CN107094130B - Card activation method and device - Google Patents
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- CN107094130B CN107094130B CN201611186715.6A CN201611186715A CN107094130B CN 107094130 B CN107094130 B CN 107094130B CN 201611186715 A CN201611186715 A CN 201611186715A CN 107094130 B CN107094130 B CN 107094130B
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- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
- H04L63/00—Network architectures or network communication protocols for network security
- H04L63/08—Network architectures or network communication protocols for network security for authentication of entities
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- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
- G06Q20/4014—Identity check for transactions
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- G—PHYSICS
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- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/409—Device specific authentication in transaction processing
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Abstract
The invention discloses a card activation method, which comprises the following steps: when a card activation instruction triggered by a user at a financial platform client is received, sending a request for acquiring the identity information of the currently logged-in user of the financial platform client to a background system of a financial platform to which a selected activation card belongs; receiving the current user identity information fed back by the background system, and displaying a card check code input interface; and sending the user identity information and the check code input by the user on the check code input interface to the background system so that the background system activates the card according to the received check code and the user identity information. The invention also discloses a card activating device. The invention can reduce the information input during the activation of the card and simplify the activation operation of the card.
Description
Technical Field
The invention relates to the field of financial systems, in particular to a card activation method and device.
Background
With the development of economy, credit cards have become more widely used.
At present, the credit card can not be obtained in time when the bank transacts the card, so the bank generally adopts the mailing credit card. When receiving the credit card, the user activates the credit card through the website according to the instructions in the package for mailing the credit card, or calls the bank customer to activate the credit card.
However, when the user performs the activation operation through the website or the telephone, a large amount of information needs to be input, and the operation is complicated.
Disclosure of Invention
The invention mainly aims to provide a card activation method and a card activation device, and aims to solve the technical problem that a large amount of information needs to be input when a card is activated in the prior art.
In order to achieve the above object, the present invention provides a card activation method, including:
when a card activation instruction triggered by a user at a financial platform client is received, sending a request for acquiring the identity information of a currently logged-in user of the financial platform client to a background system of a financial platform to which a card to be activated belongs;
receiving the current user identity information fed back by the background system, and displaying a card check code input interface;
and sending the user identity information and the check code input by the user on the check code input interface to the background system so that the background system activates the card according to the received check code and the user identity information.
Optionally, after the step of sending a request for obtaining the identity information of the currently logged-in user of the financial platform client to a background system of the financial platform to which the card to be activated belongs when receiving a card activation instruction triggered by the user at the financial platform client, the method further includes:
if the information that the current user does not finish the identity authentication is received, which is fed back by the background system, card basic information, a card check code input interface and a user identity information input interface are displayed;
and sending the basic card information, the user identity information and the card check code input by the user to the background system so that the background system activates the card according to the received check code and the user identity information.
Optionally, the step of sending the card basic information, the user identity information, and the card check code input by the user to the back-end system, so that the back-end system activates the card according to the received check code and the user identity information includes:
and sending the card basic information, the user identity information and the card check code input by the user to the background system, so that the background system activates the card according to the received card basic information, the received check code and the user identity information, and storing the identity information of the current user when the verification is passed.
Optionally, the step of sending, when receiving a card activation instruction triggered by a user at a financial platform client, a request for acquiring identity information of a currently logged-in user of the financial platform client to a background system of a financial platform to which a card to be activated belongs includes:
when a card activation instruction triggered by a user at a financial platform client is received, sending a request for acquiring basic information of a card to be activated and identity information of a current login user to the background system;
the steps of receiving the current user identity information fed back by the background system and displaying a card check code input interface comprise:
receiving basic information of a card to be activated of a current login user and identity information of the current login user, which are fed back by the background system;
the step of sending the check code input by the user on the check code input interface to the background system according to the user identity information so that the background system activates the card according to the received check code and the user identity information comprises the following steps:
and sending the user identity information, the basic information of the card to be activated and the check code input by the user to a background system of the financial platform to which the card belongs, so that the background system activates the card according to the received check code and the user identity information.
