CN103810595A - Information verification method and device - Google Patents
Information verification method and device Download PDFInfo
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- CN103810595A CN103810595A CN201410037491.7A CN201410037491A CN103810595A CN 103810595 A CN103810595 A CN 103810595A CN 201410037491 A CN201410037491 A CN 201410037491A CN 103810595 A CN103810595 A CN 103810595A
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- predetermined keyword
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- authorization information
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/322—Aspects of commerce using mobile devices [M-devices]
- G06Q20/3221—Access to banking information through M-devices
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
Abstract
The invention discloses an information verification method and device, and belongs to the technical field of computers. The information verification method includes the steps: scanning verification information in a terminal and screening out preset keywords including bank names and short words related to bank card tail numbers; acquiring user information; transmitting verification requests to verification servers corresponding to the bank names in the preset keywords, determining the bank card numbers by the verification servers according to the preset keywords and the user information, and finishing verification of the bank card numbers. The bound needed information is automatically acquired according to the verification information and transmitted to the verification servers, the method solves the problems of high input difficulty, low efficiency and easiness in wrong input in the verification process of a phone wallet bound card in related technology, the input difficulty can be reduced, and verification efficiency can be improved.
Description
Technical field
The disclosure relates to field of computer technology, particularly a kind of Information Authentication method and device.
Background technology
Along with popularizing of mobile phone application, mobile phone wallet has been accepted by users and has been used.Payment for the ease of mobile phone wallet is used, and conventionally mobile phone wallet and bank card can be bound, and the mobile phone wallet said is here the payment accounts that can be used for mobile-phone payment.
In the process that mobile phone wallet and bank card are bound, can comprise proof procedure and binding procedure, and proof procedure is generally: in the time that needs are bound bank card, user need to input complicated user profile continuously at mobile phone terminal, select bank such as comprising, input bank card number, name, ID (identity number) card No., phone number, the information such as date of expiration and security code, mobile phone terminal sends to these information the authentication server of the corresponding bank of bank card, authentication server is in the information that authenticates to user input all effectively in situation, authorization information is fed back to the binding server for binding payment accounts, binding procedure generally includes: binding server, after receiving the authorization information of authentication server transmission, is bound payment accounts and bank card.
Inventor is realizing in process of the present disclosure, find that correlation technique at least exists following defect: in the proof procedure in the time that mobile phone wallet and bank card are bound, need user to input more information, owing to being subject to the restriction of mobile phone screen size, therefore input that difficulty is large, efficiency is low, and easily occur erroneous input.
Summary of the invention
Tie up in the proof procedure of card at mobile phone wallet in order to solve in correlation technique, input difficulty is large, efficiency is low and easily occur the problem of erroneous input, and the disclosure provides a kind of Information Authentication method and device.Described technical scheme is as follows:
According to the first aspect of disclosure embodiment, a kind of Information Authentication method is provided, comprising:
Authorization information in terminal is scanned, filter out predetermined keyword, described predetermined keyword comprises Bank Name and the short word relevant to bank card tail number;
Obtain user profile;
Send checking request to the authentication server corresponding with described Bank Name in described predetermined keyword, in described checking request, include described predetermined keyword and described user profile, determine bank's card number by described authentication server according to described predetermined keyword and described user profile, complete the checking to described bank card number.
Optionally, described authorization information in terminal is scanned, comprising:
In each authorization information from described terminal, choose the authorization information conforming to a predetermined condition, the communication identifier that described predetermined condition is described authorization information is the mark for providing authorization information to serve arranging for bank;
The described authorization information selecting is scanned.
Optionally, also comprise:
Show at least one group of predetermined keyword filtering out;
Receive to show wherein one group of predetermined keyword is selected time the checking instruction that produces, using one group of predetermined keyword selecting as sending the predetermined keyword using when described checking request.
Optionally, at least one group of predetermined keyword that described demonstration filters out, comprising:
What calculating sifting went out has the quantity of the authorization information of predetermined keyword on the same group, the quantity using the quantity of described authorization information as every group of predetermined keyword; According to the quantity of every group of predetermined keyword, descendingly show successively each group of predetermined keyword;
Or,
Determine the nearest time of reception of the every group of corresponding authorization information of predetermined keyword filtering out; According to every group of corresponding nearest time of reception of predetermined keyword, from the close-by examples to those far off show successively each group of predetermined keyword.
Optionally, also comprise:
Show described user profile and one group of predetermined keyword selecting;
Receive for determine described user profile and described in one group of confirmation that predetermined keyword is correct selecting, carry out the described step that sends checking request to the authentication server corresponding with described Bank Name.
Optionally, described in obtain user profile, comprising:
Obtain the communication identifier that described terminal has; Or,
Obtain the communication identifier that described terminal has, and obtain address name from the authorization information corresponding with described predetermined keyword.
Optionally, also comprise:
Generate and show for pointing out user to select the information of whether verifying;
Receive the scan instruction producing while selecting to verify according to described information;
After receiving described scan instruction, carry out the described step that authorization information in terminal is scanned.
