CN107908617A - A kind of consumption statistic method, terminal and computer-readable recording medium - Google Patents
A kind of consumption statistic method, terminal and computer-readable recording medium Download PDFInfo
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- CN107908617A CN107908617A CN201711052682.0A CN201711052682A CN107908617A CN 107908617 A CN107908617 A CN 107908617A CN 201711052682 A CN201711052682 A CN 201711052682A CN 107908617 A CN107908617 A CN 107908617A
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- G—PHYSICS
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- G06F40/279—Recognition of textual entities
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- G—PHYSICS
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- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q30/00—Commerce
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- G06Q30/0601—Electronic shopping [e-shopping]
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
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Abstract
The present invention provides a kind of consumption statistic method, terminal and computer-readable recording medium, it is cumbersome for consumption statistic means in the prior art, and the problem of globality poor, by determining in terminal just in the financial application of front stage operation, monitor the payment interface in financial application, the Financial Information in payment interface is obtained, wherein Financial Information includes at least counterparty and the corresponding amount of money, and storage Financial Information is corresponded to according to counterparty.Pass through the implementation of the present invention, in a manner of monitoring each financial application in the payment interface during payment transaction, determine the amount of money and object paid, voluntarily it is manually entered without user, and realize the integration of the payment information of different financial applications, the globality of consumption statistic is improved, greatly improves user experience.
Description
Technical field
, can more specifically to a kind of consumption statistic method, terminal and computer the present invention relates to field of terminal technology
Read storage medium.
Background technology
With the arriving of electronic commerce times, the development of mobile payment technology is swift and violent, nowadays becomes a kind of life prevailing
Mode.Mobile payment allows masses more to take part in digital economy, eliminates the inconvenience of cash transaction, facilitates going out for user
OK.Many users have the custom of book keeping operation when being consumed, that is, each receipts and expenditures are recorded, so as to
User checks the consumption of oneself, so as to adjust the income and expenditure of oneself；However, consumption statistic work(of the prior art
Can, recorded or being that user is manual with the word class application on notebook, or terminal, it is this obviously too cumbersome,
And user easily forgets；It is major bill detailed functions for paying and being carried in application, this is feasible for major application itself,
But the consumption of user's entirety just has no way of knowing, this brings great puzzlement to the consumption statistic of user.
The content of the invention
The technical problem to be solved in the present invention is that consumption statistic means are cumbersome in the prior art, and globality poor is asked
Topic, for the technical problem, there is provided a kind of consumption statistic method, terminal and computer-readable recording medium.
In order to solve the above technical problems, the present invention provides a kind of consumption statistic method, the consumption statistic method includes：
Determine in terminal just in the financial application of front stage operation；
Monitor the payment interface in the financial application；
The Financial Information in the payment interface is obtained, the Financial Information includes at least counterparty and the corresponding amount of money；
Corresponded to according to the counterparty and store the Financial Information.
Optionally, the Financial Information obtained in the payment interface includes：
The character area being partitioned into the payment interface；
Identify the corresponding text information of the character area；
The Financial Information is extracted from the text information.
Optionally, it is described the Financial Information is extracted from the text information to include：
According to default keyword message, the Financial Information is extracted from the text information；And/or
According to the layout type of default payment interface, the Financial Information is extracted from the text information.
Optionally, it is described to be included according to the counterparty correspondence storage Financial Information：
Determine the consumption inventory in units of counterparty；
According to the counterparty in the Financial Information, the Financial Information is stored in corresponding consumption inventory.
Optionally, after described be stored in the Financial Information in corresponding consumption inventory, further include：
The consumption inventory in preset period of time is pushed to user at the time of setting.
The present invention also provides a kind of terminal, the terminal includes processor, memory and communication bus；
The communication bus is used for realization the connection communication between processor and memory；
The processor is used to perform one or more program stored in memory, to realize following steps：
Determine in terminal just in the financial application of front stage operation；
Monitor the payment interface in the financial application；
The Financial Information in the payment interface is obtained, the Financial Information includes at least counterparty and the corresponding amount of money；
Corresponded to according to the counterparty and store the Financial Information.
Optionally, the Financial Information obtained in the payment interface includes：
The character area being partitioned into the payment interface；
Identify the corresponding text information of the character area；
The Financial Information is extracted from the text information.
Optionally, it is described the Financial Information is extracted from the text information to include：
According to default keyword message, the Financial Information is extracted from the text information；And/or
According to the layout type of default payment interface, the Financial Information is extracted from the text information.
Optionally, it is described to be included according to the counterparty correspondence storage Financial Information：
Determine the consumption inventory in units of counterparty；
According to the counterparty in the Financial Information, the Financial Information is stored in corresponding consumption inventory.
The present invention also provides a kind of computer-readable recording medium, the computer-readable recording medium storage have one or
The multiple programs of person, one or more of programs can be performed by one or more processor, to realize that above-mentioned consumption is united
The step of meter method.
Beneficial effect
The present invention provides a kind of consumption statistic method, terminal and computer-readable recording medium, for disappearing in the prior art
It is cumbersome to take statistical means, and the problem of globality poor, by determining in terminal just in the financial application of front stage operation, monitoring finance
Payment interface in, obtains the Financial Information in payment interface, and wherein Financial Information includes at least counterparty and corresponding
The amount of money, storage Financial Information is corresponded to according to counterparty.By the implementation of the present invention, to monitor each financial application in payment transaction mistake
The mode of payment interface in journey, determines the amount of money and object paid, is voluntarily manually entered without user, and realize not
The integration of the payment information of same financial application, improves the globality of consumption statistic, greatly improves user experience.