Optionally, the card activation method further includes:
and if activation failure information fed back by the background system is received, displaying a corresponding check code input interface and/or a user identity information input interface according to the activation failure information so that a user can input the check code and/or the user identity information again.
In addition, to achieve the above object, the present invention also provides a card activating device, including:
the system comprises a first sending module, a second sending module and a third sending module, wherein the first sending module is used for sending a request for acquiring the identity information of a current login user of a financial platform client to a background system of the financial platform to which a card to be activated belongs when a card activation instruction triggered by a user at the financial platform client is received;
the first display module is used for receiving the current user identity information fed back by the background system and displaying a card check code input interface;
and the second sending module is used for sending the user identity information and the check code input by the user on the check code input interface to the background system so that the background system can activate the card according to the received check code and the user identity information.
Optionally, the card activation device further comprises:
the second display module is used for displaying the card basic information, the card check code input interface and the user identity information input interface if receiving the information that the current user does not finish the identity authentication and fed back by the background system;
the second sending module is further configured to send the card basic information, the user identity information, and the card check code input by the user to the background system, so that the background system activates the card according to the received check code and the user identity information.
Optionally, the second sending module is further configured to send the card basic information, the user identity information, and the card check code input by the user to the back-stage system, so that the back-stage system performs card activation according to the received card basic information, the received card check code, and the user identity information, and stores the identity information of the current user when the verification passes.
Optionally, the first sending module is further configured to send, when a card activation instruction triggered by a user at a financial platform client is received, a request for acquiring basic information of a card to be activated and identity information of a currently logged-in user to the background system;
the first display module is further used for receiving basic information of a card to be activated of a current login user and identity information of the current login user, which are fed back by the background system;
the second sending module is further used for sending the user identity information, the basic information of the card to be activated and the check code input by the user to a background system of the financial platform to which the card belongs, so that the background system can activate the card according to the received check code and the user identity information.
Optionally, the card activation device further comprises:
and the third display module is used for displaying a corresponding check code input interface and/or a corresponding user identity information input interface according to the activation failure information if the activation failure information fed back by the background system is received, so that the user can input the check code and/or the user identity information again.
According to the method, when a card activation instruction triggered by a user at a financial platform client is received, a request for acquiring the identity information of the currently logged user of the financial platform client is sent to a background system of a financial platform to which a card to be activated belongs; receiving the current user identity information fed back by the background system, and displaying a card check code input interface; and sending the user identity information and the check code input by the user on the check code input interface to the background system so that the background system activates the card according to the received check code and the user identity information. Through the mode, when the card is activated, the request for acquiring the identity information of the current login user is sent to the background system of the financial platform, and when the identity information of the login user is received, the user does not need to repeatedly fill in the identity information, and only the check code of the card needs to be input to complete the activation of the credit, so that the time for the user to input the information is shortened, and the labor cost of the financial platform can be reduced.
Drawings
FIG. 1 is a schematic flowchart of a first embodiment of a card activation method according to the present invention;
FIG. 2 is a flowchart illustrating a second embodiment of a card activation method according to the present invention;
FIG. 3 is a flowchart illustrating a card activation method according to a third embodiment of the present invention;
FIG. 4 is a functional block diagram of a first embodiment of the card activation device according to the present invention;
fig. 5 is a functional module diagram of a second embodiment of the card activation device according to the present invention.
The implementation, functional features and advantages of the objects of the present invention will be further explained with reference to the accompanying drawings.
Detailed Description
It should be understood that the specific embodiments described herein are merely illustrative of the invention and are not intended to limit the invention.
The invention provides a card activation method.
Referring to fig. 1, fig. 1 is a flowchart illustrating a first embodiment of a card activation method according to the present invention, in this embodiment, the card activation method includes:
step S10, when a card activation instruction triggered by a user at a financial platform client is received, sending a request for acquiring the identity information of the current login user of the financial platform client to a background system of a financial platform to which a card to be activated belongs;
in order to enable the system to operate normally, the system is realized on the basis that a user information base is established in a background system of a financial platform, and the user information base is used for recording the identity information of a user who completes identity verification and card information under the name of the user.