According to the second aspect of disclosure embodiment, a kind of Information Authentication device is provided, comprising:
Scan module, scans for the authorization information to terminal, filters out predetermined keyword, and described predetermined keyword comprises Bank Name and the short word relevant to bank card tail number;
Acquisition module, for obtaining user profile;
Sending module, send checking request for the authentication server to corresponding with the described Bank Name of described predetermined keyword, in described checking request, include described predetermined keyword and described user profile, determine bank's card number by described authentication server according to described predetermined keyword and described user profile, complete the checking to described bank card number.
Optionally, described scan module, comprising:
Choose unit, for choose the authorization information conforming to a predetermined condition from each authorization information of described terminal, the communication identifier that described predetermined condition is described authorization information is the communication identifier for providing authorization information to serve arranging for bank;
Scanning element, for scanning the described authorization information selecting.
Optionally, also comprise:
The first display module, at least one group of predetermined keyword that shows that described scan module filters out;
The first receiver module, for receive to show wherein one group of predetermined keyword is selected time the checking instruction that produces, using one group of predetermined keyword selecting as sending the predetermined keyword using when described checking request;
Optionally, described the first display module, comprising:
Computing unit, what go out for calculating sifting has the quantity of the authorization information of predetermined keyword on the same group, the quantity using the quantity of described authorization information as every group of predetermined keyword; The first display unit, for the quantity of every group of predetermined keyword calculating according to described computing unit, descendingly shows each group of predetermined keyword successively;
Or,
Determining unit, for determining the nearest time of reception of the every group of corresponding authorization information of predetermined keyword filtering out; The second display unit, for the corresponding nearest time of reception of every group of predetermined keyword of determining according to described determining unit, from the close-by examples to those far off shows each group of predetermined keyword successively.
Optionally, also comprise:
The second display module, for showing described user profile and one group of predetermined keyword selecting;
The second receiver module, for receive for determine described user profile and described in one group of confirmation that predetermined keyword is correct selecting.
Optionally, described acquisition module, comprising:
The first acquiring unit, the communication identifier having for obtaining described terminal; Or,
Second acquisition unit, the communication identifier having for obtaining described terminal, and obtain address name from the authorization information corresponding with described predetermined keyword.
Optionally, also comprise:
Generation module, for generating and showing for pointing out user to select the information of whether verifying;
The 3rd receiver module, the scan instruction producing while selecting to verify according to described information for receiving;
Described scan module, also, for after receiving described scan instruction, scans the authorization information existing in described terminal.
According to the third aspect of disclosure embodiment, a kind of Information Authentication device is provided, comprising:
Processor;
For storing the storer of described processor executable;
Wherein, described processor is configured to:
Authorization information in terminal is scanned, filter out predetermined keyword, described predetermined keyword comprises Bank Name and the short word relevant to bank card tail number;
Obtain user profile;
Send checking request to the authentication server corresponding with described Bank Name in described predetermined keyword, in described checking request, include described predetermined keyword and described user profile, determine bank's card number by described authentication server according to described predetermined keyword and described user profile, complete the checking to described bank card number.
The technical scheme that embodiment of the present disclosure provides can comprise following beneficial effect:
By the authorization information in end of scan, automatic analysis goes out bank and corresponding bank card tail number, and other user profile of automatic acquisition, and the information of these automatic acquisitions is sent to the corresponding authentication server of bank, completes the checking to information such as bank cards; Solved in correlation technique and tied up in the proof procedure of card at mobile phone wallet, input difficulty is large, efficiency is low and easily occur the problem of erroneous input; Due to the effect that originally needs the information that user inputs all can to arrive by automatic acquisition, therefore reached can reduce input difficulty, improve verification efficiency.
Should be understood that, it is only exemplary that above general description and details are hereinafter described, and can not limit the disclosure.
Accompanying drawing explanation
Accompanying drawing is herein merged in instructions and forms the part of this instructions, shows embodiment according to the invention, and is used from and explains principle of the present invention in instructions one.
Fig. 1 is the schematic diagram of the implementation environment related according to a kind of Information Authentication method shown in part exemplary embodiment;
Fig. 2 is according to the process flow diagram of a kind of Information Authentication method shown in an exemplary embodiment;
Fig. 3 A is according to the process flow diagram of a kind of Information Authentication method shown in another exemplary embodiment;
Fig. 3 B is according to the schematic diagram of the information that is shown to user shown in an exemplary embodiment;
Fig. 3 C is according to the schematic diagram that shows each group of predetermined keyword shown in an exemplary embodiment;
Fig. 3 D is according to the schematic diagram of the list of the predetermined keyword that shows user profile and selection shown in an exemplary embodiment;
Fig. 4 is according to the schematic diagram of a kind of Information Authentication device shown in an exemplary embodiment;
Fig. 5 is according to the schematic diagram of a kind of Information Authentication device shown in another exemplary embodiment;
Fig. 6 is according to the schematic diagram of a kind of device for Information Authentication shown in an exemplary embodiment.
