CN107094130A - Card Activiation method and device - Google Patents

Card Activiation method and device Download PDF

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Publication number
CN107094130A
CN107094130A CN201611186715.6A CN201611186715A CN107094130A CN 107094130 A CN107094130 A CN 107094130A CN 201611186715 A CN201611186715 A CN 201611186715A CN 107094130 A CN107094130 A CN 107094130A
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CN
China
Prior art keywords
card
user
identity information
background system
information
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Granted
Application number
CN201611186715.6A
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Chinese (zh)
Other versions
CN107094130B (en
Inventor
王钰
袁蕾
黄成�
刘谆
朱磊
吴宗耀
李霄杰
朱宇婧
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
China Merchants Bank Co Ltd
Original Assignee
China Merchants Bank Co Ltd
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Filing date
Publication date
Application filed by China Merchants Bank Co Ltd filed Critical China Merchants Bank Co Ltd
Priority to CN201611186715.6A priority Critical patent/CN107094130B/en
Publication of CN107094130A publication Critical patent/CN107094130A/en
Application granted granted Critical
Publication of CN107094130B publication Critical patent/CN107094130B/en
Active legal-status Critical Current
Anticipated expiration legal-status Critical

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Classifications

    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04LTRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L63/00Network architectures or network communication protocols for network security
    • H04L63/08Network architectures or network communication protocols for network security for authentication of entities
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401Transaction verification
    • G06Q20/4014Identity check for transactions
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/409Device specific authentication in transaction processing

Abstract

The invention discloses a kind of card Activiation method, this method includes:When receiving user in the card activation instruction that financial platform client is triggered, the request for obtaining financial platform client currently logged on user's identity information is sent to the background system of selected activation card associated financial platform;The current user identities information of the background system feedback is received, and shows card verifying code inputting interface;Subscriber identity information and user are sent to the background system in the check code that the check code inputting interface is inputted, to cause the background system to carry out card activation according to the check code and subscriber identity information received.Device is activated the invention also discloses a kind of card.The present invention can reduce the information inputted during card activation, simplify card activation manipulation.

Description

Card Activiation method and device
Technical field
The present invention relates to financial system field, more particularly to a kind of card Activiation method and device.
Background technology
Along with expanding economy, credit card is applied for people more and more widely.
At present, credit card typically can not in time be obtained when bank applies for card, so bank is typically using mailing credit Card.People's operation instruction etc. in receiving when credit is opened further according to the parcel of mailing credit card passes through website and carries out swashing for credit card It is living, or send a telegraph to bank client progress phone activation.
But, it is necessary to input substantial amounts of information when user carries out activation manipulation by website or phone at present, it is cumbersome.
The content of the invention
It is a primary object of the present invention to propose a kind of card Activiation method and device, it is intended to which solution is being entered in the prior art , it is necessary to input the technical problem of bulk information during the activation of row card.
To achieve the above object, a kind of card Activiation method that the present invention is provided, the card Activiation method includes:
When receiving user in the card activation instruction that financial platform client is triggered, to gold belonging to selected activation card The background system for melting platform sends the request for obtaining financial platform client currently logged on user's identity information;
The current user identities information of the background system feedback is received, and shows card verifying code inputting interface;
Subscriber identity information and user are sent to the backstage system in the check code that the check code inputting interface is inputted System, to cause the background system to carry out card activation according to the check code and subscriber identity information received.
Alternatively, it is described when receiving user in the card activation instruction that financial platform client is triggered, swash to selected The background system of card associated financial platform living, which is sent, obtains financial platform client currently logged on user's identity information Also include after the step of request:
If the active user for receiving the background system feedback does not complete the information of authentication, display card is basic Information, card verifying code inputting interface and subscriber identity information inputting interface;
Card essential information, subscriber identity information and the card verifying code that user is inputted are sent to the background system, To cause the background system to carry out card activation according to the check code and subscriber identity information received.
Alternatively, the card essential information that user is inputted, subscriber identity information and card verifying code are sent to institute Background system is stated, to cause the background system to carry out the step of card activation according to the check code and subscriber identity information received Suddenly include:
Card essential information, subscriber identity information and the card verifying code that user is inputted are sent to the background system, To cause the background system to carry out card activation according to the card essential information received, check code and subscriber identity information, And when being verified, preserve the identity information of active user.
