CN109670824A - Generation method, device, equipment and the storage medium of electronics account book - Google Patents
Generation method, device, equipment and the storage medium of electronics account book Download PDFInfo
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- CN109670824A CN109670824A CN201811138556.1A CN201811138556A CN109670824A CN 109670824 A CN109670824 A CN 109670824A CN 201811138556 A CN201811138556 A CN 201811138556A CN 109670824 A CN109670824 A CN 109670824A
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- consumption
- account book
- plan
- preset electronic
- moon
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
- G06Q20/367—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes
- G06Q20/3678—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes e-cash details, e.g. blinded, divisible or detecting double spending
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/12—Accounting
- G06Q40/125—Finance or payroll
Abstract
The present invention provides generation method, device, equipment and the storage medium of a kind of electronics account book, i.e., when detecting that present terminal receives consumption order, obtains the consumption information in the consumption order, wherein the consumption information includes revenue and expenditure attribute and payment accounts;According to the revenue and expenditure attribute, the corresponding income record of the payment accounts or expenditure record are increased newly in preset electronic account book, and according to preset data form, consumption information correspondence is stored into the corresponding region into the preset electronic account book;When receiving the inquiry instruction of user's triggering, according to default display format, the corresponding consumption information shown in the preset electronic account book.The present invention can be achieved to obtain consumer record data from stored value card automatically, and is analyzed the consumer record data, sort out, integrate, and addition consumer record improves book keeping operation efficiency into electronics account book automatically, simplifies book keeping operation operation, promotes user experience.
Description
Technical field
The present invention relates to e-commerce field more particularly to a kind of generation method, device, equipment and the calculating of electronics account book
Machine readable storage medium storing program for executing.
Background technique
In recent years, e-commerce flourishes, stored value card --- as a kind of means of payment of e-commerce initiative,
It comes into being.Under normal conditions, stored value card software provides free, and it is soft that user installs stored value card on the terminal device
Part can carry out electronic transaction and account management.Typical stored value card software includes Alipay, wechat at present, and Alipay mentions
Simple billing function has been supplied, the inquiry of Alipay account remaining sum and transaction details has been supported, can also show and be associated with Alipay
Certain Bank Account Numbers Alipay consumer record situation.Remembered though Alipay can be shown using the revenue and expenditure that Alipay platform is traded
Record, but the income and expenses of all Bank Account Numbers (card number) under user name can not be obtained, also it is unable to complete as unit of user
Intelligent billed services.Therefore, inefficiency of keeping accounts caused by existing manual book keeping operation mode how is solved, becomes and urgently solves at present
Certainly the technical issues of.And in the prior art dedicated for the software of book keeping operation, book keeping operation function can be provided for user, but need to use
Family is manually entered, and thus leads to inefficiency of keeping accounts.Therefore, low efficiency of keeping accounts caused by existing manual book keeping operation mode how is solved
Under, become a technical problem to be solved urgently.
Summary of the invention
The main purpose of the present invention is to provide a kind of generation method of electronics account book, device, equipment and computer-readable
Storage medium, it is intended to the technical issues of solving book keeping operation inefficiency caused by existing manual book keeping operation mode.
To achieve the above object, the present invention provides a kind of generation method of electronics account book, the generation side of the electronics account book
Method the following steps are included:
When detecting that present terminal receives consumption order, the consumption information in the consumption order is obtained, wherein institute
Stating consumption information includes revenue and expenditure attribute and payment accounts;
According to the revenue and expenditure attribute, the corresponding income record of the payment accounts or expenditure are increased newly in preset electronic account book
Record, and according to preset data form, consumption information correspondence is stored into the corresponding region into the preset electronic account book;
It is corresponding to show the preset electronic account according to default display format when receiving the inquiry instruction of user's triggering
Consumption information in this.
Optionally, described when receiving the inquiry instruction of user's triggering, according to default display format, described in corresponding display
After the step of consumption information in preset electronic account book, further includes:
Of that month spending amount in the preset electronic account book is obtained, and the of that month spending amount and the default moon are consumed into threshold
Value is compared, and judges whether the of that month spending amount reaches of that month Spending Limit;
When the of that month spending amount reaches the of that month Spending Limit, generates the prompting that consumption will be more than threshold value and disappear
Breath, and the reminder message is shown by the present terminal.
Optionally, described when receiving the inquiry instruction of user's triggering, according to default display format, described in corresponding display
After the step of consumption information in preset electronic account book, further includes:
When receiving the consumption inquiry instruction of user's transmission, obtains in the preset electronic account book and correspond to disappearing for period
Take record, wherein the consumption inquiry instruction includes that moon consumption inquiry instruction, season consumption inquiry instruction or year consumption inquiry refer to
It enables;
The corresponding spending amount of the consumer record is calculated, according to the consumption inquiry instruction, feeds back and shows described disappear
Take the amount of money.