Embodiment
Here will at length describe exemplary embodiment, its sample table shows in the accompanying drawings.When description below relates to accompanying drawing, unless separately there is expression, the same numbers in different accompanying drawings represents same or analogous key element.Embodiment described in following exemplary embodiment does not represent all embodiments consistent with the present invention.On the contrary, they are only and the example of apparatus and method as consistent in some aspects that described in detail in appended claims, of the present invention.
Fig. 1 is the schematic diagram of the implementation environment related according to a kind of Information Authentication method shown in part exemplary embodiment, and as shown in Figure 1, this implementation environment can comprise terminal 120 and authentication server 140.
Terminal 120 can be for receiving and preserve the electronic equipment of authorization information, this electronic equipment can be smart mobile phone, panel computer, intelligent television, E-book reader, MP3 player (Moving Picture Experts Group Audio Layer III, dynamic image expert compression standard audio frequency aspect 3), MP4(Moving Picture Experts Group Audio Layer IV, dynamic image expert compression standard audio frequency aspect 4) player, pocket computer on knee and desk-top computer etc.
Between terminal 120 and authentication server 140, can be connected by wireless network or cable network.
This implementation environment can also comprise binding server 160.Binding server 160 can be connected with authentication server 140 with terminal 120 respectively by cable network or wireless network.Binding server 160 can, after authentication server 140 verifies that bank card is correct, be bound the payment accounts in terminal 120 and bank card.Same, the binding server 160 said here can be a station server, or the server cluster being made up of some station servers, or a cloud computing service center.
Fig. 2 is according to the process flow diagram of a kind of Information Authentication method shown in an exemplary embodiment, and as shown in Figure 2, this Information Authentication method is applied in the terminal 120 in the implementation environment shown in Fig. 1, and this Information Authentication method can comprise the following steps.
In step 201, the authorization information in terminal is scanned, filter out predetermined keyword, predetermined keyword comprises Bank Name and the short word relevant to bank card tail number;
In step 202, obtain user profile;
In step 203, send checking request to the authentication server corresponding with Bank Name in predetermined keyword, in checking request, include predetermined keyword and user profile, determine bank's card number by authentication server according to predetermined keyword and user profile, complete the checking to bank's card number.
In sum, the Information Authentication method providing in disclosure embodiment, by the authorization information in end of scan, automatic analysis goes out bank and corresponding bank card tail number, and other user profile of automatic acquisition, the information of these automatic acquisitions is sent to the corresponding authentication server of bank, complete the checking to information such as bank cards; Solved in correlation technique and tied up in the proof procedure of card at mobile phone wallet, input difficulty is large, efficiency is low and easily occur the problem of erroneous input; Due to the effect that originally needs the information that user inputs all can to arrive by automatic acquisition, therefore reached can reduce input difficulty, improve verification efficiency.
Fig. 3 A is according to the process flow diagram of a kind of Information Authentication method shown in another exemplary embodiment, and as shown in Figure 3A, this Information Authentication method is applied in the terminal 120 in the implementation environment shown in Fig. 1, and this Information Authentication method can comprise the following steps.
In step 301, generate and show for pointing out user to select the information of whether verifying;
In the time that user attempts using mobile phone wallet for the first time, or when mobile phone wallet is not yet bound and needs are used, terminal can be pointed out the operation that whether needs to bind bank card for user, and terminal can generate and show for pointing out user to select the information of whether verifying.Here the payment accounts that the mobile phone wallet said uses when paying by mobile phone, the bank card said here can comprise debit card and the credit card etc. of issued by banks.
Generally, in information, can include for user and select the checking button of verifying and the cancel button of selecting to cancel checking for user, refer to shown in Fig. 3 B, it shows according to the schematic diagram of the information that is shown to user shown in an exemplary embodiment, includes checking button b2 and cancel button b4 in prompting frame as shown in Figure 3 B.
It should be noted that, in the bound process of mobile phone wallet, first be proof procedure, therefore the checking button is here equal to and selects for user the binding button of binding in practical application, also be after user selects to bind button, first carry out the proof procedure of following steps 302 to step 310.
In step 302, receive the scan instruction producing while selecting to verify according to information;
Still, referring to shown in Fig. 3 B, in the time that user selects to verify, can click checking button b2, corresponding, terminal can receive the scan instruction producing when user selects to verify according to information.
In step 303, after receiving scan instruction, in each authorization information from terminal, choose the authorization information conforming to a predetermined condition, the communication identifier that predetermined condition is authorization information is the communication identifier for providing authorization information to serve arranging for bank;
Generally, authorization information in terminal can be the note in inbox, corresponding communication identifier can be the transmission number for providing authorization information to serve arranging for bank, this is because the short message service of bank can send note to user conventionally frequently, such as, open after bank account user, on phone number from bank account to user that can fill in the time opening, send for pointing out user successfully to open the SMS Tips such as bank card; During also such as the amount of money on customer consumption bank card (can comprise credit card and the debit card of issued by banks), the short message service of bank can send and be used for pointing out user to consume the SMS Tips such as how many amounts when to this phone number.