Alternatively, it is described when receiving user in the card activation instruction that financial platform client is triggered, swash to selected The background system of card associated financial platform living, which is sent, obtains financial platform client currently logged on user's identity information The step of request, includes:
When receiving user in the card activation instruction that financial platform client is triggered, send and obtain to the background system Take the essential information of card to be activated and the request of currently logged on user's identity information;
It is described to receive the current user identities information of the background system feedback, and show card verifying code inputting interface Step includes:
Receive the essential information of card selected by the currently logged on user of background system feedback and currently logged on user Identity information;
It is described to be sent according to subscriber identity information and user in the check code that the check code inputting interface is inputted to described Background system, to cause the step of background system carries out card activation according to the check code and subscriber identity information received Including:
By the check code of subscriber identity information, the essential information of selected card and user input, send to gold belonging to card Melt the background system of platform, to cause the background system carries out card according to the check code and subscriber identity information received to swash It is living.
Alternatively, the card Activiation method also includes:
If receiving the activation failure information of the background system feedback, according to the activation failure information display correspondence Check code inputting interface and/or subscriber identity information inputting interface, so that user re-enters check code and/or user identity Information.
In addition, to achieve the above object, the present invention also provides a kind of card activation device, the card activates device bag Include:
First sending module, for when receiving user in the card activation instruction that financial platform client is triggered, to The background system of selected activation card associated financial platform, which is sent, obtains financial platform client currently logged on user's identity The request of information;
First display module, for receiving the current user identities information of the background system feedback, and shows card school Test a yard inputting interface;
Second sending module, for the check code for inputting subscriber identity information and user in the check code inputting interface Send to the background system, to cause the background system to carry out card according to the check code and subscriber identity information received Activation.
Alternatively, the card activation device also includes:
Second display module, if not completing the letter of authentication for receiving the active user of the background system feedback Breath, then show card essential information, card verifying code inputting interface and subscriber identity information inputting interface;
Second sending module is additionally operable to card essential information, subscriber identity information and the card verifying code hair for inputting user The background system is delivered to, to cause the background system carries out card according to the check code and subscriber identity information received to swash It is living.
Alternatively, second sending module is additionally operable to input user card essential information, subscriber identity information and Card verifying code is sent to the background system, to cause the background system according to the card essential information, card received Check code and subscriber identity information carry out card activation, and when being verified, preserve the identity information of active user.
Alternatively, first sending module is additionally operable to sharp in the card that financial platform client is triggered when receiving user During instruction living, the essential information of acquisition card to be activated and asking for currently logged on user's identity information are sent to the background system Ask;
First display module is additionally operable to receive the base of card selected by the currently logged on user of the background system feedback This information and the identity information of currently logged on user;
Second sending module is additionally operable to the school for inputting subscriber identity information, the essential information of selected card and user Test code to send to the background system of card associated financial platform, to cause the background system according to the check code and use received Family identity information carries out card activation.
Alternatively, the card activation device also includes:
3rd display module, if the activation failure information for receiving the background system feedback, swashs according to described Failure information living shows corresponding check code inputting interface and/or subscriber identity information inputting interface, so that user re-enters Check code and/or subscriber identity information.
The present invention is by when receiving user in the card activation instruction that financial platform client is triggered, to selected activation The background system of card associated financial platform, which is sent, obtains asking for financial platform client currently logged on user's identity information Ask;The current user identities information of the background system feedback is received, and shows card verifying code inputting interface;By user identity Information and user are sent to the background system in the check code that the check code inputting interface is inputted, to cause the backstage system System carries out card activation according to the check code and subscriber identity information that receive.By the above-mentioned means, the present invention is carrying out card During activation, think that the system day after tomorrow of financial platform sends the request for obtaining currently logged on user's identity information, used receiving to log in During the identity information at family, user is then without repeating to fill in identity information, it is only necessary to which the check code of input card can complete credit Activation, reduce the time that user inputs information, and the human cost of financial platform can be reduced.