Optionally, the generation method of the e bill further include:
When receiving the consumption plan of user's transmission, the consumption type and corresponding plan in the consumption plan are obtained
Spending amount matches corresponding consumer products information according to the consumption type and corresponding plan spending amount, and disappears described
Expense product information pushes to the present terminal.
Optionally, the consumption plan includes moon consumption plan, season consumption plan and year consumption plan, described to connect
When receiving the consumption plan of user's transmission, the consumption type in the consumption plan and corresponding plan spending amount, root are obtained
Corresponding consumer products information is matched according to the consumption type and corresponding plan spending amount, and the consumer products information is pushed away
It send to the step of present terminal and includes:
When receiving the consumption plan of user's transmission, the keyword in the consumption plan is obtained, and according to the pass
Key word judges whether the consumption plan is a month consumption plan;
If the consumption plan is moon consumption plan, the consumption type and corresponding plan spending amount are obtained, is made
For moon consumption type and plan moon spending amount, wherein the moon consumption type includes Investment & Financing, tourism or shopping;
When the moon consumption type is Investment & Financing, the plan moon spending amount is obtained as the financing amount of money, is based on
The financing amount of money searches for corresponding finance product in the financial client end of pre-association, and the finance product is pushed to
The present terminal.
Optionally, if the consumption plan is moon consumption plan, the consumption type and corresponding plan are obtained
Spending amount, as moon consumption type and plan moon spending amount, wherein the moon consumption type includes Investment & Financing, tourism
Or after the step of shopping, further includes:
When the moon consumption type is tourism, the plan moon spending amount is obtained as the tourism amount of money, based on described
The tourism amount of money, searches for the recommendation travel party of present period in the travelling client of pre-association, and the recommendation travel party is pushed away
It send to the present terminal.
Optionally, described when detecting that present terminal receives consumption order, obtain the consumption in the consumption order
Information, wherein the consumption information includes the steps that revenue and expenditure attribute and payment accounts include:
When detecting that present terminal receives consumption order, the consumption information in the consumption order is obtained, and judge
With the presence or absence of preset electronic account book;
The preset electronic account book if it does not exist, then generate electronics account book, as preset electronic account book, and according to the receipts
Branch attribute increases the corresponding income record of the payment accounts or expenditure record newly in the preset electronic account book;
The preset electronic account book if it exists, then obtain the consumption information in the consumption order, wherein the consumption letter
Breath includes revenue and expenditure attribute, payment accounts, spending amount, consumption time and consumption type;
It is described according to the revenue and expenditure attribute, increased newly in preset electronic account book the corresponding income record of the payment accounts or
Expenditure record, and according to preset data form, consumption information correspondence is stored corresponding into the preset electronic account book
The step of region, specifically includes:
According to the revenue and expenditure attribute, increased newly in the preset electronic account book the corresponding income record of the payment accounts or
Expenditure record;
According to preset data form, by spending amount, consumption time, consumption type and the payment in the consumption information
Account stores the corresponding region into the preset electronic account book.
In addition, to achieve the above object, the present invention also provides a kind of generating means of electronics account book, the electronics account book
Generating means include:
Data obtaining module, for when detecting that present terminal receives consumption order, obtaining in the consumption order
Consumption information, wherein the consumption information includes revenue and expenditure attribute and payment accounts;
Consumer record module, for increasing the payment accounts pair newly in preset electronic account book according to the revenue and expenditure attribute
The income record or expenditure record answered, and according to preset data form, consumption information correspondence is stored to the default electricity
Corresponding region in sub- account book;
Enquiry module is consumed, for according to default display format, corresponding to aobvious when receiving the inquiry instruction of user's triggering
Show the consumption information in the preset electronic account book.
In addition, to achieve the above object, the present invention also provides a kind of generating device of electronics account book, the electronics account book
Generating device includes processor, memory and is stored in the electronics account that can be executed on the memory and by the processor
This generation program, wherein realizing such as above-mentioned electronics account when the generation program of the electronics account book is executed by the processor
The step of this generation method.
In addition, to achieve the above object, the present invention also provides a kind of computer readable storage mediums, which is characterized in that institute
The generation program that electronics account book is stored on computer readable storage medium is stated, wherein the generation program of the electronics account book is located
Manage device execute when, realize as above-mentioned electronics account book generation method the step of.