The method comprises the steps that a user can select a card to be activated in an operation menu of a financial platform client, the client generates a corresponding card activation instruction when detecting that the user selects the card to be activated, and a request for acquiring identity information of a current login user of the financial platform client is sent to a background system of a financial platform to which the card to be activated belongs according to the card activation instruction. And when receiving the request, the background system searches the corresponding user identity information according to the user login information in the request and then sends the searched user identity information to the client.
Step S20, receiving the current user identity information fed back by the background system, and displaying a card check code input interface;
step S30, sending the user identity information and the check code input by the user on the check code input interface to the back-stage system, so that the back-stage system activates the card according to the received check code and the user identity information.
And when receiving the identity information fed back by the background system, the client displays a card check code input interface according to the activation instruction.
In this embodiment, a card is used as a credit card for explanation, a credit card check code is a 3-digit number on the back of the credit card, when it is detected that a user inputs a 3-digit number, or when a sending instruction triggered after the user inputs a 3-digit check code is received, the check code input by the user on a check code input interface and the obtained user identity information are sent to a background system of a financial platform to which the card belongs, the background system verifies according to the received check code and the user identity information, determines whether the received check code and the user identity information correspond to the card, if so, indicates that activation is successful, otherwise, indicates that activation is unsuccessful.
Further, when the activation is successful, the information of the successful activation can be fed back, and the client can display corresponding prompt information according to the information of the successful activation, or change the color of the card and the like to prompt the successful activation; if the activation is unsuccessful, the background system feeds back unsuccessful information, and the client displays a corresponding check code and a user identity information input interface according to the activation failure information when receiving the activation failure information fed back by the background system, and certainly, a check code input interface and/or a user identity information input interface can be correspondingly displayed so that the user can input the check code and/or the user identity information again.
According to the method, when a card activation instruction triggered by a user at a financial platform client is received, a request for acquiring the identity information of the currently logged user of the financial platform client is sent to a background system of a financial platform to which a card to be activated belongs; receiving the current user identity information fed back by the background system, and displaying a card check code input interface; and sending the user identity information and the check code input by the user on the check code input interface to the background system so that the background system activates the card according to the received check code and the user identity information. Through the mode, when the card is activated, the request for acquiring the identity information of the current login user is sent to the background system of the financial platform, and when the identity information of the login user is received, the user does not need to repeatedly fill in the identity information, and only the check code of the card needs to be input to complete the activation of the credit, so that the time for the user to input the information is shortened, and the labor cost of the financial platform can be reduced.
Referring to fig. 2, fig. 2 is a flowchart illustrating a card activation method according to a second embodiment of the present invention.
Based on the first embodiment of the card activation method of the present invention, the card activation method further includes:
step S40, if receiving the information that the current user does not finish the identity authentication, which is fed back by the background system, displaying card basic information, a card check code and a user identity information input interface;
if the current login user does not complete the identity authentication, the background system feeds back the information that the current login user does not complete the identity authentication, and the client displays the card basic information, the card check code and the user identity information input interface when receiving the information that the current user does not complete the identity authentication, which is fed back by the background system, of the client, and certainly, the client can also display the card basic information, the card check code input interface and the user identity information input interface respectively. At this time, the user needs to fill in basic information of the card, the card check code and the identity information.
Step S50, sending the card basic information, the user identity information, and the card check code input by the user to the back-end system, so that the back-end system activates the card according to the received check code and the user identity information.
When the user finishes filling the basic information, the check code and the identity information of the card, the user can start to confirm or send an instruction, the financial platform client sends the basic information, the check code and the identity information of the card filled by the user to a background system of a financial platform to which the card belongs, the background system verifies according to the received basic information, the check code and the identity information of the card and determines whether the received check code and the identity information of the user correspond to the basic information of the card, if so, the activation is successful, otherwise, the activation is unsuccessful.