Brief description of the drawings
Fig. 1 is the schematic flow sheet of card Activiation method first embodiment of the present invention;
Fig. 2 is the schematic flow sheet of card Activiation method second embodiment of the present invention;
Fig. 3 is the schematic flow sheet of card Activiation method 3rd embodiment of the present invention;
Fig. 4 is the high-level schematic functional block diagram that card of the present invention activates device first embodiment;
Fig. 5 is the high-level schematic functional block diagram that card of the present invention activates device second embodiment.
The realization, functional characteristics and advantage of the object of the invention will be described further referring to the drawings in conjunction with the embodiments.
Embodiment
It should be appreciated that the specific embodiments described herein are merely illustrative of the present invention, it is not intended to limit the present invention.
The present invention provides a kind of card Activiation method.
Reference picture 1, Fig. 1 is the schematic flow sheet of card Activiation method first embodiment of the present invention
In the present embodiment, the card Activiation method includes:
Step S10, when receiving user in the card activation instruction that financial platform client is triggered, blocks to selected activation The background system of piece associated financial platform sends the request for obtaining financial platform client currently logged on user's identity information;
To allow the invention to normal operation, the basis that the present invention is realized is to set up to have in financial platform background system User information database, user information database is used for identity information and its card image under one's name for recording the user for completing authentication.
User can select card to be activated in financial platform client operation menu, and client is detecting user During the operation of selection card to be activated, corresponding card activation instruction is produced, according to the card activation instruction to selected activation The background system of card associated financial platform, which is sent, obtains asking for financial platform client currently logged on user's identity information Ask.Background system is then when receiving request, and the user login information in request finds corresponding subscriber identity information, Then the subscriber identity information found is sent to client.
Step S20, receives the current user identities information of the background system feedback, and shows card verifying code input circle Face;
Step S30, subscriber identity information and user are sent to institute in the check code that the check code inputting interface is inputted Background system is stated, to cause the background system to carry out card activation according to the check code and subscriber identity information received.
Client upon receipt the identity information of platform system feedback when, according to activation instruction show card verifying code input Interface.
The present embodiment is illustrated by credit card of card, and credit card check code is the bit digital of back of credit cards 3, in detection When inputting 3 bit digital to user, or when receiving the transmission instruction triggered after user's input 3 bit checks code, by user in institute The subscriber identity information stated the check code of check code inputting interface input and got is sent to card associated financial platform Platform system, background system is then verified according to the check code and subscriber identity information that receive, it is determined that the check code received It is whether corresponding with card with subscriber identity information, illustrate to activate successfully if correspondence, otherwise activate unsuccessful.
Further, when activating successfully, the successful information of activation can be fed back, client then can be according to activating successfully Information carry out the corresponding prompt message of display, or change color of card etc. to point out to activate successfully;If activation not into Work(, then background system feed back unsuccessful information, then client is receiving the activation failure information of the background system feedback When, corresponding check code and subscriber identity information inputting interface is shown according to the activation failure information, it is of course possible to which correspondence is aobvious Show check code inputting interface and/or subscriber identity information inputting interface, so that user re-enters check code and/or user identity Information.
The present invention is by when receiving user in the card activation instruction that financial platform client is triggered, to selected activation The background system of card associated financial platform, which is sent, obtains asking for financial platform client currently logged on user's identity information Ask;The current user identities information of the background system feedback is received, and shows card verifying code inputting interface;By user identity Information and user are sent to the background system in the check code that the check code inputting interface is inputted, to cause the backstage system System carries out card activation according to the check code and subscriber identity information that receive.By the above-mentioned means, the present invention is carrying out card During activation, think that the background system of financial platform sends the request for obtaining currently logged on user's identity information, used receiving to log in During the identity information at family, user is then without repeating to fill in identity information, it is only necessary to which the check code of input card can complete credit Activation, reduce the time that user inputs information, and the human cost of financial platform can be reduced.
Reference picture 2, Fig. 2 is the schematic flow sheet of card Activiation method second embodiment of the present invention.