Brief description of the drawings
Below in conjunction with accompanying drawings and embodiments, the invention will be further described, in attached drawing：
Fig. 1 is the hardware architecture diagram for realizing each optional mobile terminal of embodiment one of the present invention.
Fig. 2 is the wireless communication system schematic diagram of mobile terminal as shown in Figure 1；
Fig. 3 is the consumption statistic method basic flow chart that first embodiment of the invention provides；
Fig. 4 is the payment interface schematic diagram that first embodiment of the invention provides；
Fig. 5 is the consumption statistic method refined flow chart that second embodiment of the invention provides；
Fig. 6 is the structure diagram for the terminal that third embodiment of the invention provides.
Embodiment
It should be appreciated that the specific embodiments described herein are merely illustrative of the present invention, it is not intended to limit the present invention.
In follow-up description, the suffix using such as " module ", " component " or " unit " for representing element is only
Be conducive to the explanation of the present invention, itself there is no a specific meaning.Therefore, " module ", " component " or " unit " can mix
Ground uses.
Terminal can be implemented in a variety of manners.For example, terminal described in the present invention can include such as mobile phone, tablet
Computer, laptop, palm PC, personal digital assistant (Personal Digital Assistant, PDA), portable
Media player (Portable Media Player, PMP), guider, wearable device, Intelligent bracelet, pedometer etc. move
Dynamic terminal, and the fixed terminal such as numeral TV, desktop computer.
It will be illustrated in subsequent descriptions by taking mobile terminal as an example, it will be appreciated by those skilled in the art that except special
Outside element for moving purpose, construction according to the embodiment of the present invention can also apply to the terminal of fixed type.
Referring to Fig. 1, its hardware architecture diagram for a kind of mobile terminal of each embodiment of the realization present invention, the shifting
Dynamic terminal 100 can include：RF (Radio Frequency, radio frequency) unit 101, WiFi module 102, audio output unit
103rd, A/V (audio/video) input unit 104, sensor 105, display unit 106, user input unit 107, interface unit
108th, the component such as memory 109, processor 110 and power supply 111.It will be understood by those skilled in the art that shown in Fig. 1
Mobile terminal structure does not form the restriction to mobile terminal, and mobile terminal can be included than illustrating more or fewer components,
Either combine some components or different components arrangement.
The all parts of mobile terminal are specifically introduced with reference to Fig. 1：
Radio frequency unit 101 can be used for receiving and sending messages or communication process in, the reception and transmission of signal, specifically, by base station
Downlink information receive after, handled to processor 110；In addition, by the data sending of uplink to base station.In general, radio frequency unit 101
Including but not limited to antenna, at least one amplifier, transceiver, coupler, low-noise amplifier, duplexer etc..In addition, penetrate
Frequency unit 101 can also be communicated by wireless communication with network and other equipment.Above-mentioned wireless communication can use any communication
Standard or agreement, include but not limited to GSM (Global System of Mobile communication, global system for mobile telecommunications
System), GPRS (General Packet Radio Service, general packet radio service), CDMA2000 (Code
Division Multiple Access 2000, CDMA 2000), WCDMA (Wideband Code Division
Multiple Access, wideband code division multiple access), TD-SCDMA (Time Division-Synchronous Code
Division Multiple Access, TD SDMA), FDD-LTE (Frequency Division
Duplexing-Long Term Evolution, frequency division duplex Long Term Evolution) and TDD-LTE (Time Division
Duplexing-Long Term Evolution, time division duplex Long Term Evolution) etc..
WiFi belongs to short range wireless transmission technology, and mobile terminal can help user to receive and dispatch electricity by WiFi module 102
Sub- mail, browse webpage and access streaming video etc., it has provided wireless broadband internet to the user and has accessed.Although Fig. 1 shows
Go out WiFi module 102, but it is understood that, it is simultaneously not belonging to must be configured into for mobile terminal, completely can be according to need
To be omitted in the essential scope for do not change invention.
Audio output unit 103 can be in call signal reception pattern, call mode, record mould in mobile terminal 100
Formula, speech recognition mode, broadcast reception mode when under isotype, by radio frequency unit 101 or WiFi module 102 it is receiving or
It is sound that the voice data stored in memory 109, which is converted into audio signal and exports,.Moreover, audio output unit 103
The relevant audio output of specific function performed with mobile terminal 100 can also be provided (for example, call signal receives sound, disappears
Breath receives sound etc.).Audio output unit 103 can include loudspeaker, buzzer etc..Audio output unit 103 includes
The twin loudspeaker set in terminal, twin loudspeaker can realize two-channel sounding, realize the played in stereo effect of terminal.
A/V input units 104 are used to receive audio or video signal.A/V input units 104 can include graphics processor
(Graphics Processing Unit, GPU) 1041 and microphone 1042, graphics processor 1041 is in video acquisition mode
Or the static images or the view data of video obtained in image capture mode by image capture apparatus (such as camera) carry out
Reason.Picture frame after processing may be displayed on display unit 106.Picture frame after the processing of graphics processor 1041 can be deposited
Storage is transmitted in memory 109 (or other storage mediums) or via radio frequency unit 101 or WiFi module 102.Mike
Wind 1042 can connect in telephone calling model, logging mode, speech recognition mode etc. operational mode via microphone 1042
Quiet down sound (voice data), and can be voice data by such acoustic processing.Audio (voice) data after processing can
To be converted to the form output that mobile communication base station can be sent to via radio frequency unit 101 in the case of telephone calling model.
Microphone 1042 can implement various types of noises and eliminate (or suppression) algorithm to eliminate (or suppression) in reception and send sound
The noise produced during frequency signal or interference.
