Summary of the invention
Disclosure embodiment provides a kind of consumption data recording method and device.
According to the first aspect of disclosure embodiment, provide a kind of consumption data recording method, described method comprises:
The sequence information of the mobile payment of receiving terminal, described sequence information comprises the geographical location information that described mobile payment occurs;
The consumption type of described mobile payment is analyzed according to described sequence information;
Described consumption type is pushed to described terminal, and described terminal is used for the bill generating corresponding described mobile payment according to described consumption type.
In the present embodiment, when user uses terminal to carry out mobile payment, the sequence information of the current geographical location information of this mobile payment is sent to network side by terminal, analyzed the consumption type of this mobile payment according to sequence information and geographical location information by network side, and consumption type is fed back to terminal, terminal can generate a bill automatically according to consumption type.Like this, without the need to user's manual unlocking book keeping operation software typing bill information, terminal just can complete book keeping operation automatically, decreases the troublesome operation of user.In addition, for the All Activity adopting terminal to carry out mobile payment, can record, completely can preserve all consumer records of user.
Optionally, the described consumption type analyzing described mobile payment according to described sequence information and described geographical location information, comprising:
Transaction Information and described geographical location information is extracted from described sequence information;
Obtain the sequence information of historical record, the sequence information of described historical record comprises the sequence information of the mobile payment of historical record and the geographical location information paid that is moved;
The sequence information of the described Transaction Information extracted and described geographical location information and described historical record is compared, obtains the consumption type of described mobile payment.
In possibility, network side extracts the relevant Transaction Information of this mobile payment transaction and geographical location information from sequence information, Transaction Information comprises merchant information, merchandise news, exchange hour, dealing money etc., the Transaction Information of this mobile payment and geographical location information and historical record are compared, to determine the consumption type of this mobile payment.Consumption type is fed back to terminal by network side, and terminal generates a bill automatically.Like this, without the need to user's manual unlocking book keeping operation software typing bill information, terminal just can complete book keeping operation automatically, decreases the troublesome operation of user.In addition, for the All Activity adopting terminal to carry out mobile payment, can record, completely can preserve all consumer records of user.
Optionally, when described mobile payment be pay the bill to merchant transaction time, described Transaction Information comprises merchant information and/or merchandise news, and described Transaction Information also comprises exchange hour;
When described mobile payment is remitted money for transferring accounts, described Transaction Information comprises the sequence information of beneficiary information, exchange hour and dealing money historical record.
Optionally, described method also comprises:
The sequence information of described mobile payment and consumption type are stored in the sequence information of described historical record.
In possibility, network side stores the sequence information of the mobile payment that terminal is uploaded and consumption type, as the analysis foundation of the follow-up consumption type to mobile payment, makes it possible to the consumption type determining each mobile payment more exactly.
According to the second aspect of disclosure embodiment, provide a kind of consumption data recording method, be applied to terminal, described method comprises:
Obtain the Transaction Information of mobile payment;
There is the geographical location information of described mobile payment in record;
The sequence information comprising described Transaction Information and described geographical location information is sent to network side;
Receive the consumption type that described network side pushes, described consumption type is obtained according to described sequence information and described geographical location information analysis by described network side;
The bill of described mobile payment is generated according to described consumption type.
In the present embodiment, when user carries out mobile payment, the Transaction Information that the automatic record move of terminal pays and current geographical location information, and by network side that these information are uploaded, network side can analyze the consumption type of this payment according to sequence information and geographical location information, and consumption type is fed back to terminal, terminal generates a bill automatically.Like this, without the need to user's manual unlocking book keeping operation software typing bill information, terminal just can complete book keeping operation automatically, decreases the troublesome operation of user.In addition, for the All Activity adopting terminal to carry out mobile payment, can record, completely can preserve all consumer records of user.
Optionally, the described bill generating described mobile payment according to described consumption type, comprising:
Receive the selected operation at least two consumption types received, obtain the consumption type selected;
The bill of described mobile payment is generated according to described selected consumption type.
In possibility, when network side recommends multiple consumption type, user can choose one of them consumption type as this mobile payment, and terminal generates bill information according to selected consumption type.Like this, make the bill information of generation more accurate, more meet the real consumption situation of user.