Based on card Activiation method first embodiment of the present invention, the card Activiation method also includes:
Step S40, if the active user for receiving the background system feedback does not complete the information of authentication, shows Card essential information, card verifying code and subscriber identity information inputting interface;
If currently logged on user does not complete authentication, background system feedback currently logged on user does not complete identity and tested The information of card, client upon receipt platform system feedback active user do not complete authentication information when, show card Essential information, card verifying code and subscriber identity information inputting interface, naturally it is also possible to be to show card essential information, card respectively The inputting interface of piece check code inputting interface and subscriber identity information.Now user then needs to fill in card essential information, card Check code and identity information.
Step S50, the card essential information that user is inputted, subscriber identity information and card verifying code are sent to after described Platform system, to cause the background system to carry out card activation according to the check code and subscriber identity information received.
User fill in card essential information, card verifying code and identity information completion when, user can set out confirmation or Send instruction, financial platform client it is disconnected then by card essential information, check code and subscriber identity information that user fills in send to The background system of card associated financial platform, background system is then according to card essential information, check code and the user's body received Part information is verified, it is determined that whether the check code and subscriber identity information that receive are corresponding with card essential information, if right It should then illustrate to activate successfully, otherwise activate unsuccessful.
Further, for user convenience, step S50 could alternatively be in the present embodiment:The card that user is inputted Essential information, subscriber identity information and check code are sent to the background system, to cause the background system according to receiving Card essential information, check code and subscriber identity information carry out card activation, and when being verified, preserve active user's Identity information.
User uses for convenience in the present embodiment, if the user for not completing authentication completes a card and swashed It is living, then when completing card activation, the log-on message of the login user is preserved, in other words, the identity of the login user is completed Checking.
To sum up, user is divided into two classes by the present invention:One class is the client of authenticated true identity information;It is another kind of, do not have The client of authenticated true identity.If user's checking crosses true identity information, when carrying out card activation, it is only necessary to input Three, card back numeral end can complete card activation manipulation;If the not authenticated true identity of user, user's weight is needed The new input information such as identity information and check code, i.e., verified using general verification mode, as long as user completed card Activation then preserves the log-on message of user, facilitates use next time.
Reference picture 3, Fig. 3 is the schematic flow sheet of card Activiation method 3rd embodiment of the present invention.
Based on card Activiation method first embodiment of the present invention, step S10 can include:
Step S11, when receiving user in the card activation instruction that financial platform client is triggered, to the backstage system System sends the request of the essential information for obtaining card to be activated and currently logged on user's identity information;
Step S20 can include:Step S21, receives card selected by the currently logged on user of the background system feedback Essential information and the identity information of currently logged on user;
Step S30 is then replaced with:By subscriber identity information, the essential information of selected card and user input check code, Send to the background system of card associated financial platform, to cause the background system according to the check code and user's body received Part information carries out card activation.
In order to avoid significantly changing user's background system in the present embodiment, cause using waste, financial platform backstage system System when carrying out card activation, required information with it is existing identical, that is, need subscriber identity information, card essential information and Card verifying code.In the present embodiment when financial platform client currently logged on user completes authentication, sent out to background system The request for obtaining currently logged on user's Selected Card piece essential information is sent, background system is then according to the requesting query user institute received The essential information of card selection piece, the essential information of card includes the card number and the term of validity of card, and specifically, user is in client menu When triggering activation instruction, corresponding request is sent to financial platform system, background system is then arrived according to the acquisition request received The information of all card images/selected card of currently logged on user under one's name, and feed back to client.Then then can with After the input validation code of family, the check code that subscriber identity information, the essential information of selected card and user are inputted is sent to card The background system of associated financial platform, background system according to the subscriber identity information received, the essential information of selected card and Check code carries out card activation.Next time uses for the convenience of the user, in the present embodiment when completing card activation, completes current log in The authentication of user.
Device is activated the present invention further provides a kind of card.
Reference picture 4, Fig. 4 is the high-level schematic functional block diagram that card of the present invention activates device first embodiment
In the present embodiment, card activation device includes:
First sending module 10, for when receiving user in the card activation instruction that financial platform client is triggered, Sent to the background system of selected activation card associated financial platform and obtain financial platform client currently logged on user's body The request of part information;
First display module 20, for receiving the current user identities information of the background system feedback, and shows card Check code inputting interface;
To allow the invention to normal operation, the basis that the present invention is realized is to set up to have in financial platform background system User information database, user information database is used for identity information and its card image under one's name for recording the user for completing authentication.