Mobile terminal 100 further includes at least one sensor 105, such as optical sensor, motion sensor and other biographies
Sensor.Specifically, optical sensor includes ambient light sensor and proximity sensor, wherein, ambient light sensor can be according to environment
The light and shade of light adjusts the brightness of display panel 1061, and proximity sensor can close when mobile terminal 100 is moved in one's ear
Display panel 1061 and/or backlight.As one kind of motion sensor, accelerometer sensor can monitor in all directions (general
For three axis) size of acceleration, size and the direction of gravity, the application available for identification mobile phone posture can be detected when static
(such as horizontal/vertical screen switching, dependent game, magnetometer pose calibrating), Vibration identification correlation function (such as pedometer, percussion) etc.；
The fingerprint sensor that can also configure as mobile phone, pressure sensor, iris sensor, molecule sensor, gyroscope, barometer,
The other sensors such as hygrometer, thermometer, infrared ray sensor, details are not described herein.
Display unit 106 is used for the information for showing by information input by user or being supplied to user.Display unit 106 can wrap
Display panel 1061 is included, liquid crystal display (Liquid Crystal Display, LCD), Organic Light Emitting Diode can be used
Forms such as (Organic Light-Emitting Diode, OLED) configures display panel 1061.
User input unit 107 can be used for the numeral or character information for receiving input, and produce the use with mobile terminal
The key signals input that family is set and function control is related.Specifically, user input unit 107 may include contact panel 1071 with
And other input equipments 1072.Contact panel 1071, also referred to as touch-screen, collect user on it or neighbouring touch operation
(for example user uses any suitable objects or annex such as finger, stylus on contact panel 1071 or in contact panel 1071
Neighbouring operation), and corresponding attachment device is driven according to formula set in advance.Contact panel 1071 may include to touch monitoring
Two parts of device and touch controller.Wherein, the touch orientation of monitoring device monitoring user is touched, and monitors touch operation band
The signal come, transmits a signal to touch controller；Touch controller receives touch information from touching in monitoring device, and by it
Contact coordinate is converted into, then gives processor 110, and the order that processor 110 is sent can be received and performed.In addition, can
To realize contact panel 1071 using polytypes such as resistance-type, condenser type, infrared ray and surface acoustic waves.Except contact panel
1071, user input unit 107 can also include other input equipments 1072.Specifically, other input equipments 1072 can wrap
Include but be not limited to physical keyboard, in function key (such as volume control button, switch key etc.), trace ball, mouse, operation lever etc.
One or more, do not limit herein specifically.
Further, contact panel 1071 can cover display panel 1061, when contact panel 1071 monitor on it or
After neighbouring touch operation, processor 110 is sent to determine the type of touch event, is followed by subsequent processing device 110 according to touch thing
The type of part provides corresponding visual output on display panel 1061.Although in Fig. 1, contact panel 1071 and display panel
1061 be the component independent as two to realize the function that outputs and inputs of mobile terminal, but in certain embodiments, can
The function that outputs and inputs of mobile terminal is realized so that contact panel 1071 and display panel 1061 is integrated, is not done herein specifically
Limit.
Interface unit 108 is connected the interface that can pass through as at least one external device (ED) with mobile terminal 100.For example,
External device (ED) can include wired or wireless head-band earphone port, external power supply (or battery charger) port, wired or nothing
Line data port, memory card port, the port for connecting the device with identification module, audio input/output (I/O) end
Mouth, video i/o port, ear port etc..Interface unit 108 can be used for receiving the input from external device (ED) (for example, number
It is believed that breath, electric power etc.) and the input received is transferred to one or more elements in mobile terminal 100 or can be with
For transmitting data between mobile terminal 100 and external device (ED).
Memory 109 can be used for storage software program and various data.Memory 109 can mainly include storing program area
And storage data field, wherein, storing program area can storage program area, application program (such as the sound needed at least one function
Sound playing function, image player function etc.) etc.；Storage data field can store according to mobile phone use created data (such as
Voice data, phone directory etc.) etc..In addition, memory 109 can include high-speed random access memory, can also include non-easy
The property lost memory, a for example, at least disk memory, flush memory device or other volatile solid-state parts.
Processor 110 is the control centre of mobile terminal, utilizes each of various interfaces and the whole mobile terminal of connection
A part, by running or performing the software program and/or module that are stored in memory 109, and calls and is stored in storage
Data in device 109, perform the various functions and processing data of mobile terminal, so as to carry out integral monitoring to mobile terminal.Place
Reason device 110 may include one or more processing units；Preferably, processor 110 can integrate application processor and modulatedemodulate is mediated
Device is managed, wherein, application processor mainly handles operating system, user interface and application program etc., and modem processor is main
Handle wireless communication.It is understood that above-mentioned modem processor can not also be integrated into processor 110.
Mobile terminal 100 can also include the power supply 111 (such as battery) to all parts power supply, it is preferred that power supply 111
Can be logically contiguous by power-supply management system and processor 110, so as to realize management charging by power-supply management system, put
The function such as electricity and power managed.
Although Fig. 1 is not shown, mobile terminal 100 can also be including bluetooth module etc., and details are not described herein.
For the ease of understanding the embodiment of the present invention, below to the communications network system that is based on of mobile terminal of the present invention into
Row description.
Referring to Fig. 2, Fig. 2 is a kind of communications network system Organization Chart provided in an embodiment of the present invention, the communication network system
Unite includes UE (User Equipment, the use for communicating connection successively for the LTE system of universal mobile communications technology, the LTE system
Family equipment) 201, E-UTRAN (Evolved UMTS Terrestrial Radio Access Network, evolved UMTS lands
Ground wireless access network) 202, EPC (Evolved Packet Core, evolved packet-based core networks) 203 and operator IP operation
204。
Specifically, UE201 can be above-mentioned terminal 100, and details are not described herein again.