In addition, content of interactive information in the instant messaging program of moving in mail that authorization information in terminal can receive for terminal, terminal or the webpage of the current login of terminal etc., generally, when authorization information be terminal receive mail time, corresponding communication identifier be for bank arrange for the email address of authorization information service is provided; In the time that authorization information is the interactive information in instant messaging program, corresponding communication identifier is to send account for the information for authorization information service is provided that bank arranges; In the time that authorization information is the content of webpage of the current login of terminal, corresponding communication identifier is the network address for providing authorization information to serve arranging for bank.
In actual applications, along with improving constantly of mobile phone storage capacity, the quantity of the authorization information of storing in mobile phone may be very many, therefore in order to improve sweep velocity, can first choose the authorization information that some conform to a predetermined condition, and the communication identifier of the authorization information of these symbol predetermined conditions is the communication identifiers for providing authorization information to serve that arrange for bank.This is because in order to bind bank card, need to find the information of bank card, therefore only need to find the authorization information with these bank card information, and it is general, different banks can be to a special communication identifier for providing authorization information to serve should be provided, and different banks provides the communication identifier of authorization information service can be the same or different.
In step 304, the authorization information selecting is scanned, filter out predetermined keyword;
Conventionally, the authorization information of bank is served the form of the prompting authorization information sending and is fixed, in authorization information content, conventionally include Bank Name " xx bank " and the content such as short word " credit card that tail number be xxxx " or " bank card that tail number be xxxx " relevant to bank card tail number, now can be using Bank Name and the short word relevant to bank card tail number as one group of predetermined keyword.
In each authorization information conforming to a predetermined condition, all can extract same group of predetermined keyword.
In a kind of possible implementation, same bank has only done a bank card for same user, and this bank provides the corresponding authorization information of communication identifier of authorization information service may have several (having carried out several times prompting), now can only the corresponding authorization information of the communication identifier of this bank be scanned and be screened, to screen one group of predetermined keyword.
In the possible implementation of another kind, same bank can handle multiple bank cards for same user, and this bank provides the communication identifier of authorization information service all to have corresponding authorization information prompting for these bank cards, now can the corresponding all authorization informations of this account be scanned and be screened, to filter out one group of predetermined keyword.
In step 305, show at least one group of predetermined keyword filtering out;
For checking of the user that is more convenient for, every group of predetermined keyword can be shown according to the form of list.Obviously, when same group of predetermined keyword occurs repeatedly, only need to show once.
General, in the time there is the predetermined keyword of many groups, can sort to these predetermined keywords, and the rule of sequence can be determined by many factors.
By way of example, when sequence rule by have predetermined keyword authorization information number determine time, show each group of predetermined keyword, can comprise:
The first, what calculating sifting went out has the quantity of the authorization information of predetermined keyword on the same group, the quantity using the quantity of authorization information as every group of predetermined keyword;
In actual applications, can the authorization information with the predetermined keyword of this group be classified according to predetermined keyword, calculate the quantity of authorization information under each classification, and quantity using the quantity of authorization information as every group of predetermined keyword.Such as, the authorization information with " debit card that Bank of China, tail number are 0548 " is divided into a class.
The second, according to the quantity of every group of predetermined keyword, descendingly show successively each group of predetermined keyword.
That is to say, more when thering is the authorization information of identical predetermined keyword, show that this user uses the frequency of the corresponding bank card of this predetermined keyword also higher, the possibility that user binds this bank card is also larger, therefore corresponding this bank card predetermined keyword can be arranged in front; And the authorization information ought with identical predetermined keyword is fewer, show that this user uses the frequency of the corresponding bank card of this predetermined keyword also lower, the possibility that user binds this bank card is also less, after therefore corresponding this bank card predetermined keyword can being arranged in.
Again by way of example, in the time that the rule of sequence is determined by the nearest time of reception of every group of corresponding authorization information of predetermined keyword, show various predetermined keywords, can comprise:
The first, the nearest time of reception of definite every group of corresponding authorization information of predetermined keyword filtering out;
Because every group of corresponding authorization information of predetermined keyword can have one, two or more, therefore determine the time in these authorization informations with nearest time of reception.
The second, according to every group of corresponding nearest time of reception of predetermined keyword, from the close-by examples to those far off show successively each group of predetermined keyword.
That is to say, the corresponding time of reception of predetermined keyword is nearer, show that the time that the corresponding bank card of this predetermined keyword used is also nearer, the possibility that user binds this bank card is also larger, therefore corresponding this bank card predetermined keyword can be arranged in front; Otherwise, the corresponding time of reception of predetermined keyword is far away, show that the time that the corresponding bank card of this predetermined keyword used is also far away, the possibility that user binds this bank card is also less, after therefore corresponding this bank card predetermined keyword can being arranged in.
Fig. 3 C is according to the schematic diagram that shows each group of predetermined keyword shown in an exemplary embodiment, as shown in Figure 3 C, wherein, show three groups of predetermined keywords, first group of corresponding Bank of China of predetermined keyword c2, second group of corresponding industrial and commercial bank of predetermined keyword c4, the 3rd group of corresponding agricultural bank of predetermined keyword c6.It should be added that, three groups of predetermined keywords shown in are here only the schematic example of carrying out, not as the restriction of disclosure protection domain.
