
Figure；
Fig. 6 is the interface schematic diagram that bookkeeping methods of the present invention consumption limitation is reminded.
The realization, functional characteristics and advantage of the object of the invention will be described further referring to the drawings in conjunction with the embodiments.
Embodiment
It should be appreciated that the specific embodiments described herein are merely illustrative of the present invention, it is not intended to limit the present invention.
In follow-up description, using the suffix of such as " module ", " part " or " unit " for representing element only for being advantageous to
The explanation of the present invention, itself does not have specific meaning.Therefore, " module ", " part " or " unit " can be used mixedly.
As shown in figure 1, Fig. 1 is the terminal structure schematic diagram for the hardware running environment that scheme of the embodiment of the present invention is related to.
Terminal can be implemented in a variety of manners.For example, the terminal described in the present invention can include such as mobile phone, flat board
Computer, notebook computer, palm PC, personal digital assistant (Personal Digital Assistant, PDA), portable
Media player (Portable Media Player, PMP), guider, wearable device (such as AR/VR with network savvy
Equipment), Intelligent bracelet, pedometer, intelligent sound box, the mobile terminal such as autonomous driving vehicle, and such as digital TV, desk-top calculating
The fixed terminals such as machine, internet of things equipment (such as intelligent air condition with network savvy, intelligent electric lamp, intelligent power smart home).
It will be illustrated in subsequent descriptions by taking mobile terminal as an example, it will be appreciated by those skilled in the art that except special
Outside element for moving purpose, construction according to the embodiment of the present invention can also apply to the terminal of fixed type.
Referring to Fig. 1, its hardware architecture diagram for a kind of mobile terminal of each embodiment of the realization present invention, the shifting
Dynamic terminal 100 can include：RF (Radio Frequency, radio frequency) unit 101, WiFi module 102, audio output unit
103rd, A/V (audio/video) input block 104, sensor 105, display unit 106, user input unit 107, interface unit
108th, the part such as memory 109, processor 110 and power supply 111.It will be understood by those skilled in the art that shown in Fig. 1
Mobile terminal structure does not form the restriction to mobile terminal, and mobile terminal can be included than illustrating more or less parts,
Either combine some parts or different parts arrangement.
The all parts of mobile terminal are specifically introduced with reference to Fig. 1：
Radio frequency unit 101 can be used for receiving and sending messages or communication process in, the reception and transmission of signal, specifically, by base station
Downlink information receive after, handled to processor 110；In addition, up data are sent to base station.Generally, radio frequency unit 101
Including but not limited to antenna, at least one amplifier, transceiver, coupler, low-noise amplifier, duplexer etc..In addition, penetrate
Frequency unit 101 can also be communicated by radio communication with network and other equipment.Above-mentioned radio communication can use any communication
Standard or agreement, including but not limited to GSM (Global System of Mobile communication, global system for mobile telecommunications
System), GPRS (General Packet Radio Service, general packet radio service), CDMA2000 (Code
Division Multiple Access 2000, CDMA 2000), WCDMA (Wideband Code Division
Multiple Access, WCDMA), TD-SCDMA (Time Division-Synchronous Code
Division Multiple Access, TD SDMA), FDD-LTE (Frequency Division
Duplexing-Long Term Evolution, FDD Long Term Evolution) and TDD-LTE (Time Division
Duplexing-Long Term Evolution, time division duplex Long Term Evolution) etc..
WiFi belongs to short range wireless transmission technology, and mobile terminal can help user to receive and dispatch electricity by WiFi module 102
Sub- mail, browse webpage and access streaming video etc., it has provided the user wireless broadband internet and accessed.Although Fig. 1 shows
Go out WiFi module 102, but it is understood that, it is simultaneously not belonging to must be configured into for mobile terminal, completely can be according to need
To be omitted in the essential scope for do not change invention.
Audio output unit 103 can be in call signal reception pattern, call mode, record mould in mobile terminal 100
When under the isotypes such as formula, speech recognition mode, broadcast reception mode, by radio frequency unit 101 or WiFi module 102 it is receiving or
It is sound that the voice data stored in memory 109, which is converted into audio signal and exported,.Moreover, audio output unit 103
The audio output related to the specific function that mobile terminal 100 performs can also be provided (for example, call signal receives sound, disappeared
Breath receives sound etc.).Audio output unit 103 can include loudspeaker, buzzer etc..
A/V input blocks 104 are used to receive audio or video signal.A/V input blocks 104 can include graphics processor
(Graphics Processing Unit, GPU) 1041 and microphone 1042, graphics processor 1041 is in video acquisition mode
Or the static images or the view data of video obtained in image capture mode by image capture apparatus (such as camera) are carried out
Reason.Picture frame after processing may be displayed on display unit 106.Picture frame after the processing of graphics processor 1041 can be deposited
Storage is transmitted in memory 109 (or other storage mediums) or via radio frequency unit 101 or WiFi module 102.Mike
Wind 1042 can connect in telephone calling model, logging mode, speech recognition mode etc. operational mode via microphone 1042
Quiet down sound (voice data), and can be voice data by such acoustic processing.Audio (voice) data after processing can
To be converted to the form output that mobile communication base station can be sent to via radio frequency unit 101 in the case of telephone calling model.