E-UTRAN202 includes eNodeB2021 and other eNodeB2022 etc..Wherein, eNodeB2021 can be by returning
Journey (backhaul) (such as X2 interface) is connected with other eNodeB2022, and eNodeB2021 is connected to EPC203,
ENodeB2021 can provide the access of UE201 to EPC203.
EPC203 can include MME (Mobility Management Entity, mobility management entity) 2031, HSS
(Home Subscriber Server, home subscriber server) 2032, other MME2033, SGW (Serving Gate Way,
Gateway) 2034, PGW (PDN Gate Way, grouped data network gateway) 2035 and PCRF (Policy and
Charging Rules Function, policy and rate functional entity) 2036 etc..Wherein, MME2031 be processing UE201 and
The control node of signaling between EPC203, there is provided carrying and connection management.HSS2032 is all to manage for providing some registers
Such as the function of attaching position register (not shown) etc, and preserve some and used in relation to service features, data rate etc.
The dedicated information in family.All customer data can be transmitted by SGW2034, and PGW2035 can provide the IP of UE 201
Address is distributed and other functions, and PCRF2036 is strategy and the charging control strategic decision-making of business data flow and IP bearing resources
Point, it selects and provides available strategy and charging control decision-making with charge execution function unit (not shown) for strategy.
IP operation 204 can include internet, Intranet, IMS (IP Multimedia Subsystem, IP multimedia
System) or other IP operations etc..
Although above-mentioned be described by taking LTE system as an example, those skilled in the art it is to be understood that the present invention not only
Suitable for LTE system, be readily applicable to other wireless communication systems, such as GSM, CDMA2000, WCDMA, TD-SCDMA with
And following new network system etc., do not limit herein.
Based on above-mentioned mobile terminal hardware configuration and communications network system, each embodiment of the method for the present invention is proposed.
First embodiment
Fig. 3 is consumption statistic method basic flow chart provided in this embodiment, which includes：
S301, determine in terminal just in the financial application of front stage operation；
Payment interface in S302, monitoring financial application；
Financial Information in S303, acquisition payment interface, Financial Information include at least counterparty and the corresponding amount of money；
S304, correspond to storage Financial Information according to counterparty.
Every application that may be related to transaction in the terminal, can be considered the financial application in the present embodiment；Some
The type of common financial application can include with Types Below：Some social networking applications, such as wechat, QQ etc., these social classes
Using the built-in transaction system of oneself, user is supported to be transferred accounts, barcode scanning is paid, transmitting-receiving red packet etc. financial transaction operation；
Internetbank application, user can install the application of corresponding Web bank of the bank oneself to open an account, can carry out remittance etc. of transferring accounts
Financial transaction operates；Do shopping class application, such as Taobao, day cat, Jingdone district etc. application, user can be into doing business by these applications
Product are chosen and produce corresponding financial transaction；Some service for life class applications, such as U.S. group, popular comment and some take-aways
The application of class, all can there are relevant financial transaction in these applications；Also it is exactly game class application, in this kind of application mostly
The function of supplementing purchase with money can be provided, so as to produce relevant financial transaction.The present embodiment substantially lists some finance of the above
Using the type that may cover, it should be understood that it is above-mentioned not include all financial applications, it is in fact all to produce payment consumption
Application can be considered financial application in the present embodiment, the present embodiment is defined specific financial application.
In S301, determine in terminal just in the financial application of front stage operation.Wherein, front stage operation represents that the financial application is
Application in being currently running, and be the application that is showing of display panel of terminal, represent that user grasps the application
Make.On the premise of no span mode, terminal often only has an application can be in front stage operation；And if terminal has split screen mould
If formula, then two applications or more can be run at the same time on foreground, it is in this case definite just in the gold of front stage operation
Melt to apply and may then include two or more.Since the security of financial payment is considered, the payment process of financial application is usual
Financial application is needed in front stage operation, front stage operation just can guarantee that the delivery operation of user can be normally carried out, including to paying
The confirmation of object, input payment cipher etc. operation；In addition, also have some delivery operations that can be carried out on backstage, such as some
Member's monthly fee is withholdd, these transaction are often the transaction of the small amount of money, and active button can be carried out on the premise of user has authorized
Money goes to confirm every time without user.
In S302, the payment interface in compliant applications is monitored.Financial application is not offered as all being related in front stage operation
To the process of financial transaction, such as some social class applications, user may be only to chat；In this case, then can be with
Financial application is monitored, that is, the operating condition of monitoring financial application, and the object predominantly detected is in financial application
Payment interface.Payment interface is that user determines the payment paid after object and means of payment in financial application
Interface, payment interface can include the interface of the input password before payment, and the details interface after successful payment.Usually
In the case of, any one of both interface is monitored, because the generation at the interface of the input password before paying, past
Toward the generation therewith for meaning that the details interface after follow-up successful payment.
In S303, the Financial Information in payment interface is obtained.Financial Information be exactly in payment interface really and financial transaction
Relevant information, typically, Financial Information can at least include counterparty and the corresponding amount of money.Wherein, counterparty represents gold
Melt the object of transaction, any one party in beneficiary and paying party both sides or both sides can be included, and due to the use of terminal
Object often one-man, a therefore at least side is user oneself in beneficiary and paying party, the opposing party is probably then business
Family or other users, if trade company, then what financial transaction may relate to is the items such as purchase commodity, if other are used
Family, then what financial transaction may relate to is exactly to transfer accounts and red packet.Certainly, the details of financial transaction are not fixed, root
What be may relate to according to the difference of concrete scene is different items, and the present embodiment is defined not to this.