Further, for the convenience of the user, step S50 in this embodiment may be replaced by: and sending the card basic information, the user identity information and the check code input by the user to the background system, so that the background system activates the card according to the received card basic information, the check code and the user identity information, and storing the identity information of the current user when the verification is passed.
In this embodiment, for convenience of the user, if the user who does not complete authentication completes one card activation, the login information of the login user is saved when the card activation is completed, in other words, the authentication of the login user is completed.
To sum up, the present invention divides users into two categories: one is a client who has verified the real identity information; the other category does not authenticate the true identity of the client. If the user verifies the real identity information, the card activation operation can be completed only by inputting the last three digits of the back face of the card when the card is activated; if the user does not verify the real identity, the user is required to input the identity information, the check code and other information again, namely, the verification is carried out in a general verification mode, and the login information of the user is saved as long as the user completes the card activation, so that the next use is facilitated.
Referring to fig. 3, fig. 3 is a flowchart illustrating a card activation method according to a third embodiment of the present invention.
Based on the first embodiment of the card activation method of the present invention, step S10 may include:
step S11, when a card activation instruction triggered by a user at a financial platform client is received, a request for acquiring basic information of a card to be activated and identity information of a current login user is sent to the background system;
step S20 may include: step S21, receiving the basic information of the card to be activated of the current login user and the identity information of the current login user fed back by the background system;
step S30 is replaced with: and sending the user identity information, the basic information of the card to be activated and the check code input by the user to a background system of the financial platform to which the card belongs, so that the background system activates the card according to the received check code and the user identity information.
In this embodiment, in order to avoid substantially changing the user background system and causing waste in use, when the financial platform background system activates the card, the required information is the same as that in the prior art, that is, the user identity information, the card basic information and the card check code are required. In the embodiment, when the identity authentication of the current login user at the financial platform client is completed, a request for acquiring basic information of a card to be activated of the current login user is sent to a background system, the background system inquires the basic information of the card to be activated of the user according to the received request, the basic information of the card comprises the card number and the validity period of the card, specifically, when the user triggers an activation instruction at the client menu, the corresponding request is sent to the financial platform system, and the background system acquires information of all cards/selected cards under the current login user name according to the received request and feeds the information back to the client. And then, after the user inputs the check code, the user identity information, the basic information of the card to be activated and the check code input by the user are sent to a background system of the financial platform to which the card belongs, and the background system activates the card according to the received user identity information, the basic information of the card to be activated and the check code. In order to facilitate the next use of the user, in this embodiment, when the activation of the card is completed, the authentication of the currently logged-in user is completed.
The invention further provides a card activation device.
Referring to FIG. 4, FIG. 4 is a functional module diagram of the first embodiment of the card activation device of the present invention
In this embodiment, the card activation device includes:
the first sending module 10 is configured to send a request for acquiring identity information of a currently logged-in user of a financial platform client to a background system of a financial platform to which a card to be activated belongs when a card activation instruction triggered by the user at the financial platform client is received;
the first display module 20 is configured to receive the current user identity information fed back by the background system, and display a card check code input interface;
in order to enable the system to operate normally, the system is realized on the basis that a user information base is established in a background system of a financial platform, and the user information base is used for recording the identity information of a user who completes identity verification and card information under the name of the user.
The method comprises the steps that a user can select a card to be activated in an operation menu of a financial platform client, the client generates a corresponding card activation instruction when detecting that the user selects the card to be activated, and a request for acquiring identity information of a current login user of the financial platform client is sent to a background system of a financial platform to which the card to be activated belongs according to the card activation instruction. And when receiving the request, the background system searches the corresponding user identity information according to the user login information in the request and then sends the searched user identity information to the client.
The second sending module 30 is configured to send the user identity information and the check code input by the user on the check code input interface to the background system, so that the background system performs card activation according to the received check code and the user identity information.
And when receiving the identity information fed back by the background system, the client displays a card check code input interface according to the activation instruction.