In step 306, receive to show wherein one group of predetermined keyword is selected time produce checking instruction;
In actual applications, user can select any one group of predetermined keyword of reality, in the time that user selects one group of predetermined keyword, show that user wants the corresponding bank card of the predetermined keyword of this group verify and bind, corresponding, terminal can receive user to show wherein one group of predetermined keyword is selected time produce checking instruction, this checking instruction is relevant to the predetermined keyword of selected group, in other words, this checking instruction can carry the predetermined keyword of selected group.
Still referring to shown in Fig. 3 C, user selects second group of predetermined keyword c4, corresponding can produce the checking instruction that second group of predetermined keyword verified, generally, this checking instruction is relevant to second group of predetermined keyword, in other words, this checking instruction carries second group of predetermined keyword.
In step 307, obtain user profile;
Here the user profile said is needed except the information before predetermined keyword, such as comprising phone number, address name, identification card number etc. when normally authentication server need to be verified.
In the time obtaining user profile, the content difference comprising according to user profile, can comprise following two kinds of situations:
The first situation, obtains the communication identifier that terminal has.In actual applications, can be according to system automatic acquisition communication identifier.
The second situation, obtains the communication identifier that terminal has, and obtains address name from the authorization information corresponding with predetermined keyword.In actual applications; have in the authorization information of predetermined keyword and conventionally also can comprise address name; such as; conventionally the short word comprising in authorization information is " distinguished xxx user "; the xxx is here address name, and therefore terminal can be obtained address name according to such the short word in these authorization informations.
In step 308, display user's information and one group of predetermined keyword selecting;
After getting user profile, terminal can show the predetermined keyword of the user profile of obtaining and user's selection, such as being shown as a list.Refer to shown in Fig. 3 D, it shows according to the schematic diagram of the list of the predetermined keyword that shows user profile and selection shown in an exemplary embodiment, and Fig. 3 D is that user selects the user profile of rear demonstration and the schematic diagram of second group of predetermined keyword to second group of predetermined keyword in Fig. 3 C.The predetermined keyword comprising in list shown in Fig. 3 D comprises " National Industrial and Commercial Bank of China " and " * * * * * * * * * * * * * * 1111 ", and the user profile comprising in this list comprises address name " Zhang San ", phone number " 139****3333 ".
In step 309, receive for determining user profile and one group of confirmation that predetermined keyword is correct selecting;
After the predetermined keyword of display user's information and selection, user can confirm that whether the user profile and the predetermined keyword that show be correct, corresponding, terminal can receive for determining user profile and the correct confirmation of predetermined keyword.
In actual applications, still referring to shown in Fig. 3 D, on the list of this demonstration except can display user's information and predetermined keyword, can also show and can select to determine user profile and the correct ACK button d2 of predetermined keyword and select to determine for user the modification button d4 that user profile and predetermined keyword are modified when incorrect for user, after user clicks ACK button d2, terminal can receive for determining user profile and the correct confirmation of predetermined keyword; And after user clicks and revises button d4, the user profile of demonstration and the attribute of predetermined keyword all can change to can editing mode, revise these contents for user.
In step 310, send checking request to the authentication server corresponding with Bank Name in one group of predetermined keyword selecting, in checking request, include predetermined keyword and user profile, determine bank's card number by authentication server according to predetermined keyword and user profile, complete the checking to bank's card number.
Because the corresponding authentication server of different banks can be different, therefore in the time that needs are verified, need to send checking request to the authentication server corresponding with Bank Name in predetermined keyword; Corresponding, authentication server can be determined bank's card number according to predetermined keyword and user profile, completes the checking to bank's card number.
Such as authentication server can be according to the bank card that the phone number in user profile is determined and bank card tail number in predetermined keyword is corresponding; then whether effective or available at definite this bank card; this is because in actual bank card transacting business; conventionally can require user to fill in phone number; and phone number is unique; therefore after phone number is corresponding with bank card, can determine according to phone number the card number of concrete bank card.And in actual applications, when user also can handle multiple bank cards in same bank, all stay same phone number, like this, need to determine according to this phone number and bank card tail number the card number of bank card.
Like this, in the time that authentication server verifies that the definite information of predetermined keyword, user profile and predetermined keyword, user profile institute is all correct, can send the information that is proved to be successful to binding server, this is proved to be successful the card number that conventionally can comprise bank card in information, corresponding, binding server can be bound the card number of mobile phone wallet and this bank card.
In sum, the Information Authentication method providing in disclosure embodiment, by the authorization information in end of scan, automatic analysis goes out bank and corresponding bank card tail number, and other user profile of automatic acquisition, the information of these automatic acquisitions is sent to the corresponding authentication server of bank, complete the checking to information such as bank cards; Solved in correlation technique and tied up in the proof procedure of card at mobile phone wallet, input difficulty is large, efficiency is low and easily occur the problem of erroneous input; Due to the effect that originally needs the information that user inputs all can to arrive by automatic acquisition, therefore reached can reduce input difficulty, improve verification efficiency.
Following is disclosure device embodiment, can be for carrying out disclosure embodiment of the method.For the details not disclosing in disclosure device embodiment, please refer to disclosure embodiment of the method.