Microphone 1042 can implement various types of noises and eliminate (or suppression) algorithm to eliminate (or suppression) in reception and send sound
Caused noise or interference during frequency signal.
Mobile terminal 100 also includes at least one sensor 105, such as optical sensor, motion sensor and other biographies
Sensor.Specifically, optical sensor includes ambient light sensor and proximity transducer, wherein, ambient light sensor can be according to environment
The light and shade of light adjusts the brightness of display panel 1061, and proximity transducer can close when mobile terminal 100 is moved in one's ear
Display panel 1061 and/or backlight.As one kind of motion sensor, accelerometer sensor can detect in all directions (general
For three axles) size of acceleration, size and the direction of gravity are can detect that when static, the application available for identification mobile phone posture
(such as horizontal/vertical screen switching, dependent game, magnetometer pose calibrating), Vibration identification correlation function (such as pedometer, percussion) etc.；
The fingerprint sensor that can also configure as mobile phone, pressure sensor, iris sensor, molecule sensor, gyroscope, barometer,
The other sensors such as hygrometer, thermometer, infrared ray sensor, will not be repeated here.
Display unit 106 is used for the information for showing the information inputted by user or being supplied to user.Display unit 106 can wrap
Display panel 1061 is included, liquid crystal display (Liquid Crystal Display, LCD), Organic Light Emitting Diode can be used
Forms such as (Organic Light-Emitting Diode, OLED) configures display panel 1061.
User input unit 107 can be used for the numeral or character information for receiving input, and produce the use with mobile terminal
The key signals input that family is set and function control is relevant.Specifically, user input unit 107 may include contact panel 1071 with
And other input equipments 1072.Contact panel 1071, also referred to as touch-screen, collect touch operation of the user on or near it
(for example user uses any suitable objects or annex such as finger, stylus on contact panel 1071 or in contact panel 1071
Neighbouring operation), and corresponding attachment means are driven according to formula set in advance.Contact panel 1071 may include touch detection
Two parts of device and touch controller.Wherein, the touch orientation of touch detecting apparatus detection user, and detect touch operation band
The signal come, transmits a signal to touch controller；Touch controller receives touch information from touch detecting apparatus, and by it
Contact coordinate is converted into, then gives processor 110, and the order sent of reception processing device 110 and can be performed.In addition, can
To realize contact panel 1071 using polytypes such as resistance-type, condenser type, infrared ray and surface acoustic waves.Except contact panel
1071, user input unit 107 can also include other input equipments 1072.Specifically, other input equipments 1072 can wrap
Include but be not limited to physical keyboard, in function key (such as volume control button, switch key etc.), trace ball, mouse, action bars etc.
One or more, do not limit herein specifically.
Further, contact panel 1071 can cover display panel 1061, detect thereon when contact panel 1071 or
After neighbouring touch operation, processor 110 is sent to determine the type of touch event, is followed by subsequent processing device 110 according to touch thing
The type of part provides corresponding visual output on display panel 1061.Although in Fig. 1, contact panel 1071 and display panel
1061 be the part independent as two to realize the input of mobile terminal and output function, but in certain embodiments, can
Input and the output function of mobile terminal are realized so that contact panel 1071 and display panel 1061 is integrated, is not done herein specifically
Limit.
Interface unit 108 is connected the interface that can pass through as at least one external device (ED) with mobile terminal 100.For example,
External device (ED) can include wired or wireless head-band earphone port, external power source (or battery charger) port, wired or nothing
Line FPDP, memory card port, the port for connecting the device with identification module, audio input/output (I/O) end
Mouth, video i/o port, ear port etc..Interface unit 108 can be used for receiving the input from external device (ED) (for example, number
It is believed that breath, electric power etc.) and the input received is transferred to one or more elements in mobile terminal 100 or can be with
For transmitting data between mobile terminal 100 and external device (ED).
Memory 109 can be used for storage software program and various data.Memory 109 can mainly include storing program area
And storage data field, wherein, storing program area can storage program area, application program (such as the sound needed at least one function
Sound playing function, image player function etc.) etc.；Storage data field can store according to mobile phone use created data (such as
Voice data, phone directory etc.) etc..In addition, memory 109 can include high-speed random access memory, can also include non-easy
The property lost memory, a for example, at least disk memory, flush memory device or other volatile solid-state parts.
Processor 110 is the control centre of mobile terminal, utilizes each of various interfaces and the whole mobile terminal of connection
Individual part, by running or performing the software program and/or module that are stored in memory 109, and call and be stored in storage
Data in device 109, the various functions and processing data of mobile terminal are performed, so as to carry out integral monitoring to mobile terminal.Place
Reason device 110 may include one or more processing units；Preferably, processor 110 can integrate application processor and modulatedemodulate is mediated
Device is managed, wherein, application processor mainly handles operating system, user interface and application program etc., and modem processor is main
Handle radio communication.It is understood that above-mentioned modem processor can not also be integrated into processor 110.