According to the third aspect of disclosure embodiment, a kind of consumption data pen recorder is provided, comprises:
Receiver module, for the sequence information of the mobile payment of receiving terminal, described sequence information comprises the geographical location information that described mobile payment occurs;
Analysis module, for analyzing the consumption type of described mobile payment according to described sequence information;
Pushing module, for described consumption type is pushed to described terminal, described terminal is used for the bill generating corresponding described mobile payment according to described consumption type.
Optionally, described analysis module comprises:
Extract submodule, for extracting Transaction Information and described geographical location information from described sequence information;
Obtain submodule, for obtaining the sequence information of historical record, the sequence information of described historical record comprises the sequence information of the mobile payment of historical record and the geographical location information paid that is moved;
Comparison sub-module, for the sequence information of the described Transaction Information extracted and described geographical location information and described historical record being compared, obtains the consumption type of described mobile payment.
Optionally, described device also comprises:
Memory module, for being stored into the sequence information of described mobile payment and consumption type in the sequence information of described historical record.
According to the fourth aspect of disclosure embodiment, a kind of consumption data pen recorder is provided, comprises:
Acquisition module, for obtaining the Transaction Information of mobile payment;
Logging modle, for recording the geographical location information that described mobile payment occurs;
Sending module, for being sent to network side by the sequence information comprising described Transaction Information and described geographical location information;
First receiver module, for receiving the consumption type that described network side pushes, described consumption type is obtained according to described sequence information and described geographical location information analysis by described network side;
Generation module, for generating the bill of described mobile payment according to described consumption type.
Optionally, described generation module comprises:
Receiving submodule, for receiving the selected operation at least two consumption types described in receiving, obtaining the consumption type that user selectes;
Generate submodule, for generating the bill of described mobile payment according to described selected consumption type.
According to the 5th aspect of disclosure embodiment, a kind of consumption data pen recorder is provided, comprises:
Processor;
For the storer of storage of processor executable instruction;
Wherein, described processor is configured to:
The sequence information of the mobile payment of receiving terminal, described sequence information comprises the geographical location information that described mobile payment occurs;
The consumption type of described mobile payment is analyzed according to described sequence information;
Described consumption type is pushed to described terminal, and described terminal is used for the bill generating corresponding described mobile payment according to described consumption type.
According to the 6th aspect of disclosure embodiment, a kind of consumption data pen recorder is provided, comprises:
Processor;
For the storer of storage of processor executable instruction;
Wherein, described processor is configured to:
Obtain the Transaction Information of mobile payment;
There is the geographical location information of described mobile payment in record;
The sequence information comprising described Transaction Information and described geographical location information is sent to network side;
Receive the consumption type that described network side pushes, described consumption type is obtained according to described sequence information and described geographical location information analysis by described network side;
The bill of described mobile payment is generated according to described consumption type.
Should be understood that, it is only exemplary and explanatory that above general description and details hereinafter describe, and can not limit the disclosure.
Embodiment
Here will be described exemplary embodiment in detail, its sample table shows in the accompanying drawings.When description below relates to accompanying drawing, unless otherwise indicated, the same numbers in different accompanying drawing represents same or analogous key element.Embodiment described in following exemplary embodiment does not represent all embodiments consistent with the disclosure.On the contrary, they only with as in appended claims describe in detail, the example of apparatus and method that aspects more of the present disclosure are consistent.
Fig. 1 is the process flow diagram of a kind of consumption data recording method according to an exemplary embodiment, and as shown in Figure 1, consumption data recording method is used for network side, comprises the following steps.
In step s 11, the sequence information of the mobile payment of receiving terminal, sequence information comprises the geographical location information being moved and paying.
In step s 12, the consumption type of mobile payment is analyzed according to sequence information.
In step s 13, consumption type is pushed to terminal, terminal is used for the bill generating corresponding mobile payment according to described consumption type.
In the present embodiment, when user uses terminal to carry out mobile payment, the sequence information of the geographical location information comprising this mobile payment is sent to network side by terminal, analyzed the consumption type of this mobile payment according to sequence information by network side, and consumption type is fed back to terminal, terminal can generate a bill automatically.Like this, without the need to user's manual unlocking book keeping operation software typing bill information, terminal just can complete book keeping operation automatically, decreases the troublesome operation of user.In addition, for the All Activity adopting terminal to carry out mobile payment, can record, completely can preserve all consumer records of user.