In addition to counterparty, the corresponding amount of money is also vital part in Financial Information.Wherein, the amount of money represents gold
Melt the amount of transaction, including the amount of the amount of expenditure and income, refer respectively to the amount of money that terminal user is consumed, and terminal user
The received amount of money of institute.The corresponding amount of money also can be together presented in payment interface with counterparty, easy to allow user to confirm.
Either counterparty, or the corresponding amount of money, are rendered as user in payment interface in the form of certain, please join
Fig. 4 is examined, Fig. 4 shows a kind of display schematic diagram of payment interface, in figure, counterparty and the open-and-shut presentation of transaction amount
For user.In addition, Financial Information in addition to counterparty and the amount of money, can also include matters and the means of payment etc., wherein,
Matters represent, because what generates this transaction, what commodity bought for example, or remittance etc. matters of transferring accounts；Pay
Mode then represents the path paid, and user is paid by bank card, or by the corresponding dummy payments of financial application,
Paid such as Q coin, or by other financial applications, such as remaining sum in wallet class application Alipay.In addition, finance letter
Breath can also be including relevant temporal information, positional information etc., the position for representing the time of financial transaction and merchandising,
It is exactly the position that user pays, user can be facilitated to check after recording.
Specifically, the Financial Information obtained in payment interface can include：The character area being partitioned into payment interface；Know
Do not go out the corresponding text information of character area；Financial Information is extracted from text information.Payment interface is that terminal is currently shown
A whole interface on panel, and not every content is word content in this interface, for example some non-texts can be included
The image of the fingerprint grain pattern paid such as fingerprint of word, and touch-control icon of some terminal operations control class etc. content, also have
Part is the white space in payment interface, and in payment interface, attention required for word content is only user；To determine
Word content in payment interface, then needs to be split the character area in payment interface first.Character area and other
Region, such as white space, or the characteristic point of graphics field etc. is different, will can be propped up based on these differences
Pay the character area in interface and mark off, and be based on character area, it is specifically what to identify word content therein.
Word content in payment interface is various, and not all word content is Financial Information, may be had
Advertisement promotion word, or the word that code keyboard etc. is unrelated with payment, it is therefore desirable to again from the word content identified
In, then extract relevant Financial Information；Wherein, the extraction process of Financial Information, that is, finance is extracted from text information
Information can include：According to default keyword message, Financial Information is extracted from text information；And/or according to default
The layout type of payment interface, extracts Financial Information from text information.Wherein, according to default keyword message, from text
Extract Financial Information in word information, expression can according to default with the relevant keyword of Financial Information, such as " payment ", " pay
Money ", " amount of money " etc. keyword, and the context of the word content in payment interface is combined, determine Financial Information.Above-mentioned pass
Keyword is some citings, and the design logic of different operating system and different applications may correspond to different keys
Word, this may be determined according to specific circumstances；And Financial Information is extracted then according to the layout type of default payment interface
Represent, the payment interface of each financial application all each develops, and is all often similar, and some financial application
The interface of financial transaction process should all be consistent each time, such as the position of counterparty, the position of transaction amount, payment hand
The position of section etc. information should uniquely determine for the application, then, according to the layout of known payment interface
Situation, it is possible to which, by the word content in payment interface, the extracting section of Financial Information comes out.Above two extraction scheme exists
Can be carried out alone in the present embodiment, or can both combine, with lifting extraction accuracy.
In S304, storage Financial Information is corresponded to according to counterparty.Wherein, storage Financial Information table is corresponded to according to counterparty
Show, in units of the user side in counterparty, store the Financial Information of different users respectively；Alternatively, it also may indicate that, to hand over
Trading object in Yi Fang is unit, and the Financial Information of same transaction object is carried out to collect storage.Wherein, with counterparty
User side is unit, stores the Financial Information of different users respectively i.e.：Determine the consumption inventory in units of counterparty；According to
Counterparty in Financial Information, Financial Information is stored in corresponding consumption inventory.Inventory is consumed, account can also be referred to as
It is single, wherein constituting the detail of customer consumption with Financial Information, allow user to learn disappearing for oneself according to the content in bill
Take situation, so that the consumption plan of oneself provides possibility for the adjustment of user's science.
In addition, after Financial Information to be stored in corresponding consumption inventory, can also include：Will be pre- at the time of setting
If the consumption inventory in the period is pushed to user.In general, management of the user for bill is all in units of the moon, that is,
Say, setting at the time of can be the end of month in every month, and preset period of time is namely with one month, at the end of month by disappearing in one month
Expense inventory is pushed to user, and the mode of push can produce a reminder message in notification bar, and user can after clicking on
Check details, the entrance that consumption inventory is presented directly in the form of suspended window on the interface of terminal is either consumed clearly
List itself, allows user to be immediately seen the overall picture of consumption inventory.
A kind of consumption statistic method is present embodiments provided, by determining just in the financial application of front stage operation in terminal,
The payment interface in financial application is monitored, obtains the Financial Information in payment interface, wherein Financial Information includes at least counterparty
With the corresponding amount of money, storage Financial Information is corresponded to according to counterparty.Implementation through this embodiment, is existed with monitoring each financial application
The mode of payment interface during payment transaction, determines the amount of money and object paid, is voluntarily manually entered without user,
And the integration of the payment information of different financial applications is realized, the globality of consumption statistic is improved, greatly improves use
Experience at family.