In the terminal, processor 110 is used to perform the spreadsheet stored in memory 109, realizes following steps：
When detecting delivery operation, the payment information of the delivery operation is obtained；
The cost type of the delivery operation is obtained, and the delivery operation is obtained according to the payment information of the delivery operation
Payment；
The payment of the delivery operation is added under the cost type of book keeping operation originally.
It is described to include when detecting delivery operation, the step of the payment information for obtaining the delivery operation：
When detect pay successfully when, obtain the payment information of the delivery operation.
The step of cost type of the acquisition delivery operation, includes：
This cost type of directory of output book keeping operation；
The cost type that user is inputted based on the cost type of directory is received, the cost type is the delivery operation
Cost type.
The step of cost type of the acquisition delivery operation, includes：
The payment information of the delivery operation is analyzed, the delivery operation is obtained according to the analysis result of the payment information
Cost type.
The bookkeeping methods also includes：
When detecting Receiving information, collection amount is obtained according to the Receiving information；
Obtain the income type of the Receiving information；
The collection amount is added under the income type of book keeping operation originally.
The bookkeeping methods also includes：
When receiving the pretreatment item of user's input, it is accustomed to the budget of the data acquisition pretreatment item according to user
The amount of money, export the budget amount.
The bookkeeping methods also includes：
Count the total expenditure amount of money；
When the total expenditure amount of money is more than preset cost, output consumption limitation is reminded.
The step of cost type of the acquisition delivery operation, includes：
The payment object of the delivery operation is obtained according to the payment information, judges whether the payment object has acquiescence
Cost type；
If the object that pays has the cost type of acquiescence, the cost type of the acquiescence is the cost of the delivery operation
Type.
Mobile terminal 100 can also include the power supply 111 (such as battery) to all parts power supply, it is preferred that power supply 111
Can be logically contiguous by power-supply management system and processor 110, so as to realize management charging by power-supply management system, put
The function such as electricity and power managed.
Although Fig. 1 is not shown, mobile terminal 100 can also will not be repeated here including bluetooth module etc..5 for the ease of
Understand the embodiment of the present invention, the communications network system being based on below to the mobile terminal of the present invention is described.
Referring to Fig. 2, Fig. 2 is a kind of communications network system Organization Chart provided in an embodiment of the present invention, the communication network system
Unite as the LTE system of universal mobile communications technology, the UE that the LTE system includes communicating connection successively (User Equipment, is used
Family equipment) 201, E-UTRAN (Evolved UMTS Terrestrial Radio Access Network, evolved UMTS lands
Ground wireless access network) 202, EPC (Evolved Packet Core, evolved packet-based core networks) 203 and operator IP operation
204。
Specifically, UE201 can be above-mentioned terminal 100, and here is omitted.
E-UTRAN202 includes eNodeB2021 and other eNodeB2022 etc..Wherein, eNodeB2021 can be by returning
Journey (backhaul) (such as X2 interface) is connected with other eNodeB2022, and eNodeB2021 is connected to EPC203,
ENodeB2021 can provide UE201 to EPC203 access.
EPC203 can include MME (Mobility Management Entity, mobility management entity) 2031, HSS
(Home Subscriber Server, home subscriber server) 2032, other MME2033, SGW (Serving Gate Way,
Gateway) 2034, PGW (PDN Gate Way, grouped data network gateway) 2035 and PCRF (Policy and
Charging Rules Function, policy and rate functional entity) 2036 etc..Wherein, MME2031 be processing UE201 and
The control node of signaling between EPC203, there is provided carrying and connection management.HSS2032 is all to manage for providing some registers
Such as the function of attaching position register (not shown) etc, and preserve some and used about service features, data rate etc.
The special information in family.All customer data can be transmitted by SGW2034, and PGW2035 can provide UE 201 IP
Address is distributed and other functions, and PCRF2036 is strategy and the charging control strategic decision-making of business data flow and IP bearing resources
Point, it selects and provided available strategy and charging control decision-making with charge execution function unit (not shown) for strategy.
IP operation 204 can include internet, Intranet, IMS (IP Multimedia Subsystem, IP multimedia
System) or other IP operations etc..
Although above-mentioned be described by taking LTE system as an example, those skilled in the art it is to be understood that the present invention not only
Suitable for LTE system, be readily applicable to other wireless communication systems, such as GSM, CDMA2000, WCDMA, TD-SCDMA with
And following new network system etc., do not limit herein.
Based on above-mentioned mobile terminal hardware configuration and communications network system, each embodiment of the inventive method is proposed.
Reference picture 3, in bookkeeping methods first embodiment of the present invention, the bookkeeping methods includes：
Step S10, when detecting delivery operation, obtain the payment information of the delivery operation；
Delivery operation in the present embodiment refers to the delivery operation of user's using terminal progress, including passes through various third party's branch
Pay payment or the behavior of transferring accounts that platform is carried out.Such as in wechat, the payment of Alipay progress or behavior i.e. delivery operation of transferring accounts
Behavior, and sphere of consumption are limited to the Third-party payment platform of a platform, such as Jingdone district wallet in Jingdone district market.