Fig. 4 is according to the schematic diagram of a kind of Information Authentication device shown in an exemplary embodiment, as shown in Figure 4, in the terminal 120 of this Information Authentication application of installation in implementation environment shown in Fig. 1, this Information Authentication device can include but not limited to: scan module 402, acquisition module 404 and sending module 406.
This scan module 402 is configured to the authorization information in terminal to scan, and filters out predetermined keyword, and predetermined keyword comprises Bank Name and the short word relevant to bank card tail number;
This acquisition module 404 is configured to obtain user profile;
This sending module 406 is configured to send checking request to the authentication server corresponding with Bank Name in predetermined keyword, in checking request, include predetermined keyword and user profile, determine bank's card number by authentication server according to predetermined keyword and user profile, complete the checking to bank's card number.
In sum, the Information Authentication device providing in disclosure embodiment, by the authorization information in end of scan, automatic analysis goes out bank and corresponding bank card tail number, and other user profile of automatic acquisition, the information of these automatic acquisitions is sent to the corresponding authentication server of bank, complete the checking to information such as bank cards; Solved in correlation technique and tied up in the proof procedure of card at mobile phone wallet, input difficulty is large, efficiency is low and easily occur the problem of erroneous input; Due to the effect that originally needs the information that user inputs all can to arrive by automatic acquisition, therefore reached can reduce input difficulty, improve verification efficiency.
Fig. 5 is according to the schematic diagram of a kind of Information Authentication device shown in another exemplary embodiment, as shown in Figure 5, and in the terminal 120 of this Information Authentication application of installation in implementation environment shown in Fig. 1.This Information Authentication device can include but not limited to: scan module 502, acquisition module 508 and sending module 510.
This scan module 502 is configured to the authorization information in terminal to scan, and filters out predetermined keyword, and predetermined keyword comprises Bank Name and the short word relevant to bank card tail number;
This acquisition module 508 is configured to obtain user profile;
This sending module 510 is configured to send checking request to the authentication server corresponding with Bank Name in predetermined keyword, in checking request, include predetermined keyword and user profile, determine bank's card number by authentication server according to predetermined keyword and user profile, complete the checking to bank's card number.
In the possible implementation of the first in the embodiment shown in fig. 5,
This scan module 502 can comprise: choose unit 502a and scanning element 502b.
This is chosen unit 502a and is configured to choose the authorization information conforming to a predetermined condition in each authorization information from terminal, and the communication identifier that predetermined condition is authorization information is the communication identifier for providing authorization information to serve arranging for bank;
The authorization information that this scanning element 502b is configured to selecting scans.
In the possible implementation of the second in the embodiment shown in fig. 5,
This Information Authentication device can also comprise: the first display module 504 and the first receiver module 506.
This first display module 504 is configured at least one group of predetermined keyword that reading scan module 502 filters out;
This first receiver module 506 be configured to receive to show wherein one group of predetermined keyword is selected time the checking instruction that produces, using one group of predetermined keyword selecting as sending the predetermined keyword using when described checking request.
In the third possible implementation in the embodiment shown in fig. 5,
The first display module 504 can comprise: computing unit 504a and the first display unit 504b, or comprise: determining unit 504c and the second display unit 504d.
What this computing unit 504a was configured to that calculating sifting goes out has the quantity of the authorization information of predetermined keyword on the same group, the quantity using the quantity of authorization information as every group of predetermined keyword; This first display unit 504b is configured to the quantity of every group of predetermined keyword for calculating according to computing unit, descendingly shows successively each group of predetermined keyword;
Or,
This determining unit 504c is configured to determine the nearest time of reception of the every group of corresponding authorization information of predetermined keyword filtering out; This second display unit 504d is configured to the corresponding nearest time of reception of every group of predetermined keyword for determining according to determining unit 504c, from the close-by examples to those far off shows successively each group of predetermined keyword.
In the 4th kind of possible implementation in the embodiment shown in fig. 5,
This Information Authentication device can also comprise: the second display module 512 and the second receiver module 514.
One group of predetermined keyword that this second display module 512 is configured to display user's information and selects;
This second receiver module 514 is configured to receive for determining user profile and one group of confirmation that predetermined keyword is correct selecting, triggers sending module 510 executable operations.
In the 5th kind of possible implementation in the embodiment shown in fig. 5,
Acquisition module 508 can comprise: the first acquiring unit 508a and second acquisition unit 508b.
This first acquiring unit 508a is configured to obtain the communication identifier that terminal has; Or,
This second acquisition unit 508b is configured to obtain the communication identifier that terminal has, and obtains address name from the authorization information corresponding with predetermined keyword.
In the 6th kind of possible implementation in the embodiment shown in fig. 5,
This Information Authentication device can also comprise: generation module 516 and the 3rd receiver module 518.
This generation module 516 is configured to generate and shows for pointing out user to select the information of whether verifying;
The 3rd receiver module 518 is configured to receive the scan instruction producing while selecting to verify according to information;
This scan module 502 is also configured to, after receiving scan instruction, the authorization information in terminal be scanned.