User can select card to be activated in financial platform client operation menu, and client is detecting user During the operation of selection card to be activated, corresponding card activation instruction is produced, according to the card activation instruction to selected activation The background system of card associated financial platform, which is sent, obtains asking for financial platform client currently logged on user's identity information Ask.Background system is then when receiving request, and the user login information in request finds corresponding subscriber identity information, Then the subscriber identity information found is sent to client.
Second sending module 30, for the verification for inputting subscriber identity information and user in the check code inputting interface Code is sent to the background system, to cause the background system according to the check code and subscriber identity information card received Piece is activated.
Client upon receipt the identity information of platform system feedback when, according to activation instruction show card verifying code input Interface.
The present embodiment is illustrated by credit card of card, and credit card check code is the bit digital of back of credit cards 3, in detection When inputting 3 bit digital to user, or when receiving the transmission instruction triggered after user's input 3 bit checks code, by user in institute The subscriber identity information stated the check code of check code inputting interface input and got is sent to card associated financial platform Platform system, background system is then verified according to the check code and subscriber identity information that receive, it is determined that the check code received It is whether corresponding with card with subscriber identity information, illustrate to activate successfully if correspondence, otherwise activate unsuccessful.
Further, card activation device can also include:3rd display module (not shown), if for receiving The activation failure information of background system feedback is stated, then corresponding check code inputting interface is shown according to the activation failure information And/or subscriber identity information inputting interface, so that user re-enters check code and/or subscriber identity information.
When activating successfully, the successful information of activation can be fed back, client can then be entered according to successful information is activated The corresponding prompt message of row display, or change color of card etc. to point out to activate successfully;If activation is unsuccessful, backstage The unsuccessful information of system feedback, then client is when receiving the activation failure information of the background system feedback, according to institute State activation failure information and show corresponding check code and subscriber identity information inputting interface, it is of course possible to which correspondence shows that check code is defeated Enter interface and/or subscriber identity information inputting interface, so that user re-enters check code and/or subscriber identity information.
The present invention is by when receiving user in the card activation instruction that financial platform client is triggered, to selected activation The background system of card associated financial platform, which is sent, obtains asking for financial platform client currently logged on user's identity information Ask;The current user identities information of the background system feedback is received, and shows card verifying code inputting interface;By user identity Information and user are sent to the background system in the check code that the check code inputting interface is inputted, to cause the backstage system System carries out card activation according to the check code and subscriber identity information that receive.By the above-mentioned means, the present invention is carrying out card During activation, think that the background system of financial platform sends the request for obtaining currently logged on user's identity information, used receiving to log in During the identity information at family, user is then without repeating to fill in identity information, it is only necessary to which the check code of input card can complete credit Activation, reduce the time that user inputs information, and the human cost of financial platform can be reduced.
Refering to Fig. 5, Fig. 5 cards of the present invention activate the high-level schematic functional block diagram of device second embodiment.
Device first embodiment is activated based on card of the present invention, the card activation device also includes:
Second display module 40, if not completing authentication for the active user for receiving the background system feedback Information, then show card essential information, card verifying code inputting interface and subscriber identity information inputting interface;
If currently logged on user does not complete authentication, background system feedback currently logged on user does not complete identity and tested The information of card, client upon receipt platform system feedback active user do not complete authentication information when, show card Essential information, card verifying code and subscriber identity information inputting interface, naturally it is also possible to be display card essential information, card school Test the inputting interface of yard inputting interface and subscriber identity information.Now user then needs to fill in card essential information, the school of card Test code and identity information.
Second sending module 30 is additionally operable to card essential information, subscriber identity information and the card verifying code for inputting user Send to the background system, to cause the background system to carry out card according to the check code and subscriber identity information received Activation.