Terminal detection delivery operation has numerous embodiments, can set a monitoring mark in Third-party payment platform
Know, when payment behavior occurs for Third-party payment platform, monitoring mark sends triggering information to terminal, informs delivery operation
Occur.To avoid the detection to delivery operation from omitting, terminal can also detect delivery operation in real time.Here real-time detection
It can in real time detect, in one embodiment, can just be carried out when having detected Third-party payment platform operation real always
When detected whether delivery operation, so ensure do not omit delivery operation while, can also save operation resource.Wherein, it is right
Bao Mingku is applied in what the detection of Third-party payment platform can establish payment platform, when detecting applying in the storehouse
During operation, that is, start monitoring operation.
Further, in one embodiment, the step S10 includes：
Step S11, when detect pay successfully when, obtain the payment information of the delivery operation.
Because Sorry, your ticket has not enough value, the situation of delivery operation failure is likely to occur without a variety of causes such as network signal, code errors,
Now, the payment information for obtaining this delivery operation is clearly useless.To avoid the occurrence of this useless acquisition operation, this reality
Apply in example, only when detect pay successfully when, just obtain the payment information of this delivery operation.
Detection, which pays successful method, numerous embodiments, in one embodiment, is put down in detection Third-party payment
In platform running, occur paying successfully or transfer accounts the interface of similar printed words such as successfully when, you can obtain this delivery operation
Payment information.The interface such as successfully that pays successfully or transfer accounts can be also marked, when detecting this mark, illustrates to detect payment
Success or successful delivery operation of transferring accounts.
The present embodiment just carries out obtaining the step of the payment information of delivery operation only when paying successfully or transferring accounts successfully
Suddenly, it have failed rather than when detecting that delivery operation just occurs or even if delivery operation and also obtain payment information, save
Memory source and operation resource, are advantageous to instruct the maintenance of performance.
The payment information of delivery operation is obtained, can be that requirement Third-party payment platform is sent automatically to terminal, can also
It is that terminal actively obtains.The payment information of delivery operation can be, but not limited to include：The payment object of delivery operation, payment are related to
Third party, payment, pay cost classification.
Step S20, the cost type of the delivery operation is obtained, and obtained and be somebody's turn to do according to the payment information of the delivery operation
The payment of delivery operation；
Cost type can include shopping, food and drink, play, and new cost type can also be set by user oneself.Institute
State the cost type of the i.e. currently detected delivery operation of cost type of delivery operation.Acquisition delivery operation cost type has more
Kind embodiment, it can be analyzed and obtained automatically according to payment information by terminal, can such as passed through and analyze payment object or payment
The third party's (being then third party's shopping platform if shopping website) being related to, can also actively it be sorted out by user, can also be by
Terminal inquires user again after providing preliminary classification opinion, and last classification is carried out by user, specifically how to determine delivery operation
Cost type can voluntarily be set by user.
Specifically, the step for cost type that the delivery operation is obtained in step S20, includes：
Step S21, this cost type of directory of output book keeping operation；
Step S22, the cost type that user is inputted based on the cost type of directory is received, the cost type is the branch
Pay the cost type of operation.
To be completed when user pays, terminal has detected delivery operation, after the payment information for obtaining the delivery operation, output note
The cost type of directory clicked on of account book is selected the cost type of the delivery operation by user to screen.Such as Fig. 4, in terminal
Delivery operation is detected, after the completion for the treatment of it, you can the similar Fig. 4 of output cost type of directory, cost type include:Shopping,
Eat and drink, play, traffic, user may be selected current delivery operation being referred under these cost types, and these cost types can be with
Give tacit consent to for terminal system, can also be set by user.Meanwhile to avoid to all not disappearing because of existing cost limited types
Take exact classification, be also provided with one " newly-built cost type " clicks on control, can support user's newly-built cost type temporarily,
Make entirely to design more hommization.
In one embodiment, user, which can be directed to certain specific payment object or pay the third party being related to, sets specific flower
Sell type.Such as Taobao X hotel owners, the settable payment object of user is that the cost type of X hotel owners is shopping, for Y restaurants, is used
The settable payment object in family is that the cost type in Y restaurants is food and drink.In specific implementation, detecting：Payment object is Y restaurants
When, the cost type of user's selection is more than or equal to preset times for the frequency of food and drink, then can give tacit consent to payment object when being Y restaurants
Delivery operation cost type be food and drink, or user can be inquired, if using the acquiescence cost type as Y restaurants of eating and drinking,
Cost type is set according to the selection of user.The number that user selects cost type, the intelligence of enhancing terminal book keeping operation can be reduced
Property.
The present embodiment is by directly obtaining user to working as time judgement of delivery operation cost type, it is determined that when time delivery operation
Cost type so that last classification more conforms to user's custom, and spends numerous types, and existing cost type may nothing
Method rightly can not sort out user's delivery operation, and user can increase cost type newly at any time to cost type of directory so that classification
It is more accurate.