The present invention provides a kind of generation method of electronics account book, i.e., when detecting that present terminal receives consumption order,
Obtain the consumption information in the consumption order, wherein the consumption information includes revenue and expenditure attribute and payment accounts;According to described
Revenue and expenditure attribute increases the corresponding income record of the payment accounts or expenditure record newly in preset electronic account book, and according to default
Consumption information correspondence is stored the corresponding region into the preset electronic account book by data format;Receiving user's touching
When the inquiry instruction of hair, according to default display format, the corresponding consumption information shown in the preset electronic account book.By above-mentioned
Mode, the present invention can be achieved to obtain consumer record data from stored value card automatically, and the consumer record data are analyzed,
Sort out, integration, and addition consumer record improves book keeping operation efficiency into electronics account book automatically, simplifies book keeping operation operation, promotes user's body
It tests, solves the technical issues of book keeping operation inefficiency caused by existing manual book keeping operation mode.
Detailed description of the invention
Fig. 1 is the hardware structural diagram of the generating device of electronics account book involved in the embodiment of the present invention;
Fig. 2 is the flow diagram of the generation method first embodiment of electronics account book of the present invention;
Fig. 3 is the flow diagram of the generation method second embodiment of electronics account book of the present invention;
Fig. 4 is the flow diagram of the generation method 3rd embodiment of electronics account book of the present invention;
Fig. 5 is the functional block diagram of the generating means first embodiment of electronics account book of the present invention.
The embodiments will be further described with reference to the accompanying drawings for the realization, the function and the advantages of the object of the present invention.
Specific embodiment
It should be appreciated that the specific embodiments described herein are merely illustrative of the present invention, it is not intended to limit the present invention.
The present embodiments relate to the generation method of electronics account book be mainly used in the generating device of electronics account book, the electricity
The generating device of sub- account book can be the equipment that PC, portable computer, mobile terminal etc. have display and processing function.
Referring to Fig.1, Fig. 1 is the hardware configuration signal of the generating device of electronics account book involved in the embodiment of the present invention
Figure.In the embodiment of the present invention, the generating device of electronics account book may include processor 1001 (such as CPU), communication bus 1002,
User interface 1003, network interface 1004, memory 1005.Wherein, communication bus 1002 is for realizing between these components
Connection communication;User interface 1003 may include display screen (Display), input unit such as keyboard (Keyboard);Network
Interface 1004 optionally may include standard wireline interface and wireless interface (such as WI-FI interface);Memory 1005 can be height
Fast RAM memory is also possible to stable memory (non-volatile memory), such as magnetic disk storage, memory
1005 optionally can also be the storage device independently of aforementioned processor 1001.
It will be understood by those skilled in the art that the generation of the not structure paired electrons account book of hardware configuration shown in Fig. 1 is set
Standby restriction may include perhaps combining certain components or different component layouts than illustrating more or fewer components.
With continued reference to Fig. 1, the memory 1005 in Fig. 1 as a kind of computer readable storage medium may include operation system
The generation program of system, network communication module and electronics account book.
In Fig. 1, network communication module is mainly used for connecting server, carries out data communication with server;And processor
1001 can call the generation program of the electronics account book stored in memory 1005, and execute electronics provided in an embodiment of the present invention
The generation method of account book.
The embodiment of the invention provides a kind of generation methods of electronics account book.
It is the flow diagram of the generation method first embodiment of electronics account book of the present invention referring to Fig. 2, Fig. 2.
In the present embodiment, the generation method of the electronics account book the following steps are included:
Step S10 obtains the consumption letter in the consumption order when detecting that present terminal receives consumption order
Breath, wherein the consumption information includes revenue and expenditure attribute and payment accounts;
Typical stored value card software includes Alipay, wechat at present, and Alipay provides simple billing function, is supported
The inquiry of Alipay account remaining sum and transaction details can also show that the Alipay for being associated with certain Bank Account Numbers of Alipay disappears
Take record case.It is recorded though Alipay can be shown using the revenue and expenditure that Alipay platform is traded, institute under user name can not be obtained
There are the income and expenses of Bank Account Number (card number), the intelligent billed services being also unable to complete as unit of user.Therefore, how to solve
It is existing, become a technical problem to be solved urgently.And in the prior art dedicated for the software of book keeping operation, it can be mentioned for user
For function of keeping accounts, but user is needed to be manually entered, thus leads to inefficiency of keeping accounts.Therefore, existing manual note how is solved
Book keeping operation inefficiency, becomes a technical problem to be solved urgently caused by account mode.