Fig. 2 is the process flow diagram of a kind of consumption data recording method according to another exemplary embodiment, and as shown in Figure 2, optionally, above-mentioned steps S12 comprises:
In the step s 21, from sequence information, Transaction Information and geographical location information is extracted;
In step S22, obtain the sequence information of historical record, the sequence information of historical record comprises the sequence information of the mobile payment of historical record and the geographical location information paid that is moved;
In step S23, the sequence information of the Transaction Information of extraction and geographical location information and historical record is compared, obtains the consumption type of mobile payment.
In possibility, network side extracts the relevant Transaction Information of this mobile payment transaction and geographical location information from sequence information, Transaction Information comprises merchant information, merchandise news, exchange hour, dealing money etc., the Transaction Information of this mobile payment and geographical location information and historical record are compared, to determine the consumption type of this mobile payment.Consumption type is fed back to terminal by network side, and terminal generates a bill automatically.Like this, without the need to user's manual unlocking book keeping operation software typing bill information, terminal just can complete book keeping operation automatically, decreases the troublesome operation of user.In addition, for the All Activity adopting terminal to carry out mobile payment, can record, completely can preserve all consumer records of user.
In the present embodiment, mobile payment can pay for using the mode of mobile phone wallet, also can for being used in line transaction, and the mode that such as Alipay is transferred accounts is concluded the business, or uses near field to pay, and the mode as i Phone apple pay pays.
The present embodiment can be applied in following two kinds of scenes: one, user pays the bill to merchant transaction, such as: user carries out shopping online in terminal, payment for goods is paid to seller, or have a meal in restaurant, squared for one's meal by mobile-phone payment mode, or do shopping in convenience store, paid the bill by mobile-phone payment mode, etc.Two, the remittance of transferring accounts between user, if multiple user is after having a meal in restaurant, is transferred accounts the payment for food of AA to the user etc. paid by mobile phone.
Optionally, when mobile payment be pay the bill to merchant transaction time, Transaction Information comprises merchant information and/or merchandise news, and described Transaction Information also comprises exchange hour.
Such as, user logs in Amazon by mobile phone and buys books, and the sequence information of record comprises: merchant information is Amazon, merchandise news is " dictionary of idioms ", and exchange hour is 10:30 on November 28th, 2014, and dealing money is 50 yuan, user ID is slxxx, etc.The geographical location information at current place is XX mansion, Haidian District, Beijing City.
After network side gets sequence information and geographical location information, merchant information is extracted from sequence information, merchandise news and exchange hour, these information are compared together with the sequence information of geographical location information with historical record, obtains the consumption type of the machine mobile payment for " shopping book ".
Again such as, the dinner cost that user is had a meal in restaurant by mobile-phone payment, the sequence information of record comprises: merchant information is XX dining room, and merchandise news is set meal 1, and exchange hour is 12:00 on November 28th, 2014, and dealing money is 30 yuan, and user ID is slxxx, etc.The geographical location information at current place is XX XX dining room, XX road, Haidian District, Beijing City.
After network side gets sequence information and geographical location information, merchant information is extracted from sequence information, merchandise news and exchange hour, these information are compared together with the sequence information of geographical location information with historical record, obtains the consumption type of the machine mobile payment for " having a meal ".
In possibility, for the situation that terminal user pays the bill to merchant transaction in the mode of mobile payment, network side can analyze the consumption type of this payment according to Transaction Information and geographical location information, and consumption type is fed back to terminal, and terminal generates a bill automatically.Like this, without the need to user's manual unlocking book keeping operation software typing bill information, terminal just can complete book keeping operation automatically, decreases the troublesome operation of user.In addition, for the All Activity adopting terminal to carry out mobile payment, can record, completely can preserve all consumer records of user.
Optionally, when mobile payment is remitted money for transferring accounts, Transaction Information comprises beneficiary information, exchange hour and dealing money.Such as, user has a meal together with multiple colleague, and pay dinner cost by one of them colleague, the dinner cost dealt with is transferred accounts to this colleague by mobile phone wallet software by other people.At this moment, sequence information comprises: beneficiary information is an XX, and exchange hour is 12:30 on November 28th, 2014, and dealing money is 30 yuan, and user ID is slxxx, etc.The geographical location information at current place is XX XX dining room, XX road, Haidian District, Beijing City.