User fill in card essential information, card verifying code and identity information completion when, user can set out confirmation or Send instruction, financial platform client it is disconnected then by card essential information, check code and subscriber identity information that user fills in send to The background system of card associated financial platform, background system is then according to card essential information, check code and the user's body received Part information is verified, it is determined that whether the check code and subscriber identity information that receive are corresponding with card piece essential information, such as Then explanation is activated successfully fruit correspondence, is otherwise activated unsuccessful.
Further, for user convenience, the card that the second sending module 30 can also input user in the present embodiment Piece essential information, subscriber identity information and check code are sent to the background system, to cause the background system according to reception Card essential information, check code and the subscriber identity information arrived carries out card activation, and when being verified, preserves active user Authentication.
User uses for convenience in the present embodiment, if the user for not completing authentication completes a card and swashed It is living, then when completing card activation, the log-on message of the login user is preserved, in other words, the identity of the login user is completed Checking.
To sum up, user is divided into two classes by the present invention:One class is the client of authenticated true identity information;It is another kind of, do not have The client of authenticated true identity.If user's checking crosses true identity information, when carrying out card activation, it is only necessary to input Three, card back numeral end can complete card activation manipulation;If the not authenticated true identity of user, user's weight is needed The new input information such as identity information and check code, i.e., verified using general verification mode, as long as user completed card Activation then preserves the log-on message of user, facilitates use next time.
With continued reference to Fig. 4, the first sending module 10, which is additionally operable to work as, receives the card that user triggers in financial platform client During piece activation instruction, the essential information and currently logged on user's identity information for obtaining card to be activated are sent to the background system Request;
First display module 20 is additionally operable to receive card selected by the currently logged on user of the background system feedback Essential information and the identity information of currently logged on user;
Second sending module 30 is additionally operable to input subscriber identity information, the essential information of selected card and user Check code is sent to the background system of card associated financial platform, to cause the background system according to the check code that receives and Subscriber identity information carries out card activation.
In order to avoid significantly changing user's background system in the present embodiment, cause using waste, financial platform backstage system System when carrying out card activation, required information with it is existing identical, that is, need subscriber identity information, card essential information and Card verifying code.In the present embodiment when financial platform client currently logged on user completes authentication, sent out to background system The request for obtaining currently logged on user's Selected Card piece essential information is sent, background system is then according to the requesting query user institute received The essential information of card selection piece, the essential information of card includes the card number and the term of validity of card, and specifically, user is in client menu When triggering activation instruction, corresponding request is sent to financial platform system, background system is then arrived according to the acquisition request received The information of all card images/selected card of currently logged on user under one's name, and feed back to client.Then then can with After the input validation code of family, the check code that subscriber identity information, the essential information of selected card and user are inputted is sent to card The background system of associated financial platform, background system according to the subscriber identity information received, the essential information of selected card and Check code carries out card activation.Next time uses for the convenience of the user, in the present embodiment when completing card activation, completes current log in The authentication of user.
The preferred embodiments of the present invention are these are only, are not intended to limit the scope of the invention, it is every to utilize this hair Equivalent structure or equivalent flow conversion that bright specification and accompanying drawing content are made, or directly or indirectly it is used in other related skills Art field, is included within the scope of the present invention.

Claims (10)

1. a kind of card Activiation method, it is characterised in that the card Activiation method comprises the following steps:
When receiving user in the card activation instruction that financial platform client is triggered, put down to selected activation card associated financial The background system of platform sends the request for obtaining financial platform client currently logged on user's identity information;
The current user identities information of the background system feedback is received, and shows card verifying code inputting interface;
Subscriber identity information and user are sent to the background system in the check code that the check code inputting interface is inputted, with So that the background system carries out card activation according to the check code and subscriber identity information received.
2. card Activiation method as claimed in claim 1, it is characterised in that described to receive user in financial platform client When holding the card activation instruction of triggering, the acquisition finance is sent to the background system of selected activation card associated financial platform flat Also include after the step of request of platform client currently logged on user's identity information:
If the active user for receiving the background system feedback does not complete the information of authentication, display card is believed substantially Breath, card verifying code and subscriber identity information inputting interface;
Card essential information, subscriber identity information and the card verifying code that user is inputted are sent to the background system, so that Obtain the background system and card activation is carried out according to the check code and subscriber identity information received.