In the present embodiment, in order to solve caused by existing manual book keeping operation mode keep accounts inefficiency the technical issues of, originally mention
By monitoring whether present terminal receives consumption order in case, such as reminding short message is consumed, mail is reminded in consumption or consumption mentions
It wakes up electricity etc..And when detecting that the present terminal receives consumption order, the consumption information in the consumption order is obtained, and
According to the corresponding addition consumer record of the consumption information into preset electronic account book.Specifically, the generation side of the electronics account book
Method is applied to the generation system of electronics account book, and the generation system includes being installed on the generation program and service of user terminal
Device.The generation program needs to authorize by user during user installation, to obtain the reading of corresponding stored value card account
Permission, so that the consumption information for obtaining corresponding stored value card obtains permission.There is corresponding electronic money in detecting present terminal
When the consumption order of packet, consumption order can be consumption short message, mail or the incoming call sent to user terminal, detect phase
When the consumption order answered generates, corresponding consumption information is obtained in the corresponding short message of the consumption order or mail.Wherein,
The consumption information includes spending amount, consumption time, consumption type, revenue and expenditure attribute and payment accounts, the consumption type
Can for articles for daily use consumption, clothing consumption, traffic consumption, Medical Consumption or transfer accounts, the revenue and expenditure attribute include take in
Expenditure, payment accounts include Alipay, wechat, credit card or bank card (credit card and bank card further include belonging to bank's name
Title and account etc.).In specific embodiment, the information that can also obtain each payment software reads permission, and real-time monitoring is each
Whether consumption order, such as consumption reminder message or consumption identifying code are received in payment software.In order to avoid repeating to keep accounts,
The consumption information detected in preset time is compared, such as payment account number, Payment Amount, payment time, at described pair
When money account, Payment Amount, payment time are all the same, then one-time-consumption record is only added according to the consumption information.It is obtaining
To after the consumption information, judge whether to have generated preset electronic account book.It can be according to whether there are electronics account book marks, to judge
With the presence or absence of preset electronic account book.In specific embodiment, it can need to be arranged different electronics account books according to different, pass through different names
To distinguish account book.
Step S20 increases the corresponding income note of the payment accounts newly according to the revenue and expenditure attribute in preset electronic account book
Record or expenditure record, and according to preset data form, consumption information correspondence is stored into the preset electronic account book
Corresponding region;
In the present embodiment, if it is determined that there are the preset electronic account books, then consumption is increased newly in the preset electronic account book
Record.And according to preset data form, i.e. spending amount, consumption time, consumption type, revenue and expenditure attribute and payment accounts are corresponding
Data format, obtain the corresponding current consumption amount of money, current consumption time, current consumption class in the consumption information respectively
Type, revenue and expenditure attribute and payment accounts, and according to the current consumption content in the consumption information, correspondence is stored to preset electronic
Corresponding region in account book.In specific embodiment, multiple preset electronic account books, then corresponding to show preset electronic account book name if it exists
Claim list, so that user selects the automatic addition of appropriate electronic account book progress consumer record according to actual needs.
Further, after the step S10 further include:
The preset electronic account book if it does not exist, then generate electronics account book, as preset electronic account book, and according to the receipts
Branch attribute increases the corresponding income record of the payment accounts or expenditure record newly in the preset electronic account book;
In the present embodiment, if it is determined that corresponding preset electronic account book is not present, is then generated and corresponded to according to the consumption information
Preset electronic account book, the preset electronic account is arranged in the preset electronic account book by and the name information inputted according to user
Then current consumption content correspondence in the consumption information is added to the preset electronic account book by this name/identifier
In corresponding region, to add corresponding income record in the preset electronic account book or point out to record.
Step S30, when receiving the inquiry instruction of user's triggering, according to default display format, corresponding display is described pre-
If the consumption information in electronics account book.
In the present embodiment, user can be checked in the preset electronic account book by the account book query function in display interface
Consumer record.When receiving inquiry instruction of the user by the inquiry button triggering in display interface, obtain described default
Consumption information in electronics account book, such as designated time period specify the consumption information for consuming account or specified consumption type, and right
It should show the consumption information.For example, display obtains consumer record data to realize from stored value card automatically, and disappear to this
Expense record data are analyzed, are sorted out, are integrated, and automatic consumer record of adding is into electronics account book.