After network side gets sequence information and geographical location information, from sequence information, extract beneficiary information for XX, according to the sequence information of historical record, determine beneficiary with the transaction relationship of terminal user be together with the colleague that has a meal.The consumption type of the machine mobile payment is obtained for " have a meal AA " according to transaction relationship, exchange hour, dealing money and geographical location information analysis.
In possibility, in the mode of mobile payment, the situation of remitting money of transferring accounts is carried out for terminal user, network side can analyze the consumption type of this payment according to Transaction Information and geographical location information, and consumption type is fed back to terminal, and terminal generates a bill automatically.Like this, without the need to user's manual unlocking book keeping operation software typing bill information, terminal just can complete book keeping operation automatically, decreases the troublesome operation of user.In addition, for the All Activity adopting terminal to carry out mobile payment, can record, completely can preserve all consumer records of user.
Optionally, the method also comprises: the sequence information of described mobile payment and consumption type are stored in the sequence information of described historical record.
In possibility, network side stores the sequence information of the mobile payment that terminal is uploaded and consumption type, as the analysis foundation of the follow-up consumption type to mobile payment, makes it possible to the consumption type determining each mobile payment more exactly.
Optionally, in the network side, training study can also be carried out to historical trading data, obtain the determinant of various consumption type, utilize these determinants, judge the consumption type of mobile payment, thus determine the consumption type of each mobile payment more fast and accurately.
Fig. 3 is the process flow diagram of a kind of consumption data recording method according to an exemplary embodiment, and as shown in Figure 3, consumption data recording method is used for, in terminal, comprising the following steps.
In step S31, obtain the Transaction Information of mobile payment.
In step s 32, the geographical location information being moved and paying is recorded.
In step S33, the sequence information comprising Transaction Information and geographical location information is sent to network side.
In step S34, receive the consumption type that network side pushes, consumption type is obtained according to sequence information and geographical location information analysis by network side.
In step s 35, the bill of mobile payment is generated according to consumption type.
In the present embodiment, when user carries out mobile payment, terminal records the sequence information of the geographical location information comprising this mobile payment automatically, and by network side that these information are uploaded, network side can analyze the consumption type of this payment according to sequence information, and consumption type is fed back to terminal, terminal generates a bill automatically.Like this, without the need to user's manual unlocking book keeping operation software typing bill information, terminal just can complete book keeping operation automatically, decreases the troublesome operation of user.In addition, for the All Activity adopting terminal to carry out mobile payment, can record, completely can preserve all consumer records of user.
Fig. 4 is the process flow diagram of a kind of consumption data recording method according to another exemplary embodiment, and as shown in Figure 4, optionally, above-mentioned steps S35 comprises:
In step S41, receive the selected operation at least two consumption types received, obtain the consumption type selected;
In step S42, generate the bill of mobile payment according to selected consumption type.
In possibility, when network side recommends multiple consumption type, user can choose one of them consumption type as this mobile payment, and terminal generates bill information according to selected consumption type.Like this, make the bill information of generation more accurate, more meet the real consumption situation of user.
Fig. 5 is the block diagram of a kind of consumption data pen recorder according to an exemplary embodiment.As shown in Figure 5, this device comprises receiver module 51, analysis module 52 and pushing module 53.
Receiver module 51 is configured to the sequence information of the mobile payment of receiving terminal, and described sequence information comprises the geographical location information that described mobile payment occurs;
Analysis module 52 is configured to the consumption type analyzing described mobile payment according to described sequence information;
Pushing module 53 is configured to described consumption type to be pushed to described terminal, and described terminal is used for the bill generating corresponding described mobile payment according to described consumption type.
Fig. 6 is the block diagram of the analysis module according to an exemplary embodiment.As shown in Figure 6, optionally, analysis module 52 comprises:
Extract submodule 61 to be configured to from described sequence information, extract Transaction Information and described geographical location information;
Obtain the sequence information that submodule 62 is configured to obtain historical record, the sequence information of described historical record comprises the sequence information of the mobile payment of historical record and the geographical location information paid that is moved;
Comparison sub-module 63 is configured to the sequence information of the described Transaction Information extracted and described geographical location information and described historical record to compare, and obtains the consumption type of described mobile payment.