After payment information is obtained, the payment except obtaining this delivery operation, this delivery operation can be also obtained
Payment object and pay the information such as the third party that is related to, to obtain more rich, more accurately analysis result.A for example, people
Every month merchandises 500 yuan in Taobao and A boutiques, is merchandised 1000 yuan in the B color make-ups shop in Jingdone district, in the C snacks shop that Netease sternly selects
500 yuan of transaction, then the hotel owner for obtaining the transaction platform commonly used of user and favor, and consumption preferences can be analyzed, for user
For, these data can help oneself to be better understood by the property flow direction of oneself, know more about the consumption habit of oneself, also favorably
More intimate service is provided the user after the various consumption datas of user are analyzed in terminal, such as recommends more economical clothes
Decorations, color make-up shop, snacks shop, prompting is made when sternly the third-party platform such as choosing has preferential movable in Taobao, Jingdone district, Netease, can also be carried
It is provided from the cost of dynamic budget every month or makes early warning prompting service.
Step S30, the payment of the delivery operation is added under the cost type of book keeping operation originally.
After the payment of delivery operation and cost type is determined, the payment of the delivery operation is added to note
Under the cost type of account book, will the delivery operation payment storage into book keeping operation this cost type this one kind,
So as to branch artificial situation of the counting user under a kind of this cost type.
Except by the payment of delivery operation, added to book keeping operation, this is outer, payment object, time of payment, payment can also be related to
And third party etc. also store to book keeping operation this, after these data are obtained, terminal can do different analyses to these data, with foundation
User's request is provided personalized service.
The delivery operation that terminal performs by detecting user in each Third-party payment platform in the present embodiment, obtain each
The payment information of operation is paid, to obtain the payment of each delivery operation, pay object, delivery operation is related to the letter such as third party
Breath so that terminal can make personality analysis and abundant service based on the relevant information of the delivery operation of acquisition, be advantageous to use
The book keeping operation experience at family；By the way that terminal is automatic or the cost type of inquiry user's delivery operation, it may be determined that the cost of delivery operation
Type, the payment of delivery operation is added under the cost type for this cost type of directory of keeping accounts, realizes book keeping operation behaviour
Make.Because terminal can each Third-party payment platform of automatic detection delivery operation and record, without user from each third party's branch
Pay platform to collect and analyze manually, solve user effort data and be dispersed in different Third-party payment platforms and can not unify to count
The problem of, facilitate user accounting, user can be avoided to forget to keep accounts, to help user to manage money matters.
Further, based on above-described embodiment, in the second embodiment of bookkeeping methods of the present invention, in the step S20
The step for cost type for obtaining the delivery operation, may also comprise：
Step S23, the payment information of the delivery operation is analyzed, according to obtaining the analysis result of the payment information
The cost type of delivery operation.
The payment information of the delivery operation is analyzed, the payment object of the delivery operation can be specifically obtained, according to payment
Object judges that cost is classified.For example, supplement with money Shenzhen lead to transportation card when, can obtain pay object be Shenzhen lead to barcode scanning supplement with money,
Terminal can have one to pay object and cost class by networking or inquiring about locally cost type corresponding to the payment object
The correspondence mappings table of type, it can also be identified by keyword and judge cost type, for example, it is Lanzhou Hand-extended Noodles to pay object, known
After not going out the keyword that " hand-pulled noodles " therein characterizes food, it may be determined that its corresponding cost type is " food and drink ", similar pass
Key word has：Restaurant/the Room, tea, food, restaurant, face, dress ornament, quilt etc..
The payment information of the delivery operation is analyzed, can also pay the third party being related to by analyzing to judge the payment
The cost type of operation, some people have the consumption platform of custom for each cost type, and such as custom buys dress ornament in Taobao, in Jingdone district
Electrical equipment is bought, cat buys book etc. in day, by judging that the third party being related to of a delivery operation can tentatively judge cost type.With
Data increase, analysis result will more and more precisely, increase it is available service it is also more, its provide analysis it is also more accurate.
In one embodiment, user needs to judge that oneself is more in which platform consumption, then now should using third-party platform as
Benchmark is classified, at this time, it may be necessary to obtain the third party that delivery operation is related to.
The cost classification that the cost classification that terminal is voluntarily analyzed to obtain may be expected with user has certain discrepancy, Yong Huke
Cost classification is changed, modification data of the terminal based on user carry out autonomous learning, when running into similar delivery operation next time,
The classification for meeting user's expectation can be made, terminal intelligence can be lifted, lifts Consumer's Experience, provides the user the clothes of personalization
Business.