The present embodiment provides a kind of generation methods of electronics account book, that is, are detecting that present terminal receives consumption order
When, obtain the consumption information in the consumption order, wherein the consumption information includes spending amount, consumption time, consumer
Type, revenue and expenditure attribute and payment accounts, and judge whether there is preset electronic account book;The preset electronic account book if it exists, then
According to the revenue and expenditure attribute in the consumption information, income record or expenditure record, and root are increased newly in the preset electronic account book
According to preset data form, by spending amount, consumption time, consumption type and the payment accounts in the consumption information store to
Corresponding region in the preset electronic account book;It is right according to default display format when receiving the inquiry instruction of user's triggering
It should show the consumption information in the preset electronic account book.By the above-mentioned means, the present invention can be achieved automatically from stored value card
Consumer record data are obtained, and the consumer record data are analyzed, sorts out, integrate, and add consumer record automatically to electricity
In sub- account book, book keeping operation efficiency is improved, simplifies book keeping operation operation, promotes user experience, solve caused by existing manual book keeping operation mode
The technical issues of inefficiency of keeping accounts.
It is the flow diagram of the generation method second embodiment of electronics account book of the present invention referring to Fig. 3, Fig. 3.
Based on above-mentioned embodiment illustrated in fig. 2, in the present embodiment, after the step S30, further includes:
Step S41 obtains of that month spending amount in the preset electronic account book, and by the of that month spending amount and presets
Moon consumption threshold value is compared, and judges whether the of that month spending amount reaches of that month Spending Limit;
In the present embodiment, spending amount threshold value can be arranged in user in the generating means of electronics account book provided by the invention.
The moon spending amount of the generating means real-time monitoring user of this electronics account book, and the spending amount threshold value inputted according to user, it is real
When judge whether the current consumption amount of money of user is more than spending amount threshold value.Increase consumption newly i.e. in detecting the electronics account book
When record, the current consumption amount of money of the user is obtained in real time, and the current consumption amount of money and the moon set by user are consumed
Threshold value is compared.Wherein, the current consumption amount of money is the summation that current consumer record corresponds to spending amount.The moon disappears
Taking threshold value is to consume the of that month Spending Limit of total value setting this month inputted according to user.Thus judge the current consumption gold of user
Whether volume has reached of that month Spending Limit.In specific embodiment, user consumes threshold value settable year consumption threshold value either day.
The moon consumption threshold value sets itself user that can also be that the generating means of this electronics account book are inputted according to user consumes corresponding day
Threshold value.Divide moon spending amount equally Summer Solstice or the Winter Solstice consumption, and reminded in time according to consumption, so that user understands same day consumption
It whether is more than default consumption threshold value.
Step S42, when the of that month spending amount reaches the of that month Spending Limit, generating consumption will be more than threshold value
Reminder message, and the reminder message is shown by the present terminal.
In the present embodiment, when determining that the current consumption amount of money has reached preset of that month Spending Limit, produces and disappear
Taking will be more than threshold value or the reminder message for consuming superthreshold, and be shown by present terminal, so that user is timely
The case where solution consumption excess.
Further, after step S30, further includes:
When receiving the consumption inquiry instruction of user's transmission, obtains in the preset electronic account book and correspond to disappearing for period
Take record, wherein the consumption inquiry instruction includes that moon consumption inquiry instruction, season consumption inquiry instruction or year consumption inquiry refer to
It enables;
In the present embodiment, user is it should be understood that the preset times such as of that month consumption, current season consumption either year consumption
When section consumption, consumption inquiry instruction can be sent to the present apparatus by the consumption inquiry instruction in client end interface.
The corresponding spending amount of the consumer record is calculated, according to the consumption inquiry instruction, feeds back and shows described disappear
Take the amount of money.
In the present embodiment, the consumer record in the preset time period is obtained, and obtains that the consumer record is corresponding to disappear
Take the amount of money.By in the preset time period spending amount carry out read group total, and by the present terminal show described in disappear
Take the corresponding total value of the amount of money, so that user understands the spending amount in target preset time period.In specific embodiment, account book can
The monthly consumption report, season consumption report or year consumption of user are generated in real time, and user open-and-shut can understand oneself
Consumption, and adjust in time.
It is the flow diagram of the generation method 3rd embodiment of electronics account book of the present invention referring to Fig. 4, Fig. 4.
Based on above-mentioned embodiment illustrated in fig. 3, in the present embodiment, after the step S30, further includes:
Step S50, when receiving the consumption plan of user's transmission, obtain consumption type in the consumption plan and
Corresponding plan spending amount matches corresponding consumer products information according to the consumption type and corresponding plan spending amount, and
The consumer products information is pushed into the present terminal.