Fig. 7 is the block diagram of a kind of consumption data pen recorder according to another exemplary embodiment.As shown in Figure 7, optionally, this device also comprises:
Memory module 54 is configured to the sequence information of described mobile payment and consumption type to be stored in the sequence information of described historical record.
Fig. 8 is the block diagram of a kind of consumption data pen recorder according to an exemplary embodiment.As shown in Figure 8, this device comprises acquisition module 81, logging modle 82, sending module 83, receiver module 84 and generation module 85.
Acquisition module 81 is configured to the Transaction Information obtaining mobile payment;
Logging modle 82 is configured to record the geographical location information that described mobile payment occurs;
Sending module 83 is configured to the sequence information comprising described Transaction Information and described geographical location information to be sent to network side;
Receiver module 84 is configured to the consumption type receiving the propelling movement of described network side, and described consumption type is obtained according to described sequence information and described geographical location information analysis by described network side;
Generation module 85 is configured to the bill generating described mobile payment according to described consumption type.
Fig. 9 is the block diagram of the generation module according to an exemplary embodiment.As shown in Figure 9, optionally, generation module 85 comprises:
Receive submodule 91 to be configured to receive the selected operation at least two consumption types described in receiving, obtain the consumption type that user selectes;
Generate submodule 92 and be configured to the bill generating described mobile payment according to described selected consumption type.
About the device in above-described embodiment, wherein the concrete mode of modules executable operations has been described in detail in about the embodiment of the method, will not elaborate explanation herein.
Figure 10 is the block diagram of a kind of device for consumer record according to an exemplary embodiment.Such as, device 1000 can be mobile phone, computing machine, digital broadcast terminal, messaging devices, game console, tablet device, Medical Devices, body-building equipment, personal digital assistant etc.
As shown in Figure 10, device 1000 can comprise following one or more assembly: processing components 1002, storer 1004, power supply module 1006, multimedia groupware 1008, audio-frequency assembly 1010, the interface 1012 of I/O (I/O), sensor module 1014, and communications component 1016.
The integrated operation of the usual control device 1000 of processing components 1002, such as with display, call, data communication, camera operation and record operate the operation be associated.Processing components 1002 can comprise one or more processor 1020 to perform instruction, to complete all or part of step of the method for previously described end side.In addition, processing components 1002 can comprise one or more module, and what be convenient between processing components 1002 and other assemblies is mutual.Such as, processing components 1002 can comprise multi-media module, mutual with what facilitate between multimedia groupware 1008 and processing components 1002.
Storer 1004 is configured to store various types of data to be supported in the operation of equipment 1000.The example of these data comprises for any application program of operation on device 1000 or the instruction of method, contact data, telephone book data, message, picture, video etc.Storer 1004 can be realized by the volatibility of any type or non-volatile memory device or their combination, as static RAM (SRAM), Electrically Erasable Read Only Memory (EEPROM), Erasable Programmable Read Only Memory EPROM (EPROM), programmable read only memory (PROM), ROM (read-only memory) (ROM), magnetic store, flash memory, disk or CD.
The various assemblies that power supply module 1006 is device 1000 provide electric power.Power supply module 1006 can comprise power-supply management system, one or more power supply, and other and the assembly generating, manage and distribute electric power for device 1000 and be associated.
Multimedia groupware 1008 is included in the screen providing an output interface between described device 1000 and user.In certain embodiments, screen can comprise liquid crystal display (LCD) and touch panel (TP).If screen comprises touch panel, screen may be implemented as touch-screen, to receive the input signal from user.Touch panel comprises one or more touch sensor with the gesture on sensing touch, slip and touch panel.Described touch sensor can the border of not only sensing touch or sliding action, but also detects the duration relevant to described touch or slide and pressure.In certain embodiments, multimedia groupware 1008 comprises a front-facing camera and/or post-positioned pick-up head.When equipment 1000 is in operator scheme, during as screening-mode or video mode, front-facing camera and/or post-positioned pick-up head can receive outside multi-medium data.Each front-facing camera and post-positioned pick-up head can be fixing optical lens systems or have focal length and optical zoom ability.