In this embodiment, a card is used as a credit card for explanation, a credit card check code is a 3-digit number on the back of the credit card, when it is detected that a user inputs a 3-digit number, or when a sending instruction triggered after the user inputs a 3-digit check code is received, the check code input by the user on a check code input interface and the obtained user identity information are sent to a background system of a financial platform to which the card belongs, the background system verifies according to the received check code and the user identity information, determines whether the received check code and the user identity information correspond to the card, if so, indicates that activation is successful, otherwise, indicates that activation is unsuccessful.
Further, the card activation device may further include: and a third display module (not shown) configured to display a corresponding check code input interface and/or a user identity information input interface according to the activation failure information if the activation failure information fed back by the background system is received, so that the user can input the check code and/or the user identity information again.
When the activation is successful, the information of successful activation can be fed back, and the client can display corresponding prompt information according to the information of successful activation, or change the color of the card and the like to prompt the successful activation; if the activation is unsuccessful, the background system feeds back unsuccessful information, and the client displays a corresponding check code and a user identity information input interface according to the activation failure information when receiving the activation failure information fed back by the background system, and certainly, a check code input interface and/or a user identity information input interface can be correspondingly displayed so that the user can input the check code and/or the user identity information again.
According to the method, when a card activation instruction triggered by a user at a financial platform client is received, a request for acquiring the identity information of the currently logged user of the financial platform client is sent to a background system of a financial platform to which a card to be activated belongs; receiving the current user identity information fed back by the background system, and displaying a card check code input interface; and sending the user identity information and the check code input by the user on the check code input interface to the background system so that the background system activates the card according to the received check code and the user identity information. Through the mode, when the card is activated, the request for acquiring the identity information of the current login user is sent to the background system of the financial platform, and when the identity information of the login user is received, the user does not need to repeatedly fill in the identity information, and only the check code of the card needs to be input to complete the activation of the credit, so that the time for the user to input the information is shortened, and the labor cost of the financial platform can be reduced.
Referring to fig. 5, fig. 5 is a functional block diagram of a second embodiment of the card activation device of the present invention.
According to the first embodiment of the card activation device of the present invention, the card activation device further includes:
the second display module 40 is configured to display card basic information, a card check code input interface and a user identity information input interface if information that the current user does not complete identity authentication is received, where the information is fed back by the background system;
if the current login user does not complete the identity authentication, the background system feeds back the information that the current login user does not complete the identity authentication, and the client displays the card basic information, the card check code and the user identity information input interface when receiving the information that the current user does not complete the identity authentication and is fed back by the background system, and certainly, the input interface can also display the card basic information, the card check code input interface and the user identity information. At this time, the user needs to fill in basic information of the card, the check code of the card and the identity information.
The second sending module 30 is further configured to send the card basic information, the user identity information, and the card check code input by the user to the backend system, so that the backend system performs card activation according to the received check code and the user identity information.
When the user finishes filling the basic information, the check code and the identity information of the card, the user can start to confirm or send an instruction, the financial platform client sends the basic information, the check code and the identity information of the card filled by the user to a background system of a financial platform to which the card belongs, the background system verifies according to the received basic information, the check code and the identity information of the card and determines whether the received check code and the identity information of the user correspond to the basic information of the card, if so, the activation is successful, otherwise, the activation is unsuccessful.
Further, in order to facilitate the user to use, in this embodiment, the second sending module 30 may further send the card basic information, the user identity information, and the check code input by the user to the background system, so that the background system performs card activation according to the received card basic information, the received check code, and the user identity information, and stores the current user identity authentication when the authentication is passed.
In this embodiment, for convenience of the user, if the user who does not complete authentication completes one card activation, the login information of the login user is saved when the card activation is completed, in other words, the authentication of the login user is completed.
To sum up, the present invention divides users into two categories: one is a client who has verified the real identity information; the other category does not authenticate the true identity of the client. If the user verifies the real identity information, the card activation operation can be completed only by inputting the last three digits of the back face of the card when the card is activated; if the user does not verify the real identity, the user is required to input the identity information, the check code and other information again, namely, the verification is carried out in a general verification mode, and the login information of the user is saved as long as the user completes the card activation, so that the next use is facilitated.