In the present embodiment, consumption plan can be arranged in user in the present apparatus, as moon consumption plan, season consumption plan or
Annual consumption plan.Wherein, the consumption type in consumption plan may include Investment & Financing, travelling or shopping etc..This dress
Set can according in the consumption plan consumption type and corresponding spending amount, push corresponding consumer products information.Such as
The short-term finance product of financial institution is pushed for Investment & Financing, wherein can also be required according to specific financing, risk of such as managing money matters,
It manages money matters time etc., is pushed.Or the high travel party of sales volume is pushed for itinerary, the recommendation of the travel party, which can combine, works as
The preceding period selects current season to be suitble to the place played as a purpose, or user's search is combined to pass to obtain local conduct
Destination in specific embodiment, can be combined with number of days set by user of playing and be pushed.Or it is pushed away for shopping plan product
The purchase of purpose article is sent to link etc..
Further, the step S50 is specifically included:
Step S51 obtains the keyword in the consumption plan, and root when receiving the consumption plan of user's transmission
Judge whether the consumption plan is a month consumption plan according to the keyword;
Step S52 obtains the consumption type and corresponding plan consumption if the consumption plan is moon consumption plan
The amount of money, as moon consumption type and plan moon spending amount, wherein the moon consumption type include Investment & Financing, tourism or
Shopping;
Step S53 obtains the plan moon spending amount as financing gold when the moon consumption type is Investment & Financing
Volume is based on the financing amount of money, searches for corresponding finance product in the financial client end of pre-association, and by the finance product
Push to the present terminal.
In the present embodiment, if receiving the consumption plan of user's transmission, it can be sentenced according to the keyword in the consumption plan
The consumption plan of breaking is a month consumption plan, season consumption plan or year consumption plan.It is moon consumption in the consumption plan
It, can be according to the moon consumption type in the moon consumption plan, such as Investment & Financing when plan.If user sets financing risk or reason
When the wealth period, it can be scanned in the client of pre-association or server according to the financing risk and period.
If user does not set, the star's product obtained in the client or server of pre-association pushes to user.Wherein, star produces
Product are the highest product of other users quantity purchase.
Step S54 obtains the plan moon spending amount and is used as the tourism amount of money when the moon consumption type is tourism,
Based on the tourism amount of money, the recommendation travel party of present period is searched in the travelling client of pre-association, and by the recommendation
Travel party pushes to the present terminal.
In the present embodiment, when the moon consumption type is travelling, in the client of pre-association or in server,
Search for the recommendation travel party of current month.If the recommendation travel party searched is more, in combination with it is set by user play number of days or
Person is that the welcome degree of travel party pushes to choose preset quantity.In specific embodiment, can also be season consumption plan or
Person year consumption plan, can generate different moon consumption plans at multiple time ends and push to the present terminal.
In addition, the embodiment of the present invention also provides a kind of generating means of electronics account book.
It is the functional block diagram of the generating means first embodiment of electronics account book of the present invention referring to Fig. 5, Fig. 5.
In the present embodiment, the generating means of the electronics account book include:
Data obtaining module 10, for when detecting that present terminal receives consumption order, obtaining the consumption order
In consumption information, wherein the consumption information includes revenue and expenditure attribute and payment accounts;
Consumer record module 20, for increasing the payment accounts newly in preset electronic account book according to the revenue and expenditure attribute
Corresponding income record or expenditure record, and according to preset data form, corresponding store to described of the consumption information is preset
Corresponding region in electronics account book;
Enquiry module 30 is consumed, for according to default display format, corresponding to when receiving the inquiry instruction of user's triggering
Show the consumption information in the preset electronic account book.
Further, the generating means of the electronics account book further include:
Comparison module is consumed, is consumed for obtaining of that month spending amount in the preset electronic account book, and by described this month
The amount of money is compared with consumption of default moon threshold value, judges whether the of that month spending amount reaches of that month Spending Limit;
Reminding module is consumed, for when the of that month spending amount reaches the of that month Spending Limit, generating consumption to be
It will be more than the reminder message of threshold value, and the reminder message is shown by the present terminal.
Amount of money enquiry module, for obtaining the preset electronic account when receiving the consumption inquiry instruction of user's transmission
Correspond to the consumer record of period in this, wherein the consumption inquiry instruction includes moon consumption inquiry instruction, consumes in season to inquire and refer to
It enables or year consumes inquiry instruction;
Amount of money computing module, for calculating the corresponding spending amount of the consumer record, according to the consumption inquiry instruction,
It feeds back and shows the spending amount.
Further, the generating means of the electronics account book further include:
Product pushing module, for obtaining disappearing in the consumption plan when receiving the consumption plan of user's transmission
Take type and corresponding plan spending amount, matches corresponding consumption according to the consumption type and corresponding plan spending amount and produce
Product information, and the consumer products information is pushed into the present terminal.