Second embodiment
Fig. 5 is the consumption statistic method refined flow chart that second embodiment of the invention provides, which includes：
Just in the application of front stage operation in S501, monitoring terminal；
S502, when the application of front stage operation is financial application, monitor the application interface of the application, if occur pay boundary
Face；If so, go to S503；
Financial application is not offered as the process that can be all related to financial transaction, such as some social classes in front stage operation
Using user may be only to chat；In this case, then financial application can be monitored, that is, monitoring gold
Melt the operating condition of application, and the object predominantly detected is the payment interface in financial application.Payment interface is user in finance
The interface paid the bill paid after object and means of payment is determined in, payment interface can be included before payment
Input the interface of password, and the details interface after successful payment.Under normal conditions, monitor any in both interface
One kind, because the generation at the interface of input password before paying, after often meaning that follow-up successful payment
The generation therewith at details interface.
S503, the character area being partitioned into payment interface；
Payment interface is the whole interface on terminal present display panel, and not every content is equal in this interface
It is word content, for example the image of some non-legible fingerprint grain patterns paid such as fingerprint can be included, and some terminal operations
The touch-control icon of class etc. content is controlled, is also partly the white space in payment interface, and in payment interface, word content
Attention required for being only user；To determine the word content in payment interface, then need the text in payment interface first
Split in block domain.Character area and other regions, such as white space, or the characteristic point of graphics field etc. is not
With, the character area in payment interface can be marked off based on these differences and to be based on character area, identify it
In word content what is specifically.
S504, identify the corresponding text information of character area；
S505, from text information, extract Financial Information；
Word content in payment interface is various, and not all word content is Financial Information, may be had
Advertisement promotion word, or the word that code keyboard etc. is unrelated with payment, it is therefore desirable to again from the word content identified
In, then extract relevant Financial Information；Wherein, the extraction process of Financial Information, that is, finance is extracted from text information
Information can include：According to default keyword message, Financial Information is extracted from text information；And/or according to default
The layout type of payment interface, extracts Financial Information from text information.Financial Information includes at least counterparty and correspondence
The amount of money, relevant temporal information, positional information etc., the position for representing the time of financial transaction and merchandising can also be included
Put, that is, the position that user pays, user can be facilitated to check after recording.
S506, correspond to storage Financial Information according to counterparty.
Wherein, correspond to storage Financial Information according to counterparty to represent, in units of the user side in counterparty, store respectively
The Financial Information of different users；Alternatively, it also may indicate that, in units of the trading object in counterparty, by same transaction pair
The Financial Information of elephant carries out collecting storage.Wherein, in units of the user side in counterparty, the gold of different users is stored respectively
Melt information i.e.：Determine the consumption inventory in units of counterparty；Counterparty in Financial Information, Financial Information is stored in
In corresponding consumption inventory.
A kind of consumption statistic method is present embodiments provided, by determining just in the financial application of front stage operation in terminal,
The payment interface in financial application is monitored, obtains the Financial Information in payment interface, wherein Financial Information includes at least counterparty
With the corresponding amount of money, storage Financial Information is corresponded to according to counterparty.Implementation through this embodiment, is existed with monitoring each financial application
The mode of payment interface during payment transaction, determines the amount of money and object paid, is voluntarily manually entered without user,
And the integration of the payment information of different financial applications is realized, the globality of consumption statistic is improved, greatly improves use
Experience at family.
3rd embodiment
The present embodiment additionally provides a kind of terminal, shown in Figure 6, and it is total that it includes processor 61, memory 62 and communication
Line 63, wherein：
Communication bus 63 is used for realization the connection communication between processor 61 and memory 62；
Processor 61 is used to perform the one or more programs stored in memory 62, to realize following steps：
Determine in terminal just in the financial application of front stage operation；
Monitor the payment interface in financial application；
The Financial Information in payment interface is obtained, Financial Information includes at least counterparty and the corresponding amount of money；
Storage Financial Information is corresponded to according to the counterparty.
Every application that may be related to transaction in the terminal, can be considered the financial application in the present embodiment；Some
The type of common financial application can include with Types Below：Some social networking applications, such as wechat, QQ etc., these social classes
Using the built-in transaction system of oneself, user is supported to be transferred accounts, barcode scanning is paid, transmitting-receiving red packet etc. financial transaction operation；
Internetbank application, user can install the application of corresponding Web bank of the bank oneself to open an account, can carry out remittance etc. of transferring accounts
Financial transaction operates；Do shopping class application, such as Taobao, day cat, Jingdone district etc. application, user can be into doing business by these applications
Product are chosen and produce corresponding financial transaction；Some service for life class applications, such as U.S. group, popular comment and some take-aways
The application of class, all can there are relevant financial transaction in these applications；Also it is exactly game class application, in this kind of application mostly
The function of supplementing purchase with money can be provided, so as to produce relevant financial transaction.The present embodiment substantially lists some finance of the above
Using the type that may cover, it should be understood that it is above-mentioned not include all financial applications, it is in fact all to produce payment consumption
Application can be considered financial application in the present embodiment, the present embodiment is defined specific financial application.
Determine in terminal just in the financial application of front stage operation.Wherein, front stage operation represents the financial application to transport
Application in row, and be the application that is showing of display panel of terminal, represent that user operates the application.Do not having
On the premise of having span mode, terminal often only has an application can be in front stage operation；And if terminal has span mode,
Two applications or more then can be run at the same time on foreground, in this case it is definite just front stage operation financial application then
It may include two or more.Since the security of financial payment is considered, the payment process of financial application usually requires finance
To apply in front stage operation, front stage operation just can guarantee that the delivery operation of user can be normally carried out, including to paying object really
Recognize, input payment cipher etc. operation；In addition, also have some delivery operations that can be carried out on backstage, such as some member's monthly fees
Withhold, these transaction are often the transaction of the small amount of money, and can carry out on the premise of user has authorized actively withholing without
User goes to confirm every time.