In sum, the Information Authentication device providing in disclosure embodiment, by the authorization information in end of scan, automatic analysis goes out bank and corresponding bank card tail number, and other user profile of automatic acquisition, the information of these automatic acquisitions is sent to the corresponding authentication server of bank, complete the checking to information such as bank cards; Solved in correlation technique and tied up in the proof procedure of card at mobile phone wallet, input difficulty is large, efficiency is low and easily occur the problem of erroneous input; Due to the effect that originally needs the information that user inputs all can to arrive by automatic acquisition, therefore reached can reduce input difficulty, improve verification efficiency.
It should be noted that: the Information Authentication device that above-described embodiment provides is in the time verifying information, only be illustrated with the division of above-mentioned each functional module, in practical application, can above-mentioned functions be distributed and completed by different functional modules as required, be divided into different functional modules by the inner structure of terminal, to complete all or part of function described above.In addition, Information Authentication device and Information Authentication embodiment of the method that above-described embodiment provides belong to same design, and its specific implementation process refers to embodiment of the method, repeats no more here.
Fig. 6 is according to the schematic diagram of a kind of device 600 for Information Authentication shown in an exemplary embodiment.For example, device 600 can be mobile phone, computing machine, digital broadcast terminal, information receiving and transmitting equipment, game console, flat-panel devices, Medical Devices, body-building equipment, personal digital assistant etc.
With reference to Fig. 6, device 600 can comprise following one or more assembly: processing components 602, storer 604, power supply module 606, multimedia groupware 608, audio-frequency assembly 610, the interface 612 of I/O (I/O), sensor module 614, and communications component 616.
The integrated operation of processing components 602 common control device 600, such as with demonstration, call, data communication, the operation that camera operation and record operation are associated.Treatment element 602 can comprise that one or more processors 618 carry out instruction, to complete all or part of step of above-mentioned method.In addition, processing components 602 can comprise one or more modules, is convenient to mutual between processing components 602 and other assemblies.For example, processing element 602 can comprise multi-media module, to facilitate mutual between multimedia groupware 608 and processing components 602.
Audio-frequency assembly 610 is configured to output and/or input audio signal.For example, audio-frequency assembly 610 comprises a microphone (MIC), and when device 600 is in operator scheme, during as call model, logging mode and speech recognition mode, microphone is configured to receive external audio signal.The sound signal receiving can be further stored in storer 604 or be sent via communications component 616.In certain embodiments, audio-frequency assembly 610 also comprises a loudspeaker, for output audio signal.
I/O interface 612 is for providing interface between processing components 602 and peripheral interface module, and above-mentioned peripheral interface module can be keyboard, some striking wheel, button etc.These buttons can include but not limited to: home button, volume button, start button and locking press button.
In the exemplary embodiment, device 600 can be realized by one or more application specific integrated circuit (ASIC), digital signal processor (DSP), digital signal processing appts (DSPD), programmable logic device (PLD) (PLD), field programmable gate array (FPGA), controller, microcontroller, microprocessor or other electronic components, for carrying out said method.
In the exemplary embodiment, also provide a kind of non-provisional computer-readable recording medium that comprises instruction, for example, comprised the storer 604 of instruction, above-mentioned instruction can have been carried out said method by the processor 618 of device 600.For example, described non-provisional computer-readable recording medium can be ROM, random-access memory (ram), CD-ROM, tape, floppy disk and optical data storage equipment etc.
Those skilled in the art, considering instructions and putting into practice after invention disclosed herein, will easily expect other embodiment of the present invention.The application is intended to contain any modification of the present invention, purposes or adaptations, and these modification, purposes or adaptations are followed general principle of the present invention and comprised undocumented common practise or the conventional techniques means in the art of the disclosure.Instructions and embodiment are only regarded as exemplary, and true scope of the present invention and spirit are pointed out by claim below.
Should be understood that, the present invention is not limited to precision architecture described above and illustrated in the accompanying drawings, and can carry out various modifications and change not departing from its scope.Scope of the present invention is only limited by appended claim.
Claims (15)
1. an Information Authentication method, is characterized in that, comprising:
Authorization information in terminal is scanned, filter out predetermined keyword, described predetermined keyword comprises Bank Name and the short word relevant to bank card tail number;
Obtain user profile;
Send checking request to the authentication server corresponding with described Bank Name in described predetermined keyword, in described checking request, include described predetermined keyword and described user profile, determine bank's card number by described authentication server according to described predetermined keyword and described user profile, complete the checking to described bank card number.
2. method according to claim 1, is characterized in that, described authorization information in terminal is scanned, and comprising:
In each authorization information from described terminal, choose the authorization information conforming to a predetermined condition, the communication identifier that described predetermined condition is described authorization information is the communication identifier for providing authorization information to serve arranging for bank;
The described authorization information selecting is scanned.
3. method according to claim 1, is characterized in that, also comprises:
Show at least one group of predetermined keyword filtering out;
Receive to show wherein one group of predetermined keyword is selected time the checking instruction that produces, using one group of predetermined keyword selecting as sending the predetermined keyword using when described checking request.