Audio-frequency assembly 1010 is configured to export and/or input audio signal.Such as, audio-frequency assembly 1010 comprises a microphone (MIC), and when device 1000 is in operator scheme, during as call model, logging mode and speech recognition mode, microphone is configured to receive external audio signal.The sound signal received can be stored in storer 1004 further or be sent via communications component 1016.In certain embodiments, audio-frequency assembly 1010 also comprises a loudspeaker, for output audio signal.
I/O interface 1012 is for providing interface between processing components 1002 and peripheral interface module, and above-mentioned peripheral interface module can be keyboard, some striking wheel, button etc.These buttons can include but not limited to: home button, volume button, start button and locking press button.
Sensor module 1014 comprises one or more sensor, for providing the state estimation of various aspects for device 1000.Such as, sensor module 1014 can detect the opening/closing state of equipment 1000, the relative positioning of assembly, such as described assembly is display and the keypad of device 1000, the position of all right pick-up unit 1000 of sensor module 1014 or device 1000 assemblies changes, the presence or absence that user contacts with device 1000, the temperature variation of device 1000 orientation or acceleration/deceleration and device 1000.Sensor module 1014 can comprise proximity transducer, be configured to without any physical contact time detect near the existence of object.Sensor module 1014 can also comprise optical sensor, as CMOS or ccd image sensor, for using in imaging applications.In certain embodiments, this sensor module 1014 can also comprise acceleration transducer, gyro sensor, Magnetic Sensor, pressure transducer or temperature sensor.
Communications component 1016 is configured to the communication being convenient to wired or wireless mode between device 1000 and other equipment.Device 1000 can access the wireless network based on communication standard, as WiFi, 2G or 3G, or their combination.In one exemplary embodiment, communications component 1016 receives from the broadcast singal of external broadcasting management system or broadcast related information via broadcast channel.In one exemplary embodiment, described communications component 1016 also comprises near-field communication (NFC) module, to promote junction service.Such as, can based on radio-frequency (RF) identification (RFID) technology in NFC module, Infrared Data Association (IrDA) technology, ultra broadband (UWB) technology, bluetooth (BT) technology and other technologies realize.
In the exemplary embodiment, device 1000 can be realized, for performing said method by one or more application specific integrated circuit (ASIC), digital signal processor (DSP), digital signal processing appts (DSPD), programmable logic device (PLD) (PLD), field programmable gate array (FPGA), controller, microcontroller, microprocessor or other electronic components.
In the exemplary embodiment, additionally provide a kind of non-transitory computer-readable recording medium comprising instruction, such as, comprise the storer 1004 of instruction, above-mentioned instruction can have been performed the method for previously described end side by the processor 1020 of device 1000.Such as, described non-transitory computer-readable recording medium can be ROM, random access memory (RAM), CD-ROM, tape, floppy disk and optical data storage devices etc.
Figure 11 is the block diagram of a kind of device for consumer record according to an exemplary embodiment.Such as, device 1100 may be provided in a server.With reference to Figure 11, device 1100 comprises processing components 1122, and it comprises one or more processor further, and the memory resource representated by storer 1132, can such as, by the instruction of the execution of processing components 1122, application program for storing.The application program stored in storer 1132 can comprise each module corresponding to one group of instruction one or more.In addition, processing components 1122 is configured to perform instruction, with the consumption data recording method of the network side described in performing above.
Device 1100 can also comprise the power management that a power supply module 1126 is configured to actuating unit 1100, and a wired or wireless network interface 1150 is configured to device 1100 to be connected to network, and input and output (I/O) interface 1158.Device 1100 can operate the operating system based on being stored in storer 1332, such as Windows ServerTM, Mac OS XTM, UnixTM, LinuxTM, FreeBSDTM or similar.
Those skilled in the art, at consideration instructions and after putting into practice invention disclosed herein, will easily expect other embodiment of the present disclosure.The application is intended to contain any modification of the present disclosure, purposes or adaptations, and these modification, purposes or adaptations are followed general principle of the present disclosure and comprised the undocumented common practise in the art of the disclosure or conventional techniques means.Instructions and embodiment are only regarded as exemplary, and true scope of the present disclosure and spirit are pointed out by claim below.
Should be understood that, the disclosure is not limited to precision architecture described above and illustrated in the accompanying drawings, and can carry out various amendment and change not departing from its scope.The scope of the present disclosure is only limited by appended claim.