Monitor the payment interface in compliant applications.Financial application is not offered as all being related to finance in front stage operation
The process of transaction, such as some social class applications, user may be only to chat；In this case, then can be to finance
Using being monitored, that is, the operating condition of monitoring financial application, and the object predominantly detected is the payment in financial application
Interface.Payment interface is that user determines the interface paid the bill paid after object and means of payment in financial application,
Payment interface can include the interface of the input password before payment, and the details interface after successful payment.Normal conditions
Under, monitor any one of both interface, because the generation at the interface of the input password before paying, often
Mean the generation therewith at the details interface after follow-up successful payment.
Obtain the Financial Information in payment interface.Financial Information be exactly in payment interface really with the relevant letter of financial transaction
Breath, typically, Financial Information can at least include counterparty and the corresponding amount of money.Wherein, counterparty represents financial transaction
Object, can include any one party in beneficiary and paying party both sides or both sides, and use object often due to terminal
One-man, a therefore at least side is user oneself in beneficiary and paying party, the opposing party be probably then trade company or its
He is user, if trade company, then what financial transaction may relate to is the items such as purchase commodity, if other users, then financial
Merchandising, may relate to is exactly to transfer accounts and red packet.Certainly, the details of financial transaction are not fixed, according to concrete scene
Difference may relate to is different items, the present embodiment is defined not to this.
In addition to counterparty, the corresponding amount of money is also vital part in Financial Information.Wherein, the amount of money represents gold
Melt the amount of transaction, including the amount of the amount of expenditure and income, refer respectively to the amount of money that terminal user is consumed, and terminal user
The received amount of money of institute.The corresponding amount of money also can be together presented in payment interface with counterparty, easy to allow user to confirm.
Either counterparty, or the corresponding amount of money, are rendered as user in payment interface in the form of certain, please join
Fig. 4 is examined, Fig. 4 shows a kind of display schematic diagram of payment interface, in figure, counterparty and the open-and-shut presentation of transaction amount
For user.In addition, Financial Information in addition to counterparty and the amount of money, can also include matters and the means of payment etc., wherein,
Matters represent, because what generates this transaction, what commodity bought for example, or remittance etc. matters of transferring accounts；Pay
Mode then represents the path paid, and user is paid by bank card, or by the corresponding dummy payments of financial application,
Paid such as Q coin, or by other financial applications, such as remaining sum in wallet class application Alipay.In addition, finance letter
Breath can also be including relevant temporal information, positional information etc., the position for representing the time of financial transaction and merchandising,
It is exactly the position that user pays, user can be facilitated to check after recording.
Specifically, the Financial Information obtained in payment interface can include：The character area being partitioned into payment interface；Know
Do not go out the corresponding text information of character area；Financial Information is extracted from text information.Payment interface is that terminal is currently shown
A whole interface on panel, and not every content is word content in this interface, for example some non-texts can be included
The image of the fingerprint grain pattern paid such as fingerprint of word, and touch-control icon of some terminal operations control class etc. content, also have
Part is the white space in payment interface, and in payment interface, attention required for word content is only user；To determine
Word content in payment interface, then needs to be split the character area in payment interface first.Character area and other
Region, such as white space, or the characteristic point of graphics field etc. is different, will can be propped up based on these differences
Pay the character area in interface and mark off, and be based on character area, it is specifically what to identify word content therein.
Word content in payment interface is various, and not all word content is Financial Information, may be had
Advertisement promotion word, or the word that code keyboard etc. is unrelated with payment, it is therefore desirable to again from the word content identified
In, then extract relevant Financial Information；Wherein, the extraction process of Financial Information, that is, finance is extracted from text information
Information can include：According to default keyword message, Financial Information is extracted from text information；And/or according to default
The layout type of payment interface, extracts Financial Information from text information.Wherein, according to default keyword message, from text
Extract Financial Information in word information, expression can according to default with the relevant keyword of Financial Information, such as " payment ", " pay
Money ", " amount of money " etc. keyword, and the context of the word content in payment interface is combined, determine Financial Information.Above-mentioned pass
Keyword is some citings, and the design logic of different operating system and different applications may correspond to different keys
Word, this may be determined according to specific circumstances；And Financial Information is extracted then according to the layout type of default payment interface
Represent, the payment interface of each financial application all each develops, and is all often similar, and some financial application
The interface of financial transaction process should all be consistent each time, such as the position of counterparty, the position of transaction amount, payment hand
The position of section etc. information should uniquely determine for the application, then, according to the layout of known payment interface
Situation, it is possible to which, by the word content in payment interface, the extracting section of Financial Information comes out.Above two extraction scheme exists
Can be carried out alone in the present embodiment, or can both combine, with lifting extraction accuracy.
Storage Financial Information is corresponded to according to counterparty.Wherein, correspond to storage Financial Information according to counterparty to represent, with transaction
User side in side is unit, stores the Financial Information of different users respectively；Alternatively, it also may indicate that, with counterparty
Trading object is unit, and the Financial Information of same transaction object is carried out to collect storage.Wherein, using the user side in counterparty as
Unit, stores the Financial Information of different users i.e. respectively：Determine the consumption inventory in units of counterparty；According to Financial Information
In counterparty, by Financial Information be stored in it is corresponding consumption inventory in.Inventory is consumed, bill can also be referred to as, wherein with
Financial Information constitutes the detail of customer consumption, allows user to learn the consumption of oneself according to the content in bill, from
And the consumption plan of oneself provides possibility for the adjustment of user's science.