4. method according to claim 3, is characterized in that, at least one group of predetermined keyword that described demonstration filters out, comprising:
What calculating sifting went out has the quantity of the authorization information of predetermined keyword on the same group, the quantity using the quantity of described authorization information as every group of predetermined keyword; According to the quantity of every group of predetermined keyword, descendingly show successively each group of predetermined keyword;
Or,
Determine the nearest time of reception of the every group of corresponding authorization information of predetermined keyword filtering out; According to every group of corresponding nearest time of reception of predetermined keyword, from the close-by examples to those far off show successively each group of predetermined keyword.
5. method according to claim 3, is characterized in that, also comprises:
Show described user profile and one group of predetermined keyword selecting;
Receive for determine described user profile and described in one group of confirmation that predetermined keyword is correct selecting, carry out the described step that sends checking request to the authentication server corresponding with described Bank Name.
6. method according to claim 1, is characterized in that, described in obtain user profile, comprising:
Obtain communication identifier corresponding to described terminal;
Or, obtain communication identifier corresponding to described terminal, and obtain address name from the authorization information corresponding with described predetermined keyword.
7. according to arbitrary described method in claim 1 to 6, it is characterized in that, also comprise:
Generate and show for pointing out user to select the information of whether verifying;
Receive the scan instruction producing while selecting to verify according to described information;
After receiving described scan instruction, carry out the described step that authorization information in terminal is scanned.
8. an Information Authentication device, is characterized in that, comprising:
Scan module, scans for the authorization information to terminal, filters out predetermined keyword, and described predetermined keyword comprises Bank Name and the short word relevant to bank card tail number;
Acquisition module, for obtaining user profile;
Sending module, send checking request for the authentication server to corresponding with the described Bank Name of described predetermined keyword, in described checking request, include described predetermined keyword and described user profile, determine bank's card number by described authentication server according to described predetermined keyword and described user profile, complete the checking to described bank card number.
9. device according to claim 8, is characterized in that, described scan module, comprising:
Choose unit, for choose the authorization information conforming to a predetermined condition from each authorization information of described terminal, the communication identifier that described predetermined condition is described authorization information is the communication identifier for providing authorization information to serve arranging for bank;
Scanning element, for scanning the described authorization information selecting.
10. device according to claim 8, is characterized in that, also comprises:
The first display module, at least one group of predetermined keyword that shows that described scan module filters out;
The first receiver module, for receive to show wherein one group of predetermined keyword is selected time the checking instruction that produces, using one group of predetermined keyword selecting as sending the predetermined keyword using when described checking request.
11. devices according to claim 10, is characterized in that, described the first display module, comprising:
Computing unit, what go out for calculating sifting has the quantity of the authorization information of predetermined keyword on the same group, the quantity using the quantity of described authorization information as every group of predetermined keyword; The first display unit, for the quantity of every group of predetermined keyword calculating according to described computing unit, descendingly shows each group of predetermined keyword successively;
Or,
Determining unit, for determining the nearest time of reception of the every group of corresponding authorization information of predetermined keyword filtering out; The second display unit, for the corresponding nearest time of reception of every group of predetermined keyword of determining according to described determining unit, from the close-by examples to those far off shows each group of predetermined keyword successively.
12. devices according to claim 10, is characterized in that, also comprise:
The second display module, for showing described user profile and one group of predetermined keyword selecting;
The second receiver module, for receive for determine described user profile and described in one group of confirmation that predetermined keyword is correct selecting, trigger described sending module executable operations.
13. devices according to claim 8, is characterized in that, described acquisition module, comprising:
The first acquiring unit, for obtaining communication identifier corresponding to described terminal; Or,
Second acquisition unit for obtaining communication identifier corresponding to described terminal, and obtains address name from the authorization information corresponding with described predetermined keyword.
In 14. according to Claim 8 to 13, arbitrary described device, is characterized in that, also comprises:
Generation module, for generating and showing for pointing out user to select the information of whether verifying;
The 3rd receiver module, the scan instruction producing while selecting to verify according to described information for receiving;
Described scan module, also, for after receiving described scan instruction, scans the authorization information in described terminal.
15. 1 kinds of Information Authentication devices, is characterized in that, comprising:
Processor;
For storing the storer of described processor executable;
Wherein, described processor is configured to:
Authorization information in terminal is scanned, filter out predetermined keyword, described predetermined keyword comprises Bank Name and the short word relevant to bank card tail number;
Obtain user profile;
Send checking request to the authentication server corresponding with described Bank Name in described predetermined keyword, in described checking request, include described predetermined keyword and described user profile, determine bank's card number by described authentication server according to described predetermined keyword and described user profile, complete the checking to described bank card number.
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Effective date of registration: 20180820 Address after: 100176 Beijing Beijing economic and Technological Development Zone, Chuang Chuang fourteen Street 99, 33 D Building 2 level 2243 (centralized office area) Patentee after: Beijing millet Payment Technology Co., Ltd. Address before: 100085 Beijing Haidian District Qinghe middle street 68 Huarun colorful shopping mall two phase 13 level. Patentee before: Xiaomi Technology Co., Ltd. |
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