The difference of technical characteristic described in step S23 and technical characteristic described in step S21 and step S22 is：Step S23
In, whole accounting procedure (the cost type for obtaining delivery operation) is to be completed by terminal on backstage, and terminal is according to delivery operation
Payment information voluntarily analyzes the cost type of the delivery operation；And in step S21, S22, the cost of delivery operation is determined by user
Type, terminal can export a cost type of directory and be selected for user.The former is that terminal is automatically kept accounts, and is advantageous to improve terminal
The intellectuality of book keeping operation, the latter are the book keeping operation mode that user participates in determining cost type, are advantageous to exact classification.
At the beginning of terminal starts book keeping operation, its consumption data collected may be not sufficient enough, and terminal can't be carried out independently
The analysis of delivery operation cost type, now, it can be participated in determining cost type by user；The consumption data collected with terminal is cured
Coming the more, the basic data radix increase of terminal analysis, it is analyzed the accuracy of delivery operation cost type and also further strengthened,
Now, terminal can automatically analyze the cost type of delivery operation, participate in obtaining more accurately cost classification without user
As a result, the stealth of whole accounting procedure can be achieved, whole process is dry in running background, payment behavior generation that will not be to user
Disturb, for some users that will not be classified to cost or have the user for selecting difficult disease, this function greatly promotes use
Experience at family.
In one embodiment, " the full-automatic book keeping operation " described in step S23 can be with the user described in step S21, S22
Participation combines, when terminal, which is based on existing data, can analyze cost type, you can only carry out step S23, work as end
End group is when existing data can not analyze cost type, then performs step S21, S22, i.e.,：
Include a judgment step after the payment information of the analysis delivery operation in step S23：
Judged whether that the cost type of the delivery operation can be obtained according to the payment information of the delivery operation；
If the cost type of the delivery operation can be obtained, the payment is obtained according to the analysis result of the payment information
The cost type of operation；
If the cost type of the delivery operation can not be obtained, step S21, step S22 are performed.
This embodiment combines terminal, and automatically book keeping operation and user participate in book keeping operation, combine the two advantage, compensate for
The two the defects of, user participate in make it that book keeping operation is more accurate, and automatically book keeping operation can completely dispense with user to worry about for terminal
Keep accounts this part thing, other operations of user will not be bothered, be advantageous to Consumer's Experience.
, can be under the full-automatic accounting mode of terminal, terminal can be to delivery operation to improve the accuracy of cost classification
The accuracy of cost classification is judged, if terminal judges that the accuracy of cost classification is larger, then can voluntarily be classified, if eventually
End judges that the accuracy of cost classification is smaller, then inquires user.For example, terminal establishes a storehouse, there is a payment pair in the storehouse
As the mapping table with cost type, if paying object within the library, then the accuracy of the cost type obtained from the mapping table
It is larger, terminal can directly determine the cost type of the delivery operation；If paying object not within the library, but pay
Contain keyword in the title of object, such as eat, eat, tea, then terminal judges that the accuracy of cost classification is smaller, and terminal can not
Cost type is directly determined as food and drink, and user need to be inquired, when whether secondary delivery operation is food and drink, this cost is determined by user
Type.
Further, in one embodiment, obtained in the step S20 delivery operation cost type this
Step may also include：
Step S24, the payment object of the delivery operation is obtained according to the payment information, whether judges the payment object
There is the cost type of acquiescence；
Step S25, if the object that pays has the cost type of acquiescence, the cost type of the acquiescence is grasped for described pay
The cost type of work.
The acquiescence cost type for paying object can be a mapping table structure, can be history number of the terminal based on user
According to foundation or that terminal networking is downloaded.The acquiescence cost type for paying object can also be：When payment object oriented
In when having keyword, its cost type is cost type corresponding to keyword.As " restaurant " correspondence " food and drink ", " dress ornament " are corresponding
" shopping " etc..
In one embodiment, the acquiescence cost type that object has user to determine or input is paid.The life of many people
Work is extremely rule, and it spends and very rule.For example, the daily breakfast, lunch and dinner of a people have the Z dining rooms usually gone, if every time
Also need user to determine cost type, annoying puzzlement can be caused to user, now, when detecting that it is (big that a Z restaurant repeatedly occurs
In preset times, preset times can be for twice or more than twice), when user determines cost type, an exportable prompting is ask
Ask whether the acquiescence cost type using the cost type as Z restaurants, if user input affirmative instruction, can be by the payment pair
As and corresponding acquiescence cost type storage, when the payment object of delivery operation next time is Z restaurants, can directly determine its flower
Sell type (such as Fig. 5).
The acquiescence cost type that the present embodiment pays object by setting (pays the acquiescence that object counterpart expenditure operates to spend
Sell type) so that terminal can preferably realize the full-automatic book keeping operation in backstage, can participate in accurately keeping accounts without user, use
Family can provide cost data when needs, be advantageous to lift Consumer's Experience.
Further, based on above-described embodiment, in the 3rd embodiment of bookkeeping methods of the present invention, the bookkeeping methods is also
Including：
Step S40, when detecting Receiving information, collection amount is obtained according to the Receiving information；
Step S41, obtain the income type of the Receiving information；
Step S42, the collection amount is added under the income type of book keeping operation originally.