3. card Activiation method as claimed in claim 2, it is characterised in that the card essential information for inputting user, Subscriber identity information and card verifying code are sent to the background system, to cause the background system according to the verification received The step of code and subscriber identity information carry out card activation includes:
Card essential information, subscriber identity information and the card verifying code that user is inputted are sent to the background system, so that Obtain the background system and card activation carried out according to card essential information, the card verifying code and subscriber identity information that receive, And when being verified, preserve the identity information of active user.
4. card Activiation method as claimed in claim 1, it is characterised in that described to receive user in financial platform client When holding the card activation instruction of triggering, the acquisition finance is sent to the background system of selected activation card associated financial platform flat The step of request of platform client currently logged on user's identity information, includes:
When receiving user in the card activation instruction that financial platform client is triggered, send acquisition to the background system and treat Activate the essential information of card and the request of currently logged on user's identity information;
It is described to receive the current user identities information of background system feedback, and the step of show card verifying code inputting interface Including:
Receive the essential information and the identity of currently logged on user of card selected by the currently logged on user of the background system feedback Information;
It is described to be sent according to subscriber identity information and user in the check code that the check code inputting interface is inputted to the backstage System, to be wrapped the step of causing the background system to carry out card activation according to the check code and subscriber identity information received Include:
By the check code of subscriber identity information, the essential information of selected card and user input, send to card associated financial and put down The background system of platform, to cause the background system to carry out card activation according to the check code and subscriber identity information received.
5. card Activiation method as claimed in claim 1 or 2, it is characterised in that the card Activiation method also includes:
If receiving the activation failure information of the background system feedback, corresponding school is shown according to the activation failure information Yard inputting interface and/or subscriber identity information inputting interface are tested, so that user re-enters check code and/or user identity letter Breath.
6. a kind of card activates device, it is characterised in that the card activation device includes:
First sending module, for when receiving user in the card activation instruction that financial platform client is triggered, to selected The background system for activating card associated financial platform sends acquisition financial platform client currently logged on user's identity information Request;
First display module, for receiving the current user identities information of the background system feedback, and shows card verifying code Inputting interface;
Second sending module, for subscriber identity information and user to be sent in the check code that the check code inputting interface is inputted To the background system, to cause the background system carries out card according to the check code and subscriber identity information received to swash It is living.
7. card as claimed in claim 6 activates device, it is characterised in that the card activation device also includes:
Second display module, if not completing the information of authentication for receiving the active user of the background system feedback, Then show card essential information, card verifying code inputting interface and subscriber identity information inputting interface;
Card essential information, subscriber identity information and the card verifying code that second sending module is additionally operable to input user are sent extremely The background system, to cause the background system to carry out card activation according to the check code and subscriber identity information received.
8. card activation device as claimed in claim 7, it is characterised in that second sending module is additionally operable to user is defeated Card essential information, subscriber identity information and the card verifying code entered is sent to the background system, to cause the backstage system System carries out card activation according to card essential information, the card verifying code and subscriber identity information that receive, and is being verified When, preserve the identity information of active user.
9. card as claimed in claim 6 activates device, it is characterised in that first sending module is additionally operable to work as and received User sends the base for obtaining card to be activated to the background system in the card activation instruction that financial platform client is triggered The request of this information and currently logged on user's identity information;
First display module is additionally operable to receive the basic letter of card selected by the currently logged on user of the background system feedback Breath and the identity information of currently logged on user;
Second sending module is additionally operable to the check code for inputting subscriber identity information, the essential information of selected card and user Send to the background system of card associated financial platform, to cause the background system according to the check code and user's body received Part information carries out card activation.
10. card activation device as claimed in claims 6 or 7, it is characterised in that the card activation device also includes:
3rd display module, if the activation failure information for receiving the background system feedback, loses according to the activation The corresponding check code inputting interface of presentation of information and/or subscriber identity information inputting interface are lost, so that user re-enters verification Code and/or subscriber identity information.
CN201611186715.6A 2016-12-20 2016-12-20 Card activation method and device Active CN107094130B (en)

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