Further, the product pushing module includes:
Plan judging unit, for obtaining the pass in the consumption plan when receiving the consumption plan of user's transmission
Key word, and judge whether the consumption plan is a month consumption plan according to the keyword;
Monthly plan unit obtains the consumption type and correspondence if being moon consumption plan for the consumption plan
Plan spending amount, as moon consumption type and plan moon spending amount, wherein the moon consumption type include Investment & Financing,
Tourism or shopping;
Financing push unit, for obtaining the plan moon spending amount when the moon consumption type is Investment & Financing
As the financing amount of money, it is based on the financing amount of money, searches for corresponding finance product in the financial client end of pre-association, and by institute
It states finance product and pushes to the present terminal.
Tourism push unit, for obtaining the plan moon spending amount conduct when the moon consumption type is tourism
The tourism amount of money, is based on the tourism amount of money, the recommendation travel party of present period is searched in the travelling client of pre-association, and will
The recommendation travel party pushes to the present terminal.
Wherein, in the generating means of above-mentioned electronics account book in the generation method embodiment of modules and above-mentioned electronics account book
Each step is corresponding, and function and realization process no longer repeat one by one here.
In addition, the embodiment of the present invention also provides a kind of computer readable storage medium.
The generation program of electronics account book is stored on computer readable storage medium of the present invention, wherein the electronics account book
The step of program is generated when being executed by processor, realizes the generation method such as above-mentioned electronics account book.
Wherein, the generation program of electronics account book, which is performed realized method, can refer to the generation of electronics account book of the present invention
Each embodiment of method, details are not described herein again.
It should be noted that, in this document, the terms "include", "comprise" or its any other variant are intended to non-row
His property includes, so that the process, method, article or the system that include a series of elements not only include those elements, and
And further include other elements that are not explicitly listed, or further include for this process, method, article or system institute it is intrinsic
Element.In the absence of more restrictions, the element limited by sentence "including a ...", it is not excluded that including being somebody's turn to do
There is also other identical elements in the process, method of element, article or system.
The serial number of the above embodiments of the invention is only for description, does not represent the advantages or disadvantages of the embodiments.
Through the above description of the embodiments, those skilled in the art can be understood that above-described embodiment side
Method can be realized by means of software and necessary general hardware platform, naturally it is also possible to by hardware, but in many cases
The former is more preferably embodiment.Based on this understanding, technical solution of the present invention substantially in other words does the prior art
The part contributed out can be embodied in the form of software products, which is stored in one as described above
In storage medium (such as ROM/RAM, magnetic disk, CD), including some instructions are used so that terminal device (it can be mobile phone,
Computer, server, air conditioner or network equipment etc.) execute method described in each embodiment of the present invention.
The above is only a preferred embodiment of the present invention, is not intended to limit the scope of the invention, all to utilize this hair
Equivalent structure or equivalent flow shift made by bright specification and accompanying drawing content is applied directly or indirectly in other relevant skills
Art field, is included within the scope of the present invention.
Claims (10)
1. a kind of generation method of electronics account book, which is characterized in that the generation method of the electronics account book the following steps are included:
When detecting that present terminal receives consumption order, the consumption information in the consumption order is obtained, wherein described to disappear
Charge information includes revenue and expenditure attribute and payment accounts;
According to the revenue and expenditure attribute, the corresponding income record of the payment accounts or expenditure note are increased newly in preset electronic account book
Record, and according to preset data form, consumption information correspondence is stored into the corresponding region into the preset electronic account book;
It is corresponding to show in the preset electronic account book according to default display format when receiving the inquiry instruction of user's triggering
Consumption information.
2. the generation method of electronics account book as described in claim 1, which is characterized in that described to receive looking into for user's triggering
When asking instruction, also wrapped after corresponding to the step of showing the consumption information in the preset electronic account book according to default display format
It includes:
Obtain in the preset electronic account book of that month spending amount, and by the of that month spending amount and the default moon consume threshold value into
Row compares, and judges whether the of that month spending amount reaches of that month Spending Limit;
When the of that month spending amount reaches the of that month Spending Limit, the reminder message that consumption will be more than threshold value is generated,
And the reminder message is shown by the present terminal.
3. the generation method of electronics account book as described in claim 1, which is characterized in that described to receive looking into for user's triggering
When asking instruction, also wrapped after corresponding to the step of showing the consumption information in the preset electronic account book according to default display format
It includes:
When receiving the consumption inquiry instruction of user's transmission, the consumption note that the period is corresponded in the preset electronic account book is obtained
Record, wherein the consumption inquiry instruction includes moon consumption inquiry instruction, season consumption inquiry instruction or year consumption inquiry instruction;
The corresponding spending amount of the consumer record is calculated, according to the consumption inquiry instruction, feeds back and shows the consumption gold
Volume.