Receiving information can pass through detection terminal short message and the income information acquisition of each payment platform.Inspection can be passed through
The information that Ce Ge banks send detects the Receiving information of user, and general Third-party payment platform can also bind bank card, and be
User can preferably monitor the fund change conditions of oneself bank card, and each bank can be sent when fund changes in bank card
One prompting message is to user terminal, when terminal detects the short message from bank, you can the short message is detected
Whether Receiving information is had, if not the short message from bank, it is not necessary to detect the short message, can save operation money
Source.Typically there are wallet (wallet of such as wechat and the remaining sum of Alipay independently of bank for Third-party payment platform inside
Deng), red packet income, income etc. of drawing a lottery of user may be directly entered wallet inside Third-party payment platform, in this case,
Need the Receiving information of monitoring Third-party payment platform.
Collection amount is obtained according to Receiving information.The income type of Receiving information refers to wage income, interest income, investment receipts
Enter, surprisingly take in etc..
By the acquisition that information is taken in user so that terminal can monitor the financial situation of user comprehensively, to be done to user
Go out more comprehensively, more to meet the actual financial analysis of user, the analytic function of terminal can be enriched, can such as be based on user's receipts and expenditures
Situation provides the user consumption suggestion etc., is conducive to provide the services of more personalizations, lifts Consumer's Experience.
Further, based on above-described embodiment, in the fourth embodiment of bookkeeping methods of the present invention, the bookkeeping methods is also
Including：
Step S50, when receiving the pretreatment item of user's input, according to user's custom data acquisition pretreatment thing
The budget amount of item, exports the budget amount.
Terminal can make statistic record to the normal cost of various items, and the book keeping operation function of user's using terminal is more long, eventually
Data Collection is accustomed in end to customer consumption must be more, and the normal cost terminal that user does certain specific item can all analyze.
User can be terminal be input to by pretreatment item to be processed, and terminal obtains normally to be spent corresponding to pretreatment item
Take, i.e. preset cost, and export the budget amount.Such as：User input pretreatment item be：Buy, pair rent one of clothes 5
Month, traffic January, entertain guests 3 times, buy sofa 1 and open.Terminal is accustomed to data according to user and obtained：Clothes unit price 100 is bought, buys clothes 5
Part is 500, rent 1500, traffic 200, entertained guests 3 times 600, sofa 1000.Export the master budget amount of money of all pretreatment items.
User may input a pretreatment item, then terminal only needs to export the budget amount of the pretreatment item；When with
When family inputs multiple pretreatment items, the budget amount sums of the exportable all pretreatment items of terminal, it can also export simultaneously each
The individual pretreatment respective cost list of item.If the user find that the budget amount of some pretreatment item has with its desired value
Enter, the budget amount of the pretreatment item can be changed, now, terminal can be accustomed to data according to user and user adjusts determination temporarily
The budget amount of item is pre-processed, the psychology expectation of user can be so more conformed to, meet user's request.
Further, based on above-described embodiment, in the 5th embodiment of bookkeeping methods of the present invention, the bookkeeping methods is also
Including：
Step S60, count the total expenditure amount of money；
Step S61, when the total expenditure amount of money is more than preset cost, output consumption limitation is reminded.
User in consumption, without organic conception, may just take many but unwise to cost number quickly sometimes
Sense, today of e-payment is particularly being all substantially, the amount of money is string number, and user can not accomplish to keep high to numeral
Susceptibility, and double 11 are saved as annual promotion is big, user is always automatic just to spend many, one financing of user's needs
House keeper checks on for it.
The statistics total expenditure amount of money in step S60, can be the total expenditure amount of money for counting a certain particular time, can by with
Family voluntarily sets the period of statistics, and such as double 11 preceding ten days November 1 started to November 12.An also settable default gold
Volume, preset cost here can be the budget amount that item is pre-processed in fourth embodiment, or the gold that user is set
Volume.
When the total expenditure amount of money is more than preset cost, exportable consumption limitation is reminded, and consumption limitation prompting here is only
Remind, rather than limitation customer consumption.A kind of form that consumption limitation is reminded is illustrated in figure 6, consumption limitation prompting can prompt
User's expenditure for a period of time and the part excessed budget, the other guide reminded can be also set according to user's request, it is such as remaining
The amount of money.
In another embodiment, can fixed time period carry out amount paid prompting, as every month the middle of the month or
In the first tenday period of a month, user is reminded to turn into the possibility of moonlight race to reduce user.
The present embodiment judges whether its total amount excesses budget (preset cost) by monitoring user's total expenditure amount of money, if
Exceed, then output is reminded, and user's reasonable consumption can be reminded in the unwisely consumption of user so that terminal book keeping operation function is more pasted
The heart, lift user-friendliness；The monitoring expenditure function in preset time period can be set in user so that and terminal use range is wider,
Usage scenario is more.
In addition, the embodiment of the present invention also proposes a kind of storage medium, spreadsheet is stored with the storage medium, it is described
Realize step as described in above-mentioned embodiment when spreadsheet is executed by processor, particular content is as detailed above, herein not
Repeat again.