In addition, after Financial Information to be stored in corresponding consumption inventory, can also include：Will be pre- at the time of setting
If the consumption inventory in the period is pushed to user.In general, management of the user for bill is all in units of the moon, that is,
Say, setting at the time of can be the end of month in every month, and preset period of time is namely with one month, at the end of month by disappearing in one month
Expense inventory is pushed to user, and the mode of push can produce a reminder message in notification bar, and user can after clicking on
Check details, the entrance that consumption inventory is presented directly in the form of suspended window on the interface of terminal is either consumed clearly
List itself, allows user to be immediately seen the overall picture of consumption inventory.
A kind of terminal is present embodiments provided, by determining in terminal just in the financial application of front stage operation, monitoring finance
Payment interface in, obtains the Financial Information in payment interface, and wherein Financial Information includes at least counterparty and corresponding
The amount of money, storage Financial Information is corresponded to according to counterparty.Implementation through this embodiment, to monitor each financial application in payment transaction
During payment interface mode, determine pay the amount of money and object, be voluntarily manually entered without user, and realize
The integration of the payment information of different financial applications, improves the globality of consumption statistic, greatly improves user experience.
In addition, the present embodiment additionally provides a kind of computer-readable recording medium, the computer-readable recording medium storage
There is one or more program, which can be performed by one or more processor, foregoing each to realize
The step of consumption statistic method in embodiment, which is not described herein again.
It should be noted that herein, term " comprising ", "comprising" or its any other variant are intended to non-row
His property includes, so that process, method, article or device including a series of elements not only include those key elements, and
And other elements that are not explicitly listed are further included, or further include as this process, method, article or device institute inherently
Key element.In the absence of more restrictions, the key element limited by sentence "including a ...", it is not excluded that including this
Also there are other identical element in the process of key element, method, article or device.
The embodiments of the present invention are for illustration only, do not represent the quality of embodiment.
Through the above description of the embodiments, those skilled in the art can be understood that above-described embodiment side
Method can add the mode of required general hardware platform to realize by software, naturally it is also possible to by hardware, but in many cases
The former is more preferably embodiment.Based on such understanding, technical scheme substantially in other words does the prior art
Going out the part of contribution can be embodied in the form of software product, which is stored in a storage medium
In (such as ROM/RAM, magnetic disc, CD), including some instructions are used so that a station terminal (can be mobile phone, computer, services
Device, air conditioner, or network equipment etc.) perform method described in each embodiment of the present invention.
The embodiment of the present invention is described above in conjunction with attached drawing, but the invention is not limited in above-mentioned specific
Embodiment, above-mentioned embodiment is only schematical, rather than restricted, those of ordinary skill in the art
Under the enlightenment of the present invention, in the case of present inventive concept and scope of the claimed protection is not departed from, it can also make very much
Form, these are belonged within the protection of the present invention.
Claims (10)
- A kind of 1. consumption statistic method, it is characterised in that the consumption statistic method includes：Determine in terminal just in the financial application of front stage operation；Monitor the payment interface in the financial application；The Financial Information in the payment interface is obtained, the Financial Information includes at least counterparty and the corresponding amount of money；Corresponded to according to the counterparty and store the Financial Information.
- 2. consumption statistic method as claimed in claim 1, it is characterised in that the finance letter obtained in the payment interface Breath includes：The character area being partitioned into the payment interface；Identify the corresponding text information of the character area；The Financial Information is extracted from the text information.
- 3. consumption statistic method as claimed in claim 2, it is characterised in that it is described extracted from the text information it is described Financial Information includes：According to default keyword message, the Financial Information is extracted from the text information；And/orAccording to the layout type of default payment interface, the Financial Information is extracted from the text information.
- 4. such as claim 1-3 any one of them consumption statistic methods, it is characterised in that described to be corresponded to according to the counterparty Storing the Financial Information includes：Determine the consumption inventory in units of counterparty；According to the counterparty in the Financial Information, the Financial Information is stored in corresponding consumption inventory.
- 5. consumption statistic method as claimed in claim 4, it is characterised in that the Financial Information is stored in correspondence described Consumption inventory in after, further include：The consumption inventory in preset period of time is pushed to user at the time of setting.
- 6. a kind of terminal, it is characterised in that the terminal includes processor, memory and communication bus；The communication bus is used for realization the connection communication between processor and memory；The processor is used to perform one or more program stored in memory, to realize following steps：Determine in terminal just in the financial application of front stage operation；Monitor the payment interface in the financial application；The Financial Information in the payment interface is obtained, the Financial Information includes at least counterparty and the corresponding amount of money；Corresponded to according to the counterparty and store the Financial Information.
- 7. terminal as claimed in claim 6, it is characterised in that the Financial Information obtained in the payment interface includes：The character area being partitioned into the payment interface；Identify the corresponding text information of the character area；The Financial Information is extracted from the text information.
- 8. terminal as claimed in claim 7, it is characterised in that described that the Financial Information is extracted from the text information Including：According to default keyword message, the Financial Information is extracted from the text information；And/orAccording to the layout type of default payment interface, the Financial Information is extracted from the text information.
- 9. such as claim 6-8 any one of them consumption statistic methods, it is characterised in that described to be corresponded to according to the counterparty Storing the Financial Information includes：Determine the consumption inventory in units of counterparty；According to the counterparty in the Financial Information, the Financial Information is stored in corresponding consumption inventory.
- A kind of 10. computer-readable recording medium, it is characterised in that the computer-readable recording medium storage have one or Multiple programs, one or more of programs can be performed by one or more processor, to realize that claim 1-5 such as appoints The step of consumption statistic method described in one.
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Application publication date: 20180413 |