4. the generation method of electronics account book as described in claim 1, which is characterized in that the generation method of the e bill is also
Include:
When receiving the consumption plan of user's transmission, the consumption type and corresponding plan consumption in the consumption plan are obtained
The amount of money matches corresponding consumer products information according to the consumption type and corresponding plan spending amount, and the consumption is produced
Product information pushes to the present terminal.
5. the generation method of electronics account book as claimed in claim 4, which is characterized in that the consumption plan includes moon consumption meter
It draws, season consumption plan and year consumption plan, it is described when receiving the consumption plan of user's transmission, it obtains the consumption and counts
Consumption type and corresponding plan spending amount in drawing, correspond to according to the consumption type and corresponding plan spending amount matching
Consumer products information, and the step of consumer products information is pushed to the present terminal includes:
When receiving the consumption plan of user's transmission, the keyword in the consumption plan is obtained, and according to the keyword
Judge whether the consumption plan is a month consumption plan;
If the consumption plan is moon consumption plan, the consumption type and corresponding plan spending amount are obtained, as the moon
Consumption type and plan moon spending amount, wherein the moon consumption type includes Investment & Financing, tourism or shopping;
When the moon consumption type is Investment & Financing, the plan moon spending amount is obtained as the financing amount of money, based on described
It manages money matters the amount of money, searches for corresponding finance product in the financial client end of pre-association, and the finance product pushed to described
Present terminal.
6. the generation method of electronics account book as claimed in claim 5, which is characterized in that if the consumption plan disappears for the moon
Take plan, then obtain the consumption type and corresponding plan spending amount, as moon consumption type and plan moon spending amount,
Wherein, after the moon consumption type includes the steps that Investment & Financing, tourism or does shopping, further includes:
When the moon consumption type is tourism, the plan moon spending amount is obtained as the tourism amount of money, is based on the tourism
The amount of money, searches for the recommendation travel party of present period in the travelling client of pre-association, and the recommendation travel party is pushed to
The present terminal.
7. such as the generation method of electronics account book described in any one of claims 1 to 6, which is characterized in that described to detect
When present terminal receives consumption order, the consumption information in the consumption order is obtained, wherein the consumption information includes receiving
The step of branch attribute and payment accounts includes:
When detecting that present terminal receives consumption order, the consumption information in the consumption order is obtained, and judge whether
There are preset electronic account books;
The preset electronic account book if it does not exist, then generate electronics account book, as preset electronic account book, and according to the revenue and expenditure category
Property, increase the corresponding income record of the payment accounts or expenditure record newly in the preset electronic account book;
The preset electronic account book if it exists, then obtain the consumption information in the consumption order, wherein the consumption information packet
Include revenue and expenditure attribute, payment accounts, spending amount, consumption time and consumption type;
It is described according to the revenue and expenditure attribute, increase the corresponding income record of the payment accounts or expenditure newly in preset electronic account book
Record, and according to preset data form, consumption information correspondence is stored into the corresponding region into the preset electronic account book
The step of specifically include:
According to the revenue and expenditure attribute, the corresponding income record of the payment accounts or expenditure are increased newly in the preset electronic account book
Record;
According to preset data form, by spending amount, consumption time, consumption type and the payment accounts in the consumption information
Store the corresponding region into the preset electronic account book.
8. a kind of generating means of electronics account book, which is characterized in that the generating means of the electronics account book include:
Data obtaining module, for when detecting that present terminal receives consumption order, obtaining disappearing in the consumption order
Charge information, wherein the consumption information includes revenue and expenditure attribute and payment accounts;
Consumer record module, for it is corresponding to increase the payment accounts newly in preset electronic account book according to the revenue and expenditure attribute
Income record or expenditure record, and according to preset data form, consumption information correspondence is stored to the preset electronic account
Corresponding region in this;
Enquiry module is consumed, for according to default display format, corresponding to display institute when receiving the inquiry instruction of user's triggering
State the consumption information in preset electronic account book.
9. a kind of generating device of electronics account book, which is characterized in that the generating device of the electronics account book includes processor, storage
It device and is stored on the memory and can be by the generation program for the electronics account book that the processor executes, wherein the electricity
When the generation program of sub- account book is executed by the processor, realizing the electronics account book as described in any one of claims 1 to 7
The step of generation method.
10. a kind of computer readable storage medium, which is characterized in that be stored with electronics account on the computer readable storage medium
This generation program, wherein realizing when the generation program of the electronics account book is executed by processor as appointed in claim 1 to 7
The step of generation method of electronics account book described in one.
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