It should be noted that herein, term " comprising ", "comprising" or its any other variant are intended to non-row
His property includes, so that process, method, article or system including a series of elements not only include those key elements, and
And also include the other element being not expressly set out, or also include for this process, method, article or system institute inherently
Key element.In the absence of more restrictions, the key element limited by sentence "including a ...", it is not excluded that including this
Other identical element also be present in the process of key element, method, article or system.
The embodiments of the present invention are for illustration only, do not represent the quality of embodiment.
Through the above description of the embodiments, those skilled in the art can be understood that above-described embodiment side
Method can add the mode of required general hardware platform to realize by software, naturally it is also possible to by hardware, but in many cases
The former is more preferably embodiment.Based on such understanding, technical scheme is substantially done to prior art in other words
Going out the part of contribution can be embodied in the form of software product, and the computer software product is stored in one as described above
In storage medium (such as ROM/RAM, magnetic disc, CD), including some instructions to cause a station terminal equipment (can be it is fixed eventually
End, such as Internet of Things smart machine, including the smart home such as intelligent air condition, intelligent electric lamp, intelligent power, intelligent router；Also may be used
To be mobile terminal, including smart mobile phone, wearable networking AR/VR devices, intelligent sound box, autonomous driving vehicle etc. are all multi-joint
Net equipment) perform method described in each embodiment of the present invention.
The preferred embodiments of the present invention are these are only, are not intended to limit the scope of the invention, it is every to utilize this hair
The equivalent structure or equivalent flow conversion that bright specification and accompanying drawing content are made, or directly or indirectly it is used in other related skills
Art field, is included within the scope of the present invention.
Claims (10)
1. a kind of bookkeeping methods, it is characterised in that the bookkeeping methods comprises the following steps：
When detecting delivery operation, the payment information of the delivery operation is obtained；
The cost type of the delivery operation is obtained, and the branch of the delivery operation is obtained according to the payment information of the delivery operation
Pay the amount of money；
The payment of the delivery operation is added under the cost type of book keeping operation originally.
2. bookkeeping methods as claimed in claim 1, it is characterised in that it is described when detecting delivery operation, obtain the payment
The step of payment information of operation, includes：
When detect pay successfully when, obtain the payment information of the delivery operation.
3. bookkeeping methods as claimed in claim 1, it is characterised in that the step of the cost type for obtaining the delivery operation
Suddenly include：
This cost type of directory of output book keeping operation；
The cost type that user is inputted based on the cost type of directory is received, the cost type is the cost of the delivery operation
Type.
4. bookkeeping methods as claimed in claim 1, it is characterised in that the step of the cost type for obtaining the delivery operation
Suddenly include：
The payment information of the delivery operation is analyzed, the flower of the delivery operation is obtained according to the analysis result of the payment information
Sell type.
5. bookkeeping methods as claimed in claim 1, it is characterised in that the bookkeeping methods also includes：
When detecting Receiving information, collection amount is obtained according to the Receiving information；
Obtain the income type of the Receiving information；
The collection amount is added under the income type of book keeping operation originally.
6. bookkeeping methods as claimed in claim 1, it is characterised in that the bookkeeping methods also includes：
When receiving the pretreatment item of user's input, it is accustomed to the budget gold of the data acquisition pretreatment item according to user
Volume, export the budget amount.
7. bookkeeping methods as claimed in claim 1, it is characterised in that the bookkeeping methods also includes：
Count the total expenditure amount of money；
When the total expenditure amount of money is more than preset cost, output consumption limitation is reminded.
8. bookkeeping methods as claimed in claim 1, it is characterised in that the step of the cost type for obtaining the delivery operation
Suddenly include：
The payment object of the delivery operation is obtained according to the payment information, judges whether the payment object has the cost of acquiescence
Type；
If the object that pays has the cost type of acquiescence, the cost type of the acquiescence is the cost class of the delivery operation
Type.
9. a kind of terminal, it is characterised in that the terminal includes：Processor, memory and it is stored on the memory and can
The spreadsheet run on the processor, the spreadsheet are realized such as claim 1 to 8 during the computing device
Any one of bookkeeping methods the step of.
10. a kind of storage medium, it is characterised in that spreadsheet is stored with the storage medium, the spreadsheet is located
Manage the step of realizing the bookkeeping methods as any one of claim 1 to 8 when device performs.
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| CN201711234825.XA CN107862596A (en) | 2017-11-30 | 2017-11-30 | Bookkeeping methods, terminal and storage medium |
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| CN109829806A (en) * | 2019-01-15 | 2019-05-31 | 南京写乐网络科技有限公司 | A kind of intelligence accounting management system and method |
| CN110070261A (en) * | 2019-03-12 | 2019-07-30 | 深圳壹账通智能科技有限公司 | Consumer's risk method for early warning, device and computer readable storage medium |
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| CN109064314A (en) * | 2018-07-27 | 2018-12-21 | 努比亚技术有限公司 | C2C borrows refund management method, mobile terminal and computer readable storage medium |
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