With reference to fig. 4, the first sending module 10 is further configured to send, when receiving a card activation instruction triggered by a user at a financial platform client, a request for acquiring basic information of a card to be activated and identity information of a currently logged-in user to the background system;
the first display module 20 is further configured to receive basic information of a card to be activated of a current login user and identity information of the current login user, which are fed back by the background system;
the second sending module 30 is further configured to send the user identity information, the basic information of the card to be activated, and the check code input by the user to a background system of the financial platform to which the card belongs, so that the background system activates the card according to the received check code and the user identity information.
In this embodiment, in order to avoid substantially changing the user background system and causing waste in use, when the financial platform background system activates the card, the required information is the same as that in the prior art, that is, the user identity information, the card basic information and the card check code are required. In the embodiment, when the identity authentication of the current login user at the financial platform client is completed, a request for acquiring basic information of a card to be activated of the current login user is sent to a background system, the background system inquires the basic information of the card to be activated of the user according to the received request, the basic information of the card comprises the card number and the validity period of the card, specifically, when the user triggers an activation instruction at the client menu, the corresponding request is sent to the financial platform system, and the background system acquires information of all cards/selected cards under the current login user name according to the received request and feeds the information back to the client. And then, after the user inputs the check code, the user identity information, the basic information of the card to be activated and the check code input by the user are sent to a background system of the financial platform to which the card belongs, and the background system activates the card according to the received user identity information, the basic information of the card to be activated and the check code. In order to facilitate the next use of the user, in this embodiment, when the activation of the card is completed, the authentication of the currently logged-in user is completed.
The above description is only a preferred embodiment of the present invention, and not intended to limit the scope of the present invention, and all modifications of equivalent structures and equivalent processes, which are made by using the contents of the present specification and the accompanying drawings, or directly or indirectly applied to other related technical fields, are included in the scope of the present invention.
Claims (8)
1. A card activation method, comprising the steps of:
when a card activation instruction triggered by a user at a financial platform client is received, sending a request for acquiring user identity information corresponding to a currently logged-in user of the financial platform client to a background system of a financial platform to which a card to be activated belongs;
receiving user identity information corresponding to the current login user fed back by the background system, and displaying a card check code input interface;
sending the user identity information and the check code input by the user on the check code input interface to the background system so that the background system activates the card according to the received check code and the user identity information;
the step of sending a request for acquiring user identity information corresponding to a currently logged-in user of a financial platform client to a background system of a financial platform to which a card to be activated belongs further includes:
if the information that the identity authentication of the current login user is not completed is received, which is fed back by the background system, card basic information, a card check code and a user identity information input interface are displayed;
and sending the basic card information, the user identity information and the card check code input by the user to the background system so that the background system activates the card according to the received check code and the user identity information.
2. The card activation method according to claim 1, wherein the step of sending the basic card information, the user identification information and the card verification code input by the user to the back-office system, so that the back-office system performs card activation according to the received verification code and the user identification information includes:
and sending the card basic information, the user identity information and the card check code input by the user to the background system, so that the background system activates the card according to the received card basic information, the received card check code and the received user identity information, and storing the user identity information corresponding to the current login user when the verification is passed.
3. The card activation method according to claim 1, wherein the step of sending a request for obtaining the user identity information corresponding to the currently logged-in user of the financial platform client to a background system of a financial platform to which the card to be activated belongs when receiving a card activation instruction triggered by the user at the financial platform client comprises:
when a card activation instruction triggered by a user at a financial platform client is received, sending a request for acquiring basic information of a card to be activated and user identity information corresponding to a current login user to the background system;
the steps of receiving the user identity information corresponding to the current login user fed back by the background system and displaying a card check code input interface comprise:
receiving basic information of a card to be activated of a current login user and user identity information corresponding to the current login user, which are fed back by the background system;
the step of sending the user identity information and the check code input by the user on the check code input interface to the background system so that the background system activates the card according to the received check code and the user identity information comprises the following steps:
and sending the user identity information, the basic information of the card to be activated and the check code input by the user to a background system of the financial platform to which the card to be activated belongs, so that the background system activates the card according to the received check code and the user identity information.
4. The card activation method of claim 1, further comprising:
and if activation failure information fed back by the background system is received, displaying a corresponding check code input interface and/or a user identity information input interface according to the activation failure information so that a user can input the check code and/or the user identity information again.
5. A card activation device, comprising:
the system comprises a first sending module, a second sending module and a third sending module, wherein the first sending module is used for sending a request for acquiring user identity information corresponding to a current login user of a financial platform client to a background system of a financial platform to which a card to be activated belongs when a card activation instruction triggered by the user at the financial platform client is received;
the first display module is used for receiving the user identity information corresponding to the current login user fed back by the background system and displaying a card check code input interface;
the second sending module is used for sending the user identity information and the check code input by the user on the check code input interface to the background system so that the background system can activate the card according to the received check code and the user identity information;
the second display module is used for displaying card basic information, a card check code and a user identity information input interface if receiving information that the current login user does not complete identity authentication, which is fed back by the background system;
the second sending module is further configured to send the card basic information, the user identity information, and the card check code input by the user to the background system, so that the background system activates the card according to the received check code and the user identity information.
6. The card activation device according to claim 5, wherein the second sending module is further configured to send card basic information, user identity information, and a card check code input by the user to the backend system, so that the backend system performs card activation according to the received card basic information, the received card check code, and the received user identity information, and stores user identity information corresponding to the currently logged-in user when the verification is passed.
7. The card activation device according to claim 5, wherein the first sending module is further configured to send, to the backend system, a request to obtain basic information of a card to be activated and user identity information corresponding to a currently logged-in user when a card activation instruction triggered by a user at a financial platform client is received;
the first display module is further used for receiving basic information of a card to be activated of a current login user and user identity information corresponding to the current login user, which are fed back by the background system;
the second sending module is further used for sending the user identity information, the basic information of the card to be activated and the check code input by the user to a background system of the financial platform to which the card to be activated belongs, so that the background system can activate the card according to the received check code and the user identity information.
8. The card activation device of claim 5, further comprising:
and the third display module is used for displaying a corresponding check code input interface and/or a corresponding user identity information input interface according to the activation failure information if the activation failure information fed back by the background system is received, so that the user can input the check code and/or the user identity information again.
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| WO2012143039A1 (en) * | 2011-04-18 | 2012-10-26 | C-Sigma S.R.L. | Authentication device with photosensitive input keys |
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| CN102083058A (en) * | 2009-11-27 | 2011-06-01 | 中国移动通信集团山东有限公司 | Smart card, card writing system and method and self-help account opening server |
| US9262422B1 (en) * | 2013-02-20 | 2016-02-16 | Isaac S. Daniel | System and method of verifying a payment cardholder's identity using an interactive payment card |
| CN103810595B (en) * | 2014-01-26 | 2017-02-15 | 小米科技有限责任公司 | Information verification method and device |
| CN107633397B (en) * | 2014-05-29 | 2019-11-08 | 苹果公司 | User interface for payment |
| US20160027017A1 (en) * | 2014-07-22 | 2016-01-28 | Ca, Inc. | Method and system for using dynamic cvv in qr code payments |
| CN104504566A (en) * | 2015-01-06 | 2015-04-08 | 上海坤士合生信息科技有限公司 | System and method for achieving transaction safety protection of financial card based on location binding |
| CN105931050A (en) * | 2015-12-29 | 2016-09-07 | 中国银联股份有限公司 | Bank card information authentication method, client side, and bank system |
| CN106104601A (en) * | 2016-06-22 | 2016-11-09 | 北京小米移动软件有限公司 | Virtual card Activiation method and device |
| CN106204011A (en) * | 2016-06-30 | 2016-12-07 | 北京小米移动软件有限公司 | NFC payment and device |
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| WO2012143039A1 (en) * | 2011-04-18 | 2012-10-26 | C-Sigma S.R.L. | Authentication device with photosensitive input keys |
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